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2. Sps. Suico failed to pay the obligation prompting PNB to extrajudicially foreclose the
mortgage over the subject properties.
3. Petitioners, thereafter filed a complaint alleging that the extrajudicial foreclosure
conducted and the Certificate of Sale and the Certificate of Finality sale are null and
void;
a. During the foreclosure sale, PNB was the lone bidder.
b. The amount of bid is P8,511,000.00.
Petitioners alleged that the outstanding obligation is only