P=

i=
n=

500000
6%
8
Periodo Saldo Insoluto
n
1
500000
2
449,482
3
395,933
4
339,171
5
279,003
6
215,225.50
7
147,621
8
75,960

Intereses
30000
26969
23756
20350
16740
12914
8857
4558
144144

Cuota
R
80,518
80,518
80,518
80,518
80,518
80,518
80,518
80,518
644144

P=
i=
n=

60000
2%
12
Periodo Saldo Insoluto
n
1
60000
2
55,000
3
50,000
4
45,000
5
40,000
6
35,000
7
30,000
8
25,000

Intereses
1200
1100
1000
900
800
700
600
500

Cuota
R=A+I
6,200
6,100
6,000
5,900
5,800
5,700
5,600
5,500

9
10
11
12

P=
i=
n=

15000
3%
6

P=
i=
n=

15000
3%
6

20,000
15,000
10,000
5,000

Periodo Saldo Insoluto

n
1
15000
2
14286

400
300
200
100
7800

Intereses
450
429

5,400
5,300
5,200
5,100
67800

Cuota
R=A+I
1164
1857

3
4
5
6
21

12857
10714
7857
4286

386
321
236
129
1950

2529
3179
3807
4414
16950

Amortizacion
A=R-I
50,518
53,549
56,762
60,168
63,778
67,604
71,661
75,960
500000

Amortizacion
Acumulada
50,518
104,067
160,829
220,997
284,775
352,379
424,040
500,000

=VA(i;n k;- R)

S/. 215,225.50

Amortizacion
A = P/n
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000

Amortizacion
Acumulada
5,000
10,000
15,000
20,000
25,000
30,000
35,000
40,000

5,000
5,000
5,000
5,000
60000

Amortizacion
A = P *K/SDA
714
1429

45,000
50,000
55,000
60,000

Amortizacion
Acumulada
714
2143

2143
2857
3571
4286
15000

4286
7143
10714
15000

k;- R)