Sei sulla pagina 1di 10

Simulação de juros compostos

por Conrado Navarro


www.dinheirama.com

Aporte inicial = O quanto você já tem para começar a investir


Aporte mensal = O quanto você investirá mensalmente neste portfólio
Rentabilidade mensal = O quanto sua aplicação rende em termos reais, ou seja, descontada
a inflação. Exemplo: se sua carteira rende 1% ao mês e a inflação é de 0,34% no mesmo
período, então sua rentabilidade real é de 0,66%

Os dados em verde são os que você deve editar

Aporte inicial R$ 20,000.00


Aporte mensal R$ 100.00
Rentabilidade mensal 0.50%

Mês Juros Acumulado


1 0.00 20,100.00
2 100.50 20,300.50
3 101.50 20,502.00
4 102.51 20,704.51
5 103.52 20,908.04
6 104.54 21,112.58
7 105.56 21,318.14
8 106.59 21,524.73
9 107.62 21,732.35
10 108.66 21,941.01
11 109.71 22,150.72
12 110.75 22,361.47
13 111.81 22,573.28
14 112.87 22,786.15
15 113.93 23,000.08
16 115.00 23,215.08
17 116.08 23,431.15
18 117.16 23,648.31
19 118.24 23,866.55
20 119.33 24,085.88
21 120.43 24,306.31
22 121.53 24,527.84
23 122.64 24,750.48
24 123.75 24,974.24
25 124.87 25,199.11
26 126.00 25,425.10
27 127.13 25,652.23
28 128.26 25,880.49
29 129.40 26,109.89
30 130.55 26,340.44
31 131.70 26,572.14
32 132.86 26,805.00
33 134.03 27,039.03
34 135.20 27,274.22
35 136.37 27,510.60
36 137.55 27,748.15
37 138.74 27,986.89
38 139.93 28,226.82
39 141.13 28,467.96
40 142.34 28,710.30
41 143.55 28,953.85
42 144.77 29,198.62
43 145.99 29,444.61
44 147.22 29,691.83
45 148.46 29,940.29
46 149.70 30,189.99
47 150.95 30,440.94
48 152.20 30,693.15
49 153.47 30,946.62
50 154.73 31,201.35
51 156.01 31,457.36
52 157.29 31,714.64
53 158.57 31,973.22
54 159.87 32,233.08
55 161.17 32,494.25
56 162.47 32,756.72
57 163.78 33,020.50
58 165.10 33,285.60
59 166.43 33,552.03
5 anos 60 167.76 33,819.79 Em 5 anos:
61 169.10 34,088.89 Só de juros
62 170.44 34,359.34 Retido IR
63 171.80 34,631.13
64 173.16 34,904.29 Liquido
65 174.52 35,178.81 Renda mensal
66 175.89 35,454.70
67 177.27 35,731.98
68 178.66 36,010.64
69 180.05 36,290.69
70 181.45 36,572.14
71 182.86 36,855.00
72 184.28 37,139.28
73 185.70 37,424.98
74 187.12 37,712.10
75 188.56 38,000.66
76 190.00 38,290.66
77 191.45 38,582.12
78 192.91 38,875.03
79 194.38 39,169.40
80 195.85 39,465.25
81 197.33 39,762.58
82 198.81 40,061.39
83 200.31 40,361.70
84 201.81 40,663.50
85 203.32 40,966.82
86 204.83 41,271.66
87 206.36 41,578.01
88 207.89 41,885.90
89 209.43 42,195.33
90 210.98 42,506.31
91 212.53 42,818.84
92 214.09 43,132.94
93 215.66 43,448.60
94 217.24 43,765.84
95 218.83 44,084.67
96 220.42 44,405.10
97 222.03 44,727.12
98 223.64 45,050.76
99 225.25 45,376.01
100 226.88 45,702.89
101 228.51 46,031.41
102 230.16 46,361.56
103 231.81 46,693.37
104 233.47 47,026.84
105 235.13 47,361.97
106 236.81 47,698.78
107 238.49 48,037.28
108 240.19 48,377.46
109 241.89 48,719.35
110 243.60 49,062.95
111 245.31 49,408.26
112 247.04 49,755.30
113 248.78 50,104.08
114 250.52 50,454.60
115 252.27 50,806.87
116 254.03 51,160.91
117 255.80 51,516.71
118 257.58 51,874.30
119 259.37 52,233.67
10 anos 120 261.17 52,594.83 Em 10 anos:
121 262.97 52,957.81 Só de juros
122 264.79 53,322.60 Retido IR
123 266.61 53,689.21
124 268.45 54,057.66 Liquido
125 270.29 54,427.95 Renda mensal
126 272.14 54,800.09
127 274.00 55,174.09
128 275.87 55,549.96
129 277.75 55,927.71
130 279.64 56,307.34
131 281.54 56,688.88
132 283.44 57,072.33
133 285.36 57,457.69
134 287.29 57,844.98
135 289.22 58,234.20
136 291.17 58,625.37
137 293.13 59,018.50
138 295.09 59,413.59
139 297.07 59,810.66
140 299.05 60,209.71
141 301.05 60,610.76
142 303.05 61,013.81
143 305.07 61,418.88
144 307.09 61,825.98
145 309.13 62,235.11
146 311.18 62,646.28
147 313.23 63,059.51
148 315.30 63,474.81
149 317.37 63,892.19
150 319.46 64,311.65
151 321.56 64,733.21
152 323.67 65,156.87
153 325.78 65,582.66
154 327.91 66,010.57
155 330.05 66,440.62
156 332.20 66,872.83
157 334.36 67,307.19
158 336.54 67,743.73
159 338.72 68,182.44
160 340.91 68,623.36
161 343.12 69,066.47
162 345.33 69,511.81
163 347.56 69,959.36
164 349.80 70,409.16
165 352.05 70,861.21
166 354.31 71,315.51
167 356.58 71,772.09
168 358.86 72,230.95
169 361.15 72,692.11
170 363.46 73,155.57
171 365.78 73,621.34
172 368.11 74,089.45
173 370.45 74,559.90
174 372.80 75,032.70
175 375.16 75,507.86
176 377.54 75,985.40
177 379.93 76,465.33
178 382.33 76,947.65
179 384.74 77,432.39
15 anos 180 387.16 77,919.55 Em 15 anos:
181 389.60 78,409.15 Só de juros
182 392.05 78,901.20 Retido IR
183 394.51 79,395.70
184 396.98 79,892.68 Liquido
185 399.46 80,392.15 Renda mensal
186 401.96 80,894.11
187 404.47 81,398.58
188 406.99 81,905.57
189 409.53 82,415.10
190 412.08 82,927.17
191 414.64 83,441.81
192 417.21 83,959.02
193 419.80 84,478.81
194 422.39 85,001.21
195 425.01 85,526.21
196 427.63 86,053.84
197 430.27 86,584.11
198 432.92 87,117.03
199 435.59 87,652.62
200 438.26 88,190.88
201 440.95 88,731.84
202 443.66 89,275.50
203 446.38 89,821.87
204 449.11 90,370.98
205 451.85 90,922.84
206 454.61 91,477.45
207 457.39 92,034.84
208 460.17 92,595.01
209 462.98 93,157.99
210 465.79 93,723.78
211 468.62 94,292.40
212 471.46 94,863.86
213 474.32 95,438.18
214 477.19 96,015.37
215 480.08 96,595.45
216 482.98 97,178.42
217 485.89 97,764.32
218 488.82 98,353.14
219 491.77 98,944.90
220 494.72 99,539.63
221 497.70 100,137.33
222 500.69 100,738.01
223 503.69 101,341.70
224 506.71 101,948.41
225 509.74 102,558.15
226 512.79 103,170.94
227 515.85 103,786.80
228 518.93 104,405.73
229 522.03 105,027.76
230 525.14 105,652.90
231 528.26 106,281.16
232 531.41 106,912.57
233 534.56 107,547.13
234 537.74 108,184.87
235 540.92 108,825.79
236 544.13 109,469.92
237 547.35 110,117.27
238 550.59 110,767.86
239 553.84 111,421.70
20 anos 240 557.11 112,078.81 Em 20 anos:
Só de juros
Retido IR

Liquido
Renda mensal

Copyright © Conrado Navarro - www.dinheirama.com - 2007


r
7,819.79
1,172.97 15%

32,646.82
130.85
20,594.83
3,089.23 15%

49,505.61
203.71
39,919.55
5,987.93 15%

71,931.62
301.99
68,078.81
10,211.82 15%

101,866.98
434.54

- 2007

Potrebbero piacerti anche