The

Lazy
Cats
Guide
to
the
Stock Market
[casual, simple or fhand-written font] [colored background]

Logo

The lazy cats way to make

your money work for you [script
font]

If
making
money
from
the stock
market
was
a
job,
it
would
the best job in the world. be
no boss
no start time
no physical labor
no monotonous work
can do as little or as much as
you like
have thousands of employees
working for you that you dont
have to babysit
no bias or discrimination
because of your age, gender,
looks, personality, athletic
ability (or inability)

Why
in the
stockinvest
market?

You work hard for your

money.
Make your money work hard
for you.
The stock market is one of
the most consistent

money makers throughout

its history.
Because of the power of
compounding, it can turn
a little bit of money into a
big stack of money.
It is the simplest, easiest,
lazy cats way to earn
money.

So how does
thework?
stock
market
You give money to a company
They
use it to increase their
business
Everyone
in the company works
hard
If
all goes
well, you receive more
money
back

In
theisstock
time
your market,
friend . . .

The
earlier
you
start, the
more of
money
you
will
make
because
the power of compounding.
If
youainvest
$100$8
every
yearwith
(only
little
over
month)
the
11 percent return in
the average
stock market,
[cat stretching graph]
after 10
years
you will
have
$
1,700
years
$ 20
6,500
30 years
$ 40
20,129
years
$ 50
58,827
years
$168,706

C a s s i e vs. K o h l m e i e r
This
is Cassie.
She
iswalks
18 years
old,
enjoys
****
and
along
the beach.
This is Mr. Kohlmeier.
He
works
at
Santa
Susana
High
School
as
an
English
teacher
with
many
years
of experience.
He
is
one
of
the
favored
teachers by the students.
He
is married and has **
children.
The Competition
If
Cassie
starts now at
18
years
old
and
invests
$1,000
each
year
for
15
years
until
she is
33
years
old
total
invested
$15,000
and . . .
If
Mr. Kohlmeier
starts now 50
years
old
and
invests
$5,000
each
year
for
15
years
until
he is
65
years
old
total
invested
$75,000
(5x as much)
Who ends at
upage
with65?
more money
Cassie
earned:
$1,200,000
Mr.
Kohlmeier earned:
$
200,000

[photo
of Cassie with crown and
scepter]
[Mr.
Kohlmeier looking
disapprovingly]

Now
time is
. . the
. best

Time
is your friend in the stock
market,
but
any dont
age. let that stop anyone at
Making
your
money work for you
is
always
beneficial,
no matter your age.
My
grandparents,
in their
80s,
still
invest
in
the
stock
market
and
enjoy competing with each
other.

Who can invest?

Anyone
retirees.can invest from kids to
You
needand
a social
security
number
a
photo
ID
(and
sometimes
a
birth
certificate)
If
youre
under
18,
Mom
or Dad
will
have
to
sign
for
you
with
a
joint account.
But
thats
okay,
you
can still
invest
like
a
boss
without
their
help,
once
you
set
up
your
online
account.
I dont
have enough

money to invest . . .

If you eat at McDonalds or head

to
Starbucks,
then
you
haveEven
plenty
of
money
to
invest.
if
your money
is
from cars, you
babysitting
or
washing
have enough money to invest.
Starbucks
principle:
If you give
up
one
$5
trip
to
Starbucks
every
week
and
invest
the you
money
in
the
stock
market,
will have:
$48,000 in 30
years orOver
years Over $140,000 in 40
Would
rather
have now?
$100K
later oryou
a cup
of coffee

The
lazysome
cats money
way of aside
putting
to invest . . .

One
of the
most
simple
yet is
powerful
tools
for
investing
one
little
drop
at atool
time.
If you
make
this
simple
a
habit,
you
earnpeers.
more money than
90%will
of your
Every
time
you get paid
or
receive
a
paycheck,
pay
yourself
first.
Youre
worth
it.
Youve
worked
hard
for
yourgo
money
and
now
let
your
money
to
work
for you.
With
every
paycheck,
take some
of
it
and
move
it
to
a
savings
account
so that its
not in your
regular
spending
account.
In a
month
or
a
few
months,
invest
the
amount
your savings
account
intofrom
the stock
market.
Decide
on how
muchCan
youyou
would
like
to
pay
yourself.
manage
5%, paycheck
or 10% orto
even
20%
of
your
make
your money go to work for
you?

As
soon
as youre
you areready
paid,to
tuck it
away
until
invest.
This
tiny habit can make you a
millionaire.

How
to start
investing
...

First
step,isget
an
online broker.
A
broker
the
company
that
does all of the work for you.
You
tell
them
howormany
stocks
you
want
to
buy
sell,
and
they
do it for you.
Some
well-known online brokers
are:

Scottrade

Ameritrade

TradeKing

ETrade
Scottrade
ins and outs .

..

Well
use since
Scottrade
as one
an of the
example
theyre
oldest online brokers.
Scottrade
has in
numerous offices
including
one
Thousand Oaks.
Call
them andtoset
up your
an
appointment
start
account.
Bring
your
social
security
card
and
photo
ID. (Ask
them
if
you
need
your
birth
certificate.)
By
the
way
. . . or
if youre
under
18,
bring
Mom
Dad
with
you,
plus
their
social
security
card
and
photo up
ID. your online
Setting

account

Decide
how
much
money
you
want
to
start
with.
You
dont
have
to decide
which
stocksisto
pick
yet
until
your
account
set
up.

Give
Scottrade
a check
forwith
the -amount
you
want
to
start
$100, $150, $200 or more.
(If
you dont
have
a checking
account,
hand
Mom
your
cash
and
have
her
write
a
check
to
Scottrade,
or
go
to
the
bank
and
get
a
money
order.
Scottrade
does not take cash.)
Scottrade
will give
you
an
account
number
and
deposit
your
checks amount
into your
new Scottrade
account.
When
youre over
18
and
have
a
bank
account,
you
can
easily
set
up
your checking
account to
transfer
to
your
Scottrade
account,
moving
money
from
the
bank
to
Scottrade
over
the
internet.
It
is now
up to you and
to log
on,
create
a
password
start
purchasing stocks.
Scottrades account home page
Dont
let
thefool
complexity
of this
home
page
you.
Once
you
get
familiar
with
it,
it
is
very
simple.
Your
account
information
in the
middle
of
the
Scottrade
home
page
is what youre
after.
This
information
shows
that my
stocks
are
worth
$228
and I have almost $23 left if I

want to buy more stock.

$251.06
22.65
$228.41

This
also
shows
mychange
one-year
history
which
I
can
to 1
week,
1
month,
3
months,
6
months, 1 year and more.
It
is second
easy tostock
see that
I purchased
my
in
June
of last
year.

Symbols
find themand how to

Stock
symbols
are nothing
more
than
a
simple
code
for
each
company.
The
majority
of online
trading is
through
Nasdaq

the
organization
that tracks,
lists
and
trades
stocks
and
provides
the
information
online.
Nasdaq
uses
these
company
codes
to in
list
the
companys
information
an easy and simple way.
If
youre interested
in a you
company,
such
as
Target,
can
find
their stockthrough
symbol and
their
performance
Scottrade,
or simply
Google
Target
stock
symbol
and aup.
wealth of information pops
TheTGT
stock symbol for Target is:
and
has over
donethe
wellyears.
for
theirTarget
investors
The stock symbol for Blizzard

Entertainment
is: owned
ATVI by
because
they
are
Activision
Blizzard
also done very well
over the has
years.
Think like an investor . . .
When
your
money
isworld
working
for
you,
you
look
at
the
a
little
differently.
Watch
for latest new
opportunities
and
the
technology.
What
companies
do you use all
of the
time?
Netflix?
Blizzard?
McDonalds?
Google?
Find
how theyre doing in the
stockout
market.
Choosing stocks . . .
There
are
numerous
ways to
choose
stocks,
including
formulas
from
the
professionals
and
looking
at
all
of
the
companys
market
indicators
that the pros say to watch.
For
the beginning
lazy
cat,
choose
stocks
that
are
familiar
to
you.
If
you
use
Google
every
day,
take
a
look
at
their
stock
history.
If you know
that
Blizzard
will
be
releasing
a
new
game
soon,
takeand
a look
at
theirtheir
stock.
If
its
low
you
think
new
is then
goinginvest.
to be the
latestgame
craze,

Blue Chip Stocks . . .

Investing
in Blue
Chip
Stocks
is
usually
a
safe
bet
if
youre
not
sure where to put your money.

Blue
Chip Stocks
are the
companies
that
have
been even
consistently
making
money
during
downtimes
companies
such
as
Visa,
WalMart,
Walt
Disney, etc.
Google
Blue
Chip Stocks
andup
a
wealth
of
information
will
pop
at your disposal.

Get it and forget it . . .

The
professional
stock
marketers,
such
as
The Motley
Fools
and
Warren
Buffett,
say
that
the
best
way
to
purchase
stocks
is to
buy a solid stock and
then
hold
it:
The Buy and Hold strategy
.and
. . or
for the
forget
it lazy cat: get it
The
average
person
has aand
life
outside
the
stock
market
doesnt
have
time
to watch
the
market
like
a
day
trader.
For
the
lazy
cat,
this
is
the
best
way
to
use the stock market.
Stick
with
your
stock
anddown.
dont
sell
it
every
time
it
goes
If
it is
a solid performing stock, it
will
fluctuate.
It
willitgo
upeventually
. . . it will go
down
..
.much
but
will
make
you
more money than your
initial investment.

Trading
Stocks
through
an online
broker

All
of the
online
stock
brokers
charge
a
fee
for
doing
business
with them.
Scottrade
charges
$7 every
time
you
buy
or
sell
a
stock.
It
is
a
one-time
fee.
Scottrade
does
not make money on your

account
when you make money
from stocks.
Decide
before
you purchase
stocks
the
minimum
amount
you
want
to
buy
keeping
the
online
brokers
fee in mind.
You mayof
want
to
purchase
a
minimum
$200
in one
stock
so that the
one-time
fee
for
Scottrade
is to
3.5%
of
your
money.
It
is
up
you.
How to buy stocks with

Scottrade

Under
yourclick
account
at Trade
Scottrade,
on
the
tab.
Under Buy/Sell I chose
Buy
Under
share.Shares I placed 1
Under
Symbol
I typedlatest
TGT
for
Target
and
Targets
share
right. price popped up to the
Targets
price
isenough
$81.80money
per
share.
If
I
had
in
my Iaccount
(currently
at
$22),
would
click
on
Review
Order and then Buy.
Its
that
simple!
Scottrade
sends
the
order
to
purchase
1 share of Target stock.

simple portfolio . . .
My

Portfolio
is you
just own
a fancy
word
for
the
stocks
and
how
much theyre worth.
Ibabysitting
invested some
of my
money
15
months
ago
and
then
some
more
in June
of last year.

Here
is my
February
1,portfolio
2016: as of
Blizzard
Entertainment
$139
89 Adobe
TOTAL
$228
My
initial
investment
for both
of my
stocks
was:
$178
Current market
$228value is worth:
Over
the past
15 months, I
have
earned:
$50
That
doesnt
seem
like much,
until
you
realize
that:
Ithis
have
done nothing to make
$50
IAdobe
own part of Blizzard and
Thousands
of for
employees
are
working hard
me
.power
. . andofthen
compute in the
compounding
At
this current rate, if I continue
investing
just
$10
a month,
at
the
average
market
return of 11% . stock
..
after
10
years
I will have
$ 20
2,654
years
$ 30
9,542
years
$ 40
29,102
years
$ 50
84,639
years
$242,333
The power of compounding!

If
I continue investing just $20 a
month,
at
the average
market
return
of 11% . stock
..
after
10
years
I will have
$ 20
4,660
years
$ 17,246
30 years
$ 40
52,984
years
$ 154,458
50 years
$ 442,585
The power of compounding!
If
I want
to invest like a boss at
$100
a
month,
at
the average
market
return
of 11% . stock
..
after
1020,713
years
I will have
$ 20
years
$ 30
78,881
years
$ 40
244,044
years
$ 50
713,011
years
$2,044,606
The power of compounding!
Play
with the Power
Compounding
. . . of
Dont
me? Playat:
with the
powerbelieve
of compounding
investor.gov/tools/calculators/compou
nd-interest-calculator

Fluctuations
stock marketin the

The
stock
market
goes
up and
it
goes
down
.
.
.
but
overall,
over
a
long period
of time, the stock
market
goes up.
The
stock market
has at 10.5%
consistently
performed
overall
going
up mean
for many
years,
but
that
doesnt
all
of
your
stocks
will
go
up
10.5%
this
year.
Some
stocks
willwill
gogo
up by
30%
and
some
sticks
down
by 30% and everything in
between.
Its
upand
to you
towith
choose
a solid
stock
stick
it
through
some of the down times.

Investments
are not
bills . . .

Once
you market,
put money
aside
for
the
stock
think
of
it
differently
than
money
needed
for
bills.
You
will
have
bills
day for the rest of your life.every
Think
of your
investment
money
as
slowly
building
a
castle.
Dont
take money
away
from
your
castle
unless
you
absolutely
have
to or
after
youve
built
a
good
solid
foundation on your castle.
Dont
wait
until Now
you get
outtime
of
debt
to
invest.
is
the
to
start
investing
and
building
your
castle.
Your
bills
will never
end
until
death.
Lazy Cats Guide
This
simple
guide
to the
stock
market
is
for
anyone
and
everyone
from
kids is
tothe
retirees.
This
lazy
cats
guide
simplest
and most
effectiveto
way
to
make
money
(according
the pros).
Time
is your
best resource
the stock
market.
Start for

investing while youre young.

Start
investing
even
if youre
middle-aged
or
facing
retirement.
Having
your money
work
for
you
is
always
beneficial.
Dont
the bills
away. wait
Theyfor
never
will. to go
Be
consistent
and
investhave
a little
bit
at
a
time.
You
dont
to
be
rich
to
invest.
It
doesnt
matter
muchhow
money
make, ithow
matters
you you
use it.
The
only
way
to go
from
hereask
is
up.
Learn
more,
read
more,
questions
. . . way!
and get started
the lazy cats

Resources

The
catsresources
guide: used for the lazy
Guide
The Motley
Fool Investment
for Teens
Women
Suze Ormans
-- Smart
Finish Rich
Warren Buffett