UNIVERSIDAD NACIONAL TORIBIO RODRGUEZ DE

MENDOZA DE AMAZONAS

FACULTAD DE CIENCIAS EMPRESARIALES

VII CURSO DE TITULACIN Y ACTUALIZACIN

TURISMO Y ADMINISTRACIN
MDULO: GERENCIA FINANCIERA

ECON. MANUEL ANTONIO MORANTE DVILA.

1

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12

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CUOTAS CRECIENTES
TET

MONTO DEL PRESTAMO

3.78%

Periodo de pago

PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12
TOTAL

$. 600,000

12 trimestres

AMORTIZACION

INTERESES

PAGO TOTAL

7692.31
15384.62
23076.92
30769.23
38461.54
46153.85
53846.15
61538.46
69230.77
76923.08
84615.38
92307.69
600000

22680
22680
22680
22680
22680
22680
22680
22680
22680
22680
22680
22680
272160

30372.30769
38064.61538
45756.92308
53449.23077
61141.53846
68833.84615
76526.15385
84218.46154
91910.76923
99603.07692
107295.3846
114987.6923
872160

SALDO
600000
592307.69
576923.08
553846.15
523076.92
484615.38
438461.54
384615.38
323076.92
253846.15
176923.08
92307.69
0.00

DEUDA EXTINGUIDA
0
7692.307692
23076.92308
46153.84615
76923.07692
115384.6154
161538.4615
215384.6154
276923.0769
346153.8462
423076.9231
507692.3077
600000

22

CUOTAS FLAT
MONTO DEL PRESTAMO
TET
3.78%
Periodo de pago

PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12
TOTAL

$. 600,000
12 trimestres

AMORTIZACION

INTERESES

PAGO TOTAL

50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
600000

22680
22680
22680
22680
22680
22680
22680
22680
22680
22680
22680
22680
272160

72680
72680
72680
72680
72680
72680
72680
72680
72680
72680
72680
72680
872160

SALDO
600000
600000
600000
600000
600000
600000
600000
600000
600000
600000
600000
600000
600000

DEUDA EXTINGUIDA
0
50000.00
100000.00
150000.00
200000.00
250000.00
300000.00
350000.00
400000.00
450000.00
500000.00
550000.00
600000.00

Perodo

Amortizacin

Intereses

Pago Total

Saldo

Deuda Extinguida

Mtodo

Total

600,000

147,427.74

747,427.74

0.00

600,000.00

Alemn

Total

600,000

157,423.43

757,423.43

0.00

600,000.00

Francs

Total

600,000

272,174.30

872,174.30

0.00

600,000.00

Americano

Total

600,000

272,160.00

872,160.00

0.00

600,000.00

Crecientes

Total

600,000

272,160.00

872,160.00

0.00

600,000.00

Flat