FEBRUARY - MARCH 2009

ISSUE 01

C - Q 2009
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36

AAMBAL - ISSUE 1 FEBRUARY - MARCH 2009

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- 1 C - Q 2009 37

Tips for improving your credit rating

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AAMBAL - ISSUE 1 FEBRUARY - MARCH 2009

WWW.AAMBAL.CO.UK

WWW.AAMBAL.CO.UK

- 1 C - Q 2009 39

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Experian Consumer Help Service
0844 481 8000
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40

AAMBAL - ISSUE 1 FEBRUARY - MARCH 2009

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- 1 C - Q 2009 41

your next holiday...

slashing capacity later in the year, and
therefore the best deals are here and
now. The fear exists that over capacity
in the package holiday market later in
the year will lead to profit meltdown.

Last minute pays

If youre prepared to hold your nerve
you may be able to land a bargain.
Simon Calder, travel editor for the
Independent newspaper says, "I'm
doing what a lot of people are doing.
Not booking anything, waiting and
seeing what happens. They can only
slash capacity on package holidays."
Sarah Miller, editor of Conde Nast
Traveller is of a similar opinion, "All
the intelligence is that people aren't
booking anything at the moment."

ith
w
h
c
n
u
r
c
dit
e
r
c
e
h
t
t
a
How to be

y
a
d
i
l
o
h
t
x
e
n
your
W

ith talk of budget slashing, belt

tightening, penny pinching and
pocket squeezing what better time to look
at the opportunities the recession might
present to grab a great holiday deal?
While the economic news is bleak, getting
away on a great value holiday or break
might be just the ticket.

A change is as
good as a rest,
they say, so take
a break from the
downturn and
turn the credit
crunch to your
advantage
42

The recent rapid changes in the economic

environment may even present some new
and exciting holiday possibilities in fresh
and spectacular destinations. A change
is as good as a rest, they say, so take a
break from the downturn and turn the
credit crunch to your advantage.

Timing your move

You may be one of those people who
enjoy the anticipation, the looking forward
to the holiday youve booked well in
advance. Hold your fire - tempting as the
current batch of hot deals may be, if you

AAMBAL - ISSUE 1 FEBRUARY - MARCH 2009

are prepared to leave it to the last minute

you could pick up a real bargain.
Despite the fighting talk coming from
the travel industry that its business as
(almost) usual with a recently released
Abta survey suggesting that more than
two in three Britons plan to spend the
same amount or more on holidays this
year as in 2008, its very much a
buyers market.

Free holidays?
If the holiday companies were so
confident perhaps then Flybe, Thomson
and First Choice, wouldnt find it
necessary to promote offers such as those
that ensure customers who lose their job
can still take their booked holiday - for
free, (extensive terms and conditions
apply). They are clearly keen for
customers to commit as early as possible,
putting out the message that they are

WWW.AAMBAL.CO.UK

Figures other than Abtas tend to

support the commonly held belief
that economic circumstances have
conspired to make the industry
particularly competitive at the moment
and most likely even more competitive
as capacity remains unsold.

Go it alone
That The Office of National Statistics
report more than a million more
Britons stayed at home last summer
(representing an 8 decline in foreign
holidays on 2007) and that the number
of people searching for flights in the
week after Christmas fell 42 per cent
this year compared to the same period
last year, according to Hitwise, is likely
to present some fiercely competitive
travel offers.
Even Eurostar who posted record
passenger numbers in 2008 is offering
200,000 seats at its rock bottom return
price of 59.
Another cost saving option is to resist
the lure or the package. Lowcostbeds.
com, which sells hotels and apartments
online is reporting big sales increases
in the first week of 2009 as many
travellers look to source bargain flights
and accommodation separately
this year.

Choose your destination

wisely
Though currency in many of our
favourite holiday destinations is much

WWW.AAMBAL.CO.UK

more expensive than weve been used

to - Against the Euro the pound has
fallen by more than a third since July.
The Post Office now offering exchange
rates of less than 1 to 1, with the pound
exchanging at only USD1.40 on the
UK High Street, down from almost $2
in the summer - that isnt the case
everywhere.
Just because the value of the pound
is through the floor against most
currencies including the Euro, the
Dollar and other major currencies,
doesnt mean that there arent
great deals to be had. Choose your
destination wisely and use the credit
crunch to your advantage.

Money talks
Those looking to extract as much
value from their hard earned cash
as possible, this year might want to
consider South Africa as a hot value
holiday destination. Sterling is in fact
almost 10 stronger against the Rand
compared with its five-year average

to the pound in January 2008 to 187

in Jan 2009. Such is the value now
offered by Iceland that it has even been
selected by the Association of British
Travel Agents in its annual hotspots
list for the year ahead. Unsurprisingly
no Eurozone countries were chosen.
Mexico, where the pound is also
strong against the peso, was another
hotspot and well worth
close consideration.

Think local, act local

For those considering international
travel to be too much of a stretch you
might want to consider the beauty,
splendour and value of a holiday in
the UK. Fuel prices are well down on
last summer and there are plenty
of accommodation options and
deals with the cost of hotel rooms
falling nationally. In light of sterlings

The Turkish lira is at a similar rate

against sterling as it was a year ago and
there are plenty of other destinations
where you can also avoid that sinking
feeling when exchanging cash.
The Norwegian krone once offering
very poor value against the pound is
now evenly placed making Norway a
much more attractive and affordable
destination for UK visitors.
Bulgaria, Romania, Slovakia and parts
of the Czech Republic such as Bohemia
are also offering good value, not
necessarily because of the currency
value but because of the low cost of
living there. Competitive advantages
that other once cheap European
destinations such as Malta, Cyprus are
starting to lose.

Bargain breaks
The only real steal out there is
Iceland, home to Bjork, Sigur Ros and
recent financial disasters. Despite
its previous reputation for being
extremely expensive the original 5
pint of beer - the pound is now a third
stronger than last year, the kronur
having plunged against the pound
from an average of about 126 kronur

weakness and the economic uncertainty

its quite possible that last years
staying in the UK for a holiday is the
new going abroad fashion will gather
in strength.
With millions staying in the UK and a
reported 30 increase in UK camping
holidays though 2008 perhaps the
credit crunch has shown us the future?
There could be fewer more beautiful
islands to explore, though admittedly
the weather could be a little more
reliable. Low cost, low carbon footprint,
high value and youre guaranteed a 1 to
1 exchange rate.

- 1 C - Q 2009 43

Black Arrow R4 rocket and X3 flight spare satellite

Place to visit with your family

Ymost expensive cities in the world to

ou might think London is one of the

visit, but there are ways of making your

pound go further and spending time in
the capital on a budget. "Aambal" have
chosen some of the best ways to spend
your time in London without breaking
the bank.

Travel
The first thing to think about is how
youre going to get around town.
Paying for each individual journey soon
mounts up, so the most cash-friendly
way to travel around the city is to buy
an Oyster Card. Pre-pay Oyster cards

are charged with an amount of credit,

and you can make as many journeys
as you like in a 24 hour period (from
4:30am-4:30am) and you will always
be charged less than the price of an
equivalent Day Travelcard or One Day
Bus Pass. The aim is to ensure that
Oyster always charges the lowest fare.
Where it doesnt, you can get a refund.
You can either add a weekly, monthly
or longer period Travelcard or bus pass
to your Oyster card and combine with
pre-pay credit. Various discounts and
free travel are available for children,
students, the elderly and disabled
travellers.

Science Museum, 2000

free to the public and offer a wonderful

array of fascinating exhibitions. If
youre interested in science and
technology then the Science Museum
in South Kensington is a wonderful
building full of interactive displays.
The museum holds regular events and
actively encourages its visitors to touch
some of the exhibits.

The nearby halls of the Natural History

Museum are filled with every type of
example of the natural world. From the
colossal skeleton of a Brontosaurus
that dominates the Victorian splendour
of the entrance hall, to the displays of
the tiniest creatures from far-flung
corners of the globe; the museum is a
trip around the world in a day.
There are plenty of other museums
to choose from and nearly all of them
wont make any kind of dent into your
budget.

films (try Southall in West London or

the East End where there are large
Indian and Pakistani communities). The
major cinemas in the West End can be
expensive, particularly if you go to an
evening showing. But if youre prepared
to use your Oyster card or London
Pass to travel a little further out of
the centre of town then the outlying
cinemas offer discount ticket prices for
afternoon showings. Check a listings
magazine for further details.

Events
London has something happening
every day, from the Changing of the
Guard at Buckingham Palace to once a
year events like the London Marathon.
A good guidebook is a worthwhile
investment as it will detail when these
events take place and the best place to
see them from.

Museums

44

London has plenty of cinemas, showing

every type of film from the latest
Hollywood blockbuster to Arthouse
cinemas specializing in independent
films. There are also some cinemas in
the outer reaches of the capital that
concentrate on showing Bollywood

"Aambal" have chosen some of the

best ways to spend your time in London
without breaking the bank.

Once youve sorted out your travel

arrangements, there are plenty of
places to visit in London that are
cheap to get into or, in the best cases,
absolutely free!

Although they did try to impose

entrance fees a few years ago, most of
the major London museums are now

Cinema

Science Museum's most popular hands-on Light Table

AAMBAL - ISSUE 1 FEBRUARY - MARCH 2009

One of the best-known events is the

world-famous Notting Hill Carnival,
which takes place on the last weekend

WWW.AAMBAL.CO.UK

of August. Filled with colour and

music from around the world, the
Notting Hill Carnival is second only
to Rios carnival in atmosphere,
excitement and sheer exuberance
and, of course, its absolutely free
to watch. Be prepared for crowds
and aching feet from the irresistible
temptation to join in with the dancing.

Eating
Restaurants in London can be
expensive, but by hunting around
there are bargains to be had. If you
choose to eat in the West End, then be
prepared to pay West End prices. But
by moving slightly out of the bright
lights of Soho and Leicester Square
and exploring the winding backstreets
of W1, there are eateries that cater to
more restricted budgets.

Shows
Theatre tickets are notoriously
expensive, but you can pick up a
bargain if you are prepared to be
flexible about which show you go to
see and at what time. There's a tkts
booth in Leicester Square that sells
theatre tickets at half price (plus a
service charge). It is open 10am to
7pm Monday to Friday, 12pm to 3pm
WWW.AAMBAL.CO.UK

Sunday. Simply pop along to the

booth to see what they have available
for that day.

London Pass
The London Pass has been going
strong for 10 years, offering visitors
to the city free access to countless
attractions for a reduced price. A
one-day adult pass is 39, or 46
with travel, which gives you unlimited
travel throughout the capital on all
London Underground, Buses, Trams,
Docklands Light Rail and Over-ground
Trains within zones 1 6. The pass
gives you free entry to some of the
best attractions in the city, including
the Tower of London, London Zoo and
Hampton Court Palace.
If youre prepared to do a little
forward planning and shop around
for bargains, a trip to London doesnt
have to empty your wallet. It can be a
wonderful opportunity to see one of
the most vibrant cities in the world on
a very small budget, giving you more
cash to spend on the occasional treat
while youre there.

Place to visit with your family:

Science Museum
The Science Museum, London is open
7 days a week from 10.00 to 18.00

Entry is free
Advice for visitors:
Children must be supervised by an adult
at all times. The Science Museum is a
non-smoking venue
By Underground
South Kensington on the District, Circle
and Piccadilly lines.
A pedestrian subway runs directly from
the ticket barrier at South Kensington
station to the Main Entrance of the
Museum.
More information available:
http://www.sciencemuseum.org.uk

- 1 C - Q 2009 45

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Call us to place your

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Email: advertising@aambal.co.uk

...
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