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Key words for SMS Banking The key words are to be sent to 9223440000 For transactions requiring OTP

(One Time Password) , user should enter OTP followed by the OTP number and the keyword for the particular transaction.

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<Mbsreg> <Smpin><UserId><Old Mpin><New Mpin> <Saccept><UserId><Mpin>

Getting User id and Mpin Change Mpin For accepting Terms and Conditions of the Service, which are available over Banks website www.sbi.co.in For balance enquiry Mini statement of account Mobile Top-up

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<Sbal><UserId><Mpin> <Smin><UserId><Mpin> <Stopup><UserId><Mpin><telecom operator of beneficiary Mobile><Mob no of beneficiary> <Amount> If the transaction requires an OTP, the following keyword should be sent: <OTP>< OTP number ><Stopup><UserId> <Mpin><telecom operator of beneficiary Mobile><Mob no of beneficiary> <Amount>

<Sdth><UserId><Mpin><Service Provider><DTH serial number><amount> If the transaction requires an OTP, the following keyword should be sent: <OTP>< OTP number ><Sdth><UserId><Mpin> <Service Provider><DTH serial number><amount>

DTH recharge

Smobitop><UserId><Mpin><WalletID><amount> If the transaction requires an OTP, the following keyword should be sent: <OTP>< OTP number > <Smobitop><UserId> <Mpin><WalletID><amount> <Sfpin> <User ID> <Sdereg>

Top up of Mobile wallet

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Forgot MPIN To de register from service

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<IMPS><Mobile No><MMID><amount><User ID><MPIN><Purpose(optional field- up to 20 char-Alpha numeric)> If the transaction requires an OTP, the following keyword should be sent: <OTP>< OTP number ><IMPS><Mobile No> <MMID><amount><User ID><MPIN><Purpose(optional field- up to 20 char-Alpha numeric)>

IMPS fund transfer

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<IMPS><Beneficiary Acc no >< Beneficiary IFSC>< amount><User ID><MPIN><Purpose (Optional)>


If the transaction requires an OTP, the following keyword should be sent:

IMPS Fund transfer based on IFS Code and Account Number (P2A)

<OTP> <XXXXXX> <IMPS><Beneficiary Acc no >< Beneficiary IFSC>< amount><User ID><MPIN><Purpose (Optional)>

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MIMPS <merchant mobile number> <merchant MMID> <amount> <USER ID> <M-PIN> <Payment reference If the transaction requires an OTP, the following keyword should be sent: OTP< OTP number >MIMPS <merchant mobile number> <merchant MMID> <amount> <USER ID> <M-PIN> <Payment reference>

IMPS Merchant payments

Please Note: The keywords are not case sensitive.

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