NOTICE OF DEBT SETTLEMENT ACCEPTANCE Date: twenty-fourth day of July in the year of our Lord two thousand eleven

From: John Henry c/o Nation: Ohio Post road: Main Street one hundred twenty-three City: Mytown non-resident, without the United States To: Debt Payment Volunteer P.O. Box 100 Sheisterville, Oh. 12345

In Re: Your voluntary payment of ABC Bank account number 123abc Dear Debt Payment Volunteer: Regarding your letter of June 1, 2011, let me say thank you on behalf of JOHN H DOE. I'm sure that your purchase and extinguishing of the debt referred to in your correspondence, with no obligation on your part to do so, will be most appreciated and well received. As you know, a volunteer, stranger, or intermeddler is one who thrusts himself into a situation on his own initiative, and not one who becomes a party to a transaction upon the urgent petition of a person who is vitally interested, and whose rights would be sacrificed did he not respond to the importunate appeal. Laffranchini,39 Nev. 48, 153P. At 252. Parties may be considered volunteers if, in making a payment, they have no interest of their own to protect, they act without being requested to do so by the person liable on the original obligation. Henningsen v. United States Fidelity Guar. Co. 208 U.S. 404, 411 (1908); Smith v. State Sav. & Loan Ass'n, 175 Cal. App. 3D 1092, 1098, 223 Cal. Rptr.298, 301 (1986); Norfolk & Dedham Fire Ins. Co. v. Aetna Casuality & Surety Co., 132 Vt. 341, 318 A.2d 659, 661 (1974)). It is rare to find someone that will voluntarily settle someone else's obligation without even being asked to do so. I will certainly sing your praises to all around me as you clearly are living the idea of loving your neighbor as yourself. You might consider letting the holder to the title of JOHN H DOE know of your blessed actions in this matter. Should you require anything of me, please let me know. Blessings to you. In peace, By: __________________________ john henry free inhabitant, the geographic region commonly known as the nation Ohio