I.

15 POSISI PINJAMAN PROPERTI YANG DIBERIKAN BANK UMUM DAN BPR MENURUT KELOMPOK BANK DAN JENIS PEMANFAATAN I.15 OUTSTANDING OF PROPERTY LOANS OF COMMERCIAL AND RURAL BANKS BY GROUP OF BANKS AND TYPE OF UTILIZATION
(Miliar Rp) (Billions of Rp)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
2012 2013
2008 2009 2010 2011 2012 Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
### ### ### ### 2012 1-Jul 1-Aug ### ### ### ### ### ### ### ###
1 Rupiah
2 Bank Persero 73,159 85,329 90,069 124,122 146,105 156,614 134,325 138,065 140,420 144,188 146,105 145,189 147,414 151,484 155,383
3 Pinjaman konstruksi yang diberikan 20,688 23,456 19,787 26,499 36,071 32,750 32,854 35,314 35,840 36,460 36,071 34,079 34,540 35,776 36,927
4 Pinjaman real estate yang diberikan 3,680 3,406 5,664 5,848 7,068 6,301 6,019 6,688 6,395 7,284 7,068 7,002 6,901 7,385 7,677
5 KPR dan KPA 48,791 58,467 64,619 91,775 102,966 117,563 95,452 96,063 98,185 100,444 102,966 104,109 105,974 108,324 110,779
6 Bank Pemerintah Daerah 9,723 11,987 21,892 23,597 25,462 24,783 25,318 26,567 27,123 27,837 25,462 23,342 23,204 24,128 25,464
7 Pinjaman konstruksi yang diberikan 6,427 7,693 9,145 10,258 11,826 11,851 12,314 13,554 14,237 14,618 11,826 9,490 9,160 9,634 10,616
8 Pinjaman real estate yang diberikan 668 940 1,068 1,177 1,145 1,333 1,308 1,138 1,081 1,112 1,145 1,180 1,267 1,387 1,405
9 KPR dan KPA 2,628 3,354 11,680 12,163 12,491 11,599 11,696 11,875 11,804 12,107 12,491 12,672 12,777 13,107 13,443
10 Bank Swasta Nasional 90,532 96,981 113,954 137,668 180,604 165,828 167,128 170,799 171,917 176,868 180,604 181,455 184,078 187,567 190,116
11 Pinjaman konstruksi yang diberikan 20,262 21,893 27,591 32,734 37,672 38,600 38,902 40,416 37,570 37,470 37,672 36,173 37,334 37,803 38,799
12 Pinjaman real estate yang diberikan 15,303 15,115 23,068 28,417 38,973 31,591 31,804 32,180 35,307 37,492 38,973 41,246 41,865 42,947 42,250
13 KPR dan KPA 54,967 59,973 63,295 76,517 103,959 95,637 96,422 98,203 99,040 101,906 103,959 104,035 104,878 106,816 109,067
14 Bank Asing dan Bank Campuran 5,979 6,492 2,892 3,518 5,804 5,664 5,524 5,655 5,731 5,741 5,804 5,768 5,952 6,128 6,738
15 Pinjaman konstruksi yang diberikan 1,053 1,161 865 952 2,218 1,914 1,848 1,986 2,063 2,184 2,218 2,089 2,259 2,210 2,382
16 Pinjaman real estate yang diberikan 3,538 3,720 1,459 945 1,484 1,808 1,690 1,642 1,620 1,535 1,484 1,472 1,467 1,626 1,983
17 KPR dan KPA 1,388 1,611 568 1,620 2,102 1,942 1,985 2,027 2,048 2,022 2,102 2,206 2,226 2,291 2,374
18 Bank Perkreditan Rakyat 167 237 383 532 760 678 693 712 736 755 760 777 790 807 820
19 Pinjaman konstruksi yang diberikan - - - - - - - - - - - - - - -
20 Pinjaman real estate yang diberikan - - - - - - - - - - - - - - -
21 KPR dan KPA 167 237 383 532 760 678 693 712 736 755 760 777 790 807 820
22 Jumlah 179,560 201,026 229,190 289,437 358,734 353,568 332,986 341,797 345,926 355,389 358,734 356,531 361,437 370,114 378,522
23 Pinjaman konstruksi yang diberikan 48,430 54,203 57,388 70,443 87,787 85,115 85,918 91,270 89,710 90,732 87,787 81,831 83,292 85,423 88,724
24 Pinjaman real estate yang diberikan 23,189 23,181 31,258 36,387 48,670 41,034 40,821 41,647 44,403 47,422 48,670 50,901 51,501 53,344 53,315
25 KPR dan KPA 107,941 123,642 140,544 182,607 222,277 227,419 206,248 208,880 211,812 217,235 222,277 223,799 226,644 231,346 236,483
26 Valas
27 Bank Persero 2,065 1,994 682 1,168 1,416 1,178 1,203 1,299 1,291 1,191 1,416 1,391 1,353 1,403 1,380
28 Pinjaman konstruksi yang diberikan 1,952 1,916 597 1,036 1,411 1,121 1,147 1,245 1,239 1,186 1,411 1,388 1,352 1,401 1,378
29 Pinjaman real estate yang diberikan 113 78 83 132 3 57 56 54 52 5 3 2 - - -
30 KPR dan KPA - - 2 - 2 - - - - - 2 2 2 2 2
31 Bank Pemerintah Daerah - - 0 - 1 1 - 1 0 1 1 1 1 1 1
32 Pinjaman konstruksi yang diberikan - - 0 - 1 1 - 1 0 1 1 1 1 1 1
33 Pinjaman real estate yang diberikan - - - - - - - - - - - - - - -
34 KPR dan KPA - - - - - - - - - - - - - - -
35 Bank Swasta Nasional 6,798 7,024 7,382 7,961 8,987 9,158 9,209 9,458 9,209 9,051 8,987 9,199 9,000 9,052 9,063
36 Pinjaman konstruksi yang diberikan 3,059 4,346 2,221 1,818 3,189 2,818 2,793 3,097 3,225 3,150 3,189 3,323 3,261 3,437 3,258
37 Pinjaman real estate yang diberikan 3,691 2,648 5,146 6,130 5,750 6,324 6,400 6,344 5,937 5,856 5,750 5,828 5,691 5,601 5,788
38 KPR dan KPA 48 30 16 13 48 16 16 17 46 44 48 49 49 14 17
39 Bank Asing dan Bank Campuran 5,446 4,105 4,402 2,704 4,586 4,598 4,430 4,746 4,843 4,724 4,586 4,481 3,391 3,621 4,105
40 Pinjaman konstruksi yang diberikan 4,709 3,300 2,962 1,595 2,691 2,441 2,234 2,506 2,642 2,761 2,691 2,583 2,060 2,274 2,596
41 Pinjaman real estate yang diberikan 707 756 1,403 1,090 1,871 2,134 2,173 2,177 2,176 1,938 1,871 1,874 1,308 1,323 1,486
42 KPR dan KPA 30 49 37 19 24 22 23 63 24 24 24 24 24 24 23
43 Bank Perkreditan Rakyat - - - - - - - - - - - - - - -
44 Pinjaman konstruksi yang diberikan - - - - - - - - - - - - - - -
45 Pinjaman real estate yang diberikan - - - - - - - - - - - - - - -
46 KPR dan KPA - - - - - - - - - - - - - - -
47 Jumlah 14,309 13,123 12,467 11,834 14,990 14,935 14,842 15,503 15,343 14,966 14,990 15,073 13,746 14,077 14,550
48 Pinjaman konstruksi yang diberikan 9,720 9,562 5,781 4,449 7,292 6,381 6,174 6,849 7,106 7,098 7,292 7,294 6,673 7,114 7,233
49 Pinjaman real estate yang diberikan 4,511 3,482 6,632 7,352 7,624 8,515 8,630 8,574 8,166 7,800 7,624 7,704 6,998 6,924 7,274
50 KPR dan KPA 78 79 54 32 74 39 38 80 71 68 74 75 74 39 42
51 Rupiah dan Valas
52 Bank Persero 75,224 87,323 90,751 125,291 147,521 157,793 135,528 139,363 141,710 145,379 147,521 146,581 148,768 152,887 156,763
53 Pinjaman konstruksi yang diberikan 22,640 25,372 20,384 27,536 37,482 33,871 34,001 36,559 37,079 37,646 37,482 35,467 35,891 37,177 38,306
54 Pinjaman real estate yang diberikan 3,793 3,484 5,747 5,980 7,071 6,358 6,075 6,741 6,447 7,289 7,071 7,004 6,901 7,385 7,677
55 KPR dan KPA 48,791 58,467 64,620 91,775 102,968 117,563 95,452 96,063 98,185 100,444 102,968 104,110 105,975 108,326 110,781
56 Bank Pemerintah Daerah 9,723 11,987 21,892 23,597 25,462 24,783 25,318 26,568 27,123 27,838 25,462 23,343 23,205 24,130 25,466
57 Pinjaman konstruksi yang diberikan 6,427 7,693 9,145 10,258 11,827 11,851 12,314 13,555 14,238 14,618 11,827 9,491 9,161 9,636 10,618
58 Pinjaman real estate yang diberikan 668 940 1,068 1,177 1,145 1,333 1,308 1,138 1,081 1,112 1,145 1,180 1,267 1,387 1,405
59 KPR dan KPA 2,628 3,354 11,680 12,163 12,491 11,599 11,696 11,875 11,804 12,107 12,491 12,672 12,777 13,107 13,443
60 Bank Swasta Nasional 97,330 104,005 121,336 145,628 189,591 174,986 176,337 180,256 181,126 185,919 189,591 190,654 193,078 196,618 199,179
61 Pinjaman konstruksi yang diberikan 23,321 26,239 29,811 34,552 40,861 41,418 41,695 43,513 40,795 40,620 40,861 39,496 40,595 41,241 42,057
62 Pinjaman real estate yang diberikan 18,994 17,763 28,214 34,547 44,723 37,915 38,204 38,524 41,244 43,348 44,723 47,074 47,556 48,548 48,038
63 KPR dan KPA 55,015 60,003 63,311 76,530 104,007 95,654 96,438 98,220 99,086 101,950 104,007 104,084 104,927 106,830 109,084
64 Bank Asing dan Bank Campuran 11,425 10,597 7,295 6,222 10,390 10,262 9,954 10,401 10,573 10,465 10,390 10,249 9,343 9,749 10,844
65 Pinjaman konstruksi yang diberikan 5,762 4,461 3,828 2,547 4,909 4,355 4,082 4,492 4,705 4,946 4,909 4,672 4,318 4,484 4,978
66 Pinjaman real estate yang diberikan 4,245 4,476 2,862 2,036 3,355 3,943 3,864 3,818 3,797 3,473 3,355 3,346 2,775 2,950 3,469
67 KPR dan KPA 1,418 1,660 605 1,639 2,126 1,965 2,008 2,090 2,072 2,046 2,126 2,230 2,250 2,315 2,397
68 Bank Perkreditan Rakyat 167 237 383 532 760 678 693 712 736 755 760 777 790 807 820
69 Pinjaman konstruksi yang diberikan - - - - - - - - - - - - - - -
70 Pinjaman real estate yang diberikan - - - - - - - - - - - - - - -
71 KPR dan KPA 167 237 383 532 760 678 693 712 736 755 760 777 790 807 820
72 Jumlah 193,869 214,149 241,657 301,271 373,724 368,502 347,829 357,300 361,268 370,355 373,724 371,603 375,183 384,191 393,071
73 Pinjaman konstruksi yang diberikan 58,150 63,765 63,168 74,893 95,079 91,495 92,091 98,119 96,816 97,830 95,079 89,125 89,965 92,537 95,957
74 Pinjaman real estate yang diberikan 27,700 26,663 37,890 43,739 56,294 49,549 49,451 50,221 52,569 55,222 56,294 58,604 58,499 60,269 60,589
75 KPR dan KPA 108,019 123,721 140,599 182,639 222,351 227,458 206,286 208,960 211,883 217,303 222,351 223,874 226,719 231,385 236,525
KELOMPOK BANK DAN JENIS
PEMANFAATAN
Sejak Mei 2014 terdapat perubahan cakupan dan klasifikasi data Dana dan Kredit berkaitan dengan implementasi Laporan Bulanan Bank Umum Syariah (LBUS)
berdasarkan Laporan Stabilitas Moneter dan Sistem Keuangan (LSMK). Penjelasan lebih lanjut terdapat di Metadata.
Statistik Ekonomi Keuangan Indonesia
Indonesian Financial Statistics
42
Bank Indonesia
I.15 OUTSTANDING OF PROPERTY LOANS OF COMMERCIAL AND RURAL BANKS BY GROUP OF BANKS AND TYPE OF UTILIZATION
(Billions of Rp)
16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
2014
May Jun Jul Aug Sep Oct Nov* Dec * Jan* Feb* Mar* Apr* May* Jun* Jul*
### ### ### ### ### ### ### ### ### ### ### ### ### ### ###
Rupiah 1
159,778 178,931 184,932 186,040 191,259 193,086 194,694 197,813 195,706 198,408 201,256 202,977 206,432 212,134 211,261 State Banks 2
38,533 41,341 42,279 42,391 43,853 43,973 43,997 44,646 42,353 43,308 44,850 45,780 46,405 48,294 49,929 Construction Credits 3
7,974 8,476 9,654 9,188 9,673 10,286 10,501 11,360 11,285 11,706 11,606 11,218 10,777 10,999 11,193 Real Estate Credits 4
113,272 129,114 133,000 134,461 137,733 138,827 140,196 141,807 142,068 143,394 144,800 145,979 149,250 152,841 150,140 House and Apartment Ownership Credits 5
27,080 29,009 30,609 31,829 33,687 34,894 35,362 33,844 31,151 30,362 32,120 33,571 35,981 37,228 38,510 Regional Government Banks 6
11,746 13,382 14,421 15,315 16,705 17,471 17,627 15,438 13,033 11,780 12,586 13,798 14,753 15,978 16,667 Construction Credits 7
1,473 1,397 1,446 1,452 1,497 1,507 1,450 1,441 1,363 1,375 1,803 1,879 1,878 1,641 1,944 Real Estate Credits 8
13,861 14,230 14,741 15,062 15,486 15,916 16,284 16,965 16,755 17,207 17,732 17,894 19,350 19,609 19,900 House and Apartment Ownership Credits 9
195,628 200,748 203,765 209,519 213,810 213,086 213,066 213,789 213,161 215,405 221,000 222,309 232,596 238,264 244,014 Private National Banks 10
41,427 42,289 42,708 47,413 48,456 44,457 44,094 43,435 43,211 44,361 46,451 47,406 48,662 51,083 53,398 Construction Credits 11
43,398 45,438 45,687 45,599 46,933 50,176 50,463 51,520 51,754 53,151 56,121 56,818 54,787 57,129 59,136 Real Estate Credits 12
110,803 113,021 115,370 116,507 118,421 118,453 118,509 118,834 118,196 117,894 118,429 118,085 129,148 130,052 131,480 House and Apartment Ownership Credits 13
7,045 7,200 7,345 7,282 7,385 7,464 7,439 7,845 7,751 7,928 6,279 6,488 6,791 6,881 6,729 Foreign Banks and Joint Banks 14
2,543 2,594 2,586 2,408 2,536 2,516 2,463 2,850 2,816 2,992 2,581 2,748 2,981 2,976 2,651 Construction Credits 15
2,024 2,016 2,065 2,148 2,103 2,173 2,154 2,134 2,064 2,049 988 998 1,015 1,045 1,028 Real Estate Credits 16
2,478 2,590 2,694 2,726 2,746 2,776 2,823 2,861 2,870 2,886 2,710 2,743 2,795 2,861 3,050 House and Apartment Ownership Credits 17
850 869 876 896 918 929 929 929 929 929 929 929 929 929 929 Rural Banks 18
- - - - - - - - - - - - - - - Construction Credits 19
- - - - - - - - - - - - - - - Real Estate Credits 20
850 869 876 896 918 929 929 929 929 929 929 929 929 929 929 House and Apartment Ownership Credits 21
390,382 416,757 427,528 435,567 447,060 449,460 451,491 454,220 448,697 453,031 461,584 466,275 482,729 495,436 501,443 Total 22
94,249 99,605 101,994 107,528 111,550 108,418 108,182 106,368 101,413 102,441 106,468 109,732 112,800 118,330 122,645 Construction Credits 23
54,869 57,327 58,852 58,386 60,206 64,142 64,568 66,455 66,466 68,280 70,517 70,913 68,457 70,814 73,301 Real Estate Credits 24
241,264 259,825 266,681 269,653 275,304 276,901 278,742 281,396 280,818 282,310 284,599 285,631 301,472 306,292 305,498 House and Apartment Ownership Credits 25
Foreign Currency 26
1,431 2,127 2,243 2,309 1,887 1,750 1,777 2,046 1,791 2,250 2,298 2,361 2,342 2,740 2,675 State Banks 27
1,431 2,127 2,243 2,309 1,887 1,750 1,777 2,046 1,791 2,250 2,298 2,361 2,335 2,733 2,668 Construction Credits 28
- - - - - - - - - - - - 7 7 7 Real Estate Credits 29
- - - - - - - - - - - - - - - House and Apartment Ownership Credits 30
2 3 1 2 15 15 20 21 20 19 22 21 19 23 23 Regional Government Banks 31
2 3 1 2 15 15 20 21 20 19 22 21 19 23 23 Construction Credits 32
- - - - - - - - - - - - - - - Real Estate Credits 33
- - - - - - - - - - - - - - - House and Apartment Ownership Credits 34
9,188 9,281 9,468 10,826 11,181 10,471 10,216 10,518 10,824 10,359 10,504 10,492 10,258 10,370 10,419 Private National Banks 35
3,393 3,323 3,101 3,516 3,769 3,445 3,016 3,148 3,231 3,139 3,127 3,071 2,730 2,908 3,341 Construction Credits 36
5,773 5,934 6,332 7,293 7,375 7,003 7,176 7,346 7,570 7,199 7,357 7,401 7,502 7,443 7,059 Real Estate Credits 37
22 24 35 17 37 24 24 24 23 22 21 20 26 20 19 House and Apartment Ownership Credits 38
4,753 5,159 5,662 6,138 6,340 5,886 6,359 6,086 6,025 5,695 5,319 5,530 4,868 5,041 5,968 Foreign Banks and Joint Banks 39
3,150 3,274 3,681 4,027 4,138 3,793 4,179 3,950 3,898 3,706 3,777 3,961 3,254 3,369 4,282 Construction Credits 40
1,578 1,860 1,955 2,081 2,169 2,061 2,149 2,104 2,096 1,959 1,511 1,537 1,583 1,642 1,657 Real Estate Credits 41
25 25 25 29 33 32 31 32 31 29 31 31 31 31 30 House and Apartment Ownership Credits 42
- - - - - - - - - - - - - - - Rural Banks 43
- - - - - - - - - - - - - - - Construction Credits 44
- - - - - - - - - - - - - - - Real Estate Credits 45
- - - - - - - - - - - - - - - House and Apartment Ownership Credits 46
15,375 16,570 17,374 19,275 19,424 18,124 18,372 18,671 18,660 18,323 18,143 18,404 17,487 18,175 19,085 Total 47
7,977 8,727 9,026 9,854 9,809 9,004 8,992 9,165 8,939 9,114 9,224 9,414 8,338 9,033 10,314 Construction Credits 48
7,351 7,794 8,288 9,375 9,544 9,064 9,325 9,450 9,666 9,158 8,867 8,938 9,092 9,091 8,722 Real Estate Credits 49
47 49 60 46 71 56 55 56 54 51 52 52 58 51 49 House and Apartment Ownership Credits 50
Rupiah and Foreign Currency 51
161,210 181,059 187,176 188,350 193,146 194,836 196,471 199,859 197,497 200,658 203,554 205,338 208,774 214,874 213,936 State Banks 52
39,964 43,469 44,522 44,701 45,740 45,724 45,775 46,693 44,144 45,559 47,149 48,141 48,740 51,027 52,597 Construction Credits 53
7,974 8,476 9,654 9,188 9,673 10,286 10,501 11,360 11,285 11,706 11,606 11,218 10,784 11,006 11,200 Real Estate Credits 54
113,272 129,114 133,000 134,461 137,733 138,827 140,196 141,807 142,068 143,394 144,800 145,979 149,250 152,841 150,140 House and Apartment Ownership Credits 55
27,082 29,012 30,610 31,830 33,703 34,910 35,382 33,865 31,170 30,381 32,142 33,592 36,000 37,251 38,533 Regional Government Banks 56
11,748 13,384 14,423 15,317 16,720 17,486 17,647 15,459 13,053 11,798 12,608 13,819 14,773 16,001 16,689 Construction Credits 57
1,473 1,397 1,446 1,452 1,497 1,507 1,450 1,441 1,363 1,375 1,803 1,879 1,878 1,641 1,944 Real Estate Credits 58
13,861 14,230 14,741 15,062 15,486 15,916 16,284 16,965 16,755 17,207 17,732 17,894 19,350 19,609 19,900 House and Apartment Ownership Credits 59
204,816 210,029 213,233 220,345 224,991 223,557 223,282 224,306 223,985 225,764 231,504 232,802 242,854 248,634 254,433 Private National Banks 60
44,820 45,612 45,809 50,929 52,225 47,903 47,110 46,583 46,442 47,500 49,577 50,477 51,391 53,991 56,739 Construction Credits 61
49,171 51,371 52,019 52,892 54,308 57,178 57,639 58,866 59,324 60,349 63,478 64,219 62,289 64,572 66,195 Real Estate Credits 62
110,825 113,046 115,405 116,525 118,458 118,477 118,533 118,858 118,219 117,915 118,449 118,106 129,174 130,071 131,499 House and Apartment Ownership Credits 63
11,798 12,359 13,007 13,420 13,725 13,351 13,798 13,931 13,776 13,622 11,598 12,018 11,658 11,922 12,697 Foreign Banks and Joint Banks 64
5,694 5,868 6,267 6,435 6,674 6,309 6,641 6,799 6,715 6,698 6,358 6,709 6,234 6,344 6,932 Construction Credits 65
3,602 3,876 4,020 4,229 4,272 4,234 4,302 4,239 4,160 4,008 2,499 2,535 2,597 2,686 2,685 Real Estate Credits 66
2,502 2,615 2,720 2,755 2,780 2,808 2,854 2,893 2,902 2,916 2,741 2,774 2,827 2,892 3,079 House and Apartment Ownership Credits 67
850 869 876 896 918 929 929 929 929 929 929 929 929 929 929 Rural Banks 68
- - - - - - - - - - - - - - - Construction Credits 69
- - - - - - - - - - - - - - - Real Estate Credits 70
850 869 876 896 918 929 929 929 929 929 929 929 929 929 929 House and Apartment Ownership Credits 71
405,756 433,327 444,902 454,842 466,483 467,583 469,863 472,891 467,357 471,355 479,728 484,680 500,216 513,612 520,528 Total 72
102,226 108,332 111,021 117,382 121,359 117,422 117,174 115,534 110,353 111,555 115,691 119,146 121,138 127,363 132,958 Construction Credits 73
62,220 65,121 67,140 67,761 69,750 73,205 73,892 75,906 76,132 77,438 79,385 79,851 77,548 79,905 82,023 Real Estate Credits 74
241,311 259,874 266,742 269,699 275,375 276,957 278,797 281,452 280,872 282,361 284,651 285,682 301,530 306,343 305,547 House and Apartment Ownership Credits 75
GROUP OF BANKS AND TYPE OF
UTILIZATION
Since May 2014, data coverage and classification has been enhanced related to the implementation of Islamic Banking Monthly Report (LBUS) based on
Monetary and Financial System Stability Report (LSMK). For further explanation please refer to Metadata.
Statistik Ekonomi Keuangan Indonesia
Indonesian Financial Statistics
43
Bank Indonesia