PRINCIPIO DEL PERIODO

Valor Presente
Renta
Tasa De Interes
Nmero De Pagos
Monto

-Q178,265.06
Q4,900.00
15%
48
Q235,200.00

Final Del Perodo

Valor Presente
Renta
Tasa De Interes
Nmero De Pagos
Monto

-Q176,064.26
Q4,900.00
15%
48
Q235,200.00

Principio Del Perodo

Monto -Q276,055.59
Renta
Q4,000.00
Tasa De Interes
5.40%
Nmero de Pagos
60

Final Del Perodo

Monto -Q15,682.14
Renta
Q1,000.00
Tasa De Interes
1.50%
Nmero De Pagos
14

Principio de Perodo
Cuota
Precio Contado
Tasa De Interes
Nmero De Pagos

-Q3,091.74
Q142,000.00
16%
70

Final Del Perodo

Cuota
Precio Contado
Tasa de Interes
Nmero De Pagos

-Q2,793.93
Q80,000.00
1.50%
24

30

1
2
3

17
18
19

1.416666667
1.5
1.583333333
16000

Principio Del Perodo

Cuota Pago Periodico Interes
0
1
2
3
4
5
6

Q0.00
Q4,253.59
Q4,253.59
Q4,253.59
Q4,253.59
Q4,253.59
Q4,253.59

Q0.00
Q208.33
Q174.62
Q140.63
Q106.36
Q71.80
Q36.95

Pago Al Inicio
Cuota
Precio Contado
Tasa De Interes
Nmero De Pagos

Q4,253.59
Q25,000.00
10%
6

Del Perodo
Amortizacion Saldo
Q0.00
Q4,045.25
Q4,078.97
Q4,112.96
Q4,147.23
Q4,181.79
Q4,216.64

Al Inicio
Mensual

Q25,000.00
Q20,954.75
Q16,875.78
Q12,762.82
Q8,615.59
Q4,433.80
Q217.16

Final Del Perodo

Cuota Pago Periodico Interes Amortizacion
0
1
2
3
4
5
6

Q0.00
Q3,050.17
Q3,050.17
Q3,050.17
Q3,050.17
Q3,050.17
Q3,050.17

Q0.00
Q40.00
Q29.97
Q19.90
Q9.80
-Q0.34
-Q10.51

Q0.00
Q3,010.17
Q3,020.20
Q3,030.27
Q3,040.37
Q3,050.50
Q3,060.67

Pago Al Final
Cuota
Precio Contado
Tasa De Interes
Nmero De Pagos

Q3,050.17
Q12,000.00
4%
4

Mensual

Saldo
Q12,000.00
Q8,989.83
Q5,969.63
Q2,939.37
-Q101.00
-Q3,151.50
-Q6,212.18

Fondo Final Del Perodo

Pago Periodico Intereses

Cuota
0
1
2
3
4
5

QQ22,621.85
Q22,621.85
Q22,621.85
Q22,621.85
Q22,621.85

Final Del Perodo

Cuota
Precio Contado
Tasa de Interes
Nmero De Pagos

Q22,621.85
Q125,000.00
5%
5

QQQ1,131.09
Q2,318.74
Q3,565.77
Q4,875.15

Perodo
Aporte
QQ22,621.85
Q23,752.94
Q24,940.59
Q26,187.62
Q27,497.00

Saldo
QQ22,621.85
Q46,374.79
Q71,315.38
Q97,503.00
Q125,000.00

Fondo Final Del Perodo

Pago Periodico Intereses

Cuota
0
1
2
3
4
5

QQ21,544.62
Q21,544.62
Q21,544.62
Q21,544.62
Q21,544.62

Final Del Perodo

Cuota
Precio Contado
Tasa de Interes
Nmero De Pagos

Q21,544.62
Q125,000.00
5%
5

QQQ1,077.23
Q2,208.32
Q3,395.97
Q4,643.00

Perodo
Aporte
QQ21,544.62
Q22,621.85
Q23,752.94
Q24,940.59
Q26,187.62

Saldo
QQ21,544.62
Q44,166.47
Q67,919.41
Q92,860.00
Q119,047.62

c= costo original
s= valor de rescate
n= vida util
b= Base de depreciacion c-s=b
d= Depreciacion anual d=(c-s)/n
Metodo Linea Recta
c=2500
n= 3 aos
s= 100
Ao Depre Anu
0
1
2
3
c
n
s

Q250,000.00
3
Q-

paga hidrotecnia Q8000

Ao Depre Anu
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
Metodo Porcentaje Fijo
c
n

Q2,500.00
3

Depre Acumu
$$$800.00
$800.00
$800.00
$1,600.00
$800.00
$2,400.00

QQ83,333.33
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67
Q3,866.67

Depre Acumu
QQ83,333.33
Q87,200.00
Q91,066.67
Q94,933.33
Q98,800.00
Q102,666.67
Q106,533.33
Q110,400.00
Q114,266.67
Q118,133.33
Q122,000.00
Q125,866.67
Q129,733.33
Q133,600.00
Q137,466.67

% depre

30%
Ao Depre Anu
0
1
2
3

Depre Acumu
QQQ750.00
Q750.00
Q525.00
Q1,275.00
Q367.50
Q1,642.50

Metodo de la suma de digitos

sumatoria

Ao Porcentaje
0
1
2
3
4
10

sumatoria

Ao Porcentaje/factor
0
1
2
3
4
5
6
7
8
36

base
0
0.4
0.3
0.2
0.1

QQ2,000.00
Q2,000.00
Q2,000.00
Q2,000.00

base
0%
22%
19%
17%
14%
11%
8%
6%
3%

$$290,000.00
$290,000.00
$290,000.00
$290,000.00
$290,000.00
$290,000.00
$290,000.00
$290,000.00

Metodo de depreciacion por produccion

b=c-s
du=b/(total uni producidas)
ao
0
1
2
3
sumatoria

unidades producidas
0
35000
25000
10000
70000

depre anual
QQ4,250.00
Q3,035.71
Q1,214.29

ao
0
1
2
3
4
5
6
7
8
sumatoria

unidades producidas

depre anual
0
3650
3650
3650
2550
2550
2550
2190
2190
22980

$$46,061.79
$46,061.79
$46,061.79
$32,180.16
$32,180.16
$32,180.16
$27,637.08
$27,637.08

Valor Lib
$2,500.00
$1,700.00
$900.00
$100.00

Valor Lib
Q50,000.00
-Q33,333.33
-Q37,200.00
-Q41,066.67
-Q44,933.33
-Q48,800.00
-Q52,666.67
-Q56,533.33
-Q60,400.00
-Q64,266.67
-Q68,133.33
-Q72,000.00
-Q75,866.67
-Q79,733.33
-Q83,600.00
-Q87,466.67

d=

92%

Valor Lib
% depre
Q2,500.00
Q1,750.00
Q1,225.00
Q857.50

30%
30%
30%
30%

depreciacion depreciacion acum

valor en libros
QQQ2,500.00
Q800.00
Q800.00
Q1,700.00
Q600.00
Q1,400.00
Q1,100.00
Q400.00
Q1,800.00
Q700.00
Q200.00
Q2,000.00
Q500.00

c
n
s
b

depreciacion depreciacion acum

valor en libros
$$$350,000.00
$64,444.44
$64,444.44
$285,555.56
$56,388.89
$120,833.33
$229,166.67
$48,333.33
$169,166.67
$180,833.33
$40,277.78
$209,444.44
$140,555.56
$32,222.22
$241,666.67
$108,333.33
$24,166.67
$265,833.33
$84,166.67
$16,111.11
$281,944.44
$68,055.56
$8,055.56
$290,000.00
$60,000.00

depre acumulada
valor en libros
QQ10,000.00
Q4,250.00
Q5,750.00
Q7,285.71
Q2,714.29
Q8,500.00
Q1,500.00

c
n
s
b

c
n
s
du

Q10,000.00
3
Q1,500.00
0.12

depre acumulada
valor en libros
$$350,000.00
$46,061.79
$303,938.21
$92,123.59
$257,876.41
$138,185.38
$211,814.62
$170,365.54
$179,634.46
$202,545.69
$147,454.31
$234,725.85
$115,274.15
$262,362.92
$87,637.08
$290,000.00
$60,000.00

c
n
s
du

$350,000.00
8
$60,000.00
12.62

$2,500.00
4
$500.00
c-s

$350,000.00
8
$60,000.00
c-s

P=#exitos/#eventos
0.0192307692
0.3076923077
9
0.6923076923
Le de suma de probabiidades
+
embarazada
no embarazada
total

70
6
76

total
8
15
23

78
21
99

P(- o no) 0.292929

muertos
vivos

mujer
hombre
No
1100
2300
550
300
1650
2600

P(masculino) 0.605769
P(nia o vivo) 0.288462
ley de mutiplicacion de probabilidades
independientes P(a y b)=P(a)*P(b)
no independientes P(a y b)=P(a)*P(b/a)

Na
300
250
550

200
200
400

no excluyente
excluyente

total
3900
1300
5200

P(a o b)=p(a) + P(b)- P(a y b)

P(a o b)=p(a) + P(b)

Ejercicio 1
a)
b)
c)

0.238095238
0.523809524
0.523809524

Ejercicio 2
a)
b)
c)
d)
e)

0.019230769
0.076923077
0.25
0.153846154
0.923076923

Ejercicio 4
a)
b)
Ejercicio 8
a)

0.002%