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PREFACE
The growing number and significant role of micro, small and medium enterprises (MSMEs) in spurring national economic growth prompted the compilation and publication of this handbook on Financing Programs for Micro, Small, and Medium Enterprises. The implementation of micro financing and SME lending programs by various institutions is generally recognized as an essential tool in stimulating entrepreneurial activities. Through this compendium, the Bureau of Micro, Small and Medium Enterprise Development (BMSMED) aims to increase the Filipino entrepreneurs awareness on sources of funding available from government and private sector institutions for his business, and encourage him to access these facilities based on the capabilities of his enterprise. This menu of financial services will hopefully develop and strengthen the ability of MSMEs to better manage their operational activities and possibly embolden them to cater to areas beyond their traditional markets. This compilation is an initiative of BMSMED under the Department of Trade and Industry (DTI).
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TABLE OF CONTENTS
I. MICRO FINANCING PROGRAMS
Asiatrust Development Bank.................................................... Salary Loan Department of Agriculture Agricultural Credit Policy Council (DA-ACPC) Agri-Microfinance Program (AMP) for Small Farmers and and Fisherfolk and their Households for El Nio and Calamity Stricken Areas Cooperatives Agri-Lending Program (CBAP) Agro-Industry Modernization Credit and Financing Program Cooperative Banks Agri-Lending Program (AMCFP-CBAP) Depository Mode Scheme Department of Social Welfare and Development (DSWD)..
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Development Bank of the Philippines. Microfinance Program Retail Lending for Micro and Small Enterprises Foundation for a Sustainable Society, Inc. (FSSI) Social Enterprise Development Program Micro Financing GSIS Family Bank (GFB). GSIS Family Bank Microfinance Lending Program Land Bank of the Philippines (LBP). Microfinance Program for Microfinance Institutions Retailers Credit Program for Cooperatives Accelerating Change in the Countryside thru Equity Sharing Strategy (ACCESS) Development Advocacy (DevAd) Program Mentors Philippines Microfinance Foundation, Inc. ... Balikatan sa Kaunlaran (Partnership for Progress) National Livelihood Development Corporation (NLDC).. Livelihood Credit Assistance Program (LCAP) Livelihood Development Program for Overseas Filipino Workers (LDPO)
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Opportunity Kauswagan Bank, Inc.... Proyekto sa Kauswagan sa Katilingban (PKK) Micro Enterprise Transition Program (METP) Micro Enterprise Development Program (MEDP) Micro, Small & Medium Enterprises Development Lending Program (SMED) Peoples Credit and Finance Corporation (PCFC). Microfinance Program Micro-Housing Loan Facility Micro-Energy Credit Program Micro-Agri Credit Program MFI Employees Loan Facility Government Employees Loan Facility Small Business Corporation (SB Corporation)...... Micro Lending Through Lead Micro Finance Institutions (Micro-LEAD) Micro Lending Through MSME-Oriented Rural Banks (Micro-LOCAL) Micro Lending Through Small Micro Finance Providers (Micro-LEAP) Wholesale Lending Window for Graduating Micros and BMBEs
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Development Bank of the Philippines (DBP). DBP Lending Program for Small and Medium Enterprises One Town One Product (OTOP) Credit Facility Organic Agriculture Financing Program High Value Commercial Crops Financing Program Cleaner Public Transport Financing Program Environmental Development Program Sustainable Logistics Development Program (SLDP) Road RORO Terminal System (RRTS) Sustainable Logistics Development Program (SLDP) Financing of Cold Chain Projects in the Fishing Industry Credit Surety Fund (CSF) Credit Facility Retail Lending for Micro and Small Enterprises OFW Reintegration Program Foundation for a Sustainable Society, Inc. (FSSI).. Social Enterprise Development Program Land Bank of the Philippines (LBP). Easy Pondong Pang-Asenso (EPPA) SME Unified Lending Opportunities for National Growth (SULONG) ADB Air Pollution Control Credit Facility Renewable Energy for Wiser and Accelerated Resources Development (REWARD) LBP Negosyo Program for Displaced Workers due to Global Financial Crisis Countryside Loan Fund Programs (CLF I, II, and III) Countryside Loan Fund Credit Support for the Environment, Agri-Business, and Small & Medium Enterprises (CLF-CREAM) Credit Line for Energy Efficiency and Climate Protection (CLEECP) OFW Reintegration Program Agricultural Credit Support Project (ACSP) Opportunity Kauswagan Bank, Inc. Micro, Small & Medium Enterprises Development Lending Program (SMED) Philippine Business for Social Progress (PBSP). Small and Medium Enterprise Credit Program (SMEC) Philippine Export-Import Credit Agency (PHILEXIM).. Short-Term Direct Lending Program (ST-DLP)