Your Bank of America

Combined Account
0294 P P Statement
E0-5
Statement Date: March 30, 2009

!941211955030!
At Your Service
Call: 650.615.4700

ARTEM A EMMANUILOV Written Inquiries

425 26TH AVE #3 Bank of America
SAN FRANCISCO CA 94121-1955 Geary-Masonic Branch
PO Box 37176
San Francisco, CA 94137-0176

Customer since 2005

Bank of America appreciates your
business and we enjoy serving you.

Our free Online Banking service allows you to check balances, track account activity, pay bills and more. With Online Banking
you can also view up to 18 months of this statement online and even turn off delivery of your paper statement. Enroll at
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¡ Summary of Your Deposit Accounts ¡ Bank of America News

Account Account Number Your Balance Please read Bank of America Privacy Policy for Consumers
2009 carefully for important information. If you have other
CampusEdge Checking 02940-42472 $ 154.17 accounts with Bank of America you may receive more than
one 2009 privacy policy notification. For more information,
Regular Savings 02947-69198 1.00 visit www.bankofamerica.com/privacy.
Total Balances $ 155.17

¡ Your CampusEdge Checking Account Account Number: 02940-42472

Statement Period: February 27 through March 30, 2009

Beginning Balance on 02/27/09 $2,048.10 Number of ATM withdrawals and transfers 4

Total Deposits + 1,844.55 Number of purchase transactions 42

Total Checks, Withdrawals, Number of 24 Hour Customer Service Calls

Transfers, Account Fees - 3,738.48 Self-Service 0
Assisted 0
Ending Balance $154.17

¡ Branch/ATM Deposits
Number Date Posted Amount Number Date Posted Amount

03/09 $ 599.90 03/24 699.90

03/16 513.92 Total of 3 deposits $1,813.72

¡ Checks Paid
Date Paid Number Amount

03/03 1029 $1,850.00

Continued on next page

California Page 1 of 5
ARTEM A EMMANUILOV Statement Date: March 30, 2009

¡ Account Activity
Date
Posted Description Reference Number Amount

Deposits and Credits

03/23 Savings Overdraft Coverage Transfer $30.83
Withdrawals, Transfers and Account Fees
02/27 Keep The Change Transfer to Acct 9198 For 02/27/09 $1.24
02/27 Check Card Purchase on 02/26 (Card #616020414), 9.69
Gordo Taqueria -Ge San Francisco CA
Ref #24224439058040003133839
02/27 Check Card Purchase on 02/26 (Card #616020414), 15.07
Chevron 00090030 San Francisco CA
Ref #24625129057490435551087
03/02 Keep The Change Transfer to Acct 9198 For 03/02/09 .75
03/02 Purchase on 03/02 (Card #616020414), 141161 6.25
Super Sam Food/69 San Francisco CA
03/02 Check Card Purchase on 02/26 (Card #616020414), 100.00
Direct Factory Furnitu Santa Clara CA
Ref #24765019058010000820584
03/03 Keep The Change Transfer to Acct 9198 For 03/03/09 .66
03/03 Check Card Purchase on 03/02 (Card #616020414), 2.85
Coffee Adventures, San Francisco CA
Ref #24224439062020001322547
03/03 Check Card Purchase on 03/02 (Card #616020414), 9.49
Lunchstop Ucsf Zion San Francisco CA
Ref #24493989062207544301157
03/04 Keep The Change Transfer to Acct 9198 For 03/04/09 .94
03/04 Check Card Purchase on 03/02 (Card #616020414), 1.67
6001 California Market San Francisco CA
Ref #24707809062980145615926
03/04 Check Card Purchase on 03/03 (Card #616020414), 5.90
Coffee Adventures, San Francisco CA
Ref #24224439063020001550963
03/04 Check Card Purchase on 03/03 (Card #616020414), 9.49
Lunchstop Ucsf Zion San Francisco CA
Ref #24493989063207544401014
03/11 Keep The Change Transfer to Acct 9198 For 03/11/09 .50
03/11 Check Card Purchase on 03/10 (Card #616020414), 3.50
Coffee Adventures, San Francisco CA
Ref #24224439070020001520603
03/11 Check Card Purchase on 03/10 (Card #616020414), 56.00
Union 76 10072080 San Francisco CA
Ref #24164079069619422432394
03/12 Keep The Change Transfer to Acct 9198 For 03/12/09 1.70
03/12 Check Card Purchase on 03/10 (Card #616020414), 4.95
Sun Stream Coffee San Francisco CA
Ref #24071059070987146847341
03/12 Check Card Purchase on 03/10 (Card #616020414), 6.50
Wc Liquor And Grocery S San Francisco CA
Ref #24736939070004591460727
03/12 Check Card Purchase on 03/10 (Card #616020414), 12.21
Ocean Taqueria #2 San Francisco CA
Ref #24493989070206724600156
03/12 Cash withdrawal on 03/12, 000000085 21.50
Non-Bank of America ATM #COUM01C (Card #616020414)
03/12 Check Card Purchase on 03/11 (Card #616020414), 262.64
T-Mobile.Com*payment 800-937-8997 WA
Ref #24692169070000101433259
03/12 ATM withdrawal fee on 03/12, 000000085 2.00
Non-Bank of America ATM #COUM01C (Card #616020414)
03/13 Keep The Change Transfer to Acct 9198 For 03/13/09 1.08
03/13 Check Card Purchase on 03/11 (Card #616020414), 6.05
Starbucks USA 00069278 San Francisco CA
Ref #24164079071355434482772
03/13 Check Card Purchase on 03/12 (Card #616020414), 128.87
Sprint *sprintnextelwb 800-639-6111 VA
Ref #24692169071000134762038
03/16 Keep The Change Transfer to Acct 9198 For 03/16/09 .50

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California Page 2 of 5
ARTEM A EMMANUILOV Statement Date: March 30, 2009

¡ Account Activity Continued

Date
Posted Description Reference Number Amount

Withdrawals, Transfers and Account Fees

03/16 Purchase on 03/16 (Card #616020414), 549477 70.50
Radio Shack San Francisco CA
03/17 Keep The Change Transfer to Acct 9198 For 03/17/09 .21
03/17 Purchase on 03/16 (Card #616020414), 710197 38.79
Safeway Store 0 San Francisco CA
03/19 Cash withdrawal on 03/18, 007664 200.00
Bank of America ATM #ICAD6476 (Card #616020414)
03/20 Keep The Change Transfer to Acct 9198 For 03/20/09 .30
03/20 Check Card Purchase on 03/18 (Card #616020414), 5.15
Paypal *gioielleria 35314369001 IT
Ref #74244699078911225713549
International Transaction Fee
03/20 Purchase on 03/20 (Card #616020414), 207303 6.00
Fillmore Fine Foo San Francis CA
03/20 Check Card Purchase on 03/19 (Card #616020414), 10.00
Idt*union Telcrd Allnc 800-410-3280 NJ
Ref #24692169078000121924875
03/20 Check Card Purchase on 03/19 (Card #616020414), 10.00
Idt*union Telcrd Allnc 800-410-3280 NJ
Ref #24692169078000121923760
03/20 Check Card Purchase on 03/19 (Card #616020414), 14.00
Oceanview Market A San Francisco CA
Ref #24224439079040011566462
03/20 Cash withdrawal on 03/20, 000006504 21.99
Non-Bank of America ATM #CS25872 (Card #616020414)
03/20 Cash withdrawal on 03/20, 000378872 22.00
Non-Bank of America ATM #C111231 (Card #616020414)
03/20 Check Card Purchase on 03/18 (Card #616020414), 171.70
Paypal *gioielleria 35314369001 IT
Ref #74244699078911225713549
03/20 ATM withdrawal fee on 03/20, 000378872 2.00
Non-Bank of America ATM #C111231 (Card #616020414)
03/20 ATM withdrawal fee on 03/20, 000006504 2.00
Non-Bank of America ATM #CS25872 (Card #616020414)
03/23 Keep The Change Transfer Canceled-Low Acct Balance .00
03/23 Check Card Purchase on 03/20 (Card #616020414), 4.81
Chevron 00305607 San Francisco CA
Ref #24625129079490627794457
03/23 Check Card Purchase on 03/20 (Card #616020414), 8.30
Panda Express 845 San Francisco CA
Ref #24224439080030023633175
03/23 Check Card Purchase on 03/20 (Card #616020414), 11.47
Europa PLUS San Francisco CA
Ref #24559309081400790010825
03/23 Purchase on 03/21 (Card #616020414), 015287 14.25
Liberty Market San Francisco CA
03/23 Check Card Purchase on 03/21 (Card #616020414), 20.00
Union 76 10072080 San Francisco CA
Ref #24164079081619587572954
03/23 Check Card Purchase on 03/20 (Card #616020414), 20.00
Chevron 00305607 San Francisco CA
Ref #24625129079490627794440
03/23 Check Card Purchase on 03/19 (Card #616020414), 20.01
Shell Oil 20467866727 San Francisco CA
Ref #24316059079548212004187
03/24 Overdraft Item Fee 35.00
03/24 Overdraft Item Fee 35.00
03/24 Keep The Change Transfer to Acct 9198 For 03/24/09 .50
03/24 Check Card Purchase on 03/23 (Card #616020414), 3.50
Coffee Adventures, San Francisco CA
Ref #24224439083020001399953
03/24 CA Tlr transfer to Sav 9198 Banking Ctr Richmond District Bankin
#0000287 CA Confirmation# 7941916917 20.00
03/25 Purchase on 03/25 (Card #616020414), 926923 7.00
Ken Jewelr2285 MI San Francisco CA

Continued on next page

California Page 3 of 5
ARTEM A EMMANUILOV Statement Date: March 30, 2009

¡ Account Activity Continued

Date
Posted Description Reference Number Amount

Withdrawals, Transfers and Account Fees

03/25 Purchase on 03/25 (Card #616020414), 110845 25.00
Shell Service Sta San Francisco CA
03/26 Check Card Purchase on 03/25 (Card #616020414), 10.00
General Merchandise San Francisco CA
Ref #24492799084118000100025
03/26 Capital One DES:Online Pmt ID:908539910291598
INDN:7238706365maistrenko I Co ID:9279744991 WEB
Ref:009085012391835 20.00
03/26 Wells Fargo Card DES:Phone Pymt ID:65247 INDN:90143035718602
Co ID:2420921140 TEL Ref:009085008776068 165.00
03/27 Keep The Change Transfer to Acct 9198 For 03/27/09 .50
03/27 Purchase on 03/27 (Card #616020414), 789055 6.50
Stewarts M2498 Su San Francisco CA
03/27 Chase DES:Epay ID:Xxxxx4517 INDN:Iana Maistrenko
Co ID:5760039224 WEB Ref:009085011412792 150.00
03/30 Keep The Change Transfer to Acct 9198 For 03/30/09 1.52
03/30 Check Card Purchase on 03/27 (Card #616020414), 3.78
Mt. Zion Hospital Gift San Francisco CA
Ref #24266969088980009293526
03/30 Purchase on 03/27 (Card #616020414), 833149 9.90
E And E Fi660 Pow San Francisco CA
03/30 Check Card Purchase on 03/27 (Card #616020414), 9.93
Lunchstop Ucsf Zion San Francisco CA
Ref #24493989086207544200831
03/30 Check Card Purchase on 03/27 (Card #616020414), 15.01
Shell Oil 20467866727 San Francisco CA
Ref #24316059087548218008588
03/30 Check Card Purchase on 03/27 (Card #616020414), 24.86
Safeway Store00007856 San Francisco CA
Ref #24164079087221016461430
Total Withdrawals, Transfers and Account Fees $1,888.48

¡ Overdraft Protection Plan

Savings Account 02947-69198 Overdraft coverage available $0.00

¡ Your Regular Savings Account Account Number: 02947-69198

Statement Period: February 27 through March 30, 2009

Beginning Balance on 02/27/09 $48.24 Annual Percentage Yield earned this period 0.20%

Total Deposits + 28.88 Interest paid year-to-date $.01

Total Withdrawals, Number of ATM withdrawals and transfers 2

Transfers, Account Fees - 76.13
Interest Paid + .01

Ending Balance $1.00

¡ Important Information About Your Account

Total interest paid to your account in 2008 : $.02

Continued on next page

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ARTEM A EMMANUILOV Statement Date: March 30, 2009

¡ Account Activity
Date
Posted Description Reference Number Amount

Deposits and Credits

03/02 Keep The Change Credit from Acct 2472 For 02/27/09 (effective dated
02/27) $1.24
03/03 Keep The Change Credit from Acct 2472 For 03/02/09 (effective dated
03/02) .75
03/04 Keep The Change Credit from Acct 2472 For 03/03/09 (effective dated
03/03) .66
03/05 Keep The Change Credit from Acct 2472 For 03/04/09 (effective dated
03/04) .94
03/12 Keep The Change Credit from Acct 2472 For 03/11/09 (effective dated
03/11) .50
03/13 Keep The Change Credit from Acct 2472 For 03/12/09 (effective dated
03/12) 1.70
03/16 Keep The Change Credit from Acct 2472 For 03/13/09 (effective dated
03/13) 1.08
03/17 Keep The Change Credit from Acct 2472 For 03/16/09 (effective dated
03/16) .50
03/18 Keep The Change Credit from Acct 2472 For 03/17/09 (effective dated
03/17) .21
03/23 Keep The Change Credit from Acct 2472 For 03/20/09 (effective dated
03/20) .30
03/24 CA Tlr transfer Banking Ctr Richmond District Bankin #0000287 CA
Confirmation# 7941916917 20.00
03/25 Keep The Change Credit from Acct 2472 For 03/24/09 (effective dated
03/24) .50
03/30 Keep The Change Credit from Acct 2472 For 03/27/09 (effective dated
03/27) .50
Total Deposits and Credits $28.88
Withdrawals, Transfers and Account Fees
03/23 Cash withdrawal on 03/23, 008993 $20.00
Bank of America ATM #ICAD6476 (Card #616020414)
03/23 Cash withdrawal on 03/23, 008992 20.00
Bank of America ATM #ICAD6476 (Card #616020414)
03/24 Savings Overdraft Coverage Transfer Charge 5.30
03/24 Savings Overdraft Coverage Transfer 0294-0-42472 (effective dated
03/23) 30.83
Total Withdrawals, Transfers and Account Fees $76.13
Interest Paid
02/27 Interest Paid from 02/01/09 Through 02/28/09 $.01

¡ ATM Information
This period, you visited the following ATM locations:
Bank of America's ATM Network
à #ICAD6476 Bank Of America, San Francisco, CA

Non-Bank of America ATMs

à #COUM01C Pacific POS, 1300 Evans St., San Francisco, CA
à #CS25872 Star Ne, 1661 Divisadero S, San Francisco, CA
à #C111231 Beauty SUPP, 1440 Fillmore St., San Francisco, CA

California Page 5 of 5