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EJEMPLO VAN Y TIR

Prstamo

280000

Tasa de interes anual

14.00%

Tasa de interes mensual


periodos

1.0978852%
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Pago periodico

S/. 13,334.69

Seguro Desgravamen

0.08260%

Periodo
Meses

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
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SERVICIO DE LA
Saldo

S/. 280,000.00
S/. 269,839.81
S/. 259,559.67
S/. 249,158.19
S/. 238,633.91
S/. 227,985.39
S/. 217,211.18
S/. 206,309.77
S/. 195,279.67
S/. 184,119.37
S/. 172,827.32
S/. 161,401.97
S/. 149,841.74
S/. 138,145.05
S/. 126,310.28
S/. 114,335.80
S/. 102,219.97
S/. 89,961.11
S/. 77,557.53
S/. 65,007.54
S/. 52,309.39
S/. 39,461.34
S/. 26,461.62
S/. 13,308.45

DEUDA (METODO FRANCES)

Interes
Seguro
Amortizacion
Pago
Desgravamen
Periodico
S/. 3,074.08
S/. 231.28 S/. 10,160.19 S/. 13,465.55
S/. 2,962.53
S/. 222.89 S/. 10,280.13 S/. 13,465.55
S/. 2,849.67
S/. 214.40 S/. 10,401.49 S/. 13,465.55
S/. 2,735.47
S/. 205.80 S/. 10,524.28 S/. 13,465.55
S/. 2,619.93
S/. 197.11 S/. 10,648.51 S/. 13,465.55
S/. 2,503.02
S/. 188.32 S/. 10,774.22 S/. 13,465.55
S/. 2,384.73
S/. 179.42 S/. 10,901.41 S/. 13,465.55
S/. 2,265.04
S/. 170.41 S/. 11,030.10 S/. 13,465.55
S/. 2,143.95
S/. 161.30 S/. 11,160.30 S/. 13,465.55
S/. 2,021.42
S/. 152.08 S/. 11,292.05 S/. 13,465.55
S/. 1,897.45
S/. 142.76 S/. 11,425.35 S/. 13,465.55
S/. 1,772.01
S/. 133.32 S/. 11,560.23 S/. 13,465.55
S/. 1,645.09
S/. 123.77 S/. 11,696.69 S/. 13,465.55
S/. 1,516.67
S/. 114.11 S/. 11,834.77 S/. 13,465.55
S/. 1,386.74
S/. 104.33 S/. 11,974.48 S/. 13,465.55
S/. 1,255.28
S/. 94.44 S/. 12,115.83 S/. 13,465.55
S/. 1,122.26
S/. 84.43 S/. 12,258.86 S/. 13,465.55
S/. 987.67
S/. 74.31 S/. 12,403.57 S/. 13,465.55
S/. 851.49
S/. 64.06 S/. 12,550.00 S/. 13,465.55
S/. 713.71
S/. 53.70 S/. 12,698.15 S/. 13,465.55
S/. 574.30
S/. 43.21 S/. 12,848.05 S/. 13,465.55
S/. 433.24
S/. 32.60 S/. 12,999.72 S/. 13,465.55
S/. 290.52
S/. 21.86 S/. 13,153.18 S/. 13,465.55
S/. 146.11
S/. 10.99 S/. 13,308.45 S/. 13,465.55

S/. 40,152.36 S/. 3,020.89

S/.
280,000.00

S/.
323,173.25

-280000

S/. 13,465.55

S/.
13,465.55

S/.
13,465.55

TIR MENSUAL
TIR ANUAL

1.180485219
5%
15.12273356
39%

VNA S/. 282,747.87

S/.
S/.
13,465.55 13,465.55

S/.
S/.
13,465.55 13,465.55

S/.
13,465.55

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