Vol 1 Issue 41

Sept. 16, 2012

You can access this paper in www.alphatimes.net

Now book your train

e-tickets through Mobile
The railways are
introducing another
system to book
e-tickets.
This will involve
the Interbank Mobile
Payment Service,
railway sources said
Friday.
Even if one does
not have a credit
or debit card or net
banking facility, he
may still be able to
book a rail e-ticket
making the payment
through IMPS, an Indian
Railway Catering and
Tourism Corp official said.
The IRCTC books more
than four lakh e-tickets a
day.
According to the officials,
until now passengers used to
pay for their e-tickets through

credit cards, debit cards or

net banking facilites.
Now they will have
IMPS as one more option,
an official said.
H o w e v e r, i n i t i a l l y,
IMPS users can make
the payment only through
internet in the IRCTCs
e-ticketing website.
Later, the facility will

be available through
mobile phone, officials
said, adding that the
IMPS allows instant
interbank fund transfer
and 247 availability.
He said IMPS would
save time and also
provide security.
The IRCTC is also
planning to launch
another system in
which a user will be
able to book tickets
against advance
money kept with the
corporation.
Under the new scheme,
called Rolling Deposit
Scheme (RDS), a user can
deposit money in advance
with IRCTC and use it as
a payment option amongst
other payment options for
paying money at the time
of booking tickets.

To advertise
call
9444943293

Reaches

55,000

households every week

Price Re. 1 Only

Page 2

Vol 1 ISSUE 41

ALPHA TIMES

Sept. 16, 2012

Sept. 16, 2012

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For the week Sept. 09 to 15, 2012

...

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To advertise call

9444943293

Aries [ March 21 to April 21]

Professionally, avoid backbiting lest you land in trouble.
You will have a surge of new ideas. Money will come through
many sources. Watch your health. Lucky colour: Red.
Taurus [ April 21 to May 21 ]
Last few weeks have been intellectually taxing. Take
time out this week, to relax and recuperate. Try meditation
or Tai Chi. Lucky colour: Orange.
Gemini [ May 21 to June 21 ]
Stress of meeting peoples expectations may affect your
health. Be realistic and go step by step. Sort out trivial
issues first before solving bigger and complex problems.
Lucky colour: Brown.
Cancer [ June 22 to July 22 ]
Your capability to pay attention to details may be
appreciated. Its better to commit errors and learn. A good
time to catch up with old relatives. Lucky colour: Ebony.
Leo [ July 23 to Aug 23 ]
People around you may influence you negatively to fulfil
their vested interest through your actions. Trust your instinct
and you will be fine. Be happy. Lucky colour: Crimson.
Virgo [ Aug 24 to Sept 22 ]
It is action time and you never run away from a good
fight. You love hard work and desire for recognition is also
embedded in you. You are full of zest and make progress
with determined effort. Lucky colour: Mauve.
Libra [ Sept 23 to Oct 23 ]
Everything gets more hectic. Expenses will be high but
new sources of income too. You are on a spending spree.
Money is coming from all ventures. It wields its own power
and you love the feeling. Lucky colour: Yellow.
Scorpio [ Oct 24 to Nov 22 ]
Guard against extravagance. Check expenses. Despite
preoccupations, look into domestic affairs. Despite grand
plans, you know life is about managing the finer details too.
Lucky colour: Coffee.
Sagittarius [ Nov 23 to Dec 23]
There are expansions in your work and consciousness.
You are drawn towards spiritualism, moral and social issues
and religious rites. Youll meet old acquaintances. Lucky
colour: Silver.
Capricorn [ Dec 24 to Jan 20]
New emotional and sentimental developments.
Spiritualism, prayer, tantra, meditation and contemplation
will be part of your psyche. Your realities get subjective and
you look at all round growth. Lucky colour: Sky blue.
Aquarius [ Jan 21 to Feb 18 ]
You are not knocked down easily by life. You are tough
and bounce back. Office and home need your attention.
Look after health of family members and even pets. Lucky
colour: Saffron.
Pisces [ Feb 19 to March 20 ]
New opportunities ahead. There is more work and more
money to be made. Journeys and law-suits will keep you
busy. Expenses will be there, but you find the finances to
cope up with dignity. Lucky colour: Turquoise.
- Dr. A. Ranganatha Sarma

Sept. 16, 2012

ALPHA TIMES

Srimad Bhagavatha
Sapthaaha Mahothsavam
Abhnaveeya Prava
chanamani, Pravachana
Vachaspathi Dr M V. Anantha
padmanabha chariyar Swami
will deliver a series of lectures
on Srimad Bhagavatham
under the aegis of Sri
Vasudeva Sathsangam, 35
A Vasudevapuram Street
West Mambalam ( Near Five
Lights ) daily from Sept. 28
to Oct 05 as per the details
given below
The discourse begins
on Sept. 28 at 6.30 pm with
Sahasranama Parayanam
and Srimad Bhagavatha
Mahathmiyam. Sept. 29
on wards from 3.00 pm to
5.00 pm and from 7.00 pm
to 9.00 pm First Skandham
to 3rd Skandham upto
Varaha Avathaaram; Sept.
30 Kapilobhagiyaanam
Dhruvacharitham,
Priyavratha Rishaba Deva
Charitham - upto 5th
Skantham 6th chapter. Oct.
01, Bharthobaagyanam
Ajamilobhaagyanam,
Nrisimhavatharam - upto
7th Skandham Chapter 10.
Oct. 02 Gajendramoksham,
Amruthamathanam,
Va a m a n a a v a t h a r a m ,
Ramaavathaaram,
Krishnaavathaaram - upto
10th Skandham Chapter
3; Oct. 03, Krishna Leela
Rukmini Kalyanam - upto 10th
Skandham chapter 54. Oct.
04 Ashtamahishi Kalyanam,

R a j a s o o y a m Ya a g a m ,
Kuchalar Charitham,
Navayogi Upadesam - upto
11th Skandham 13th Chapter.
On Friday 5th Oct. after the
parayaanam is over in the
morning the upanyasam
on Uddhava Geetha,
Markandeya charitham
and Bhagavatha poorthi.
From 9.00 am to 11.00 am
Bahgavatha Geetha Yagnam,
Poornaahuthi, Saatrumarai
and Goshti Viniyogam.
All are welcome to attend
the programmes and receive
the bountiful blessings of
Lord Krishna says a press
note from the Vasudeva
Sathsangam.
Donations are welcome
in Cash for the conduct of
the above programme and
cheques or demand drafts
drawn in facvour of Sri
Vasudeva Sathsangam may
please be forwarded to the
above address
For more information call
2488 0105 / 2483 4472

The State Election

Commission will kickstart
the next round of special
summary revision of electoral
rolls on October 1, Chief
Electoral Officer (CEO),
Praveen Kumar, said here
on Friday.Sept. 14.
Addressing a press
conference, he said all those
whose names are yet to be
included on the rolls and
those who are reaching the
age of 18 before Jan 1, 2013
can apply for inclusion and
voter identity card. He said
the publication of draft rolls,
which would contain all names
included in the list till date,
would be done on October
1. All those who wish to file
claims and objections to the
rolls, and those who wish to
be included in it, could do so
before October 31.
On October 6 and 9, all
gram sabhas in rural areas
will undertake a reading
of the relevant parts/photo
electoral rolls. While online

facility would be available

for applications, voters could
also approach booth-level
officers, taluk offices and all
other notified centres for their
inclusion or revision.
On October 7, 14 and 21,
(Sundays) a special campaign
would be undertaken where
the booth-level officers would
be present in all designated
polling stations through the
day. People can approach
them with the forms and for
any clarification regarding
inclusion and deletion from
the electoral rolls, he said.
This apart, he said voters
could call 1950 during
working hours to clarify any
doubts they have regarding
the process.
The final publication of
electoral rolls will be done on
January 5. The voters can log
on to http://elections.tn.nic.in/
In this regard, there
has been a tie up with over
20 NGOs in the State, he
pointed out.

For Brahmin Horoscopes

and Physically Challenged
Marriage Matching
Contact:

Chennai Sai Sankara Matrimonials

7, 9th Avenue, Ashok Nagar,

(Near Ashok Pillar Govt. Girls High School)

Chennai - 600 083

Ph: 044-2471 6920

www.ssmatri.om

Special summary revision of

electoral rolls from Oct. 1

Carva ensemble to be webcast

The annual event of

Carva is here again - Around
25 amateur artistes, mostly
students of calss IV to
college level , will present
a grand violin ensemble (
more of a concert pattern)
on Sunday, September 23

81 Years of
Musical Journey
Sri Krishna Gana Sabha
(SKGS), T. Nagar, is holding a
felicitation function to mark the
81 years of musical journey of
Parur M.S. Anantharaman on
September 19 at 6 p.m. Nalli
Kuppuswami Chetti, President,
SKGS, will give the welcome
address. Citation, cash award
and shawl will be presented by
A. Natarajan, former director,
Doordarshan. Felicitation will
be given by Padmabhushan
Awardee P.S. Narayanaswami
and V.V. Sundaram, VicePresident, SKGS.

Namasaagar
at Vani Mahal

Sri Sri Vittal Das Maharaj

(Brahmashri Sri Jayakrishna
Dikshithar) will be hodling
the Nama Saagar at the Sri
Thyaga Brahma Gana Sabha
Vani Mahal from Sept. 17
daily in the evening from 7.00
pm upto Sept. 22 and on
Sept. 23 in the morning. The
reservation for the seats of this
much awaited programme can
be booked at the Sabha office
and the seats to be occupied at
6.45 pm. For more information
call 2815 2166

at 6.01 p.m in Raga-sudha

Hall (No. 16, Luz Avenue,
near Nageswara Rao Park,
Mylapore
It may be noted that the
programme will be webcast
in the website http://www.
carvatrust.org on Sept 23.
For more information
call Phone: 44 - 2489 6073
Mobile: 98401 39156
All are welcome.

Page 3

ALPHA TIMES
Mikeless Kutcheri
ALPHA TIMES in a bid to promote young
talents in Carnatic Music is palnning to hold
mikeless kutcheris beginning from Vijaya
Dasami - .24 October 2012
It will be a launch pad for young children,
aged below18 years, to shed their inhibitions
and give them confidence to perform in front
of an audience.
The selected persons will be intimated by
email for an audition and subsequently they
will be asked to perform on a specific day.
For registration, email your profile along
with age proof and photgraph to

atmikelesskutcheri@gmail.com
Anything interesting happening in your neighbourhood alert us at

news@alphatimes.net

To advertise call

9444943293

Page 4

ALPHA TIMES

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Alpha
Times

Our Team

Editor
S Raghunathan
Advisor
K Venkataraghavan
Reporters
Bharadwaj Krishnan
K Gopinathan
Production
Layout: Anand
Print production:
Lakshminrisimhan
Circulation
R karthikeyan
99411 16677
Advertisement Desk
94449 43293
Office
R V Publications Private Ltd.,
B4-2, Vijayaraghava Manor
1,Vijayaraghava Road,
T. Nagar,
Chennai 600 017
Ph: 42697393

Sept. 16, 2012

ALPHA TIMES

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-

UAA turns 60.

Celebrates historic milestone

United Amateur Artistes, the popular

Tamil theatre group founded by Late Sri Y. G.
Parthasarathy, has completed 60 years. UAA
founded in Sept. 1952 is headed by Y.Gee.
Mahendra, the man who took on the mantle
from YGP.following his legacy.
The occasion will be celebrated with fanfare
from September 23 30, when eight of the
troupes most successful plays will be staged.
The week-long drama fest will be held at Narada
Gana Sabha Auditorium, TTK Road, Alwarpet.
The plays to be staged are: Mounam
Sangadam ( Sep 23 ); Idhu Nyayama Sir? ( Sep
24 ); Kathalikka Neramundu ( Sep 25 ); Vietnam
Veedu ( Sep 26 ); Venkata 3 ( Sep 27 ); Lights On
( Sep 28 ); Swadeshi Aiyar ( Sep 29 ); Ragasyam
Parama Ragasyam and Nadagam ( Sep 30 ).

Child

Helpline Nos

Women

1098

1091

Sr. Citizens

1253

Consumer Helpline

28592828

Confidential Complaints

- 4210 3535

Page 5

Page 6

ALPHA TIMES

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Tea helps in weight loss

According to studies,
tea is very effective in aiding
weight loss. Yes! You read it
right. Apart from having low
fat foods in your diet, you
can include a cup of tea to
lose weight and stay healthy
at the same time. You must
have heard about green tea
and its benefits. Thanks to
the celebrities who made this
herbal tea famous worldwide.
It is surprising to know that
there are more varieties of tea
that can help in weight loss.
Lets check out few varieties of
tea that can aid weight loss.
Stops weight gain:
According to many Japanese
scientists, tea has theaflavins
and thearubigins that stops
weight gain to a great extent.
These compounds were given
to rats who were on high-fat
diet. The results showed no
weight gain in the rats. Apart
from green tea, there are
many other variates of tea
like Okinawan tea that helps

in weight loss.
Black tea to burns
body fat: Having a cup of
hot tea increases the body
temperature thus burning
down some fat deposits and
calories from your body. If
you have black tea, you can
burn body fat at a faster pace.
Black tea has more caffeine
content and this makes it an
effective fat-burner beverage.
So, to fight fatigue, laziness,
stress and also lose weight at
the same time, you can have
a cup of black tea. However,
do not start relying on this
hot beverage completely.
Excessive consumption
of black tea can lead to
dehydration due to the high
caffeine content.
Ginseng tea to boosts up
body metabolism: Ginseng tea
is a herbal drink in many Asian
countries. It is considered as
a booster drink that fights
fatigue, increases blood
circulation and aids weight

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loss. Having a cup of ginseng
tea increases your stamina,
fights stress and body pain.
Ginger tea to burn down
calories: Ginger is used as
a herbal remedy to fight
ailments in the body. Ginger
comes in a variety of forms.
From raw to paste to powder,
you can include ginger in any
way. There is no proof to state
that ginger tea aids weight
loss. However, many studies
and real life experiences have
shown that having a cup of
ginger tea not only helps lose
weight but also fights minor
ailments.
These are few healthy
herbal teas that can help you
lose weight. Make sure you
drink them in limited amounts
and prepare them by the right
method. Using low-fat or
skimmed milk can be good if
you are on diet. Also, avoid
adding sugar. Go for honey
as it doesn't increase blood
sugar levels in the body and
also prevents you from putting
on weight.

Sept. 16, 2012

Consumer Rights

ALPHA TIMES

Name nominee in bank form

Have you filled the nomination form for

your bank accounts and safe deposit locker?
If so, have you got an acknowledgement
from the bank confirming registration of the
nomination?
If your answer to either or both of these
questions is in the negative, I would suggest
that you complete these essential formalities
without any delay. While doing so, I would
suggest that you also take your bank to task
because it is their duty to get every customer
to fill up the nomination form, register it and give
you an acknowledgement for it.
The banking regulator has been asking
banks to comply with these legal formalities,
but banks often ignore this important advisory.
In some cases, they may get new customers to
fill up the forms, but not bother to ensure that
old customers also follow suit.
In fact, in its latest master circular on
customer service, released in July this year, the
Reserve Bank refers to an observation made
by the Allahabad High Court, wherein it said:
"It will be most appropriate that the Reserve
Bank of India issues guidelines to the effect
that no savings account or fixed deposit in a
single name be accepted unless the name of
the nominee is given by the depositor. It will go
a long way to protect the interests of innocent
widows and children, who are dragged in longdrawn proceedings in the court for claiming the
amount, which lawfully belongs to them."

Different Strokes

The regulator also points out that some

banks do not have a system of acknowledging
the receipt of the duly completed nomination
form and giving it to the customer. Saying that
this did not meet with the legal requirements, the
RBI says that banks should strictly comply with
the provisions of the Banking Regulation Act,
1949, and the Banking Companies (Nomination)
Rules, 1985, and devise a proper system of
acknowledging the receipt of the duly completed
form of nomination, cancellation and or variation
of the nomination. Such acknowledgement
should be given to all the customers, irrespective
of whether the same is demanded by them.
The regulator also emphasises that banks
are required to promptly register in their books,
the nomination, cancellation or`A0changes in
the nomination.
The Reserve Bank also advises banks to
indicate on the passbook, whether the account
holder has availed the nomination facility and
whether it has been duly registered, by stamping
the inscription "Nomination registered" on the
face of the passbook. In fact, emphasising the
need for nomination, the regulator has asked
banks to educate consumers on it and give the
subject wide publicity, even`A0put reminders in
chequebooks, the regulator says. But not every
bank follows this mandate.
A recent case that came up before the national
consumer disputes redressal commission
underscores the problem that one may face in

the absence of such nominations. The case

here pertains to a safe deposit locker hired
by Jaiswal in Central Bank of India, for which
no nomination was done. This resulted in his
wife waging a long legal battle lasting over
10 years before the consumer courts and
eventually losing the case.
Her contention was that she had hired
the locker in 1984 with her husband and it
was in their joint name and on the death of
her husband, she became the sole owner
of the contents. By refusing to give her that
access, the bank was guilty of deficiency in
service, she argued.
The bank, however, pointed out that even
though Jaiswal asked for the locker to be in
their joint name and the application was filled
accordingly, she had never signed the form
nor furnished her specimen signature. Nor
had she ever operated the locker, either alone
or with her husband. Now following his death,
another woman, claiming to be his wife, was
seeking access to the locker. The bank,
therefore, had asked for succession certificate
from a court of competent jurisdiction.
The consumer courts agreed with the
bank and held that there was no deficiency
on the part of the bank in refusing her access
to the locker (RP No 3977 of 2006, decided
on 14-10-2011).
- Pushpa G TNS

Disability: Abilities of a different kind

All children are very special little people

basking in the warm glow of love bestowed
on them by family and friends and even, when
they are looking or behaving particularly well,
by their teachers too!
Most children are fairly self-confident when
with people they know and trust, and perhaps
just a little shy with new acquaintances. This
initial shyness disappears quite quickly when
they realise that the newly-introduced person
doesnt represent any kind of threat and can,
after getting to know them, turn out to be a
wonderful friend.
There are, however, other children who
are always extremely wary of meeting new
people, especially children of their own age
group, due to the fact that they have certain
problems which make them feel very different
from those around them. Such children are
just the same as others on the inside where it
counts but, because they look or act differently
than those around them, they tend to be extra
sensitive and so are easily hurt.
Some children and adults have certain
disabilities, such as difficulty in hearing or
seeing, walking properly or a learning disability.
It is not something to be pointed out and made
much of it is just something for others to
accept and understand.
Such people have often been given other
gifts, to compensate for any physical or mental
disabilities they may have and it can take time,
even years, for their full potential and abilities
to be recognised by a society which considers
itself to be normal, when nobody knows for
sure what normal actually is!
One of the biggest heartbreaks a person
with a disability faces is when others stare at
them for no other reason than that they happen
to be different from those around them. And,
as very few people actually enjoy being stared
at, they often find the experience upsetting in

the extreme.
Life can be problematic enough without
people staring or whispering about someone
else while they are in the same room, same
class or in the same playground. The one on
whom all this unwarranted attention is focussed
inevitably knows exactly what is going on and is
really hurt deep down inside even though they
might not show it.
A child with a disability is sometimes left out
of games and fun activities that others enjoy
when, in some cases, they are perfectly capable
of joining in. And, if they cant play one kind of
game there is usually an alternative game which
they can and, if it happens to be some kind of
competitive sport, they can win and surprise
everyone around them into paying them the kind
of positive attention they so rightly deserve.
Deciding to exclude them from games and
sports is a thoughtlessly selfish thing to do when
all it takes is a little consideration to make them
a part of the gang. And, if there are doubts
about this, all one needs to do is think about
Paralympics in which people with a disability
from all over the world compete to achieve
stunning successes that people without such a
disability can rarely dream of.
Learning how to cope in the big wide world
is a major achievement for children with obvious
problems and, aside from being stared at and
otherwise ridiculed, a major hurdle to overcome
is that of people who presume that they cannot
do anything for themselves so must be assisted
in performing even the simplest task. This
assistance may be necessary at times, even
welcomed, but should not be loudly forced on
someone who doesnt want it yet, and possibly
finds it difficult to make this known. It is satisfying
to help someone when they obviously need it,
but not a good thing to insist on if they can
manage perfectly well on their own.
Knowing when and how to assist a child or

any person with a disability to do a task is an

art in itself. Announcing to everyone around that
someone needs help usually isnt the correct
way to go about it. It is much better to quietly,
without making any kind of fuss, just help with
whatever needs doing and then let things be,
unless the child indicates otherwise. Everyone
has pride and wants to be capable of doing
things for themselves, if and when they can,
and such people are no different.
Being over-effusive in acknowledging that
a disabled child has succeeded in completing
a task is another mistake often made by
other children and also by adults. Offering
encouragement is perfectly acceptable if the
child is learning how to do something new but
going on and on about it afterwards can be
pretty embarrassing for all concerned.
Just imagine how awful you would feel
yourself if, for instance, years after you leant
how to tie your own shoe laces your family and
friends kept on saying, Well done.
If there is a child with a disability that you
know, perhaps a sibling/relative, a neighbour
or a classmate, some of the most important
things to do include acknowledging them as
an individual person in their own right and
accepting them as such.
Remember to treat them on equal terms as
much as you possibly can whilst still making any
necessary allowances for perceived problems;
to quietly and calmly help when and if help is
required; to respond to their likes, dislikes,
tempers and tantrums just as you would with
anyone else; to treat them the same as you do
the rest of your family and friends and, above
all, to remember that whatever their disability
happens to be, it is not their fault. They have
feelings too and get hurt far more easily than
we do
- S. Raghunathan

Page 7

Lets Learn

What is PAN and

what you need to
know about it?
Most of us have a Permanent Account Number
(PAN) card, but not many know it's significance.
Let's try to understand what actually PAN is.
PAN is a ten-digit alphanumeric number,
issued in the form of a laminated card, by the
Income Tax Department, to any person who
applies for it or to whom the department allots
the number without an application.
PAN helps the tax department to identify
the person's transaction include tax payments,
TDS/TCS credits, returns of income/wealth/gift/
FBT, specified transactions, correspondence,
and so on.
Let's understand what the alpha numeric
combinations in a PAN card stand for. Let's say
the PAN card number is AFZPK7190K. First
three characters i.e. AFZ in the above PAN
are alphabetic series running from AAA to ZZZ
Fourth character of PAN i.e. P in the above
PAN represents the status of the PAN holder. P
stands for Individual, F stands for Firm, C stands
for Company, H Stands for HUF, A stands for
AOP, T stands for TRUST etc. Fifth character i.e.
K in the above PAN represents first character
of the PAN holders last name/surname. Next
four characters i.e. 7190 in the above PAN are
sequential number running from 0001 to 9999.
Last character i.e. K in the above PAN is an
alphabetic check digit.
Is it necessary to have a PAN?
Yes, it is mandatory to have PAN and quote
PAN on challans for any payments due to Income
Tax Department and it is also compulsory to
quote PAN in all documents pertaining to some
of the financial transaction.
How to apply for PAN?
PAN should be applied only on Form 49. It
can be downloaded from the website Income
Tax Department or UTIISL or NSDL www.
incometaxindia.gov.in, www.utiisl.co.in or tin-nsdl.
com respctively. This form is also available at IT
PAN Service centers and TIN Facilitation centers.
Once can also make changes in PAN or
check the status of your PAN online by using
the above mentioned sites.
If you already have your PAN and know more
about it you can check a website www.https://
incometaxindiaefiling.gov.in/portal/knowpan.do.
Fill your details and know details of your PAN.
Document required to be submitted as proof of
identity and address by individual who is Citizen of
India located in India at the time of application for
PANLike copy of any of the following:
1. School leaving certificate 2. Matriculation
certificate 3. Bank account statement/ bank pass
book 4. Property tax assessment order 5. Passport
6. Voters Identity Card 7. Driving License
For Proof of Address: Copy of any of the
following 1. Electricity bill* 2. Telephone bill*
3. Depository account statement* 4. Credit card
statement* 5. Bank account statement/bank pass
book* 6. Rent receipt* 7. Employer certificate* 8.
Passport 9. Voters Identity card 10. Property tax
assessment order 11. Driving License
* documents submitted as proof of address
for serial numbers 1 to 7 should not be more than
six months old from the date of application.
If the applicant is a minor (i.e. below 18 years
of age at the time of application), any of the
documents as per the lists specified below of any
of the parents/ guardian of such minor shall be
deemed to be the proof of identity and address
of the applicant.

Page 8

RNI No. TNBIL/2011/40609

ALPHA TIMES

REGISTERED TN/CC(S) DN/436/12-14

Sept. 16, 2012

Published by K Venkataraghavan on behalf of R V Publications Private Limited, B4-2, Vijayaraghava Manor, 1, Vijayaraghava Road, T Nagar Chennai 600 017
and printed by him at KVP Printers 98/51, Jones Road, Saidapet, Chennai 600 015 Ph: 4269 7393 Editor S. Raghunathan