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CHAPTER 3

BANK PROFILE
BACKGROUND
Ujjivan Financial services pvt ltd (ujjivan) was incorporated in 2005 as a NBFC
by RBI.
In aug 2008 the company became a member of womens world banking
network. The company provides financial services to the economically active
poor to help alleviate poverty.

Bank Profile:
Ujjivan is a microfinance institution serving the economically active poor
customers in urban and semi urban areas. The product portfolio of the
company comprises various loans for individual business, livestock, housing
bazaar, safe water, emergency, education, top up, combo and family loans.
Ujjivan provides business loan in range of RS 8000 to Rs 25000 to self
employed women to support their business needs such as working capital,
capital equipment expenditure. Vocational training, repayment of high cost
debt etc.
Our bank was originally incorporated as Ujjivan financial servicesa pvt ltd on
December 28, 2004 at Bengaluru, Karnataka.
India as a private limited company under the companies act, 1956 pursuant
to a certificate issued by the reserve bank of india

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