Business Lending Treasur y Wealth Management

Interim Report
www.angloirishbank.com

Six months ended 31 March 2007

2007

THERE

IS A

DIFFERENCE

AnglO Irish BanK Interim Report 2007

Financial highlights
Directors
Sean FitzPatrick (Chairman) David Drumm (Group Chief Executive) Lar Bradshaw Tom Browne Fintan Drury Nol Harwerth Anne Heraty Michael Jacob William McAteer Gary McGann Declan Quilligan Ned Sullivan Pat Whelan Secretary: Natasha Mercer 1 2 6 7 8 9 10 13 14 16

Contents
Financial highlights Chairmans statement Consolidated income statement Consolidated balance sheet Consolidated statement of recognised income and expense Consolidated cash ow statement Notes to the interim report Independent review report Group prole Anglo Irish Bank locations

Record underlying prot before tax of 552 Record underlying EPS of 60.6

million, up 47%

cent , an increase of 45% Creating value - cost to income ratio 25% Continued strong return on equity of 30% Total assets 89 billion Lending balances up 19% in the six month period to 59 billion Total funding 75 billion, an increase of 22% Tier 1 capital ratio 8.5%

Exceptional growth in the six months ended 31 March 2007

AnglO Irish BanK Interim Report 2007

Chairmans statement
Sean FitzPatrick Chairman

Record prots and earnings per share, record growth in customer lending, an expanded and enhanced funding base, excellent asset quality and the improvement in our cost to income ratio are the highlights of the period.

Your Bank delivered another excellent performance in the six months to 31 March 2007. Record prots and earnings per share, record growth in customer lending, an expanded and enhanced funding base, excellent asset quality and the improvement in our cost to income ratio are the highlights of the period. These are the key factors which have contributed to the Banks consistent record of creating value for shareholders. Underlying prots for the six months increased by 47% to 552 million, excluding a prot of 22 million on the disposal of our Isle of Man trust activities in December 2006. Including this one off gain, our reported prot grew by 53% to 574 million. Financial highlights of your Groups performance for the period include: Strong protability and shareholder value

Outstanding operational performance

Progress across the Group

Customer lending controlled high quality growth The six months to 31 March 2007 have produced exceptional growth in customer lending, the Banks core activity and key prot driver. Net loan growth of 9.3 billion, up 19% in constant currency terms, brings total customer lending balances to 59.2 billion including funding provided to customers under investment contracts. This level of growth, which was at the upper end of our expectations, reects both the strength of the market during the period and the Banks expanding client franchise. Lending growth was very strong across each of our geographical lending divisions 18% in Ireland, 17% in the UK and 30% in North America. Most importantly, this performance has been achieved whilst maintaining excellent asset quality, the foundation of the Banks lending model. Impaired loans are low, representing just 0.50% of the total loan book. The Bank continues to adhere to its strict underwriting policies. Margins once again remain stable notwithstanding the signicant competition in each market. This reects the strength of the Banks differentiated customer service, providing certainty of delivery to our clients rather than a solely price dependent offering. The Bank anticipates strong lending growth in the six months to September 2007, although it may be imprudent

Exceptional growth in customer lending of 9.3 billion, an increase of 19% on a constant currency basis Robust asset quality with impaired loans representing just 0.50% of closing customer loan balances Strong lending work in progress of 9.2 billion Improved cost to income ratio of 25% Total growth in funding of 13.6 billion, up 22% Strong Tier 1 capital ratio of 8.5%

to expect a repeat of the exceptional level of net lending recorded in the rst half of the year. Looking out further we are condent that the Bank will continue to gain an increasing share of our target markets, particularly in the UK and North America. Above all, growth will continue to be premised on the Banks strict focus on maintaining the long-term asset quality of the loan book. Treasury a robust diversied funding platform Our Treasury division delivered an outstanding funding performance during the rst half of the year with total funding up 13.6 billion, 22% in constant currency terms, to 75.4 billion, at the end of March. The Banks core strategy of diversifying and extending the duration of its funding base continues to strengthen the Groups balance sheet. This is evidenced by the 8.5 billion growth in customer funding, driven in particular by the progress of our UK retail offering, with customer numbers up 75% during the half year to over 63,000. Our success in this sector of the market reects our reputation for superior customer service and competitive, innovative product offerings. A number of other milestones demonstrating the effectiveness of our funding strategy have been reached in recent months. In March, Standard & Poors, the international rating agency initiated coverage of the Bank with an A long-term / A-1 short-term rating. This, together with our existing strong ratings from the other principal rating agencies - Fitch, Moodys and Dominion Bond Rating Service - further enhances the Banks standing in global capital markets.

It is particularly pleasing that all divisions have contributed so positively to the Banks excellent performance.

Dividend
The Board has again declared a strong increase in the Banks interim dividend of 20%, to 6.48 cent per ordinary share. The dividend will be paid on 17 July 2007 to shareholders on the Banks register as at close of business on 18 May 2007. Withholding tax may apply on the dividend depending on the tax status of each shareholder. Shareholders will be offered the opportunity of receiving dividends in the form of cash or shares.

Reported pre-tax prot of 574 million and EPS of 63.6 cent Record underlying pre-tax prot of 552 million, an increase of 47% Record underlying EPS of 60.6 cent, up 45% Continued strong return on equity of 30% 20% increase in interim dividend to 6.48 cent

AnglO Irish BanK Interim Report 2007

The earnings momentum of our strong lending growth to date, a high quality asset base and work in progress of E9.2 billion at 31 March 2007 combine to ensure the continued delivery of superior protability and shareholder value into the future.

The Bank has just issued the capital markets rst covered bond transaction backed solely by UK commercial mortgages. The success of this 2 billion Aaa rated innovative programme provides another valuable source of long-term funding to the Group. Broadening and deepening our funding franchise provides opportunities to the Bank to select the most effective sources of funding from both a business and liquidity perspective. It provides for a highly robust and exible balance sheet under all market conditions. Among other highlights in the period, our corporate sales teams generated signicant fee income by providing innovative interest rate and foreign exchange risk management solutions to customers. Wealth Management The strong performance from our Wealth Management division resulted in a 57% increase in prot to 47 million for the six months to 31 March 2007. All our locations Ireland, Austria, Switzerland, Portugal and the UK contributed to this growth. Private Banking in Ireland continues to be the key driver, conrming our position as Irelands leading provider of wealth management services to the high net worth segment of the market. In the past year we raised over 500 million of investor equity for a wide range of structured investment opportunities. Our newly established UK Private Bank has enjoyed an encouraging start. We aim to replicate the success of our Irish business by providing a tailored and differentiated product offering, initially to our existing UK lending client base.

Continuing capital strength

In February, the Bank further enhanced its capital base through a 5% placement of ordinary equity shares, raising in excess of 540 million from a wide range of new and existing Irish and international institutional investors. This additional capital provides the platform for the Bank to realise the signicant opportunities that exist in our core markets over the medium to long-term. This, together with the strong retentions of more than 400 million, added almost 1 billion to the Banks equity in the period. Total shareholders funds now stand at over 3.6 billion, an increase of 35% since year end. The Banks robust capital position is reected in a Tier 1 ratio of 8.5%.

Board
Once again, I thank Paddy Wright who retired as a Nonexecutive Director following our recent Annual General Meeting. I would like to pay tribute to Paddy whose contribution to the development of the Bank since joining the Board in February 2000 was outstanding. I also welcome Nol Harwerth who joined your Board in February 2007 as a Non-executive Director. Nol was Chief Operating Ofcer of Citibank International in Europe until 2003 and holds a number of non-executive directorships in nancial services and other industries. Nol has extensive experience in international nancial markets and we look forward to her contribution to the Banks next phase of growth.

Outlook condence in the future

The Board is condent of the Banks future prospects. The earnings momentum of our strong lending growth to date, a high quality asset base and work in progress of 9.2 billion at 31 March 2007 combine to ensure the continued delivery of superior protability and shareholder value into the future. The economic fundamentals in our core markets of Ireland, the UK and North America remain sound. We expect the rate of growth in the Irish economy to moderate to a more sustainable long-term level, but this market will continue to provide strong growth opportunities for the Bank. Our positioning in the UK and North America provides signicant opportunity to expand our franchise and deliver quality long-term growth. Your Board looks forward to delivering sustained above market performance through 2007 and beyond.

Our people
It has been another period of signicant investment. We now have 1,672 people which, allowing for the departure of 85 staff following the disposal of our Isle of Man trust activities, is an increase of 8% since September 2006. This continued emphasis on developing teams in our core businesses positions the Bank very well for future growth. The quality and commitment of our people is central to the Groups success and continued growth. The collective skill, knowledge and commitment of our employees underpins an exceptionally strong culture of delivery for customers - the key driver of our performance.

A proven strategy
The Bank will continue its consistent strategy of controlled growth in each of its target markets through customised client offerings. As always, our risk appetite remains conservative and we will maintain our relentless focus on asset quality. We have a coherent group of businesses - Lending, Treasury and Wealth Management - delivering high quality asset growth, a robust and diversied funding platform and a niche private banking service. We will continue to grow organically and to focus on the signicant growth opportunities that exist in each of our target markets.

Sean FitzPatrick Chairman 9 May 2007

AnglO Irish BanK Interim Report 2007

Consolidated income statement

For the six months ended 31 March 2007

(unaudited)

Consolidated balance sheet

As at 31 March 2007
Six months ended 31 March 2006 Year ended 30 September 2006

(unaudited)

Six months ended 31 March 2007 m

31 March 2007 m

30 September 2006

31 March 2006

Interest and similar income Interest expense and similar charges Net interest income Fee and commission income Fee and commission expense Dealing profits Profit on disposal of Isle of Man trust business Other operating income Other income Total operating income Administrative expenses Depreciation Amortisation of intangible assets - software Total operating expenses Operating profit before provisions for impairment Provisions for impairment on loans and advances Operating profit Share of results of joint ventures Profit before taxation Taxation Profit for the period Attributable to: Equity holders of the parent Minority interest Profit for the period

2,453 (1,730) 723 77 (7) 10 22 5 107 830 (192) (5) (6) (203) 627 (56) 571 3 574 (110) 464

1,411 (927) 484 75 (7) 10 7 85 569 (156) (3) (4) (163) 406 (35) 371 4 375 (85) 290

3,169 (2,100) 1,069 147 (14) 27 11 171 1,240 (311) (7) (10) (328) 912 (66) 846 4 850 (192) 658

Assets Cash and balances with central banks Financial assets at fair value through profit or loss - held on own account - held in respect of liabilities to customers under investment contracts Derivative financial instruments Loans and advances to banks Available-for-sale financial assets Loans and advances to customers Interests in joint ventures Intangible assets - software Intangible assets - goodwill Investment property - held on own account - held in respect of liabilities to customers under investment contracts Property, plant and equipment Retirement benefit assets Deferred taxation Other assets Prepayments and accrued income Total assets Liabilities Deposits from banks Customer accounts Debt securities in issue Derivative financial instruments Liabilities to customers under investment contracts Current taxation Other liabilities Accruals and deferred income Retirement benefit liabilities Deferred taxation Subordinated liabilities and other capital instruments Total liabilities Share capital Share premium Other reserves Retained profits Shareholders' funds Minority interest Total equity Total equity and liabilities Contingent liabilities Guarantees Commitments Commitments to lend

953 379 366 3,301 12,880 9,935 57,865 116 21 47 36 2,528 37 23 37 107 38 88,669 8,494 45,361 21,530 3,391 1,802 125 29 186 7 48 4,067 85,040 122 1,138 (22) 2,384 3,622 7 3,629 88,669 1,528 9,235

440 456 309 2,459 12,424 5,155 49,142 68 24 66 36 1,956 37 16 34 625 43 73,290 10,275 36,858 15,060 2,490 1,394 51 32 188 7 43 4,205 70,603 115 600 4 1,965 2,684 3 2,687 73,290 2,175 8,734

488 641 316 2,030 9,267 4,936 40,344 28 23 66 35 1,487 35 21 32 342 41 60,132 8,689 30,057 12,263 2,068 1,112 109 6 135 7 11 3,288 57,745 115 587 8 1,674 2,384 3 2,387 60,132 1,843 7,073

462 2 464

289 1 290

657 1 658

Basic earnings per share Diluted earnings per share

63.6c 62.9c

41.9c 41.3c

93.7c 92.3c

AnglO Irish BanK Interim Report 2007

Consolidated statement of recognised income and expense

(unaudited)

Consolidated cash flow statement

For the six months ended 31 March 2007

(unaudited)

For the six months ended 31 March 2007

Six months ended 31 March 2007 m Six months ended 31 March 2006 Year ended 30 September 2006

Six months ended 31 March 2007 m

Six months ended 31 March 2006

Year ended 30 September 2006

Profit for the period Net after tax actuarial gains in retirement benefit schemes Net after tax change in cash flow hedges Net after tax change in available-for-sale financial assets Foreign exchange translation Income and expense recognised directly in equity Total recognised income and expense for the period Attributable to: Equity holders of the parent Minority interest Total

464 6 (17) (12) (23) 441

290 10 (50) (2) (42) 248

658 6 (58) (4) 2 (54) 604

Cash flows from operating activities Profit before taxation Interest earned on financial assets held on own account Financing costs of subordinated liabilities and other capital instruments Profit on disposal of Isle of Man trust business Share of results of joint ventures Other non-cash items Tax paid Changes in operating assets and liabilities Net increase in deposits Net increase in loans and advances to customers Net (increase)/decrease in loans and advances to banks Net increase in assets held in respect of liabilities to customers under investment contracts Net increase in investment contract liabilities Net decrease/(increase) in trading portfolio financial assets Net movement in derivative financial instruments Net decrease/(increase) in other assets Net (decrease)/increase in other liabilities Exchange movements Net cash flows from operating activities Cash flows from investing activities Purchases of financial assets Sales and maturities of financial assets Interest received on financial assets net of associated hedges Disposal of Isle of Man trust business Purchases of property, plant and equipment Disposals of property, plant and equipment Additions to intangible assets - software Investments in joint venture interests Distributions received from joint venture interests Net cash used in investing activities Cash flows from financing activities Proceeds of equity share issues Proceeds from issues of subordinated liabilities and other capital instruments Redemptions of subordinated liabilities and other capital instruments Coupons paid on subordinated liabilities and other capital instruments Equity dividends paid Purchases of own shares Net cash flows from financing activities Net increase in cash and cash equivalents Opening cash and cash equivalents Effect of exchange rate changes on cash and cash equivalents Closing cash and cash equivalents

574 (140) 111 (22) (3) 39 (29) 530 13,192 (8,740) (190) (629) 408 77 (19) 520 (5) 137 5,281 (5,899) 1,102 89 44 (5) (3) (47) 2 (4,717) 542 (99) (79) (45) (4) 315 879 10,800 (100) 11,579

375 (68) 89 (4) 53 (32) 413 8,868 (6,596) (61) (310) 197 (624) 19 23 (18) 49 1,960 (1,637) 1,673 67 (2) (5) (1) 95 421 429 (81) (53) (39) (6) 671 2,726 4,926 (39) 7,613

850 (177) 174 (4) 146 (163) 826 20,052 (15,422) 17 (772) 479 (439) (22) (255) 8 72 4,544 (2,538) 2,340 169 (8) 1 (12) (51) 11 (88) 431 1,552 (260) (155) (74) (35) 1,459 5,915 4,926 (41) 10,800

439 2 441

247 1 248

603 1 604

AnglO Irish BanK Interim Report 2007

Notes to the interim report

For the six months ended 31 March 2007 1. Basis of preparation
The financial information presented in this Interim Report for the six months ended 31 March 2007 has been prepared in accordance with the current Listing Rules of the Irish Stock Exchange. The accounting policies and presentation used in preparing this Interim Report are the same as those set out in the Annual Report and Accounts for the year ended 30 September 2006. Both the interim figures for the six months ended 31 March 2007 and the comparative amounts for the six months ended 31 March 2006 are unaudited. The summary financial statements for the year ended 30 September 2006 as presented in this Interim Report represent an abbreviated version of the Group's full accounts for that year, on which the independent auditor issued an unqualified audit report and which have been filed in the Companies Registration Office in Ireland.

Notes to the interim report

For the six months ended 31 March 2007 4. Earnings per share

(continued)

Six months ended 31 March 2007

Six months ended 31 March 2006

Year ended 30 September 2006

Basic Profit attributable to ordinary shareholders

462m

Weighted average number of shares in issue during the period Basic earnings per share Diluted Profit attributable to ordinary shareholders

726m 63.6c

689m 41.9c

701m 93.7c

462m

2. Provisions for impairment on loans and advances

Six months ended 31 March 2007 m

Six months ended 31 March 2006

Year ended 30 September 2006

Weighted average number of shares in issue during the period Dilutive effect of outstanding options Diluted weighted average number of shares Diluted earnings per share Adjusted basic Profit attributable to ordinary shareholders Less: profit after tax on disposal of Isle of Man trust business Adjusted profit

726m 8m 734m 62.9c

689m 10m 699m 41.3c

701m 11m 712m 92.3c

Specific Collective

31 25 56

20 15 35

36 30 66

3. Taxation

Six months ended 31 March 2007 m

Six months ended 31 March 2006

Year ended 30 September 2006

462m (22m) 440m

Weighted average number of shares in issue during the period Adjusted basic earnings per share Adjusted diluted Profit attributable to ordinary shareholders Less: profit after tax on disposal of Isle of Man trust business Adjusted profit

726m 60.6c

689m 41.9c

701m 93.7c

Irish Corporation Tax Irish Bank Levy Foreign tax Deferred tax

52 51 7 110

33 1 50 1 85

73 1 83 35 192

462m (22m) 440m

Weighted average number of shares in issue during the period Dilutive effect of outstanding options Diluted weighted average number of shares Adjusted diluted earnings per share

726m 8m 734m 59.9c

689m 10m 699m 41.3c

701m 11m 712m 92.3c

Adjusted basic and adjusted diluted earnings per share have been presented to exclude the impact of the profit arising on the disposal of the Isle of Man trust business on the underlying results for the period.

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AnglO Irish BanK Interim Report 2007

Notes to the interim report

For the six months ended 31 March 2007 5. Other reserves

(continued)

Independent review report to the Directors of Anglo Irish Bank Corporation plc
31 March 2007 m 30 September 2006 31 March 2006

Share-based payments reserve Available-for-sale reserve Cash flow hedging reserve Exchange translation reserve Non-distributable capital reserve

21 (5) (41) 2 1 (22)

18 7 (24) 2 1 4

15 9 (16) (1) 1 8

Introduction We have been instructed by Anglo Irish Bank Corporation plc (the Bank) to review the financial information set out on pages 6 to 12 of this Interim Report for the Bank for the six months ended 31 March 2007. We have read the other information contained in the Interim Report and considered whether it contains any apparent misstatements or material inconsistencies with the financial information. This report is made solely to the Banks Directors, as a body, in accordance with the terms of our engagement to assist the Bank in meeting the requirements of the Listing Rules of the Irish Stock Exchange. Our work has been undertaken so that we might state to the Banks Directors those matters we are required to state to them in this review report, and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Bank and the Banks Directors as a body, for our review work, for this review report, or for the conclusions we have reached. Directors responsibilities This Interim Report, including the financial information contained therein, is the responsibility of and has been approved by the Directors. The Directors are responsible for preparing this Interim Report in accordance with the Listing Rules of the Irish Stock Exchange which require that the accounting policies and presentation applied to the interim figures should be consistent with those applied in preparing the preceding annual financial statements except where any changes, and the reasons for them, are disclosed. Review work performed We conducted our review in accordance with guidance contained in Bulletin 1999/4: Review of interim financial information issued by the Auditing Practices Board. A review consists principally of making enquiries of the Banks management and applying analytical procedures to the financial information and underlying financial data and based thereon, assessing whether the accounting policies and presentation have been consistently applied unless otherwise disclosed. A review excludes audit procedures such as tests of controls and verification of assets, liabilities and transactions. It is substantially less in scope than an audit performed in accordance with Auditing Standards and therefore provides a lower level of assurance than an audit. Accordingly, we do not express an audit opinion on the financial information. Review conclusion On the basis of our review we are not aware of any material modifications that should be made to the interim financial information on pages 6 to 12 as presented for the six month period ended 31 March 2007. Ernst & Young Dublin 9 May 2007

6. Dividends
On 9 May 2007, subsequent to the interim balance sheet date, an interim dividend of 6.48 cent per ordinary share was declared by the Board of Directors for payment on 17 July 2007. The interim dividend amounts to 49 million and has not been recorded as a liability on the balance sheet. Shareholders will be offered the option of receiving the dividend in the form of shares or cash. A final dividend of 10.84 cent per ordinary share was declared in respect of the year ended 30 September 2006. This was paid on 15 February 2007, 45 million in cash and 33 million by way of scrip dividend.

7. Approval
The interim financial statements were approved by the Board of Directors on 9 May 2007.

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AnglO Irish BanK Interim Report 2007

Group prole

Business Lending
The Banks principal activity, and most important contributor to prots, is its highly focused lending to the business sector. Lending services are offered in three core markets: Ireland, the United Kingdom and the United States where the Bank has built strong indigenous client franchises.

Treasury
Treasurys primary responsibility is the origination of funding and management of the Banks liquidity and interest rate risk. It also contributes signicant income through its corporate treasury sales, international nance and trading activities.

Wealth Management
Wealth Management provides private banking, funds management and retirement planning services from ofces in Ireland, the United Kingdom, Austria, Switzerland and Portugal. Operating as a single cohesive division, the business is positioned as a niche provider of tailored investment opportunities to a high net worth client base.

We have a coherent group of businesses - Lending, Treasury and Wealth Management - delivering high quality asset growth, a robust and diversied funding platform and a niche private banking service. The success of our offering is rmly based upon the expertise and commitment of our people, now close to 1,700 across eight countries.

USA Boston Chicago New York

Ireland Dublin Cork Galway Limerick Sligo Waterford

Isle of Man Douglas

UK London Banbury Belfast Birmingham Glasgow Leeds Manchester

Jersey St Helier

Portugal Lisbon

Switzerland Geneva

Austria Vienna

Anglo Irish Bank Corporation plc is regulated by the Financial Regulator in Ireland.

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AnglO Irish BanK Interim Report 2007

Anglo Irish Bank locations

Dublin Head Ofce Stephen Court 18/21 St. Stephens Green Dublin 2 Tel: +353 1 616 2000 Fax: +353 1 616 2411 www.angloirishbank.com Registrar Correspondence Computershare Investor Services (Ireland) Limited Heron House Corrig Road Sandyford Industrial Estate Dublin 18 Tel: +353 1 216 3100 Freephone: 1800 225 125 (Shareholder enquiries) www.computershare.com Private Banking Connaught House 1 Burlington Road Dublin 4 Tel: +353 1 631 0000 Fax: +353 1 631 0098 Cork Anglo Irish Bank House 11 Anglesea Street Cork Tel: +353 21 453 7300 Fax: +353 21 453 7399 Galway Anglo Irish Bank House Forster Street Galway Tel: +353 91 536 900 Fax: +353 91 536 931 Limerick Anglo Irish Bank House 98 Henry Street Limerick Tel: +353 61 461 800 Fax: +353 61 461 898 Sligo Connacht House Markievicz Road Sligo Tel: +353 71 911 9400 Fax: +353 71 911 9499 Waterford Anglo Irish Bank House Maritana Gate Canada Street Waterford Tel: +353 51 849 300 Fax: +353 51 849 398 London 10 Old Jewry London EC2R 8DN Tel: +44 207 710 7000 Fax: +44 207 710 7050 Banbury Town Centre House Southam Road Banbury Oxon OX16 2EN Tel: +44 1295 755 500 Fax: +44 1295 755 510 Belfast 14/18 Great Victoria Street Belfast BT2 7BA Tel: +44 2890 333 100 Fax: +44 2890 269 090 Birmingham 1 Colmore Square Birmingham B4 6AJ Tel: +44 121 232 0800 Fax: +44 121 232 0808 Glasgow 180 St. Vincent Street Glasgow G2 5SG Tel: +44 141 204 7270 Fax: +44 141 204 7299 Leeds 1 Whitehall Riverside Whitehall Road Leeds LS1 4BN Tel: +44 113 205 3100 Fax: +44 113 205 3111 Manchester 1 Marsden Street Manchester M2 1HW Tel: +44 161 214 3020 Fax: +44 161 214 3030 Isle of Man Jubilee Buildings Victoria Street Douglas Isle of Man IM1 2SH Tel: +44 1624 698 000 Fax: +44 1624 698 001 Jersey 31 The Parade St Helier Jersey JE2 3QQ Tel: +44 1534 611 500 Fax: +44 1534 605 055 Geneva 7 Rue des Alpes P.O. Box 1380 1211 Geneva 1 Tel: +41 22 716 3636 Fax: +41 22 716 3619 Lisbon Avenida da Liberdade 190- 5 A 1250-147 Lisbon Tel: +351 210 438 300 Fax: +351 210 438 333 Vienna Rathausstrasse 20 P.O. Box 306 A-1011 Vienna Tel: +43 1 406 6161 Fax: +43 1 405 8142 Boston (Representative Ofce) 265 Franklin Street Boston MA 02110 Tel: +1 617 720 2577 Fax: +1 617 720 6099 Chicago (Representative Ofce) 203 North LaSalle Street Chicago IL 60601 Tel: +1 312 264 2747 Fax: +1 312 264 2750 New York (Representative Ofce) 222 East 41st Street New York NY 10017 Tel: +1 212 503 3000 Fax: +1 212 503 3033

For further information, please email: marketing@angloirishbank.ie

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