CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B

Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000127 Prev Policy No Insured's Code/ Name: 6262071 Mr.P AKBAR BASHA

Geographical Area

INDIA

Address: S/O P ALLABAKASH,H NO-9-26,NANNUR ORVAKALLU -KURNOOL ANDHRA PRADESH 518001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 14:20 on 08/04/2013 To Midnight of 07/04/2014 Cvr Note No. 100002186953 Gross Premium: 4,881 Registration Mark & Place NEW S Tax: 603 Engine No Chassis No GST: 0 Make - Model Total: 5,484 Type of Body

Issue date 08-APR-13

Collection No & Dt CSH 1021000134 - 17/04/2013 Cubic Capacity 445 Year Of Seating Capacity Manf (Including Driver) 2013 3+1

BAJAJ AUTO LTD-BAJAJ REAR AUTO RICKSHAW BBZWDL03035 ENGINE DIESEL PASSENGER MD2A29AZ0DWL03874AUTORICKSHAW- MEGA MAX UPGRADE

IDV For the Vehicle 1,61,000

IDV For Trailers 0

Non Electrical Accessories

Electrical Accessories

CNG KIT SI 0

Total Value 1,61,000

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
2,048.00 2,048.00

B. LIABILITY

ADD :BASIC TP COVER 2,683.00 ADD :GR36A-PA FOR OWNER DRIVER 100.00 ADD :LL TO PAID DRIVER COUNT : 1 50.00 TP TOTAL 2,833.00 TOTAL PREMIUM 4,881.00 ADD :SERVICE TAX 603.00 TOTAL AMOUNT 5,484.00 * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : P ALLA BAKASH- Age : 60 - Relationship : FATHER Appointee Name : NA - Appointee Relationship : NA Deductibles under Section-I : Compulsory Deductible Rs.500 Subject to IMT Endorsement Printed herein/attached to : IMT-21 , IMT-28 , IMT-7 BAJAJ FINANCE LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1

CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B
Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000128 Prev Policy No Insured's Code/ Name: 6262548 Mr.B SUBBAIAH

Geographical Area

INDIA

Address: S/O B NAGARAJU,H NO-4-79,TANGUTTURU BANAGANAPALLY -KURNOOL ANDHRA PRADESH 518001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 14:15 on 08/04/2013 To Midnight of 07/04/2014 Cvr Note No. 100002186954 Gross Premium: 4,499 Registration Mark & Place NEW IDV For the Vehicle 1,30,990 S Tax: 556 Engine No Chassis No GST: 0 Make - Model Total: 5,055 Type of Body AUTO RICKSHAW Electrical Accessories

Issue date 08-APR-13

Collection No & Dt CSH 1021000135 - 17/04/2013 Cubic Capacity 420 CNG KIT SI 0 Year Of Seating Capacity Manf (Including Driver) 2013 3+1 Total Value 1,30,990

BAJAJ AUTO LTD-RE 445 BAZWDM13438 DIESEL MD2A26AZ0DWM16027

IDV For Trailers 0

Non Electrical Accessories

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
1,666.00 1,666.00

B. LIABILITY 2,683.00 100.00 50.00 2,833.00 4,499.00 556.00 5,055.00

ADD :BASIC TP COVER ADD :GR36A-PA FOR OWNER DRIVER ADD :LL TO PAID DRIVER COUNT : 1 TP TOTAL TOTAL PREMIUM ADD :SERVICE TAX TOTAL AMOUNT * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : B NAGARAJU- Age : 57 - Relationship : FATHER Appointee Name : NA - Appointee Relationship : NA Compulsory Deductible Rs.500 Deductibles under Section-I : Subject to IMT Endorsement Printed herein/attached to : IMT-28 , IMT-21 , IMT-7 BAJAJ FINANCE LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1

CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B
Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000129 Prev Policy No Insured's Code/ Name: 6262561 Mr.C NAGARAJU

Geographical Area

INDIA

Address: S/O C CHENNAIAH,H NO-4-161 PAGIDYALA,KURNOOL -KURNOOL ANDHRA PRADESH 518001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 14:21 on 08/04/2013 To Midnight of 07/04/2014 Cvr Note No. 100002186955 Gross Premium: 4,499 Registration Mark & Place NEW IDV For the Vehicle 1,30,990 S Tax: 556 Engine No Chassis No GST: 0 Make - Model Total: 5,055 Type of Body AUTO RICKSHAW Electrical Accessories

Issue date 08-APR-13

Collection No & Dt CSH 1021000136 - 17/04/2013 Cubic Capacity 420 CNG KIT SI 0 Year Of Seating Capacity Manf (Including Driver) 2013 3+1 Total Value 1,30,990

BAJAJ AUTO LTD-RE 445 BAZWDL09929 DIESEL MD2A26AZXDWL12564

IDV For Trailers 0

Non Electrical Accessories

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
1,666.00 1,666.00

B. LIABILITY 2,683.00 100.00 50.00 2,833.00 4,499.00 556.00 5,055.00

ADD :BASIC TP COVER ADD :GR36A-PA FOR OWNER DRIVER ADD :LL TO PAID DRIVER COUNT : 1 TP TOTAL TOTAL PREMIUM ADD :SERVICE TAX TOTAL AMOUNT * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : C CHENNAIAH- Age : 59 - Relationship : FATHER Appointee Name : NA - Appointee Relationship : NA Compulsory Deductible Rs.500 Deductibles under Section-I : Subject to IMT Endorsement Printed herein/attached to : IMT-21 , IMT-28 , IMT-7 BAJAJ FINANCE LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1

CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B
Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000130 Prev Policy No Insured's Code/ Name: 6262573 Mr.J SUDHAKAR

Geographical Area

INDIA

Address: S/O J VENKATESHWARLU,H NO-50-348-L-12-6 B-CAMP,KURNOOL KURNOOL ANDHRA PRADESH 518001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 14:25 on 08/04/2013 To Midnight of 07/04/2014 Cvr Note No. 100002186956 Gross Premium: 4,499 Registration Mark & Place NEW IDV For the Vehicle 1,30,990 S Tax: 556 Engine No Chassis No GST: 0 Make - Model Total: 5,055 Type of Body AUTO RICKSHAW Electrical Accessories

Issue date 08-APR-13

Collection No & Dt CSH 1021000137 - 17/04/2013 Cubic Capacity 420 CNG KIT SI 0 Year Of Seating Capacity Manf (Including Driver) 2013 3+1 Total Value 1,30,990

BAJAJ AUTO LTD-RE 445 BAZWDM13202 DIESEL MD2A26AZ3DWM15809

IDV For Trailers 0

Non Electrical Accessories

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
1,666.00 1,666.00

B. LIABILITY

ADD :BASIC TP COVER 2,683.00 ADD :GR36A-PA FOR OWNER DRIVER 100.00 ADD :LL TO PAID DRIVER COUNT : 1 50.00 TP TOTAL 2,833.00 TOTAL PREMIUM 4,499.00 ADD :SERVICE TAX 556.00 TOTAL AMOUNT 5,055.00 * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : J VENKATESWARLU- Age : 59 - Relationship : FATHER Appointee Name : NA - Appointee Relationship : NA Compulsory Deductible Rs.500 Deductibles under Section-I : Subject to IMT Endorsement Printed herein/attached to : IMT-28 , IMT-21 , IMT-7 BAJAJ FINANCE LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1

CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B
Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000131 Prev Policy No Insured's Code/ Name: 6262584 Mrs.P HUSSAINA BEE

Geographical Area

INDIA

Address: W/O MASTHAN VALI,H NO-22/94/1-A KARWAN PET,ADONI -KURNOOL ANDHRA PRADESH 518001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 14:28 on 08/04/2013 To Midnight of 07/04/2014 Cvr Note No. 100002186957 Gross Premium: 4,499 Registration Mark & Place NEW IDV For the Vehicle 1,30,990 S Tax: 556 Engine No Chassis No GST: 0 Make - Model Total: 5,055 Type of Body AUTO RICKSHAW Electrical Accessories

Issue date 08-APR-13

Collection No & Dt CSH 1021000138 - 17/04/2013 Cubic Capacity 420 CNG KIT SI 0 Year Of Seating Capacity Manf (Including Driver) 2013 3+1 Total Value 1,30,990

BAJAJ AUTO LTD-RE 445 BAZWDL07098 DIESEL MD2A26AZ2DWL09870

IDV For Trailers 0

Non Electrical Accessories

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
1,666.00 1,666.00

B. LIABILITY

ADD :BASIC TP COVER 2,683.00 ADD :GR36A-PA FOR OWNER DRIVER 100.00 ADD :LL TO PAID DRIVER COUNT : 1 50.00 TP TOTAL 2,833.00 TOTAL PREMIUM 4,499.00 ADD :SERVICE TAX 556.00 TOTAL AMOUNT 5,055.00 * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : P MASTHAN VALI- Age : 36 - Relationship : SPOUSE Appointee Name : NA - Appointee Relationship : NA Compulsory Deductible Rs.500 Deductibles under Section-I : Subject to IMT Endorsement Printed herein/attached to : IMT-28 , IMT-21 , IMT-7 SHRIRAM TRANSPORT FINANCE CO LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1

CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B
Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000132 Prev Policy No Insured's Code/ Name: 6262592 Mr.D CHINNA SUBRAMANYAM

Geographical Area

INDIA

Address: S/O D PEDDA SREENIVASULU,H NO-12-45E CHAGALAMARRI,KURNOOL KURNOOL ANDHRA PRADESH 518001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 14:34 on 08/04/2013 To Midnight of 07/04/2014 Cvr Note No. 100002186958 Gross Premium: 4,881 Registration Mark & Place NEW S Tax: 603 Engine No Chassis No GST: 0 Make - Model Total: 5,484 Type of Body

Issue date 08-APR-13

Collection No & Dt CSH 1021000139 - 17/04/2013 Cubic Capacity 445 Year Of Seating Capacity Manf (Including Driver) 2013 3+1

BAJAJ AUTO LTD-BAJAJ REAR AUTO RICKSHAW BBZWDM06398 ENGINE DIESEL PASSENGER MD2A29AZ9DWM07165 AUTORICKSHAW- MEGA MAX UPGRADE

IDV For the Vehicle 1,61,000

IDV For Trailers 0

Non Electrical Accessories

Electrical Accessories

CNG KIT SI 0

Total Value 1,61,000

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
2,048.00 2,048.00

B. LIABILITY

ADD :BASIC TP COVER 2,683.00 ADD :GR36A-PA FOR OWNER DRIVER 100.00 ADD :LL TO PAID DRIVER COUNT : 1 50.00 TP TOTAL 2,833.00 TOTAL PREMIUM 4,881.00 ADD :SERVICE TAX 603.00 TOTAL AMOUNT 5,484.00 * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : D PEDDA SREENIVASULU- Age : 56 - Relationship : FATHER - Appointee Name : NA - Appointee Relationship : NA Deductibles under Section-I : Compulsory Deductible Rs.500 Subject to IMT Endorsement Printed herein/attached to : IMT-28 , IMT-21 , IMT-7 BAJAJ FINANCE LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1

CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B
Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000133 Prev Policy No Insured's Code/ Name: 6262666 Mr.MD AKHANI

Geographical Area

INDIA

Address: S/O THAZODDIN,H NO-1-1-32,KOLLAPUR MAHABOBNAGAR MAHABOOBNAGAR ANDHRA PRADESH 509001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 14:38 on 10/04/2013 To Midnight of 09/04/2014 Gross Premium: 4,499 Registration Mark & Place NEW IDV For the Vehicle 1,30,990 S Tax: 556 Engine No Chassis No GST: 0 Make - Model Total: 5,055

Cvr Note No. 100002186959

Issue date 10-APR-13

Collection No & Dt CSH 1021000140 - 17/04/2013 Cubic Capacity 420 CNG KIT SI 0 Year Of Seating Capacity Manf (Including Driver) 2013 3+1 Total Value 1,30,990

Type of Body AUTO RICKSHAW Electrical Accessories

BAJAJ AUTO LTD-RE 445 BAZWDL06149 DIESEL MD2A26AZ7DWL09024

IDV For Trailers 0

Non Electrical Accessories

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
1,666.00 1,666.00

B. LIABILITY 2,683.00 100.00 50.00 2,833.00 4,499.00 556.00 5,055.00

ADD :BASIC TP COVER ADD :GR36A-PA FOR OWNER DRIVER ADD :LL TO PAID DRIVER COUNT : 1 TP TOTAL TOTAL PREMIUM ADD :SERVICE TAX TOTAL AMOUNT * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : THAZODDIN- Age : 57 - Relationship : FATHER Appointee Name : NA - Appointee Relationship : NA Compulsory Deductible Rs.500 Deductibles under Section-I : Subject to IMT Endorsement Printed herein/attached to : IMT-21 , IMT-28 , IMT-7 SHRIRAM TRANSPORT FINANCE CO LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1

CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B
Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000134 Prev Policy No Insured's Code/ Name: 6263057 Mr.M SWAMULU

Geographical Area

INDIA

Address: S/O M SUNKANNA,H NO-3-33,MUNAGALAPADU KURNOOL -KURNOOL ANDHRA PRADESH 518001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 15:04 on 11/04/2013 To Midnight of 10/04/2014 Cvr Note No. 100002186960 Gross Premium: 4,499 Registration Mark & Place NEW IDV For the Vehicle 1,30,990 S Tax: 556 Engine No Chassis No GST: 0 Make - Model Total: 5,055 Type of Body AUTO RICKSHAW Electrical Accessories

Issue date 11-APR-13

Collection No & Dt CSH 1021000141 - 17/04/2013 Cubic Capacity 420 CNG KIT SI 0 Year Of Seating Capacity Manf (Including Driver) 2013 3+1 Total Value 1,30,990

BAJAJ AUTO LTD-RE 445 BAZWDL08654 DIESEL MD2A26AZ8DWL11395

IDV For Trailers 0

Non Electrical Accessories

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
1,666.00 1,666.00

B. LIABILITY 2,683.00 100.00 50.00 2,833.00 4,499.00 556.00 5,055.00

ADD :BASIC TP COVER ADD :GR36A-PA FOR OWNER DRIVER ADD :LL TO PAID DRIVER COUNT : 1 TP TOTAL TOTAL PREMIUM ADD :SERVICE TAX TOTAL AMOUNT * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : M SUNKANNA- Age : 55 - Relationship : FATHER Appointee Name : NA - Appointee Relationship : NA Compulsory Deductible Rs.500 Deductibles under Section-I : Subject to IMT Endorsement Printed herein/attached to : IMT-7 , IMT-28 , IMT-21 SHRIRAM TRANSPORT FINANCE CO LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1

CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B
Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000135 Prev Policy No Insured's Code/ Name: 6263059 Mr.A KALYAN CHAKRAVARTHI

Geographical Area

INDIA

Address: S/O NAGESWAR RAO,H NO-36-36-A-4,CHITTARI STREET KURNOOL KURNOOL ANDHRA PRADESH 518001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 15:07 on 11/04/2013 To Midnight of 10/04/2014 Cvr Note No. 100002186961 Gross Premium: 4,499 Registration Mark & Place NEW IDV For the Vehicle 1,30,990 S Tax: 556 Engine No Chassis No GST: 0 Make - Model Total: 5,055 Type of Body AUTO RICKSHAW Electrical Accessories

Issue date 11-APR-13

Collection No & Dt CSH 1021000142 - 17/04/2013 Cubic Capacity 420 CNG KIT SI 0 Year Of Seating Capacity Manf (Including Driver) 2013 3+1 Total Value 1,30,990

BAJAJ AUTO LTD-RE 445 BAZWDM13919 DIESEL MD2A26AZ6DWM16680

IDV For Trailers 0

Non Electrical Accessories

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
1,666.00 1,666.00

B. LIABILITY

ADD :BASIC TP COVER 2,683.00 ADD :GR36A-PA FOR OWNER DRIVER 100.00 ADD :LL TO PAID DRIVER COUNT : 1 50.00 TP TOTAL 2,833.00 TOTAL PREMIUM 4,499.00 ADD :SERVICE TAX 556.00 TOTAL AMOUNT 5,055.00 * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : NAGESWARA RAO- Age : 56 - Relationship : FATHER Appointee Name : NA - Appointee Relationship : NA Compulsory Deductible Rs.500 Deductibles under Section-I : Subject to IMT Endorsement Printed herein/attached to : IMT-28 , IMT-21 , IMT-7 SHRIRAM TRANSPORT FINANCE CO LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1

CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B
Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000136 Prev Policy No Insured's Code/ Name: 6263063 Mr.V KRISHNA

Geographical Area

INDIA

Address: S/O V ARJUN RAO,H NO-10-50,DODDIPADUL KALLUR -KURNOOL ANDHRA PRADESH 518001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 15:10 on 12/04/2013 To Midnight of 11/04/2014 Cvr Note No. 100002186962 Gross Premium: 4,499 Registration Mark & Place NEW IDV For the Vehicle 1,30,990 S Tax: 556 Engine No Chassis No GST: 0 Make - Model Total: 5,055 Type of Body AUTO RICKSHAW Electrical Accessories

Issue date 12-APR-13

Collection No & Dt CSH 1021000143 - 17/04/2013 Cubic Capacity 420 CNG KIT SI 0 Year Of Seating Capacity Manf (Including Driver) 2013 3+1 Total Value 1,30,990

BAJAJ AUTO LTD-RE 445 BAZWDM12716 DIESEL MD2A26AZ2DWM15302

IDV For Trailers 0

Non Electrical Accessories

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
1,666.00 1,666.00

B. LIABILITY 2,683.00 100.00 50.00 2,833.00 4,499.00 556.00 5,055.00

ADD :BASIC TP COVER ADD :GR36A-PA FOR OWNER DRIVER ADD :LL TO PAID DRIVER COUNT : 1 TP TOTAL TOTAL PREMIUM ADD :SERVICE TAX TOTAL AMOUNT * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : V ARJNA RAO- Age : 56 - Relationship : FATHER Appointee Name : NA - Appointee Relationship : NA Compulsory Deductible Rs.500 Deductibles under Section-I : Subject to IMT Endorsement Printed herein/attached to : IMT-7 , IMT-28 , IMT-21 SHRIRAM TRANSPORT FINANCE CO LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1

CERTIFICATE CUM POLICY SCHEDULE

PCCV-3 wheelers-carrying passengers-capacity NOT > 6 PACKAGE POLICY - ZONE B
Issue Office: 417052 - Address:- H.NO- 10-3-56/4/1, 1ST FLOOR EAST MARREDPALLY SECUNDERABAD-SECUNDERABAD ANDHRA
PRADESH 500026 Tel 040 - 32427452 / 31005152

Policy No : 417052/31/14/000137 Prev Policy No Insured's Code/ Name: 6263066 Mr.S ABDULLA

Geographical Area

INDIA

Address: S/O ABDUL GANI,H NO-51-15-A20,RAJIV NAGAR KURNOOL -KURNOOL ANDHRA PRADESH 518001 Executive: NA0000002659 Mr.C. RAMACHANDRUDU Agent : Period of Insurance : From 15:14 on 12/04/2013 To Midnight of 11/04/2014 Cvr Note No. 100002186963 Gross Premium: 4,499 Registration Mark & Place NEW IDV For the Vehicle 1,30,990 S Tax: 556 Engine No Chassis No GST: 0 Make - Model Total: 5,055 Type of Body AUTO RICKSHAW Electrical Accessories

Issue date 12-APR-13

Collection No & Dt CSH 1021000144 - 17/04/2013 Cubic Capacity 420 CNG KIT SI 0 Year Of Seating Capacity Manf (Including Driver) 2013 3+1 Total Value 1,30,990

BAJAJ AUTO LTD-RE 445 BAZWDL06455 DIESEL MD2A26AZ0DWL09124

IDV For Trailers 0

Non Electrical Accessories

A. OWN DAMAGE BASIC OD COVER OD TOTAL

SCHEDULE OF PREMIUM
1,666.00 1,666.00

B. LIABILITY 2,683.00 100.00 50.00 2,833.00 4,499.00 556.00 5,055.00

ADD :BASIC TP COVER ADD :GR36A-PA FOR OWNER DRIVER ADD :LL TO PAID DRIVER COUNT : 1 TP TOTAL TOTAL PREMIUM ADD :SERVICE TAX TOTAL AMOUNT * NCB discount - % Previous Policy : NA Nominee for Owner/Driver : ABDUL GANI- Age : 52 - Relationship : FATHER Appointee Name : NA - Appointee Relationship : NA Compulsory Deductible Rs.500 Deductibles under Section-I : Subject to IMT Endorsement Printed herein/attached to : IMT-21 , IMT-28 , IMT-7 SHRIRAM TRANSPORT FINANCE CO LTD Hypothecation Agreement with: Hire Purchase/Lease Agreement with: Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1(ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 200000

Driver's Clause
Any person including insured : Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's license may also drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use
Use only in connection with the Insured's business. The Policy does not cover 1) Use for organised racing, pace-making, reliability trial or speed testing. 2) Use whilst drawing a trailer except the towing (other than for reward) of any one disabled mechanically propelled vehicle. 3) Use for the conveyance of passengers for hire or reward by any person to whom the Motor Vehicle is hired.
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act, 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicle's Act 1988 The insurance under this policy is subject to conditions, clauses, warranties, endorsements as per forms attached.Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at SECUNDERABAD on 17-APR-13

IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 isrecoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". POLICY IS SUBJECT TO EXCLUSION OF DAMAGES NOTED DOWN BY OUR AUTHORISED REPRESENTATIVE DURING THEIR INSPECTION. Preinspection Report: Not Applicable Note: In case of new vehicle, Insured have to submit registration documents within a period of 15 days from the date of issue of Registration Certificate of Vehicle.

For and on behalf of SHRIRAM GENERAL INSURANCE COMPANY LTD Place : SECUNDERABAD Date : 17/04/2013

We will contact you through phone,e-mail, letters, registered AD, sms, etc for renewal before/after the expiry date of your policy. If you do not want us to contact you, kindly send an e-mail for the same on dnd@shriramgi.com Consolidated stamp Duty paid vide Inspector General Registration and Stamp Ajmer order No. F-7(84) Gen/11/27550 dated 21-11-11. All the Amounts mentioned in this policy are in Indian Rupees Service Tax Reg. No. AAKCS2509KST001 Note :- Claim intimation after 48 hours will be considered as delayed intimation. Authorised Signatory Page 1 of 1