SHILPA JAYESH PATEL

LIC INVESTMENT INNOVATOR

29/GOPINAGAR, KANJARI ROAD
HALOL, PANCHMAHAL.
MO:9428449243
e-mail. jayesh_patel16@yahoo.com

Multi - Plan Chart

Date : 10/07/2012

Wonder-Plan Quotation
Quotation No

: Xsdcf

Chart Date

: 10/07/2012

Name

: Sharmaji

Chart required upto

: 10/07/2048

Date of Birth

: 10/07/1968

I. T. Slab

: 30.90%

: 44

: 9.00%

Loan Interest Rate

Sec.80 CCE Inv. Limit

Sr.
No

Age

: 100000

Interim
Bonus
Rate

Loan Re-Investment Rate

: 0.00%

Maturity/S.B. proceeds Re-invt. Rate

: 0.00%

Sec.80 CCE Tax Rebate

: 30.90%

Assu
Bonus
Rate

Sum

M
d

Ltd.Pay. W.life - Profits

100000

70

70

Endowment With Profits

100000

48

60

Total :

200000

Year

Plan/Tm/
Prem. Tm

Plan Name

2012

5/21/21

2012

14/21/21

Assu
Step
Rate A/c

Basic
Premium

Installment
Premium

Annual
Premium

Mat
Date

0.00

4716

4816

4816

10/07/48

0.00

5283

5383

5383

10/07/33

9999

10199

10199 p.a.

Rider Details
Sr.
No

Plan/Tm/
Prem. Tm

Rider Name

Year

Rider
Sum

Rider
Term

Prem.
Term

Installment
Premium

Annual
Premium

Total
Premium Pd.

2012

5/21/21

2012

14/21/21

Double Accident Benefit

100000

21

21

100

100

2100

Double Accident Benefit

100000

21

21

100

100

2100

200

200

4200

Total :

200000

1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2012
2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.
3. ** If premiums paid during the year for any policy exceeds 20% of Sum Assured then Maturity proceeds will be taxable and
eligible amount for section 80 CCE rebate will be restricted to 20% of Sum Assured.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

SHILPA JAYESH PATEL

LIC INVESTMENT INNOVATOR
29/GOPINAGAR, KANJARI ROAD
HALOL, PANCHMAHAL.
MO:9428449243
e-mail. jayesh_patel16@yahoo.com

Multi - Plan Chart

Insurance Facts
Quotation No

: Xsdcf

Chart Date

10/07/2012

Name

: Sharmaji

Chart required upto

10/07/2048

Date of Birth

: 10/07/1968

I. T. Slab

30.90%

Age

Risk Cover

: 44

Year

Age

Normal

Accident

Annual
Premium

Tax
Saved

Net
Premium

Returns
From L.I.C.

New Loan
Available

Total Loan
Available

2012

44

211800

411800

10199

3151

7048

2013

45

226000

426000

10199

3151

7048

2014

46

239000

439000

10199

3151

7048

5500

5500

2015

47

252000

452000

10199

3151

7048

7250

12750

2016

48

265000

465000

10199

3151

7048

6000

18750

2017

49

278000

478000

10199

3151

7048

7000

25750

2018

50

291000

491000

10199

3151

7048

7750

33500

2019

51

304000

504000

10199

3151

7048

8000

41500

2020

52

317000

517000

10199

3151

7048

9000

50500

2021

53

330000

530000

10199

3151

7048

9750

60250

2022

54

343000

543000

10199

3151

7048

11500

71750

2023

55

356000

556000

10199

3151

7048

12250

84000

2024

56

369000

569000

10199

3151

7048

13000

97000

2025

57

382000

582000

10199

3151

7048

14000

111000

2026

58

397000

597000

10199

3151

7048

15500

126500

2027

59

411000

611000

10199

3151

7048

17250

143750

2028

60

425000

625000

10199

3151

7048

19250

163000

2029

61

439000

639000

10199

3151

7048

22500

185500

2030

62

453000

653000

10199

3151

7048

24750

210250

2031

63

468000

668000

10199

3151

7048

27250

237500

2032

64

483000

683000

10199

3151

7048

30500

268000

2033

65

262000

262000

231000

6000

97250

2034

66

276000

276000

6500

103750

2035

67

291000

291000

6500

110250

2036

68

308000

308000

6500

116750

2037

69

325000

325000

7000

123750

2038

70

343000

343000

7000

130750

2039

71

361000

361000

7250

138000

2040

72

379000

379000

7500

145500

2041

73

400000

400000

7500

153000

2042

74

427000

427000

7750

160750

2043

75

454000

454000

7750

168500

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

SHILPA JAYESH PATEL

LIC INVESTMENT INNOVATOR
29/GOPINAGAR, KANJARI ROAD
HALOL, PANCHMAHAL.
MO:9428449243
e-mail. jayesh_patel16@yahoo.com

Multi - Plan Chart

Risk Cover
Accident

Annual
Premium

Tax
Saved

Net
Premium

Returns
From L.I.C.

New Loan
Available

Total Loan
Available

486000

486000

7750

176250

77

508000

508000

8250

184500

78

530000

530000

8000

192500

2047

79

557000

557000

8250

200750

2048

80

557000

214179

66171

148008

788000

Year

Age

Normal

2044

76

2045
2046

Total :

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

SHILPA JAYESH PATEL

LIC INVESTMENT INNOVATOR
29/GOPINAGAR, KANJARI ROAD
HALOL, PANCHMAHAL.
MO:9428449243
e-mail. jayesh_patel16@yahoo.com

Multi - Plan Chart

Risk Cover
Annual Premium

Risk Cover v/s Premium

600000

500000

400000

300000

200000

100000

Year

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

48
2 ,0

45
2 ,0

42
2 ,0

39
2 ,0

36
2 ,0

33
2 ,0

30
2 ,0

27
2 ,0

24
2 ,0

21
2 ,0

18
2 ,0

15
2 ,0

2 ,0

12

SHILPA JAYESH PATEL

LIC INVESTMENT INNOVATOR
29/GOPINAGAR, KANJARI ROAD
HALOL, PANCHMAHAL.
MO:9428449243
e-mail. jayesh_patel16@yahoo.com

Multi - Plan Chart

Summary of Proposed Insurance

Quotation No

: Xsdcf

Chart Date

: 10/07/2012

Name

: Sharmaji

Chart required upto

: 10/07/2048

Date of Birth

: 10/07/1968

I. T. Slab

: 30.90%

Age

: 44

Maximum Risk Cover enjoyed (Normal)

Rs.

557000

Maximum Risk Cover enjoyed (Accidental)

Rs.

683000

Total Premium paid

Rs.

214179

Rs.

66171

Net Premium paid

Rs.

148008

Proceeds from LIC by way of Maturity / Sur. Bens.

Rs.

788000

Tax Payable

Rs.

Net after tax Payable

Rs.

788000

Compounded Value of LIC proceeds @ 0.00 % by 2048

Rs.

788000

Additional Gain through Loan re-cycling @ 0.00 %

Rs.

Rs.

788000

Less : Tax saved on premium

Net in hand as on 2048

Assumptions
--> Premium payments will save tax.
--> Returns will not be Re-invested in Section 80 CCE schemes.
--> Gains on Returns Re-investments will not be taxed.
--> Gains on Loans Re-investments will not be taxed.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.