ICICI BANK

ICICI Bank
Balance Sheet
Mar '11
12 mths

Mar '10
12 mths

1,151.82
1,151.82
0.29
0
53,938.82
0
55,090.93
225,602.11
109,554.28
335,156.39
15,986.35
406,233.67
Mar '11
12 mths

1,114.89
1,114.89
0
0
50,503.48
0
51,618.37
202,016.60
94,263.57
296,280.17
15,501.18
363,399.72
Mar '10
12 mths

Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets

20,906.97
13,183.11
216,365.90
134,685.96
9,107.47
4,363.21
4,744.26
0
16,347.47
406,233.67

27,514.29
11,359.40
181,205.60
120,892.80
7,114.12
3,901.43
3,212.69
0
19,214.93
363,399.71

Contingent Liabilities
Bills for collection
Book Value (Rs)

883,774.77
47,864.06
478.31

694,948.84
38,597.36
463.01

Mar '10

Mar '09

Capital and Liabilities:

Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Reserves
Revaluation Reserves
Net Worth
Deposits
Borrowings
Total Debt
Other Liabilities & Provisions
Total Liabilities

ICICI Bank

ICICI BANK
Investment Valuation Ratios
Face Value
Dividend Per Share
Operating Profit Per Share (Rs)
Net Operating Profit Per Share (Rs)
Free Reserves Per Share (Rs)
Bonus in Equity Capital
Profitability Ratios
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Management Efficiency Ratios
Interest Income / Total Funds
Net Interest Income / Total Funds
Non Interest Income / Total Funds
Interest Expended / Total Funds
Operating Expense / Total Funds
Profit Before Provisions / Total Funds
Net Profit / Total Funds
Loans Turnover
Total Income / Capital Employed(%)
Interest Expended / Capital Employed(%)
Total Assets Turnover Ratios
Asset Turnover Ratio
Profit And Loss Account Ratios
Interest Expended / Interest Earned
Other Income / Total Income
Operating Expense / Total Income
Selling Distribution Cost Composition
Balance Sheet Ratios
Capital Adequacy Ratio
Advances / Loans Funds(%)
Debt Coverage Ratios
Credit Deposit Ratio
Investment Deposit Ratio
Cash Deposit Ratio
Total Debt to Owners Fund
Financial Charges Coverage Ratio
Financial Charges Coverage Ratio Post Tax
Leverage Ratios
Current Ratio
Quick Ratio
Cash Flow Indicator Ratios
Dividend Payout Ratio Net Profit
Dividend Payout Ratio Cash Profit

10
--

10
--

-120.46
347.53
348.48
--

-120.35
398.65
324.39
--

--

-9.28
7.85
53.53
9.1
9.28
460.12
460.12

6.58
5.63
68.05
7.64
7.22
420.19
420.19

7.99
3.72
4.28
4.27
6.48
1.35
1
0.16
12.27
4.27
0.08
4.69

9.18
3.7
3.96
5.48
6.47
1.02
0.7
0.18
13.14
5.48
0.09
5.18

68.75
34.87
52.86
1.76

73.07
30.13
49.26
2.12

60.77

14.73
71.91

93.54
66.43
9.08
4.71
1.35
1.26

92.19
57.19
8.85
5.61
1.22
1.17

0.11
3.5

0.11
3.71

33.53
28.82

40.06
32.68

--

ICICI BANK
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times

67.11
71.65
43.73

57.58
65.76
62.58

ICICI Bank
Cash Flow
Mar '11

Mar '10

12 mths

12 mths

Net Profit Before Tax

6760.7
Net Cash From Operating Activities
-6908.92
Net Cash (used in)/from
Investing Activities
-2108.82
Net Cash (used in)/from Financing Activities
4283.2
Net (decrease)/increase In Cash and Cash Equivalents-4783.61
Opening Cash & Cash Equivalents
38873.69
Closing Cash & Cash Equivalents
34090.08

5345.32
1869.21
6150.73
1382.62
8907.13
29966.56
38873.69

Axis Bank

ICICI Bank

Mar '12

Mar '12

12 mths

12 mths

Net Profit Before Tax

6287.84

8803.42

Net Cash From Operating Activities

-9826.93

9683.82

Investing Activities

-5118.58

-12280.17

Net Cash (used in)/from Financing Activities

7270.37

3829.95

Net Cash (used in)/from

ICICI BANK
Net (decrease)/increase In Cash and Cash Equivalents

-7474.74

2139.23

Opening Cash & Cash Equivalents

21408.66

34090.08

Closing Cash & Cash Equivalents

13933.92

36229.31

ICICI BANK
ICICI Bank
Profit & Loss account

Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses

Net Profit for the Year

Extraordionary Items
Profit brought forward
Total
Preference Dividend
Equity Dividend
Corporate Dividend Tax
Per share data (annualised)
Earning Per Share (Rs)
Equity Dividend (%)
Book Value (Rs)
Appropriations
Transfer to Statutory Reserves
Transfer to Other Reserves
Proposed Dividend/Transfer to Govt
Balance c/f to Balance Sheet
Total

Previous Years
------------------- in Rs. Cr. ------------------Mar '12
Mar '11
Mar '10

Mar '09

12 mths

12 mths

12 mths

12 mths

33,542.65
7,908.10
41,450.75

25,974.05
7,108.91
33,082.96

25,706.93
7,292.43
32,999.36

31,092.55
8,117.76
39,210.31

22,808.50
3,515.28
2,888.22
524.53
5,248.97
0
8,843.63
3,333.37
34,985.50
Mar '12

16,957.15
2,816.93
3,785.13
562.44
3,809.93
0
8,594.16
2,380.27
27,931.58
Mar '11

17,592.57
1,925.79
6,056.48
619.5
2,780.03
0
10,221.99
1,159.81
28,974.37
Mar '10

22,725.93
1,971.70
5,977.72
678.6
4,098.22
0
10,795.14
1,931.10
35,452.17
Mar '09

12 mths

12 mths

12 mths

12 mths

6,465.26
-0.43
5,018.18
11,483.01
0
1,902.04
220.35

5,151.38
-2.17
3,464.38
8,613.59
0
1,612.58
202.28

4,024.98
-0.09
2,809.65
6,834.54
0
1,337.86
164.04

3,758.13
-0.58
2,436.32
6,193.87
0
1,224.58
151.21

56.09
165
524.01

44.73
140
478.31

36.1
120
463.01

33.76
110
444.94

2,306.07
0.32
2,122.39
7,054.23
11,483.01

1,780.29
0.26
1,814.86
5,018.18
8,613.59

1,867.22
1.04
1,501.90
3,464.38
6,834.54

2,008.42
0.01
1,375.79
2,809.65
6,193.87

ICICI BANK

ICICI BANK

ICICI BANK

ICICI BANK

Mar '08
12 mths

30,788.34
8,878.85
39,667.19
23,484.24
2,078.90
5,834.95
578.35
3,533.03
0
10,855.18
1,170.05
35,509.47
Mar '08
12 mths
4,157.73
0
998.27
5,156.00
0
1,227.70
149.67
37.37
110
417.64
1,342.31
0.01
1,377.37
2,436.32
5,156.01

ICICI BANK

ICICI BANK

ICICI BANK