Human Rights Alert (NGO)

Joseph Zernik, PhD PO Box 31440, Jerusalem 91313 josephzernik@humanrightsalertngo.org

" 91313 3144 "

12-10-10 Human Right Alert's Appendix V to Submission; 15th UPR Working Group Session (Jan-Feb 2013): State of Israel

Integrity, or lack thereof, in the electronic record systems in the courts of the State of Israel ~A court, which refuses to certify its own records, is certified corrupt~ ----12-10-15 Appendix V - "Integrity, or lack thereof, in the electronic records of the Bank of Israel-Banking Regulation Consumer Complaint procedures"
Letter to Bank of Israel's Stanley Fisher questions integrity of Israeli Banking Regulation and criminality at Bank HaPoalim, BM. The three fundamental issues are a) Brazen conduct by the Bank, which should be deemed as a pattern of Extortion through corporate White-collar Crime, b) Sovereignty, or lack thereof, of the State of Israel, in general, and Bank of Israel- Banking Regulation, in particular, vis-a-vis their United States counterparts, and c) Integrity, or lack thereof, in Bank of Israel-Banking Regulation Consumer Complaints fax and online electronic submission procedures, in particular, and Consumer Complaints procedure in general.

Stanley Fisher, Governor of the Bank of Israel, and Zion Kenan, CEO of Bank HaPoalim, BM View as PDF: http://www.scribd.com/doc/110040181/

Jerusalem, October 15 Joseph Zernik, PhD, of Human Rights Alert (NGO), has released an October 14 letter, forwarded to Stanley Fisher, Governor of Bank of Israel, State of Israel's central bank and banking regulator. The letter details ongoing extortionist demands and threats on a large number of Israeli customers, by Bank HaPoalim, BM, the largest Israeli consumer's bank. The threats and demands are issued by the Bank against Israeli customers in Israel, who are according to the United States government "US Persons". The bank demands that such "US Persons" annually file United States income tax forms, even when not conducting any business in or with the United States, and waive privacy rights in Israeli banking to the US government. The Bank's demands have been issued with threats against its "US Persons" customers in Israel, regarding their access to funds in their own customer accounts. The letter to Mr Fisher again alleges that conduct of Bank HaPoalim in this matter amounts to extortion by a corporate white-collar crime organization. The letter further details opinions, expressed by the Bank's employees, that the actions of the Bank were inevitable and that other banks in Israel will cave in soon as well, since
Human Right Alert's 2013 State of Israel UPR, 15th UPR Working Group Session (Jan-Feb 2013). Appendix V: "Integrity, or lack thereof, in the electronic records of the Bank of Israel-Banking Regulation Consumer Complaint procedures"

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the US government threatens to block the access of Israeli banks to international banking clearance services, if the banks do not enforce US government demands in this matters in the State of Israel. From the beginning, the Bank's demands have always been represented as enforcement of US law in the State of Israel, and no law of the State of Israel has ever mentioned or referenced as the legal foundation for the demands and threats. The letter to Mr Fisher again raised the question of sovereignty, or lack thereof, of the State of Israel, in general, and Bank of Israel-Banking Regulation, in particular, vis-a-vis their United States counterparts. Finally, the letter details communications with Bank of Israel-Banking Regulation since August 25, 2012, when receipt of formal Consumer Complaint was confirmed Bank of Israel, and ongoing refusal of Bank of Israel to designate a Complaint number. The letter to Mr Fisher raises concern regarding integrity, or lack thereof, in Bank of Israel-Banking Regulation Consumer Complaint fax and online electronic submission procedures, in particular, and Consumer Complaints procedure, in general. Conditions, which are documented in the letter to Bank of Israel's Stanley Fisher should raise concerns regarding socio-economic stability in the State of Israel. Criminality in banking and banking regulation in the United States has been repeatedly documented as the core of the current crisis, which has caused unprecedented, rapid, peacetime redistribution of assets and income and large-scale impoverishment of the People of the United States. Further details of the conduct of the Bank are detailed in the records, linked below. Of particular interest:

1) The extortionist claims by Bank HaPoalim, BM, on behalf of the US government

were repeatedly addressed to and referred to "US Persons". It appears that there is a new claim of jurisdiction by the United States regarding "US Persons", wherever they are, whereby such "US Persons" are obliged to waive their privacy rights to the US government and agree to have their financials subjugated to the US government, merely for the fact that the US government has now declared them "US Persons". Bank HaPoalim is eager to establish and enforce such law in the State of Israel, while Governor Stanley Fisher of Bank of Israel, is fully informed for months, and refuses to take action. 2) All of Bank HaPoalim, BM, demands and threats have been issued and also have been presented in person for signature, while they were unsigned by any officer of the Bank, with no name of the officer of the Bank, who issued the demands and threats, and with no mention of the corporate entity on behalf of which such demands and threats were issued. Notice was given to the Basel Accord Committee and various national central banks.
LINKS: [1] 12-08-25 PRESS RELEASE: Complaint filed with Israeli banking regulation against Bank HaPoalim for attempting to extort compliance with US IRS regulations in Jerusalem http://he.scribd.com/doc/103925800/ [2] 12-08-25 Dr Zernik's Complaint, filed with Israeli banking regulation against Bank HaPoalim - for attempting to extort compliance with US IRS regulations in Jerusalem
Human Right Alert's 2013 State of Israel UPR, 15th UPR Working Group Session (Jan-Feb 2013). Appendix V: "Integrity, or lack thereof, in the electronic records of the Bank of Israel-Banking Regulation Consumer Complaint procedures"

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http://he.scribd.com/doc/103922991/ [3] 12-08-27 NOTICE TO CEASE AND DESIST EXTORTION AND TO MITIGATE HARMS given to Ms Shari Arison, Mr Tzion Kenan, Mr Yair Serroussi - Bank HaPoalim http://he.scribd.com/doc/104026663/ [4] 12-09-04 Addendum to Complaint, filed with Bank of Israel against Bank HaPoalim, and a Demand, filed with Bank HaPoalim, for a Written Statement of Interest Gained in Client's Accounts in 2011 http://he.scribd.com/doc/104993753/ [5] 12-09-05 Correspondence With Bank HaPoalim, In Re: Ongoing Extortionist Conduct by Bank HaPoalim, LTD, Israel http://he.scribd.com/doc/104995723/ [6] 12-09-07 Request for Bank of Israels designated Complaint Number, Complaint Date http://he.scribd.com/doc/105228127/ [7] 12-09-10 Request for Response by Bank of Israel Governor Stanley Fisher in re: Consumer Complaint against Bank HaPoalim, LTD, Israel http://he.scribd.com/doc/105495170/ [8] 12-10-01 Repeat Request for Designation of a Complaint Number by Bank of Israel, Banking Regulation, for a complaint against Bank HaPoalim, BM http://he.scribd.com/doc/108760537/ [9] 12-10-03 PRESS RELEASE: Israeli banking regulators fail to initiate complaint procedure against Bank HaPoalim, BM, for alleged criminality http://he.scribd.com/doc/108820346/ [10] 12-10-14 Letter to Mr Stanley Fisher, Governor, Bank of Israel, RE: a) Renewed extortionist threats by Bank HaPoalim, BM, and b) Refusal of Bank of Israel, Banking Regulation to designate respective complaint number. http://www.scribd.com/doc/109996466/ [11] 12-08-25 PRESS RELEASE: Complaint filed with Israeli banking regulation against Bank HaPoalim for attempting to extort compliance with US IRS regulations in Jerusalem http://he.scribd.com/doc/103925800/ [12] 12-10-14 Letter to Mr Stanley Fisher, Governor, Bank of Israel, RE: a) Renewed extortionist threats by Bank HaPoalim, BM, and b) Refusal of Bank of Israel, Banking Regulation to designate respective complaint number. http://www.scribd.com/doc/109996466/ [13] 12-10-15 PRESS RELEASE - Letter to BoI Stanley Fisher questions integrity of Israeli Banking Regulation and criminality at Bank HaPoalim, BM http://www.scribd.com/doc/110028618/ _____________ Joseph Zernik, PhD < josephzernik@humanrightsalertngo.org> Sent from "1984", Iceland-based Internet Service Provider _____________ Human Rights Alert (NGO) * United States - the 2010 submission of Human Rights Alert to the Human Rights Council (HRC) of the United Nations was reviewed and incorporated in the official HRC Professional Staff Report with a note referring to corruption of the courts and the legal profession and discrimination by law enforcement in California.
[1] 10-10-01 United Nations Human Rights Council Records for 2010 Review (UPR) of Human Rights in the United States, where Human Rights Alert (NGO) submission was incorporated with a note referring to "corruption of the courts and the legal profession and discrimination by law enforcement in California." http://www.scribd.com/doc/38566837/

* State of Israel - the 2012 submission of Human Rights Alert to the HRC, titled, "Integrity, or lack thereof, of the electronic record systems of the courts of the State of Israel', is scheduled for review in January 2013.
[1] 12-06-04 Human Right Alert's Submission; 2013 UPR of the State of Israel: "Integrity, or lack thereof, of the electronic record systems of the courts of the State of Israel"

https://docs.google.com/open?id=0B8Aa2xQGbmk5QWtZcjVQLWVFZ0k https://docs.google.com/open?id=0B8Aa2xQGbmk5cjNxd2szX05oMkU _____

Human Right Alert's 2013 State of Israel UPR, 15th UPR Working Group Session (Jan-Feb 2013). Appendix V: "Integrity, or lack thereof, in the electronic records of the Bank of Israel-Banking Regulation Consumer Complaint procedures"

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