ESTIMATION OF INTEREST ON TER

Quarter

10

i
ii
iii
iv
i
ii
iii
iv
i
ii
iii
iv
i
ii
iii
iv
i
ii
iii
iv
i
ii
iii
iv
i
ii
iii
iv
i
ii
iii
iv
i
ii
iii
iv
i
ii
iii
iv

Opening Balance
100.00
100.00
100.00
100.00
100.00
97.22
94.44
91.67
88.89
86.11
83.33
80.56
77.78
75.00
72.22
69.44
66.67
63.89
61.11
58.33
55.56
52.78
50.00
47.22
44.44
41.67
38.89
36.11
33.33
30.56
27.78
25.00
22.22
19.44
16.67
13.89
11.11
8.33
5.56
2.78

Repayment
0.00
0.00
0.00
0.00
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778
2.778

Closing
Balance
100.00
100.00
100.00
100.00
97.22
94.44
91.67
88.89
86.11
83.33
80.56
77.78
75.00
72.22
69.44
66.67
63.89
61.11
58.33
55.56
52.78
50.00
47.22
44.44
41.67
38.89
36.11
33.33
30.56
27.78
25.00
22.22
19.44
16.67
13.89
11.11
8.33
5.56
2.78
0.00

Interest Total Interest

2.25
2.25
2.25
2.25
2.25
2.19
2.13
2.06
2.00
1.94
1.88
1.81
1.75
1.69
1.63
1.56
1.50
1.44
1.38
1.31
1.25
1.19
1.13
1.06
1.00
0.94
0.88
0.81
0.75
0.69
0.63
0.56
0.50
0.44
0.38
0.31
0.25
0.19
0.13
0.06

9.00

8.63

7.63

6.63

5.63

4.63

3.63

2.63

1.63

0.63

11

i
ii
iii
iv

0.00
-2.78
-2.78
-2.78

2.778
0.000
0.000
0.000

-2.78
-2.78
-2.78
-2.78

0.00
-0.06
-0.06
-0.06
Total

Year

Interest
Principal
Outstanding Balance
Cummulative Principal repayment

-0.19
50.44

9.00
0.00
100.00
0.00

8.63
11.11
88.89
11.11

7.63
11.11
77.78
22.22

6.63
11.11
66.67
33.33

N OF INTEREST ON TERM LOAN

Total
Repayment

0.00

11.11

11.11

11.11

11.11

11.11

11.11

11.11

11.11

11.11

Main Debt
Any Other Debt
Total Loan
Moratorium
No.of Instalments
Instalment amount
Repayment commences from
Rate of Interest
1/10th of Loan

100.00
0.00
100.00
4.00
40.00
2.778
1st Quarter of Year 2
9.00%
10.00

2.78
102.78
5

10

11

5.63
11.11
55.56
44.44

4.63
11.11
44.44
55.56

3.63
11.11
33.33
66.67

2.63
11.11
22.22
77.78

1.63
11.11
11.11
88.89

0.63
11.11
0.00
100.00

-0.19
2.78
-2.78
102.78

(Figures in Rs Lacs)

12

13

14

15

16

17

18

19

20

21

22

23

24

25