vista

Your clients could get up to

200% bonus
on their new Vista policy
What is the offer?
This enhancement is an additional bonus allocation of units on all new Vista polices in addition to any bronze, silver or gold bonus. Bonus allocations and qualifying levels are shown in the table below: Monthly premiums Bronze USD GBP EUR Existing bonus allocation Special offer bonus allocation Total bonus allocation 750 500 750 0.5% 0.5% 1.0% Silver 1,250 800 1,250 1.5% 1.0% 2.5% Gold 2,000 1,250 2,000 2.5% 1.5% 4.0%

It is applied at inception only, immediately upon payment of premiums on new Vista applications. The bonus level is determined by your premium amount and policy term.

What do your clients need to qualify?

Take out a new Vista policy with an initial premium of at least USD750 a month for a term of ten years or longer. Please see table overleaf for details. Submit their application, via you, to your local Zurich International Life (Zurich) office between 1 September 31 December 2012. Policies must be issued by 31 January 2013.

Please do not distribute to the public. For relevant financial professional use only.

Zurich International Life

Examples below show the total bonus allocation across a range of premiums and policy terms.
Monthly premium
10 Bronze Silver Gold USD750 USD1,249 USD1,250 USD1,999 USD2,000 and above 110% 125% 140% 18 Bronze Silver Gold USD750 USD1,249 USD1,250 USD1,999 USD2,000 and above 118% 145% 172% 11 111% 127.5% 144% 19 119% 147.5% 176% 12 112% 130% 148% 20 120% 150% 180%

Term in years
13 113% 132.5% 152% 21 121% 152.5% 184% 14 114% 135% 156% 22 122% 155% 188% 15 115% 137.5% 160% 23 123% 157.5% 192% 16 116% 140% 164% 24 124% 160% 196% 17 117% 142.5% 168% 25 125% 162.5%

200%

The total bonus is allocated in the first year. If the client stops or reduces premiums in the first 18 months, the bonus allocation will be removed or reduced. Total allocation = standard allocation + (total bonus allocation x term in years). The total premium allocation figures are illustrated on the maximum of 25 years.

Terms and conditions

Your clients must qualify for bonus terms at outset. The bonus allocation is made in the first year. To qualify, your clients application must be submitted between 1 September 31 December 2012 and the policy must be issued by 31 January 2013. The policy term to be eligible for this offer must be a minimum of ten years. To enjoy the additional bonus, the policy must be maintained at the initial level for 18 months. If the policy is surrendered (or partially surrendered) within 18 months, the additional bonus will be reclaimed in the surrender calculation. Any existing bronze, silver and gold bonus is subject to the standard Vista terms and conditions. This flyer must be read in conjunction with the principal product brochures, copies of which are available on request. This offer applies to regular premiums only. The policy is designed to be held for the medium to long term and is subject to minimum premium levels. If your clients surrender the policy in the early years, they may get back substantially less than they originally invested. Zurich reserves the right to alter the terms and conditions of this promotion without prior notice. Zurich has the right to withdraw the offer at any time. In case of dispute, Zurichs decision shall be final.

Important information
Zurich International Life is a business name of Zurich International Life Limited. Zurich International Life Limited is fully authorised under the Isle of Man Insurance Act 2008 and is regulated by the Isle of Man Government Insurance and Pensions Authority which ensures that the company has sound and professional management and provision has been made to protect policy owners. For life assurance companies authorised in the Isle of Man, the Isle of Mans Life Assurance (Compensation of Policyholders) Regulations 1991, ensure that in the event of a life assurance company being unable to meet its liabilities to its policy owners, up to 90% of the liability to the protected policy owner will be met. The protection applies only to the solvency of Zurich International Life Limited and does not extend to protecting the value of the assets held within any unit-linked funds linked to your clients policy. Not for sale to residents or nationals of the United States including any United States federally controlled territory. This flyer is not intended as an offer to invest. This policy may invest in unit-linked funds and the price of units may go down as well as up. Please note that Vista is a medium to long-term investment and may be subject to early encashment charges if terminated early. In addition, the value of investments and the income from it can fall as well as rise as a result of market and currency fluctuations so that your client may not get back the amount originally invested. Investment involves risk. For full details of Vista, please refer to the policy terms and conditions, copies of which are available on request. Zurich International Life Limited is registered (Registration Number 63) under UAE Federal Law Number 6 of 2007, and its activities in the UAE are governed by such law. Zurich international Life Limited is registered in Bahrain under Commercial Registration No. 17444. Zurich International Life Limited is authorised by the Qatar Financial Centre Regulatory Authority.
MSP10751 (133572A02) (08/12) RRD

Calls may be recorded or monitored in order to offer additional security, resolve complaints and for training and quality purposes.

Zurich International Life provides life assurance, investment and protection products and is authorised by the Isle of Man Government Insurance and Pensions Authority. Registered in the Isle of Man number 20126C. Registered office: 43-51 Athol Street, Douglas, Isle of Man, IM99 1EF, British Isles. Telephone +44 1624 662266 Telefax +44 1624 662038 www.zurichinternational.com