Everyone talks about risks in a financial and monetary sense.

I would try to give a

different perspective. The three risks which I come across as a 23 year old are:
1. When I choose to speed my car when I see the yellow light. I am taking the
risk of going through red light which might result in a deadly accident or a
ticket.
2. When I invite my friends for an open house party in my home when no one is
home, I am taking the risk of my parents finding out about it and me getting
in trouble.
3. When I am walking on the street in the night and I happen to choose a
shortcut (which happens to be famous for robbery) but is willing to take a risk
of getting into a robber.
To me risk is all about choices.