BASE24-e ps for ATM Acquirers

People around the world have come to depend on automated teller machines (ATMs) for anytime, anywhere banking. The number of devices and transactions continues to grow as consumers demand access to an increasing variety of financial services 24 hours a day, seven days a week. ATM network operators require a solution that gives them the flexibility to quickly address the challenge of changing requirements while controlling costs.

The BASE24-eps for ATM Acquirers Solution BASE24-eps for ATM Acquirers is an open system software solution that provides ATM device driving, transaction authentication, routing and authorization services. It provides a full system of functionality to support debit, credit and chip card transactions in a broad range of computing environments. This allows users customers to operate superior software from ACI Worldwide on their choice of industry-standard hardware platforms. Increase Profitability BASE24-eps improves the cost efficiency of payments processing by allowing a common set of transaction services to support multiple delivery channels and transaction types. This eliminates the cost and complexity of maintaining duplicate functionality and information for each channel while providing a single point of integration to back-office systems. A powerful scripting engine defines transaction authorization logic without the need to modify source code, resulting in lower maintenance costs, faster time-to-market for new products and services, and the preservation of investment in functionality during software upgrades and platform changes.

Enhance Customer Service BASE24-eps ensures the consistency of service levels and information across consumer touch points. It supports all leading ATM models, enabling users to offer consumers anytime, anywhere access to banking services. BASE24-eps takes advantage of industry-leading systems software for reliability and availability. In addition, it can integrate real time data from multiple sources within the enterprise to provide a more comprehensive view of each customer, so organizations can better manage transaction risk and personalize the customer experience at the point of service. Improve System Flexibility With BASE24-eps, organizations can leverage production-proven, off-the-shelf support for leading card types, devices, national and regional switches, international payment schemes, and host systems. This, speeds time-to-market and provides a feature-rich solution that users can operate in-house for maximum control over their businesses. The solutions state-of-the-art object technology enables software reuse for rapid development of new functionality. Scripting allows new services, transaction types and business rules to be deployed quickly and profitably.

Furthermore, BASE24-eps is engineered for scalability. It accommodates growth of the ATM network and transaction volumes and allows integration of merged or acquired organizations without disrupting service. The ACI Advantage BASE24-eps provides a rich set of functionality to support payment transactions across multiple delivery channels. By way of configuration and scripting, the software is remarkably flexible, allowing users to configure their systems to meet unique business requirements. ACIs product investment strategy ensures that periodic new releases of software provide support for both regulatory changes and new trends in electronic delivery. With its built-in flexibility and ACIs ongoing investment, ACI customers can be assured that their software will meet both short- and long-term business and technology needs.

System Architecture BASE24-eps embraces a three-tier architecture and uses open system languages, asynchronous messaging and object oriented code design. As transaction volumes grow and business requirements change, BASE24-eps manages both at the highest levels. The BASE24-eps architecture is designed for high-end transaction volume growth, taking full advantage of the unique aspects of each supported hardware platform. The combination of fault-tolerant, high availability hardware with ACIs software provides 24x7 fail-safe operations and ensures continuous transaction processing and integrity. Platform Independence ACI defines platform independence as the ability to operate a solution on different industry-leading platforms without loss of functionality. BASE24-eps supports a broad

BASE24-eps for ATM Acquirers

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range of computing environments, allowing users to operate ACIs proven world-class software on their choice of platform. Currently, BASE24-eps operates on HP NonStop, Solaris IBM Series z, IBM

Enables ATM processors, interchanges, and in a true multi-institutional configuration through highly flexible parameters and a powerful authorization scripting engine and regional networks, card associations, processors and host systems using industry standards such as ISO 8583 and XML Supports the latest transaction security features that meet international audit requirements, including Triple DES (3DES), PKI, automated initial ATM key distribution, and operational security Supports both multilanguage and multicurrency environments Provides a comprehensive financial and administrative transaction set Enables flexible fee-based services, including noncurrency dispense and ATM surcharging Supports major dial-up and direct-connect ATMs by NCR, Diebold, Wincor Nixdorf, Phoenix Interactive and any other ATM vendor that supports 911/912, NDC+ or IFX Provides EMV chip card support Offers configurable dispensing and receipts Features ADA-required functionality, including voice lead-through

Supports customized authorization processing

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best characteristics of each. Experience, Expertise Every second of every day, more than 800 customers around the world rely on ACI solutions to process payments, manage risk, automate back-office systems and provide application infrastructure services. More customers use ACI software to manage higher payment volumes, of greater diversity, across more platforms and geographies than any other provider in our field. Since 1975, ACI has provided software solutions to the worlds innovators. We welcome the opportunity to do the same for you.

Offers flexible transaction switching to global

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