INTRODUCTION India is the largest producer of milk and dairy products.

The Countrys annual milk production is estimated to reach 134 million tonnes by the year 2015. Indias dairy market is a multi layered pyramid with the base made up of a vast market for low cost milk. The tip of the pyramid is a small, affluent market for western type milk products. The bulk of milk demand is from the urban poor whose individual requirement is small but it adds up to volumes of the order of millions of litres / day. Various products that can be manufactured by processing of milk include ghee, butter, skimmed/ whole milk powder, dairy whitener, casein, whey protein concentrate and lactose powder. Exports of dairy products are growing at 25% p.a. in terms of quantity and 28% in terms of value since 2001.

.state profile Gujarat has set a benchmark in milk production with its White Revolution . Team efforts of dairy farmers and supportive infrastructure and policies by Gujarat Government have carved a niche for Gujarat among the top milk producing states of India.Gujarat has seen a massive jump in production of milk since past decade. Today, Gujarat is not only self sufficient but the dairies of Gujarat send 20 lakh litres of milk to Delhi, 8 lakh liters to Mumbai and 5 lakh liters to Kolkatta, along with supplying milk power to armed forces. Milk production in the state has increased by 68% during past decade. This can be seen as there is a rise in share of cooperatives from 46 lakh liters to 100 lakh liters per day, in value terms from 2400 crore to 12, 250 crore over a period of 10 years. Segment of industry Dairy industry having number product,a dairy plant can opt any one product or cobontion of some product according to the need odf their processing line and requirement of market where they are operating.for reference few products are mentioned below

Butter, Cheese, Milk, Ghee, Ice Creams, Chocolate, Curd,

Lassi, Flavoured Milk , UHT Milk, Fluid Milk, Milk Powder, Skimmed Milk Powder Non-Dairy Cream, Buttermilk , Condensed Milk, Cottage Cheese, Casein, Yogurt

Problem statement Feasibility and bankability of any dairy processing plant depends on number of factors although Indian dairy industry is developing very fast also there is a huge potential of growth in this sector but as per techno specific parameter main problem of this sector is milk is highly pershible product having very less shelf life so it require expertise in handling Also in marketing dairy coperative are market leader in this sector they are backed with very strong backward and forward linkage they are also having very strong supply chain through out the network.even though there are number of players who has writen thein success story like britania nestle vadilal havmor etc Objective of study To identify the prerequisite of feasebility and bankability of dairy project

Feasibility and bankability study of any dairy processing projet should be done on following five parameter I technical evaluation 2 market need assesment 3 management structure 4 financial evaluation

1TECHNICAL EVALUATION Technical assesment of viability of any dairy project depends upon number of factor which are mentioned below Location of plant- location of any milk processing plant plays very important role in sucees of any plant .plant shoul be located in well connected area having availability of milk in nearby area.also area should not be flod effected. Specialised manpower The plant will require technically qualified and experienced professional in field of dairy proceessing coldstorage experts dairy chemist marketing milk collection experts supply chain managers accontants and financial experts etc Regulatory frame work we should also must be aware regarding presnt regulation and dirctions of the state as well as central goverment