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US2012021000 UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS

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PATENTSCOPE 85. (WO2012097108) UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS
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Latest bibliographic data on file with the International Bureau

Pub. No.: WO/2012/097108 Publication Date: 19.07.2012 IPC: Applicants: G06Q 40/00 (2012.01)

International Application No.: PCT/US2012/021000 International Filing Date: 11.01.2012

VISA INTERNATIONAL SERVICE ASSOCIATION [US/US]; P.O. Box 8999, MS M1-11F


San Francisco, California 94128-8999 (US) (For All Designated States Except US). SALMON, Diane [US/US]; (US) (For US Only). FRENCH, Susan [US/US]; (US) (For US Only). GRAHAM, Victoria [US/US]; (US) (For US Only). BHARGAVA, Amit [IN/US]; (US) (For US Only). JHA, Shipra [IN/US]; (US) (For US Only). CARLSON, Mark [US/US]; (US) (For US Only). KATZIN, Edward, N. [US/US]; (US) (For US Only). HUA, Julian [US/US]; (US) (For US Only) SALMON, Diane; (US). FRENCH, Susan; (US). GRAHAM, Victoria; (US). BHARGAVA, Amit; (US). JHA, Shipra; (US). CARLSON, Mark; (US). KATZIN, Edward, N.; (US). HUA, Julian; (US) HANCHUK, Walter; Chadbourne & Parke LLP
30 Rockefeller Plaza
New York, New York 10112 (US) 61/431,775 11.01.2011 US (EN) UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS (FR) APPAREILS, PROCDS ET SYSTMES D'CHANGE DE VALEURS UNIVERSELLES (EN)[00230] The UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS ("UVE") transform cross-ecosystem currency exchange instructions via UVE components into cross-ecosystem currency exchanges. In one embodiment, the UVE may obtain a cross-ecosystem currency exchange instruction and determine one or more sources and destinations based on parsing the cross-ecosystem currency exchange instruction. The UVE may identify currency types associated with the sources and the destinations and determine exchange rates of the currency types relative to a standard currency. In one implementation, the UVE may obtain currency exchange restrictions and conditions associated with the sources and the destinations and generate a currency exchange flow path for currency transfer from the sources to the destinations. The UVE may also issue currency transfer requests to the sources and the destinations, determine that the cross-ecosystem currency exchange has been completed and provide a notification of completion of the cross-ecosystem currency exchange. (FR)L'invention concerne des appareils, procds et systmes d'change de valeurs universelles ( UVE ) transformant des instructions de change inter-cosystme par le biais de composants UVE en oprations de change inter-cosystme. Dans un mode de ralisation, l'UVE peut obtenir une instruction de change inter-cosystme et dterminer une ou plusieurs sources et destinations d'aprs l'analyse des instructions de change inter-cosystme. L'UVE peut identifier des types de

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http://patentscope.wipo.int/...012097108&recNum=85&maxRec=77092&office=&prevFilter=&sortOption=&queryString=solar&tab=PCT+Biblio[9/16/13 4:41:31 AM]

US2012021000 UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS devise associs aux sources et destinations et dterminer les taux de change des types de devise par rapport une devise standard. Dans un mode de ralisation, l'UVE peut obtenir les restrictions et conditions de change associes aux sources et destinations et gnrer un chemin de flux de change pour transfrer les devises depuis les sources vers les destinations. L'UVE peut galement mettre des demandes de transfert de devises vers les sources et les destinations, dterminer que l'opration de change inter-cosystme est termine et fournir une notification de fin de l'opration de change inter-cosystme. Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. African Regional Intellectual Property Org. (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, SZ, TZ, UG, ZM, ZW) Eurasian Patent Organization (EAPO) (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM) European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR) African Intellectual Property Organization (OAPI) (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG). English (EN) English
(EN)

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http://patentscope.wipo.int/...012097108&recNum=85&maxRec=77092&office=&prevFilter=&sortOption=&queryString=solar&tab=PCT+Biblio[9/16/13 4:41:31 AM]

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