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(D) “Trustee” is FIDELITY NATIONAL TITLE COMPANY. Trustee’s address is 10618 SE KENT KANGLEY ROAD #204 DEPENDABLE ESCROW LLC, KENT, WA 98031. (E)_ “MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns, MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number ‘of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (F) “Agreement” means the Home Equity Line of Credit Agreement and Promissory Note signed by Borrower and dated April 6, 2005, The Agreement states Lender has agreed to make advances to Borrower under the terms of the Agreement, such advances to be of a revolving nature. The total outstanding principal balance owing at any one time under the Agreement (not including charges and collection costs which may be owing from time to time under the Agreement) not to exceed the Credit Limit of Ninety Seven Thousand Seven Hundred and 00/100ths Dollars (U.S. $97,700.00) plus interest. Borrower has promised to pay the total outstanding balance in Periodic Payments and to pay the entire