BPS Marketing officer Question Paper 2012 with Answers,Free Download BPS Marketing !

fficer Model Question Paper,it has "0 #uestions on Professional $nowledge with answers,Bold option is the Answer for each #uestion%&hese Question Papers helps students to anal'se the Question Pattern of BPS Specialist(Marketing officer Paper 2012%'ou can also download the full BPS Specialist officer #uestion paper here%&his Sa)ple #uestion paper ha*e "0 #uestions along with answers% Professional $nowledge Model Question Paper for BPS Marketing !fficer 1% Marketing in +anks is defined as a, +, c, d, e, -egotia+le nstru)ents Act Banking .egulation Act .eser*e Bank of ndia Act /o)panies Act -one of these

2% Marketing in Banks is a, A one(da' function +, A one()an function c, e, a, +, c, d, A one(off affair -one of these Boosting the purchases Boosting the sales Di*ersified +usiness .eali2ation of drea)s d, All of these 0% 1ffecti*e Marketing helps in

e, All of these 3% A 4Bu'er5s )arket5 )eans a, +, c, d, e, Bu'ers are also sellers Sellers are also +u'ers &he' are not sellers De)and e6ceeds suppl' Suppl' e6ceeds de)and

"% &he se#uence of a sales process is a, A call, a lead, presentation and sale +, c, d, e, a, +, c, d, A lead, a call, presentation and sale Presentation, sale, lead and call Presentation, lead, sale and call Sale, call, lead and presentation Displa' of products 16plain the utilit' products A gift Displa' of co))unication skills

7% A presentation )eans

e, All of these 8% A 4leads5 )eans a, A +u'er

+, A seller c, d, A co)pan' intending to its products A prospecti*e +u'er

e, A disinterested +u'er 9% 4Bench)ark5 )eans a, +, c, d, e, a, +, c, d, Products line up on +ench Sales )an sitting on a +ench Set standards Marks on a +ench -one of these /usto)ers personal accounts /usto)er selling goods Special products for each custo)er Better relations

:% 4/usto)i2ation5 )eans

e, All of these 10% /usto)er .etention )eans a, +, c, d, .etaining the custo)ers at the +ank for the full da' Quick disposal /usto)ers dealing with the sa)e +ank for a long ti)e Better standards

e, All of these 11% ;alue(added ser*ices )eans a, +, c, d, <i*ing full *alue for )one' Better *alue for +etter price /ostlier ser*ice Additional ser*ice

e, All of these 12% =P!S> )eans ?in )arketing, a, +, c, d, e, Preparation for sales Point of superiorit' Point of sales Pri)ar' !utlook of sales)en Position of sales

10% 4-iche5 Market )eans a, A free )arket +, A social )arket c, d, e, a, +, c, 1#uit' )arket /apital )arket A specified )arket for the target group /o)pan'5s prospectus Sa)e as )e)orandu) of association A docu)ent for )arketing strategies

13% A )arket plan is

d,

Business goals

e, Action plan for +etter production 1"% =@- > in )arketing )eans a, +, c, d, e, a, +, c, d, e, a, +, c, d, e, a, +, c, e, @igh nu)+er influence @ighl' negati*e indi*idual @igh networth i)pro*e)ent @igh networth indi*idual @igh inspired national Moti*ation 1)path' /o))unication skills S')path' Perser*erance De)and e6ceeds suppl' Suppl' e6ceeds de)and Bu'er is illiterate Seller is illiterate -one of these Di)inish sales Boost sales -eutral effect -one of these

17% !ne of the following is not re#uired for effecti*e )arketing% Find the sa)e

18% 1ffecti*e co))unication skills are not re#uired in )arketing if

19% /o)petition helps to

d, All of these 1:% -egotiation skills help in a, Arri*ing at consensus +, c, d, e, Breaking the ice /arr'ing )arketing further Mutual win(win result of +argaining All of these

20% .elationship Marketing is useful for a, &rade +etween relati*es +, &rade +etween sister concerns c, d, /ross(selling of products Preparing a list of relati*es

e, &here is no such ter) as relationship )arketing 21% Marketing is not re#uired for which one of the following productsA a, +, c, d, e, /orporate loans 16port +usiness )port +usiness /redit card +usiness -one of these

22% A&M )eans a, An' ti)e )arketing +, An' ti)e )one' c, d, An' ti)e )achine Auto)ated teller )achine

e, Auto)atic teller )one' 20% <ood Pu+lic .elation indicate a, +, c, d, e, a, +, c, d, e, )pro*ed )arketing skills )pro*ed +rand i)age )pro*ed custo)er ser*ice All of these -one of these Monitor perfor)ance of sales persons Monitor sense6 Monitor Media outlets Monitor profits -one of these

23% !ne wa' of )arket )onitoring is

2"% -etworking helps in )arking )arketing function a, A difficult task +, A la+orious task c, d, e, a, +, c, d, e, a, +, c, e, a, +, c, d, e, a, An eas' task -etworking has nothing to do with )arketing -etworking has onl' a partial role to pla' in )arketing Mo+ile phones nternet &elephones All of these -one of these Maternit' wards @anding o*er the products to the +u'ers Place where products are )ade a*aila+le to the +u'ers -one of these @iring )ore staff Firing )ore staff Bu'ing )ore products Bu'ing )ore co)panies <rowth in sales through e6isting and new products De*eloping new product

27% Digital +anking can +e resorted throughB

28% Deli*er' channel )eans C

d, All of these 29% Marketing 16pansion )eans C(

2:% 1ffecti*e )arketing helps in C

+, c, d, e,

/reating a co)petiti*e en*iron)ent Building de)and for products All of these -one of these

00% !ne of the )ethods for )arket )onitoring is C( a, &o watch &; serials +, c, e, a, +, c, d, e, a, +, c, d, &o discuss with other sales persons &o )onitor )edia outlets -one of these Data )ining Market research Media research Pro)otional progra)s All of these Passing an e6a)ination 1le*ation fro) one grade to another Selling the products through *arious )eans Selling the products in specific area

d, All of these 01% Source of sales Deads are C(

02% Pro)otion in )arketing )eans C(

e, All of these 00% A call in )arketing )eansB a, &o phone the custo)ers +, &o *isit the custo)ers c, d, e, a, c, e, a, c, d, e, &o *isit the )arketing site &o call on prospecti*e custo)ers -one of these /ostlier products 16tra work +' the sales persons -one of these Melas Door to door ca)paigns All of these -one of these

03% ;alue(Added Ser*ice )eansB +, Additional +enefits at the sa)e cost d, All of these 0"% .ural Marketing can +e )ore effecti*e if it is arranged throughB +, ;illage fairs

07% &he target group for )arketing of 1ducational Doans isB a, All custo)ers +, c, Students !nl' poor students

d,

Students with good acade)ic record

e, All of these 08% After sales ser*ice is not the Eo+ ofB a, +, c, d, e, a, +, c, d, e, a, +, c, d, e, a, +, c, d, e, a, +, c, e, a, +, c, d, Marketing staff Sales persons Directors of the co)pan' 1)plo'ees of the co)pan' All of the a+o*e are false Product designing -ew ideas Moti*ation !nl' ?a, and ?+, !nl' ?+, and ?c, Go+ co))it)ent Socia+ilit' 1)path' All of these -one of these ncreasing the sales *olu)e ncreasing the profits ncreasing the outputs of the sales persons All of these -one of these Marketing to oneself Marketing to core self Marketing to the e)plo'ees -one of these Market research Market plan Marketing strategies Market )onitoring

09% nno*ation )eansB

0:% A good sales person should ha*e following #ualit'F#ualitiesB

30% Successful )arketing ai)s atB

31% nternet )arketing )eansB

d, All of these 32% Market sur*e' )eansB

e, All of these 30% .ural Marketing need not +e restored to +ecauseB a, +, c, d, .ural persons do not understand )arketing t is not cost *ia+le t is a waste of ti)e All the state)ents are false

e, All the state)ents are true

33% -etworking )akes )arketingB a, ;er' difficult +, ;er' cu)+erso)e c, d, e, 1as' to handle @as no rule )arketing -one of these

3"% &he target group for )arketing of nternet Banking isB a, All custo)ers +, All literate custo)ers c, d, e, a, +, c, d, e, a, +, c, d, e, a, +, c, d, e, a, +, c, d, e, a, +, c, d, e, All co)puter literate custo)ers !nl' +orrowers -one of these Direct )arketing is to do Bank5s e)plo'ees, ndirect is to outsiders Direct )arketing is to outsiders, ndirect is to e)plo'ees Direct )arketing is to Bank5s owners, ndirect is to outsiders Direct )arketing is to other +anks e)plo'ees, ndirect is to outsiders -one of these Marketing onl' to strangers Mere selling of goods Doing +anking transactions All of the a+o*e -one of these Potential sellers Selling e)plo'ees Potential products and ser*ices $e' e6isting and potential custo)ers All the a+o*e @e likes ndian goods @e does not like ndian goods @e is easil' approacha+le t is cheaper to contact -. 5s &here are special products designed for -. 5s Boosting Direct sales /ontacting /usto)ers on -et ndirect )arketing Direct tele)arketing -one of these

37% Difference +etween direct and indirect +ank )arketing is C(

38% &ransaction )arketing )eansC(

39% n Marketing it is necessar' to dentif'CH

3:% -. is an eas' target for effecti*e )arketing +ecause C(

"0% A DSA helps in C

Read here the important Marketing terms which we have jotted down keeping in mind their importance

for the upcoming IBPS PO Exam scheduled to e conducted on !" #une $%!$ Marketing& 'he all(em racing function that links the usiness with customer needs and wants in order to get the right product to the right place at the right time) Minimum *lternate 'ax +M*',& It-s known that a compan. pa.s tax on profits as per the Income('ax *ct/ If a compan.-s tax lia ilit. is less than !%0 of its profits1 it has to pa. a minimum alternate tax of !%0 of the ook profits/ MO23*'& It stands for Modified 3alue *dded 'ax and is a wa. of giving some relief to the final manufacturers of goods on Excise 2uties orne . their suppliers/ Moneti4ed 2eficit& Measures the level of support the RBI provides to the 5entre-s orrowing program/ 6ational 2e t& 'otal outstanding orrowings of the central government exche7uer/ 6on(Plan Expenditure& Expenses that don-t form a part of the government-s five .ear plan/ 'hese expenses consist of Revenue and 5apital Expenditure on interest pa.ments1 2efense Expenditure1 su sidies1 postal deficit1 police1 pensions1 economic services1 loans to pu lic sector enterprises and loans as well as grants to State governments1 8nion territories and foreign governments/ 6on('ax Revenue& *n. loan given to state governments1 pu lic institutions1 PS8s come with a price +interests, and forms the most important receipts under this head apart from dividends and profits received from PS8s/ 'he government also earns from the various services including pu lic services it provides/ Peak Rate& it is the highest rate of 5ustom 2ut. applica le on an item/ Per capita income& 'he national income of a countr.1 or region1 divided . its population/ Performance Budget& it is a compilation of programs and activities of different ministries and departments/ Plan Expenditure& 5onsists of oth Revenue Expenditure and 5apital Expenditure of the 5enter on the 5entral Plan1 5entral *ssistance to States and 8nion 'erritories/ Plan Outla.& Plan Outla. is the amount for expenditure on projects1 schemes and programmes announced in the Plan/ 'he mone. for the Plan Outla. is raised through udgetar. support and internal and extra( udgetar. resources/ 'he government accounts/ Primar. 2eficit& 9iscal 2eficit minus Interest pa.ments Product life c.cle& 'he course of a product-s sales and profita ilit. over its lifetime/ 'he model descri es five stages1 each of which represents a different opportunit. for the marketer& ( 2evelopment1 Introduction1 :rowth1 Maturit.1 2ecline/ Product& * product is defined as an.thing that is capa le of satisf.ing customer udgetar. support is also shown as plan expenditure in

Progressive 'ax Structure& a tax structure in which the marginal tax rate increases as the level of income increases/ Promotion& One of the four )P-s) of the marketing mix/ Promotion is all a out Proportional 'ax& a tax taking the same percentage of income regardless of the level of income/ Pu lic *ccount& it is an account where mone. received through transactions not relating to consolidated fund is kept/ Pu lic 2e t& 'he difference etween orrowings and repa.ments during the .ear is the net accretion to the pu lic de t/ Pu lic de t can e split into two heads1 internal de t +mone. orrowed within the countr., and external de t +funds orrowed from non(Indian sources,/ Regressive 'ax& a tax in which the poor pa. a larger percentage of income than the rich/ It is the opposite of Progressive 'ax/ Repo +Repurchase, rate& It is the rate at which the RBI lends shot(term mone. to the anks against securities/ ;hen the repo rate increases orrowing from RBI ecomes more expensive/ 'herefore1 we can sa. that in case1 RBI wants to make it more expensive for the anks to orrow mone.1 it increases the repo rate< similarl.1 if it wants to make it cheaper for anks to orrow mone.1 it reduces the repo rate/ Revenue udget& 5onsists of Revenue Receipts and Revenue Expenditure of the government/ Revenue 2eficit& It is the difference etween Revenue Expenditure and Revenue Receipts/ Revenue Surplus& Opposite of Revenue 2eficit1 it is the excess of Revenue Receipts over Revenue Expenditure/ Reverse Repo rate is the rate at which anks park their short(term excess li7uidit. with the RBI/ 'he anks use this tool when the. feel that the. are stuck with excess funds and are not a le to invest an.where for reasona le returns/ *n increase in the reverse repo rate means that the RBI is read. to orrow mone. from the anks at a higher rate of interest/ *s a result1 anks would prefer to keep more and more surplus funds with RBI/ Revised Estimates& usuall. given in the following Estimates and the actual figures/ SEBI& Securities and Exchange Board of India Securities 'ransaction 'ax +S'',& S'' is a small tax .ou need to pa. on the total amount .ou pa. or receive in a share deal/ In the $%%=(%> Budget1 the government did awa. with the tax on profits earned on the sale of shares held for over a .ear +known as long(term capital gains tax, and replaced it with S''/ S?R& Statutor. ?i7uidit. Ratio/ Ever. ank is re7uired to maintain at the close of usiness ever. da.1 a minimum proportion of their 6et 2emand and 'ime ?ia ilities as li7uid assets in the form of cash1 gold udget1 it is the difference etween the Budget

and un(encum ered approved securities/ 'he ratio of li7uid assets to demand and time lia ilities is known as Statutor. ?i7uidit. Ratio +S?R,/ RBI is empowered to increase this ratio up to =%0/ *n increase in S?R also restrict the ank-s leverage position to pump more mone. into the econom. Special Economic @one Scheme& * new export promotion scheme entitled ASpecial Economic @one+SE@, was introduced in the Export and Import +EBIM, Polic. which came into effect from !/=/$%%%/ 'he Scheme envisages a simple and transparent polic. and procedure for promotion of exports with minimum paper work/ 'he most important feature of the Scheme is that the SE@ area is considered essentiall. as a foreign territor. for the purposes of trade operations1 duties C tariffs/ 'herefore1 goods supplied to SE@ from the 2omestic 'ariff *rea +2'*, are treated as deemed exports and goods rought from SE@ to 2'* are treated as imported goods/ Su sidies& 9inancial aid provided su sidies/ Su vention& 'his is how a government ears the loss that financial institutions incur when asked to give farmer loans elow the market rates/ Surcharge& 'his is an extra it of !%0 on the tax lia ilit. that individuals pa. for earning more than Rs/ !% lakh/ 5ompanies with revenue of up to Rs/ ! crore are spared/ 'R*I& 'elecom Regulator. *uthorit. of India 'reasur. Bill +'(BI??S,& 'hese are onds +de t securities, with maturit. of less than a .ear/ 'hese are issued to meet short(term mismatches in receipts and expenditure/ 3*'& 'his tax is ased on the difference etween the value of output and the value of inputs used to produce it/ 'he aim here is to tax a firm onl. for the value it adds to the manufacturing inputs1 and not the entire input cost/ 'hus1 3*' helps avoid a cascading of taxes as a product passes through different stages of productionDvalue addition/ 3ote On *ccount& It is a sort of interim udget where the government presents accounts re7uired to keep the process on until the next government takes over/ ;a.s *nd Means *dvance +;M*,& RBI is the anker for oth 5entral and State governments/ Eence1 it provides a reather to manage mismatches in their receipts and pa.ments in the form of wa.s and means advances/ ;hat is the 8nion BudgetF& 'he 8nion Budget is the annual report of India as a countr./ It contains the government of India-s revenue and expenditure for the end of a particular fiscal .ear1 which runs from *pril ! to March G!/ 'he 8nion Budget is the most extensive account of the government-s finances1 in which revenues from all sources and expenses of all activities undertaken are aggregated/ It comprises the revenue udget and the capital udget/ It also contains estimates for the next fiscal .ear/ Wholesale Price Index: Prices of goods that are dealt with wholesale +mostl. inputs to production1 . the 5enter to individuals or a group of individuals to e

competitive/ 'he grant of su sidies is also aimed at improving their skills of those who enefit from the

rather than finished commodities,/

ere are some tips and strategies related to all > sections of IBPS Specialist Officers Exam $%!=/ 'ake a look& English ?anguage& 'ips English ?anguage is considered as one of the most scoring sections in IBPS Specialist Officers Exam $%!=1 which re7uires good command over English grammar and language/ 'o score well in this section1 the candidates are re7uired to strengthen their voca ular. power as well as the. should e ver. clear and precise in grammatical concepts/ 'his section generall. includes Passage Based 7uestions1 5ommon Error in Sentence1 Rapid 9illers1 5lose 'est1 *nton.ms1 and S.non.ms etc/

Huantitative *ptitude& 'ips 9or solving the 7uestions of 6umerical * ilit.1 the candidate should have knowledge of asic

calculations1 and approximation concepts/ 'he clarit. in asic concept knowledge will directl. drive the candidates to the right option/ *part from this1 speed is the foremost re7uirement for numerical a ilit. section/ *nd most important1 do not avoid an. t.pe of 7uestion1 not even consider an. t.pe insignificant as .ou never know which 7uestion t.pe would catch highlight in this section/ 'he 7uestions in this section are generall. from the topics of Simplification1 *pproximation1 Profit and ?oss Percentage1 2iscount1 *verage1 2ata Interpretation1 'ime and ;ork etc/

Reasoning *ptitude& 'ips 9or preparation of Reasoning Section1 one should re7uire mental alertness and logical skills/ 'o e an expertise in this section1 candidate should understand the nature of 7uestions . practicing similar 7uestions from model papers and previous .ear exam papers/ 'he 7uestions in this section are included from topics like 3er al and 6on 3er al Reasoning including topics( *nalog.1 Input(Output1 5lassification1 S.llogism1 Inferences etc/

:eneral *wareness with Special& 'ips It is one of the scoring sections of the IBPS 5lerk Exam Huestion Paper/ 9or preparation of this section1 the candidates should have an e.e over latest happenings in the anking industr. and econom. as well as in the domain of their speciali4ation/ 5over overall recent issues up to I months efore examination/ Besides1 aspirants should also rush their knowledge of the asics of :eneral *wareness/ 'he topics included in :* Section consist of Banking S.stem of India1 Mone.1 Budgeting1 9inancial Planning1 6ational and International Organi4ation etc/

Professional Jnowledge& 'ips

Professional Jnowledge section might e .our comfort 4one as in this section related to .our stream or speciali4ation will asked/ So1 .ou must have een clear on the asic concepts of .our su ject if .ou want to do well in this section/ Start preparing accordingl./

E?O; IS 'EE 2E'*I?E2 SK??*B8S O9 IBPS SPE5I*?IS' O99I5ER $%!= 9OR *?? 'EE SE5'IO6S&

*,/ IBPS $%!= SO +SPE5I*?IS' O99I5ER, SK??*B8S 9OR E6:?ISE ?*6:8*:E SE5'IO6& Reading 5omprehension 3oca ular. :rammar Identification Of Errors Para Su stitution Para #um le 5lose 'estD Passages S.non.msD *nton.ms Sentence completion Passage 5ompletion 5hoosing the appropriate word

Spelling 5heck
B,/ IBPS $%!= SO +SPE5I*?IS' O99I5ER, SK??*B8S 9OR RE*SO6I6: SE5'IO6& *lpha et and 6um ers Series 'est Mathematical Operations S.llogism+all cats are dog, *nalogies D 2ecision Making 5lassification 5odingD 2ecoding Blood Relations Odd One Out 6um er1 Ranking1 'ime Se7uence 'est *nal.tical Reasoning 5ause and Effect 2irectionsD2istance sense test Input and Output *rrangement Seating *rrangements 5oded Ine7ualities 2ecision Making statement and conclusion statement and assumptions cause C effect course of action passage and conclusion test *ssertion and Reason Statement and 5ourses of *ction

6on 3er

al Reasoning Includes series test1 odd figures1 *nalog. etc

5,/ IBPS $%!= SO +SPE5I*?IS' O99I5ER, SK??*B8S 9OR H8*6'I'*'I3E *P'I'82E& 6um er s.stem and simplification 6um er series Pro lem ased on num ers 2ecimal 9raction simplification Ratio and Proportion Percentage Partnership simple interest compound interest time and work time and 2istance Mensuration +$ dimension, speed and distance permutation and com ination Pro a ilit.

2ata Interpretation and sufficienc. includes 2ata 'a

5ase stud. etc/

le1 Pie charts1 Bar :raphs1 ?ine :raphs1 Mixed :raphs1

2,/ IBPS $%!= SO +SPE5I*?IS' O99I5ER, SK??*B8S 9OR :E6ER*? *;*RE6ESS 'his section has a special focus on the Banking Sector therefore1 the candidate must look into ever. minute development or detail that the anking industr. has gone into in the last five .ears and the est wa. to gra a hold over this su ject is through reading maga4ines1 newspapers etc/ E,/ IBPS $%!= SO +SPE5I*?IS' O99I5ER, SK??*B8S 9OR PRO9ESSIO6*? J6O;?E2:E& 'his section will asicall. include 7uestions from the academics which means this section is ased on the post or designation that the candidate has applied for/ 9or example if the candidate has applied for *gricultural 9ield officer then this section will have 7uestions related to animal hus andr.1 horticulture1 agriculture etc/ 'his is how this section should e prepared . mastering the su jects that the candidate has alread. studied/ 9, IBPS $%!= SO SPE5I*?IS' O99I5ER SK??*B8S 9OR 5OMP8'ER +I' O99I5ER,& 2ata Base Management S.stem +2BMS, 2ata 5ommunication C 6etworking Operating S.stem C amp< s.stem programming 5ompiler 2esign Software Engineering 2igital Electronics 5omputer organi4ation C Microprocessor 2ata Structure Integrated 5ircuits Programming ?anguage 51 5LL and OOPS IMPORTANT LINKS:

BPS S! 2013 16a) -otification

BPS !fficial Ie+site

RELATED LINKS:

BPS S! 2013 1ligi+ilit' /riteria

BPS S! 2013 Application For)

BPS S! 2013 !nline .egistration

BPS S! 2013 16a) Pattern

BPS S! 2013 .eser*ation !f Seats

BPS S! 2013 Sa)ple Papers

BPS S! Pre*ious Jear Papers

Total NO. of questions :- 200 Question Total No. of marks: 200 Marks Negative marks Per Question 1/4 : 0.25 Total written Test E am Time !uration :" 120 minutes #2 $ours% IBPS Specialist Officer Exam S lla!us "easonin# Question &er'al (easoning:)o*ing !e+o*ing , -nalog., /loo* (elation, -rrangement,Non"ver'al (easoning, !e+ision Making, 0eries )om1letion Test, 0.llogism -lgo, 0tatement (easoning, 0eries )om1letion, -nalog., an* )lassifi+ation of No.2s En#lis$ %no&le'#e Question&o+a'ular. Question )om1re$ension Question Error !ete+tion -rrangement an* (earrangement 3rammar Question 3eneral 4sage: 5*ioms an* P$rases Quantati(e Aptitude Question-rit$meti+: Num'eroligi+al, 0im1lifi+ation, (oots, -verage/s1ee*, 0ur*s 6 5n*i+es, Per+entage/ )al+ulation, 5nterest / Profit an* 7oss, (atio an* Pro1ortion, Pro'lems on Trains 7ogarit$ms, &olume an* 0urfa+e -rea, Permutation 6 +om'ination, Pro'alilit. , Partners$i1, )$ain / !ivi*e (ule, Time an* 8ork, Pi1es 6 )isterns, Time an* !istan+e, Menstruation, Pro'a'ilit., 9eig$ts an* !istan+es !ata 5nter1retation: Ta'ulation, /ar 3ra1$s, 7ine 3ra1$s, Pie )$arts )eneral *&areness Question:nowle*ge of +urrent -ffair Ever.*a. o'servations an* e 1erien+e to relate* Question ; e*u+ate* 1erson 5n*ia )urrent an* its neig$'oring +ountries 01orts "+ri+ket 6 ot$er game, 9istor., )ulture, E+onom., 3eogra1$., 3eneral Polit., 5n*ian )onstitution, 0+ientifi+ (esear+$ Questions. 41to 50< of t$e =uestions will 'e relate* to E+onom., /anking an* >inan+e Professional %no&le'#eQuestions from an. >iel* " -gri+ulture, 7aws, Marketing, 5T se+tor, an* 9(

Instructions: A word and number arrangement machine when given an input line of words and numbers rearranges

them following a particular rule in each step. The following is an illustration of input and rearrangement. Input: go now 53 39 18 for again 66 Step 1 : 66 go now 53 39 18 for again Step 2 : 66 again go now 53 39 18 for Step 3 : 66 again 53 go now 39 18 for Step 4 : 66 again 53 for go now 39 18 Step 5 : 66 again 53 for 39 go now 18 Step 6 : 66 again 53 for 39 go now 18 Step 7 : 66 again 53 for 39 go 18 now As per the rule followed in the following questions the appropriate step for the given input. 1. Input: trees 18 27 desk are 91 hour zero 31 16 chairs. hich of the following will be step ! " A.# 91 are 31 trees 18 $% des& hour 'ero 16 chairs (.# 91 trees 18 $% des& are hour 'ero 31 16 chairs ).# 91 are 31 chairs trees 18 $% des& hour 'ero 16 *.# 91 are 31 chairs $% des& 18 trees hour 'ero 16

Answer: Option 'C' Step 1 : 91 trees 18 27 desk are Step 2 : 91 are trees 18 27 desk our !ero 31 16 c airs our !ero 31 16 c airs our !ero 16 c airs our !ero 16 our !ero 16 our !ero 16 our !ero 16

Step 3 : 91 are 31 trees 18 27 desk

Step 4 : 91 are 31 c airs trees 18 27 desk Step 5 : 91 are 31 c airs 27 trees 18 desk Step 6 : 91 are 31 c airs 27 desk trees 18 Step 7 : 91 are 31 c airs 27 desk 18 trees Step 8 : 91 are 31 c airs 27 desk 18 Step 9 : 91 are 31 c airs 27 desk 18 Step 1" : 91 are 31 c airs 27 desk 18
1. Input: how two 38 23 87 43 room over hich of the following steps will be the last" A.# +tep ! ).# +tep 6

our trees !ero 16 our 16 trees !ero our 16 trees !ero

(.# +tep 5 *.# +tep %

Answer: Option 'C' Step 1 : 87 Step 2 : 87 Step 3 : 87 Step 4 : 87 Step 5 : 87 Step 6 : 87

1.

ow two 38 23 43 roo# o$er ow 43 two 38 23 roo# o$er ow 43 o$er two 38 23 roo# ow 43 o$er 38 two 23 roo# ow 43 o$er 38 roo# two 23 ow 43 o$er 38 roo# 23 two
94 car 86 window shut 52 31 house

Step 2 o% an input is:

hich of the following is definitel, the input" A.# 9! car window 86 shut 5$ 31 house ).# car shut window 86 5$ 31 house 9! (.# 86 window 9! car shut 5$ 31 house *.# cannot be determined

Answer: Option '&' 'ro# t e (i$en step input cannot )e deter#ined

1. Input: show 51 37 now for 82 49 goot hich of the following steps will be the last but one" A.# +tep % ).# +tep 6 (.# +tep 8 *.# +tep 5

Answer: Option 'C' Step 1 : 82 s ow 51 37 now %or 49 (oot Step 2 : 82 %or s ow 51 37 now 49 (oot Step 3 : 82 %or 51 s ow 37 now 49 (oot Step 4 : 82 %or 51 (oot s ow 37 now 49 Step 5 : 82 %or 51 (oot 49 s ow 37 now Step 6 : 82 %or 51 (oot 49 now s ow 37 Step 7 : 82 %or 51 (oot 49 now 37 s ow
1. Step 4 o% an input is: 58 bo 47 dew 15 21 town !ot

hich of the steps will be the last" A.# +tep % ).# +tep 8 (.# +tep 6 *.# +tep 9

Answer: Option '*' Step 4: 58 )o+ 47 dew 15 21 town pot Step 5: 58 )o+ 47 dew 21 15 town pot Step 6: 58 )o+ 47 dew 21 pot 15 town

A word and number arrangement machine when given an input line of words and numbers rearrnges them following a particular rule in each step. The following is an illstation of input and rearrangement. Input: 51 pour 31 star new 23 47 home Step 1 : $3 51 pour 31 star new !% home Step 2 : $3 star 51 pour 31 new !% home Step 3 : $3 star 31 51 pour new !% home Step 4 : $3 star 31 pour 51 new !% home Step 5 : $3 star 31 pour !% 51 new home Step 6 : $3 star 31 pour !% new 51 home As per the rule followed in the following questions the appropriate step for the given input. 1. Step 2 o% an input is: 18 task bear co"d duck 81 64 32 -ow man, more steps will be complete the rearrangement" A.# Three ).# .ive (.# .our *.# +i/

Answer: Option 'C' Step 2: 18 task )ear co,d duck 81 64 32 Step 3: 18 task 32 )ear co,d duck 81 64 Step 4: 18 task 32 duck )ear co,d 81 64 Step 5: 18 task 32 duck 64 )ear co,d 81 Step 6: 18 task 32 duck 64 co,d )ear 81

Step 7: 18 task 32 duck 64 co,d 81 )ear

1. Input: 72 59 37 go for !icnic 24 #ourne$ -ow man, steps will be required to complete the rearrangement" A.# Three ).# .ive (.# .our *.# +i/

Answer: Option '&' Step 1: 24 72 59 37 (o %or picnic -ourne. Step 2: 24 picnic 72 59 37 (o %or -ourne. Step 3: 24 picnic 37 72 59 (o %or -ourne. Step 4: 24 picnic 37 -ourne. 72 59 (o %or Step 5: 24 picnic 37 -ourne. 59 72 (o %or Step 6: 24 picnic 37 -ourne. 59 (o 72 %or
1. Input: nick f"ower 37 14 cost height 42 57 which of the following will be step 3" A.# 1! nic& 3% height flower cost !$ 5% ).# 1! nic& 3% flower cost height !$ 5% (.# 1! nic& 3% height !$ flower cost 5% *.# 1! nic& flower 3% cost height !$ 5%

Answer: Option '&' Step 1: 14 nick %,ower 37 cost Step 2: 14 nick 37 %,ower cost Step 3: 14 nick 37
1.

ei( t 42 57 ei( t 42 57

ei( t %,ower cost 42 57

Step 2 o% an input is : 17 victor$ 19 37 58 store "ike town which of the following will be step 3" A.# 1% victor, 19 town store 3% 58 li&e ).# 1% victor, 19 town 3% 58 store li&e (.# 1% victor, 19 town 3% store 58 li&e *.# There will be no such step

Answer: Option 'C' Step 2: 17 $ictor. 19 37 58 store ,ike town Step 3: 17 $ictor. 19 town 37 58 store ,ike Step 4: 17 $ictor. 19 town 37 store 58 ,ike Step 4 is t e ,ast step/

1.

Step 3 o% an input is : 36 window 45 96 86 u"tra book %ueen -ow man, more steps will be required to complete the rearrangement" A.# Three ).# .ive (.# .our *.# +i/

Answer: Option 'A' Step 3: 36 window 45 96 86 u,tra )ook 0ueen Step 4: 36 window 45 u,tra 96 86 )ook 0ueen Step 5: 36 window 45 u,tra 86 96 )ook 0ueen Step 6: 36 window 45 u,tra 86 0ueen 96 )ook

A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and rearrangement. Input: some found 19 other 99 27 came 45 Step 1 : came some found 19 other 99 $% !5 Step 2 : came 99 some found 19 other $% !5 Step 3 : came 99 found some 19 other $% !5 Step 4 : came 99 found !5 some 19 other $% Step 5 : came 99 found !5 other some 19 $% Step 6 : came 99 found !5 other $% some 19 +tep 6 is the last step of the rearrangement of the above input. As per the rules followed in the following questions the appropriate step for the given input. 1. Input : mathematics hour for 18 against 89 21 47 hich of the following will be step $" A.# against 89 hour mathematics for 18 $1 !% ).# against 89 mathematics hour for 18 $1 !% (.# against 89 mathematics 18 hour for $1 !% *.# )an not be determined

Answer: Option 'C' Step 1: a(ainst #at e#atics our %or 18 89 21 47 our %or 18 21 47

Step 2: a(ainst 89 #at e#atics

1. Input: books a"" 25 57 67 greate new 39 hich of the following will be step !"

A.# all 6% boo&s 5% greate new $5 39 ).# all 6% boo&s 5% greate $5 new 39

(.# all 6% boo&s 5% greate 39 $5 new *.# )an not be determined

Answer: Option 'C' Step 1: a,, )ooks 25 57 67 (reate new 39 Step 2: a,, 67 )ooks 25 57 (reate new 39 Step 3: a,, 67 )ooks 57 25 (reate new 39 Step 4: a,, 67 )ooks 57 (reate 25 new 39
1. Input: one a"" 36 28 49 s"ee! maths 59 which of the following will be last" A.# 6 ).# 5 (.# % *.# 8

Answer: Option 'C' Step 1: at one 36 28 49 s,eeo #at s 59 Step 2: at 59 one 36 28 49 s,eep #at s Step 3: at 59 #at s one 36 28 49 s,eep Step 4: at 59 #at s 49 one 36 28 s,eep Step 5: at 59 #at s 49 one 36 s,eep 28
1. Step 3 o% an input is : being 69 doing 19 27 tiger fight 39 which of the following will be last but one" A.# 6 ).# 8 (.# % *.# 5

Answer: Option 'A' Step 3: )ein( 69 doin( 19 27 ti(er %i( t 39 Step 4: )ein( 69 doin( 39 19 27 ti(er %i( t Step 5: )ein( 69 doin( 39 %i( t 19 27 ti(er Step 6: )ein( 69 doin( 39 %i( t 27 19 ti(er Step 7: )ein( 69 doin( 39 %i( t 27 ti(er 19 Step 7 is t e ,ast step/
1. Step 2 o% an input is : earn 77 39 47 hero go"d 29 more

hich of the following is definitel, the input" A.# !% %% 39 earn hero gold $9 more ).# hero $9 39 %% !% gold earn more (.# $9 39 %% !% hero gold earn more *.# )annot be determined

Answer: Option '&' 1e cannot deter#ine t e input %ro# an. (i$en step/

1. 23rd governor of RBI is ...... 1) Montek Singh Ahluwalia 2) Raghuram Rajan 3) .!.!hakra"arth# $) Sumithra !haudhuri %) &iwakar 'u(tha 2. Raghuram Rajan "elongs to ........ 1) )amilnadu 2) Andhra *radesh 3) Madh#a *radesh $) +* %) Assam 3. Raghuram Rajan was the former !hief ,-onomist of ................ 1) RBI 2) +./ 3) IM0 $) A&B %) SBI $. 1ho among the following never served as 'overnor of RBI2 1) 3ames )a#lor 2) Bengal Rama Rau 3) *rana" Mukherjee $) !.Ranga Rajan %) Manmohan Singh %. 1hi-h among following served as the governor of RBI and 0inan-e Minister of India2 1) !.Rangarajan and !.&.&eshmukh 2) 4.5. Redd# and Manmohan Singh 3) !.&. &eshmukh and Manmohan Singh $) &.Su""arao and Bimal 3alan %) All of a"ove 6. Board of 0inan-ial Su(ervision 7B0S) of RBI started in ......... 1) 2881 2)199$

3)199: $) 288: %) 2888 ;. Board of 0inan-ial Su(ervision of RBI formed as a -ommittee of the -entral Board of &ire-tors of RBI. )he !ommittee headed "# ............. 1) &e(ut# 'overnor of RBI 2) 'overnor of RBI 3) 0inan-e Minister $) *rime Minister %) .one :. Aim of Board of 0inan-ial Su(ervision 7B0S) of RBI to undertake the -onsolidated su(ervision of the finan-ial se-tor -om(rising the finan-ial organi<ations= !ommer-ial "anks and ............ 1) .B0! 2) !hit funds 3) Share Market $) .'/ %) .one 9. 1hi-h legislation authori<ed RBI to ins(e-t -ommer-ial "anks2 1) Banking Regulation A-t= 193$ 2) Banking Regulation A-t= 19%$ 3) Banking Regulation A-t= 19$9 $) Banking Regulation A-t= 19;2 %) Banking Regulation A-t= 1981 18. 1hi-h among the following is not the fun-tion of B0S of RBI2 1) /ff>site su(ervision of "anks 2) Strengthening of ins(e-tions 3) /rders relating to (a#ment gatewa#s $) Strengthening role of Auditors %) .one 11. 0ina-le !ore Banking and M-!amish Insuran-e (rodu-ts are going to "e laun-hed "# ........ 1) Infos#s 2) )e-h Mahendra Sat#am 3) )!S $) *antla %) .one 12. A +. re(ort has revealed that des(ite wides(read (overt# in the -ountr#= India is on tra-k to meet the +nited .ations? Millennium &evelo(ment 'oal 7M&') of (overt# redu-tion "# .......... 1) 281% 2) 281$ 3) 281:

$) 2828 %) 28$% 13. S1I0) started its live o(erations from 9th Ma# ......... 1) 193% 2) 199: 3) 2813 $) 19;; %) 2881 1$. S1I0) has head@uarters at .......... 1) Bonn 2) .ew 4ork 3) .ew &elhi $) Brussels %) )ok#o 1%. )he u(graded S1I0) II s#stem introdu-ed in ........... to whi-h s#stem the most Indian "anks are hooked. 1) 1996 2) 199% 3) 2881 $) 199: %)19:9 16. )o use S1I0) "ased s#stem= ea-h -ountr# re@uired to install !B). !B) means ... 1) !om(uter Based )ra-ing 2) !om(uter Biased )erminal 3) !hi( Based )erminal $) !om(uter Based )rail %) !om(uter Based )erminal 1;. *resent -hairman of S1I0) is 4awar Shah. Ae "elongs to .......... 2 1) *akistan 2) +A, 3) India $) 0iji %) Iran 1:. '. *admana"han -ommittee a((ointed "# RBI to give the re-ommendations on .......... 1) 0inan-ial In-lusion 2) ,B(ort 0inan-e 3) !ustomer Servi-e $) 0inan-ial Se-tor Reforms %) RRB 19. RBI -onstituted -ommittee under the -hairmanshi( of ........ to review the /m"udsman S-heme on ; 3anuar# 2813.

1) Sudha !hakravarth# 2) Sudha Sharma 3) Suma 5erma $) S. . ailash !handra %) .one 28. Re-onstituted the advisor# "oard on "ank= -ommer-ial and finan-ial frauds headed "# ..... 1) +sha )horat 2) *rathi( !haudhuri 3) Sh#amala 'o(inath $) !handa o--har %) .one 21. Aigh (owered -ommittee headed "# ..... will su"mit re-ommendations of merger of SBI Asso-iates with SBI2 1) .Ranganathan 2) *rathi( !haudhuri 3) S. 5ishwanathan $) Raj#am Bhaskar %) .one 22. 0irst Indian /-ean Rim Asso-iation for Regional !oo(eration 7I/R>AR!) meeting re-entl# held at ....... 1) *ort Couis 2) .ew &elhi 3) Beijing $) Singa(ore %) Mali 23. 1ho heads the RBI (anel re-entl# said that to en-ourage housing a-tivit#= introdu-tion of fiBed>rate loans for u( to 38 #ears2 1) A.*ra"hakar 2) Alok umar Mishra 3) . .5ohra $) M.&.Mall#a %) .arendra Singh 2$. R 3 amath given re-ommendations on ... 1) Aome Coan 2) )ravel Coan 3) ,du-ation Coan $) !onsum(tion Coan %) .one 2%. .arasimhan -ommittee relates to "anking reforms= +sha )horat -ommittee deals with 0inan-ial In-lusion= Rajmannar -ommittee re-ommends on ........

1) Ins(e-tion of Banks in .orth>,astern states 2) Individual Bank a((li-ations regarding "ran-h li-ense 3) Issuing of &emand &raft $) !hanges in Banking Caws and regarding -he@ue "oun-e %) .one 26. RBI (ermitted to o(en first Sharia "ased .on Banking 0inan-e !om(an# in ........ 2 1) 'oa 2) 3ammu D ashmir 3) erala $) /disha %) A* 2;. Aigh level (anel headed "# &ee(ak *arekh has re-ommended in-reasing tariff for "oth the im(orted -oal>"ased thermal station. &ee(ak *arekh is ....... 2 1) !hairman= *M,! 2) !hairman= .S, 3) !hairman= A&0! $) !hairman= )!S %) .one 2:. ,m(owered !ommittee of States? 0inan-e Ministers on 'oods and Servi-es )aB 7'S)) ele-ted A"dul Rahim Rather as its new !hairman on 22 3ul# 2813. Ae is .... 1) 0inan-e Minister of Rajasthan 2) Minister of State for 0inan-e 3) Advisor to 'overnment of India in !ommer-e and )rade $) !hairman of Indian /verseas Bank %) 0inan-e Minister of 3ammu D ashmir 29. )o (re(are a re(ort on the so-ioe-onomi-= health and edu-ational status of the tri"al -ommunities ofIndia= on 1;th August 2813= the government a((ointed a -ommittee headed "# ......... 1) Ms. Sunila Basant 2) &r. . . Mishra 3) &r. +sha Ramanathan $) &r. 3ose(h Bara %) *rof. 5irginius EaBa 38. Rogers !u( won "# ............. 1) And# Murra# 2) Roger 0ederer 3) Rafael .adal $) &avid 0errer %) .one 31. ....... has "een a((ointed as the !hair(erson of the .ational S-hool of

&rama So-iet#2 1) Sha"ana A<mi 2) 'irish arnad 3) Ratan )hi#am $) Madhavi Catha %) Ceela Samson 32. 1orld da# against -hild la"our ......... 1) 12 3anuar# 2) 1: Ma# 3) 12 3une $) 1 &e-em"er %) .one 33. Shakuntala &evi re-entl# (assed awa#. She was a distinguished ........... 1) 0amous -hemist 2) !lassi-al singer 3) !ri-ket (la#er $) Mathemati-al genius %) .one 3$. */S? is the a-ron#m used in "anking. It means ......... 1) *oint of Sales )erminal 2) *ersonal /mission S-ri(t 3) *ending /ff Sales $) *ointed /(en Sales %) *ost /ffi-e Sales 3%. .IM stands for ............. 2 1) .et Interest Minimum 2) .ot Interest Margin 3) .et Internal Margin $) .et Interest Margin %) .et Interest Module 36. 1a#s and Means is the load of Advan-es (rovided "# the RBI to ........ 1) !entral 'overnment 2) Banks 3) State 'overnment $) .ABAR& %) .one 3;. )uareg re"els are a-tive in whi-h of the following -ountries2 1) *akistan 2) Bangladesh 3) .e(al $) Afghanistan %) Mali 3:. )he "ook titled ?Shoes of the &ead? is written "# who among the

following2 1) Ravinder Singh 2) aliangar arunanidhi 3) haled Aosseini $) Amish )ri(athi %) ota .eelima 39. 0irst woman Managing &ire-tor of SBI2 1) Arundhati Bhatta-har#a 2) amilini Bhatta-har#a 3) Aruna Bhatta-har#a $) Seetha Bhatta-har#a %) .one $8. 1hi-h "ank o(ened !ustomer Servi-e *oint 7!S*) to eBtend finan-ial in-lusion targeting ur"an (oor2 1) +nion Bank of India 2) I!I!I 3) SBI $) S#ndi-ate Bank %) 4es Bank $1. ?Maa )hota? s-heme in Andhra *radesh s(onsored "# ........... to im(rove the lot of tri"al families. 1) Andhra Bank 2) +nion Bank of India 3) .ABAR& $) .AB %) RBI $2. 1hi-h Bank in India o(ened India?s first offshore "anking +nit2 1) SBA 2) I!I!I 3) SBI $) ABis %) Bank of Baroda $3. .......... (romoted Se-urities )rading !or(oration of India Cimited 7S)!I) jointl# with the *u"li- se-tor Banks. 1) RBI 2) SBI 3) +)I $) CI! %) S,BI $$. 1hi-h "anks have -omforta"l# retained the to( rank in terms of (rofitsF em(lo#ee= as (er the data released "# the Reserve Bank of India on 38 3une 28132 1) *u"li- Se-tor Banks 2) *rivate Se-tor Banks

3) 0oreign Banks $) !o>o(erative Banks %) Rural Banks $%. /n 11 3ul# 2813= the +nion !a"inet a((roved to set u( a national universit# for women "# the name of ?)he Indira 'andhi .ational +niversit# for 1omen? at Rai"areli in ......... 1) Madh#a *radesh 2) Rajasthan 3) 'oa $) Sikkim %) +ttar *radesh
*NS+E"S:

1(2 11(1 21(0 01(0 31(0

2(0 12(1 22(1 02(0 32(0

0(0 10(3 20(0 00(3 30(1

3(0 13(3 23(0 03(1 33(0

"(0 1"(" 2"(3 0"(3 3"("

7(2 17(" 27(0 07(0

8(2 18(1 28(0 08("

9(1 19(2 29(" 09("

:(0 1:(0 2:(" 0:(1

10(0 20(0 00(0 30(0