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Nothing comes easy to those who wait, yet success comes to those who act. In Mary Kay Cosmetics, you can be guaranteed success if you approach your new career as just that a career not a hobby. Even if you choose to build your business part-time, the part-time hours you devote will reap the greatest rewards if you are focused. To get focused, you must: Within the first week: Open your showcase and familiarize yourself with the contents. {
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Begin working with your SKIN CARE CLASS using the workbook, video tape and audio cassette Begin booking appointments to complete your POWER START (30 faces) or PERFECT START (15 faces) during your first 30 days. Begin recruiting on YOUR FIRST DAY. By adding your first business associate in your training period you will earn your PEARLS OF SHARING. As women its always fun to do things together. Decide how you are going to approach your business, either with inventory, taking orders, or a combination of both. Determine your activity level: * Spare-time Consultant: 1 skin care class and 1 recruiting inter view per week. * Very Part-time Consultant: 2 skin care classes and 2 recruiting interviews per week. * Part-time Consultant: 3 skin care classes and 3 recruiting inter views per week. * Management Consultant: 3-5 skin care classes and 3-5 recruiting interviews per week.
VISUALIZE
YOUR SUCCESS
ADVANTAGES
*50% Discount *Company Prize Winner *Emerald Star Consultant *Product level to service approx 55 customers
$2400 Wholesale Order 35 Sales Aids 418 Sales Tax $2853 Grand Total
*50% Discount *Company Prize Winner *Ruby Star Consultant *Product level to service approx 25 customers
$1800 Wholesale Order 25 Sales Aids 322 Sales Tax $2147 Grand Total
*50% Discount *Company Prize Winner *Diamond Star Consultant *Product level to service approx 20 customers
Conventional Loans: Your own bank is a prime source. They prefer loaning larger amounts usually $3,500 to $4,000 minimum. The rates are reasonable and there is usually no payment penalty if you decide to pay your loan off quickly. Check with other local banks as additional options. Your recruiter will have recommendations. Financial Institution Loans: Along with banks, financial institutions such as Beneficial, Avco, Northwest, Household Finance, etc., also have loans available. They offer a variety of loan packages. The advantage to getting a loan through a financial institution is that the loan application is usually processed more quickly than a bank (24-48 hours) Credit Card: Mary Kay Cosmetics will accept VISA/Mastercard/Discover for inventory purchases. We recommend that you use a separate bank card for your Mary Kay purchases. Refinance a Current Loan: If you already have a loan that you have made payments on for a year or longer, you can often refinance the loan providing you with additional capital without raising the loan payment but extending the length of the loan. This method works well with car loans. Credit Unions: Credit Unions are traditionally a source of low interest loans. Call your credit union immediately. They dont consider this amount a business loans. Credit Unions normally dont give business loans but will give you a personal loan to do Mary Kay. Passbook Loans: For relatively low interest rates, you can borrow up to 95% or more of the amount in your savings account. Family Loans: Many times there are members of your family that are willing to help you start your Mary Kay business. It is recommended that the arrangements be made on a loan basis and that you pay monthly payments.
All interest paid on a loan for your business is a tax deduction because you are selfemployed. If you do not have a lengthy credit history or have not been employed long, you may need to have a co-signer to help you qualify. (parent, relative, spouse, or close friend)