Tarikh:- 14 Ogos 2013 No Bank 1 Alliance Islamic Bank Berhad 2 Bank Rakyat 3 BSN 4 BSN 5 BSN 6 BSN 7 BSN

8 BSN 9 Affin Islamic Bank Berhad 10 Al Rajhi Bank 11 Alliance Islamic Bank 12 AmIslamic Bank Berhad 13 Maybank Islamic Berhad 14 Kuwait Finance House (Malaysia) Berhad 15 16 HSBC Amanah Malaysia Berhad 17 CIMB Islamic Bank Berhad 18 CIMB Islamic Bank Berhad 19 Bank Muamalat Malaysia Berhad 20 Bank Islam 21 Bank Islam 22 Bank Islam 23 Asian Finance Bank Berhad 24 OCBC Al-Amin Bank Berhad 25 Public Islamic Bank Berhad 26 Standard Chartered Saadiq Berhad 27 RHB Islamic Bank Berhad

Produk Pembiayaan Peribadi Islam Pembiayaan Peribadi-i Swasta

Personal Financing-i Personal Financing-i Personal Financing-i Maybank Islamic Personal Financing-i Personal Financing-i Government Sector Hong Leong Personal Loan Anytime Money Personal Financing-i Cash Plus Financing-i Cash Plus Financing-i Personal Financing-i- Selected Organizations Staff Personal Financing-i- Package Personal Financing-i- Package Personal Financing-i- Non Package

BAE Personal Financing-i Personal Financing-i Personal Financing-i for Private

Jumlah Pinjaman 30,000 20,000 20,000 25,000 60,000 40,000 25,000 20,000 20,000

Interest Tempoh 7 8.68 10 6.50 5 6.50 5 6.50 10 6.50 10 6.50 10 6.50 10 7 5 10.38 10.00 6 5 11.50 5 13.38 5 9.88 5 4.99 10 4.99 5 7.00 10

Ada Takaful Perlu Penjamin/Pajakan Ya Tidak Ya Tidak

Ansuran Bulanan 617.00 311.33 441.67 552.08 825.00 550.00 343.75 275.00 454.00

Ya

Tidak

25,000 20,000 20,000 20,000 25,000 20,000 20,000 20,000

Tidak Tidak Tidak Tidak Tidak Tidak Tidak Tidak

555.56 533.33 532.00 458.96 529.70 249.83 416.50 283.33

Ya Ya Ya Ya Ya Ya

4.99

Tidak Tidak

Lokasi Bank Terdekat/Hubungi ansontan@alliancefg.com, En Anson 012-2345674

Nota Tambahan

Kena confirmed staff dah bekerja lebih 3 tahun Kena confirmed staff dah bekerja lebih 3 tahun Kena confirmed staff dah bekerja lebih 3 tahun Kena confirmed staff dah bekerja lebih 3 tahun Kena confirmed staff dah bekerja lebih 3 tahun Kena confirmed staff dah bekerja lebih 3 tahun 03-5522 3000 http://www.alrajhibank.com.my/personal_promo63.shtml http://www.allianceislamicbank.com.my Employees of Federal and State Government and Selected Statutory Bodies 60 3 2070 8833 603 2168 0000 60 3 2161 1240 60 3 8321 5200 603 2145 5959 603 2145 5959 60 3 2698 8787 60 3 2088 8000 60 3 2088 8000 60 3 2088 8000 603 2034 5034 60 3 2176 6000 / 6666 60 3 2117 7777 603 2171 5000 / +603 9206 8118 (Call Centre)

1 300 82 6000 03-5516 9988

Permanent government staff; a minimum of 1 year in service 03-7950 1113 Call us at 1300 880 900 or +603 22956100 Call us at 1300 880 900 or +603 22956100 http://www.muamalat.com.my/ http://www.bankislam.com.my http://www.bankislam.com.my http://www.bankislam.com.my

www.standardchartered.com.my http://www.rhb.com.my/islamic_banking/service_charges/cabca.html

customersupport@alrajhibank.com.my 03 2694 8800

Employment: PERMANENT and CONFIRMED staff with minimum 3 years service Selected Public Listed Companies, Other Prominent Private Limited Companies as categorized under package companies liste Selected Public Listed Companies, Other Prominent Private Limited Companies as categorized under package companies liste Selected Public Listed Companies, Other Prominent Private Limited Companies as categorized under package companies liste

www.publicislamicbank.com.my 03-9206 8118

package companies listed by Bank Islam Package - swasta kalau hr boleh potong gaji terus ke Bank Islam boleh dapat 4.99%, kelulusan tak lewat 14 hari Non package - swasta, kelulusan tak lewat 14 hari

permanent staff of at least 1 year in service in any one of our approved agencies*

Tarikh:- 16 Ogos 2013 No Bank Produk 1 Affin Islamic Bank Berhad 2 Al Rajhi Banking & Personal Financing-i Investment Corporation (Malaysia) Berhad 3 Alliance Islamic Bank Alliance CashVantage Personal Financing-i Berhad

4 5 6

AmIslamic Bank Berhad Asian Finance Bank Berhad Bank Islam Malaysia Berhad

Personal Financing-i - Package

Bank Islam Malaysia Berhad

Personal Financing-i - Non Package

Bank Muamalat Malaysia Berhad

CIMB Islamic Bank Berhad

Pembiayaan Peribadi Sektor Awam-i

CIMB Islamic Bank Berhad

Cash Plus Financing-i

9 10 11 12 13 14 15 16 17

HSBC Amanah Malaysia Berhad Hong Leong Islamic Bank Berhad Kuwait Finance House (Malaysia) Berhad Maybank Islamic Berhad OCBC Al-Amin Bank Berhad Public Islamic Bank Berhad RHB Islamic Bank Berhad Standard Chartered Saadiq Berhad Bank Rakyat

PERSONAL FINANCING-i AWAM

18 Bank Rakyat

PERSONAL FINANCING-i ASLAH (SENIOR CITIZEN)

19 MBSB

Personal Financing-i

20 BSN

Personal Loans BPA (Klasik)

21 BSN

BPA (Super Klasik B)

22 BSN

Personal Loans SKAN (Klasik)

23 BSN

Personal Loans SKAN (Super Klasik B)

24 25 26

27

Keterangan Produk

provides you the financial needs be it for personal or for business purpose with low monthly instalments, flexible financing tenure and profit rate at 10.38%* p.a (flat rate basis).

Advance Payment- Equivalent to 2 months installment (if applicable)

Special financing package tailored only for government servant and government link companies.

Enjoy the fastest and the most flexible financing up to 5X to your gross income to make your dream a reality. Get the approval status within 24 hours, its so easy!

Immediate approval

A personal financing scheme espcially for senior citizens.RM5,000 takaful coverage borne by Bank Rakyat in the event of death during the financing period** No compensation given for the first 3 months after commencement of financing Amongst the LOWEST RATE in Town!

Catered especially for Government Servants and employees of Statutory Bodies, the BPA Personal Loan works out for everyone's benefit

Catered especially for Government Servants and employees of Statutory Bodies, the BPA Personal Loan works out for everyone's benefit.

Developed especially for State Government Department employees.

Developed especially for State Government Department employees.

Syarat

Jumlah Pinjaman

Interest Tempoh

20,000 7.25

Income requirement: minimum gross monthly income of RM2,000 or RM24,000 per annum.

30,000 10.38

Applicant must be a continued employee in any of the following:Government Sector, Selected Public Listed Companies, Subsidiaries of Government or Selected Public Listed Company, Other Prominent Private Limited Companies as categorized under package companies listed by Bank Islam ,Debt Service Ratio (DSR) must not exceed 50% (if not a house owner) or 60% (if a house owner) from the net salary after statutory deduction, Salary Transfer to Bank Islam with Auto-debit Instruction, Salary Deduction Financing RM30,000 and below without guarantor, Earning a minimum fixed income of RM3,000 per month, Applicant and/or guarantor must be a continued employee in any of the following: Government Sector, Public Listed Companies, Subsidiaries of Government or Public Listed Company, Total deduction must not exceed 40% from the gross salary or if inclusive of house deduction, it must not exceed 60% of deduction, Salary Deduction, Salary Transfer to Bank Islam with Auto-debit Instruction, Standing Instruction from other Banks (from salary credited account)

20,000 4.99

10

20,000 7

10

Installment payments via salary deductions through Biro Angkasa, Minimum income RM1,500 for rate packages of 3.88%, 4.38%, 4.99%, Minimum income RM3,000 for rate packages of 3.65% and 4.35%, Open to all government servant

Profit 10 rate:3.88 % p.a flat rate, 4.38% p.a.flat rate, 4.99% p.a.flat rate (Valid until 31st Decembe r 2013), 3.65% p.a flat rate, 4.35% p.a flat rate (Valid until 30th August 2013)

Individual applicant only, Minimum monthly income of RM2,000 5X2800=14000 gross, Employment / business for more than 6 months, Make your monthly installment payments through automatic payments via standing instruction

13.38

Government Servant or Government Liaised Companies (GLC), Angkasa Service BureauEmployer payroll deductionSavings account deduction

20,000 3.85

10

Age not exceeding 65 years at the end of the financing period,Pension amount not less than RM800 to be credited to Bank Rakyat's savings account (Autopay) at any Bank Rakyat branch

20,000 6.9

10

Employee of government / Statutory Bodies / selected organizations which has the facility of salary deduction through BPA. For contract / temporary employee (has served more than 12 months) must provide a guarantor (permanent government servant and has been employed more than 3 months). Mode of payment is via Biro Perkhidmatan Angkasa. Capping of financing based on your salary. Subject to monthly salary deduction limit of not more than 60%.

20,000 4.4

10

Employee of government / Statutory Bodies / selected organizations which has the facility of salary deduction through BPA. For contract / temporary employee (has served more than 12 months) must provide a guarantor (permanent government servant and has been employed more than 3 months). Mode of payment is via Biro Perkhidmatan Angkasa. Capping of financing based on your salary. Subject to monthly salary deduction limit of not more than 60%.

20,000 3.9

10

State Government Department employees maintained salary account under Treasury / State Finance. For contract / temporary employee (has served 12 months) must provide a guarantor (permanent government servant and has been employed 3 months). Subject to monthly salary deduction limit of not more than 60%.

20,000 4.4

10

State Government Department employees maintained salary account under Treasury / State Finance.For contract / temporary employee (has served 12 months) must provide a guarantor (permanent government servant and has been employed 3 months). Subject to monthly salary deduction limit of not more than 60%.

20,000 3.9

10

Ada Takaful Perlu Penjamin/Pajakan

Ansuran Bulanan

Lokasi Bank Terdekat/Hubungi 60 3 2055 9000 60 3 2301 7000

454

Ya

Tidak

617

6 03 2694 8800

60 3 2079 1000 Ya Tidak 249.83 60 3 2088 8000

Ya

Tidak

283.33

60 3 2088 8000

60 3 2698 8787

Ya

Tidak

Call us at 1300 880 900 or +603 22956100

Ya

Tidak

60 3 8321 5200 60 3 2161 1240 603 2168 0000 60 3 2070 8833 603 2034 5034 60 3 2176 6000 / 6666 603 2171 5000 / +603 9206 8118 (Call Centre) 60 3 2117 7777 Ya Tidak 230.83 1-300-88-1BANK (12265), Tel: 053123166 (Medan Gopeng), 052439296 (Greentown, Ipoh)

Tidak

Tidak

03-2096 3000 / 1800 88 4000

240

231.67

240

231.67

Nota Tambahan

1 300 82 6000

03-5516 9988

0326900900, 05-255 3866 / 3867 / 3868 (Ipoh)

Aku call, kena permanent staff except KEMAS (boleh contract staff), boleh juga pergi ke CIMB branch di tanjong rambutan walaupun tak islamic sebab dorang akan hantar ke HQ utk proses

Contract kena dah kerja sekurang2nya 3 tahun

16 Ogos'13 aku call tapi takde orang angkat

Dokumen Yang Diperlukan

customersupport@alrajhibank.com.my

Aku call, dia kata package kalau contract staff kena gaji atas RM3000 tapi boleh try sebab bahagian processing yang buat, kalau AmBank takde package sebab takde kerjasama jadi kena buat non package

Photocopy of identity card (MyKad) Payslip statements for the last three months The latest J / EA / EC Form Certification letter by employer Payslip bank statement

 2 copies of your NRIC (front and back). Confirmation letter from your employer with the below details: - Name / NRIC No. - Designation / Status - Monthly Salary - Date of Employment - Date of Retirement Latest original salary slip for verification. A copy of latest salary slip. Authorization Letter of Salary Deduction from your employer via Biro Perkhidmatan Angkasa (BPA 1/79), (BPA 1/79 A - guarantor). 2 copies of your NRIC (front and back). Confirmation letter from your employer with the below details: - Name / NRIC No. - Designation / Status - Monthly Salary - Date of Employment - Date of Retirement Latest original salary slip for verification. A copy of latest salary slip. Authorization Letter of Salary Deduction from your employer via Biro Perkhidmatan Angkasa (BPA 1/79), (BPA 1/79 A - guarantor). A copy of your NRIC (front and back). Confirmation letter from your employer with the below details: - Name / NRIC No. - Designation / Status - Monthly Salary - Date of Employment - Date of Retirement Latest 2 months original salary slip for verification. A copy of latest 2 months salary slip. Authorisation Letter of Salary Deduction (BSN 09-A) Document Required A copy of your NRIC (front and back). Confirmation letter from your employer with the below details: - Name / NRIC No. - Designation / Status - Monthly Salary - Date of Employment - Date of Retirement Latest 2 months original salary slip for verification. A copy of latest 2 months salary slip. Authorisation Letter of Salary Deduction (BSN 09-A).

Fast Approval in 1 hour

Documents Required A copy of identity card Latest 3 months' salary slip Latest employer's confirmation letter Latest 3 months Bank Statements of salary crediting account And at least one (1) of these: Latest income statement (Form B/eBE/ EA/EC); or Any other latest supporting document such as EPF statement, if required

Tarikh:- 16 Ogos 2013 No Bank 1 Affin Islamic Bank Berhad 2

Produk

3 4 5 6

Al Rajhi Banking & Personal Financing-i Investment Corporation (Malaysia) Berhad Alliance Islamic Bank Alliance CashVantage Personal Berhad Financing-i AmIslamic Bank Berhad Asian Finance Bank Berhad Bank Islam Malaysia Berhad

Personal Financing-i - Package

Bank Islam Malaysia Berhad

Personal Financing-i - Non Package

1 2 3 4 5 6 7 8

Bank Muamalat Malaysia Berhad CIMB Islamic Bank Berhad HSBC Amanah Malaysia Berhad Hong Leong Islamic Bank Berhad Kuwait Finance House (Malaysia) Berhad Maybank Islamic Berhad OCBC Al-Amin Bank Berhad Public Islamic Bank Berhad RHB Islamic Bank Berhad Standard Chartered Saadiq Berhad

Cash Plus Financing-i Anytime Money Personal Financing-i

Personal Financing-i

9 Bank Rakyat 10 11 12 13 14 15 16 17 18 19

PERSONAL FINANCING-i SWASTA

Keterangan Produk Personal Financing-i for employee of selected corporate companies based on Shariah Concept of Tawarruq (Commodity Murabahah)

provides you the financial needs be it for personal or for business purpose with low monthly instalments, flexible financing tenure and profit rate at 10.38%* p.a (flat rate basis).

Advance Payment- Equivalent to 2 months installment (if applicable)

Enjoy the fastest and the most flexible financing up to 5X to your gross income to make your dream a reality. Get the approval status within 24 hours, its so easy! Instant cash disbursement into your account with HSBC Amanah or HSBC upon approval

Immediate approval

Syarat Purpose : For personal consumption and not for luxurious purpose. Customer to disclose the actual purpose in the application form

Income requirement: minimum gross monthly income of RM2,000 or RM24,000 per annum.

Applicant must be a continued employee in any of the following:Government Sector, Selected Public Listed Companies, Subsidiaries of Government or Selected Public Listed Company, Other Prominent Private Limited Companies as categorized under package companies listed by Bank Islam ,Debt Service Ratio (DSR) must not exceed 50% (if not a house owner) or 60% (if a house owner) from the net salary after statutory deduction, Salary Transfer to Bank Islam with Auto-debit Instruction, Salary Deduction Financing RM30,000 and below without guarantor, Earning a minimum fixed income of RM3,000 per month, Applicant and/or guarantor must be a continued employee in any of the following: Government Sector, Public Listed Companies, Subsidiaries of Government or Public Listed Company, Total deduction must not exceed 40% from the gross salary or if inclusive of house deduction, it must not exceed 60% of deduction, Salary Deduction, Salary Transfer to Bank Islam with Auto-debit Instruction, Standing Instruction from other Banks (from salary credited account)

Individual applicant only, Minimum monthly income of RM2,000 gross, Employment / business for more than 6 months, Make your monthly installment payments through automatic payments via standing instruction Your monthly salary is RM3,000* or above

Angkasa Service BureauEmployer payroll deductionSavings account deductionStanding OrderPost dated

Jumlah Pinjaman

Interest Tempoh Ada Takaful Perlu Penjamin/Pajakan 7 Ya Tidak

Ansuran Bulanan

20,000 7.25

454

30,000 10.38

Ya

Tidak

617

20,000 4.99

10

Ya

Tidak

249.83

20,000 7

10

Ya

Tidak

283.33

5X2800=14000

13.38

5 5

Ya Ya

Tidak Tidak 532

20,000 11.5

Tidak

7.24

10

Ya

Tidak

Lokasi Bank Terdekat/Hubungi 60 3 2055 9000

No Tel Emel 03-5522 3000

60 3 2301 7000

6 03 2694 8800

Dah call - Affin takde personal loan 1 300 82 6000 customersupport Fast Approval in 1 @alrajhibank.co hour m.my 03-5516 9988

60 3 2079 1000 60 3 2088 8000

60 3 2088 8000

60 3 2698 8787

60 3 8321 5200 60 3 2161 1240 603 2168 0000 60 3 2070 8833 603 2034 5034 60 3 2176 6000 / 6666 603 2171 5000 / +603 9206 8118 (Call Centre) 60 3 2117 7777

1300 888 888

Dokumen Yang Diperlukan

Documents Required A copy of identity card Latest 3 months' salary slip Latest employer's confirmation letter And at least one (1) of these : Latest income tax form (Form B or Form EA/EC) Latest 3 months Bank Statements of salary crediting account; or Any other latest supporting document such as EPF statement, if required