Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
Written by :
Suzanne McLaughlin
© Orientations Nova 2005
Table of Contents
Introduction ........................................................................................... 1
The Power of Light ........................................................................................... 2
Basic Facts
Reactions to Light
Light Sensitivity
Sensitivity Work-chart
The Explanation …………………..…………………………………..…………. 5
Why Don’t WE Get Enough Light?
Exposure Work-chart
Effects of Light ........................................................................................... 7
Influences
Personal Analysis Work-chart
Indoor Light Sources ………………………………………………………….……… 9
Light Therapy Evolution ………………….…………………………..………… 11
Types of light for therapy
Bright Light Therapy
Full Spectrum Light Therapy
Answers About Full Spectrum Light ………….………………………..…………. 14
How can I tell if a product is full spectrum?
Are watts, lux or lumens an indication of full spectrum?
Why do I see better with full spectrum light?
Why do I feel better with full spectrum light?
Colour Chart
Full Spectrum Light & Plants?
Why is full spectrum more expensive than regular fluorescent tubes?
Will full spectrum fluorescent tubes hum or flicker?
More information about full spectrum light
Answers About Bright Light ……………………………………………..……..….. 19
Why choose bright light therapy instead of full spectrum?
Why are LEDs preferred to fluorescents for bright light therapy?
Lighten Your Life ………………………………………………….……………… 21
About the Author ………………………………………………….……………… 22
Light Source Comparison …………………….………….…………..… 24
eBooks Coming Soon ……………………………………………… 25
Claim Form ………………………………………………….………….….……….... 26
Sizes Guide ........................................................................................................ 27
Product Brochure …………………………………………………………………. 28
Introduction
Everything you need to know about light before you buy!
This report will help you to determine if you require light therapy products.
Like many other people you are questioning if light could be responsible for some
of your everyday problems. You are searching for answers and are trying to
understand the available research.
You find a lot of information on the internet but it is often product specific,
therefore confusing, because it doesn’t cover all the aspects.
You hear conflicting opinions about light therapy products on radio or television
shows but you still don’t know enough to make an informed decision.
People across North America, interested in the light therapy products I offer on
my web site, telephone me every day to ask for more information. These phone
calls, over the years, have made me realize that most people are confused about
choosing the right product therefore they usually buy what I recommend.
I’ve assembled the questions, prepared this report and made it available to you
so you too will know the facts about light before you buy any products.
I love to talk with people about light and I’m always available 11 am to 8 pm
(eastern) to answer any questions you may have. Please don’t hesitate to
contact me.
Disclaimer: the information contained in this report is not intended to treat, diagnose, cure or
prevent any disease, or to replace medical advice. Consult your health care practitioner with
respect to your symptoms or medical condition.
Page 1 of 30
The Power of Light
We can’t exist without the sun; could we survive without light?
Basic Facts
It’s a simple fact; we can’t live without the basic elements of air, water and
food to sustain the body. You’ve heard over and over again about the
importance of regular exercise and sufficient sleep; they are recognized
essential elements necessary to improve the quality of physical health.
What about light? Have you ever thought about how light impacts your everyday
existence? Most of us take light for granted… it’s simply there and we don’t even
consider it to be a factor of health.
Research has shown that light is an important nutrient for the body! It
supports physical and mental well being. I’ll get back to that statement a little
later in this report, but right now I want to stop and think for a minute… does light
influence me personally?
My Reactions to Light
My Sunny Story
Page 2 of 30
My Dark Story
I’m way too familiar with the way I used to react to dark and cloudy days… my
family painfully remembers! First of all I didn’t want to get out of bed and when I
finally did I was usually irritable and generally unpleasant to be around. I’d drag
myself to work and try to get through the day without quitting or getting into an
argument with the boss or my co-workers. I felt lazy, confrontational and
completely stressed out by the time I’d get home. The only thing I wanted to do,
until bedtime, was flop down on the couch and stuff my face. We all have bad
days so I never even considered that there was something missing… Light!
You may have noticed that my reactions to light deprivation were emotional ones
but I also suffered many physical symptoms, especially during the winter months.
When my children were small I used to tell them that their mother was just like a
bear… Mom needs to hibernate from October to April or she’ll growl too much.
Nope, it wasn’t funny! I suffered from insomnia, headaches, food cravings and
mood swings. My menstrual periods were much more difficult than usual and my
energy levels were so low I couldn’t play or exercise adequately. Of course I
gained weight!
Light Sensitivity
Everyone around me felt the effects of my light deprivation… I’m very light
sensitive so when I’m light deprived my mood and my body are quick to react
negatively. The good news is, as soon as I’m exposed to adequate light I feel
the benefits just as quickly.
NovaTip Light is like a fireplace; the closer you are to it the more effect there is.
Page 3 of 30
Your Reactions to Light
I told you earlier about how light affected me but it is more important to realize
how it affects you personally. You can learn what your body needs if you pay
attention to it. Your body does talk to you, but you have to listen carefully to
understand what it is trying to tell you.
Situation: _______________________________________________________
LIGHT NO LIGHT
NovaTip Balance is imperative… we need all of the basic (air, water, food) and essential
(sleep, exercise, light) elements of physical health in balanced amounts because too much
or too little of anything causes us to react negatively.
More and more people are talking about the effects of light deprivation on their
everyday lives so let’s take a look at how this problem developed.
Page 4 of 30
The Explanation
We had the sun for daylight and we lived near campfires by night.
There are different explanations why a particular person doesn’t get enough light
but if we take a look at the general population here are the main reasons:
The Weather
Mother Nature herself isn’t perfect. Sometimes the sunshine is hidden by clouds
and other times it rains all day long. The summer season doesn’t last long
enough and the winter season seems to be never-ending. Winter days are too
short so we don’t get sufficient daylight.
Life Choices
People used to spend most of their time outdoors hunting or growing food but
times and occupations have changed. Doctors don’t make house calls anymore
and we can no longer pay for services with chickens.
Things have changed even for our children. They don’t play outside enough;
they’re not as physically active as they used to be. Many children now have
weight and health problems at an earlier age. Sadly, most of them learn about
life watching television and going to schools that don’t have adequate lighting.
They play electronic games and spend a lot of time on a computer or the internet.
Page 5 of 30
We’ve replaced most of our parks with windowless gymnasiums. Athletic clubs
with indoor swimming pools are preferred to polluted lakes and rivers.
I think you get the idea… we simply spend too much time indoors under
inadequate lighting. I’ll cover the different types of available indoor lighting in the
section titled “Indoor Light Sources”.
Skin Protection
When we do spend time outdoors, usually during the time of day when the sun is
too strong, we’ve learned to protect ourselves against skin cancer. We put on
sun block or we cover ourselves with clothing. The catch… we also block out
the health promoting rays of the sun.
It’s time for you to determine if you and your family are getting enough healthy
light. Make a list of the different aspects of your daily activities that may have an
impact on light exposure.
NovaTip All people, plants and pets need healthy light everyday!
Page 6 of 30
Effects of Light
Light influences our health, our children and the economy.
Influences
Studies compiled in schools have shown that children definitely react positively
to light. Reduced hyperactivity and aggression, improved cooperation, higher
test scores, fewer absences due to illnesses and fewer dental cavities are the
major benefits documented in these reports. You can read the research for
yourself on my web site at http://www.lighttherapycanada.biz/schools.htm (See:
Studies in Schools)
Natural light increases better visual acuity, provides excellent colour matching
and reduces energy use 30-60%. In turn, productivity improves and sales
increase (average 40%). That’s good for the economy! The research is also
available on my web site at http://www.lighttherapycanada.biz /productivity.htm
(See: Productivity Study)
Page 7 of 30
There are many articles of research that you may consult on my web site at
http://www.lighttherapycanada.biz /health_and_light.htm
(See: Studies on Health and Light)
The following chart is provided to assist you in determining if you could benefit
from more light. Just put a checkmark beside the symptoms that may apply.
Check the table on the previous page under “Alleviates Symptoms”. If anyone suffers from one of the
medical conditions listed, write it under the section “Other”.
NovaTip Light doesn’t cure disease but it directly impacts the quality of life! Consult
your health care practitioner with respect to your symptoms or medical condition.
Page 8 of 30
Indoor Light Sources
As man evolved he spent less time outdoors and needed to develop
artificial light sources for his new life indoors.
We can understand exactly what our choices are today by briefly looking at
a few artificial light sources.
Our Choices
When we talk about light we generally mean the visible energy that we can
sense or see with the human eye. Light is believed to travel in straight lines and
it is absorbed, reflected or transmitted when it strikes a surface.
In this section, the term “lamp” refers to the complete light source package
including the inner parts as well as the outer bulb or tube.
All artificial light sources are not created equal. Some produce full spectrum light
and others produce a partial or a distorted spectrum of light.
Incandescent lamps are well known by everyone and are used everywhere.
The light bulbs we use in our homes, stores and businesses are often the
standard incandescent screw-in type. Electric current passes through a thin
filament wire (usually of tungsten) that heat up to produce the light.
Page 9 of 30
Full spectrum lamps are fluorescent lamps or compact fluorescent lamps that
contain advanced rare earth phosphors. A rating of 90 CRI (or higher) and
5000K (or higher) is necessary to be considered full spectrum.
Light Emitting Diode (LED) is a semiconductor device that emits light when
electrically biased in the forward direction. This effect is a form of
electroluminescence. The colour depends on the semi conducting material used.
They use 1/10th the power of an equivalent incandescent bulb and generate
virtually no heat.
I have provided you with a chart to point out the advantages and disadvantages
of each type of artificial indoor light sources that I just indicated. You can find it
at the end of this report. See “Light Source Comparison”
If you haven’t already filled in the work-charts made available to you in the
different sections I’ve covered so far… this would be a good time to do so. Once
completed, they will help you to determine if more light could make a difference
in your life.
The next section will report on the different types of light therapy. It will provide
you with the necessary details to help you choose products that are beneficial to
your specific needs.
Page 10 of 30
Light Therapy Evolution
Everything you need to know before you choose a product…
There are two distinct types of artificial light products that are beneficial:
Bright light and Full Spectrum light
Light therapy research has been conducted for over 20 years. It has been shown
to be perfectly safe, and often more effective than drug therapy. Light therapy
has no serious side effects and none of the lingering long-term health questions
that plague drug therapy. For many years light has been therapeutically useful in
the treatment of Seasonal Affective Disorder, winter depression and many other
disorders.
Common names*: intense light, broad Common names*: colour corrected light,
spectrum light daylight, soft white light, rainbow light…
Origin: The first successful type of light Origin: The second successful type of light to
therapy offered to people looking for relief was be developed and introduced to people for light
bright light. Very bright 10 000 lux fluorescent therapy was full spectrum light. This gentler
tubes were installed in devices known as light light therapy was also made available in light
boxes or light therapy lamps. boxes or light therapy lamps.
This type of light was shown to be helpful to This type of light was shown to be beneficial to
people searching for relief from depression and general health and also provided relief from
seasonal affective disorder. depression, seasonal affective disorder and
many other medical disorders.
People who used this traditional bright light
therapy criticized the length of time of exposure People can use full spectrum light safely all day
necessary to get results. Some people needed without causing any negative side effects or
to spend 2 to 3 hours a day and some sleep problems.
complained of difficulties getting to sleep at
night.
* Be aware, the common names indicated above are misleading terms. They are often
used to describe products inaccurately.
Today, both types of light therapy products have evolved… they are beneficial
even if you aren’t sick or suffering.
Page 11 of 30
Bright Light Evolved Full Spectrum Light Evolved
You don’t need 10 000 lux of brightness You don’t need a heavy light box for light
anymore! New research has shown that it is therapy anymore! You don’t need to spend
not only about “lux” and raw spectral energy. It time sitting in front of a light therapy device
is about selecting the proper shorter anymore! Research has shown that light does
wavelength and the effect of that light on the not need to be extremely bright to be effective
human circadian rhythm. if the light source contains balanced full
spectrum.
Bright blue light in the 446-477 nanometer
range or bright white light that peaks in the blue Be aware of imitations with partial or distorted
wavelength suppresses melatonin and raises spectrums. Balanced full spectrum light is
serotonin quickly. This combination of bright indoor sunshine; it looks like natural
light at the appropriate wavelength produces daylight. It contains all of the colours of a
desired results with maximum efficiency so rainbow balanced in the same proportions as
you many feel better faster. Only 15 to 30 the sun including trace amounts of beneficial
minutes or less in front of this specific blue UVA & UVB. See the section titled “Answers
wavelength is as beneficial as 1 to 2 hours in About Full Spectrum Light” to learn more
front of a 10 000 lux traditional bright light. details.
See the section titled “Answers About Bright
Light” to learn more details. Improved phosphors and enhanced
frequencies have given us superior indoor
New technologies have improved bright light lighting choices. These new balanced full
therapy products. They are more efficient, spectrum light products are beneficial,
economical and practical. They are also affordable and available for everyday use in
extremely compact, durable, lightweight and homes, schools and offices or businesses.
portable. People can feel better faster and People can see better, feel better and enjoy
save money. brighter days. It's beneficial to all people,
plants and pets.
Bright light therapy products should not be
used as general lighting fixtures. They should Full spectrum light products may be used for
not be used all day in order to avoid possible therapy and for general lighting. They build
side effects like hyperactivity or sleep health and can be used safely all day without
problems. negative side effects.
Bright light alleviates symptoms caused by Full spectrum light alleviates symptoms
seasonal affective disorder (SAD), depression, caused by seasonal affective disorder (SAD),
irritability, sleep disorders, winter blues, social depression, irritability, sleep disorders, winter
withdrawal, fatigue, sadness, reduced libido, blues, social withdrawal, fatigue, sadness,
difficulty concentrating, carbohydrate cravings reduced libido, jet lag, difficulty concentrating,
and jet lag but research has shown it to also be carbohydrate cravings, pre-menstrual
beneficial for various circadian rhythm sleep syndrome (PMS), postpartum depression and
disorders, pre-menstrual syndrome (PMS), menopause but it's also effective in improving a
bulimia nervosa, Alzheimer's disease (through variety of other health concerns. (Visual acuity,
regulation of sleep patterns) and non-seasonal calcium absorption, immune system function,
major depression...the research is ongoing. cardiac output, cholesterol levels, blood
pressure...)
The ideal choice for people who want shorter The perfect choice for people who want to light
daily treatment times and faster results their surroundings with a brighter, more
(melatonin suppression). pleasant and natural type of light; to see better,
to observe true colours and to obtain maximum
health benefits.
Page 12 of 30
Bright Light Products Full Spectrum Light Products
S
Light emitting diode (LED) technology brings See Indoor Sunshine
us bright white light that peaks in the blue Energy-saving full spectrum compact
wavelength (at around 460 nanometers) for fluorescent spiral light bulbs (screw-in)
maximum efficiency. See The Litebook Elite
48” Full spectrum fluorescent tubes
Page 13 of 30
Answers About Full Spectrum Light
What information do you need before buying a full spectrum light product?
There are a lot of products on the market that claim to be full spectrum
light products but you don’t know how to tell the difference…
CRI: Colour Rendering Index tells us how the colours appear under artificial
light versus sunlight. This is an international system that rates colour rendering
on an index from 0-100. The sun is 100 CRI. An incandescent light bulb at 40
CRI shows only 40% of true colours. The higher, the better colours appear:
Full spectrum fluorescent 90 CRI minimum
Cool white fluorescent 68 CRI
Warm white fluorescent 56 CRI
Standard incandescent bulb 40 CRI
Once you have determined that a product is rated at 90 CRI or higher you must
also find out if the colour temperature meets the minimum requirement of 5000 K.
Before you buy light products, make sure that you know the ratings for both CRI
and Kelvin. You don’t want to be disappointed when you turn on the light!
NovaTip Both criteria are necessary to obtain health benefits! We insist that all of our
full spectrum light products are above and beyond these minimum requirements.
Page 14 of 30
Are watts, lux or lumens an indication of full spectrum?
No!
Watts refers to the energy used to produce light. It has nothing to do with light
quality!
Lux or lumens generally refers to intensity. The higher, the brighter. Full
spectrum light doesn’t need to be extremely bright to be effective so you can
choose the desired brightness according to the surface you need to light.
Shows true colours: The reason you can see better with full spectrum light is
because of its high CRI or colour rendering index. If you look at colours under
natural sunlight, their CRI is 100… when you look at the same colours under
artificial light their CRI may be 40 CRI in the case of some incandescent bulbs.
It’s like seeing only 40% of the true colours. In the case of most cool white
fluorescent tubes the CRI may be 68 so you’re only seeing 68% of the true
colours.
Promotes better vision: Balanced full spectrum light activates 80% more of the
cells in your eyes which promotes better vision. It also provides a brighter, more
pleasant and natural type of light. Standard incandescent light bulbs provide only
a partial spectrum; this causes us our eyes to become irritated and we tire more
quickly.
The answer is colour balance. When we’re indoors under light that is mostly
yellow-orange our bodies do not function efficiently. Too much of these colours
raises our adrenaline and stresses our body…our eyes tire more quickly and we
become more irritable, less cooperative and less productive because of lost
concentration.
We need ALL the colours for full health, in the same balance that the sun has.
Just like everything else in life… sleep; nutrition, play & exercise… light must
also be balanced. Too much or too little of any colour can give us problems.
The following chart shows how we react to the different colours.
Page 15 of 30
Colour Chart
Spectrum Physical Behavioural
Yellow Power Solar plexus, pancreas, Logic, humour, efficiency, will/personal power
liver, gall bladder,
stomach, nervous
system
Blue Peacefulness, Throat, thyroid, Verbal and artistic expression, integrity, clear
verbal parathyroid, lungs, communication, honesty, loyalty, peace,
expression mouth. Raises gentleness
serotonin levels.
Indigo Concentration, Pituitary, left eye, sinus, Intuition, focus, insight, imagination, devotion,
inspiration nose, ears vigilance, clear thinking, calm, peace of mind
Ultraviolet Invisible Central nervous system, the unseen energies around us which affect us
UVA & UVB positively, such as the cholesterol, Vitamin D3, calcium absorption and
reduced risk of cancer
NovaTip Full spectrum light, balanced like natural daylight at noon when we are most
biologically active, contains ALL the colours of the rainbow that we need for optimal
health.
Full Spectrum Light & Plants?
Light products have been made available for years to help gardeners grow their
indoor plants.
A greenhouse gives plants all the colours of light but the glass blocks the helpful
ultraviolet from the plants.
One-coloured light bulbs or tubes can’t give your indoor plants everything they
need. For the strongest and healthiest plants use balanced full spectrum light; it
contains ALL the colours of the rainbow.
Well, you get what you pay for! Fluorescent tubes contain phosphors. It costs
$2 to $3 per kilo to manufacture the phosphors for a regular fluorescent tube.
Full spectrum fluorescent tubes contain rare earth phosphors. They cost $200 to
$300 per kilo. The more the spectrum is balanced the more the process is
expensive. The higher the quality of the phosphors, the higher the health
benefits!
It’s very important to understand that all light sources are not created equal and
you cannot tell the quality of a light just by looking at it. Appearance may be
deceiving!
NovaTip Before buying, ask the salesperson for the CRI and K ratings of the product. If
they don’t know or can’t find the answer, the product is probably NOT full spectrum!
Page 17 of 30
Will full spectrum fluorescent tubes hum or flicker?
Possibly! The tubes themselves are NOT responsible for the annoying
humming and irritating flickering; the culprit is the ballast that regulates power to
the tubes!
About 25% of the population is sensitive to ballast flicker and hum and actually
can become physically ill, with symptoms such as headaches, nausea, itching
and burning eyes, tension, eye fatigue and general fatigue.
Electronic ballasts are now available with high frequency cycling which
effectively eliminates all flicker and hum, removing associated health concerns.
The advantages of electronic ballasts are indicated on my web site at
http://www.orientationsnova.com/fluorescent_tubes.htm (See: Electronic
Ballasts)
I have made other documents available to you at the end of this report:
See: Product brochure… images and general description of products.
See: Sizes guide… spiral bulb and tube sizes
If you have more questions, you can read the Frequently Asked Questions on our
web site at http://www.lighttherapycanada.biz /faqs.htm (See: Research & FAQs)
Page 18 of 30
Answers About Bright Light
What information do you need before buying a bright light device?
There are many products on the market that offer bright light therapy…
The choice between bright or full spectrum light therapy depends entirely on your
needs… some people need both.
People generally look for bright light therapy devices when they are personally
affected by symptoms caused by light deprivation.
If you prefer a structured daily light therapy routine with shorter treatments;
If you need a portable device to bring with you wherever you travel;
If you want fast results;
then bright light therapy is the ideal choice for you.
It is important to establish a daily routine for effective bright light therapy. A person must be
exposed, preferably as early as convenient each morning. Try to repeat treatment at the same
time everyday, for the best results. Therapy can be done while reading, eating, applying makeup
or working but only for limited time. Bright light devices are used to wake up fully and quickly in
the morning… until you get the boost you need; they should not be used for general lighting.
NovaTip For maximum health benefits, with bright light therapy products, I always
recommend adding full spectrum compact fluorescent spiral bulbs or tubes to light the
rest of your day!
People choose full spectrum light therapy products when they expect more…
they want to take advantage of multiple health benefits and they want a brighter,
more pleasant and natural type of light that will help them to see better, observe
true colours and enjoy healthier general lighting.
If you have a family and are looking for light benefits for everyone;
If you don’t have time to put aside each day for a structured light therapy routine;
If you’re living or working in dark environments;
If you have indoor plants and pets that need more light;
If you’re looking for relief from symptoms caused by light deprivation;
then gentle full spectrum light therapy is the perfect choice for you.
Full spectrum light will slowly give you same results as bright light therapy. Even though its
effects are gradual, it provides many other health benefits. It revitalizes general health with
simple practical products. Just turn on the light switch and go about your normal activities.
Page 19 of 30
Why are LEDs preferred to fluorescents for bright light therapy?
LEDs deliver a sharply focused, very narrow beam of light. By specifying the
appropriate wavelength, one can control the nature of the treatment. On the other
hand, fluorescent tubes were designed to illuminate rooms, flooding the space
indiscriminately.
Clearly, a fluorescent produces more light energy within the visible spectrum.
While this is useful for illuminating workspaces, much of the light produced is
ineffective for the suppression of melatonin.
Recent research has shown it is not the overall intensity of a bright light device,
but rather the bright light at the appropriate wavelength that produces desired
results. Bright blue light in the 446-477 nanometer range or bright white light that
peaks in the blue wavelength suppresses melatonin and raises serotonin
quickly. This combination of bright light at the appropriate wavelength produces
desired results with maximum efficiency so you many feel better faster. Only
15 to 30 minutes or less in front of this specific blue wavelength is as beneficial
as 1 to 2 hours in front of a 10 000 lux traditional fluorescent bright light.
LEDs that deliver the appropriate wavelength provide shorter treatment times so
you feel better faster.
LEDs use less electricity, generate virtually no heat, reduce energy costs and last
longer so you save money, energy and safeguard the environment.
LEDs are found in compact, lightweight and simple to operate devices. They are
portable and convenient so they can be used anywhere, anytime.
NovaTip If you decide to purchase a bright light therapy device make sure it provides
bright light in the 446-477 nanometer range… you want the appropriate wavelength to get
results!
Your doctor may want to prescribe a bright light therapy device for you if you have Seasonal
Affective Disorder (SAD) or depressive/anxiety conditions. Your insurance company may or may
not cover it for you. It depends on your particular policy. If you wish you may print out the claim
form, available at the end of this report, to take it to your health care provider.
Page 20 of 30
Lighten Your Life
You have discovered your personal light needs…
You have come to the end of my report and I hope the information has been
useful to you. You may have more specific questions and it would be my
pleasure to answer them. Please don’t hesitate to contact me if I can be of any
further assistance.
Please visit our web site and browse the healthy indoor light products we offer
today. http://www.orientationsnova.com/products.htm Just scroll down to the
middle of the page and click on the desired product’s picture… you will then be
able to learn all the details pertaining to the specific product.
Any comments or suggestions pertaining to this Nova Tips Report, our web site
or our products would be greatly appreciated. Please email them to:
suzanne@onova.ca
Projects in development…
If you want us to contact you as soon as a new product becomes available, click
on our "add my email" button. It will open your email software; all you'll need to
do is choose SEND. We will inform you when and where you can find the new
product.
Your email address will be kept confidential and will not be used
for any other purpose except to inform you of the
availability of our new products.
Page 21 of 30
About the Author!
Suzanne McLaughlin, The First 50 Years
Childhood
Suzanne was a military brat, exposed to different cultures and at a very young
age, learned that change could be interesting and full of rewarding challenges.
She experienced France, Germany and Canada before the age of 10. She was
a physically and intellectually active child who loved school and flourished under
a structured regiment of classical ballet, tap dancing, figure skating, brownies,
majorettes and competitive swimming.
Teenage Years
Suzanne started off high school on the right foot. She was a cheerleader, the
class president, an assistant librarian and she excelled in organizing school
activities. Then, she discovered boys, lost interest in her studies and preferred to
hang out with her new friends... she learned to speak french! Suzanne dropped
out of school, left home and became a retail cashier at the age of 16, married at
18 and became the proud mother of twin girls at 21.
Young Adult
Raising twins while working mostly at entry level office jobs; life was emotionally
and financially difficult. Finally, someone recognized her bilingualism as an asset
and gave her a chance at on-the-job training. She learned skills in credit
management and bookkeeping. Liberated by divorce at the age of 24, Suzanne
looked back on her youth and started to dance again. Her employment was
stable, her children were thriving and she developed self-confidence. Then, life
changed dramatically…
Page 22 of 30
Adult
When her daughters were about to start high school, Suzanne was accepted into
the University of Quebec’s Sciences of Accounting program. A roll of the dice…
pass go, do not finish high school, jump over college and because of pertinent
work experience go directly into the undergraduate program for 3 years. She
moved the family and with her husband’s love and support she achieved her
goal. She earned her Bachelor’s Degree of Business Administration, BBA, and
went on to obtain her federal and provincial licenses with the professional
designation of Certified General Account, CGA. Suzanne’s career as an expert-
accountant for multi-national companies was both challenging and rewarding for
many years. She retired from the profession in 2001.
Mature Adult
Suzanne lives in north-western Quebec with her beloved husband and her
precious puppies, Sam & Jess. She is blessed with five wonderful grandchildren
and she looks forward to what the next 50 years will bring.
Page 23 of 30
eBooks Coming Soon
Enjoying a long, prosperous and happy life is Optimal Wealth and it’s acquired by
consciously balancing three interdependent components. Physical health +
Mental health + Financial health = Optimal Wealth.
Here are some of the elements of the program: nutrition, sleep, health care
(exercise & body care), goals, time controls, stress controls, financial planning,
organizing and implementing, home business, retirement, and much more.
Sorry, 2B Alive… Exercise 4 Life, downloadable eBooks will not be free… they
will be practical and affordable.
Address: ___________________________________________________________________
Insurer: ___________________________________________________________________
Diagnosis:
______ DSM IV 296.90 Mood Disorder, NOS (not otherwise specified) with seasonal
pattern specifier. Essential feature is the onset and remission of major depressive
episodes at characteristic times of the year. Used for Seasonal Affective Disorder.
______ DSM IV 296.4 Bipolar Disorder, Manic (Use full spectrum with manic individuals)
______ DSM IV 296.6 Bipolar Disorder, Mixed (Use full spectrum with manic individuals)
______ DSM IV 314.00 ADD and ADHD, Predominantly Inattentive without hyperactivity
---------------------------------------------------------------------------------------------------------------------------------------------------------------
I certify that the above is correct and true to the best of my knowledge.
I request that benefits be directly paid to □ the claimant or □ the insured
Claimant Signature: _____________________________________ Date: ___________________
TO THE CLAIMANT: Please have your physician fill out the top portion first, then complete the bottom portion and mail to your insurer with
a copy of the sales receipt/invoice.
Fluorescent Tube Sizes
Diameter
1"
1 ¼"
1½"