RJM Acquisitions LLC 801 PO Box 18006 soog Pease ween a RJM Acquisitions ee lauppauge, 5 ob Underhi nit Blvd. Suite 22 1005Sb1S03000002RJNPPS¥1220b ‘Syoss, *g* ; (516) 714-130 Bieecoli ae Temp-Return Service Requested Noe Homtabonrbapateteasdspm PERSONAL & CONFIDENTIAL November 22, 2006 a Seq # + 000 001 Maalalelfsssclatesallual bl Call Toll-Free (800) 651-4572 Se neeeeaeeeaeeeeeeeAUTOE: PAUL P LYSEK Pacem ere) 1G VALLEY VIEW CT HUNTINGTON NY 11743-5021 Re-+ PAUL-P LYSEK Original/Previous Creditor + CITIZENS BANK, N.A, OVERDRAFT/DDA ACCT Oriyinal/Previous Creditor's Account # + 5940336415 GUN a ee) Balance due ¢ $1,398.31 $ [00.9% SETTLEMENT PROPOSAL 12f20he RJM Acquisitions LLC ("RJM") is the owner of the above referenced account. Rased upon a review of this account, RIM is pleased to accept the sum of $1,118.64 in full satisfaction of the above referenced account. The $1,118.64 is tu be paid as follows: = Down payment of $93.22 is due by December 22. 2006. Then. = — $93.22 a month beginning January 22, 2007 and continuing each month until the proposed settlement balance of $1,118.64 is paid. Upon receipt and clearance of the final payment in accordance with the above terms, this account will be paid in full, and, to the extent possible. RIM's reporting with Trans-Union and Experian will be updated to show the account "paid" with a zero balance. Please enclose the bottom portion of this letter along with your payment. We have enclosed a postage paid return envelope tor your convenience. Please Note: All payments will be applied toward the proposed settlement balance of $1,118.64 as long as you keep the above arrangements. METHODS OF PAYMENT ACCEPTED: You can fc Cotte following means: CHECK. MONEY ORDER. WESTERN UNION QUI ck COLLECT (call for information), CHECK BY PHONE (call for details), AND MO: NIT CARNS (see helow) NO CASH PLEASE This is an attempt to collect a debt. Any information obtained will be used for that purpose. Please see important information on reverse side. This communication is from a debt collector.