suma depusa

perioada
rata dobanzii
val dupa10 luni

FUNCTIA FV
pmt
nper
rate
la sf de luna
la inceput lunii

-100
10
6%
$1,022.80
$1,027.92

suma depusa
perioada
rata dobanzii

pmt
nper
rate

-100
3
4.25%

$1,022.80
$1,027.92

$3,832.35

FUNCTIA PV
SUMA PLATITA
PERIOADA
RATA ANUALA A DOB

PMT
NPER
RATE

-250
20
8%
$29,888.57 $29,888.57

FUNCTIA PMT
IMPRUMUT
RATA DOB
PERIOADA
SF DE LUNA
INCEPUT DE LUNA

7000
5.25%
20
($47.17)
($46.96)

suma
rata
perioada
syu

5000
6.30%
3
150

imprumut
per
nper
rata

10000
3
7%
($250.44)
($56.87)
($58.33)
($55.40)
($170.61)

SUMA
PERIOADA
RATA
($47.17)
($46.96)

5000
14
11%
($12.62)

luna
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

($12.62)

rata dob
rata credit rata lunara
($58.33) ($250.44) ($308.77)
($56.87) ($251.90) ($308.77)
($55.40) ($253.37) ($308.77)
($53.93) ($254.85) ($308.77)
($52.44) ($256.33) ($308.77)
($50.94) ($257.83) ($308.77)
($49.44) ($259.33) ($308.77)
($47.93) ($260.84) ($308.77)
($46.40) ($262.37) ($308.77)
($44.87) ($263.90) ($308.77)
($43.33) ($265.44) ($308.77)
($41.79) ($266.98) ($308.77)
($40.23) ($268.54) ($308.77)
($38.66) ($270.11) ($308.77)
($37.09) ($271.68) ($308.77)
($35.50) ($273.27) ($308.77)
($33.91) ($274.86) ($308.77)
($32.30) ($276.47) ($308.77)
($30.69) ($278.08) ($308.77)
($29.07) ($279.70) ($308.77)

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43

21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

($27.44)
($25.80)
($24.15)
($22.49)
($20.82)
($19.14)
($17.45)
($15.75)
($14.04)
($12.32)
($10.59)
($8.85)
($7.10)
($5.34)
($3.57)
($1.79)

($281.33)
($282.97)
($284.62)
($286.28)
($287.95)
($289.63)
($291.32)
($293.02)
($294.73)
($296.45)
($298.18)
($299.92)
($301.67)
($303.43)
($305.20)
($306.98)

($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)
($308.77)

44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90

44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90

91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137

91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137

138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184

138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184

185
186
187
188
189
190

185
186
187
188
189
190

suma depusa
perioada
rata dobanzii

pmt
nper
rate
pv

-55
6
6.33%
-1000

$3,832.35
$6,262.30 $6,262.30

dob cumulata credit restant credit cumulat

($58.33)
($250.44)
$9,749.56
($113.74)
($502.34)
$9,497.66
($167.66)
($755.70)
$9,244.30
($220.10)
($1,010.55)
$8,989.45
($271.04)
($1,266.88)
$8,733.12
($320.48)
($1,524.71)
$8,475.29
($368.41)
($1,784.04)
$8,215.96
($414.81)
($2,044.89)
$7,955.11
($459.69)
($2,307.25)
$7,692.75
($503.02)
($2,571.15)
$7,428.85
($544.81)
($2,836.59)
$7,163.41
($585.04)
($3,103.57)
$6,896.43
($623.70)
($3,372.11)
$6,627.89
($660.79)
($3,642.22)
$6,357.78
($696.29)
($3,913.90)
$6,086.10
($730.20)
($4,187.17)
$5,812.83
($762.50)
($4,462.04)
$5,537.96
($793.20)
($4,738.50)
$5,261.50
($822.27)
($5,016.58)
$4,983.42
($849.70)
($5,296.28)
$4,703.72

($875.50)
($899.65)
($922.13)
($942.95)
($962.09)
($979.53)
($995.28)
($1,009.32)
($1,021.64)
($1,032.23)
($1,041.08)
($1,048.18)
($1,053.52)
($1,057.09)
($1,058.88)
($1,058.88)

($5,577.61)
($5,860.59)
($6,145.21)
($6,431.50)
($6,719.45)
($7,009.09)
($7,300.41)
($7,593.43)
($7,888.17)
($8,184.62)
($8,482.80)
($8,782.72)
($9,084.39)
($9,387.82)
($9,693.02)
($10,000.00)

$4,422.39
$4,139.41
$3,854.79
$3,568.50
$3,280.55
$2,990.91
$2,699.59
$2,406.57
$2,111.83
$1,815.38
$1,517.20
$1,217.28
$915.61
$612.18
$306.98
$0.00