The Home Buying Process This information is brought to you

courtesy of
The decision to buy. Brent Hart
CTX Mortgage Company
(775) 829-3085
Determine your price range by
contacting Brent Hart @ CTX Mortgage
and getting pre-qualified/pre-approved.
Pre-Qualification

Begin the search for your new home.

Credit
Approval
Working with Catherine T. Sinocruz,
discuss your needs along with the loan
amount and sales price you have been
pre-approved for.

Begin looking at homes that meet your

needs and are within your price range.

Find the house you want, determine

what you want to offer, and present it to
the seller.

Offer is rejected. Offer is accepted. Seller counter-offers.

Present new offer or Accept, reject or counter

search for another home. the seller’s counteroffer.

New offer accepted. Offer accepted.

Escrow is opened.

Preliminary title report is ordered, Complete loan Order all

escrow instructions are prepared. application, order inspections; pest,
appraisal and finalize home, etc.
loan process.

Final loan approval. Loan documents are

drawn & sent to escrow co. for signatures.

Prior to your closing date, you will meet with your escrow officer, sign all loan documents, review all closing
statements and provide all money necessary for down payment & closing costs. CTX Mortgage will wire all
loan proceeds to the title & escrow co. The Escrow Officer will disperse all money and arrange for the transfer
of ownership and recording of the deed of trust at the county courthouse.
Escrow is closed.

Congratulations, you now own your own home!