UNIVERSITY OF SARGODHA

Department of Commerce

The Internship Report of Ali Ra za Sahni submitted to Department of

Commerce, UOS under the kind supervision

UBL
Railway Road Branch

Sargodha

UBL Bank Ltd.

PREFACE
The field of banking has always been a source of inspiration for me during my entire
academic career. To work in a bank, to acquaint with its working mechanism was always
a point of interest for me and God gave me a golden opportunity to complete my
internship at UBL, one of the leading bank in Pakistan and well known in world due to
its appearance in the international markets. I had a general idea about the banking, but
once I practically started the internship in banking field I observed much about banking,
I realized the importance and significance of commercial banking for the development of
economy. To adjust myself in such a large commercial organization was not an easy
task, but by the grace of Almighty Allah aids my internship in a befitting manner and I
learned a lot about the overall banking arena. This expanded my vision about the
banking sector, which in turn enabled me to make an appraisal of the economic situation
of our country.
This report is a thorough essence of my rigorous studies which I undergone through in a
period of two months in a commercial bank. I have exclusively studied and observed the
operations/ functioning of the bank and tried my best to abreast myself with all the
dimensions of the banks. The purpose of this report is to evaluate the performance of
UBL in diversified avenues and give concrete recommendation for further improvement.
Although the bank is functioning satisfactory, but the path to ultimate success is still full
of threats and hurdles.
It was a great experience to work there and contribute handsomely in the process of
appraising its pros and cons and feeling to be a significant part of the bank. I am thankful
to all those who helped me in one-way or the other and guided me.

Ali Raza Sahni

A Practice by Ali Raza Sahni