July 30, 2013

Cultivating a Good Attitude INSIDE

By Midge Rothrock While having crown prep done in the dental chair of Dr. Kevin Eubanks, his calming and gracious dental assistant Donna asked about the remainder of the day. An interview is next, I said, with a gentleman recommended by Linda Christine for his interesting story. Hes 89, and does thoughtful things for many, especially at St. Thaddeus Episcopal Church, with their grounds and flowers. Donna says, You must mean Tim Garvin. He is great! In fact, he is related to Kevin, and a patient of ours, too. Whenever he comes in, he brightens the day. This is not just because he usually brings cookies! Aiken is a small and interconnected town, in many ways, it seems. Not only is Tim Garvin formally named Theron Levi Garvin a shirt-tail relative to Dr. Eubanks, but he is also cousins with two other generous Aiken volunteers known by many readers: Vera Keisler, and Shorty Caprell. The Garvin home on Savannah in Gem Lakes is known for the beauty of Tims yard. Although he says it does not rival the glorious gardens of Sam and Linda Christine, folks can tell quickly that he is a long-time Master Gardener. In fact, some readers may have toured when Garvins opened their yard for a fund raising tour some years back. Asking Tim how he felt about approaching 90, at first he teased, Scared! But, he admits he has had such a wonderful, healthy, abundant life. He still has plenty of energy, although he does enjoy a nap most afternoons. When he was asked as a child what he wanted to be when he grew up, his answer was always, Happy! And, he certainly feels he fulfilled this desire. Tim can eat anything he wants, has no aches and or pains, not even a headache. Yes, his knuckles swell, but they do not hurt. Doing a job that one really loves is part of the answer, he feels. That and an upbeat attitude help! His childhood was the best part of his nine decades, of that he is certain. His parents were part of those who suffered under the Depression. But, Tim thinks folks from that era took great pleasure Tim Garvin in simple things. They knew their neighbors, helped one another out, visited, shared meals, and really kids, and lives seemed simpler and cared for each other. Besides, in happier, somehow, he says. Vernon this idyllic childhood where Tim was Derrick, slightly younger, agrees that the youngest, with three older sisthese were idyllic times to be a kid ters, he knew better than to on a farm in the country. suggest he was bored. His dad Writing letters has been would quickly have ideas on what to something Tim did all his life, after do to fill his boredom. Tim loved the leaving the home of his parents and freedom and ease of the days before sisters. video games and fears about playing outside for hours on end. Kids were See Attitude page 4

ELDER LAW

INVESTMENT

Heirs Property by Linda Farron Knapp PAGE 3

What if you outlive your income? by Carl Smith PAGE 16

Tuesday, July 30, 2013

The Tablet Users Group at SeniorNet is Ready for YOU

July 2013
If you have been shopping for a computer lately you probably have noticed that in addition to the desktop PCs and the laptop computers there are a wide variety of tablet computers. These popular devices use a touch screen that you work with your finger, or with a special stylus. These lightweight devices are very handy and provide wireless internet access and great mobility. You may already have one of these tablet computers. Tablet computers also include newer e-readers such as the Nook and the Kindle Fire. If so, are you pleased with your new device and are you getting the full range of services available? At Aiken SeniorNet we have started a Tablet Users Group (TUG) at our Learning Center on the campus of USCA. The purpose is to allow owners of these devices to meet informally and discuss how the devices are used and any issues that owners may have with them. The meetings are held each Tuesday afternoon from 1 - 4 pm through August 27. Here is some information about the TUG: Its FREE! There is no sign up, just come If you have a tablet, bring it! All types of tablets are welcome (Android, Apple, other) Tablet users will help other tablet users If youre thinking of buying a tablet, join us to ask questions of people who have them. Each fall SeniorNet Aiken begins a new school year with courses that are designed to teach seniors (those of us over 50 years of age) how to use that devil of a machine, the computer. We start with two Basic Courses that accept students with absolutely no prior experience. We also offer seven Advanced Courses for seniors who have some prior experience or have taken the Basic Courses. All our courses are hands on with practical exercises for each student to use in the path to better computer use. All classes meet once a week for a two hour session. All of our courses have been reviewed to assure that they are up to date, and accurately reflect the current software that is installed on our computers. During the summer months our SeniorNet volunteers have also installed Windows 8, the latest Microsoft operating system, on all classroom computers. This has been done in a dual boot configuration so we can accommodate students who are using Windows 7 and also support the newer Windows 8 program. Our Basic Courses for less experienced computer users include SRN101: Beginning

Computer. This four-week, eighthour course uses Windows 7 and WordPad to introduce the student to computer use. The emphasis is always on developing skill with the mouse and keyboard. Since operation of the mouse is so important to operating a PC there are several Mouse Exercises to help students master this vital piece of hardware. In fact, students registered for SRN101 are strongly encouraged to attend a separate Mousing Skills work-shop at no additional charge prior to taking the course. Students can learn the techniques of double-clicking, and click and drag in class and then practice at home, with or without an internet connection. The follow-on basic course is SRN102: Computer Basics, an 8 week course. This course also uses WordPad for word processing for three lessons and builds on the skills introduced in SRN101.

See SeniorNet page 11

Boomer Briefings
Q. I attended a family reunion recently and some of my aunts and uncles were talking about our heirs property. It appears I have some interest in an old house and tract of land, what should I do? A. Heirs property occurs when an estate that contains real property is not probated.1 Since real property passes as of the date of death, interests are created subject to divestment by provisions of a will or creditor claims. In South Carolina a will and an estate cannot be probated if more than 10 years has passed since someone died. Often a surviving spouse or sibling(s) who were co-tenants just keep paying the taxes and years pass with nothing being done to transfer title to the legal owners. People die and an entire generation may pass away before someone steps up to clean up the mess. I have found this happens due to a lack of understanding concerning the consequences on a chain of title if real property is not probated, a lack of knowledge of intestate law or simply a lack of money to deal with the problem. Once heirs property is created it can be expensive to resolve. The legal matter is referred to as an action to quiet title and usually the person bringing the action will also seek contribution and reimbursement for maintaining the property, paying taxes and insurance and contribution to their attorney fees and costs. Sometimes all the owners cant be found and service by publication is necessary. Ultimately the Circuit Court has to determine who the legal heirs are and this is where probate records, deeds, family genealogists, death certificates, marriage, birth and divorce records come into play. Division in-kind into physically distinct and separate titled parcels is not always possible and therefore an auction by sealed bid or public sale may be ordered. Some years back heirs

Tuesday, July 30, 2013

property was a significant legal concern in South Carolina as many black families were losing their land inheritance along the coasts and recreational areas of the state. Families that are able to work together for a common good are often able to provide affordable housing for a senior or disabled family member. Others have created family businesses to cultivate and harvest timber so each generation has a source of income. Others have improved their communities by honoring a forefather with a charitable foundation and lasting family gathering place. Depending on the location your family might protect hunting rights or help conserve nature, wetlands or our forests. I recommend you speak with an attorney that handles this kind of matter to determine your goals, the value of your interest and your options.

Attorney Linda Farron Knapp

A member of the National Academy of Elder Law Attorneys

1 The same kind of thing happens with personal property but it is generally referred to as undivided fractional interests. An unusual

case arose in the Estate of James A. Elkins, Jr. deceased et al. v. Commissioner, 140 T.C. No. 5 (March 11, 2013). The beneficiaries owned interests in 64 valuable works of art, including a Henry Moore sculpture, Picasso drawing and Jack Pollack painting. Eventually an art expert determined that the paints were devaluated between 80-95% because no one would want to buy a fractional share, even a museum. S.C. Code Ann. 15-61-25 provides a right of first refusal and process for co-tenants with at least a 20% interest to buy out family property.

Tuesday, July 30, 2013

Continued from Attitude page 1

To thank his folks for providing such a happy childhood, he tried his best to write one or two letters a week, something they really loved, and to include a funny anecdote, to cheer them up. What mom doesnt want to hear often from her son? Then, he continued this tradition, boasting of writing a letter a week for 65 years to a sister, recently deceased at 92. One period of Tims life did have a health scare. In 1981, he was in his very successful travel agency and tour business when he developed a rash around his slim middle section. Before many prescriptions or pain-relieving antidotes had been discovered, this case of Shingles was the most painful thing Tim ever endured. Ironically, by crossing his arms and holding tightly to his abdomen, he was able to somehow subdue the pain and get through most of the two-week tour at the onset of his troubles. And, there was, ironically, a physician among his tourists who specialized in the care of patients with Shingles, taking time each night to examine and provide medical advice to endure the night. By the time Tim was back home, wife Margaret had to handle his activities at the travel office, while Tim spent six months at home, recuperating. During this time of pain in his nerve endings, Tim checked every medical book he could get his hands on, looking for ideas of pain relief. His lesson learned? EVERYBODY should take advantage of the Shingles vaccine! Tims family farm was at

Kitchings Mill, out 302 toward Wagener, where he was born and lived until he joined the Navy. There was 250 acres, but a fire destroyed the family home. This caused Tims beloved mother to want to sell much of the land, fearful of too many trees and the risk of another fire, when the home was re-built. Now, son Brant and his wife Kristy live there on 19 acres, with their two children. Grandson Levi bears his grandfathers middle name; and, granddaughter Maegan honors her great grandmother Mae, with her uniquely-spelled first name. Tim was among the 17 boys who were part of his high school class of Wagener High School, 1942. In December, 1941, patriotism soared after Pearl Harbor. 15 of these boys were already in the military by the time their graduation day arrived. Three were killed in action: 20% of the class. Tims three sisters husbands were all in the Army then, too. In fact, Tim believes it would be good if every person served one year these days, after high school, to learn the discipline of a military life. After serving in the U.S. Navy, Tim had an opportunity to become a flight attendant with Eastern Airlines. He was very impressed by Eddie Rickenbacker and his bravery in combat, as well as his association with Eastern. Eddie would take the time at any Eastern location he visited to shake hands with every employee. Back then, men and women divided the in-air duties. The male attendants typically made announcements, took tickets, and handled paperwork; and, the female attendants served

the passengers. Once, Ace Rickenbacker was in a crash of an Eastern plane. He survived, wanting to get even with an observer who taunted him that he was just too d--- mean to die! Tim took flight assignments to various locations, enjoying the chance to explore different areas to which they flew. This stood him in great stead when he began his travel business, this time in Beaumont, Texas. Beaumont was booming, with the first Texas oil gusher Spindletop leading to the presence of five refineries, multiple corporations, and thriving opportunities to provide travel assistance in this quickly industrialized city. From this phase of the business, Tim could see the encroachment of automation of ticketing, and gradually moved to an emphasis on tours. He was well suited for leading them, because of the years with Eastern Airlines. He led 20-25 tours a year, overseas and all around America. Tours went by ships, boats, planes, and on land, to popular locales like Alaska, Las Vegas, up the Coast of California to San Francisco, Oregon, Canada, and through Yellowstone, to name just a few. One particular tour to Hawaii was booked by a most special traveler, Margaret, who was enjoying her vacation from her job in the County Clerks office in Texas. The souvenir they brought back from this Hawaiian tour was an attraction which led to their now 41-year marriage. Tims travelers were of caliber that he remembers in Williamsburg the Inn there invited only Tims and one other tour group to actually stay

at the famed Williamsburg Inn. He loved the thank yous received from families of travelers, and was glad to be able to give his tourists something to look forward to each year. Many stayed friends with this gregarious tour guide. When Margaret and Tim began to think of retirement, Tim knew they would want to move out of the city of Beaumont. They had another place in Texas on a lake, but surprisingly, Margaret wanted to come to Aiken. Over the many visits to Tims family here, Margaret came to love this area. 27 years ago, they moved here. No, they do not travel now. As a matter of fact, they do not even prefer leaving the comforts of their home much, except for the many hours Tim spends volunteering and helping other. For about ten years, Margaret and their treasured toy poodle Boo stick close to home, after a broken hip began a series of misfortunes which left Margaret confined mostly to a wheelchair. But, Tim is proud of her, and tells how she has kept her attitude positive too, even adapting chores of cooking, and vacuuming. They still enjoy the company of family, and would just as soon have a sandwich and some good vegetables or fruit right at home! In 1992, Margaret had a womens committee come to their home, where they saw the magnificent roses grown in the abundant gardens of Master Gardener Tim. With St. Thaddeus 150 anniversary approaching then, they really were hoping to get assistance from Tim.

See Attitude page 12

Tuesday, July 30, 2013

And Then It Is Winter

Submitted by Midge Rothrock This email has circulated a time or two. There is no particular author for attribution. Some thoughts rang true enough to think it is worth sharing. The last line really hit home, having had the privilege of getting to know more about the lives of interesting people featured in the cover stories in this publication. This author says: Its not what you gather, but what you scatter that tells what kind of life you have lived. Those who grace the cover of Mature Times have indeed scattered well. And Then It Is Winter You know. . . time has a way of moving quickly and catching you unaware of the passing years. It seems just yesterday that I was young, just married and embarking on my new life with my mate. Yet in a way, it seems like eons ago, and I wonder where all the years went. I know that I lived them all. I have glimpses of how it was back then and of all my hopes and dreams. But, here it is... the Winter of my life and it catches me by surprise...How did I get here so fast? Where did the years go and where did my youth go? I remember well seeing older people through the years and thinking that those older people were years away from me and that winter was so far off that I could not fathom it or imagine fully what it would be like. But, here it is...my friends are retired and getting grey...they move slower and I see an older person now. Some are in better and some worse shape than me... but, I see the great change...Not like the ones that I remember who were young and vibrant...but, like me, their age is beginning to show and we are now those older folks that we used to see and never thought wed be. Each day now, I find that just getting a shower is a real target for the day! And taking a nap is not a treat anymore... its mandatory! Cause if I dont on my own free will... I just fall asleep where I sit! And so...now I enter into this new season of my life unprepared for all the aches and pains and the loss of strength and ability to go and do things that I wish I had done but never did!! But, at least I know, that though the winter has come, and Im not sure how long it will last...this I know, that when its over on this earth... its over. A new adventure will begin! Yes, I have regrets. There are things I wish I hadnt done...things I should have done, but indeed, there are many things Im happy to have done. Its all in a lifetime. So, if youre not in your winter yet...let me remind you, that it will be here faster than you think. So, whatever you would like to accomplish in your life please do it quickly! Dont put things off too long!! Life goes by quickly. So, do what you can today, as you can never be sure whether this is your winter or not! You have no promise that you will see all the seasons of your life...so, live for today and say all the things that you want your loved ones to remember...and hope that they appreciate and love you for all the things that you have done for them in all the years past!! Lastly, consider the following: Today is the oldest youve ever been, yet the youngest youll ever be so enjoy this day while it lasts. ~Going out is good.. Coming home is better! ~You forget names.... But its OK

Tuesday, July 30, 2013

because other people forgot they even knew you!!! ~You realize youre never going to be really good at anything.... especially golf. ~The things you used to care to do, you no longer care to do, but you really do care that you dont care to do them anymore. ~You sleep better on a lounge chair with the TV blaring than in bed. Its called pre-sleep. ~You miss the days when everything worked with just an ON and OFF switch.. ~You tend to use more 4 letter words ... what?...when?... ??? ~Now that you can afford expensive jewelry, you dont go anywhere to wear it. ~You notice everything they sell in stores is sleeveless?!!! ~What used to be freckles are now liver spots and it seems everybody whispers. ~You have 3 sizes of clothes in your closet.... 2 of which you will never wear. ~But Old is good in some things: Old Songs, Old movies, and best of all, OLD FRIENDS!! Its Not What You Gather, But What You Scatter That Tells What Kind Of Life You Have Lived.

Tuesday, July 30, 2013

Camellia Daze
The Samurai, an ancient Japanese warrior class from Higo province, Japan, when not fighting also raised distinctive camellias called Higos. These are not a different species, but just a different looking Camellia japonica. Instead of having a column of yellow stamens in the center of the bloom, Higos have stamens that flare out like a starburst with some varieties having up to 250 stamens in the center of the flower. There are about 70 different varieties of Higos. Most are single blooms with no more than nine uneven shaped petals which give the bloom a lopsided look. Size can range from small (2 inches) to large (more than 5 inches), colors from white to pink, to red and variegated and some even have a scent. Most have large, very thick, shiny leaves and bloom time is from early to late season. Higos make excellent landscape plants because of their profuse and distinctive single blooms. They are easy to clean up because unlike sasanquas and some other Japonicas the blooms dont shatter, but fall whole. They dont require any special care and are frequently used as Bonsai specimens in Japan. Heres the main problem, Higos have Japanese names that are hard to translate or even spell, so consequently they are not easily found in American Nurseries. Nuccios Nursery in California has a nice selection of Higos. So this year make it

a point to notice these japonicas when you attend camellia Shows. You just may be captivated by these unusual

camellias. Heres hoping to see you along the Camellia Trail. Rio Grande Dave

Tuesday, July 30, 2013

Salvias: Must-Have Plants for your Garden

by Pam Glogowski Most Americans are familiar with salvia because the plant's culinary species, salvia (s.) officinalis, also called sage, is a favorite herb used in stuffing a Thanksgiving turkey. The names salvia and sage are virtually interchangeable, but for this article we are interested in salvia, the name applied in general to ornamental varieties of this genus of plants. Salvias (or sages) are members of the larger mint (Lamiaceae) family, which is characterized by square stems, opposite leaves and the usual presence of aromatic oils that make most of these plants fragrant and therefore deer resistant. Salvias are also naturally disease resistant, drought tolerant, and attract a variety of pollinators. It's obvious that salvias are ideal for our sunny, well-drained Aiken gardens! Salvia Varieties for the Aiken Garden Peggy Gillingham, perennial buyer for Nurseries Caroliniana in North Augusta, has many favorite salvias. Because she has no in-ground irrigation in her own yard, she appreciates the rugged qualities of many of the salvias, including Mexican Bush Sage (s. leucantha). This plant is beautiful in the fall when its tall plumes of purple, lavendar or white blooms flow with cool autumn breezes. Perennial here in Aiken (zone 8A), this salvia looks great mixed with a clump of yellow, fall-blooming Mexican sunflowers. Both plants will be available in garden centers this fall. Another of Peggy's favorites is salvia greggii 'Furman's Red,' a summerlong bloomer with beautiful magenta flowers that attracts hummingbirds. Mexican Bush Sage Because of its low water requirements, this perennial can be compact, woody-stemmed, grown on embankments or slopes. dependable, and long-lived For those of you who like to use evergreen perennial that typically culinary sage, Peggy grows only 1-2' tall with very wide recommends the variety Salvia 4" gray-green leaves are strongly officinalis 'Berggarten.' It is a aromatic.

An ornamental favorite of many Aiken gardeners is salvia guaranitica, a plant that grows up to 5 feet in an upright habit.

See Garden page 10

Tuesday, July 30, 2013

by Rebecca Winans, Noble Breads

How much of the foods you eat are locally grown?

residents are situated in a growing environment which allows fruits and vegetables in all 12 of the months. This area is also very livestock friendly. When we look at all of the variables our land affords us, it is possible for us to grow most if not all - of the foods we eat right in our very own backyards. I would like to know why, then are we not eating more local foods? An obvious reason might be unawareness of local options. Throughout the week, and especially on Tuesdays and Saturdays, local farmers bring beautiful goods and produce into the Aiken County Farmers Market. Ripe, juicy peaches. Sweet, delicious blueberries. Vine ripened tomatoes and squash. Freshly dug potatoes. Corn. Peas. Honey. Pastured beef. Eggs. RAW jersey milk. Melons. There are bakers there with freshly made artisan breads without chemicals and preservatives. There is a cake lady with pound cakes, scones, and cookies, and other bakers with unbelievable cheesecakes. The goods are raised and produced right here in Aiken without huge transportation cost and concerns. Why would you want anything else, unless, of course, you produce it yourself? Other local options include natural markets that sell goods from local farms. Two such examples are Magnolia Natural Market where you can purchase freshly grown meats and produce and Noble Breads and Grocer where you can purchase pastured beef, chicken, pork, and RAW Milks, and a variety of artisan breads. Both of these markets have small restaurants in which you can dine with the very same foods. Palmetto Nursery and Florist carries RAW Nubian Goat Milk and farm fresh eggs. You can also get farm raised whole chicken throughout the year when available. Purchasing your basic kitchen goods could help move Aiken towards eating 1% local.

Considering this definition of LOCAL: of or relating to a city, town, or district, rather than a larger area or region. This is the question David Harper, with the University of South Carolina and Eat Smart Move More South Carolina, opened his presentation recently at the Aiken Local Food Summit. Attendees gave questioning glances at each other, quick shrugs of the shoulders, and sad affirming nods when someone mumbled, Less than 1%? The correct answer was never revealed, but the question certainly got people thinking. Mr. Harper went on to ask what it would take to get Aikens people growing/eating at least 1% of its foods, and in time, move that number toward 2%, 3%, or even 10%? These are important questions, not just for Aiken, but for every community. Much to our advantage, Aiken

Consider purchasing your kitchen basics local: milk, bread, butter, eggs
Another way of eating local could be by planting a little garden for yourself or starting a community garden. Never gardened before? Sam Stevens at Palmetto Nursery and Florist can help you with a simple little garden box. He holds FREE classes on Saturdays (in the fall and spring) and all but does the garden box for you! He wants you to succeed and much as you do. Displacing just the lettuce we import into Aiken from other places could make a huge step toward getting to that 1% goal of eating locally raised foods. Lettuce grows well in containers if space is a problem.

See Foods page 14

10

Tuesday, July 30, 2013

Continued from Garden page 8

These perennials produce bright blue flowers all summer and attract hummingbirds. According to Clemson's Home and Garden Information Center (http://www.clemson.edu/extension/hgic/), desired varieties of s. guaranitica for South Carolina include 'Argentine Skies', 'Black and Blue', and 'Omaha'. Most spread by underground rhizomes and can fill in a large area. In a smaller garden they can be controlled easily by pulling out new plants when they're young; they get woody as they age and they're harder to pull or dig up. Like other salvias, these plants root easily, and can be a good propagation project for you. At this time of year, cut a stem with at least 3 or 4 sets of leaves (including the leaves at the end of the stem), remove the bottom set of leaves and place the stem in a container filled with 50% vermiculite or perlite and 50% potting soil. In about 3-4 weeks the stem will have new roots and be ready to share with a friend or to fill in another spot

in your garden. In doing research for this article, I came across the wonderful web page "A Gardener's Guide to Salvias": http://www.bhg.com/gardening/flowers/perennials/guide-tosalvias/#page=1. It includes photos of many favorite salvias, including perennials 'Wendy's Wish' and 'Lady in Red,' and the annual 'Red Salvia.' I am motivated by the article to try a new salvia, 'S. Pachyphylla,' because of its outstanding, frilly red bloom. I'm sure many of you have your own favorite salvias, and I hope this article will encourage you to try a new one as well. Where to Buy Salvias Nurseries sell ornamental plants when they are blooming. Therefore, you will find salvias for sale at local nurseries in the spring and summer, and you can buy late blooming salvias in the fall. If you are interested in surveying and/or buying underutilized varieties of salvia, check out the website worldofsalvias.com. A local source of unusual salvias is Woodlanders,

an Aiken mail order plant nursery that sells 13 varieties of salvia, and is open to the public one week every year in the spring. Keep your eyes open for that special event. If you're interested in a particular salvia, ask your local nursery to order it for you, but be prepared to find the plant online if necessary.

Planting Instructions Place salvias in an area with full sun (a minimum of 6 hours daily) and very well-drained soil. Mix a 2-4 inch layer of compost into the top 6 inches of soil to aid drainage. Plant salvias 1 to 3 feet apart, depending on variety, in spring. Dig a hole 2-3 times the width of the pot the plant is in, and at the same depth which the Wendys Wish plant sits in the pot's soil. Carefully established (a period of a few weeks remove the plant from the pot and for salvias). Adding a two- to threetease the roots free with your fingers inch layer of mulch to your if they have been circling the pot. ornamental garden is beneficial Place the plant in the hole, fill with because it will aid in moderating the amended soil, and firm the soil soil temperature, retaining soil gently. Water thoroughly at the time moisture, and controlling weeds. of planting. And although salvias are drought tolerant, like all plants they require watering until See Garden page 11

Tuesday, July 30, 2013

11

Continued from SeniorNet page 2

Other lessons include File Management using the Windows 7 Document Libraries system, a lesson on desktop and system settings, a new lesson on email, and a new lesson on the internet. Some of our students have requested an opportunity to take SRN102 immediately upon completion of SRN101. We are accommodating this request by offering the eight week SRN102 Computer Basics course in October immediately following two of the September Beginning Computer classes. We also offer 7 advanced courses for computer users who have completed the Basic Courses. These courses meet for 2 hours each week for 8 weeks

beginning September 23rd. Topics include photo editing with Picasa or with Photoshop Elements, Word Processing, Windows 7 Operating System, Downloading and Using Free Software, Computer Skills for the Senior Job Hunter, and Windows 8 Operating System. In addition to these classes we are offering 8 workshops on various topics. These workshops meet on a Friday morning and last from 2-3 hours. Look for our insert in the Aiken Standard in August that lists all our course offerings. In addition we have our other course offerings which will be described in future articles in the Mature Times. You are also invited to visit us at our web site www.aikenseniornet.com any time for more news about our courses and workshops. the storms, but this year I've particularly enjoyed the salvias that friends have been so generous in sharing. I will take some cuttings from these new plants and share them with all of you at next spring's Master Gardener plant sale. Happy gardening! Pam Glogowski is an Aiken Master Gardener. If you have questions for Pam, please send an email to pamg85@gmail.com

Continued from Garden page 10

Notes from the Summer Garden At the time of writing this article, in mid-July, I am usually experiencing "garden burnout" here in Aiken because of our hot and dry summers. What a relief this summer has been! I haven't spent much time dragging hoses and watering cans around, and surprisingly enough haven't had a lot of plant disease problems from the abundant rainfall either. Getting outside to enjoy the beautiful blooms in my garden has been a little tricky between

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Tuesday, July 30, 2013

Continued from Attitude page 4

He actually was one of the first Master Gardeners in this area. Tim is still a member, along with two or three others who have more than 20 years in Aiken area Gardeners organization. More than 20 years ago, Tim began in earnest to care for the gardens of St. Thaddeus. He was astounded to find out he is the first person who planted flowers on these grounds, to go along with the various shrubs. Linda Christine believes he may actually purchase what he plants, to beautify these gardens. He has been working at their cemetery, with the grounds, and as an usher for two decades, willingly. Tim has recently had a great volunteer step up and ask to learn and take over from Tim, which they are gradually doing. There is a plaque honoring Tim Garvin at the church grounds, where his service will never be forgotten. Now with the successful recent merger of Mead Hall and the Aiken Prep Campus, over 358 enrolled pupils can enjoy the beauty created around the grounds. Father Grant Wiseman has this to say about Tims ministry at St. Thaddeus: Tim Garvin is amazing. My favorite story is when he came up to me and said, "I drove by your house and the gardens look kind of sad, would you mind if I did something to make it prettier?" I said, "Please, I can kill a plastic plant So we came home to a garden filled with knockout roses and another with tons of other color. He told us what to do to keep it up, and we have been successful so far. One year he planted green peppers and

ornamental peppers in the church gardens. It was fantastic and beautiful. Another outreach Tim has done for 26 years is with VITA an organization of informed volunteers who do income tax for those who need a hand. Larry Chandler was very involved, and needed some help years ago from neighbor Garvin. Eventually, Tims role got larger. In fact, in this past tax year, Tim helped 151 people get their forms completed! VITA offers help at Odell Weeks on Mondays and Tuesdays during tax season. This year, the demand is so great that these volunteers are adding Wednesdays as well, during February, 2014. Bill Collins, Lamar Keisler, and many others have been helping neighbors complete their tax returns, in such a generous way. Tim says he does this because no one really looks forward to doing their taxes, and it is not difficult for him. In fact, Tim often goes to area assisted living facilities, nursing homes, and personal homes to help those who are not as able to drive and get around. Linda Christines 92-year-old mom has been a recipient of Tims tax prep generosity for many years. He is willing to help those who need it, and he even has been known to bring some fruit or cookies along with him! This gentleman is a pleasure to know, and certainly gives octogenarians a good name. Theron Levi Garvin: Master Gardener, US Navy veteran, hometown farm boy, successful entrepreneur, and most of all, fabulous neighbor!

Are you age 65 or over? If so, contact GRU. Were partnering in an international study on healthy aging and independence and you can help. As long as youre a healthy person and at least 65 years old, you may qualify. Please note that ASPREE has reached its goal for Caucasian volunteers in the US. To find out more, call GRU at (706) 721-2535 and ask about the ASPREE study, or visit www.aspree.org.

Tuesday, July 30, 2013

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Jumping Through Hoops

As I passed the schedulers office open door recently I heard Deborah Hipps pleasantly explaining her job to a potential client. Her voice vibrant as the midday sun, she was saying, and in the very unusual case that you or your father have any concerns, we will address them immediately! Deborah H is committed to making our clients happy no matter what, even if it means jumping through hoops! Deborah H is one of our two schedulers. Beth is the other. Think of Beth and Deborah as our dispatchers. In this business, somebody has to make sure the caregivers know exactly when the clients are expecting them. There is no room for error here. Real people make real plans based on our commitment that we will be where we say, when we say. Deborah H and Beth make it happen. Nearly opposites in expressiveness Deborah H says Beth is a bit direct, while Beth says Deborah H is more gracious these two key members of the DayBreak team complement each other in magic ways. When I want to see synergy in action, I step into that office and watch the two of them handle five calls over a minutes time. They are very good at jumping through hoops to make sure everyones happy, whether its the care receiver, the family, or the caregivers. Because I feel weve got a terrific team in scheduling and across the board, I owe thanks to Deborah W, our office manager and head of HR. Deborah W is just a blessing for us and for our clients as well. DayBreak has had remarkable growth over the last three years. As we grow we must have enough caregivers to meet the needs of our clients and continue to maintain the quality that sets us apart. Deborah W, in her calm, unflappable manner

Chrissa Matthews, MA, CCC/ SLP, is an Aiken resident and the Chrissa Matthews, MA, CCC/SLP, is a owner of DayBreak Adult Care native CSRA resident and the owner Service, Inc, Aiken, SC
of DayBreak Adult Care Services, Inc., Aiken, SC.

gently reminds me It isnt about numbers, Chrissa, it is about finding the right people. After all, we are in the people business. She is right, of course. And she always comes through. With a degree from Southern Wesleyan University and another one soon from Liberty University, Deborah W has been treating people lovingly all of her life. She is a great reason our caregiver retention rate is just unheard of in our industry and why we have such a quality team. Entrusting mom or dad to in-home caring hands is a big step. Who you select makes a difference. Call us and let us jump hoops through for you. Experience the DayBreak difference.

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Continued from Foods page 9

It also does well inside with sufficient light. Plant enough for you and enough to share with your neighbors. Sharing fresh produce is a great way to connect with people in a meaningful way. Food gifts are always things people appreciate, and contribute towards eating local.

Food gifts are gifts people appreciate, and contribute towards eating local.
Another easy grower is onions. For the cost of 1 or 2 bunches of grocery store green onions, you can purchase a bag full of planting onions from Palmetto Nursery or Weeks Farm and Garden Supply. Onions are so easy. All they require is dirt, sunlight, and water. You can have your own fresh onions for salads and stir fries in about 3 to 4 weeks. You just pull them when you want them. Incredible cost difference, and the added joy of growing yourself. They wait for you in your garden until you need them, getting bigger and more tasty all the while. You become your own farmer, and nothing could be finer than to

(come from) Carolina. By raising your own produce, you can then better afford the locally raised meats which are often more expensive. You might wonder why are locally raised meats more expensive? Locally raised meats are not subsidized by the government. The price you pay for local meats are more accurate in terms of cost when farmed biologically as opposed to large scale operations often inside barns and houses and then imported into Aiken from other places. What about getting locally raised foods into the school system where our most valuable resources learn and grow? What are we teaching our children in the cafeterias and dining halls? More locally grown foods in the schools could add an easy percentage or two increase in local food use. But sadly, for every great idea the Food Summit group posed for getting local foods into the school system, there are unbelievable rules and rules and regulations preventing local foods from getting into the system. Regulations of school food rules must be reviewed. Schools should be raising their own foods and at the same time modeling this information to students right there on

school campuses where the children can see, touch, smell, taste, and feel the benefits. Regulations of school food rules must be reviewed. Same could be true for nursing homes. Aiken is abundant in its nursing homes. Residents want fresh foods, and are willing to help in raising it. Volunteer groups are willing go in and help them set up these gardens for the tenants to tend thereafter. Prisons could benefit from these models as well. Dentist Weston A Price said, Life in all its fullness is Mother Nature obeyed. With some simple shifts in meal planning, everyone benefits by eating more locally produced foods. Done well, the farmer wins, the consumer wins, the community of Aiken wins, and most of all, Mother Nature wins. Life in all its fullness is Mother Nature obeyed. I invite you to notice how much local food you are already eating. Move toward eating 1% of your food from local sources. In time move toward 2%, 3%, and 10%. Aiken offers an incredible local food bounty.

It is exciting to see people discover it. How can YOU do more to eat more local foods? Start a little backyard garden. Give food gifts on gift giving occasions. Purchasing local kitchen basics: milk, bread, butter, and eggs. Shop at the Aiken County Farmers Market for your grocery needs. Look for natural markets who sell foods grown local to Aiken. Support school and nursing home gardening projects. Start a community garden. Get gardening help when you need it. Rebecca S Winans and her husband John own Noble Breads and Grocer and are chapter leaders for the Weston A Price Foundation. They lead classes in farming and nutrition, and are advocators of local foods in and around Aiken County. For more information, you can contact Rebecca at noblebreads. com or visit her at Noble Breads and Grocer at 1625 Richland Avenue EAST.

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Did You Know? Yogurt is a NutrientRich Food Choice For Your Diet
Todays dietary guidelines recommend that Americans consume more nutrient-rich foods that are low in sodium, saturated fat and cholesterol. Yet, few are meeting these goals. Nutrient-dense foods provide plentiful nutrients with relatively few calories. Such foods include vegetables, fruits, whole grains, low-fat and fat-free milk and milk products, lean meats and seafood. Eating too few of these important foods can leave the body without enough valuable nutrients like vitamin D, calcium, potassium, or dietary fiber. One food group in which Americans are falling short is low-fat or fat-free milk and milk products. The U.S. Dietary Guidelines for Americans recommend that adults consume three servings daily. Unfortunately, most people only get about half that amount, according to USDA data. So why should we consume nutrient-dense foods like yogurt? The American Society for Nutrition (ASN) in collaboration with the Danone Institute International and The Nutrition Society in the United Kingdom is working with international nutrition and health experts to study the health effects of yogurt through a global initiative called Yogurt in Nutrition Initiative for a balanced diet. As part of this effort, the initiative will examine new and emerging data around the health effects of yogurt, spark research and share key scientific information with both the health care community and the public. Rich in protein, calcium, potassium, magnesium and healthy bacteria, the already proven benefits of yogurt consumption include: A better diet Easy digestion Weight management Overall health From curries to parfaits, there are plenty of delicious ways to incorporate this nutrient-rich food into meals and snacks. For more information on the health effects of yogurt, visit www.nutrition.org/yogurt.

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Tuesday, July 30, 2013

What if you outlive your income?

Here are 3 major factors to consider: 1). Inflation Cost of Living 2). Loss of Assets Bad Investments 3). Loss of Income One Spouse Dies increases at a rate equivalent to or higher than the rate of inflation, her income would decrease significantly in 20 years. Money in a CD, although safe and insured by the FDIC, could lose value as inflation outstrips her earnings. It could possibly account for a loss equal to 16-20% in 20 years. Loss of Assets - Investing in the stock market is a great way to save for the future. However, a downturn like the one we experienced in 2008 and 2009, wiped out Trillions in investments. Those that rode out the fall have gained back most, if not all of their losses. However, older investors that do not have years to recuperate might not fare as well with another severe downturn. Loss of Income - Many retiree households have had one primary wage earner. If that primary wage earner dies earlier than expected or perhaps does not take adequate steps to provide a legacy plan, the surviving spouse could be forced into a very different economic lifestyle.

Inflation has been fairly steady for years with an annual rate of about 2.1%. But, most of us remember the 1980s when inflation topped 13%. When inflation outstrips the growth of your portfolio, even the best retirement plans cannot provide the necessary income to maintain a lifestyle that is somewhat equivalent. The US Department of Labor estimates the average retiree will still need to earn 80% of their current income during retirement. An average 65 year old female retiree is expected to live 20 years. Lets say before retirement, she earns $50,000 annually. In order to maintain a normal existence, she would need $40,000 annually in retirement. But unless that $40,000

Remedies - Fortunately, today there are many safe strategies available to help ensure a comfortable retirement. For example, many insurance products, like Fixed Indexed Annuities, have Inflation Riders available. These riders ensure the funds available keep up with inflation. Diversity is a critical component of investing. Spreading risk can reduce the potential pitfalls of having all your eggs in one basket. Proper estate planning can also ensure a smoother transition and can provide an income stream for a surviving spouse.
* *Financial Planning and Investment Advisory services are offered through C2P Capital Advisory Groups LLC D/B/A Prosperity Capital Advisors (PCA) an SEC registered investment adviser with its principal place of business in the State of Ohio.Carl Smith is registered as an Investment Advisor Representative of PCA in the state of South Carolina. PCA and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which PCA maintains clients. PCA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

President of The Smith Group, is an Investment Advisor Representative. He has been a member in good standing with MDRT since 2007 in the Ed Slott IRA Advisor Group. See Income page 17

Carl Smith

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Continued from Income page 16

This brochure is limited to the dissemination of general information pertaining to is investment advisory / management services. Any subsequent, direct communication by PCA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site (www.adviserinfor.sec.gov). For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV Part 2A form PCA using the contact information herein. Please read the disclosure statement carefully. The information contained herein should not be construed as personalized investment advice. Past performance is not necessarily indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, model, or strategy (including the investments, models, strategies recommended or undertaken by The Smith Group or PCA) made directly or indirectly through this communication, will be profitable or equal any performance level referenced directly or indirectly. Different types of investments involve varying degrees of risk and there can be no assurance that any specific investment will either be suitable or profitable for a clients or prospective clients investment portfolio. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security.

The Purple Martin tour was held on Monday July 22nd, several Aiken County Seniors cruised on the Southern Patriot and enjoyed dinner aboard the boat. There were 17 people in the group, the group was accompanied by Aiken Countys PRT staff Carolyn Rushton & Tandra Cooks! The next trip is planned for December contact Aiken County PRT at 564-5211 or 663-6142 for more info. Dont miss out come & travel with us!

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Tuesday, July 30, 2013

The Science Behind Mindful Eating

by Cynthia F. Catts, RD, LD
Whether you are trying to be more mindful about what you eat, or trying NOT to be mindless about what you eat, the outcome may be the same. Among the research articles and books written about the topic of mindful eating, a favorite of mine is the well written book Mindless Eating: Why We Eat More Than We Think by Food Scientist, Brian Wansink, PhD. I had the pleasure of hearing Dr. Wansink present his research last year and have put many of his very practical suggestions to work with my clients who struggle with over eating. Among my favorite suggestions of Dr. Wansink: GET ORGANIZED In other words, put your food away in an organized fashion. Apparently, we are three times as likely to eat the first thing we see as the fifth thing we see. Bottom line-hide the unhealthy stuff in the back of the pantry or fridge and let the good stuff show!! Of course the most practical thing is to not have the tempting food in your house to begin with, but when it cant be helped, out of sight is truly out of mind. DONT EAT OUT OF THE PACKAGE We are all inclined to finish up the bag, the can, the box or the package of whatever sort. To avoid eating more than intended, we can pour, scoop or spoon how much we intend to eat onto our bowl or plate and put the container away. Furthermore, we should then go to a different room or space to eat what we just gathered. (JUST WALK AWAY). YES, USE A SMALLER PLATE, GLASS OR BOWL As clich as this adage has become, truth is, visually, a full plate, bowl or glass gives us the eye-cue that we are eating more than a half filled plate. On the other hand, we may fill the plate, glass or bowl either way. Smaller vehicle, less calories consumed, period. PULL OUT THE TALL THIN GLASSWARE because research shows that we simply pour more when our cups are short and fat. We drink fewer ounces, and therefore fewer calories when we pour our wine, juice or soda in tall thin glassware. TURN OFF THE TV! For the same reason that we WANT to be in front of the TV when on the treadmill, we DONT want to be in front of it when eating. The TV show takes our mind to IT and off of our food (or exercise). When we havent paid attention to our meal, we didnt experience it 100%. No wonder were searching for seconds or a snack an hour later. (Likewise, when our mind is on the TV when we are on the treadmill, we exercise longer!) AVOID THE BUFFET LINES This should be obvious, but so many of us are obsessed with getting our moneys

worth that we worship the buffet line. When we show up to a buffet line hungry, every single thing on the table looks, smells and becomes what we want to eat. It is almost impossible not to choose a food that we see and smell (let alone touch) when we are hungry. There are chemical changes that take place in the brain that dont let us go until we have satisfied ourselves with that food. It is a far healthier habit to order restaurant food from a menu. I highly recommend Dr. Wansinks book Mindless Eating: Why We Eat More Than We Think. Its an eye opener.
For more help with controlling overeating, Cyndi may be reached at cattfood2@gmail.com or at 803-642-9360. You can also follow her advice on Facebook at www. facebook.com/cynthiafcattsrd. Her website is www.cynthiafcattsrd.com

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Tips to Avoid Injuries While Gardening

For many people, gardening is one of lifes greatest joys. But exercising your green thumb carries some risk. In 2012, more than 41,200 people nationwide were injured while gardening, according to the U.S. Consumer Product Safety Commission. Dont let a day of digging, weeding and watering get the best of you. Take steps to prevent and treat common gardening injuries. 10 a.m. and 2 p.m. when the sun is at its highest. While watering your plants, dont forget to water yourself. Drink plenty of liquids, but avoid alcohol or sugary beverages that will dehydrate you. Use lightweight hand tools with rubber handles and ergonomic designs. Tools with offset handles make digging and weeding easier. Or cover your current handles in foam tubing. Sharp, clean tools work better and require less effort, so maintain or replace your equipment often. Handle extenders and reachers can help you reduce the need for bending, reaching and stretching. Stretch and get ready. Prepare your knees and low back for all that bending and lifting. Before you get out of bed in the morning, lie on your back and pull your knees to your chest. Then drop your legs from side to side five to 10 times. If you begin this now, you'll be rewarded with greater flexibility and a reduced chance of sprains and strains later in the season, says Dr. Lauri Grossman, a New York chiropractor who has been practicing homeopathy for over 25 years.

Protect Yourself Safety goggles and gloves shield your eyes and skin from chemicals and pesticides and protect you from sharp or motorized equipment. Spending hours in the sun each day can lead to sunburn and can increase your chance of skin cancer. Sport a wide-brimmed hat, sunglasses and sunscreen with an SPF 30 or higher. Take frequent shady breaks, especially between

Natural Remedies Did you get scraped or cut out there? Treat minor injuries with clove oil or aloe. Aloe also helps relieve sunburn and blisters. Before pain gets in your way, treat it at the first sign with a homeopathic medicine that works with your body to relieve pain rather than mask symptoms, says Dr. Grossman. She recommends a natural pain reliever like Arnicare Gel. Try it for neck, back, shoulder and leg muscle pain and stiffness, swelling from injuries, and bruising. Arnicare Gel is unscented, nongreasy and quickly absorbed by the skin, so its convenient to apply and easy to use anywhere on your body.

More information about muscle pain treatment and a $1 coupon for Arnicare can be found by visiting www.Arnicare.com. For stings and bug bites, apply honey, baking soda, toothpaste or ice. By following a few precautions, you can make this gardening season a safe and pleasant one.

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