Loan Schemes of Cooperative Department

WHERE TO GET VARIOUS KINDS OF LOAN AND WHO SHOULD BE CONTACTED : Type of Cooperative Society Who is to be contacted Maximum Purpose for which loan can Amount of loan. be obtained Rs. Rate of Interest (Subject to change)

1. Primary AgriSecretary / cultural Special Officer Cooperative Banks / Farmers service Cooperative Societies

2. Agricultural producers Special Officer Cooperative Marketing society. 3. Urban General Cooperative Banks Manager / Special Officer

1) Crop loans Sugarcane (Registered) - upto 10 1,00,000 12% acres according to scale of Finance. 2) Self Help Group 1,00,000 10% 3) Loan on title deeds 5,00,000 13% 4) Site Purchase 20,000 12% 5) House extension, 50,000 12% renovation 6) Construction of House 1,00,000 12% 7) Purchase of passenger 10,00,000 13% bus, Mini lorry, Car, Jeep 8) Sprinkler irrigation, drip 25,000 11% irrigation, Laying pipe lines 9) For two wheelers 35,000 13% 10) Consumer durables 25,000 14% 11) SSI unit 10,00,000 13% 12) For Registered medical 11% practioners & Engineering 75,000 graduates 13) Produce pledge loan 75,000 11% 14) Salary loan for 50,000 12% government employees 15) Jewel loan 2,00,000 12% 16) Members Children 5,000 12% Educational Loan 17) Professional Courses 50,000 12% 18) Revamped Micro Credit Rs.100 to 5000 11% 19) Maternity loan through 2000 11% Self help group Sale of agricultural produce at higher prices, produce 50,000 16% pledge loan for agriculturists For Urban citizens 2,00,000 10% 1) Jewel loans 2) (a) House construction 5,00,000 14% (b) Renovation and repairs 75,000 13% 3) Purchase of two 75% of the cost of the vehicle of 13 to 14% wheelers, T.V., Fridge, articles House hold articles 4) For professional like 10,00,000 13 to 14% Doctors, Engineering, Xerox operators 5) For self employed persons such as printing 10,00,000 13 to 14% press, ready made garments etc.,

6) For economically backward class citizen TABCEDCO / TAMCO, loan 7.5 to 13% given to public belonging 1,00,000 to Backward class, MBC and minorities at lower rate of interest. 7) For surety loan, loan on 5000 12% N.S.C. 8) Revamped Micro credit 100/- to 5000/- 11% loan for women. 9) Working Women 11% 10) Women Enterpreneurs Upto 5,00,000 11% 11) Maternity Loan through 2,000 11% Self help groups 4. Primary Secretary / 1) Jewel loans Rs.2,00,000 11.5% Cooperative Special Officer Rs.65,000/- to Agriculture and 2) For Minor irrigation 1,20,000 (Unit 11 to 11.75% Rural cost) Development Bank From Rs.25,000 11.00 to 3) Horticulture to 2,00,000 per 12.75% 0.4 hectare. Rs.33,000 per 11.00 to 4) Plantation (Tea) acre 12.50% 90% of the cost 11.00 to 5) Tractor Purchase of the tractor 12.25% From Rs.49,000 6) Sericulture In irrigated 11.00 to to 79,000 per area 12.75% acre. As per project 7) Handloom and other 11.00 to cost up to a non farm sector activities limit of 12.50% Rs.2,00,000 90% of the 11.00 to 8) Power tiller cost. 12.25% Rs.14,800 for 14.50% to 9) Poultry development 200 birds 16.50% Rs.17,000 for 2 cows. Rs.20,000 for 2 14.50% to 10) Animal Husbandry 16.50% buffaloes Rs.24,500 for 21 Goats. Rs.3,30,000 for 11) Inland fishing 11% to 12% one hectare 12) Fishing Boats Rs.15,000 to 11.00% to (Catamarans) Rs.60,000 12.25% 5. District central General 1) Jewel loan 1,00,000 12% Cooperative Banks Manager / 2) SSI unit loan and other 1,00,000 13% and through its Special Officer/ NFS activities branches 3) Professional loan to 10,00,000 13% Doctors, Engineers and Self employed professional. 4) Housing, House 10,00,000 12% construction, repair extension loan

5) Small Road Transport Operators loan (SRTO loan) 6) Consumer durables T.V., Fridge and two wheelers loan. 7) Revamped Micro credit loan for women vendors of flower, vegetable, fruit etc., 8) Working women 9) Women Enterpreneurs

10,00,000

13%

75% of the cost 14% (no. ceiling) Rs.100 to Rs. 5,000 Rs.20,000 Upto Rs.5,00,000

11% 12% 12% 11% No interest No interest No interest 14%

6. Large Sized Multi purpose Coop. Society 7. Employees Cooperative Societies

Special Officer

Secretary / Special Officer

10) Maternity Loan through Rs.2,000 Self help groups 1) For interest free loan 45,000/2) Medium Term loan to 60,000/Tribal members 3) Jewel Loan (interest 1,00,000/free) Rs.1,50,000 Surety loan (Maximum limit)

** These interest rates are subject to revision