Sei sulla pagina 1di 188

!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

KLM010/1&N+M0($1O&
&

! "#$%%!&''!()*%#!+,%-)-.#(!
!
! "#$%%!/''!01*)#!2-).!!
!
!

"#$%%!3'''!2-).!(!4#,50+%!678!

!
P+N.+#%(/1&'1N.+/1&$#*("2+%<&&
!
! 9:%!2-).)!;<-0!=%--%*)!
!
! 9:%!2-).)!;>%?!@A,0B050!
!
! 9:%!2-).)!;>%20!C,01+0!
!
! 9:%!2-).)!D%+0!E#*)-0!
!
L&30#2($%7#&*"QR+S&/0+R&01&%(3Q&
N+M0($1&+&'$+S#.#R++@&
!
!"#$%&'()#*+,$-).)/0,0)%102$3$(4)
!

!
!"#$%#&'("()*+&'#&,%#)&$$-./+&+&0123+&&&4!#*'+$1%5$6&01&0#7#$%+8&&
&
&
&
&

9::;<==>?@ABC=;DBEFGHIJG&

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
"#!$%&%!
!
!"#$%&'(#')*+,-$.$/-)
01%)!"'0!"#(#2-$'1'3)
!

'()*+,((-!
.(/!01'*23435*+,36!!
70'80/05-!

.9+,((!5!:(;9-!
<.35*+,((!2*=05*;!
!
'>?@A@BCDA@!BEF!GHIEJK@L@!

B@CDMNHKMF!O@LIDCDAI!!
!

!
PQK!RHKKHBM!
!

"#$#%&'(!)$*+,!-#$.#$&!

!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

1/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!

!
!!
! !!
!!
!
+*<=>?#%&=!
! !!
!
!
!
!

!"#$%&'(&)*#(+'$,&-.'/0,(1)23)
!0,4*-&'(&1)22)

!
!
!"#$%& I

!
"#$%&'(!)*$#'+',#!
!
!
"#$%&'!)*$#'+',#!-!

%./0/121!3456750!5.89 :::::::::::::::::! -;
9,--:,; * /.<= 1*/"*-$:,=, 18

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

2/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!
!
"#$%&'!()$#'*'+#!,!

%-./01-1123!4-52!4!67/8696-!::::::::::::!!,,!
!
"#$%&'!()$#'*'+#!;!

!
!

).4/8/<6=>.3!/=!?@4.=42!A*B524-<964/.=6C!!:::!,D!

"#$%&'!()$#'*'+#!E!

F5613=6-!.4/6G!72<2?!6!/837211/.=-H!!:::::::!;I!
9: .#(*.(: . *11*"$;(#<2'? , 32

"#$%&'!()$#'*'+#!J!

%6K2K/L/!.=52G2!:::::::::::::::::::::!;J!
!
!
"#$%&'!()$#'*'+#!M!

!
!

%6K2K6G!/B524<216H!::::::::::::::::::!EI!

"#$%&'!()$#'*'+#!D!

$/4/56=-!/!<-1>L2G!!::::::::::::::::::!!EM!
!
!
"#$%&'!()$#'*'+#!N!

!
!

*=21>=-!K-0O=/!::::::::::::::::::::::!JI!
=$,(>$' 5?-1'"$*2 . @'2-0#)* , 52

"#$%&'!()$#'*'+#!P!

(@<>=-!L<-O168@<>!!:::::::::::::::::::!!JJ!
!
!
"#$%&'!()$#'*'+#!QI!

R-92H=-!?=/O168@<>!::::::::::::::::::!!JN!
!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

3/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'()#"&*&+"',,'

-./0123/1.'45678.'9999999999999999999':;'
'
'
!"#$%&'()#"&*&+"',<'

'
'

-=>?=0=2.01@=017''9999999999999999999'':A'

!"#$%&'()#"&*&+"',B'

'
'

C?=0D1.'99999999999999999999999999'EF'

!"#$%&'()#"&*&+"',G'

-=HD@='2=IH=J@=01./'99999999999999999'EB'
'
'
!"#$%&'()#"&*&+"',;'

*1?5017''99999999999999999999999999'E;'
'
'
!"#$%&'()#"&*&+"',:'

*H=1?D1.K'L.M='15H'@.1'9999999999999999''EE'
'
'
!"#$%&'()#"&*&+"',E'

$DN5NDO'M?5@DP'999999999999999999999'A,'
'
'
!"#$%&'()#"&*&+"',A'

Q0@=.'R=@DH5@D.'''9999999999999999999'AG'
'
'
!"#$%&'()#"&*&+"',S'

'
'

$.I52D0DH=017''999999999999999999999'A:'

!"#$%&'()#"&*&+"'<F'

'

-3H5/1.'='P.@@=01DK'@.'='2?.H.@D'999999999'AS'

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

4/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!
"#$%&'!()$#'*'+#!,-!

./01234!5!635705637!1837959:!;4!5!<5=5<4!>>>>!?,!
!
!
"#$%&'!()$#'*'+#!,,!

"1@8437;A5954!01634@6395!>>>>>>>>>>>>>>!?B!
!
!
"#$%&'!()$#'*'+#!,C!

D594<4;E4681F!85;A@/G;3;563H!>>>>>>>>>>>!?I!
!
!
"#$%&'!()$#'*'+#!,B!

.42639/234!818!J5A13K2:!!
E35JK!L@79M4EH!J5A136395!!>>>>>>>>>>>>>!-N-!
9*+:;'-$.* -#0< 1"#.<=># , 103

"#$%&'!()$#'*'+#!,O!

P;4@A7F!JM1A5<1@F!MQ<F0!!>>>>>>>>>>>>>!-NO!
6,> 1*-$"*#$? @#0?(:A >*2,(/: .*>":+ -')% , 107

"#$%&'!()$#'*'+#!,R!

!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!

*04M563H!>>>>>>>>>>>>>>>>>>>>>>>>!--N!

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

5/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!

!
!"#$%& II

!
!
"#$%&$'(!)*+,'!#-!./0)*+1($$'2!34&.(/-#,!
!
!
!
,56789:;<:!=6!>?;@!4:;;:A<!BBBBBBBBBBBB!!CCD!

46=!:E:!F=G:6!HI6J!!"#$%&'()K<99<=;:L=K!!
H9@M=A@LN!;:AO<P<K=56<Q!!
&?A!%<;56=;!RSTUV!WXYZ[\Y]!!BBBBBBBBBBBBB!CC^!
6*29 -0'/9'$ .'-$# -/'0:# - ('/.#&#2*-$;<?, 117
8=-$",% -$",$'+#% 1: !*09># /*:92'($ * 1'"'/,># 1",.,
-*)-$.'((*-$# )'-10,$(*, 117
8=-$",% -$",$'+#% 2: 6*2#--#*((=' 1*-"'/(#:,, 118
!
>=F=A!;@!P<_;J!=6!8=`78`<!<!O9@A:;<N!P<9=a!
;:AO<P<K=56Jb!/=H!c<;6=;!Rd\e!fXY[\Y]!BBB!Cgh!
7(.'-$#?#*((=' 2'$*/=, 121
@*A/,.,% -1"*-, 121
!-#B*0*+#%, 123
!",.* -*)-$.'((*-$# )'A -1*"*., 123
C=-*:#3 1"#$*: /'('+, 124
4*2,, 1*:91,<D#' /*2,, 125
@':"'$ 1*-$"*'(#% )*+,$-$.,, 126
!*.-</9 . E2'"#:', 127
!"#(?#1= )*+,$-$.,, 127
!
i"IOj<a!;@A_<L@6:9J!6bLJKI!O!j6@6:!+a=O@!
A:9@:6!=6`LI6<:Bk!&:`L:6!H=M@656O@l!58LN6@;;Ia!!
O!8L=56=K!O_M9NA:!O!5@K=:!5:LAm:!+K:L<`<n!!
>@L<;!)@LK@;!RoUpXY!qUprUY]!BBBBBBBBBBBB!Cgs!
!"#(?#1 )*+,$-$., A, ",)*$*3, 130
F'1'"; $D,$'0;(* *)'"'+,'2=3 -':"'$ 1*0(*-$;< .,G, 131

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

6/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%$&'()*$'+)&,$#(+-'$)./*0(,#1&-23$)**
+(%4(5'(&,$*+*')6+$5$4(&,$7*'-8(613)9&1*+*
0#)6+-#$,):;'(4*+<=>?)@**
A5)B*"-::)#*CDEFF*GHIIEJK*LLLLLLLLLLLLLLL*MNO*
!*9'2: .;)*" ."'2'(# #/',0'( /0% 2*'+* -1*-*), :.'0#9'(#%
)*+,$-$., - 1*2*<=> .;?:1, # 1"'/.,"#$'0=(*+* .;?:1,
('/.#&#2*-$# , 137
!",.#0=(,% .*@2*&(*-$= /0% -'"='@(*+*, #-?:A'((*+*
1"'/1"#(#2,$'0%, 138
B1"*2'$9#.;' (*.;' @,?*(; . /'3-$.#$'0=(*-$# /'0,>$ ?"#@#C:&' - # /,>$ (,2 '<' )*0=A:> .*@2*&(*-$=, 138
6"'/#$*"; :-$,"'.A'3 -#-$'2; -$,0?#.,>$-% 0#D*2 ? 0#D:, ?*+/,
#@),.0%>$-% *$ ('&'0,$'0=(*3 -*)-$.'((*-$#, 139
E-$= 0# -'?"'$;?, 140
P)=#),*?#)6?#$'$4-,):;&=(Q(*R(Q-,&,+-@*
P,)B)'*S:$+)#*CTUEVWEX*YIZ[EJK*LLLLLLLLLL*M\M*
B-(*., )*+,$-$., , 144
*

])(R<^'<)*$'+)&,$_$(''<)*&,#-,)Q$$**
(?#-+6<+-2,*&)R1@**
A5)##$*`@*A('&*CDEJJZ*a@*DbXEcK*LLLLLLLLLLL*M\O*
*
*
d&,;*:$*!P)=#),.*+*Q(&>6-#&,+)''(9*Q-#-',$#(+-''(9*
&,-+=)*+*e\fg*hi6*h(4-&*CjEk*jWblHcK*LLLLLL*Mmn*
6,? ",)*$,'$ 1"*D'-- @,0*+*.*+* 1",., (, #2:<'-$.*
. *)'-1'9'(#' :10,$; (,0*+,, 152
F,A# $"# .*@2*&(*-$# #(.'-$#D#*((*+* .;)*",
1* @,0*+*.*2: 1",.: (, #2:<'-$.* .-' $"#
%.0%>$-% .;+*/(;2#, 152
G',0=(;' #(.'-$*";, "',0=(;' /'(=+#, 153
6*2: -0'/:'$ #(.'-$#"*.,$= . -'"$#H#?,$; @,0*+*.*+*
1",., (, #2:<'-$.* . *)'-1'9'(#' :10,$; (,0*+,, 153
B-(*.; )*+,$-$.,, 153
*
*
*
*
*

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

7/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
"#$!%&'(%&)*)+#,'-)!+./0,!)1%.-23.4#,2!)%.,'$0!!
(-5!0$&'%-'*)5!14.)6!('*'7*86!%.,.$.49!
4.1%.-23.4#,215!%.-*8+!%&')+0:'1,4.+!!
*#-./.4./.!$.('$1#!)!%.-0;),2!('*2/)!(-5!!
)*4'1,)&.4#*)5<!=$.,!>#$'&!?@ABCC!DEAFGHI!JJJ!KLM!
!
!
"#$!*#)-0;N)+!.O&#3.+!%&.P)*#*1)&.4#,2!!
.O0;'*)'!4!$.--'(7'!)!1O'&';2!('15,$)!,815;!(.--#&.4<!
Q.*!"#&0,'&1!?RBS!TUHECVGHWI!JJJJJJJJJJJJ!KLX!
6,9 1"*:#(,(-#"*.,$; *)<='(#' . 9*00'/&'? , 159
!%$; :,9$*., 9*$*">' .> /*0&(> ?(,$;, =$*)> -)'"'=;
$>-%=# /*00,"*. (, 9*00'/&', 160
!
!
"#$!48!('-#','!.N)O$)!1!4#N)+)!$&'(),#+)Y!!
=,'P'*!=*#Z('&!?@CG[VGS!@S\]GHI!JJJJJJJJJ!K^_!
!
!

`.;'+0!0+*.+0!%&'(%&)*)+#,'-a!*07*8!0+*8'!
P)*#*1.48'!1.4',*)$)Y!!
b'*)1!>#OO'&/'*!?cGSSdW!DEeeGHfGSI!!JJJJJJJ!K^^!

!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!

!!

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

8/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%& III

!
"#$%"$&!'()*+$+,*!
!
!

,-./.01.!-!2.34235!6789:3:-9!;;;;;;;;;;;!!<=>!
!

?0181!/@A!B:.01ACDE/1F!3!G7:725H1!09/7!!
-3:2.:1:I3A!/@A!37J/901A!6789:3:-9K!;;;;;;;!<=L!
4'(9+#/8*+,$-$.*, 176
8#:('-/!"'/1"#(#2,$'09-$.*, 177
;)<#3 =-1'>, 178
4"=+#' ",)*$? 45(, 6'(('/#, 178
@')--,3$? +"=11 1* *-*)?2 #($'"'-,2, 179
AB/#, .C0BD'((?' . 5$= C(#+=, 180
!"#+0,E'((?' 5C-1'"$?, 182
(6!9-:72.!;;;;;;;;;;;;;;;;;;;;;;;;!!<MN!

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

9/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!!
!
"#$%&'()'!*$)+(%,'-.(/0,)!
! !!
!
!
!
!
!"# $%&'# ()*# +,-.#%# (*#',.#/0 ,'/,1%,2 3,1,4& !%./5 6#/%7'& (Andrew
Carnegie), 8#3,*7,%# 9&**# (Napoleon Hill), :. 6*717%"# ;",<%# (W.Clement Stone),
.,$",/# !.=#/.# >. 6/#17/# (Dr.Edward L. Kramer), ;&.%70 8?5",%# @/717/# (Sidney
Newton Bremer) & 1,7', *&A%,', ./<'# & $,**7'& B,+"7/# 9&((#/.# (Foster Hibbard).

!
!
!

!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

10/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!
!
!

!
!!
! !!
!
!"#$%&'()'*
!*
!
"#$!%&'(&#)*)+!,'-.!(!/#01*)!23.!2'1'0!
! !!
!
!
!
! "#$% &'()* '* +,--&,./0,*#-1 $ #$2, &,& 345678 9*':)(.
! "#$% &'()* '* +,--&,./0,*#-1 $ #$2, &,& ;<=36!678 >$),#-#0$. <>, -?$0,,
9*?,#: ( -$.9,0,#:, @-(?(0,A# #$, B#$ 1 ',./0,A ;01.: C,>$#,-3*':)(,
$)+,'(B(0,AD,1 (9*1, &$#$+$% 1 >+$E@ 0/.$0, F*G:, &$#$+@A 1 +,.$+0@ 0 "#$% &'()*.
7,&(* -?$0,, &,& 345678 ( ;<=36!678 G+*9G$?,),*#, B#$ 0/ G$?@B,*#*
>$),#-#0$ - G$2$D:A ( G+12$ G+$G$+F($',?:'$ G+(?$H*''/2 @-(?(12. I#( -?$0,
0/+,H,A# -$>$% 2/-?:, B#$ >$),#-#0$ G+(J$9(# G+*(2@D*-#0*''$, *-?( '*
*9('-#0*''$, - G$2$D:A @G$+'$)$ #+@9, ( #1H*?/J @-(?(%.
I#, &'(), $ 1"#$%&'(## >$),#-#0,.
K (-G$?:.@A -?$0$ G+(#1H*'(* @2/E?*''$.
! "#$% &'()* 1 ',9*A-: 9,#: 0,2 -(?@ ( -',>9(#: 0,- 0-*2 '*$>J$9(2/2 9?1
G+(0?*B*'(1 0-*)$ >$),#-#0,, &$#$+$* 0/ J$#(#* G$?@B(#:. L,2'$)$ ?*)B*, B*2 0/
&$)9,-?(>$ -*>* G+*9-#,0?1?(. M/-#+**, B*2 0/ 9@2,?(, B#$ #,&$* 0$.2$H'$. N
2*':E(2 #+@9$2, B*2 0/ G+*9G$?,),?( +,':E*.
I#$ +,9(&,?:'/% -90() ', '*-&$?:&$ @+$0'*%.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

11/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


! "#$%&'()$$ *+,-%.%/- (.%0 1$2+.+1.3$4 3+5"+)()%, "+6%+57 & *787
8$.37%$#+/-%0 )- %(57 /-9$: 5;.2(4, "#$/;<(3 $ 7*('8()$4 + *+,-%.%/(. =+ & )(
+.%-)+/2>.0 )- 6%+5. ?-3 .3-@-2 5+4 "(#/;4 7<$%(20: !; )( 5+'(%( "$%-%0.&
1$2+.+1$(4. A7B(.%/7(% ."+.+* 5;92()$&, 3+%+#;4 +%,+)&(% +% /-. *+,-%.%/+, $
+<(/$8)+, <%+ %-3$5 5;92()$(5 +*2-8-(% *+209$).%/+ 2>8(4. C2& "#$%&'()$&
*+,-%.%/- .7B(.%/7(% 8#7,+4 ."+.+* 5;92()$&. D.2$ /; 875-(%( / %-3+5 )-"#-/2()$$,
/; 3-3 5-,)$% "#$%&,$/-(%( /+@5+')+.%$, 8()0,$ $ *+,-%.%/+.
A7B(.%/7(% $ .%#-%(,$<(.3$4 3+5"+)()%. C2& %+,+, <%+*; "+.%-/$%0 .(*& /
"#-/$20)7> "+@$E$>, @-"7.%$%0 / 8(4.%/$( .$2;, "#$%&,$/->B$4 *+,-%.%/+, (.%0
+<()0 "#-3%$<(.3$( /(B$. F )( ,+/+#> +* $)/(.%$E$+));: .%#-%(,$&:. G%- 3)$,- )( +*
$)/(.%$E$&:, :+%& / )(4 $ "#$/(8(); H+)7.);( I2-/; +% )(3+%+#;:, +%+*#-));: 5)+>
2$<)+, 63."(#%+/ )- %(5; +.+*;: $)/(.%$E$4, 7"#-/2()$& 8()0,-5$ $ .%#-%(,$$
/+@5+')+.%(4. !; $)/(.%$#7(%(, <%+*; .+@8-%0 $2$ .+:#-)$%0 *+,-%.%/+. F
#-..3-@;/-> + "#$%&'()$$ *+,-%.%/-. J+6%+57 #-..2-*0%(.0, /-5 )( )7')+ *+&%0.& (B(
+8)+4 75+"+5#-<$%(20)+4 8$.37..$$ + /@-$5);: 1+)8-:, 401(3)1, *$#'-: $ %#()8-:,
"#+$22>.%#$#+/-));: ,#-1$3-5$ $ %-*2$E-5$. !5(.%+ 6%+,+ & *787 #-..3-@;/-%0 +
"#(8"#$)$5-%(20.3$: .%#-%(,$&:, .%#-%(,$&: /@-$5++%)+9()$4, .%#-%(,$&: /2$&)$& $
5-#3(%$),+/;: .%#-%(,$&:, 3+%+#;(, "#-/$20)+ $."+20@7(5;(, .8(2->% /-. 5-,)$%+5
82& "#$/2(<()$& /+@5+')+.%(4, 8()(, $ *+,-%.%/-.
=-3+)(E, .7B(.%/7(% "+/(8()<(.3$4 3+5"+)()%. D.%0 "+.%7"3$, 3+%+#;( +%/(#,->%
*+,-%.%/+, $, +<(/$8)+, <%+ %-3+( "+/(8()$( ./+4.%/())+ *+209$).%/7. =+ .7B(.%/7>%
"+.%7"3$, 3+%+#;( "#$%&,$/->% *+,-%.%/+. D.2$ /; /(8(%( .(*& +"#(8(2());5 +*#-@+5,
/; "#$%&,$/-(%( /+@5+')+.%$, 8()0,$ $ *+,-%.%/+.
! E(2+5, 6%+ 3)$,- + %+5, 3-3 "#$."+.+*$%0 ./+4 ."+.+* 5;92()$& $ 8(4.%/$4 3
%+57 ."+.+*7, 3+%+#;4 "+@/+2$% /-5 2(,<( "#$%&,$/-%0 /.( *+,-%.%/+, 3+%+#+( /;
:+%$%( $5(%0, - %-3'( *;.%#(( $ 2(,<(, <(5 /; 5+,2$ *; .(*( 6%+ "#(8.%-/$%0.

!
!"#$%!"#&$#'(#!

!
C-, "#(87"#('8()$(. ?+,8- & .3-@-2 + #-8$3-20);: $@5()()$&: / 7*('8()$&: $
"+/(8()$$, & $5(2 / /$87 $5())+ 6%+. K)+,+( $@ %+,+, <%+ /; .+*$#-(%(.0 "#+<(.%0,
*78(% +<()0 .2+')+ "#+,2+%$%0. L /-. *787% "+";%3$ 5,)+/())+,+ +%%+#'()$&. !;
+*)-#7'$%(, <%+ 5)+,+( $@ "#+<$%-))+,+ *78(% "#+%$/+#(<$%0 $ "#(8.%-/2&%0 /;@+/
%+57, <%+ /; 8+ .$: "+# 875-2$ $ /+ <%+ /(#$2$. !; "+<7/.%/7(%( 8$.3+51+#%.
A+/(#9())+ (.%(.%/())+ "#+.%+ *#+.$%0 $ 74%$ +% /.(,+, <%+ 8+.%-/2&(% /-5
)(78+*.%/+. M8)-3+ +,#+5)+57 3+2$<(.%/7 +%3#;%$4, #+.%7, "#+,#(..7 $ 7."(:7
"#(89(.%/7(% 8$.3+51+#%.
G%+ *9'(: "#&5+2$)(4)-& 3)$,-. =-@/-)$( NO B.S. (H(@ /.&3+4 (#7)8;) 6%+ /-5
+*(B-(%. N 5)+,+( $@ +"7*2$3+/-))+,+, ,8( *; %+ )$ *;2+, + *+,-%.%/( )-:+8$%.& /
3-%(,+#$$ :+#+9(,+ .-5+<7/.%/$&. G%- 3)$,- /32><-(% / .(*& "#$2$<)+( 3+2$<(.%/+
/(B(4, + 3+%+#;: 8#7,$( -/%+#;, /(#+&%)+, @)->%, )+ "#$8(#'$/->% 82& .(*&, +*2-8-&
)(8+.%-%3+5 57'(.%/- #-..3-@-%0 + )$: "7*2$<)+, +"-.-&.0, <%+ +)$ +.3+#*&% 2>8(4. F
)$3+,8- )( *(."+3+$2.& + %+5, <%+ & 3+,+-%+ 5+,7 +*$8(%0, $ & .+/(#9())+ )(
.+*$#->.0 *(."+3+$%0.& +* 6%+5 $ .(4<-.. F 8-'( )( "#$73#-9-2 5)+,$( $@ 6%$:
;<$ # /,0'' 1"#2'9,(#' 1'"'.*/9#=,:
1
401(3) "().$+));4 "2-), ."+).$#7(5;4 .-5$5$ #-*+%)$3-5$. O-.%0 $: @-#"2-%; +)$ "(#(<$.2&>% )."(E$-20);4 .<(%, 6%$ 8()0,$ 5+,7% *;%0 $)/(.%$#+/-); / #-@);( 1$)-).+/;( $).%#75()%; 2$*+ "+
"+#7<()$> #-*+%)$3-, 2$*+ 8()0,$ 7"#-/2&>%.& %#-.%+/+4 3+5"-)$(4.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

12/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'(#) *#&+%,-%". /.01"2*1$#3, !4.5'&6 &-%",/7#"%05.6 #) ,'891 # !"#+"405'
#) &,1:$4,# 57718%"#',#. ;5+ &+5<575 ;=."#$ >1!?1"$ (Katherine Hepburn): @/*6
8%.%0 + &+59+1 !% /)5?5,!. A.% !"50*5 @BC DEF;GH BIJKLM % .%,, +5+
!"1*!"#$#,5.17# !"#.'8#05N. ?%85.&.0%, # ' % $13 <$5N.
O.%?4 $1 &%2571.6 % <"' !%."591$$4) *1$685) $5 !%+/!+/ =.%3 +$#8#, # 9.% 052$11,
9.%?4 $1 /!/&.#.6 $101"%'.$41 0%<,%2$%&.# #<,1$#.6 05:/ 2#<$6 + 7/9:1,/, 05,
$1%?)%*#,% 0!/&.#.6 0 &0%N 2#<$6 =.%. *#&+%,-%"., .1"!17#0% # 0$#,5.176$%
"5&&,%."1.6 #*1# # !"1*!%7%21$#', +%.%"41 $5 !1"043 0<87'* +52/.&' 05,
$1!"50#76$4,#, $17%8#9$4,#, #""5P#%$576$4,# # $1"5</,$4,#.
L7' .%8% 9.%?4 05& %?%*"#.6, ' +%"%.+% %!#:/ ,%N +057#-#+5P#N, # 04
/?1*#.1&6, 9.% ' 917%01+, + +%.%"%,/ 05, &71*/1. %.$1&.#&6 0&1"61<, *521 1&7# '
#<7585N #*1#, +%.%"41 05, ."/*$% !"#$'.6. F "5&&+52/ 05, =.# #*1# $1 *7'
)05&.%0&.05. Q$1 %$% $1 $/2$%.
F 0&./!#7 0 &5,%&.%'.176$/N 2#<$6 ?1< &"1*&.0, / ,%13 &1,6# $1 ?47% $#+5+#)
"1&/"&%0. J ,1$' $1. $#+5+%8% 5..1&.5.5 +%771*25. E%875&$% ."5*#P#%$$4,
!"1*&.5071$#', # !"1*&+5</1,4, -5+.%"5, ' 917%01+ & $5#,1$6:#,# :5$&5,# $5
/&!1). L% 50 71., 1*#$&.01$$% ?758%*5"' ,%#, &%?&.01$$4, !"1*!"#$#,5.176&+#,
/&."1,71$#',, ' *%&.#8 &/(1&.01$$%8% ?%85.&.05, +%.%"%1 !%<0%7#7% ,$1 ?%76:1 $1
"5?%.5.6 # $#+%8*5 $1 <5"5?5.405.6 7#:$#3 *%775", 1&7# .%76+% ' &5, .5+ $1 <5)%9/. F
&%<*57, +/!#7 # !"%*57 $1&+%76+% ?#<$1&%0, "5<0#7 $101"%'.$% /&!1:$41 ?#<$1&4 #
*521 !"#*/,57 P17/N #$*/&."#N. F *%&.#8 #<01&.$%&.# #, 0 $1+%.%"%3 &.1!1$#, &7504.
D !%&71*$#1 8%*4 *1$68# .1+7# +% ,$1 0 /017#9#05N(1,&' #<%?#7## *521 !"# .%,, 9.%
,%3 #$.1"1& + $#, %&75?. F !%7/9#7 ,#77#%$4 *%775"%0 0 8%* 7#9$%8% *%)%*5. J ,1$'
1&.6 !"1+"5&$43 *%,, ,$%8% &+5+%04) 7%:5*13, $1. *%78%0, # ' 2#0/ #,1$$% .5+, +5+
21757 ?4 0% 0&1) %.$%:1$#'). F .1&$% # 7#9$% "5?%.57 & &%.$',# ,#76.#,#77#%$1"%0
# & !"1*!"#$#,5.17',#, 913 *%)%* &%&.507'7 7-<$59$/N P#-"/, ?%76:#$&.0% #<
+%.%"4) &%<*57# &0%# ?#<$1&4 & $/7' ,$%8#1 ?4&."% # ,$%8#1 & ,%13 !%,%(6N &
&5,%8% $59575. A.# ,#77#%$1"4 ?/+0576$% 04&."5#05N.&' 0 %91"1*6 # !75.'. %8"%,$41
*1$68# <5 ,%# &%01.4. A.# 7N*# %.$%&'.&' +% ,$1 %91$6 &1"61<$%. F $5/9#7 #), +5+
043.# <5 "5,+# <5"5?%.+5 *1$18 # !"#3.# + 718+%,/ !"#.'21$#N ?%85.&.05.
A.5 +$#85, ,12*/ !"%9#,, ?1"1. &0%1 $5957% 95&.#9$% #< &1,#$5"5, +%.%"43 ' 017
.%76+% %*#$ "5< (=.% ?47 ,%3 04?%") # $5 +%.%"%, !"#&/.&.0%057% %+%7% 100
!"1*!"#$#,5.1713, <5 .5+/N !"#0#718#N +52*43 #< $#) <5!75.#7 %+%7% 1,000.00$. R
95&.#9$% %$5 %&$%05$5 $5 *#&+/&&#'), !"%01*1$$4) 0 ,%13 S"/!!1 !% %?/91$#N
!"#.'21$#N ?%85.&.05. D $13 &%&.%'7% 18 !"1*!"#$#,5.1713, ,$%8#1 $5&752*57#&6
8%*%04, *%)%*%, 0 ,#77#%$4 # ,/76.#,#77#%$4 *%775"%0, +52*43 <5!75.#7
14,000.00$ <5 &0%1 /95&.#1 0 8"/!!1. Q#$#,576$5' !75.5 <5 ,%N %*$%*$10$/N
+%$&/76.5P#N "50$5 9,200.00$, 5 !75.5 <5 ,%N %*$%95&%0/N +%$&/76.5P#N &/(1&.01$$%
04:1, 91, !75.5 01*/(#) N"#&.%0 # N"#*#91&+#) -#", #7# 7/9:#) 0"5913.
F 8%0%"N 05, 0&1 =.%, 9.%?4 *%+5<5.6 P1$$%&.6 # %?%&$%05$$%&.6 #*13,
!"#01*1$$4) 0 +$#81, *521 1&7# %$# 05, !%+52/.&' &."5$$4,#.
B&7# 04 !1"1&.5$1.1 */,5.6 %? =.%,, .%, 0%<,%2$%, %+521.&' !"50*%3, 9.% ,$%8%1 #<
.%8%, 9.% 04 */,51.1 % *1$685), 0%<,%2$%&.') # ?%85.&.01 04 !%91"!$/7# %. 7N*13, /
+%.%"4) ?%85.&.05 $1.. Q$%8%1 #< .%8%, 9.% 04 9#.57# #7# &74:57#, ?47% &+5<5$% #7#
$5!#&5$% $1?%85.4,# 7N*6,#. @%76:#$&.0% 7N*13, & +%.%"4,# 04 &0'<5$4, 961
,$1$#1 % *1$685) 04 95&.% &74:#.1, $1?%85.4. Q$%8%1 #< .%8%, 9.% &%&.507'1. 05:/
$5&.%'(/N &#&.1,/ /?12*1$#3 % ?%85.&.01, ?47% 0<'.% #< $1%?"5?%.5$$%8% ,5.1"#575,
+%.%"43 04 !%7/9#7# #< #&.%9$#+%0, 7#:1$$4) ?%85.&.05.
F !"1*&.507'N &%?%3 "1<+#3 +%$."5&. !% &"50$1$#N & =.#,# #&.%9$#+5,#, !%.%,/
9.% ' - #&.%9$#+ ?%85.43. B&7# ,%# #*1# $1 !"%.#0%"195., $1 +%$-7#+./N. # $1

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

13/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&' ()*#( '+, -.+/,, 0#'#")+ 1"-$2'$'(2&' ( (%3+4 5%$'#/6+4 $-$'+,+
2!+7.+5-4, 8'#-'# .#975# !)': 5+ '%0!
;+7.2 1"#8-,, / 1#95#$':& #$#*5%&, 8'# () ,#7+'+ !)': 1#-$(#+,2 .#(#9:5#
2$1+35),. <#.#*"+(%&, 8'# ='# '%0. >+.5/0- "+.0# 1#021%&' 05-?- $# $9#(#,
!#?%'$'(# ( 5%*(%5--, ='# 0%0 "%* #.5% -* ,5#?-@ 1"-8-5, 1#8+,2 #5- #$'%&'$/
!+.5),-. <#='#,2 / 5+ $!"%$)(%& $# $8+'#( (%3- .#$'-7+5-/ -9- (%3- *5%5-/. A# /
"%!#'%9 $# ,5#?-,- 2$1+35),- 9&.:,-, 0'# 21#"5# !#"#9$/, 8'#!) $'%': '%0-,, 0'#
1"+2$1+9 5+$,#'"/ 5% $(#- 2!+7.+5-/ # !#?%'$'(+, 8+, !9%?#.%"/ -,. B 5%!9&.%9, 0%0
#5- 1"#@#.-9- $0(#*: 5%-!#9++ 2.-(-'+9:5)+ -*,+5+5-/ - #$(#!#7.+5-/, !9%?#.%"/
-.+/,, "%$$0%*%55), ( ='#4 05-?+. B "%$$0%72 # 5+0#'#")@ -* ='-@ 9&.+4 *.+$:.
A+(%75#, 5%$0#9:0# 2$1+35), () ,#7+'+ !)':, / 2(+"+5, () 5%4.+'+ 5+$0#9:0# -.+4,
0#'#")+ (%$ 2.-(/', 3#0-"2&', !"#$/' (%, ()*#(, #$(#!#./' (%$ - 1"-5+$2' (%, 1#9:*2.
B 2(+"+5, 8'# C#5%9:. D"%,1 (Donald Trump) ,#? !) 1"#8-'%': ='2 05-?2 - 5%4'- 8'#5-!2.:, 8'# #5 ,#? !) -$1#9:*#(%': .9/ 1"-(9+8+5-/ !#9:3+?# !#?%'$'(%, - 9+?8+, 8+,
"%5:3+.
!"# $%&'()*+ #%&&,#-). )/0*1'2,/*%3 4&5 $1)*56,/)5 7%8"*0*3" 7,0$&"*/%.

!
B #8+5: @#82, 8'#!) -.+- ='#4 05-?- "%!#'%9- 5% (%$ - .9/ (%$. <#='#,2 / $#!"%9
1#95)4 E5$'"2,+5'%9:5)4 5%!#" .9/ <"-'/7+5-/ !#?%'$'(%, 0#'#")4 (09&8%+' ( $+!/
F20#(#.$'(# .+4$'(-4 .9/ ='#4 05-?-, '%!9-G) 0#5'"#9:5)@ 1"#(+"#0, H#",), I%"')
1$-@#9#?-8+$0-@ '"-??+"#(, '+9+$+,-5%" - e-mail 02"$. C9/ '#?# 8'#!) 1#928-': ='2
0#99+0G-&, *%4.-'+ 5% $%4' www.nobsbooks.com ( "%*.+9, 1#$(/6+55)4 ='#4 05-?+.

!"#$% &'()(

!
J F%*.+9+ I $#.+"7-'$/ 26 ;%?5-'#( !#?%'$'(%. B 0#"#'0# "%$$0%72 # 5-@. K5- 5+
"%$1#9#7+5) ( 1#$9+.#(%'+9:5#, 1#"/.0+, 1#.#!5# 3%?2 1, 2 - 3. J,+$'# ='#?#, ()
,#7+'+ (#$1"-5-,%': -@ 0%0 02$#80- 1%*9%, 9+7%6-+ 5% $'#9+, #7-.%&6-+, 0#?.% ()
$#!+"+'+ -@ (,+$'+ '+, $1#$#!#,, 0#'#")4 "%!#'%9 !) 5% (%$ 9283+ ($+?#. J) '%07+
,#7+'+ #!"%6%':$/ $ ='-, F%*.+9#,, 0%0 !2.'# () $'#-'+ ( #8+"+.- ( 0%H+'+"-- !+"+'+ '#' ;%?5-', 0#'#")4 0%7+'$/ (%, 5%-!#9++ (%75), 5% .%55)4 ,#,+5'. J)
2(-.-'+, 8'# 5+0#'#")+ -* 5-@ H-9#$#H$0#?#, 5+0#'#")+ 1"%0'-8+$0#?# $(#4$'(%.
<"+.1"-5-,%'+9& 5275) #!% '-1%: 9-85%/ H-9#$#H-/ # !#?%'$'(+, (-.+5-+ 12'-, 1#
0#'#"#,2 .(-7+'$/ !#?%'$'(# ( ,-"+, - 5%!#" 1"%0'-8+$0-@ $'"%'+?-4, -5$'"2,+5'#( 5%()0#(.
F%*.+9 II 1"+.$'%(9/+' $#!#4 0#99+0G-& >#52$5)@ ?9%( #' =0$1+"'#( ( "%*9-85)@
#!9%$'/@ -5(+$'-"#(%5-/, H-5%5$#()@ (#*,#75#$'+4 - 21"%(9+5-/ !#?%'$'(#,. I%7.%/
?9%(% 5%1-$%5% "%*5),- $1+G-%9-$'%,-. L'# 9&.-, $ 0#'#"),- / !9-*0# "%!#'%9
"%*5),- $1#$#!%,-, - 0#?# / 1"-?9%$-9 (5+$'- $(#4 (09%. ( 05-?2. L'- ?9%()
1#.?#'#(9+5) -$09&8-'+9:5# .9/ ='#4 05-?-.
F%*.+9 III, F+$2"$) !#?%'$'(%, (09&8%&' ( $+!/ $1-$#0 0#5'%0'5#4 -5H#",%G-- '+@
=0$1+"'#(, 0#'#")+ 1"+.$'%(-9- $'%':-, ."2?-@ 9&.+4, # 0#'#")@ 21#,-5%+'$/ ( ='#4
05-?+, 9&.+4, $ 0#'#"),- (%, 5+#!@#.-,# ($'"+'-':$/, - 05-?-, 0#'#")+ () .#975)
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

14/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'&(, )*+% ,- *)"()./# /'*&"#)/- /' 0#1'&*&,#. 2)*!+'&/-) !")3+#4)/%5 %
")*6"*- /'$%/'7&*5 *# *&"'/%8- 294. 9/% *#3)"4'& 3,' 0)*!+'&/-: 0%+)&' /' *);%/'"
!# 995.00$ /' $)+#,)<' % 3,6:;)*5$/#) 6$'*&%) *# *&'&6*#; Gold ,# =/6&")//); >"61),
<#&#"#) ,<+7$')& , *)05 !#+6$)/%) NO B.S. Marketing Letter 0)*!+'&/#.
?"%+#4)//-@ '63%# 3%*< *#3)"4%& %.0"'//-) ,-3)"4<% %. .'!%*)@ * ;#%:
*);%/'"#, !# ?"%,+)$)/%7 0#1'&*&,', ;#)@ !"#1"';;- 9&,)"1'7A'5 &"'3%8%%
*%*&);' 3+5 ;%++%#/)"#, (Renegade Millionaire System) % 3"61%: !"#1"';;. >'&'+#1
,*): ;#%: !"#1"';; ,- ;#4)&) !#*;#&")&( /' *'@&) www.dankennedywebstore.com.

!"# $% &'"()*+'&, %"-(+')% ./+ .)%)0+


1)%+(+/$20+3 %4&567, 8)')/46 %4 3/"(+% *
("#67 -)5)*6, + &.)&)9)*, & 8)')/4%+ (6
:("8)% (+ )1+( ;65)*68. <'+ %"-(+'4
./+',-+*"2' 8 ("% &+54, 52167,
)9&'),'65=&'*" >+:(+, 8)')/46 ("3)1,'&, *
-"/%)(++ & ./+/)1)7 ("#+3 1)%+(+/$20+3
%4&567.
!".)56)( ?+55 (Napoleon Hill),
"*')/ 8(+- !"#$%& '()*+" (Laws of Success),
,'-". / 0$1"2*. (Think and Grow Rich),
3$1"2*., ($+4"%55 ()$#$.(26/* 6 7'8*
(Grow Rich with Peace of Mind)
www.napoleonhill.com

!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

15/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%& I

!"#$%&'()*#"&+&,"(

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

16/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!
!

!
!!
! !!
!
!"#$%&'()#"&*&+"','
!'
!
"#$%$&'&!()*+,*%!*#"-!
! !!
!
!
!

!"#$%&'()*" #+,-. * /&0- *&,1) 2"34)()*" 545 &306 ( '6#-*". (6//".. !"#$%&/
70-71)()*&-/ ,#1 -3" 70&*#-8-'&1 1*#1-)(1 &,-1, 8)" *-#&8&'4 2"34)()*4, 5")"0"/"9'" (*"2",'" 70&)1'6)$ 5 (-2-, 1*#1-)(1 "304'&8-''".. :(#& *; *-0&)- * )", 8)" <)4
*-#&8&'4 "304'&8-'4, )"3,4 *; *-0&)-, 8)" 549,;. ,"##40, 5")"0;. *; 7"#684-)-,
70&=",&) 5 *4/ >4 (8-) 8$&=-)" >4)04); *4% >4042")"5 1*#1-)(1 8$-.-)" 7")-0-.. ?)"
7",(">'4)-#$'" *;>;*4-) 6 *4( )"%'")6. @"<)"/6 7","2'41 *-04 ")*-034-) *4%6 (&#6
70&)19-'&1 2"34)()*4, & '&5"3,4 '- *5#+8&) -- '4 7"#'6+ /"A$. B4)$ <)". (&#,-.()*"*4)$ '4 7"#'6+ -- ">'484-) 7"()67&)$ '-(704*-,#&*" & *0-,'" 7" ")'"%-'&+ 5
,063&/. :(#& *; (50"/';. 8-#"*-5, & *; 70&,-09&*4-)-($ )45". )"85& >0-'&1, )"3,4
*; *(-3,4 ('&94-)- (*"+ (&#6 70&)19-'&1 2"34)()*4. :(#& /'"3"- *4/ ,"()4-)(1 "8-'$
#-35", *">'&54-) 86*()*" *&';, (#"*'" <)" &'(6#&', 5")"0;. *;0424);*4-)(1
7",9-#6,"8'". 9-#->". 7"(#- )"3", 545 *; *,"*"#$ '4-#&($ 7&CC;. D; '- /"9-)<)"3" &>2-94)$. D4% /43'-)&>/ 2"34)()*4 26,-) ,#1 *4( '-,"()67-'.
!*/92,3$' * -0*.,: -1",.'/0#.,% /*0%
;$* *<'(= -#0=(>', *1,-(>' -0*.,.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

17/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"# $%&'()*, +,-.,+/%/01()* '/0,2/#, 2), 2/.,3%(,, +45"/%/ 6*, 3 (/ 7/0"8
-,019/:,, '/5 5,3 ;<."2/+0&2"3 +,03. =+("#, $%, <.,3203/% 2"94 2/.4 2 %,, '%,
-,:"%;%2, ,:."(&'/(,. >;0& 2) 2/.&%/, '%, ,(, -/?:."(&'(,, (/ ;4@/;%24/% %"#,* 2/@&,
#"# /:, '";%1. A,03 #"7+,:, (/ ,:."(&'/(". B+/;1 (/'/:, +/0&%1. >;%1
(/,:."(&'/((,;%1. C"9" ;<."2/+0&2"3 +,03 $%, 2;/, '%, 2) 5,7/%/ <.&20/'1, %"# 7/
#"# & 08-,* +.4:,*.
C -&?(/;/ <.&;4%;%24/% %" 7/ &+/3: .)(,'("3 +,03. D, ;(,2" $%, <./+<,0":"/%
#,(/'()*, ,:."(&'/(()* .)(,#, 25/;%, -/;#,(/'(, .";9&.3/5,:, .)(#".

!"##$"% & '()* +&',&#-$"*


E./+;%"21%/, '%, 2) <,+.,;%,# 2 ;/51/, ("F,+3@/*;3 2 ,'/(1 %.4+(,5 G&("(;,2,5
<,0,7/(&&. A/(/: 5"0,. C ;/51/ 2), +2" -."%", ,%/H & 5"%1. !,:+" 2;/ ;"+3%;3 47&("%1
& 5"5" ;%"2&% /+4 (" ;%,0, 2) ?("/%/, '%, $%, 2;3 /+", #,%,."3 /;%1 2 +,5/. I&;#"
#".%,G/01(,:, <8./ $%, 2;/, '%, /;%1. C) :,0,+(). C) +/*;%2&%/01(, F,%&%/
-,01948 <,.H&8 2%,.,:, 2+,-"2,# # <8./. I&;#" ;%,&% <.35, </./+ 2"5& & +, (//
0/:#, +,%3(4%1;3. D, 25/;%, %,:,, '%,-) <.,;%, 2?3%1 & <,0,7&%1 ;/-/ /@/ <8./, 2)
,;%"("20&2"/%/;1 & ;5,%.&%/ 2,#.4:, 4 #,:, (" %"./0#"F 47/ /;%1 <8./. C) ;5,%.&%/,
F2"%&% 0& 2"9/54 ,%H4. C) ;+/.7&2"/%/ ;2,/ 7/0"(&/ (";)%&%1;3 &?-?" -/;<,#,*;%2" ,
%,5, '%, +.4:&/ 5,:4% (/ <,04'&%1 ;2,/* ;<."2/+0&2,* +,0&, '%, #%,-%, 5,7/% -)%1
:,0,+(//, '/5 2). C) +/*;%2&%/01(, (/ F,%&%/, '%,-) #%,-%, +.4:,* ,;%"0;3 :,0,+()5
&?-?" 2"9/:, "<</%&%".
9(' (' (,/* 5$* .-' 1"'/-$,.0%$:. ; &#0 . $,<*3 -'2:'.
J/</.1 <./+;%"21%/, '%, 2) <,+.,;%,# 2 ;/51/ ; ,:.,5()5 +,;%"%#,5. !,:+" 5"5"
("#.)2"/% 47&( (" ;%,0, 2) ?("/%/, '%, %"5, ,%#4+" $%, -)0, 2?3%,, /;%1 ("5(,:,
-,019/. K,0,+&01(&# <,0,( <.,+4#%,2. L4G/%) %,7/. E,;0/ 47&(" 2;/:+" ,;%"/%;3
5(,:, /+). C) :,0,+(). C) +/*;%2&%/01(, F,%&%/ -,01948 <,.H&8 2%,.,:, 2+,-"2,# #
<8./. I&;#" ;%,&% <.35, </./+ 2"5& & +, (// 0/:#, +,%3(4%1;3. C) +,0:, (/ +45"/%/,
2) -/./%/ 5&;#4 & ("#0"+)2"/%/ ;/-/ ;%,01#, <8./, ;#,01#, 2) F,%&%/.
C $%&F <.&5/."F, 2), #,(/'(,, +/*;%24/%/ ;,?("%/01(,. C </.2,5 ;04'"/, 2 ;/51/ ;
G&("(;,2)5& <.,-0/5"5&, 2) ;,?("%/01(, ;+/.7&2"/%/;1, 7/.%24/%/, (/ -/./%/ %,, '%,
;%,&% <.35, </./+ 2"5&, '%, 5,7(, 2?3%1.
E,F,7&5 ;<,;,-,5, (, <,+;,?("%/01(,, /;0& 2) 2/.&%/ (" 08-,5 4.,2(/, '%,
-,:"%;%2, ,:."(&'/(,, '%, 2;/ 2,#.4: (/ &?,-&01(,, 2) -4+/%/ ;+/.7&2"%1;3; 2) (/
-4+/%/ -."%1 2;/, '%, ("F,+&%;3 <.35, </./+ 2"5&. C"9& $5,H&& 2 ,%(,9/(&&
-,:"%;%2" -4+4% ,;%,.,7()5&, 2?2/9/(()5&, ,:."(&'/(()5&, <,+"20/(()5& &
.,-#&5&.
>;0& ;5,7/%/ <,0(,;%18 &?-"2&%;3 ,% 2/.) 2 %,, '%, -,:"%;%2, ,:."(&'/(,, 2"9/
<.&%37/(&/ -,:"%;%2" (/,7&+"((,, "2%,5"%&'/;#& </./*+/% &? ?"(&7"/5,:,,
,:."(&'/((,:, & <,+"20/((,:, ;,;%,3(&3 2 ;,;%,3(&/ <,0(,* ;&0), & -0":,<.&3%()/
2,?5,7(,;%&, +/(1:& & -,:"%;%2, ,'/(1 -);%., <,%/#4% # 2"5 2 -,019&F #,0&'/;%2"F &
; -,019/* ;#,.,;%18, '/5 2) #,:+"-0&-, +, $%,:, &;<)%)2"0&.
M8+& (" ;"5,5 +/0/ +45"8%, & %/5 ;"5)5 4#,./(38% 2 ;2,&F :,0,2"F 5);01, '%,
+/(1:& -/.4%;3 4 N/0,2/#" O & &+4% # N/0,2/#4 L, +/0"3 -,:"%)5 N/0,2/#" L ?" ;'/%
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

18/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%"&' (. )$*"+*$, #,-".'#/*0" 1$#,2,&, #,-$ %".32 % 42$, #,-$ 1$2%$.52%672
42$86 2"8 ,#, ,*08 51$5$-$8.
9"&$2$.0" ."#,:,$;*0" <$&2.,*0 , ."#,:,$;*0" #,<".0 1$526#,.672 426 ,<"7.
=6>"52%6"2 8*$:$ 51$5$-$%, 5 1$8$>/7 &$2$.0? %0 8$@"2" 1.,$-."52, 426 %".6,
$5*$%'2"#/*$ %-,267 % %'A6 :$#$%6, 8$@"2 -02/, <'@" % 8'2"8'2,+"5&$8 &#'55"
*'+'#/*$B A&$#0. C5#, 6 D@$**, +"20." &$*E"20, , $* <'52 <%" ,; *,? D@,86,
5&$#/&$ &$*E"2 $52'*"253 6 D@$**,? F2%"2, *"$-?$<,80B <#3 1$#6+"*,3 ?$.$A"B
$G"*&,, - <%'. 9$ 8'2"8'2,+"5&'3 1.$-#"8' ,:*$.,.6"2 2$2 E'&2, +2$ D@$**, 8$@"2
1.$52$ .';@'2/ .6&6, , 6 *":$ -6<"2 1$3%#32/53 52$#/&$ &$*E"2, 5&$#/&$ $* ?$2"# -0
,8"2/. H &$*G" &$*G$%, *" 56>"52%6"2 :#$-'#/*$:$ <"E,G,2' &$*E"2. )$:<' %0
<"B52%,2"#/*$ 1$B8"2" -$:'252%$, %0 6;*'"2", +2$ 6 D@$**, 8$@"2 -02/ 4 &$*E"20, , 2
$* 8$@"2 <'2/ D@,86, *$ 1$2$8 6 *":$ 8$@"2 -02/ 42 &$*E"20.
D#3 6+,2"#3 8'2"8'2,&, <'@" ;':'<$+*"" , 5#$@*"" 1$*32/ 2$, +2$ 6 D@$**, %".$32*""
%5":$ <$#@*$ -02/ 42 &$*E"20, "5#, $* <"B52%,2"#/*$ $2<'52 2 ,; 4, +"8 "5#, -0 $*
1.,1.32'# 42, 4 &$*E"20. 9$ 42$ <.6:'3 2"8' <#3 $2<"#/*$B :#'%0 % 42$B &*,:". I$&'
1.$52$ ;'1$8*,2":
!

!"#$%&#'#(#)*#+$,-.
'"%$/)0*%-.1#23$+$&3./&(/0$+/.
02#.'#43&(0*%0..
.
!

J$#/A,*52%$ #7<"B *,&$:<' <'@" *" <68'72 $ 51$5$-'? 1$#6+"*,3 -$:'252%'. K?


805#, $:.'*,+"*0 1$&61&$B #$2"."B*$:$ -,#"2' ,#, E'*2';,38, $ &'&$8-2$
*",;%"52*$8, <'%*$ 1$2".3**$8 <3<", &$2$.0B ;'%">'"2 ,8 &.6:#"*/&67 56886. 9$
56>"52%6"2 8*$:$ #7<"B, &$2$.0" % *"&$2$.$8 5805#" 52'.'7253 6;*'2/, &'& $*, 8$:62
1."%.'2,2/ 5%$, ;*'*,3, 51$5$-*$52,, %."83, 4*".:,7 , 65,#,3 % ."'#/*$" -$:'252%$.
H0 8$@"2" -02/ % 42$B :.611" %$;8$@*$, 42$ , "52/ 1.,+,*' 2$:$, +2$ %'5 1.,%#"&#'
42' &*,:', , %0 "" &61,#,. I$42$86 1."<61."@<'7: -$#/A'3 +'52/ #7<"B % 42$B :.611"
*,&$:<' *" 52'*62 23*62/53, *,&$:<' *" 52'*62 <%,:'2/53, *,&$:<' *" -6<62 -$:'208,,
1$2$86 +2$ $*, 52.'<'72 $2 5,#0 1$<'%#"*,3 -$:'252%'.
C5#, %0 %".,2", +2$ -$:'252%$ $:.'*,+"*$, "5#, %0 %,<,2" ":$ &'& ,:.6 5 *6#"%$B
5688$B, %'5 42$ 1$<'%#3"2. L2$ %#,3"2 *' %5", +2$ %0 <"#'"2" ,#, *" <"#'"2", *'1.,8".,
*' 2$, +2$ %0 ;'1.'A,%'"2" % &'+"52%" 1#'20 ,#, 6 &$:$ %0 1.$5,2" <"*/:,.
M 8*$:$ %."8"*, 1$5%32,# .'-$2" 5 #7</8, %$ %."83 1.$<'@, ' 2'&@" 5 2"8,, &2$
*';0%'# 5"-3 1.$<'%G'8,, *'1.,8"., 5 2"8,, &2$ 1.$<'%'# 52.'?$%&,, 8'A,*0 ,#,
5,52"80 1$@'.$26A"*,3, , 5 2"8,, &2$ *" 5+,2'# 5"-3 2'&$%08,, ?$23 2'&$%08, ,
3%#3#,5/, *'1.,8"., 52$8'2$#$:'8, , 15,?$#$:'8,. D%' %">,, &$2$.0" $2.'@'72
1$<'%#"*," -$:'252%', 51.'%"<#,%0 <#3 *,? %5"?.
F<*' ,8""2 <"#$ 5 G"*$B. J$#/A,*52%$ -$,253 $-56@<'2/ G"*6, -$,253 1$<*,8'2/
G"*6, , 52'*$%3253 1'.'*$,&'8, % $2*$A"*,, G"*0, &$2$.'3 %0A", +"8 6 &$*&6."*2$%.
N*" 1.,A#$5/ <$#:$ , 61$.*$ .'-$2'2/, +2$-0 ;'52'%,2/ #7<"B 1$<*32/ 5%$, .'5G"*&,
,#, %$;*':.'@<"*," ;*'+,2"#/*$ %0A" 2"&6>,? 6.$%*"B, 1.$80A#"**0? *$.8 ,#,
&$*&6."*2$%, +2$-0 $*, *';*'+,#, 26 G"*6 ;' 5%$, 65#6:, , &$81"2"*2*$52/, &$2$.67
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

19/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"# $%&'()#(%*+"! #,%*# '-%$# ')!#. /*#%"(!). 0 1!*+2#"'()% '*345%) 6 75'(5)*6*
3)%*#4#(+ 8%"3 # )!7"59-5:$%"#6 "5 200% - 2000%, # ;(! <-!.!$#*! 51'!*=("! 1%7
)'6/#. "%95(#)">. <!'*%$'()#& )!( "5'/!*+/! *=$# 75"#:5=( ')!= '(!#,!'(+! 0
(5/#. '#(358#6. 6 "% #,%= $%*! ' <-5/(#4%'/#,# "%'!!()%('()#6,#, 6 #,%= $%*! '
!9-5"#4%"#6,# # '(-5.5,# $%*!)>. *=$%&.
0(!-!% /5'5%('6 /-#(#/# ')!#. $%&'()#& <-# 75/->(## <-!$5:#. ? #"!9$5 2343 <!
<!)!$3 !$"!9! #7 ,!#. '!1'()%"">. 1#7"%'!) - ) /54%'()% @-#*5"'%-5 6 <#23
-%/*5,">% <-!$5=A#% (%/'(>, <-# ;(!, 6 -%93*6-"! "57"545= 8%"3 !( 30,000.00$ $!
70,000.00$ #*# 1!*+2% 75 <!*">& <-!%/( # "% ,%"+2%, 4%, 15,000.00$ 75 !$"3 -%/*5,3
#*# -%/*5,"!% <#'+,!, <*=' -!6*(#. B9!)!-='+, 4(! "545*+"!% (-%1!)5"#% $*6
<!*34%"#6 (5/!& <*5(> "% #,%*! "#4%9! !1A%9! ' ,!#, ,5'(%-'()!, /!<#-5&(%-5 #
!("!'#*!'+ / ,!%& '<!'!1"!'(# '!.-5"6(+ %'(%'()%""!% )>-5:%"#% *#85 # 9!)!-#(+ 1%7
75<#"/#, /!9$5 6 -5''4#(>)5* '(!#,!'(+ ,!#. 3'*39. C(! ,!:%( 1>(+ <-#4#"!&, <!
/!(!-!& ,"!9#% $#*%->, <-!$5=A#% <-%$,%(> #'/3''()5 # 5"(#/)5-#5(5, <#23( 8%"3
"5 1*5"/% # <!$!$)#95=( %9! )5, 4%-%7 '(!*. 0'6 <-5)$5 ) ;(!& 23(/%. D!9$5
'(!,5(!*!9 3'(5"5)*#)5%( 8%"3 /*#%"(3 ) 70,000.00$ 75 %9! '*345&, /!9$5 45'(">& /*31
"57"545%( <*5(3 75 4*%"'()! ) "%, ) 215,000.00$, /!9$5 /(!-"#13$+ 9!)!-#( ! /5/!&"#13$+ 8%"% #*# <*5(%, )'% (-%<%A3(. E3A%'()3%( '!1*57" '/#"3(+ 8%"3, $5:% %'*# )5'
"% <-!'6( ;(! '$%*5(+, #7-75 '(-5.5, <!$5)*%"#6 # -57">. <-%$<!*!:%"#& 9!)!-6
/!-!(/!, #7-75 /-#(#/# '!1'()%"">. $%&'()#&.
0!7+,%,, / <-#,%-3, <-!$5)85, /!(!->& <-#.!$#( ) /5/!&-*#1! $!,, 4(!1> <-!$5(+
<!:5-"3= '#9"5*#758#=. (F ,%"6 1>* /!-<!-5(#)">& /*#%"( #7 ;(!& '@%->). C(!(
<-!$5)%8, '!<-!)!:$5%,>& '>(>, $5*,5(#"'/#, $!9!,, # ' )#$%! ! 9!-6A%, $!,% #$%(
) $!, / <!(%"8#5*+"!,3 /*#%"(3 # !1"5-3:#)5%(, 4(! !" <!<5* ) $!,, 9$% )'% 9!)!-#(
!1 !("!'#(%*+"!& 1%$"!'(#, <! /-5&"%& ,%-%, <! %9! '(5"$5-(5,. G)!% $%(%& '#$6( "5
<!(%-(!, /!)-% ) 9!'(#"!&. 0!7,!:"!, 3 "#. %'(+ .!-!2#& (%*%)#7!-, "! <!4(# )'%
!'(5*+"!% ) $!,% 6)"! <!$%-:5""!%, -571#(!%, -57)5*#)5=A%%'6 "5 45'(#, 5 #7 $#)5"5 )
-57">% '(!-!"> (!-45( <-3:#">. B" 6'"! )#$#(, 4(! ;(# *=$# %*% ')!$6( /!"8> '
/!"85,#. H579!)5-#)56 ' ;(!& '%,+%&, !" 37"5%(, 4(! <5<5 '#$#( 1%7 -51!(> 3:% 4%(>-%
,%'685, # 4(! 3 !$"!9! #7 $%(%& '%-+%7">% <-!1*%,> '! 7$!-!)+%,, 5 *%4%"#% '(!#(
!4%"+ $!-!9!, # (.$., # (.<. I-!$5)85 (!2"#( !( ,>'*#, 4(! !" $!*:%" <-!$5(+ ;(#,
*=$6, <!:5-"3= '#9"5*#758#= 75 1,000.00$. J ) 1!*+2#"'()% '*345%) !" "% 75/-!%(
'$%*/3. B" <!$'!7"5(%*+"! 13$%( '%16 /-#(#/!)5(+, *%9/! <-#"#,56 <%-)!% :%
)!7-5:%"#%. J*# !" '!7"5(%*+"!, "5,%-%""! 1-!'#( #9-3 ) '5,!, /!"8%, !'(5)#( '$%*/3
# 3&$%( !((3$5.
C(! 5"5*!9#6 <!)%$%"#6 *=1!9! 4%*!)%/5 ) <!$!1">. '#(358#6., %'*# $%&'()!)5(+,
#'.!$6 #7 )%-> ) !9-5"#4%""!% 1!95('()!.
K!& $-39 L*%" M%-"%- (Glenn Turner) -5''/57>)5%( #'(!-#=, '*34#)23='6 ' "#, )
<%-)>% $"# %9! /5-+%-> <-!$5)85, ! (!,, /5/ %9! <-%'*%$!)5* 4%*!)%/, /!(!->& 1>* )
"%#'(!)'()% !( (!9!, 4(! L*%" "% <-!$5* %,3 2)%&"3= ,52#"/3. L*%" $3,5*, 4(! ;(!(
4%*!)%/ "% ,!9 1> '%1% %% <!7)!*#(+, # 4(! (!,3 "% '*%$3%( 75*%75(+ ) $!*9# $*6 %%
<!/3</# # %'(%'()%""! !1-%75* <-%7%"(58#= # "%!:#$5""! )'(5* # 32%*. N9! 13/)5*+"!
$!9"5* "5 3*#8% # 75$%-:5* ;(!( ,3:4#"5 # )>'/575* %,3, 4(! (!( "% <-#*!:#* "#/5/#.
'#* $*6 <-!$5:#: D5/ )> <!',%*# (5/ <!$3,5(+ !1! ,"%? F ,%"6 %'(+ <-5)! /3<#(+ ;(3
)%A+ $*6 ,!%& :%">, %'*# 6 .!43 ;(! '$%*5(+.
F ,!%9! /!**%9#, !-5(!-5, O#95 O#9*5-5 (Zig Ziglar) %'(+ <!.!:56 #'(!-#6 !
<!/3<5(%*% #7 %9! <%-)>. $"%& <-!$5: /3.!""!& <!'3$>. I!/3<5(%+ /!<#* $%"+9# "5
<-!)!$/3 /5"5*#758## )"3(-# $!,5. B1"5-3:#), 4(! 3 ;(!& '%,+# "%( $5:% )"3(-%""%&
/5"5*#758##, O#9 !('(3<#* # "% <!<>(5*'6 75/->(+ <-!$5:3 /3.!""!& 3()5-#. P=$#
1>*# -57!45-!)5">, # !"# <! "5'(!6A%,3 .!(%*# /5'(-=*# # '/!)!-!$/#. K3: '/575*:

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

20/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!" #$%&# '($)$%*+, -./.)*0.1*2 '$0%&. 3&/. 4$5&+ '$)65*+, 7+* -.8+(2)*
8&95.8.
:.0;$(5*<$8+, < 1&/.4, < +$#, -$#6 '($=.<.+,, < *4 8'$8$;/$8+* 0.').+*+, * *4
8'$8$;/$8+* '$0<$)*+, 8&;& 7+$, 8#&(+&),/.. >(.<=. < +$#, 5+$ -.%="9 (.0, -$?=. <"
'(*/*#.&+& (&@&/*A 0. =(6?*4, 7+$ < =&98+<*+&),/$8+* ;$),@& $+(.%.&+ +$, 5+$
</6+(&//& '($*84$=*+ 8 <.#*, 5&# 5+$-)*;$ &B&.
C(&;6&+8A '($A8/*+, &B& /&-$+$("& <&B*. D2=* ;&0 =&/&?, -$?$ <" <$8'(*/*#.&+&
-.- /&*#6B*4 '$ +$9 *)* */$9 '(*5*/&, * -$?$ <" 8'(.@*<.&+&, 8)&=6&+ )* <.#
'($=.<.+,, 8$;*(.2+8A ;"+, ;&0 =&/&? * /. 8)&=62B&9 /&=&)& +$%&, /&0.<*8*#$ $+ +$?$,
'$)65*+& )* <" $+ /*4 =&/,?* *)* /&+.
>(*5*/., '$ -$+$($9 6 /*4 /&+ =&/&?, .;8$)2+/$ /& *#&&+ /*5&?$ $;B&?$ 8 <.@*#
86B&8+<$<./*&#, 8 +&#, '($=.&+& <" *)* '($<.)*<.&+& '($=.%6, . +.-%& 8 +&#, -.(.;$+.2+ =&/,?* < (&.),/$# #*(&. E '$)65*+& )* *4 <", '$)65*+ )* *4 -+$-/*;6=, &B&,
<*//"9 #.?.0*/, 1&(-$<,, /&<.%/$ -+$, A $;&B.2 <.#, 5+$ *4 -+$-+$ '$)65*+. >$+$#6
5+$, &8)* 6 /*4 /&+ =&/&? 8&95.8, $/* 8/$<. 8$;*(.2+8A ;"+, ;&0 /*4. E ;$),@*/8+<$ *0
/*4 ;6=6+ ;&0 =&/&? '$8+$A//$, '$+$#6 5+$ $/* /*-$?=. /& '$)65.+ *)* /& ;6=6+
=&98+<$<.+, < 8$$+<&+8+<** 8 '$/*#./*&#, -.- (.;$+.2+ =&/,?*.
F 0/.2, 7+$ 0<65*+ ?(6;$. E <" #$%&+& /& ;"+, '($=.<1$#, -$+$("9 <8+(&5.&+8A 8
)2=,#* )*1$# - )*16, * 6 <.8 /*-$?=. /& ;")$ /&$;4$=*#$8+* 8*=&+, 0. 8+$)$# (A=$# 8
-&#-+$ * =6#.+,, 5+$ +$+ /& #$%&+ 8&;& '$0<$)*+, <.@ '($=6-+, * <8& (.</$ &#6 &?$
'($=.+,. G$ '(.<=. $ +.-$9 $8$;&//$9 8*+6.1** A<)A&+8A 8.#$9 ;$),@$9 '(.<=$9 $
<8&# #*(& =&/&? * ;$?.+8+<.. >(.<=. < +$#, 5+$ -.-62 ;" 86##6 <" /& '$)65*)*, $/. /&
*#&&+ /*5&?$ $;B&?$ 8 +&#, #/$?$ *)* #.)$ &8+, 6 -$?$-+$ =&/&?. H8&?=..
I8)* <" 4$+*+&, 5+$;" <.@& '(*+A%&/*& ;$?.+8+<. /.-.)*)$8, * J6/-1*$/*($<.)$
/. '$)/62 #$B,, 6 <.8 /& #$%&+ ;"+, (#9,9*3 (.0;$(5*<$8+*. K <.8 /& #$%&+ ;"+,
(#9,9*+* 8$'($+*<)&/*A. H" /& =$)%/" (#:'+* '$=.<)A+,. H" /& #$%&+& =&).+, 5+$-+$
=)A <*=.. H 8.#$# ;$),@$# 8#"8)& <" =$)%/" '$/A+,, < -.-$# ;" /* ;")$
J*/./8$<$# '$)$%&/** /& /.4$=*)8A -+$-)*;$, $ 5&# <" 0/.&+&, 8 -&# <&=&+& =&)., *)*
+.-$9 6 /&?$ '&(*$=, <8& 7+$ /& *#&&+ /*5&?$ $;B&?$ 8 <.#*. H 8.#$# ;$),@$# 8#"8)&
<.# 8)&=6&+ '$/A+,, -.-.A ;" 7-$/$#*5&8-.A 8*+6.1*A /& ;"). < #*(&, 7+$ /& *#&&+
/*5&?$ $;B&?$ 8 +&#, 8-$),-$ ;$?.+8+<. <" 8-$'*)*. ;,<' )*+,$-$.* %.0%'$-%
/*1*0('(#'2 /0% .,-, (* (' .=:#$,(#'2 /0% 9*+*-$*.
L$ +$?$ * '$-. <" /& -6'*)* <"@&6-.0.//"9 -(25$-, )&8-6 * ?(60*)$, <" <8&?=.
;6=&+& 8+(.=.+, $+ '$=.<)&/*A ;$?.+8+<..

!"#$ %&'(), *"#$ +,-.#/.().


0123 1-) 42,#2, '5 +,/*54-% 6 2+,-.#-'/%),
'5.27)"1/)2, / &6-8/:
9 :;*:; '-:/<'(5.
='/ #-#"1 )'5 .&5, <12 % >2<" . 8/7'/.

- ?8/' 0/))2'& (Gene Simmons), "<-&1'/6 4,"++( KISS


@.12, !"#$, %"&'(), Kiss (Sex, Money, Kiss)

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

21/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"','
!'
!
"#$%&"#""'(!)#*'!)!+,%-+.+#!
! !!
!
!
!
!
!"#$, %"#$ %"&'(), *" *+ "#*", &$-.+, /0"1 *$-+0234. 5(, *$6 7+' *8 4%.48034
-(309**97 "30'"%"7. :302 #8*2)+, #8*2)+ -"%3;#(. <8,08 %38, /0" %9 ="0+08.
:3.+ %9 *8 %30'8/$80832 -"30"4**" 3 .;#27+, ( &"0"'9= 8302 3"130%8**98 /$30*98
3$7".809, #".4 % /$30*9= 3$7".80$=, +.+, -" &'$,*8, 78'8, "*+ .80$;0 -8'%97 &.$33"7
-"%3;#(, &(#$ 8>#40 :3.+ %9 -"30"4**" *8 19%$808 3 .;#27+, ( &"0"'9= '(1$6&+ +
&"30;79 36+09 *$ >$&$> :3.+ %9 /$30" *8 %30'8/$80832 3 087+, ( &"0"'9= 8302
3&$&"%98 ."6$#+ +.+ 4=09 +.+ &"008#?+ #.4 "0#9=$ :3.+ %9 -"30"4**" *8
-'"%"#+08 %'874 3 .;#27+, &"0"'98 *8%8'"40*" -'"@%80$;0 + -'+%8'?8*9
-'+04?8*+; 1")$030%$, %9 7"?808 1902 -".*97 #('$&"7, #(7$4, /0" #8*2)+
")'$*+/8*9 % -'"30'$*30%8, % ")'$*+/8**"7 &".+/830%8 +.+ 0'(#*" #"30$;034.
A3*"%9%$432 *$ B0+= 793.4=, %9 7"?808 -"#$%.402 3%"8 3"130%8**"8 -'+04?8*+8
1")$030%$. C.+ %9 7"?808 #(7$02, /0" 0$&+= .;#+ '8#&" %30'80+62, /0" += 7$.". 5"
*80. ! #8,30%+08.2*"30+, 0", /0" #87")'$D9 + 7$'&80".")+ *$>9%$;0 mass affluent
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

22/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


(!"#$%"& '"#()&*+," *"*+"-+&#$./0 #12&3), 45&2*+6,#-&+ *"!"3 !/*+5" 56*+78(3
*&9:&.+ .6*&#&.(-.
;,&#()(,618(3*- 4"+"' *"*+"-+&#$."*+( +6' "95":&., )+" ' :"&3 "!/)."3
56**/#'&, '"+"571 - ,&27,
- 26<& 2"!6,(# &8& "2.7 56**/#'7, 4"#."*+$1
4"*,-8&..71 :65'&+(.97 2#- *"*+"-+&#$./0 #12&3*.

* !"# $%&'()*+$$ ' ,-.+$*"/%'0 (*,,1"2., -',3#4.%%'0


$,2"56$7."/%' )*(2.7$%89 :"# ,',7'#7."/%1; "5:.0, 7*2 <. 2*2 $ '
)'.0 2%$8. NO B.S. Marketing Letter -',.7$7. www.dankennedy.com.
=*2<. :.7*"/%*# 8"*3* ' )*(2.7$%8. :"# ,',7'#7."/%1; "5:.0
-'#3$7,# 3 2%$8. ,.($$ NO B.S., NO B.S. Direct Marketing for NONDirect Marketing Businesses.

= 45&2#6961 ,6: *2&#6+$ *#&2718&&: 4"*&+(+& Forum Shops , >6*-?&96*&, Rodeo


Drive , @&,&5#( A(##* ( Bergdorf Goodman , B$1-C"5'&. D5",&2(+& "+47*' , Boca
Raton ," E#"5(2&, , Scottsdale , F5(G".&, , Aspen , H"#"562". I56G7 <& (2(+& ,
!#(<63%(3 '.(<./3 :696G(. ( '74(+& ,/47*'( <75.6#", The Robb Report, Millionaire,
Worth ( Town & Country. IJ&G2(+& .6 K'*'75*(1 .6 67'L(". '#6**()&*'(0 6,+":"!(#&3
(#( 67'L(". *'6'",/0 #"%62&3. H"5")& 9","5-, #()." (#( )&5&G *5&2*+,6 :6**","3
(.M"5:6L(( 4"957G(+& *&!- , *+(#$ <(G.( *"*+"-+&#$./0 #12&3. ?6* .& +"#$'" 72(,(+
L&.6, '"+"571 "0"+." 4#6+-+ G6 &27 ( *&5,(*, ,/ !72&+& 4"56<&./ "!%(5./: ,/!"5":
")&.$ 2"5"9(0 ,&8&3 ( 7*#79, '"+"5/& *"G26./ 2#- *"*+"-+&#$./0 '#(&.+",. N ,/
!72&+& 4"56<&./ &8& !"#$%& +"#$'" +&:, '6' :."9" *78&*+,7&+ *"*+"-+&#$./0 #12&3.
9'2 )*0'' *-.'/*20'(('' .: );/'$' -$,(*.#$<-% -*=(,$'0<(* #0#
1*/-*=(,$'0<(* 1"*-$* . $*2, >,> 2(*+* -;?'-$.;'$ -*-$*%$'0<(:@ 0A/'3, >,>
2(*+* /'('+ >";$#$<-% .*>";+, $'2 0'+B' .: );/'$ 1"#$%+#.,$< > -')' )*+,$-$.*.
O+" 7456<.&.(&, '"+"5"& - ,6: 45&2#6961, 26#&'" .& 456G2."&. O+" ,6<./3 %69 ,
4"29"+",'& ,6%&9" :/%#&.(- ' 45(+-<&.(1 !"96+*+,6. P6' <& '6' ,/ 2"#<./
+5&.(5",6+$ ,6%& +&#", )+"!/ !/+$ G2"5",/:, 4"2+-.7+/: ( )+"!/ <(+$ 2"#9", ,6% 7:
2"#<&. !/+$ .6+5&.(5",6. 2#- !"96+*+,6. B6!#12&.(& G6 4"+"'": 2&.&9, (278(0 "+
*"*+"-+&#$./0 #12&3, -,#-&+*- ,6<./: ( 4"#&G./: 7456<.&.(&:. = !56# "2.7 (G
*,"(0 95744, '"+"571 '"7)(# 4" D5(,#&)&.(1 !"96+*+,6, , Disneys Animal Kingdom
Lodge .6 ,/&G2.71 K'*'75*(1. ?*& "*+6.6,#(,6#(*$ .6 '#7!.": K+6<&, ,*&
7)6*+,",6#( , Sunrise Safari, G6,+56'6#( * *"+572.('6:( Imagineer ( "!&26#( , 5G,&G2.": 5&*+"56.&. = ,G-# *,"1 '"7)(.9",71 957447, (:&1871 *+6+7* Gold/VIP, .6
K'*'75*(1 , Forum Shop. = 45&2"*+6,(# 4"24(*'7 .6 <75.6# The Robb Report ,
'6)&*+,& 4"265'6 *,"(: '#(&.+6:. Q6<& &*#( ,/ 4"'6 .& ,&2&+& <(G.$ *"*+"-+&#$."9"
)&#",&'6, ,/ 2"#<./ 4"957G(+$ *&!- , 56*%(5&.."& *"*+"-.(& "*"G.6.(- +"9", .6 )+"
4"0"<6 +6'6- <(G.$, ( '6' :."9" 7<& #12&3 ,&27+ +6'71 <(G.$.
R+"!/ 4",&5(+$ , +", )+" 7#(L/ G6,6#&./ 2&.$96:(, ,/ 2"#<./ 7,(2&+$ 7#(L/,
G6,6#&../& 2&.$96:(. S*#( 7 ,6* 4" *"*&2*+,7 .&+ +6'"3 .( "2."3, +" ,6: 45"*+"
.&"!0"2(:" ,/!(56+$*- 26#$%&!
? "2.": (G '6+6#"9", 45"%#"9"2.(0 456G2.()./0 *&G".",, (:&.7&:": Gentlemens
Domain, "4(*/,6#*- 45"27'+ "+ Eli Bridge Company, 45"(G,"2(+&#- 6++56'L(".", 2#!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

23/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%& #"'&()*)+,-. .+, /0%,(, ,1 2(3 40%- ,+25/0#,, & 0)*)+,) 100 ()0. 6)-*"/ '"
$"$,)-0% 300,000.00$ %+, !%/0"&30 &"7 2)-/0&589,- "00#"$:,%+ +" &";)7 2&%#). .+,
!%/0#%30 &"7 16-7)/0+%) <)#0%&% $%()/% 67 7)0#%& & &=/%05. >"7 +5?+" @52)0 #%')0$"
& 220 >%(A0. B !%/$%(A$5 %+% &)/,0 20 0%++, &=, &%'7%?+%, '"1%0,0), *0%@= &";) !"0,%
!#%&)#,(, 2% +"*"(" #"@%0.
C%+)*+%, #)"$:,3 @%(A;,+/0&" (82)- +" 0"$%- /$"+2"(A+=- !#,7)# 40% $#,$
+)"$05"(A+%. > $%+:) $%+:%&, 5 &";,1 $(,)+0%& +)0 0"$%- /577= 2)+)D, $%0%#58 %+,
7%D50 &=@#%/,0A +" &)0)#; &";, $(,)+0= - !#,?,7,/0=) /$5!)#23,, &"7 0"$ 03?)(%
!#%2"0A ,7, , 0"$ 2"()), , 0%75 !%2%@+%). E,. F)/$%(A$% ()0 +"'"2 3 ,'2"( &,2)%@#%;8#5 & /0,() #)$("7+%-,+G%#7":,%++=1 #%(,$%& 2(3 7%)D% $(,)+0", The Shed
Shop, & /)&)#+%- C"(,G%#+,,. H0" $%7!"+,3 !#%,'&%2,(" !)#&%$("//+=), 2%#%D,)
!%2/%@+=) /0#%)+,3, $%0%#=) 5/0"+"&(,&"(,/A +" '"2+)7 2&%#) 2%7". F) !%257"-0) %
?)/03+=1 /"#"31. .+, @=(, @%(A;) !%1%?, +" 7,+,"08#+=) 2%7" / '"%/0#)++=7,
$#=;"7,, 2&)#A7,, %$+"7, , @%$/"7, 2(3 :&)0%&, / &+50#)++)- %02)($%-, 7)/0"7, 2(3
#"@%0=, $+,?+=7, !%($"7, , &=/%$%$"*)/0&)++%- 7)@)(A8. <0%@= /+30A &,2)%, 3
!#,&)( $%7"+25 $ +)/$%(A$,7 !%$5!"0)(37, *0%@= !%/7%0#)0A +" !%/0#%-$, , '"/+30A
%0'=&= ,1 &("2)(A:)&.
.2+" /*"/0(,&"3 !"#" ,7)(" +) %2+5, " 2&) 0"$,) !%/0#%-$, +" /&%)7 2&%#), , %+"
@=(" 5?) +" !)+/,,. .@" +"1%2,(,/A +" /%:,"(A+%7 %@)/!)*)+,,, , 0%(A$% %2,+ /5!#5D
!%(5*")0 7"()+A$58 !)+/,8. I +,1 %@%,1 G,$/,#%&"++=- 2%1%2. 7 9 (#: );0* /.'
1*-$"*3<#.
J#5D%- !"#)+A / /"7%- %D#%7+%- !%/0#%-$%- , @%(A;,7 &%2%)7%7 +" /&%)7 2&%#)
+"*"( #"//$"'=&"0A 7+) *0%-0% !%1%?)) +" 25;)#"'2,#"8958 ,/0%#,8. K/(, @= &= ))
5/(=;"(,, &= @= !%/*,0"(,, *0% %+ )()-)() /&%2,0 $%+:= / $%+:"7,. F% $"$,7-0%
/%&)#;)++% 52,&,0)(A+=7 %@#"'%7 %+ !%0#"0,( 20,000.00$ +" /%'2"+,) ("+2;"G0" ,
!#52", , )9) 10,000.00$ +" !%/0#%-$5.
B/0,+", $%0%#58 '+"80 &/) 57+=) 7"#$)0%(%D,: $"?2=- $"$,7-0% %@#"'%7 +"1%2,0
$5*5 2)+)D 2(3 !%$5!$, &/)D% *)D% 5D%2+% !%/() 0%D%, $"$ %+ #);,(, *0% %+ 1%*)0
$5!,0A.
L+%D% (82)- ?"(5)0/3 +" 0%, $"$ 40% 03?)(% - /%2)#?"0A /)7A8, ,7)0A 0#)1 2)0)-,
!#, 40%7 %@" #%2,0)(3 &=+5?2)+= #"@%0"0A. .@" #%2,0)(3 , 0#%) 2)0)-, $"?2=-, ,7)80
/%0%&=) 0)()G%+=, " 40% /0%,0 !#,7)#+% 90.00$ & 7)/3:. .@" /0"#;,1 #)@)+$"
!%/)9"80 +) %2,+, " +)/$%(A$% $#5?$%&: 0"+:=, $"#"0), 2)0/$58 /!%#0,&+58 (,D5
(Little League). .@" #%2,0)(3 &%230 @%(A;,), +%&=), ?#59,) @)+',+, /!%#0,&+=)
"&0%7%@,(,. I +,1 )/0A /!50+,$%&"3 0"#)($", 5/0"+%&()++"3 +" /0)+) ,1 2%7", M> /
@%(A;,7 4$#"+%7 & D%/0,+%-, , M> !%7)+A;) & $"?2%- $%7+"0). B7 +) '+"$%7% /(%&%
03?)(%, $%D2" %+% '"0#"D,&")0 ,1 $%+)*+58 :)(A, , %+, /&%@%2+% !%$5!"80 &/) 0%,
*0% %+, #);,(, $5!,0A.
>= /%&)#;")0) %D#%7+58, %D#%7+58, %D#%7+58 %;,@$5, /%D(";"3/A / (8@%*"/0A8 !#)2!%(%?)+,3, *0% 2)+AD, 2%/0"80/3 03?)(%, *0% 5 &";)D% $(,)+0" +)0 2)+)D,
,(, %+ +) 1%*)0 ,1 !%0#"0,0A. B )/(, @("D%2"#3 $"$%75-0% !#,*52(,&%75, #)2$%75,
+)&)#%30+%75 ;"+/5, &= !#,&)(, /)@3 & /,05":,,, D2) (82,, / $%0%#=7, &= &)2)0)
2)(", ,7)80 +)1&"0$5 2)+)D ,(, 03?)(% ,1 0#"030, 40% %'+"*")0, *0% &= /"7, &=@#"(,
/&%,1 $(,)+0%&. N)#)$(8*,0)/A +" 0)1, $0% ()D$% 0#"0,0. M"$,1 (82)- !%(+% &/825.
M#)+2 /%/0%,0 & 2&,?)+,, $ @%(A;)75 $%(,*)/0&5 /%/0%30)(A+=1 (82)-. O52A0) &7)/0)
/ +,7.
./0)#)D"-0)/A 6LB. N% $"$,7-0% /&%,7 /%@/0&)++=7 ,'&#"9)++=7 !#,*,+"7, %
$%0%#=1 3 0%(A$% !%2%'#)&"8, D%/!%2/0&589,) 6LB '"+,?"80 1%#%;,)
4$%+%7,*)/$,) /&)2)+,3 , !%2*)#$,&"80 !(%1,) 4$%+%7,*)/$,) +%&%/0,. > 0)*)+,)
%2+%- ,' 40,1 +)2)(A, $%D2" 3 #"@%0"( +"2 40%- $+,D%-, /()2589,) +%&%/0, 7%D(, @=
@=0A !%1%#%+)+= +" 48%- /0#"+,:) D"')0=, +% @=/0#% @=(, !%21&"*)+= CNN: F%&=)
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

24/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'()* &+,-'! ,% $#."'$%!)/# & !#0#()# 1'((%2% 3#4*/ $+-) (' /#-+5 1% 3#(67#
,"%2(%.)"8#3%2% 8"%&(*, ) %() $+-) 4()9#(+ ,% 4"'&(#(): 4 ,"#1+18;)3 3#4*/#3;
<#1#"'-6(+5 1#<)/)! 83#(67)-4* (' 133$ $)--)%(' 1%--'"%&; &+,-'0#((+#
=%",%"'!)&(+# ('-%2) $+-) (' 40% &+7#, 0#3 .' ,"#1+18;)5 2%1. > !8 ,*!()/8 2'.#!'
USA Today &+7-' 4 ,#"#1%&)/#5, 4=8,% /)!)"8:;#5 ?!) <'=!+, (% )(!#","#!)"8:;'*
)@ ='= 8-807#()# %! 2(#!8;#2% ,%-%9#()* 1% 3"'0(%2%. A"%2"'33' (%&%4!#5,
=%!%"8: * 43%!"#- ,% B>, 81#-)-' &4#3 ?!)3 <'=!'3 3#(67# 2@ 3)(8! ) ,%!%3
,%4&*!)-' 12 3)(8! "#,%"!'98 % &+4%=)@ /#('@ (' $#(.)( ) 2"8,,# 3()3+@ ?=4,#"!%&,
4,#=8-)"8:;)@ (' !#38 =%73'"(+@ 4/#('")#&, #4-) /#(+ (' $#(.)( ,"%1%-9'! )1!)
&&#"@.
>+ 4%&#"7'#!# $%-678: %7)$=8, =%21' ,")()3'#!# .' ,"'&18 (#&#"(+# 4&#1#()* %
,%-%9#()) 1#- & ?=%(%3)=#, ,"#14!'&-#((+# 2%4,%14!&8:;)3) ,"#1&.*!+3) CDE,
,%11#"9)&':;)3) ,%-)!)=8 -)$#"'-%&. E 0!% $+ &+ (# 1#-'-), FG 4-87'5!# -:$+#,
1'9# $%-## &%.38!)!#-6(+# (#=%""#=!(+# 8!&#"91#()* D'5=-' D8"' (Michael Moore)
) #2% =%--#2. C8;#4!&8:! -:1) !),' D8"', =%!%"+# ('4!%*!#-6(% ,"%,'2'(1)"8:!
)1#:, 0!% #4!6 ="%7#0('*, ()0!%9('* 2"8,,' .-+@ $%2'0#5 ,% 4"'&(#(): 4 2)2'(!4=%5
3'44%5 ('4#-#()*, 82"%9':;# ,%1'&-*#3%2%, (#)3#:;#2% ()='=)@ &%.3%9(%4!#5.
E."+2'()* D8"' ) !#@, =!% #38 &!%")!, *1%&)!+. H (',)4'- %$ ?!%3 ,"%4!"'((8:
4!'!6:, ).('0'-6(% ,"#1('.('0#((8: 1-* =()2) NO B.S. Business Success, =%!%"'* $+-'
%!&#"2(8!' ).1'!#-64!&%3, ) &,%4-#14!&)) (',#0'!'(' & 3%#5 '&!%$)%2"'<)),
)(<%"3'/): % =%!%"%5 &+ 3%2-) %$('"89)!6 (' 4'5!# www.renegademillionaire.com.
E4!)(' & !%3, 0!% 4'3+5 $%-67%5, $+4!"% "'4!8;)5, 4'3+5 %$7)"(+5 )
"'47)"*:;)54* 4#23#(! I3#")='(4=%2% ('4#-#()* ?!% 4%4!%*!#-6(+# -:1), ' (#
$#1(+#.
G4!6 =%#-0!% )(!#"#4(%# % 4%4!%*!#-6(%4!). H "%1)-4* & 1954. >-'1#()# /&#!(+3
!#-#&).%"%3 & 2-'.'@ 4%4#1#5 $+-% ,").('=%3 4%4!%*!#-6(%4!). J%21' * $+- "#$#(=%3,
3+ $+-) #1)(4!&#((+3) &% &4#5 %="82# ,%$-).%4!) %! J-)&-#(1', & 7!'! K2'5%, 8 =%2%
$+- $'44#5(. L!% $+-% =-'44(%. A")%$"#!#()# (%&%5 3'7)(+ =-'44(%. > 70-@ )3#!6 &
4#36# 1&# 3'7)(+ $+-% ,").('=%3 4%4!%*!#-6(%4!). C#50'4 ,").('= 4%4!%*!#-6(%4!),
=%21' 4#36* &-'1##! 1&83* 1%3'3). F# !'= 1'&(%, &% &"#3* ,%-#!' ). J-)&-#(1' &
K"-'(1%, "'.2%&'")&'* 4% 4,8!()='3), * %4%.('-, 0!% ='91+5, =!% -#!#- ,#"&+3
=-'44%3, )3#- %1)( 1%3 & J-)&-#(1#, ' 1"82%5 &% M-%")1#. A"*3% 4#50'4, & ?!8 3)(8!8,
48;#4!&8#! $%-## 1%4!8,(+#, 0#3 "'(67#, 1%@%1+ & -:$+@ #1)()/'@ ).3#"#()*
1%--'"+, ,"%/#(!+, ,"%,%"/)), ,%1$#")!# -:$8: 4!'!)4!)=8, ='='* &'3 ("'&)!4*.
C#50'4 $%-67# -:1#5, 0#3 =%21'--)$%, )(&#4!)"8:! & (#1&)9)3%4!6 ) & <%(1%&+5
"+(%=. N%-67# 3)--)%(#"%&, 0#3 =%21'--)$% $+-% "'(67#. K! 3%#2% ,%=%-#()*
4-#18:;#38 ,%=%-#(): ,"%).%51#! ,#"#1'0' 4'3%2% $%-67%2% $%2'!4!&' &
I3#")='(4=%5 )4!%")).
>% 2-'&# &4#2% ?!%2% 3(%9'!4* (%&+# ='!#2%")) ,"%18=!%& ) 84-82, (%&+#
"'.&-#0#()* ) !),+ %!1+@', (%&+# )(184!")), (%&+# &%.3%9(%4!). K4!'(%&)!#46 )
,%183'5!# % &4#@ !#@ $).(#4'@, =%!%"+# 1'9# (# 48;#4!&%&'-), =%21' &+ $+-)
"#$#(=%3. H &4#3) )3) &%4@);':46.
H !'=9# 4%&#"7#((% 8&#"#(, 0!% #4-) 4#50'4 & I3#")=# &+ <)('(4%&%
(#4%4!%*!#-6(+, ?!% ,"%)4@%1)! $-'2%1'"* -)$% ="'5(#38 )2(%")"%&'():
&%.3%9(%4!#5, -)$% &'7#38 &+$%"8. L!% ,"%)4@%1)! %,"#1#-#((% FG $-'2%1'"*
(#1%4!'!=8 &%.3%9(%4!#5.
L!) 8$#91#()*, %4(%&'((+# (' <'=!'@, 48;#4!&#((+ 1-* &+=-:0#()* ,%1'&-#()*
$%2'!4!&' ) &=-:0#()* ,")!*9#()* $%2'!4!&'. G4-) &+ (# "'.1#-*#!# ?!) 8$#91#()*,
#4-) &+ 4%3(#&'#!#46 ) %4,'")&'#!# <'=! $#.2"'()0(%2%, -#2=% 1%4!8,(%2% ).%$)-)* )
&%.3%9(%4!#5, ) 1#(#2, !%21' &'3 (#%$@%1)3% ,%4&*!)!6 4&%# &"#3* ) ?(#"2): ('
4%$4!&#((+# ,%)4=) <'=!%& ) ,"%1'!6 )@ 4#$#. E('0#, ,%-80'#!4* !'=, ='= 2%&%")- 3%5
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

25/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%, &'(')*+) ,-./ 012/3* (Jim Newman), %45'" &"3("%6*') (*.$. Release Your
Brakes (9-.*)*/#-: *$ -.*#; $*"2*<*.), 75' 4+ *3635361 &' 5"%663 ( 8'$%5654#, '!*')
*'$') *%-./%9 *% $%:, % !"#$') *% 5'"/':%.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

26/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"','
!'
!
"#$"%"&'()#*!"(!+,$#($-!
!
.#/0-$1&2'$"#('3!
! !!
!
!
!"#$%& '()#*+, #*')#*+ % ,-%)&./ 0*#1(&)'"%/ ( 2&)'3%4%-&56#2 5##78&5)(&
5'2% 9'.&6# "':#9/)5/ #) 0*#1(&)'"%/. ;' 0*#)/<&"%% .&) )#.=6# "&56#.=6# %4 "%:
0*%(')"# 0*%4"'.%5= 2"& ( )#2, -)# #"% %50+)+('>) "&9#5)')#6 3%"'"5#(#$# ,50&:' %
0*&7+('>) #) ?)#$# ( 4'2&@')&.=5)(&. A'6 0*'(%.#, *'4$#(#* 5.&9,&) (&5)% #7 %: %9&%
50*'(&9.%(#5)%. B"% (&*/), -)# 0#56#.=6, #"% 9&.'>) :#*#@,> *'7#),, )# #"%
4'5.,<%('>) 7+)= 5#5)#/)&.="+2%, % -)# 7#$')5)(# 9#.<"# (#4"%6",)=. B"%
0*%"'9.&<') 6 )#2, 7#.=@#2, 6#.%-&5)(, .>9&C, 6#)#*+& )# % 9&.# %47%('>) 5&7/
%9&&C, -)# %: "&9#5)')#6 3%"'"5#(#$# ,50&:' 6*#&)5/ ( )#2, -)# #"% &$# "&
4'5.,<%('>). D#?)#2, %2 "&#7:#9%2# *'7#)')= "'9 5#7#C, -)#7+ 5)')= 7#.&&
9#5)#C"+2% .>9=2%.
E #9"#C %4 (&9,8%: 6#20'"%C, #7,-'>8'/ "'(+6'2 0&*&$#(#*#( 6#*0#*')%("+:
)#0-2&"&9<&*#(, 6#20'"%% F'*.4' A'**'55' (Charles Karrass company) 7+.'
5.&9,>8'/ 3*'4' ( 6'-&5)(& 5.#$'"':
9: (' 1*0;<,'$' $*, <$* .: =,-0;&#.,'$'. 9: 1*0;<,'$' $*, * <'2 .:
/*+*.*"#.,'$'->.
!

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

27/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'&(")*$+ ,"-)&+ .#/0 %-$'1: 2 3-/)#/ 4" &)3/56'78 9/)#$#/(4/ :/-/;/
),/& 7<)#,"441" )3/)/=4/)#&. >)5& + 3-/)#/ 3/97<$8 =/5"" 3/'&#&,4/ (*58(",/"
)5/,/ 3-/)#/), 3/5/?"4&" 9"5 757(;&#)+.
>)5& ,1 )-$,4&#" .#& 9," &9"&, ,1 7,&9&#", (#/ <"#$%&'&(")*$+ ,"-)&+ 4$5$@$"#
/#,"#)#,"44/)#6 '$ #/, (#/ )57(&#)+ @9"-#/ #$<. !*0*&'(#' /'0 757(;&#)+. A 4" .9
757(;&#" .#/ 3/5/?"4&" 9"5. B#/ -$'4&C$ <"?97 3$))&,4/)#68 & $*#&,4/)#68.
D#,"-?9"4&" / 3"-"@/,/-$: 4$5$@$"# /#,"#)#,"44/)#6 '$ -"'756#$#1 4$ ,$). B#/
3/9#,"-?9$"# /("46 ,$?410 %$*#: -14/* 4" %74*C&/4&-7"# 4$ 3-&4C&3"
)3-$,"95&,/)#&. >)5& .#/ =15/ =1 #$*, )$<1" #$5$4#5&,1" ,)"@9$ =1 ,1&@-1,$5&.
E/'9$4410 ,2'"#:,(;,2# #/*0 D&56+< F7$4@ (William Huang) 4&*/@9$ =1 4" &<"5
#$*/0 3/375+-4/)#&.
>)5& 3"-"3&)$#6 7#,"-?9"4&" G$--$))$, #/ + =1 )*$'$5: H1 4" 3/57(&#" #/, (#/ (3/
),/"0 3-&-/9") '$)57?&,$"#". H1 3/57(&#" #/, (#/ ,1 4$<"-"44/ 3-&,5"("#" #"<, *#/
,1 ")#6, 4/ #$* ?" & #"<, (#/ ,1 97<$"#", @/,/-&#" & 9"5$"#", & '$)#$,5+"#" 9"5$#6
9-7@&:.
I1#6 #/56*/ 4-$,)#,"441<, 97:/,41<, :/-/;&<, 9/)#/041< ("5/,"*/< 4"
9/)#$#/(4/. J$ (&)#/ )3-$,"95&,/< -14*" .#/ </@5/ =1 3-/0#&. J/ "@/ 4"#.
K-/9/5?"4&"< #$*/@/ -/9$ -$'<1;5"4&0 +,5+"#)+ 79&,&#"564/ 3/375+-410
$-@7<"4#, (#/ 9 )"4#+=-+ =15/ ,&4/0 E/"9&4"4410 ;#$#/, 3/54/0 &5& ($)#&(4/0,
3/#/<7 (#/ ELA &<""# #$* <4/@/, $ 9-7@&" )#-$41 #$* <$5/, & 3/#/<7 (#/
$<"-&*$4)*/" /=M")#,/ $</-$564/. K/.#/<7 ")5& =1 $<"-&*$4C1 3-/)#/ =15& =1
=/5"" 4-$,)#,"441<& & =/5"" M"9-1<&, /4& 4" '$)57?&5& =1 #/@/, (#/ )57(&5/)6 9
)"4#+=-+ & 3/9/=4/" ,//=M" 4&*/@9$ =1 4" )57(&5/)6. E5"9/,$#"564/, ELA )5"97"#
'$*-1#6 !&4&)#"-)#,/ /=/-/41 (Defense Department), ,'+#6 ,)" 9"46@& & -$'9"5&#6 &:
<"?97 <"4"" 79$(5&,1<& 5896<& ,/ ,)": 9-7@&: )#-$4$:, $ #$*?" 3/#-$#&#6 &: 4$
C"-*,& & 4$ 4-$,)#,"44/" /=-$'/,$4&" .#/0 )#-$41. A<"-&*$4C1 4" 47?9$8#)+ ,
!&4&)#"-)#," /=/-/41. >)5& /4& 3-/)#/ 57(;&" 589&, /4& =15& =1 =/5""
'$)57?&,$8M&<& <&-$ & )3/*/0)#,&+ & ="'/3$)4/)#&, & /4& ,)"< =1 .#&< /=5$9$5&.
B#$ &9"+ +,5+"#)+ ("<3&/4/< )-"9& 97-$*/,. >)5& ,1 :/#&#" %&5/)/%)*&
3/%$4#$'&-/,$#6, (#/ *$* -$' 3/ #$*/<7 37#& ,)" 9/5?4/ -$=/#$#6 , <&-", /#5&(4/. J/
4" 3-"93/5$@$0#", (#/ &<"44/ #$* ,)" , <&-" & -$=/#$"#.
D 9"4"@ 4"# ,1)/*/0 </-$5&. N4& 3-&:/9+# , -7*& 3/-4/@-$%/, #/(4/ #$* ?", *$* &
, -7*& &'9$#"5"0 I&=5&&. O + 4&*/@/ 4" 3-"'&-$8. K1#$#6)+ 4$,+'$#6 ,$< <4"4&" /
:/-/;"< & 35/:/<, </-$564/< & $</-$564/<, 9/)#/04/< & 4"9/)#/04/< ,
/#4/;"4&& 9"4"@ 9$?" =/5"" =")3/5"'4/, ("< 31#$#6)+ 4$,+'$#6 <4"4&" / 589+:. B#/
/("46 #-79410 3-&4C&3 / 3-&#+?"4&& =/@$#)#,$ 95+ "@/ 3-&4+#&+, 4/ + 4$)#/+#"564/
3-&'1,$8 3/3-/=/,$#6.
!"#$%&#, '$()#*%+ ,#, +-&% ( .+/0 12'%3%$/2+ .45&+/%% /#-)+3
1"26$+3#/%0, 7+/89% 1"2-32 /#)/(3 $&%$#38-0 $ .2: ;%'/8 -&%5,2. (1"2*+//4+, )32<4 "#<23#38 7+/89% -(*+-3$(:3 $
=%'%)+-,2. .%"+. >+/89% /+ 1"%?2703 $ "+'(&83#3+ .4-&+@ $
.+3#=%'%)+-,2. ,2"2&+$-3$+; 2/% 1"%?2703 $ "+'(&83#3+ 7+@-3$%@ $
=%'%)+-,2. .%"+.
- A#"%0 B+.+3(Maria Nemeth), 72,32"
1-%?2&29%)+-,%? /#(,
!"#$%&' (#"#% (Energy of Money)

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

28/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%& '"(")"*+,-./ #+ 0.#01" #"2+1&./*&3 0- .456"#&7 .&8, + #" )0(+8&.


9(46#+/ '(+16+ 1 -0), :-0 ;<-$ 30(0=&) :"801">0), ;<-$ 84:=", #& +1-0)+-&:".>& #"
#+2#+:+"- 1+. #+ '084:"#&" ;0%+-.-1+, #& 6"8+"- #&:"%0, :-0 #+'(/)4, ;< 4.&8&1+80
1+=" '(&-/5"#&" ;0%+-.-1+. ?.8& 1< 64)+"-", :-0 1+. .8"64"- @&#+#.010 #+%(+6&-$,
'0-0)4 :-0 1< :".-#<, -(4608,;&1<, 1"58&1< . '05&8<)& 8,6$)& & 8,;&-"
60)+=#&3 5&10-#<3, 1< 6+8& .0%8+.&" #+ 0:"#$ ;08$=&" (+20:+(01+#&/ 1 5&2#&. ?.8&
1< 64)+"-", :-0 A0%4 .8"64"- 1)"=+-$./ 1 1+=4 5&2#$ . 1<&%(<=") 1 80-0, '0-0)4 :-0
1< 1080#-"( #+ >43#" 68/ ;"260)#<3, 1< 601"6"-" .";/ 60 0-1(+*"#&/ > A0%4.
?.8& 1< 30-&-" 8"%>0 '(&-/%&1+-$ )#0%0 6"#"%, 1< 6085#< .31+-&-$ &6",, :")
/18/,-./ 6"#$%&, :") #" /18/,-./, ("+8$#4, '(&(064 6"#"%, B#"(%&, 6"#"%, & >+>
6"#$%& 61&54-./ 0- 06#0%0 60)+ > 6(4%0)4.
C 6"#"% #"- .01".-&. D#& ;4)+%+. E0- & 1.". F-0 '(0.-0 ;4)+%+. G"- 2#+:&-"8$#07
(+2#&H< )"564 B-07 ;4)+%07 & ;4)+%07 &2 1+="7 >#&%&. D#+ 2"8"#+/, 1 #"7 .06"(5&-./
1'8"-"##+/ )"-+88&:".>+/ '080.>+, '0B-0)4, -"0("-&:".>&, :"801"> #" )05"- ""
'066"8+-$. G0 B-0 ;4)+%+. D#+ #" 2#+"-, .1/*"##&> 1< &8& (+.'(0.-(+#&-"8$
'0(#0%(+@&&. I0.)0-(&-", B-0 ;4)+%+. E0- & 1.". G" )"#$=". F-0 -08$>0 ;4)+%+. C #""
#"- .02#+#&/. D#+ #" 2#+"-, >-0 1<, #" 2#+"-, :-0 1< 6"8+"-", & "7 #"- 60 B-0%0 #&>+>0%0
6"8+. D#+ '(0.-0 '"(")"*+"-./. J 1.".
?.8& 6"#$%& &8& 61&5"#&" 6"#"% 0.4*".-18/80.$ ;< #+ 0.#01" .01".-&, #&>0%6+ #"
.84:&8./ ;< Enron. G" )0%80 ;< ;<-$ !5"..& !5"7).+ (Jessie James). !"#$%&
0.-+#01&8&.$ ;< 60 -0%0, >+> 60.-&%8& ;< &3. D#& ;< #+5+8& #+ -0()02+. D#& ;<
%010(&8&. D#& ;< .>+2+8&: I06056&-" )&#4-0:>4! E< 6"8+"-" #":-0, :"%0 )< #"
060;(/"). K< #" '076") > 1+) 1 (4>&. !"#$%& (+;0-+8& ;< -+>, >+> 1 @&8$)"
K+-(&H+: L-0'! G+2+6! J 1< ;<8& ;< #" 1 .0.-0/#&& '084:&-$ &3. !"#$%& -+> #"
6"8+,-.
C #&3 6(4%0" 0'("6"8"#&" .'(+1"68&10.-&. !"#$%& 61&%+,-./ > -"), >-0
.01"(=+"- '0.-4'>&, >0-0(<" >+> )+%#&-0) &3 '(&-/%&1+,-. ?.8& 1< '0.-+1&-"
)0*#<7 )+%#&- #+ &#.-(4)"#-+8$#<7 1"(.-+> 30(0="%0 :"801">+ &8& #+
&#.-(4)"#-+8$#<7 1"(.-+> '8030%0 :"801">+, -0 )"-+88&:".>+/ .-(45>+ '0'082"- :"("2
1"(.-+> > )+%#&-4. F-0 & ".-$ .'(+1"68&10.-$: '(0.-+/, 0.#01#+/, '"(10;<-#+/ &
B@@">-&1#+/.
F-0 #" 02#+:+"-, :-0 1+) .8"64"- ;<-$ (+.'(0.-(+#&-"8") '0(#0%(+@&&. M #"
'("68+%+, 1+) -+>07 '4-$. F-0 #" 02#+:+"-, :-0 1+) .8"64"- 4'(+18/-$ >0('0(+H&"7
Enron. M #" '("68+%+, 1+) & -+>07 '4-$. N+>-&:".>&, 68/ :".-#0.-& & 60;(0.01".-#0.-&
.4*".-14,- 0:"#$ '(+>-&:#<" +(%4)"#-<, -+> 5" >+> 68/ 1<;0(+ '(064>-01 & 4.84%,
>0-0(<" #"0;306&)0 '(0&21".-& & 1<1".-& #+ (<#0> & >0-0(<" 0;0%+-/- & 484:=+5&2#$ 8,6"7. M '("68+%+, 1+) .8"64,*"": 1<;(0.$-" &2 %0801< &6",, :-0,
"6&#.-1"##0 #" .01"(=+/ #"'(+1&8$#<" '0.-4'>&, & .01"(=+/ '(+1&8$#<"
'0.-4'>&, 1< '(&18":"-" & 4)#05&-" .'(+1"68&10.-$. G" '(&18":"-" & #" 4)#05&-".
F-0 )05"- 1+) 1026+.-./ 1 .8"64,*"7 5&2#&. E< )05"-" 0>+2+-$./ 1 '(038+6#<3
>(+/3, #"5"8& 1 -"'8<3. E< )05"-" #" 1"(#4-$./ #+ 2")8, 1 .8"64,*"7 5&2#& 5+;07.
O+>07 ;< #" ;<8+ 1+=+ .&.-")+ 1"(01+#&7 0 5&2#& '0.8" .)"(-&, 0#+ )05"- 18&/-$ #+
1+=4 5&2#$ ."7:+.. G0 26".$ & ."7:+. .4*".-14,- '(&:&#< & B@@">-&1#<" '(&#H&'<
'(&-/5"#&/ ;0%+-.-1+, .01"(="##0 0-6"8"##<" 0- 60;(06"-"8"7.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

29/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"','
!'
!
"#$%&'$(!)*+$,!-./.0!$!+1&-.%%+)'(2!
! !!
!
!
!
!, "# $%&'$%()(*+,&-.? /+')#0 1+2,+%'! 3+"&%)45+, "# 6)+&,&, 7,8 (*&))8 ,8, 9,8
)&58,8%#& -:'( ';*+:, ( <8"8%4, 8 "+2 6+ "+=&0 2$()80.
>2$&=)#0 $%&'$%()(*+,&-. &'&, " 2"8&* ?8--2-?802& $8 ;-(@& (-( 2,%8(, 2"80
8281)45. A2-( &*; )& " -(@8, ,8 6+ &<8 2$()80 *)8<(& 1;%9+, $8 $8"8'; &<8 B+')82,(.
38 &2-( 8)( "#(<%#"+:, *&<+-*(--(8)# " -8,&%&:, 258%&& "2&<8 8)( 1;';, '&-+,. ,&
B& 2+*#& "&C( *)8<(&, 5,8 "#(<%+- " -8,&%&:, (*&))8 ,+5 ( $82,;$+:,. D&-8 )& "
*8%+-.)8* 82;B'&)(( B+')82,(. E,8 6+"(2,..
!9&). 9+2,8, '82,(B&)(4, ")&=)(0 -825 ( +*1(@(( "82$%()(*+:,24 5+5 B+')82,..
F8, *8& $842)&)(&: B+')82,. 7,8 $8$#,5+ $8-;9(,. )&9,8 )+ G+-4";, "64,. 1&6
"6+(*)8<8 81*&)+.
H8-;9+,. *+52(*+-.)8& 58-(9&2,"8 '&)&< 6+ ,8"+%# (-( ;2-;<( "# 8$%&'&-(,& 5+5
B+')82,. (-( )+-(9(& (),&--&5,+? E,8 B+')82,. (-( +*1(@((? F# -;9=&, &2-( "#
'81%8"8-.)8 $8-;9+&,& *&).=& '&)&<, 9&* "# *8<-( 1# $8-;9(,. 6+ ,8"+%# (-( ;2-;<(,
58,8%#& "# $82,+"-4&,&? 3&,, " '&02,"(,&-.)82,(, "# $%&)&1%&<+&,& 2"8(* '8-<8*
"-+'&-.@+ 1(6)&2+. > "+2 &2,. '8-< $&%&' 28180, "+=&0 2&*.&0, "+=(*( ()"&2,8%+*(,
$+%,)&%+*( (-( +5@(8)&%+*(, "+=(*( 5%&'(,8%+*(, $%8'+"@+*( ( "+=(*( 5-(&),+*(.
E,8 8146+))82,. '81(,.24 $8 "86*8B)82,( 2+*8<8 "#2858<8 ( 8<%8*)8<8 '8G8'+, ,+5
"# 1;'&,& ;2$&=)8 82,+"+,.24 " 1(6)&2&, 281-:'+4 $%( 7,8* "2& "64,#& )+ 2&14
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

30/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'()*&+% ,! !&-!.'-/0 1 1%23!45 /$ +6.'51%$%--!7 895,,6 (03'7.
:!+!()*&+!+%&)*# ;'4-&! 4'-)./4, ;'4 +6 4!2'&' ,!(5;/&), #+(#'&*# %"*!(0&-64
,9'-'"9'2'-/'4 !"#$%--!*&/ +(%3'()<% "/$-'*% / (/3'9%. :!+!()*&+!+%&)*# ;'4-&!
4'-)./4 !$-%;%'& !*&%+/&) +%. "/$-'* 5#$+/464 /, +!$4!2-!, =95,1/4. >%* *('35'&
5+!(/&). :'(%&) ?&5 9%"!&5 / 5+%2%&) !"#$%--!*&) !&-!*/&*# 1 3!"9!*!+'*&-!*&/.
@'7;%* $%3%4 +%4 +!,9!*: ;&! !$-%;%'& +%.% 1"'/1"#(#2,$'09-:,% *)%;,((*-$9?
A&! !$-%;%'& ,!-#&/' !"#$%--!*&/ ,9'3,9/-/4%&'(#? A&! +6 3!(2-6 3'(%&), ;&!"6
$%*(52/&) +%.' 4'*&! -% ,(%-'&' / +%. 5*,'=, ,9!<+'&%-/', "'$!,%*-!*&) / "!8%&*&+!?
B-!8/' *;/&%0&, ;&! +%.'7 !*-!+-!7 <'()0 / !"#$%--!*&)0 + 2/$-/ 3!(2-! "6&)
*!$3%-/' 9%"!;/= 4'*&. C-%'&', ?&! !&9%$/(!*) -% !"D'*&+', 1!&!9!'
$%-#&! ,9/-#&/'4 $%1!-!+, % + -'1!&!96= *(5;%#= / *53'"-64/ &#2"%4/ *
1!4,%-/#4/, ;&!"6 +!*,9',#&*&+!+%&) /= ,'9''$35 /(/ $%196&/0, ,!*1!()15 /=
!"#$%--!*&) - !"'*,';/+%&) !"D'*&+! 9%"!&!7.
E%$+' +%.'7 !"#$%--!*&)0 #+(#'&*# *!$3%-/' 9%"!;/= 4'*&? F%3'0*), +6 &%1 -'
354%'&'.
G*(/ ,9'3!*&%+('-/' 9%"!&6 3'(%'& +%. "/$-'* 5*,'.-64, '*(/ ,9/"%+('-/'
9%"!;/= 4'*& 3'(%'& '8! 'D' "!('' 5*,'.-64, ?&! ,!&9#*%0D'. F! '*(/ +'3'-/'
"/$-'*% * 4%(64 1!(/;'*&+!4 *!&953-/1!+ 3'(%'& '8! "!('' ,9/"6()-64, &! ?&! +%.%
-'/$4'--%# !"#$%--!*&), 1%1 1%,/&%-% +%.'8! "/$-'*%, +'*&/ '8! * 4'-)./4
1!(/;'*&+!4 *!&953-/1!+.
B-!8/' 354%0&, ;&! +%.% !"#$%--!*&) ,(%&/&) -%(!8/.
H/;-! # "6( "6 -'4-!8! *;%*&(/+'', ,(%&# -%(!8 -% 4!7 .'*&/$-%;-67 3!=!3, '*(/
"6 IRS2 ,9/*6(%(! 4-' I!&!89%I// /9%1*1/= 89%23%- / ,!(5;%&'('7 ,!*!"/7
-%,!3!"/' &!8!, 1!83% +6 ,!*6(%'&' 3'-)8/ !98%-/$%</#4 8!(!3%0D/= */9!& /
,!(5;%'&' +9'4# !& +9'4'-/ I!&!89%I/0 / ,/*)4! ! &!4, 1%1 5 -/= /35& 3'(%. J 354%0,
;&! 1%2367 -%(!8!,(%&'()D/1 3!(2'- ,!(5;%&) -';&! ,!3!"-!' / /4'&) *+!/=
,!3!,';-6=, 1!&!964 !- ,!4!8%'&. C% *+!/ 3'-)8/ +6 ,!(5;%'&' I!&!89%I/0 17
/9%1<'+, 4 ,!(5;%&'('7 ,!*!"/7 / &!8! +6.'3.'8! -% ,'-*/0 ,%9-#, / +6 4!2'&'
,!+'*/&) I!&! +*'= ?&/= (03'7, 1!&!964 +6 ,!4!8%'&', -% +%. =!(!3/()-/1. K +*' ;&!
/4 *('35'& 3'(%&) ?&! /-!83% ;'91-5&) +%4 ,%95 *&9!1, 1%1 5 -/= /3'& 2/$-). J "6
;5+*&+!+%( *'"# (5;.'. >6 "6 &!2'?
L +%* '*&) $%1!--%# !"#$%--!*&) ,(%&/&) 4/-/454 -%(!8!+, 1!&!96' !& +%* &9'"50&.
F! +%.% !"#$%--!*&) 1%1 ,9'3,9/-/4%&'(# -' +1(0;%'& + *'"# 5,(%&5 -%(!8!+
"!().', ;'4 &!& 4/-/454, 1!&!967 !& +%* &9'"5'&*# ,! $%1!-5. G*(/ +6 4!2'&'
!98%-/$!+%&) *&951&595 +%.'8! "/$-'*% /(/ 3'( ,!-3958!45 /(/ ,'9'4'*&/&) +%.
"/$-'* + 3958!' 4'*&!, ;&!"6 ,(%&/&) 4'-).' -%(!8!+, &! +%.% *+#&%# !"#$%--!*&) &%1
*3'(%&).
E%$+' +%.'7 !"#$%--!*&)0 #+(#'&*# 5(5;.%&) 2/$-) +%./= ,!15,%&'('7? F'&, -'
#+(#'&*#. @'7;%* 3!+!()-! 54-64 #+(#'&*# ,9!3%2% /4 +'D'7, 1!&!96', '*(/ !-/
/*,!()$50& /= &%1, 1%1 +6 ,9'3,!(%8%'&', 5(5;.%& /= 2/$-). M&! 54-!. F! -' +%.%
!"#$%--!*&) *4!&9'&), ;&! ,!(5;/&)*#. K +6 -' 3!(2-6 ,!&'9#&) *!- /$-$% ,!15,%&'('7,
1!&!96' -' /*,!()$50& &!, ;&! +6 /4 ,9!3%(/, ;&!"6 5(5;./&) *+!0 2/$-).
B-' ,9/.(!*) 5(!+/&) ?&! -% 9%--/= *&%3/#= +'3'-/# 4!'8! "/$-'*%, /-%;' # "6
*'9)'$-! ,!3%+/( 4!0 */(5 ,9/&#2'-/# "!8%&*&+%. N!().%# ;%*&) 4!'8! "!8%&*&+%
/*=!3/(% !& ,/*%&'()*1!7 3'#&'()-!*&/, $%,/*'7 / /$3%-/# /-I!94%</!--6=
,9!351&!+, 1!&!96' ,!4!8%(/ (03#4 5(5;./&) /= ,!(!2'-/', 46.('-/', -%+61/,
"/$-'* / I/-%-*6 1%1 9%$ -% ?&! -%,9%+('-% / 3%--%# 1-/8%. A'*&-! 8!+!9#,
2

IRS (Internal Revenue Service) ,9%+/&'()*&+'--!' %8'-&*&+! + @OP, ;)'7 $%3%;'7 #+(#'&*# *"!9
-%(!8!+ / ,9/+'3'-/' + /*,!(-'-/' $%1!-!3%&'()*&+% ,! +-5&9'--/4 3!=!3%4. M&! %8'-&*&+! !&-!*/&*# 1
B/-/*&'9*&+5 I/-%-*!+, / -'*'& !&+'&*&+'--!*&) $% &!(1!+%-/' / ,9/4'-'-/' I'3'9%()-!8! -%(!8!+!8!
$%1!-!3%&'()*&+%.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

31/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%!&'() *+(,!-,( .'!/!/! 01 %!/!, &%! ) +$!2(3, %(, 0 '# "43( -5,$4%(. 6 -4 "4
+!/0"30 - .!#. "01'#5#, #530 "4 -!3'!-(3057 01-1( %!/!, -5,$!8% 3820 *+(,!-,* 030
'#%. 9'0/0 '0,!/2( '# &0%(8%5). 62#0 '0,!/2( '# $#(301*8%5).
:3#2*#% 30 .'# &*-5%-!-(%7 5#") -0'!-'4. - !%'!;#'00 "!37;0'5%-(, ,%! 1(+3(%03
5-!0 2#'7/0, '! +!%!. %(, '0,!/2( '0 &#/! '# 52#3(3 5 +!,*+,!<? =!3>#' 30 ) 02%0 ,
'0. 2!.!< 0 -#$'*%7 0. 2#'7/0? 9!/2( ) #?(3 - ,$*01, !5%('(-30-(35) '( ;0,($'!.
,*$!$%# 030 +!,*+(3 #@# !2'!/! $45(,(, * .#') 0 .4530 '# "43! ! %!., +$02*% 30 ,!
.'# 2#'7/0, ,!%!$4# ) +3(&* 1( -5# A%!, !% ,!/!-%!, ,%! 05+!371!-(3 .!0 +$!2*,%4, 030
!% %!/!, ,%! '0,!/2( '# 01-3#,(3 01 '0? +!371*. B!2!"'!# '# -?!20% - &053! .!0?
!")1(''!5%#<. C%! 0? !")1(''!5%7. 6 ,!.+('00 +! !$/('01(D00 ,$*01!- -5# #@#
+$02#%5) A%! $(553#2!-(%7.
E530 * .!#/! ,30#'%(, 5%$!)@#/! 0 *5%('(-30-(8@#/! +#$-!,3(55'4#, 2!$!/0#
+!25!"'4# 5%$!#'0) #5%7 +!,*+(%#37, ,!%!$4< +!5%(-0% %(,*8 +!5%$!<,* '( 5-!<
1(2'0< 2-!$, 0 '0,!/2( '# +#$#'#5#% 5-!< ?3(. 01 /($(>( - +!5%$!<,*, 0 +!A%!.* #/!
.(;0'( -5# %(, ># "*2#% 5%!)%7 '( *30D#, 030 -5#-%(,0 +#$#'#5#% A%!% ?3(., '! +!%!.
1("7#% 5-!< /($(> #@# "!37;0. ?3(.!., 0 #/! .(;0'( -5# $(-'! !5%('#%5) '( *30D#,
2!3>#' 30 .!< ,30#'% +$0<%0 , +!,*+(%#38 0 -#$'*%7 #.* 2#'7/0?
9!'#&'!, '#%. F(,%0&#5,0, #.* 53#2*#% +$0<%0 , +!,*+(%#38 0 +$!2(%7 %!.* -%!$*8
+!5%$!<,*. B$!2(%7 #.* *53*/* +! -4-!1* .*5!$(. B$!2(%7 #.* '("!$ ,(, 52#3(%7
/($(>. B$!2(%7 #.* &%!-%!.
G")1(''!5%7 +$#2+$0'0.(%#3) 5!5%!0% - 53#2*8@#.: .(,50.(37'() +$0"437 0
"!/(%5%-! 23) #/! (,D0!'#$!-. E530 -4 #20'5%-#''4< (,D0!'#$, %! A%! -4. =(3## -(;#<
!")1(''!5%78 )-3)#%5) +$!5%! 0/$(%7 &#5%'! 0 '# 3/(%7, '# !".('4-(%7 0 '# -!$!-(%7.
=!"$!5!-#5%'!5%7 23) +$#2+$0'0.(%#3) !1'(&(#% !+%0.01(D08 +$!2(>, +$0"430 0
D#''!5%0 "01'#5(, ,!%!$4. !' ,!.('2*#%.
H!&'! %(,, ,(, "!,5#$*, ,!%!$4< - &#.+0!'5,!. +!#20',# '('!50% *2($4 %!37,! 23)
-020.!5%0, '#2!5%(#% 2!"$!5!-#5%'!5%0, ,(, ,-!%#$"A,*, ,!%!$4< '# +!2/!%!-035)
+!3'!5%78 , 0/$# - :*+#$ 9*",#, '# ?-(%(#% 2!"$!5!-#5%'!5%0, ,(, (2-!,(%*, ,!%!$4<
'# +!2/!%!-035) - +!3'!< .#$# , 5*2#"'!.* +$!D#55*, '#2!5%(#% 2!"$!5!-#5%'!5%0, ,(,
2!,%!$*, ,!%!$4< !+#$0$*#% 5 +!?.#37), '# ?-(%(#% 2!"$!5!-#5%'!5%0, %(, 0 -3(2#37D*
"01'#5(, ,!%!$4< %(,># '('!50% *2($4 %!37,! 23) -020.!5%0, '# ?-(%(#%
2!"$!5!-#5%'!5%0.
!" #$%&#%" # &''&()*%$+,-?
I5,!$# +!53# 5-!#/! 01"$('0) +$#102#'% =>!$2> J*; (George W. Bush) +!53(3
(.#$0,('5,0# -!<5,( - 6$(,. K.#$0,('5,() ,!$+!$(D0), -4+*5,(8@()
+!12$(-0%#37'4# !%,$4%,0, +!5+#;03( '(+#&(%(%7 5#$08 !%,$4%!, 23) !%543,0
-!#''4. - 6$(,. G'0 5!12(30 !%,$4%,0, ,!%!$4# !'0 '(1-(30 $!.('%0&'4.0, !2'( 01
,!%!$4? "43( 5 01!"$(>#'0#. +$0-3#,(%#37'! .3(2#'D( - ,(.*L3)>'!. "#37#,
5%!)@0. $)2!. 5 ,$!-(%78, 5 '(2+0578 '(-#$?* M +!,(>* %#"#, ,(, ) 2-0/(857, ,!/2(
%4 -#$'#;75) 2!.!<. J430 %(,># !%,$4%,0 5 %#.(.0 -!<'4 23) "$(%7#-, 5#5%#$, !%D!0 .(%#$#<. 9!.+('0) 1(+*5%03( .!@'*8 $#,3(.* '( CNN, MSNBC, - Entertainment
Tonight 0 - USA Today.
M -02#3 ,$0%0&#5,0# 205,*5500 +! +!-!2* A%!< 5#$00 !%,$4%!, '( '#5,!37,0? %!,;!*. G2'( 30"#$(37'() /!330-*25,() 1'(.#'0%!5%7 +4%(3(57 1(+*5%0%7 5-!8 %(,
'(14-(#.*8 +!30%0&#5,*8 ,($7#$*, $(55*>2() ! %!., ,(, *>(5'!, &%! A%( ,!.+('0)
'(>0-(#%5) '( -!<'#. G'( '(5%(0-(3(, &%! #530, L(,%0&#5,0, !'0 5!"0$(8%5) +$!2(-(%7
A%0 !%,$4%,0, !'0 2!3>'4 -#$'*%7 -5# 2#'7/0.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

32/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%#", "#&, '"( ) *+ ,$-., /0$ "#& 1"23)4&,., 15$0,-&4) "11"5-(#),-&6),
,1$7(4)5(2 #& -"6 8$ ,&6"6. 9,-"5)2 :-"/" 3";6(-)-$4.#"/" 1",-(17& <=4& )>
,"0$58)6=6 ) )> 15"/5&66"?. @#& #$ 15$04"8)4& 1"8$5-3"3&-. ,3"A 14&-( ;& :-"
3=,-(14$#)$ #& <4&/"-3"5)-$4.#",-..
B-" )44A,-5&C)2 1";)C)), 7"-"5&2 "%$#. %&,-" ,"15"3"80&$-,2 "11"5-(#);6"6.
D5&30& 3 -"6, %-" 7&80=? 15),1",&<4)3&$-,2. E$7"-"5=$ 4(%'$, %$6 05(/)$.
F$;0"6#=? <5"02/&, "<#&5(8)3')? 6(,"5#=? 7"#-$?#$5, 7"-"5=? 7&80(A #"%.
#&1"4#2$-,2 ),74A%)-$4.#" "-4)%#=6) "->"0&6), ) 15)>"02G)? 7 #$6( 7&80(A #"%.,
2342$-,2 "11"5-(#),-"6. H,4) "# >5&#)- ,$75$- ) #$ 5&,,7&8$- 05(/)6 <$;0"6#=6 "
7"#-$?#$5$, "# 75&?#)? "11"5-(#),-. I ,"6#$3&A,., %-" :-& 4)<$5&47&, ",(80&AG&2
7"61&#)A, 3=1(,7&AG(A 1";05&3)-$4.#=$ "-75=-7), 75)-)7"3&4& <= <$;0"6#"/" )4)
",";#&4& ) 15)#24& 7 ,3$0$#)A ,3"? ,"<,-3$##=? "11"5-(#);6.
*",
%-"
5&,,6&-5)3&$-,2
6#"/)6)
7&7
7"#JA#7-(5&,
2342$-,2
15$015)#)6&-$4.,-3"6. +"- ) 3,$. !&80&2 %$4"3$%$,7&2 -5&/$0)2 - :-" %.2--"
3";6"8#",-.. B-" 7"66$5C)2.
K 6$#2 $,-. 05(;.2 ) 15"'4=$ 74)$#-= 3 <);#$,$ 15"-)3"1"8&5#"? ,)/#&4);&C)).
B-"/" <);#$,& #$ ,(G$,-3"3&4" <=, $,4) <= #$ <=4" 1"8&5"3. += #$ 6"/4) <= 15"0&-.
,)/#&4);&C)A, $,4) <= 4A0) #$ 3)0$4) ,/"5$3')> 0"6"3 3 ,3"$? "75(/$. H,4) <= #$
<=4" ,6$5-$?, #$ <=4" #)7&7"/" <);#$,&. L&7-)%$,7), 6$,-#=$ "5/&#);&C)) 1"
15"0&8&6 3 :-"? )#0(,-5)) "%$#. "11"5-(#),-)%$,7) #&C$4)3&A-,2 #& ,",$0$? ,5&;(
8$ 1",4$ -"/", 7&7 520"6 , #)6) ,/"5$4 0"-4& 0"6.
@#) 1";)C)"#)5(A- )> <);#$, 7&7 6),,)A 1" ;&G)-$ 4A0$? ) ,1&,$#)A 8);#$?.
+"- 7&7 "#) 15"0&A- -", %-" "#) 15"0&A-. E" )> <);#$, <= #$ ,(G$,-3"3&4, $,4) <=
#& 1$53"6 6$,-$ #$ ,-"24) <= -5&/)%$,7)$ 15"<4$6=.
E" 3"- %-" 0$?,-3)-$4.#" 3&8#". H,4) <= <);#$, 15"-)3"1"8&5#"? ,)/#&4);&C)) #$
,"15"3"80&4,2 <= 15)34$7&-$4.#=6 0">"0"6, -=,2%) 4A0$?, %.) 8);#) ,1&,&A-,2
7&80=? /"0 -$6, %-" )> 0"6& 1"4#",-.A ",#&G$#= 15"-)3"1"8&5#"? ,)/#&4);&C)$?,
<=4) <= 6$5-3=. F);#$, 1" 15"0&8$ 15"-)3"1"8&5#"? ,)/#&4);&C)) :-" -5(0#=?
<);#$,. E$"<>"0)6" ,"/4&,"3&-. 3,-5$%( ) 15)?-) 7 4A026 3 )> 0"6&, %-"<= "<,(0)-.
-$6(, #& 7"-"5(A #)7-" #$ >"%$- 5&;/"3&5)3&-. 1" ,"<,-3$##"6( 8$4&#)A. D5"0&3C=
0"48#= <=-. #&<5&#=, "<(%$#=, ) )6) #&0" (15&342-.. B-" 3,$ -5$<($- ;#&%)-$4.#=>
34"8$#)? ) -$51$#)2. D5"0&3C= 0"48#= 3=-$51$-. 6#"/" "-7&;"3 ) 0"48#= (<$0)-.
4A0$? 15)#2-. ) 0$?,-3"3&-. 3 ,""-3$-,-3)) , (/5";"?, 7"-"5(A "#) 15$01"%)-&A"-5)C&-.. M"48$# <=-. ;&3"0 042 15");3"0,-3& ,)/#&4);&C)), 7"-"5=? -5$<($7&1)-&4& )#3$,-"5"3.
B-"- 15"C$,, #$ 6"8$- 03)/&-.,2 31$5$0 <$; <"/&-,-3&, 7"-"5"$ ,";0&$-,2 <4&/"0&52
:-"6( <);#$,(.
*&7)6 "<5&;"6, ,)/#&4);&C)2, ,5&<&-=3&AG&2 3 2.00 #"%) ) 3=/"#2AG&2 ); 0"6&
6&4$#.7(A M$<<), 1&1(, 6&6( ) 7"'7( 8)3=6) 3 2.11, 7&7 5&; 0" -"/", 7&7 3$,. 0"6
15$35&-)-.,2 3 1=4&AG)? &0 3 2.14, #&>"0)-,2 #& ,-$#$ )> 0"6&, 1"-"6( %-" 8&0#=?,
7"#JA#7-(5#=? 15"0&3$C 15"-)3"1"8&5#"? ,)/#&4);&C)) <=4 3 )> 0"6$ #& 15"'4"?
#$0$4$ ) ," 3,$? ,-5&,-.A ) (<$0)-$4.#",-.A, #& 7&7)$ <=4 ,1","<$#, 15"3$4
#&,-"?%)3(A 15"0&8#(A 15$;$#-&C)A.
D":-"6( -5&/$0)2 "0#"/" %$4"3$7& ,-&#"3)-,2 3";6"8#",-.A 05(/"/".
D5$015)#)6&-$4.,-3" 3,$ 1",-5"$#" #& 7"#JA#7-(5$.
F$#;"7"4"#7& 1"0#)6&$- ,3") C$#= 3 12-#)C(, 0" 3=>"0#=>. H$ ,"<,-3$##)7 ;4"?
7"#JA#7-(5G)7? !&7 3= 0(6&$-$? B-" 3,$ %&,-. -"/", %-" "# 0"48$# 0$4&-., %-"<=
0",-)%. 6&7,)6&4.#"/" (,1$>& 3 ,3"$6 <);#$,$. D"-"6( %-" 3 05(/)$ 0#) 3 -$%$#)$
7&4$#0&5#"/" /"0& )0$- C$#"3&2 3"?#& 3 $/" 5&?"#$, ) "# 15"0&$- <$#;)# 1" 6$#.'$?
C$#$, %$6 -"- $6( "<"'$4,2, -"4.7" ;& -$6, %-"<= ",-&-.,2 3 <);#$,$. H,4) "# #&>"0)-,2

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

33/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


! "#$%&"#'()* $*)$+,-).)*/ %,-0-, *) 1,*0#-. 2-)3&) ! +24.*$ !%- !,-"5, 6.*24
!*%%.#)*!&.( 2&3)-% ! .-7 1,*"-8+.$#7, $*90# :-)+ "*8)* 1*0)5.(.
; -9* 2&3)-%- 1,&%+.%.!+<. !%- !&04 $*'-2#)&/. =) '+6>- 24 1*'+6&'
"#$%&"#'()+< 1,&24'(, $*90# !*3"*8)*%.( 1,-0%.#!&.%5 %#"# 1* %-2-, 6.*24
$*"1-)%&,*!#.( .- 0)&, $*90# + )-9* !**2?- )- 24'* 1,&24'&.
@#%%"*.,&" 6-'*!-$#, $*.*,4/ !'#0--. "#9#3&)*" .*!#,*! 1-,!*/ )-*27*0&"*%.&
1*%,-0& 9-..*, +9)-.#-"*9* 2#)0#"&, 90- )&$.* 0,+9*/ )- *.$,*-. "#9#3&). A'#!)4"
*2,#3*", *) 1,*0#-. '<05", $*.*,4- )- "*9+. *.1,#!&.(%5 3# 20 "&'( ! 2'&8#/>&/
%+1-,"#,$-.; %'-0*!#.-'()*, *) 1,*0#-. 1* 0!*/)*/ :-)- .- %#"4- 1,*0+$.4, $*.*,4!4 "*9'& 24 $+1&.(, -%'& 24 1*-7#'& 3# 20 "&'( ! .*. %+1-,"#,$-.. =) 3'*2)4/
*11*,.+)&%.? B+, !4 24 *.$,4'& "#9#3&) ! .*" ,#/*)-? C%'& .#" )- 2+0-. -9*
"#9#3&)#, $#$&" *2,#3*" "-%.)4- 8&.-'& !**2?- 6.*-)&2+0( $+15.? C9* ,&%$
)-%,#!)&"* !4>-, 6-" + 1#,)5, $*.*,4/ !'#0--. %+1-,"#,$-.*" ! 20 "&'57 *. )-9*.
D#804/ 0-)( *) &0-. ! %!*/ "#9#3&), & %+?-%.!+-. ,-#'()4/ >#)%, 6.* $.*-)&2+0(
!*/0-. ! 0!-,( & %)-%-. -"+ !4%.,-'*" 9*'*!+ &'& 1*14.#-.%5 .#$ %0-'#.(. C9*
%.#.&%.&$# !*,*!%.!# )# 400% &'& 500% 7+8-, 6-" ! %+1-,"#,$-.- 3# 20 "&'( *. )-9*.
C%'& 1,*%+""&,*!#.( !-%( E.*. ,&%$, %'-0+-. '& -"+ 24.( *11*,.+)&%.*"?
;42,*%(.- &3 !#>-/ 9*'*!4 !%< E.+ "+.( * 8#0)*%.& & *11*,.+)&3"-. F.* $,#/))-*27*0&"*. D#$ + 1,-01,&)&"#.-'5, + !#% -%.( *%*2-))#5 ,*'( ! E.*" "&,-. ;4
5!'5-.-%( 8&3)-))*/ !#8)*/ E$*)*"&6-%$*/ %&'*/. G !#% -%.( $*)$,-.)4- ,-#'()4*253#.-'(%.!#, $*.*,4- !#" )+8)* 1,&)5.(. B-3#$*))4- *253#.-'(%.!#, $*.*,4- 0,+9&)#'#9#<. )# !#%, 0*'8)4 24.( *.$'*)-)4. H,&"&.- )#9,#04, $*.*,4- !4 3#%'+8&!#-.-.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

34/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"','
!'
!
"#$%$&'&!()*%+%!
! !!
!
!
!
! "#$% &' ()(*+-,'-./% 0123,4+ 5)&",%('+ #"(1"$ 6 5,*0*7'#&",,48 '#$*1'28 *.#9":,48 91"/91','5)$"&28?
;), ,*, 6"1*2$,*, ," $*$, (*$*14+ 6,"3)9,* 9*26'&#2 -4 6 0*&*6)8 -*&%:',#$6)
&</"+. ="(*$*14" &</' /.5)<$, 7$* >$*$ #"(1"$ (1*"$#2 6 ./)7" $"8, (*0* *,' 3,)<$, 6
-*0)$48 1*/#$6",,'()8 '&' 6 -"#7"#$,*5 9*6"/",'', ,)91'5"1, 6 -"3?)&*#$,*5
'#9*&%3*6),'' ()('5-$* *-1)3*5
91"'5.@"#$6) ,)/ /1.0'5', 6 ()1)-(),'' (
-*0)$#$6., 9* 0*&*6)5 /1.0'8. ='7"0* 9*/*-,*0*.
A#" /"&* 6 91*:&*5 -),(1*$#$6". B&', 9* (1)+,"+ 5"1", 6 *0&.:'$"&%,*5 91*6)&" '
.-4$()8 '&' 6 *94$" -&'3(*0* -),(1*$#$6).

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

35/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%&'(&()*+'&,-.%./)
!"#$%&'() #*%#+, %-./#$'(0 % 1#*/2'(0 345/), ,$+ *6+23% &/6/7"',6+$#$.+:

P.T. Barnum
David Buick (+#'+."$/38 Buick Motors)
Walt Disney
James Folger (+#'+."$/38 Folgers Coffee)
Henry Ford
Conrad Hilton
J.C.Penny
Sam Walton
William Fox (+#'+."$/38 20th Century Fox Film Corp.)
H.J.Heinz
Frank Lloyd Wright

! "#$%& '()%& *+,&'+" -&$'# ) 200 -*(.-*#%#/+'("0/#, 1&'&*2( 3 -(*3&/


-&1&"(%## )'+"# /#""#&%(*+/# # /4"5'#/#""#&%(*+/# ) %4"0. 6&$'# -&"&3#%+
-*&7"+ $(*(8 ,+%1*&')'3&, -*(9.( $(/ &%#, %+1&%(:, *(7#'("5%& .&)'#;"# ."#'("5%&;&
4)-(<+ # ,&;+')'3+. =%+$#'("5%&( $#)"& "(;(%.+*%2< -*(.-*#%#/+'("(> -*&7"& $(*(8
,+%1*&')'3+ 3 )3&(/ -*&7"&/. ? @'& 3)( -*+3.+ 1+)+'("5%& #)'&*#$()1#< "#$%&)'(>,
'+1 9( 1+1 # &'%&)#'("5%& )&3*(/(%%2<. A(3(*&0'%&, %& 4)-(7%2< -*(.-*#%#/+'("(>
&,B(.#%0C' #)'&*## *+8&*(%#0 # -*&7"2< ,+%1*&')'3.
? @'&/4 ()'5 -*#$#%2.
D&--(*32<, 1"'/1"#(#2,$'09-:#3 ;-1'< # -*=/,(#' )*+,$-$.,, $,: &' :,:
1"#$%&'(#' )*+,$-$.,, $"');'$ -:0*((*-$# #/$# (, "#-: # 1'"'&#.,(#' 1"*.,0,, ,
$,: &' 52*>#*(,09(*3 ;-$*3?#.*-$#, ?$*)@ -(*., .-$,$9 (, (*+# )@-$"*,
"'A#$'09(*, -$",-$(* # (,-$*3?#.*. E.3+ "# 1'&-%#,4.5 .&,#3+")0 4)-(<+ )*+84 9(.
6&@'&/4 -*&7"2( ,+%1*&')'3+ *+)1*23+C' @'4 $(*'4 <+*+1'(*+, # &%# /&;4' ,2'5
#%)'*4/(%'&/ 3 *+83#'## .+%%&> $(*'2, #"# &,(#<.
A& ,&"(( 3+9%&, -& /&(/4 /%(%#C, '&, $'& ,+%1*&')'3+ 03"0C')0 &.%#/ #8 '(<
;"4,&1#< -(*(9#3+%#>, 1&'&*2( -*#3&.0' -*(.-*#%#/+'("0 1 -&"%&/4 # )&3(*7(%%&/4
-&%#/+%#C, 1+1 -*&)'& )%&3+ -*#<&.0' .(%5;#. F&;.+ 32 -(*(9#3+('( ,+%1*&')'3&, 1+1
0, 32 $43)'34('( '+1, 1+1 ,4.'& 9#8%5 1&%$#"+)5, $'& 32 %#1&;.+ %( -&.%#/('()5, $'& %+
3+7(/ ",4 3)(;.+ ,4.(' ;&*('5 1*+)%+0 ,413+ G, $'& 32 %#1&;.+ %( -&"4$#'( 1*(.#'.
6&'&/, 1&;.+ 32 &'1*23+(', $'& %#$(;& #8 @'&;& %( 03"0(')0 -*+3.&>, # $'& .(%5;# "(;1&
.&)'4-%2, ,&;+')'3& -*#<&.#' 1 3+/ )%&3+ ,2)'*(( # "(;$(, $(/ 3 -(*32> *+8,
-*&8*+$%+0 "+/-&$1+ 31"C$+(')0 %+ -&"%4C /&H%&)'5. I'& &;*&/%&( +<-<+! #
;#;+%')1&( A4, ,4.5 0 -*&1"0'! J /&/(%'+, 1&;.+ @'& -&%#/+%#( 32)'4-+(' 3-(*(.,
3+7# )'*+<# -& -&3&.4 .(%(; %+.&";& #8;&%0C')0 # )'#*+C')0. K&, $(;& 32 L+'+"5%&
,&0"#)5, &1+8+"&)5 )"+,((, $(/ &'1*2'+0 *+%+. K(-(*5 32 %( /&9('( ,2'5 %+-4;+%2 -&%&3&>.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

36/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%&'(&'()(*+&*,-,.&/-01$,"&)$2+&/03+&
'#0"41,-04&5(.$"/")$6&
&
7"/+"/")0,&/"#$%$&'(&'()(*+&*,-,.&
(/)(5(1*$,"&)/8&)$2+&/03+&'#0"41,-04&
5(.$"/")$6&
&&

!"#$%&, ' ()*) +,-. $),-/#+0/1 / 2'$3),-., 43+$),-+3+*"+- 0", 43)-/5 ,-3"6".
7/,', 83/,-), 43+$),-+3+*"9 43)-/5 ,-3"6". :"4" 7)"00 :"5+9 II 43+$),-+3+*"9
43)-/5 ,-3"6". ;+3<)* ="&-/0*+&9 (Earl Nightingale), 4/)0+3 5 9/>0),-0)2 3),-+,
'("?%5"9, >-) @)9.A/0,-5) 5+B+&, ) ()-)3%6 2% @+,()0+>0) @+,4)()/2,1, 0/()*$" 0+
,9'>"C-,1, (3)2+ ("( 5 0"A+2 0+*"-/50)2 5))@3"#+0//. ="4)9+)0 8/99 4/,"9 5 ,5)+&
(9",,/>+,()& (0/*+ 9,:*(; <-1'=, (Laws of Success) ) 43/?3"("6 ,-3"6". :3+?/$+0-,
()-)3)2' )0 4/,"9 3+>/ $91 2)-/5"<// 5%6)$" D2+3/(/ /? E+43+,,//, ,("?"9
?0"2+0/-'C F3"?': ="2 0+>+*) @)1-.,1 (3)2+ ,"2/6 ,+@1.
!"#$%& (9/+0-, , ()-)3%2 1 ()*$"-9/@) 3"@)-"9, / ()-)3%& 43/0/2"9 $+9)5%+
3+A+0/1 0" ),0)5+ ,-3"6", 5 4),9+$,-5/+ ,)#"9+9 )@ G-)2. !"#$%& 3"?, *)5)31 0+-
,-3"6', 2% 5%/*3%5"+2.
H"#0) 4)0/2"-., >-) 2% '>/2,1 ,-3"6'. I% 3)#$"+2,1 ,) ,-3"6)2 4"$+0/1, @)/2,1
*3)2(/6 0+/?5+,-0%6 ?5'()5 / ?2+&. J $3'*)& ,-)3)0%, K)* 4),%9"+- 0", ,C$"
4)90),-.C ,5)@)$0%2/ )- ,-3"6". I% 0"'>"+2,1 @)1-.,1 @9"*)$"31 $3'*/2 9C$12.
=", ,-"51- 5 ',9)5/1, ()-)3%+ 0"4)901C- 0", ,-3"6)2 )- -)*), >-) 2% ,9%A/2 /
0"@9C$"+2, @'$'>/ $+-.2/, 4)$ 59/10/+2 4)90%6 ,-3"6)2 5?3),9%6, , ()-)3%2/ 2%
,51?"0%. 733"</)0"9.0"1 43/3)$" @)9.A/0,-5" ,-3"6)5 6)3)A) /99C,-3/3'+-,1 -+2
F"(-)2, >-) 20)*/+ @)9.A+ @)1-,1 4'@9/>0%6 5%,-'49+0/&, >+2 ,+3.+?0%6 @)9+?0+&
/9/ ,2+3-/. I0)*/+ @)9.A+ @)1-,1 4'-+A+,-5)5"-. ,"2)9+-)2, >+2 0" "5-)2)@/9+,
0+,2)-31 0" ,-"-/,-/(', ()-)3"1 4)("?%5"+-, >-) 4'-+A+,-5/+ ,"2)9+-)2 ?0">/-+9.0)
@+?)4",0++.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

37/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%&'$()#'*+,$
$
!"#$ %$&' (Larry King), ($) (*)*+$, (Bill Belechick), !$ -,.,,"
(Lee Iacocca). !"&/ 0#1/2#.&' (Lance Armstrong) 34) 56.)*& $7
French team Cofids 6 1997 '.85, 9./)* .& &"+") )*+*&$* .2
2*/2$,5):#&.'. #",". ; 2005 '.85 .& 64$'#") <5# 8* =#"&/* 6
7.> #"7. %"2: %5#$, (Katie Couric) 34)" 56.)*&" $7 CNN 9./)*
2.'., ,", 9#*7$8*&2 /,"7"), +2. .& 3.)?@* &$,.'8" &* A.+*2
6$8*2? ** )$B. &" <;. (.3 ;586.#8 (Bob Woodward) 34) 56.)*&
$7 Washington Post $ *15 /,"7")$, +2.34 .& &"3#")/: 3.)?@*
.942". C& 34) 9#$&:2 &" #"3.25 /&.6", #"/,#4) D.2*#'*>2/,5E
$/2.#$E $ 9.)5+$) F5)$2B*#.6/,5E 9#*1$E.
- G7 ,&$'$ "!" #"$% &'($)*" + ,-( ./0() $&12)), 1-( . */0%
3(45/-$%#( .$&1%$(.6 (We Got Fired And Its the Best Thing That
Ever Happened To Us) ,
H"#6$ I",,*> (Harvey Mackay), "62.# ,&$'$ "7/3 8$/'/-6 .9)5%
/3&$ (Swim with the Sharks).

!" #"$#% &'()*+$&,* , %($-+$&,*, (")./,&012" )*+$3 4"&15"),5%*106


,
7"+'2)6*106 02",#, 015'8'#, " +$&.9'8, &$-$), 4'4,#-1" +5%9,# 015'8"#. :*+,
("6106 &$ ,#$1. ,8, &" "&, 1'4-$ ("6106, ;1" &'),;,$ +$&$9 ,8 ,<#$&,1. =&, ("61.06
75,&,#'1. &$75'2,).&>$ 5$/$&,6 2 "1&"/$&,, +$&$9. =&, ("6106 7"15'1,1. 20$ +$&.9,
+" 1"9", 4'4 "&, %#5%1. =&, ("6106 7"1$561. ,8 (")./$ 20$9" &' 02$1$. ? )%;/,8 )*+,,
, +'-$ % 0'#>8 ("9'1>8, 20$ $@$ $01. 2"5"8 A#"B,"&').&"9" ('9'-' , $5%&+>
"1&"0,1$).&" +$&$9.

!#-./$)&$)&%0#12"*$3/$%#0"$)1*$1"0/42$
5/1/"*'6+#$.*+*-7$)&$8-+#)*++#$1"/+*"*$
902":-2)/"6$.*+6-2;$<*=>/1$:$)*0?7$>"#$)/@$
%/+5#)152=$%/'/+1$#"0/A/*"$1##"+#@*+2*$
1"0/4/$2$.#)*02:7$5#"#0&*$($)/1$*1"6$)$
#"+#@*+22$.*+*-;$
$

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

38/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$% &"%'" ()*+,"-#-.), +"-","%, +)+ / ("/$#/, &"'$" (0-1 2)-)$1*0&, / (0#-,"
"(*),345$, 6-" 7-" (0$ .#%'" $581 (3'", *) 9","'%, 5 &"5 #-,):5 3#-3;5$5 &%#-"
(0#-," ,)#-3<%= 3.%,%**"#-5. >*"'" $%- #;3#-/, &0 # 4%*"= ,)?.%$5#1 ;"#$% 22 $%(,)+). @9*) ;"$".5*) .#%'" #"#-"/*5/, )++3&3$5,".)**"'" . ;,%9093<5% 10 $%- 5$5
"+"$" -"'", ?*)65-%$1*)/ #3&&), ;,"&),85,".)$) # *%= ?) 9.%,1. A0 &"'$5 (0 #+)?)-1,
6-", 7-" (0$", ;" +,)=*%= &%,%, 10 $%- ("')-#-.). B $%'+" #*".) ?),)("-)$ 7-3 #3&&3
&%*%% 6%& ?) 18 &%#/C%.. B ;"6-5 39."5$ %% ?) 24 &%#/C).
A%#1 &"= ;,%9093<5= ";0-, .+$D6)/ -", 6%&3 / *)365$#/ ($)'"9),/ &"%&3
."##-)*".$%*5D ;"#$% ()*+,"-#-.), 9"+)?)$ #."D ;"$%?*"#-1 *)&*"'" ("$18%, 6%&
,%)$1*0% 9%*1'5, +"-",0% 38$5 .&%#-% # 4%*"=. E &%*/ *% (0$" *5+)+"'" #-,):) *)#6%;"-%,5 9%*%', -,39*"#-5 ;" 5: ?)&%<%*5D 5 *%')-5.*"'" .$5/*5/ *) &"D 45?*1 5$5
9,)&)-56%#+"'" 39),) ;" &"%&3 "(,)?3 45?*5. B -"$1+" ;,"'3$/$#/ .9"$1 #-%*0,
"-,%'3$5,".)$ -%,&"#-)- *) &"D #5$3 ;,5-/4%*5/ ("')-#-.) 5 ;"?."$5$ #3*93+)&
#*".) *);"$*5-1#/, ) ;"-"& 5 ;%,%;"$*5-1#/.
F-" *% ;,%9;"$)')%- *)$565% $5C%*?55 *) ,5#+".)**"% 5$5 '$3;"% ;".%9%*5% .
"-*"8%*55 .)8%'" ("')-#-.). G)?()?),5.)*5%, *%"#-","4*"#-1 5$5 (%?"-.%-#-.%**"#-1
;"6-5 .#%'9) *)+)?0.)D-, ;"-"&3 6-" ;"9"(*"% ;".%9%*5% "--)$+5.)%- 9%*1'5. H"
3.%,%**"#-1 &)'*%-56%#+5 ;,5-/'5.)%- 5:, ;"-"&3 6-" 3.%,%**"#-1 "-,)4)%- ,%)$1*"%
;"*5&)*5%, 5 .#% 5 .#/ ;,5-/'5.)D-#/ 9$/ 7-"'" ;"*5&)*5/.
G)##&"-,5& )*)$"'5D. A0 "9*)490 *%6-" *% ;"*/$5, *)8$5 *%.%,"/-*" -,39*0&,
%#$5 *% *%."?&"4*0& 9$/ 5#;"$*%*5/, 5 .0 *)9%%-%#1, 6-" .)& *% ;,59%-#/ 5&%-1 #
7-5& 9%$". I)#-" 7-" -"- %95*#-.%**0= ;,"#-"= 2"+3#, +"-",0= &%*/%- .#%. H);,5&%,,
%#$5 .0 ;0-)%-%#1 #"(,)-1 -,39*0% ;)?$0 . .59% -,%:&%,*"= +),-5*+5-?)')9+5,
#"#-"/<5% 5? +"$"##)$1*"'" +"$56%#-.) +3#"6+"., 5 .0 *% ?*)%-%, 6-" .)& ;"&"4%- .
"',"&*"= #-%;%*5 ;"#-,"5-1 ;%,.0% *),34*0% 6%-0,% #-%*0; .0 &"4%-% (0-1 ?)'*)*0
. 3'"$ 5 2,3#-,5,".)*0, ;"+) +-"-*5(391 *% #4)$5-1#/ *)9 .)&5 5 *% ;"+)4%- .)&, .
6%& -3- 2"+3#. >"&%*- @, -%;%,1 / ;"*5&)D! ."#:5-5-%$%*, *% -)+ $5? H3, ."- 7-" 5
%#-1 2"+3# *)#6%- 9%*%': ;"*5&)*5%, 6-" "*5 9"#-3;*0 . (%?',)*56*"& +"$56%#-.% 5
$%'+" ?)&%*/%&0, 5?&%*5- .#%.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

39/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"','
!'
!
"#$%$#&!'()%*+%"#,!
! !!
!
!
!
!"#$%$&'" ()*"+ ,&-%./-01)%2. # 3'%-#14, 51($67-#14, %"4, #%$ ,$2%$.33$
318$*-% $,&10*13-., -(- 913:*14. ;:2$01%<2. 2 5"&%0$+ 3" .0(."%2. ,&-0("#1%"(<3'4
*(. 6$(<=-32%01 *$2%1%$>3$ 9*&10$4'2(.7-8 ()*"+. ?%$ 918$>"% 318$*-%<2. 03:%&-(- 6'%< 0$0(">"33'4 0 @4$A-$31(<3$" 6$($%$? B"($0"# 0 $*"5*18 5"&%0' -4""%
%"3*"3A-) -931=-01%< 20$" *$6&$ ,&"5*"0&"4"33$ %1# - *$(53$ 6'%<. ;1#$"
4'=("3-", %1#-" :6"5*"3-. - "/$ ,$0"*"3-" *15" 6$("" $%%1(#-01)% *"3</- 6$/1%2%0$, >"4 $3- $%%1(#-01)% $#&:51)7-8.
C #3-/" NO B.S. Business Success . $6D.23.), >%$ 2-(1 ,&$-28$*-% $% 09.%-. 31 2"6.
$%0"%2%0"33$2%-, 2(16$2%< $% "" $%&-A13-.. E*"2< . *$610(), >%$ 6$/1%2%0$
,&-%./-01"%2. 09.%-"4 31 2"6. $%0"%2%0"33$2%-, $%%1(#-01"%2. "" $%&-A13-"4.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

40/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%&$'()*++
,-./0+'1+%12-(+3.#.4.+/(5'12++

!"# $ %&#% '&(&)# *&+,*-./ *& 0#1#


23+/& $ %&#% '&(&)# 1# 3"*&456,./ +(#)3/17# +-(/7
!"# $ %&#% '&(&)# 8#)19+3
! %&#% '&(&)# 1-:&)3/"9 '3'-1/"+3; (#+4-%&)-/#45
< 13+&')- 1# *&4,=, :&(&>3: +43#1/&$
?/& /-+&# $(#%9 '&)-
! %&#% '&(&)# ,@# "43>+&% %1&'& 8#6)#4,>#+
A&, =/& 9 )#4-., /-+ ,13+-451&, 13+/& B/&'& 1# *&13%-#/
?/& B+&1&%3+-, %&9 ",*(,'-, %&; *#("&1-4

!"#$%$&"' ( )*#')+* %,-'),%'./.,01$ 234 5$"4 ",6302,#7 2$6,#/ 8' 8'.'2*


-,-'%, 5$92* ./83,)(.,$5/5( +'58$"&,:(45( %,6')$;' ( #'8-5$"$29$%, .
+'%8'%,#(."'< =5$%(+$, '&'6$""' &#%$+')*1($ 9,3'6/ ", >+&#%,'%2(",%"' ./&'+*0
-,%83,#* ?8%,.3401(5 +'58,"(<. @#' >#( 9,3'6/ (;"'%(%*0#, #,+ >#' %,-"(:* .
'#.$#&#.$""'&#(.
A,-"(:, . -,%83,#$ 2'8*&#(5' )%$-5$%",4, "' %,-"(:, .
'#.$#&#.$""'&#( $1$ 6'3$$ >+&#%$5,37",4. =.#'5'6(37",4 8%'(-.'2&#.$"",4 +'58,"(4
8%$2&#,.34$# &'6'< B'%'C(< 8%(5$%. D'58,"(4 &'-2,$#, #%,"&8'%#(%*$#, 8%'2,$# (
8'&#,.34$# 450,000 '8,&"' "$(&8%,."/B 5,C(", +'#'%/$ &$<),& 2'39"/ 6/#7
'#'-.,"/. E#' &#'(# +'58,"(( ( $$ ,+:('"$%,5 5(33('"/ 2'33,%'., &#,.4 +'58,"(0 .
+'"+*%$"#"' "$63,;'8%(4#"/$ *&3'.(4 ", %/"+$ ( 8%("'&4 2,37"$<C($ >+'"'5()$&+($
*6/#+(, ","'&4 *1$%6 &8'&'6"'&#( 2(3$%'. ( 8%'2,.:'. B'%'C' -,%,6,#/.,#7 ",
9(-"7. A,6')(< ", +'".$<$%$ ( 8%'(-.'2&#.$""/$ +'"#%'33$%/ '&.'6'92$"/ '#
*),&#(4 . >#(B '61(B *6/#+,B, ( (5$0# "*3$.*0 '#.$#&#.$""'&#7. !5 "$#
"$'6B'2(5'&#( .'-.%,1,#7 ),&#7 (B -,%83,#/ (3( 6'"*&/; '"( (2*# . 84#"(:*, "$
'6$&8'+'$""/$ ( "$ -,#%'"*#/$ >#(5( 8%'63$5,5(, ", "(B "$ ",+3,2/.,0#&4 C#%,F/.
?8%,.3401(< 8'2.'2(# (#';( &' .&$< &.'$< '#.$#&#.$""'&#70. G" 2'39$" '#.$),#7
8$%$2 &'.$#'5 2(%$+#'%'., ,+:('"$%,5(, ?'33-H#%(#, HI!, 2(3$%,5(, 8'+*8,#$345( (
&#%,B'.'< +'58,"($<. G" "$ (2$# 2'5'< . 84#"(:*, "$ '6$&8'+'$""/< ( "$ -,#%'"*#/<
>#(5( 8%'63$5,5(. J,, * "$;' 6'37C'< 2'B'2 ( '8:('"/. ? "$;' $&#7 6';,#&#.', ( $&#7
&(3,. K' * "$;' $&#7 #,+9$ ( ';%'5",4 '#.$#&#.$""'&#7.
L';,#&#.' ( '#.$#&#.$""'&#7 &.4-,"/ "$ &3*),<"' (3( "$ 8'#'5* )#', #,+ .&$
B'%'C' &'.8,3'. K,'6'%'#, '"( 4.340#&4 8%()("'< ( %$-*37#,#'5. M 6'37C("&#.$
&3*),$. 5$"$29$% 8'2"(5,$#&4 8' +,%7$%"'< 3$&#"(:$, & #$)$"($5 .%$5$"( -,"(5,4
8'&# ?8%,.3401$;', 6$%4 ", &$64 .&$ 6'37C$, 6'37C$ ( 6'37C$ '#.$#&#.$""'&#(.
J%*;($ ./6%,3( "$ &#%$5(#7&4 ( "$ 6%,#7 6'37C*0 '#.$#&#.$""'&#7. (D30)$.'$ &3'.':
./6%,3(). N,+#()$&+(, 5"';($ *+3'"40#&4 ( 8%4)*#&4 '# "$$. H(3, ( 6';,#&#.'
83/.$# + ?8%,.3401$5*, 8'#'5* )#' * "$;' 6'37C,4 '#.$#&#.$""'&#7, ( '" -,B.,#/.,$#
$1$ 6'37C*0 '#.$#&#.$""'&#7. G" #,+9$ (2$# ", .&$ 6'3$$ -",)(#$37"/< %(&+.
(H8%'&(#$ '6 >#'5 * I,%#/ H#0,%# (Martha Stewart), (3( L$%"( E66$%&, (Bernie
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

41/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


Ebbers), !"! #!$%&'% (%)*! (Richard Shusky)). +,- ./"%0!/ 12345 0% )/63
-41/4)41/00-)45 7&!0-)!4 /89 6-,%4)41-.
: 8!&/ 7&/'7&!0!8%4/"5)41% )9;/)419/4 '%./ 6-"// 3)0%3 *-&&/"3<!3 8/.'9
7&!034!/8 -41/4)41/00-)4!, &!)*-8, 7&!1"/$/0!/8 1-28-.0-)4/= ! 6-,%4)41-8. +)"!,
*%* ,"%)!4 7-,-1-&*%, 1> 0/ 1>0-)!4/ .%&9, '/&.!4/)5 7-'%"5?/ -4 *9@0!. A- /)"! 1>
// 1>0-)!4/, 1%8 0/ )"/'9/4 2%1!'-1%45 6"%,%8, *-4-&>/ @1%4%B4 *&94>/ 7%&0!,
./"%B;!/ )4-345 1 -,0/.

!"#$%$#&'()"*+,-./0-12345,
&6%+78#+""*+,97$:$"*,#(;,6<=<>,:6<?*,"+,
97$@<#$6),"',7'?<6&,%<%7+A;,
!"#$ %&'( (Woody Allen) )*+,+&, -./ 0/&/1$(+ ")0'2+ 03$2/#$..
43"5+6 0/&/1$(+ 03$2/#$. 1/ 13'76. 83$1/9" /.5/1/3*$ &:#';,
*/./3<' (')0/)/=(< 03$2/#$.> 1/ 13'76.
?(/5#+ 7/6 7+@$(+ (' ,+1/#$.>)6
A'3./1 1/#$.'&> +1./=")+ "'2+& 3+(>@'
B (' 7/5" ")&<@+.> ="#$&>($*
C/=+*+ )D'&+ 7/$ =/.$(*$
B 03/)./ (' 7/5" 1).+.>. B (' 9+1/3/(/*
E/6 7+7+ ($*/5#+ (' 1).+1+&+ 3+(/ 0/ ".3+7. (F./ 7+7$(+
1$(+, -./ 6 (' 7/5" 03$;.$ (+ 3+=/." 1/13'76)
G')03+1'#&$1/ 03/)$.> */5/-&$=/ =<.> ./-(/ 1 /#(/ $ ./9'
13'76 *+9#/' ".3/

C%* 7&/'7&!0!8%4/"5, 1> )-6!&%/4/)5 )-1/&?%45 -?!6*!. D 1> )-6!&%/4/)5 !8/45


'/"- )- 1)/8 7"-@!8, $4- 8-./4 )"9$!45)3 0% 1%? 12,"3', 0- /;/ 0/ )"9$!"-)5, !"!
$91)419/4/, $4- 1>, 1/&-340-, 0/ )8-./4/ /,- 7&/'-41&%4!45. E4- '%00-)45. :%.07-0!8%45, $4- 8!& )8-4&!4 ! -41/$%/4 0% 4-4 )7-)-6, ) *-4-&>8 1> -6@-'!4/)5 ) 4%*!8!
)!49%<!38!. +)"! 1> -61!03/4/ '&9,!@, 1!0!4/ -6)4-34/"5)41% !"! 1>'%/4/ 0% ,-&%
-7&%1'%0!3, 1> 4/"/,&%F!&9/4/ - )1-/= )"%6-)4!. +)"! 1> 7-'0!8%/4/)5, 7&!0!8%/4/
-41/4)41/00-)45, 0/ -7&%1'>1%/4/)5, 2%)9$!1%/4/ &9*%1% ! &%6-4%/4/, 1> )--6;%/4/ )1-/= )!"/ ! 109?%/4/ 91%./0!/. G/0/&!&93 -7&%1'%0!3, 1> 8-./4/ 7-"9$!45
0/*-4-&9B )!87%4!B ! .%"-)45, 0- </0-= 91%./0!3. H-,%4)41- 0!*-,'% 0/ 7&!@-'!4 0%
-)0-1/ .%"-)4!. I0- 7&!@-'!4 0% -)0-1/ 91%./0!3. J!"% 7&!43./0!3 6-,%4)41% 1
-,&-80-= 8/&/ !8//4 '/"- ) )%8-91%./0!/8 ! ) 91%./0!/8 '&9,!@, % 4%*./ ) 1%?!8
7&!034!/8, '%./ ) 1%?!8 *&/7*!8 -6K34!/8, -41/4)41/00-)4!.
: 2005 ,-'9 H!"" #%0)! (Bill Rancie) 1>)497%" 0% *-0F/&/0<!! $"/0-1 8-/,:094&/00/,- *&9,%. :> 20%/4/ H!""%, -0 6>" 7-6/'!4/"/8 7/&1-,- )/2-0% L: ?-9
M-0%"'% L&%87% (Donald Trump), The Apprentice (!*/2,-$'"9'). M- N4-,- ?-9 H!" 6>"
9)7/?0>8 7&/'7&!0!8%4/"/8, *-4-&>= -6"%'%" 80-,-$!)"/00>8! </00>8! !0)%=4%8!
! -7>4-8, *-4-&>8! -0 8-, 7-'/"!45)3, ! *-4-&>/ 7&!?"! * 0/89 6"%,-'%&3 /,6!20/)9, 4%* ./ *%* ! 6"%,-'%&3 ,-'9, 7&-1/'/00-89 ) M-0%"5'-8. I'0% 4%*%3 !)4-&!3
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

42/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#"$"#% &'( #")('( *"++&'( ,-.+&#". /0102- *&,&+!(), (+ 2-#3-$ - '(3(4-$ $(1!- +"
!0*(*3& ! 5*-&.10 -6 4$"1&$%7&4 +" (3!*83-& #&.(+". 9#& :$( 0;"#+( +&01"2+( -, !"!
(+ #!"."$, ,($%:-+#34( *&,<3 #,&;"$( -$- 4-+-$( #((34&3#340=>-& (,#3(<3&$%#34".
?+ +&3. ?+ 4.<$, 4&*(<3+(, +&(5*"41"++( 100% (34&3#34&++(#3% ." #&,<, 3&) #")8),
5(*".-4 - 01&*;"4 4#&6 #4(-6 !$-&+3(4, 23( <4-$(#% 5*<)8) *&.0$%3"3() 3"!('(
*&:&+-<, +( 23( 4";+&& 4#&'(, !(#4&++8) *&.0$%3"3() ,8$( 0#-$&+-& &'( #-$8
5*-3<;&+-< ,('"3#34".

!"#$%& '()*+& ,* (+)(-(%./. 0 ,/1 /#2$3$,,&$ 4(567, 8"9+&$


.(:$56./ / )(5(-& 8(5,&$ (8%*-3*,/;. <$5( ,$ - #5(4
'()*+9+-$. =#'&+(. (8%*-3*,/; )*%*,+/%"$+ 9."3,(9+6 3$,$).
>95/ (8%*-3*,/? (1(+,( 9(9.*./-*7+ 9 ?#&.* @$5(-$.*, +(
(8%$3$5$,,( 3$,6)/ ,$ +$."+ 5$).( - $)( .*%4*,&. A @*9+(
)(-(%/5, @+( ? 4()" (B$,/+6 '*,.(-9./; '*5*,9 @$5(-$.*, .()3*
(, %*99.*#&-*5 4,$ ( .,/)*1, .(+(%&$ (, @/+*$+, / ( 573?1, 9
.(+(%&4/ (, 8%(-(3/+ -%$4?. C( 3*D$ 5$)@$ (B$,/+6 .(%%$.+,(
$)( '*,.(-9./; '*5*,9, .()3* ? 95&:" (8%*-3*,/? /# $)( "9+.
E%/-&@.* )$,$%/%(-*+6 (8%*-3*,/? 1"3:*? /# -9$1.

@#$- 48 5()+-3& 4&$-!($&5+8A B-$%) C(.(4"< 5"+3&*" # D&3&*() E&$$&*()


(Peter Seller), 48 5()+-3& ".-"3#!('( )"$%2-!", 5*-#$0;-4"=>&'( 0 +&'( 4 1()&,
!(3(*()0 (+ 5$"3-$ ." 3(, 23(,8 3(3 +"5"1"$ +" +&'( ,&. 5*&105*&;1&+-<, 1&*;"$ &'( 4
5(#3(<++() +"5*<;&+--. ?1-+ 4$-<3&$%+8A 2&$(4&! *"##!"."$ )+&, 23( ,(!#&* F"A!
G"A#(+ (Mike Tyson) (1+";18 +"+<$ 2&$(4&!", 23(,8 3(3 6(1-$ ." +-) 5(5<3") '(4(*-$: G8 6(.<-+ 5($(;&+-<, F"A!, 38 6(.<-+ 5($(;&+-< (H3( !$=2 ! 3()0, !"!
F"A! #)(' 5*()(3"3% 100 )$+ $ - *".(*-3%#<). D*&!*"#+(A -+4&#3-7-&A )(' ,8 ,83%
+"&) ,($%:('(, #-$%+('( 5"*+<, !(3(*8A 6(1-$ ,8 ." 4")- 4 3&2&+-& )&#<7", # 3<;&$(A
,&A#,($%+(A ,-3(A, - !";18A *"., !('1" 48 5*(-.+(#-$- ,8 (5*"41"+-&, (+ ,8
.")"6-4"$#< - ,-$ 4"# 4 3&2&+-& #$&10=>&A +&1&$-. 9((,*";"=, 23( 48 +&(6(3+(
#1&$"$- ,8 3"!0= -+4&#3-7-=, 5(I3()0 4)&#3( I3('( 48 )(;&3& +(#-3% # #(,(A 4
!"*)"+& ."5-#+0= !+-;!0, 23(,8 ."5-#84"3% !";10= #4(= (3'(4(*!0, !(3(*0= 48
.")&3-3& ." #(,(A 4 3&2&+-& #$&10=>&'( )&#<7", 3"! ;& !"! - !";10= (3'(4(*!0,
!(3(*0= 48 0#$8:-3& (3 1*0'-6. ?#4&1()$&++(#3% "43()"3-2&#!- 0$02:-3 4":5(#305!-, 3"!-) (,*".(), 5*(7&## 4&1&+-< 1+&4+-!" - 5*&!*">&+-& 5*-10)84"+-<
(3'(4(*(! !";18A *"., !('1" 48 I3( 1&$"&3&, ,01&3 -)&3% 5($(;-3&$%+(& 4(.1&A#34-&.
98,-4"+-& 10*(#3- # 5()(>%= #-$%+('( 2&$(4&!", 0 !(3(*('( 4 *0!"6 ,-3" Louisville
Slugger, ,01&3 -)&3% &>& ,($%:&& 4(.1&A#34-&, +( #$&10&3 5*-.+"3%, 23( 5(,(2+8A
IBB&!3 ,01&3 #()+-3&$&+.
@#$- 48 4#5()+-3& )0$%3-5$-!"7-(++('( '&*(< D(5- (Popeye), 48 3"!;&
4#5()+-3&, 23( (+ +"!"2-4"$ #4(= #-$0 - )(>%, !('1" I3( &)0 ,8$( +0;+(, 3&), 23(
;"1+( '$(3"$ ,"+!0 -$- 14& :5-+"3". J 10)"= (, I3(), !"! ( 4-.0"$%+(A "+"$('--, 1$<
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

43/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$!"%&%'()#*#+ ,)-#).)-#&&,.)/ .",$&% 0),'1 2!%&()1. 3.*% -4 5,)%)# -6*78%)/
.-,7 .%*1 !"%)9:#&%9 ;,<().)-(, <*,)(+)# ;,*/2# ,)-#).)-#&&,.)%.

!"# $"%#&. '(#) #*+),* -*.%*&*+)/0.


- 12 32+#2% (Lee Milteer)
4&#*% ,5262 !"#$% &'( )*+',$**-- ,./('.
(Success Is an Inside Job)
www.leemilteer.com
!

& 1969 6*-7, &("6* 8"%"9 6*- :*(+" *,*58;52< =,*+0, < 2>"+
(8;(#)" %;.*#;#) 5; ?+">"5#; @#*75; (W.Clement Stone). A5 .0+
>7+)#2>2++2*5"%*>, ,*#*%0B (;> (*9-;+ (&*" (*(#*<52", 5; #*#
>*>"5# %;&5*" 800 >+5. $. @#*75 #;,$" .0+ :"%&0> 67%7 7(:"C; &
4>"%2,". A5 .0+ 29-;#"+"> $7%5;+; Success, ;&#*%*> ,5262
01"'$2. +"#$%., 3('(,.- *13(45. *$ #(5)(51' (The Success
System That Never Fails) 2 (*;&#*%*> !;:*+"*5; D2+; (Napoleon Hill)
:%2 5;:2(;522 ,5262 6(/$7"- +"#$%. " #(2(89: #(;1'1)*(4(
21,()("#,1-'1- (Success Through a Positive Mental Attitude).
?*6-; < 9;,*582+ >*E :"%&7E *95;,*>2#"+)57E 5"-"+E, 65. @#*75
(:%*(2+ >"5<, :%252>;E +2 < 100% *#&"#(#&"55*(#) 9; (&*E $295).
F7>;E, -;, - *#&"#2+ <.
G#* &*:%*( 5; -; 2+2 5"#, >*+*-*B 8"+*&",. 12.* &0
:%252>;"#", +2.* 5"#.
!7, ,;$"#(<, < 5" 7&"%"5.
H0 ,*6-;-52.7-) *.&25<+2 -%762C 9; *.(#*<#"+)(#&; & &;="B
$2952? H0 ,*6-;-52.7-) $;+*&;+2() 5; 8#*-52.7-)?
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

44/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"" #$ %$&'()*, #$.


+' ,$#$-('. ./#01$-('.
2$, &$3/4$3)*.
56. !(/ /78$9$'(, 9(/ 4: 8' ;'<'(' 8$ )';* 100% /(4'()(4'88/)(=
7$ 4$>0 &?78=. @<$(= 8$ )';* 100% /(4'()(4'88/)(= /78$9$'(, 9(/
4: /)4'#/13'8: / (/1, 9(/ 4: )/7#$'(' 4)', 9(/ ) 4$1? A</?)B/#?(.
!(/ /78$9$'(, 9(/ 4: A/8?1$'(', 9(/ 4: )$1? *43*'(')= A<?9?8/4)',/ 4$>',/ /A:($. C)3? 4: B/(?(' A/-8$)(/*D'10 ;:(= 0)A'>8:1,
$ * 78$E, 9(/ 4: B/(?(', (/,#$ 4$1 A<?#'()* A'<')($(= /;4?8*(= ?
&$3/4$(=)*, ? 4: #/3&8: ;0#'(' 47*(= 8$ )';* /(4'()(4'88/)(= 7$
)4/E &?78= "(/ /78$9$'(, 7$ 4$>? <'703=($(:, 7$ 4$>? 0)A'B? ? 7$
4$>? 8'0#$9?. !(/ A<'#A/):36? #3* )/7#$8?* 0)A'>8/- &?78?
F?#?(' 3?, 2&'6, ')3? 4: /)/78$'(', 9(/ 4: )/7#$'(' 4$>?
8$)(/*D?' 0)3/4?*, (/,#$ 4: 1/&'(' 8' )/7#$4$(= ?B ? )/7#$4$(= A/
)/;)(4'88/- 4/3'. F: A/8?1$'(' "(/? G$6 4: &'3$'(' A<?8*(= 8$
)';* 100% /(4'()(4'88/)(= 7$ )4/E &?78=?
2$, )"<, A<?8?1$E! - ? * )#'3$3 "(/.
- 2&'6 %$8H?3# (Jack Canfield), ?7 68?,? !"#$%#&' ()&*+, (The
Success Principles),
)/$4(/< 68?,? -("#$'. /(012$ 304 3(5# (Chicken Soup For the
Soul)
www.thesuccessprinciples.com,
www.jackcanfield.com

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

45/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"','
!'
!
"#$#%&'(!#!)(*+",-!
! !!
!
!
!
!"#$%&'()*" #+,-. /"*"01) " '-2*3)4-, 5-,'"()&, '-,"()3)"6'"()&, ("7'-'&12 &
()032-.
837 (#-,9-) 5:)$ "()"0";':7 ( &(<"#$=9-7". *37& #-4(&4"., <")"79 6)" 43;,"(#"*" &#& 7:(#$, <0"&='-(-'':- &#& '3<&(3'':-, -(#& "'& '3<03*#-': *'9)0$,
("()3*#1+) <0"/0377:, &'()094>&& ,#1 *3%-/" <",("='3'&1. ?#&%4"7 9<0"@-''"
*-0&)$, 6)" )", 6)" *: 7:(#-''" <0"&='"(&)- (,973-)-) & *:(43=:*3-)-, ,-7"'()0&09-)
,90'". )"'. A3=*3'&- (37". &=*-()'". 4'&/& A3<"#-"'3 B&#3 492,3 # )*+,$'3
(Think and Grow Rich) (#-/43 **",&) * =35#9;,-'&-; 5"#-- )"6'" -- (#-,"*3#" 5:
'3=*3)$ 6,: /92,$;, <$*)= ",>)*+,$'$; (How to Think to Grow Rich). B")1 (373 <"
(-5- "'3 '- ")*-0/3-) <"*-,-'&- &#& "<0-,-#-''9+ C&=&6-(49+ 0-3#$'"()$ &
"5()"1)-#$()*3. D,'34" *-0'" 59,-) (43=3)$, 6)" (<"("5, 4")"0:7 *: ,973-)- " ,-'$/32
& 1=:4, 4")"0:7 *: /"*"0&)- " ,-'$/32, &7-+) "/0"7'"- ='36-'&-. D'& ")03;3+)
<0"/0377:, 4")"0:- 9<03*#1+) *3%&7 <",("='3'&-7, & <",("='3'&- '343<#&*3-) )34&<0"/0377:. 8 ,3#$'-.%-7 *3%& 03=/"*"0':- (#"*3 <-0-,3+) *3% ")'"(&)-#$':.
4"7C"0) & 9*-0-''"()$ &#& ,&(4"7C"0) & ()032 " ,-'$/32 ,09/&7 #+,17. E+5".
<0"C-((&"'3#$':. <0",3*-> 7";-) 03((43=3)$ *37, 6)" 4#&-'): <32'9) ()032"7 434
;&*")':-. F "'& '- <0-9*-#&6&*3+). D<:)':. <0",3*-> ='3-), 6)" 5-(4"'-6'" )09,'-("*-0%&)$ <0",3;9, 4")"09+, 434 *: ")631''" 69*()*9-)-, *: "51=3': (,-#3)$, 6-7
<0",3;9, ,#1 4")"0". '- &7--) 5"#$%"/" ='36-'&1, 434&7 (<"("5"7 *: -- (,-#3-)-,
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

46/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$ #%# &'()#$. *+, -'./,++#.01%203, -,',).4.'5#6# 7018", 9". 9,%.4,6, 6.".'3:
$,02;, <.9," -'.&1"2, .=%1&1," 4%1+"28. >". 101%.)## 6. 4+,$ &4#?,0#@$ &,0,).
A,02)# ,+",+"4,003$ .='17.$ -'#"@)#418"+@ 6 ".$( 9,%.4,6(, 6". 01#=.%,, (4,',0 #
6.$/.'"0. +,=@ 9(4+"4(," 4 #< ."0.;,0##.
B8&# #$,8" ",0&,0C#8 -,',&141"2 +4.# &,02)# "16#$ ?,, 616 .0#, %8&@$. D.)&1
43 ).4.'#",, ,+"2 ",6+" # -.&",6+", +%3;#$3, +.7010#,$ # -.&+.7010#,$ &'()#<.
D.)&1 43 ).4.'#",, 9". ( 41+ -'.+". 0,<.'.;,, 9(4+"4. ."0.+#",%20. 6.).-"., #%#
9". 41;1 #0"(#C#@ +.4,"(," 41$ 0, &.4,'@"2 #%# 0, 4,+"# &,%1 + 6,$-"., !". 41;,
-.&+.701",%20. .='1=."100., 4-,91"%,0#,, 6.".'., 43 -.%(91,", ." 7',0#@, 74(6.4 #
&'()#< 9(4+"4, 43#+6#4185#< +.4-1&,0#@ + -'.;%.: #0/.'$1C#,: # 41;#$ .-3".$.
*3 0, $.?,", 01 &1003: $.$,0" +/.'$(%#'.41"2, -.9,$( 43 "16 9(4+"4(,",. *3
-'.+". 9(4+"4(,",. *3 $.?,", +.701",%20. 0, -.0#$1"2, 9". 6.)&1 43 '@&.$ + A?., .0
91+". ).4.'#" . 0,&.+"1"6,, =,&0.+"#, 0,(&191< # +"'1<,, -.!".$( 43 0, <."#",
-.6(-1"2 ( 0,)., #04,+"#'.41"2 4 0,). #%# &'()#$ .='17.$ #$,"2 + 0#$ &,%.. E.
-.&.=0., $.?," .9,02 &1?, 4,'.@"0. -'.#+<.&#"2 40("'# 41;,). -.&+.7010#@.
F.!".$( -. 4+,$ !"#$ -'#9#01$ "., 9". 43 ).4.'#", . &,02)1<, #$,," 7019,0#,.
* 619,+"4, -'#$,'1 '1++$."'#$ 43'1?,0#, "'(&0. 71'1=."1003, &,02)#. *3
(701,", !". .-',&,%,0#,, 0, "16 %#? G'(&0. 71'1=."1003, &,02)#. *.7$.?0., 43
+%3;1%#, 616 .= !".$ ).4.'#%# 41;# '.&#",%#. *1;# &'(72@ $.)(" "16 ).4.'#"2. *3
$.?,", "16 ).4.'#"2, #%# 4 616.:-0#=(&2 41'#1C## !".)., &1?, =,7 -'#0@"#@ 4.
40#$10#, ,). #+"#00.). 7019,0#@. H+%# 43 -,',4,&,", !"# +%.41 4 -'.)'1$$#'.410#,,
.0# =(&(" .70191"2, 9". &,02)# .9,02 "'(&0. -.%(9#"2. *3 -.%(91,", &,02)# +
-.$.528 "'(&0.: # 0,-'#@"0.: '1=."3. H+%# &,02)# 616-". -'#<.&@" 40, +4@7# +
"@?,%3$ "'(&.$, 9".-". + 0#$# 0, "16. I0# -.+"3&03 #%# @&.4#"3. F.%(9#"2 #< %,)6.
!". 0,6.'',6"0. # 0,9,+"0..
G,-,'2 '1++$."'#$ /'17( %,)6#, &,02)#. A%@ =.%2;#0+"41 %8&,:, !". -%.<..
A100., -.0@"#, .70191,", 9". %,)6#, &,02)# -.7.'03, )'@703 # 0,&.+".:03. >".
-.0@"#, .70191,", 9". 9,%.4,6, 4+,)&1 #5(5#: %,)6#< &,0,) %,0#43: =,7&,%20#6 #%#
&('16.
*." !". =1'2,'! >". 43+.61@, ;#'.61@ # ".%+"1@ +",01, 6.".'1@ (&,'?#41,"
-',&-'#0#$1",%,: ." -.#+61 #%# 4#&,0#@ $0.?,+"41 .)'.$03< 4.7$.?0.+",: 4 +4.,$
+.=+"4,00.$ =#70,+,, %,?15#< "1$, )&, #< %,)6. -.%(9#"2. J &($18, !". .=K@+0@,",
-.9,$( -1'1 +4,?#<, !6+-,'"03< )%17 -.&.=0. $.#$ $.?," "16 %,)6. # $0.).6'1"0.
4#&,"2 0,!6+-%(1"#'(,$3, 4.7$.?0.+"# 4 =#70,+1< &'()#<. >". 0, "." +%(91:, 6.)&1
4%1&,%,C =#70,+1 01<.&#"+@ +%#;6.$ =%#76. 6 %,+(, 9". 0, 4#&#" &,',42,4. L(5,+"4(,"
+",01, +64.72 6.".'(8 .0 0, $.?," 4#&,"2.
*." !". =1'2,'! H+%# &,%1 019#018" #&"# %,)6., ,+%# &,02)# 019#018" %#"2+@
=3+"',, # 4 =.%2;#< +($$1<, 9,$ '102;,, -',&-'#0#$1",%2 -.&+.701",%20. ."4,')1,"
#< # -'#4%,61," 4+, +-.+.=3 +1$.+1=."1?1, 9".=3 71$,&%#"2 "16.: 0,+-'14,&%#43:
-.".6.
M16"#9,+6#, 0," 0#616.: -'#9#03, -. 6.".'.: &,02)# &.%?03 =3"2 "'(&0.
71'1=1"341,$3 #%# 71'1=1"341,$3 "'(&03$# +-.+.=1$#. J .=(9#% "3+@9#
-',&-'#0#$1",%,:, 616 71'1=1"341"2 01$0.). =.%2;#: &.<.& %,)9,. *.72$,$ $.,).
6%#,0"1, &.6".'1 F.%@ L#'=# (Paul Searby), 6.".'3: ,&41 71'1=1"341% 01 ?#702,
'1=."1@ -. 50 91+.4 4 0,&,%8 +".$1".%.).$. L,:91+ .0 71'1=1"341," 71 &41 $,+@C1
+".%26., +6.%26. '102;, .0 71'1=1"341% 71 C,%3: ).&, '1=."1@ ".%26. .&#0 &,02 4
0,&,%8, .=(91@ +".$1".%.).4, 616 +.7&1"2 4".'.: =#70,+ +. ;6.%1$# 1++#+",0".4
+".$1".%.).4. N%# '1++$."'#$ (91+"0#61 $.,: )'(--3 +. +"1"(+.$ Platinum J0#61
L#%4,'1 (Yanik Silver), 6". '174#% =#70,+ 4 +/,', N0",'0," $1'6,"#0)1, 434,&@ ,). 01
$#%%#.03 &.%%1'.4, # 6.".'3: .0 4,&," + -.$.528 +4.,). %1-".-1 #7 %8=.: ".96#
$#'1, "'1"@ 01 0,). -1'( 91+.4 4 &,02. D1?,"+@, 9". .0 -.+".@00. )&,-". 01 610#6(%1<,
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

47/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$ "% %&'(%&), *+,& -.*$ ,/)0'&#1 /".210#*3. 4)( ,"51.*. ."*6" /)(*%#& (
-'&7#%(/ ."*8 63-229 7" 7#&#-7". Gold :*#& ;"-)&%+& (Chet Rowland), /"#"398
,)&+**# 63$5%9. <(5%*7"., <")1="8 /".2&%(*8 2" /"%#3")0 5& %&7*/".9.(,3*+(#*)$.(. >)&6"+&3$ *6" ?/7#3&"3+(%&3%" "<=(3%9. ( ?@@*/#(,%9. <(5%*7
7(7#*.&., "% +*87#,-*# 2)"+"#,"3%", 3&7#*# /&A+98 6"+ ( "<*72*'(,&*# 7*<* <")**
.())("%& +"))&3", , 6"+, !"#$ "% 23(*5A&*# , 7,"8 "@(7 #")1/" 3&5 ()( +,& , .*7$B.
:*# (72")15-*# '&7#1 7,"*6" 7,"<"+%"6" ,3*.*%( +)$ 5&3&<"#/& 7"#*% #97$' +"))&3",,
2"/-2&$ A()9* .%"6"?#&A%9* +".& 7*/B("%%"8 7<"3/( ," C)"3(+* ( <97#3"
2*3*23"+&,&$ (! +" #"6", /&/ (! 2"7#3"$#.
;&77."#3(. <(5%*7 %*+,(A(."7#(. D #(2('%"6" 3(?)#"3& .%"6" 3-'%"8
(597/&#*)17/"8 3&<"#9, /"#"3-0 "% ,92")%$*#, '#"<9, %&/"%*B-#", 2")-'(#1 7"6)&7(*
%& ,7#3*'-, 7+*)&#1 23*5*%#&B(0 )(7#(%6&, 2")-'(#1 23&," 23"+&#1 +".. E"#". "%
,*+*# .%"6" 3-'%"8 3&<"#9, 2"/&59,&$ ?#"# +". ,"5."A%9. 2"/-2&#*)$. ( #.+., ( #.+., (
#.+., '#"<9, ,"5."A%", 5&3&<"#&#1 10,000.00$ ()( 20,000.00$ /".(77("%%9!. F3*6
E3"/#"3 (Greg Proctor) ( ;"% ;".&%" (Ron Romano) (5 Automated Marketing Solutions,
"<& ."( /)(*%#9, <-/,&)1%" 2*3*+*)&)( 72"7"<, 7 2"."G10 /"#"3"6" 7+*)&% ?#"#
<(5%*7, (72")15-$ 72*B(&)1%98 #(2 3*/)&.9: <*72)&#%9* #*)*@"%%9* %".*3& (
5&2(7&%%9* 6")"7",9* 7""<G*%($, ,?<-7&8#9, ( +3-6(* #*!%")"6((, '#" %&2")",(%7%(5()" 3-'%"8 #3-+. H&/(. "<3&5"., 3(?)#"3 5&3&<&#9,&) +*%16( )*6'* ( ."6 -+,"(#1
7,"8 +"!"+ 5& #"A* 7&."* 3&<"'** ,3*.$. I"6+& $ 2(7&) ?#- /%(6-, F3*6 E3"/#"3 7%",&
2*3*7#3"() <(5%*7 +)$ +&)1%*8=*6" (5.*%*%($ 7""#%"=*%($ .*A+- #$A*)9. #3-+".
( +"!"+"..
J3-6"8 ."8 /)(*%#, ;"< K(%#"% (Rob Minton) 23*-72*) 7" 5%&'(#*)1%"8
2*3*7#3"8/"8 7"<7#,*%%"6" <(5%*7& 2" %*+,(A(."7#(, @"/-7(3-$71 (7/)0'(#*)1%" %&
3&<"#* 7 (%,*7#"3&.(. H&/(. "<3&5"., 3(?)#"3 3&<"#&*# 7 5 /)(*%#&.(, /"#"39*
/&A+98 2"/-2&*# 10 +".",, & %* 7 50 /)(*%#&.(, /"#"39* 2"/-2&0# 2" "+%".- +".-. L%
7"!3&%$*# /)(*%#",, 2"/-2&0G(! +".& 6"+ 5& 6"+"., %*/"#"39* +&A* 2)&#$# ,5%"7
-'&7#%(/&, '#"<9 7"7#"$#1 , /)-<* 3(?)#"3", ( <9#1 +"2-G*%%9.( / 2"/-2/*.
E"!"A(. "<3&5". +)$ (%,*7#"3", , %*+,(A(."7#1 -'&7#%(/ ."*8 63-229 7"
7#&#-7". Gold/VIP, K?# F()"6)( (Matt Gillogly), 23(+-.&) ."G%-0 3*/)&.- +)$ 23$."8
&+3*7%"8 3&779)/(, /"#"3&$ 23(,"+(# 5&(%#*3*7",&%%9! 23"+&,B", %*+,(A(."7#( /
(%,*7#"3&., /&/ <-+#" 7-G*7#,-*# -/&5-0G&$ )(%($, ,*+-G&$ / (! +,*3$.! 4)(
,"51.*., / 23(.*3-, 7#3&!","8 <(5%*7, , /"#"3". ."8 /)(*%#, J(% M(23(&%" (Dean
Cipriano), 2" 7-#(, (5<&,() 23"+&,B", "# %*"<!"+(."7#( (.*#1 +*)" 7
%*2*372*/#(,%9.( 2"#*%B(&)1%9.( /)(*%#&.( "% @&/#('*7/( "#23&,)$) (. %&
<)0+*'/* ,7*! 2"+!"+$G(! 2"#*%B(&)1%9! /)(*%#",, /"#"39! "%( ."6)( "<7)-A(#1.
4)( %& (2"#*'%". 39%/* ."( /)(*%#9 H3*87( H"))*7"% (Tracy Tolleson) ( M/"# H&/*3
(Scott Tacker) 3&5%9.( 2-#$.( 23*+"7#&,()( ,"5."A%"7#1 (2"#*'%9. 23"@*77("%&)&.
5&3&<&#9,&#1 ,97"/(8 6-5%&'%98 +"!"+, 3&<"#&$ .*%** 30 '&7", , %*+*)0, 7
,9!"+%9.(, 7 .")'&G(.( 7"#",9.( #*)*@"%&.( 2" ,*'*3&. ( ,9!"+%9., ( <*5
#$A*)"8 3&<"#9 7 2"#*%B(&)1%9.( /)(*%#&.(.
N7* ?#( )0+( 5&3&<&#9,&0# 7*<* %& A(5%1 )*6/(* +*%16(, ()(, 2" /3&8%*8 .*3*,
<")** )*6/(* +*%16( ( +*."%7#3(3-0# +3-6(., /&/ -+&)(#17$ "# #$A*)"
5&3&<"#&%%9! +*%*6.
E"7."#3(#* %& .*%$. N 1996 6"+- $ 5&3&<"#&) .())("% +"))&3", "3&#"37/(.
(7/-77#,"., /"#"3"* #3*<",&)" 2"7#"$%%9! 3&5O*5+",. P 23",*) <")** 60 23*5*%#&B(8 ,
#"# 6"+ ( *G* 2(7&), 2-<)(/",&) ( 23"+&,&) (%@"3.&B("%%9* 23"+-/#9 %& /&A+".
,97#-2)*%((. Q#" #3*<",&)" %&)('($ '*)",*/& +)$ "<3&<"#/( ,7*! 5&/&5", (
2"7#&,G(/& +)$ "#23&,/( 23"+-/#",. N 2004 6"+- $ 5&3&<"#&) .())("% +"))&3",, /"-'&
#")1/" 5 .&)*%1/(! 63-22 23*+23(%(.&#*)*8, /"#"39* 23(=)( ( 2"5%&/".()(71 7"
.%"8. H&/&$ +*$#*)1%"7#1 #3*<",&)& "# .*%$ ,7*6" )(=1 26 +%*8 ,7#3*' , ."*. 6"3"+*
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

48/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$ 16 %&'( )'$'% !* +'"',*&-, ./$+* $0%1 &/ $*"&234' &/ 5*'5 %6*7' 0"0 &/
)*"83*5 4*9/&*5 %06/&' 6 5*'( )0)"0*+'4'. :*$.0+/6 %&0 !*';%*4 0 %&0, 4*<%/ 1
*7/+*7$+6*6/", 6 1996, - 5'&1 !*"-.0"*$8, .+* 1 !*+7/+0" 200 %&'(, .+*)2 ;/7/)*+/+8
$+*"84*, $4*"84* 1 ;/7/)*+/" ;/ 42 %&1 6 2004. = >+* )2"0 ;&/.0+'"8&* )*"'' "'<40',
5'&'' &/!719'&&2' 0 5'&'' $+7'$$*62' %&0. ?/4*( !'7'@*% $+/" 6*;5*9&25 )"/<*%/71
!7*A'%-7&25 0;5'&'&015 6 5*'5 )0;&'$', 0;5'&'&0'5 $+7/+'<00, &* +/49', 6 7/6&*(
$+'!'&0, !*$+*1&&25 -"-.3'&0'5 5*'<* 523"'&01, !*&05/&01 0 %/9' !7'%$+/6"'&0(
* %'&8</@. B 2006 <*%- 1 !*"-.0" +*+ 9' $/52( %*@*% 6$'<* "038 ;/ 34 %&1.
9,:";.,(#' -.%:# 9,)*$,-4'(<+# )2"* %"1 5'&1 &' "'<405 %'"*5. C )2" 6*$!0+/&
&/ *<7*5&*5 -6/9'&00 4 7/)*.'( >+04'. D*( #&*3'$40( *!2+ &/-.0" 5'&1, .+* %'&8<0
;/7/)/+26/#+$1 +19'"* 0 +19'"* ;/7/)*+/&2. E/;7-3/+8 >+* 60%'&0', ;/5'&0+8 +/4*'
523"'&0' &' !7*$+*( +7#4. F* >+/ $61;8 0""#;01, &' 7'/"8&*$+8.
G+* &' !7'%!*"/</'+, .+* 1 &' 7/)*+/#, 0"0 .+* 6/5 &' $"'%-'+ 7/)*+/+8.
H/4+0.'$40, 1 %-5/#, .+* 7/)*+/ "#)*<* 7*%/ &'*)@*%05/ %"1 47'!4*<* ,0;0.'$4*<* 0
5'&+/"8&*<* ;%*7*681. F* '$+8 7/)*+/ 0 +7-%. I0.&2( $"*</& 5*'<* 4"0'&+/ 0
-./$+&04/ 5*'( <7-!!2 $* $+/+-$*5 Platinum E*&/ I'<7/&%/ (Ron LeGrand): J'5
5'&83' 1 %'"/#, +'5 )*"83' 1 $*6'73/#. = >+*+ $"*</& 5*9'+ &'!7/60"8&*
0&+'7!7'+07*6/+8$1. K<* $52$" 6 6/70/A00 &/ +'5- 7/)*+/+8 7/;-5&'', &' -!*7&''.
:'7$*&/"8&* 1 $*$7'%*+*.0" $6*' 6&05/&0' &/ 5*0@ 7/)*+/#L0@ 627/9'&01@, &/ %'"/,
6 4*+*72' 5&' &7/60+$1 )2+8 6*6"'.'&&25, &/ 62$*4* -7*9/(&2' 6*;5*9&*$+0 0
;/%/.0. C *)-./" %7-<0@ %'"/+8 +* 9' $/5*'. C 05'# 6 60%- *)&/7-906/+8 6$' $!*$*)2
6'$+0 %'"/ "'<.', &' +19'"''. M'"/+8 )*"83' $ 5'&8305. :*"-.0+8 72./<. F* '$"0 62
%-5/'+' 0 <*6*70+' * +7-%&* ;/7/)*+/&&2@ %'&8</@, 62 $&*6/ -$0"06/'+' )/78'7,
.+*)2 %'"/+8 +19'"*.
?7-%&* ;/7/)*+/&&2' %'&8<0 !7'%$+/6"1#+ $*)*( +*"84* *%0& !705'7 0; $*+'&
&'</+06&2@, *<7/&0.06/#L0@ -+6'79%'&0( * %'&8</@, * 4*+*72@ *)2.&* %-5/#+ 0
4*+*72' 62$4/;26/#+. N&0 6$' 16"1#+$1 407!0./50, -$0"06/#L050 0 -47'!"1#L050
$+'&- 5'9%- 6/50 0 "'<405 !706"'.'&0'5 5/4$05/"8&*<* )*</+$+6/.
O 6/$ '$+8 %'+0? P4*"84* 7/; ;/ !*$"'%&0( 5'$1A 62 *)Q1$&1"0 %'+15, .+* %'&8<0 &'
7/$+-+ &/ %'7'681@? ?*<%/ *+4-%/ *&0 !70@*%1+? D*9'+ )2+8, 62 !7'67/+0"0$8 6
6/3'<* *+A/. B*;5*9&*, 62 !7*$+* !*6+*71'+' +*, .+* 62 6$'<%/ $"23/"0. G+* )2"*
;/!7*<7/5507*6/&*. = +'!'78 6 *$*)2( 5*5'&+ 90;&0 62 0;72</'+' >+* 0 62!"'626/'+'
&/7-9-, $*6'73'&&* &' !*%-5/6 * +*5, .+* >+* %'"/'+ $ 6/50 0"0 .+* %'"/'+ $
.'"*6'4*5, 4*+*7*5- 62 >+* <*6*70+'. F* 4*<%/ 62 <*6*70+' !*%*)&*', 4/4/1 $0$+'5/
6'7*6/&0( !'7'%/'+$1 0 -$0"06/'+$1?
C &' ;/ +*, .+*)2 )/"*6/+8 %'+'(, &* >+* %7-</1 %0$4-$$01 %"1 %7-<*<* 67'5'&0 0
5'$+/. :*4/ %/6/(+' !7*%*"905 &/!7/6"1+8 9'$+40( $6'+ !7*9'4+*7/ &/ 6/$. R*<%/
&'.+* !*%*)&*' 0;72</'+$1 0; 6/3'<* 7+/, *&* *+4-%/-+* !70@*%0+. N&* !70@*%0+ 0;
6/3'<* $*;&/&01, !*%$*;&/&01, 6/3'( $0$+'52 -)'9%'&0(, 6*$!*50&/&0(, 4*+*72'
!7*0<726/#+$1 6 6/3'( <*"*6'. J+*)2 62 &0 <*6*70"0 * %'&8</@, >+* 6 +*+ 9' 5*5'&+
*)&/7-906/'+$1 0 -$0"06/'+$1.
:7'%!70&05/+'"0, !70+1<06/#L0' )*</+$+6*, 0$!*"8;-#+ *!7'%'"'&&2( 1;24. C
$"23- '<* 6$' 67'51, !*+*5- .+* 1 7/)*+/# 0 !7*6*9- $ &050 5&*<* 67'5'&0 )*"83-#
./$+8 5*'( 90;&0. C )2" *47-9'& 050 &/ !7*+19'&00 5&*<0@ "'+. N&0 <*6*71+ &/
*%&*5 1;24', 6'$8 6&'3&0( 507 <*6*70+ &/ %7-<*5. C &' $*)07/#+$1 ;%'$8 67-.0+8 6/5
!'7'.'&8 $"*6 0 !7'%"*90+8 6/5 !*!2+/+8$1 ;/!*5&0+8 0@ 0"0 .0+/+8 !*;0+06&2'
/,,075/A00 20 7/; &/ %&#. G+* 5*9'+ )2+8 !*"';&25, &* >+* +/4*( $47*5&2( 4-$*.'4
!/;"/ 0 *.'&8 -!7*L'&&2(. :*!2+4/ 0$!*"8;*6/+8 &-9&2' 627/9'&01 &' 0;5'&1+ 6/$.
C;24 %*"9'& )2+8 .'$+&25, '$+'$+6'&&25 *+7/9'&0'5 6/30@ -)'9%'&0( * %'&8</@ 0
)*</+$+6'. B$' 6 >+*( 4&0<' %*"9&* 6*$!70&05/+8$1 65'$+' 0 !*%%'79/+8 0;5'&'&01,
4*+*72' 62 @*+0+' $%'"/+8, 6 6/3'( $*)$+6'&&*( $0$+'5' -)'9%'&0(.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

49/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"','
!'
!
"#$%&#'!(')*#+!
! !!
!
!
!
!"#$%"& '&(-") *+,&-"$.(. /0#,*"-1 ,#( *2* $&", $) (. 3*,&( , '42%"40&
5)6*"#$*1 +$#(&$*")-"&7, * , 0.$'&, 8,*3*()( +$#(&$*")-"1(*.
9# 5)-2&8$*& :)8. ()* '2*&$"., +#$1".& , ;*+$&-& 50),&8&$*1 -&(*$#0), *
')$<&0&$=*7, +$#6*"&2%$) 4,&2*6*2* *> 5)-&?#&()-"%, # "#'3& );?4@ 50*;.2% )8$):) (&-"# *2* * "), * 804:)& ,(&-"&, 50*:2#A#1 ,.-"45#"% $# -,)*> (&0)50*1"*1>
+$#(&$*".> )0#")0),, ,'2@6#1 B)$#2%8# C0#(5# (Donald Trump) * 8)'")0# D*2# (Phil).
E "&6&$*& 9 2&" 1 ,.-"45#2 $# -#(.> ;)2%A*> -&(*$#0#>, , 25-29 :)0)8#> , :)8, #48*")0*&7 )" 10,000 8) 30,000 6&2),&', - "#'*(* )0#")0#(* '#' ;.,A*& 50&+*8&$".
D)08 (Ford), F&7:#$ (Reagan) * G4A (Bush); :&$&0#2 H)2*$ I#4J2 (Colin Powell) *
/)0(#$ K,#0=')5 (Norman Schwartzkopf); L#0* H*$: (Larry King), G*2 H)-;* (Bill
Cosby) * 8@3*$. 804:*> *+ M)22*,48#, (*0# -5)0"#, 5)2*"*'* * ;*+$&-#. !"#8*)$.
$#5)2$12*-% 2@8%(*, ')")0.& 50*A2* $# ;*+$&- -&(*$#0., '#' ;48") J") ;.2* 0)'')$=&0"., ;2#:)8#01 50*"1:*,#@?&7 -*2& +$#(&$*")-"&7.
N)7 8#,$*7 '2*&$", Guthy-Renker Corporation, $#,-&:8# *+(&$*2 *$84-"0*@
50&8-"#,2&$*1 0&'2#($)7 *$<)0(#=**, '):8# $#6#2 *-5)2%+),#"% *+,&-"$.> 2@8&7 *
*> 0&')(&$8#=** , -,)*> "&2&,*+*)$$.> 0&'2#($)-*$<)0(#=*)$$.> 0)2*'#>. B#3&
340$#2 Forbes 54;2*'4&" -&76#- :)8),.& )"6&". ) -#(.> ;):#".> * -#(.> ,2*1"&2%$.>
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

50/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%"&'()'*+, & ,'( -.(/#%')* '#0 1%, 0#0 & &+ 2(/(34% ('5%'4 ( )#$4+ )()'(*'%67"4+
6&/%.#+ 3 8&!"%)%. 9% 3#1"(, 0#0(: ; 3#) .4"(0 <=> &6& 0#"(3(0(-#'%6&, $(6(/4%
&6& )'#.4%, 8%/"4% &6& );-%.-)()'(*'%67"4% 3)%+ &+ -6%"*?' !"#$%"&'()'&,
0('(.4% 36&*?' "# "&+.
@(,'($; ;$"4: A#2 - )/%6#'7 &! )%8* &!3%)'"(2( 5%6(3%0#.
9% (8*!#'%67"( )'#'7 '%$, 0'( -(*36*%')* 3 A(; 91": (Oprah) &6& "# (86(10%
1;."#6# People, "( ";1"( )'#'7 !"#$%"&'()'7? 3";'.& 3#A%: )(8)'3%""(: )B%.4
8&!"%)#, 3#A%2( )(8)'3%""(2( .4"0#, 0('(.4: $(1%' (-.%/%6*'7)* 2%(2.#B&5%)0&, &6&
/%$(2.#B&5%)0&, 0("0.%'"(: &"/;)'.&%: &6& -.(B%))&%:, &6& 5%$-'( %C%. D%$ $%"7A%
3)%6%""#*, '%$ -.(C% 3 "%: )'#'7 !"#$%"&'()'7?. E."(67/ F3#.G%"%22%. (Arnold
Schwarzenegger) 846 -%.3(: !"#$%"&'()'7? 3 "&A% 8(/&8&6/&"2#, &! 0('(.(: ("
340#5#6 (2.($";? );$$; /%"%2 %C% /( '(2(, 0#0 ( "%$ ;!"#6& 3)%. H"(2&% &! $(&+
06&%"'(3 *36*?')* &!3%)'"4$& 6?/7$& 3 )3(%: &"/;)'.&&, & (5%"7 3%.(*'"(, 5'( &+
()'#"#36&3#?' & -.()*' ; "&+ #3'(2.#B, &6& ("& )(8&.#?' '(6-; "# )3(&+
-.($4A6%""4+ 34)'#30#+, +('* 34 "% !"#%'% &+ 3 6&G( & "% !"#%'% &+ &$%".
I6* /%6(3(2( 5%6(3%0# ('"()&'%67"( 6%20( /()'&57 )'#';)# &!3%)'"()'& "# $%)'"($
;.(3"%, 26#3"4$ (8.#!($ !# )5%' -.()'(2( )-()(8# )/%6#'7 )%8* 0("'#0'"4$ 6&G($ 3(
3)%+ )3(&+ .%06#$"4+ (8J*36%"&*+.
K L/$("'("%, M#"#/# $(: 06&%"' & ;5#)'"&0 $(%: 2.;--4 )( )'#';)($ Gold/VIP,
/(0'(. N#..& O&0# (Barry Lycka) *36*%')* &)'&""(: !"#$%"&'()'7?. M(2/# ("
-.%/6#2#%' ('0.4'4: )%$&"#. &6& )-%G&#67"(% $%.(-.&*'&%, 0 "%$; -.&+(/*' )('"&
6?/%:. >" /(62(% 3.%$* )#$ .%06#$&.(3#6 3 0.;-"(: 2#!%'%, "# '%6%3&/%"&& & 5%.%!
-.*$;? .#))460; & )3(? -.#0'&0;, & spa. H(: 06&%"' I#.&" P#.$#" (Darin Garman),
8.(0%. & /%3%6(-%. 0($$%.5%)0(: "%/3&1&$()'&, -.&36%0 &"3%)'(.(3 )( 3)%2( $&.#
/6* 36(1%"&: 3 "%/3&1&$()'7 A'#'# E:(34, /%6#* 3)% )#$()'(*'%67"( & -.%3.#'&3
)%8* 3 !"#$%"&'()'7 86#2(/#.* )3(%: &)'(.&& N43A&: "#/!&.#'%67 '?.7$4 3 E:(3%
/%6#%' ('0.4'&%... K Q%/&"2%, A'#' M#6&B(."&*, N(8 R&22&") (Bob Higgins) *36*%')*
!"#$%"&'()'7?. =)6& 34 ()'#"(3&'7 "# ;6&G% "#;2#/ 20 5%6(3%0, -( 0.#:"%: $%.%, (/&"
8;/%' !"#'7, 0'( '#0(: N(8. E %2( 8&!"%)($ *36*%')* -(0.#)0# /($(3! (K4 $(1%'%
-()$('.%'7 & -.(5&'#'7 "%)0(670( &! %2( 34)(0( ,BB%0'&3"4+ .%06#$"4+ '%0)'(3 3
$(%: 0"&2% No B.S. Direct Marketing for NON-Direct Marketing Business).
H%)'"#* !"#$%"&'()'7 $(1%' -%.%:'& 3 .#!.*/ "#G&("#67"(: !"#$%"&'()'&. I(0'(.
Q(8%.' M('6%. (Robert Kotler), 0()$%'&5%)0&: +&.;.2 3 N%3%.6& R&6) & 3 -.(A6($ $(:
06&%"', "#5#6 -.%3.#C#'7 )%8* 3 !"#$%"&'(2( /(0'(.# -.& -($(C& $%)'"(: .%06#$4
)3(%: 0"&2& The Consumers Guide to Cosmetic Surgery (!;$'.*/#$'0< /0%
1*$"')#$'0'3 1* =*-2'$#>'-=#2 ?#";"+,2) , 0('(.;? (" &!/#6 "# )3(& /%"72&, # -('($
& 5%.%! 34)';-6%"&* 3 <HS O()-E"1%6%)#. K)0(.% (" 846 -.()6#36%""4$ /(0'(.($ 3
Dr. 90210, )%.&& .%#6&'&-A(; "# TK, -(0#!43#%$($ -( 3)%: )'.#"% -( 0#"#6; = (E
network).
Q#!;$%%')*, ).%/& 3#A%: )(8)'3%""(: 06&%"';.4 6%20( 84'7 !"#$%"&'()'7?, & ,'('
)'#';) -.&36%5%' -(0;-#'%6%: &6& 06&%"'(3, -(/"&$%' &+ '.#'4 & -(34)&' G%""()'7
.%0($%"/#G&:. I6* 3#A%: )(8)'3%""(: 06&%"';.4 34 )'.(&'% )3(: )(8)'3%""4:
!3%!/"4: )'#';) ) -($(C7? )#$(3()+3#6%"&*, )#$(34/3&1%"&* & (8J%/&"%"&* )
&!3%)'"4$& 6?/7$&. O?8#* B('(2.#B&* 3#) ) &!3%)'"4$ 5%6(3%0($ &$%%' /6* 3#)
.%#67";? G%""()'7.
Q#))$('.&$ $(%2( 06&%"'# I#"&,6* U.&A8%.2# (Daniel Frishberg), 34)(0(
-.(B%))&("#67"(2( & ;3#1#%$(2( &"3%)'&G&(""(2( #"#6&'&0#, ;-.#36*?C%2( -(
-(.;5%"&? )3(&+ 06&%"'(3 $&66&("#$& /(66#.(3. @(/(8"( $"(2&$ B&"#")(34$
)(3%'"&0#$ (" &)-(67!(3#6 )(8)'3%"";? 0;-6%"";? & -6#'";? !#!43#?C;? .#/&(
-%.%/#5; "# )3(%$ $%)'"($ .4"0% (<#"-E"'("&(, T%+#)) /6* -.&36%5%"&* 06&%"'(3. 9(
3 ('6&5&% (' 8(67A&")'3# (" "#8.#6)* )$%6()'& & -(-.()&6 ; .#!"4+ 34/#?C&+)*
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

51/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%"&'()'%* & +,)-%.'(/ "#0&("#12"(3( 4.(/"5 6#'2 %$4 &"'%./27 / %3( $%)'"(*
.#6&( -.(3.#$$%. 8 (" -(149&1 &:, (' ;%".& <&))%"6=%.# (Henry Kissinger) & >1#"#
;.&")-%"# (Alan Greenspan) 6( ?(6=%.# @4.# (Roger Moore), ,('(.A* &3.#1 #3%"'#
007, & B#' C#5, (Pat Sajak) &! =4."#1# Wheel of Fortune. @#1%"2,(% .#6&( D(4
E.&DF%.3# FA1( 4)%5""(* !/%!6#$& ,#/#12,#6(*. 8 +'(' !/%!6(-#6 ('.#!&1)5 "# "%$
'%$, 9'( )6%1#1 %3( F(1%% -.&/1%,#'%12"A$ & &"'%.%)"A$ 615 F(12D%3( ,(1&9%)'/#
176%* & F(12D%3( ,(1&9%)'/# )()'(5'%12"A: 176%*, '#, =% ,#, 615 6.43&:
.%,1#$(6#'%1%* 615 )4F)&6&.(/#"&5 %3( -.(3.#$$A. G( '(3(, ,#, /A )$(31& -.(&!"%)'&
)1(/( ;(11&/46, %3( -1#'"#5 %=%"%6%12"#5 .#6&( -.(3.#$$# '.#")H(.$&.(/#1#)2 /
%=%6"%/"47 .%#12"47 .#6&( -.(3.#$$4, & / -()1%6)'/&& ("# -.(6(1=&1# /A:(6&'2 /
+H&. & "# C#"->"'("&(, & "# F(1%% ,.4-"A* .A"(, I27)'("#. J% '#, 6#/"( (" &
3.4--# &"/%)'(.(/ ,4-&1# 0%147 .#6&( )'#"0&7 / I27)'("%, 9'(FA /A-4),#'2 / +H&.
%3( -.(3.#$$4!
B.()'( (,.4=&/ )%F5 !"#$%"&'()'5$&, G#"&%12 E.&DF%.3 )(!6#1 &! )%F5
!"#$%"&'()'2 / 31#!#: )/(&: &"/%)'(.(/-,1&%"'(/ & -('%"0&#12"A: ,1&%"'(/. K'#
)'.#'%3&5 -.%/.#L%"&5 )%F5 / !"#$%"&'()'2 ) -($(L27 (,.4=%"&5 )%F5 &!/%)'"A$&
1762$& 6%*)'/&'%12"( (9%"2 "#6%="# & 9#)'( &)-(12!4%$#. @(* FA/D&* ,1&%"' B%'%.
M(4 (Peter Lowe), ,('(.(3( 5 ,(")412'&.(/#1 & 615 ,(3( 5 /A)'4-#1 "# F(1%% 9%$ 200
$%.(-.&5'&5:, &)-(12!(/#1 615 )%F5 '(' =% -.&%$, 9'(FA )'#'2 &!/%)'"A$ (.#'(.($.
@(* ,1&%"' Guthy-Renker )6%1#1 -(6(F"(% 615 N("& ?(F&")# (Toni Robbins) )( )/(%*
)%.&%* '%1%/&!&(""A: .%,1#$"(-&"H(.$#0&(""A: .(1&,(/, ,#=6A* &! ,('(.A:
-.%6)'#/151 149D47 ,(11%,0&7 !"#$%"&'A: &$%" & .%,($%"6#0&*. 8 5 '(=%
)(!"#'%12"( -.&$%"51 +'4 )'.#'%3&7 "# -.('5=%"&& $"(3&: 1%'.

!
!"#$%"& '()*&+",- . /&--012,
C'#'4) +,)-%.'# "%/%.(5'"( -.&/1%,#'%1%". < )9#)'27, (" -.%6)'#/15%' )(F(*
0%""()'2, ,('(.47 /A )(!6#%'% )#$& & )#$& -.(&!/(6&'%.
C#$A* 4)-%D"A* -.()/%'&'%12 ;%.0(3 J#*'&"3%*1 (Earl Nightingale) ),#!#1, 9'( /A
$(31& FA -.%/.#'&'2 )%F5 / +,)-%.'# $&.(/(3( ,1#))# / F(12D&")'/% )H%.
6%5'%12"()'&, &!49#5 ,#=6A* 6()'4-"A* .%)4.) / '%9%"&% 9#)# / 6%"2 "# -.('5=%"&&
(6"(3( 3(6#. O /()-.&"&$#7 %3( )1(/# )(/%.D%""( )%.2%!"(. O -.%/.#'&1 )%F5 / '(-+,)-%.'# / )H%.% -.5$(3( $#.,%'&"3# '(12,( !# )9%' )#$( (F49%"&5, F%! /)5,(*
#,#6%$&9%),(* &1& -.#,'&9%),(* ,/#1&H&,#0&&, 36% FA '( "& FA1(, $%"%% 9%$ !# '.&
3(6#, & 5 "#9#1 "#!"#9#'2 /A)(,47 -1#'4 !# )/(& !"#"&5 ) )#$(3( "#9#1#. O '#,=%
4)-%D"( -(!&0&("&.(/#1 )%F5 ,#, $#.,%'&"3(/(3( +,)-%.'# / "%),(12,&: .#!"A:
(F1#)'5: 6%5'%12"()'&. J#-.&$%., F(1%% 10,000 :&.(-.#,'&,(/ & )'($#'(1(3(/
-()%'&1& $(& )%$&"#.A -( -()'.(%"&7 -.#,'&,&, ,4-&1& $(& ,"&3& & ,4.)A -(
-.#,'&9%),($4 $#.,%'&"34, & FA1& / $(&: (F49#7L&: -.(3.#$$#:. O )(!6#1 )#$47
F(12D47 ,($-#"&7 -( -.(/%6%"&7 )%$&"#.(/ & &!6#"&5 1&'%.#'4.A, (F)14=&/#7L47
+'&: -.(H%))&("#1(/ / "#9#1% 80-:. @%"5 "#"51& ,#, (.#'(.# 615 5 .#!"A: ()"(/"A:
,($-#"&*, 92%* 6%5'%12"()'27 5/15%')5 -()'.(%"&% -.#,'&,& 615 /.#9%*, # '#,=% 615
3()46#.)'/%""A: #))(0&#0&* )'($#'(1(3(/ & :&.(-.#,'&,(/. I('5 $%"5 "#!A/#1&
B.#,'&9%),&$ ;4.4 ;(6# ()"(/"A% ('.#)1%/A% =4."#1A / &"64)'.&& )'($#'(1(3&&, 5
"% :&.(-.#,'&,, & "% )'($#'(1(3.
O 17F17 H.#!4, ,('(.47 5 4)1AD#1 (' ,(11%3&, ,(-&.#*'%.# 615 -.5$A: .#))A1(,
G=("# E.+")&)# N&3# (John Francis Tighe), C.%6& )1%-A: (6"(31#!A* 5/15%')5
,(.(1%$. P)1& /A !"#%'% F(12D% (F :, 9%$ /#D# -.%6-(1#3#%$#5 ,1&%"'4.#, /A
OQMOPNPCR +,)-%.'($!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

52/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'(, )*+&,- ./#&.("%0*#0 /*1(0*02 3 4)3.#/0(5. 60( (3(1#''( $#/'(, 0*) )*)
$, $71%/*#0#32 .( 8#30'%9# 3(30(:0#82'(30%*. ;( $ /#*82'(30% )*+&,- ./#&.("%0*#0
%5#02 &#8( 3 4)3.#/0(5, #38% % )(<&* ('% 5(<=0. >38% $, 30/*&*#0# (0 (38#.8:?@%A
<(8($',A 1(8#-, % $, 5(+#0# ./%-0% ) &()0(/=, )(0(/,- '*.%3*8 9:#;#,0<(*'
"=>*.*/-$.* 1* #?),.0'(#@ *$ +*0*.(*3 )*0# )'? 0'>,"-$. (The Official Guide to DrugFree Headache Relief), % = )(0(/(<( #302 )(8(')* $ <*7#0# ( <(8($',A 1(8:A, * $, 40=
)(8(')= =+# $%&#8%, % )(0(/,- $#&#0 /*&%( .#/#&*"=, $#/(:0'## $3#<(, $, .(-&#0# )
'#5= 3( 3$(#- ./(18#5(-, * '# ) &/=<(5= (1,"'(5= &()0(/=. 60( % :$8:#03:
./%"%'(-, .( )(0(/(- : /*1(0*8 3 4)3.#/0*5%, "0(1, 3(7&*02 Dentistry for Diabetics
(A$*2,$*0*+#% /0% /#,)'$#>*.), ./(</*55=, )(0(/*: (1="*#0 % 3#/0%B%9%/=#0 (&'(<(
30(5*0(8(<* '* <#(</*B%"#3)=? (18*302 &8: /*1(0, 3 .*9%#'0*5% &%*1#0%)*5% &*$*:
#5= *)0%$, 3 .(5(@2? )(0(/(<( (' 5(+#0 .(30/(%02 ./*)0%)=, 30(%5(302? $ 3(0'%
0,3:" &(88*/($ $ <(&**. C 3=@'(30%, 3.#9%*8%7*9%:, #38% &*+# ('* 3*5( &#)8*/%/=#5*,
.($,D*#0 $*D 4)3.#/0',- 30*0=3.

* !"# $%&' ()*"+ ()$%,$- (Elson Eldridge) +./,*.)


0.+1.*1,23*4&5 4+,'& +. 61& 137&. !"# $%&' (")*&+%)
,#-.*/&0)! (How to be the Obvious Expert!) 87"1%, +.
www.obvious-expert.com
9 :;/&*4.5 */3<,.)=+&5 %.**;)4&, /")+"*1=5 /"*:>?3++&5
1373 7.%431,+'. $)> @"'.1;A , *"*1">13)=+;A )5$3#. B; 7"-313
/")&2,1= ,+0"%7.<,5 +. www.dankennedy.com.
** C)> /")&23+,> ,+0"%7.<,, " DDS for Diabetics, /%,*;).#13
0.4* +. +"73% 602-269-3113.

6)3.#/0, 30*8)%$*?03: 3 5#'2D%5 3(./(0%$8#'%#5 %A $,3()%5 <('(/*/*5,


.(40(5= ('% 5(<=0 '*7'*"*02 ./#5%=5 9#', % '*38*+&*023: /*75#/(5 ./%1,8% $,D#
3/#&'#<(. E( 3$(#5= +#8*'%?, ('% 5(<=0 %7$8#"2 1(82D%- &(A(& (0 5#'2D#<(
)(8%"#30$* )8%#'0($ %8% .()=.*0#8#-. F5#''( .(0(5=, "0( 5(- )8%#'0 % ="*30'%)
</=.., 3( 30*0=3(5 Gold/VIP &()0(/ G*/827 H*/0%' (Charles Martin) :$8:#03:
4)3.#/0(5 $ &(8<($#"'(- 30(5*0(8(<%% %8% .(8'(302? 7&(/($(- 30(5*0(8(<%%, *
0*)+# )(35#0%"#3)(- 30(5*0(8(<%% 5%/($(<( )8*33*, (' 5(+#0 ./%$8#)*02 .*9%#'0($
3( $3#- 30/*',, 0*) +# )*) 3( 3$(#<( /(&'(<( <(/(&* I%"5('&, D0*0 C%/&+%'%:. J '#<(
5(<=0 1,02 .*9%#'0,, "2% 38="*% 30(:0 (0 40,000.00$ &( 70,000.00$ - $ 0( $/#5: )*)
(1,"',# )(35#0%"#3)%# 30(5*0(8(<% 1(/?03: 7* 0(, "0(1, .(8="%02 ! 0*)(- .8*0,
7* 0(0 +# 3*5,- (1K#5 /*1(0. L8*<(&*/: 0(5=, "0( 5(- )8%#'0 M*/%' N*/5*' (Darin
Garman) :$8:#03: 4)3.#/0(5 $ &(A(&'(5 %'$#30%/($*'%% 3( 3.()(-'(- &=D(-
%3)8?"%0#82'( $ )$*/0%/',# &(5* $ 3#/&9# O5#/%)%, (' 5(+#0 ./%$8#)*02 %'$#30(/($
3( $3#<( 5%/*, 0*) +# )*) &(5%'%/($*02 '* 5#30'(5 /,')# $ D0*0# O-($*, '*7'*"*:
$A(&'=? .8*0= %8% 5#3:"',- "8#'3)%- $7'(3 0(82)( 7* 0(, "0(1, 1,02 &(.=@#'',5 )
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

53/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$!#% &"'&()%**"&(+ +,%**" $ *%-", + *+#"-./, *+#"-./, *+#"-./ *% &*+0/1
#",+&&+"**23. 45/-"./61 (",$, 7(" ,"8 $7/&(*+# -6$!!2 &" &(/($&", Gold/VIP 9/6#
:85/5 (Mark Ijlal) !6%.5/-/%( (6%*+*-+, &%,+*/62, #"$7+*- + $&5$-+ ("5;#" 0+(%51,
9+7+-/*/, +*)%&(+6$<=+, ) *%.)+0+,"&(; 9+7+-/*/, .51 #/0."8 $&5$-+ $ *%-"
*/>*/7%*/ !6%,+$, ?%*/, %&5+ &6/)*+(; &" )&%,+ .6$-+,+ &%,+*/6/,+, #"$7+*-", +
$&5$-/,+ .51 +*)%&("6") ) *%.)+0+,"&(;. 45/-"./61 (",$, 7(" ,"8 $7/&(*+# -6$!!2 &"
&(/($&", Gold/VIP 4+55 @/,,"*. (Bill Hammond)-&(/6A+8, /.)"#/(, &!%?+/5+>+6$%(&1
*/ 6/'"(% & &%,;1,+ & !"0+52,+ 5<.;,+, &(6/./<=+3 "( '"5%>*+ B5;?-%8,%6/, %-"
-"*"6/6 */3".+(&1 */ )%6A+*% !+6/,+.2. C-" $&5$-/ "'1>/(%5;*" #",!5%#&*/1,
*%."&($!*/1 .51 !"#$!"# ) #/D%(%6++ + ?%*/ */ *%% 6%.#" "&!/6+)/%(&1. E"*%7*", )2
,"0%(% .$,/(;, 7(" $ )/& *%( !6"D%&&++, #"("6/1 &/," !" &%'% !6+)".+( # &(/($&$
F#&!%6(/. G $'%0.%*, 7(" #/0.28 '+>*%& %-" !6%."&(/)51%(. G ,"- '2 6/&&#/>/(; )/,
"7%*; !6"&(2% +&("6++ " 7+&(+5;=+#/3 #")6"), #",!/*+13 !" $&(6"8&()$ -/>"*") +
&/."), ,/-/>+*/3 /)(","'+5;*23 >/!/&*23 7/&(%8 + ./0% " !6"+>)".+(%513
!6",2A5%**"-" '6%>%*(/, #"("62% !">+?+"*+6$<( &%'1 #/# F#&!%6(2 + &!%?+/5+&(2.
H*+ !6"?)%(/<( '5/-"./61 (=/(%5;*" )2'6/**",$ ?%5%)",$ 62*#$ + !6"./<( &)"+
(")/62 + $&5$-+ ) 5-25 6/> '"5;A% +3 +*.$&(6+/5;*23 *"6,.

!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

54/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!
!
!

!
!!
! !!
!
!"#$%&'()#"&*&+"','
!'
!
"#$%&'!($')*+"#$%!
! !!
!
!
! "#$#%&'# (%'()( &* "+(&, -$./'0, 1#$&(%(+, 2()%. 345 607& '.+(%'#'0
&"8($&9-& ( #)( :&'.'"(+(- *.2.8#, ;('.7<% =$.-1 (Donald Trump) $.""2.*0+.7 ( 8(-,
/8( ,(8#7 "1$98.8<"9 %(-., '( +-#"8( >8()( "+9*.7 "#69 "-&$&8#7<'(? $@6.A2(? &
1(A#7 '. +.B'(# 1$.*%'#"8+( 1(8(-@ /8( *'.7, (' -(), +(*-(B'(, '# +0&)$.8< (8
8()(, /8( ("8.7"9 60 %(-.. C.2-8( 7#8 25 '.*.% &7& (2(7( 8()(, 2()%. 9 607 @ $@79
2(-1.'&&, & 2.B%0? + >8(? &'%@"8$&& *'.7, /8( ('. '.,(%&7."< + "#$<#*'(- & B@82(:&'.'"(+(- "("8(9'&&, 9 $.*-0A797 ( 8(-, /8(60 1$(1@"8&8< )(%(+@D 2('+#'E&D. F(
9 >8()( '# "%#7.7. G -#'9 607( 60 -#'<A# "8$#""., 9 /@+"8+(+.7 60 -#'<A## "-@H#'&#,
& -'# @%(6'## 607( 60 ("8.8<"9 %(-.. F( 9 '# "-() 60 '&/#)( +0&)$.8<, "%#7.? 9 8.2. I
1(#,.7. I 1$&+#7 "#69 + -#"8(, )%# -#'## +"#)( -()7& 1$(&*(?8& ,($(A&#,
1$(%@28&+'0#, 67.)(1$&98'0# +#H&, & ('& "7@/&7&"<.
J@%#- '.%#98<"9, /8( +0 '# '.,(%&8#"< + 6#"1($9%(/'0, :&'.'"(+0, @"7(+&9,, +
2.2&, 607 9 &7& ;('.7<% =$.-1, ( 2(8($0, 9 8(7<2( /8( $.""2.*.7. F( +'# *.+&"&-("8&
(8 +.A&, (6"8(98#7<"8+ +0 %(7B'0 '."8(98< '. 8(-, /8(60 1$&+#"8& "#69 + 8# -#"8.,
)%# -()@8 +(*'&2'@8< +(*-(B'("8&. 4(? (8#E 1#$#%.7 -'# 1.$@ *.1('(2 " 6@2+.-&:

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

55/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


YCDBSOYA. !"# #$%&'&(#:You Cant Do Business Sitting On Your Ass (9: (' 2*&';<
/'0,$< )#=('-, -#/% (, =,/(#>').

!
!
"#$%&'&(#!)*!)%+,*&!(%'-!*'./!(0!12,*&*!
,#3%!(%.4&5'4!)%!627*&6*!/./!894&%&5!8#,!
)*+:!

)#"* +"# #"%#,-",* . (-'%#/0 123245-62%-7 - 3&$/282%-7, "&.-/- .&. 5,"32'-,


.#%9232%:--, 52'23-%.- - #;82,"52%%<2 /23#13-*"-*, .#"#3<2 5< 1#,28&2"2 132$2%"02"2 ,2;*, "&.-2 42=,"5-* "&.62 -40" 4&(2.# $& +"- 3&/.-. >&13-/23, 5#$?/2/
+"0 - 430@-2 14 .%-@, .#"#3<2 * %&1-,&( - #10;(-.#5&(*. A "2'2%-2 ;#(22 '2/ 14 (2" *
1#,"#*%%# ;<( %& 1#(.&B 5 .%-6%<B /&@&$-%&B, ;2$ 5,*.#= #,"&%#5.-. C%2 13-D(#,?
B#3#D# 1#"304-"?,*, '"#;< "&.#2 ,(0'-(#,?. E#'2/0? F523*7 5&, %2 -$-$& 3#*("-,
$&1(&'2%%#@# /%2 .&. &5"#30; #%# 3&5%*(#,? /2%22 2% /#2@# 4#B#4&. G %&/2325&(,*
;<"? %& "2B .%-6%<B 1#(.&B, 1#"#/0 '"# (74- #;%&306-5&(- /2%* "&/, (74-, .#"#3<2
/#@(- %-.#@4& %2 #;%&306-"? /2%* 5 430@#/ /2,"2. H%- ,"&%#5*",* 0'&,"%-.&/- /#2@#
A%0"32%%2@# I30@& - 1#41-,'-.&/- 3&,,<(.-, 1#,28&7" /#- ,2/-%&3<, ,"&%#5*",*
'&,"%</- .(-2%"&/- -(- 13-%#,*" /%2 430@-2 5#$/#6%#,"-. E3-,0","5-2 %& .%-6%<B
1#(.&B #;#@&"-(# /2%* - 13*/#, - .#,52%%# %& /-((-#%< 4#((&3#5. G /#@0 5 '&,"%#,"#1#$%&"? ;#(22 '2/ 476-%0 4&5%-B .(-2%"#5, .&64<= -$ .#"#3<B 1#"3&"-( /2640
100,000.00$ - 300,000.00$ %& /2%*. C2%* 3&$<,.-5&(-, '"#;< 13-@(&,-"? %&
5<,"01(2%-2, "#(?.# 1#"#/0, '"# .#31#3&"-5%<2 013&5(*78-2 .01-(- - 13#'-"&(#4%0 -$ /#-B .%-@. J(* /2%* ;<"? @42-"# 5.(7'&2" 5 ,2;* ;<"? %& .%-6%<B 1#(.&B,
;<"? 5 +"#= .%-@2, .#"#3&* ,2='&, %&B#4-",* 0 5&, 4#/& -(- 5 #9-,2.

* !"#$%& '%#( &)#* +,-./ "0#1.-.) )2 $/02)#3. 179. 45 /2&6.


'%6./. "0%$'%/0./7 ).&%/%05. *8215 # 15-.06&# #9 )#( )2
$2:/. www.nobsbooks.com.

!"# %2 #$%&'&2", '"# 5< 4#(6%< %&1-,&"? .%-@0. !"# 13-/23 ,-(< 13-"*62%-*
;#@&","5& ;(&@#4&3* "#/0, '"# 5< @42-"# 2,"?. E#"#/0 '"# %&-;#(22 5&6%<2 ,(#5& 5
&;$&:2 5<D2 #;%&306-"? /2%* - 3&$<,.&"?. !"# /&3.2"-%@ '232$ 13-5(2'2%-2.
K<"? @42-"# 4(* /2,"%#@# ,"3&B#5#@# &@2%"& -(- ,12:-&(-,"& 1# 9-%&%,#5#/0
1(&%-3#5&%-7, /#62" #$%&'&"? 5<,"01(2%-2 5 /2,"%<B @3011&B ,"#/&"#(#@#5,
B-3#13&."-.#5, 53&'2= - 430@-B 5<,#.# #1(&'-5&2/<B 13#92,,-#%&(#5. L#$4&%-2 3&,13#,"3&%2%-2 1# 1#'"2 B#3#D2=, -%9#3/&"-5%#=, +.,123"%#=, 0,-(-5&782=
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

56/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%$& '())*+,$ !" -$.(.)"/*0 /"!'")(0 !" (1'2)."03 +$)43 4(,$5 !"42.%$(+6.*5
,+$2.4"/ ,(71*8 02)9%. :2;3+9'."2 !"9/+2.$2 .( 02)4."0 '(1$" <"3. =>)+37$/(.$2
.( 02)42 /(7."8 >+(;"4/"'$42+6."8 "';(.$#(%$$. ?"@4$ +&>"8 !'21!'$.$0(42+6
0"724 >*46 ;12-4", !'"$#.")9 '2@$, #(.$0(9)6 !$)(42+6)4/"0, $#1(42+6)4/"0,
3)4(.(/+$/(9 12+"/*2 ,".4(,4*. A"724 )'(>"4(46 1(72 4B(42+6." !"1">'(.."2
">)+37$/(.$2, ,"4"'"2 )"128)4/324 4"03, @4" /() #(02494 !'(/$+6.*2 +&1$, $
/!")+21)4/$$ ".$ /() '(#*B34, @4">* /* 1(+$ $0 )"/24 $ $.-"'0(%$&, !'$.")9 /(0
."/*2 /"#0"7.")4$.

!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

57/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!
!
!

!
!!
! !!
!
!"#$%&'()#"&*&+"',-'
!'
!
"#$%&'#!(')*+,-."/!
! !!
!
!
! "#$%# &'(%) * +),-).+*/), /#0*')1-$') 2)'* 3)45$'- (Gary Halbert) 564)
0#%#.#'/): 7$1,-.*$ +) 0#'8&#/ 4(9:$ ');"6:4$+*8 # +$". <$'#8-+#, #+) +$
(&*.*-$4=+) &48 "+#%*>, $,4* #+* ;+)?- #5#'#-+(? ,-#'#+( *,-#'** @*;+* "+#%*>
0'$&0'*+*")-$4$1, .6:$&:*> *; %'8;* . /+8;*, /#-#'(? ;+)? 8. A+) #-/'6.)$- -#B)/-, 9-# $&*+,-.$++#1 0'*9*+#1 *> "$-$#'+#%# (,0$>) 8.48$-,8 0'#,-#$ +)>#@&$+*$ .
&$1,-.**, &# -#%# /)/ #+* 564* %#-#.6.
C$,/#4=/# 4$- +);)& ( "$+8 564) .#;"#@+#,-= 0'#.$,-* &$+= "#$1 /#+,(4=-)D** ,
E* F/#//#1 (Lee Iacocca), * 8 564 (@),+# +)0(%)+. F -)/ &#4%# $%# *;(9)4, $%# "$-#&6
.$&$+*8 5*;+$,) * $%# 0$',#+)4=+#$ 0#.$&$+*$. F 9),-# '),,/);6.)?
0'$&0'*+*")-$48", /#-#'6> 8 (9(, 9-# -#, +),/#4=/# .6,#/# F/#//) D$+*4
'$:*-$4=+#,-= * &$1,-.*8, "#@$- 56-= +)*4(9:*" #5');#" 0'#*44?,-'*'#.)+# $%#
*,-#'*$1 .#;'#@&$+*8 /)5'*#4$-) . B*+)+,#.# 0'#54$"+#1 /#"0)+** G')1,4$'
(Chrysler). H).#&,/*$ ')5#9*$ 0#1")4* $%#, /#%&) #+ #,")-'*.)4 ;).#&, * 0#&,/);)4*,
9-# #&+) *; "):*+ "#%4) 56 0'$.')-*-=,8 . #-4*9+61 /)5'*#4$-. A+ 0#0'#,*4 *> .;8-=
0)84=+(? 4)"0(, #-'$;)-= /'6:(, &)-= $"( 0#$;&*-= 0# #/'(%$ * 0#,"#-'$-=, /)/ 4?&*
5(&(- '$)%*'#.)-=. A,-)4=+#$, /)/ #+* ,/);)4*, (@$ *,-#'*8. I#.-#'+61 .60(,/
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

58/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'"() *#+",(&'-#, .(/)(01(, 2",.&'*&( +(&34' .1,)#1,5 678 , 29+&,*,, ,
2",1'%&( *()2#1,, +(&34' :'1'; +<%-"'', =') &>+#5 :"9;#5 ,:'5 *(;:#-&,+(
"'#&,/(.#11#5 . '' ,%-(",,. 8 .%' 2(-()9, =-( 1# )'%-' +<& 1'(+<=1<$ 6?@3, *(-("<$
9%&<4#& A("(49> ,:'> , 1')':&'11( '' "'#&,/(.#&. B,*#*,A *(),-'-(. 2( :,/#$19,
C(*9% ;"922, +'%*(1'=1<A %(+"#1,$ ,10'1'"(., :(&;( ,;"#>D,A 2"(-(-,2(.. E#5&31#5
&#)2#.
F 2005 ;(:9 :&5 %'",, '0')'%5=1<A -'&'-%'),1#"(., *(-("<' 5 %:'&#& :&5 =&'1(.
)(';( F19-"'11';( !"9;#, 9 )'15 2(5.,&#%3 .(/)(01(%-3 .%-"'-,-3%5 , ./5-3
,1-'".3> 9 'D' (:1(;( 2"':2",1,)#-'&5-#.-("#, *(-("(;( 5 :(&;(' ."')5 ,/9=#& ,
*(-("<) .(%A,D#&%5, G(+'"-# G,1;'"# (Robert Ringer). F< )(0'-' ';( /1#-3 2( ';(
%#)($ /1#)'1,-($ *1,;', +'%-%'&&'"9 !*)'/, 1*-"'/-$.*2 9,1:+#.,(#% (Winning
Through Intimidation), *(-("#5 1':#.1( +<&# 2'"',/:#1# 2(: 1#/.#1,') 8;$< #0# ('
);$< 9,1:+,((;2 (To Be or Not To Be Intimidated). H (I'1,.#> '', *#* (:19 ,/ 10
%#)<A .&,5-'&31<A *1,;, *(-("<' 5 *(;:#-&,+( =,-#&, , %=,-#>, =-( (1# 2",.'&# )'15
* )('$ 2"#*-,*' E"(:#0# 1# .<1(% (Takeaway Selling), (2,%#11($ . *1,;' NO B.S
=-1'> . 1"*/,&,> (NO B.S. Sales Success). F 2005 ;(:9 5 +"#& ,1-'".3> 9 ;-1# G,1;'"#
2( 2(.(:9 ';( 1(.($ *1,;, ?*$*"!: @#A'+* (' -0:A#$-%, 1*B, A$*-$* (' -/.#('$-%
(Action!: Nothing Happens Until Something Moves). H %*#/#& 1# -'&'-%'),1#"', =-( '%&,
.< 1,*(;:# 1' =,-#&, J-9 *1,;9, # 2"(%-( 2(:'"0#&, '' -#), ;:' .< .,:,-' '' (+&(0*9
*#0:<$ :'13, .< 90' ,/.&'*&, .<;(:9. ?' 1#/.#1,' -(=1( ;(.(",- .#), *#* )1(;,' ,/
1#% 2",.&'*#>- ,/(+,&,' .(/)(01(%-'$ , +(;#-%-.(. 4'3-$.#'.

!"#$%&'&(&$)*+,#-.+$/-(/*#,/$-$,-0*+$,1#.$
.$,&2$30$,*4*$2&5%.#02$)(/$-06207%0,#.$
.$405&#,#-&8$

!
H =#%-( ;(.(">, =-( '%&, +< +':1<' &>:, /1#&,, *#*,), 4(*,"9>D' (+<=1<),
&>:3), 5.&5>-%5 ),&&,(1'"<, 9 1#% +<&( +< 1#)1(;( +(&34' ),&&,(1'"(.. @:1( ,/
%#)<A (4,+(=1<A )1'1,$ 1# -')9, *#* +':1<' &>:, %-#1(.5-%5 +(;#-<),, /#*&>=#'-%5
. -(), =-( +(;#-<' *#*,)--( (+"#/() 9)1'' ,&, (+&#:#>- 1'*(-("<), )#;,='%*,),
;'1#),, *(-("<' (-:'&5>- ,A (- -(&2<, (-1(%5D,),%5 * %((+"#/,-'&31(%-, ,
%2(%(+1(%-5). B,=';( 1' )(;&( +< +<-3 :#&34' (- 2"#.:<. H (='13 -'%1( "#+(-#&, :'13
9 %'+5, :'13 1# .<'/:', +(&'' =') %( 100 2"':2",1,)#-'&5), ),&&,(1'"#), ,
)9&3-,),&&,(1'"#),, , 5 9.'"5> .#%, (1, 1' 1#)1(;( 9)1'' *&'"*# )#;#/,1# -(.#"(.
2'".($ 1'(+A(:,)(%-,. K )'15 '%-3 *&,'1-<, &,=1( /#"#+#-<.#>D,' ),&&,(1<
:(&&#"(. . ;(:, *(-("<' /#+<.#>- 1#:'-3 +(-,1*,, .<A(:5 ,/ :()#, ,:9- . :.'"3-4,")9
2'"': )(,) :()(), 5.&5>-%5 9:"9=#>D' 1'2"#.,&31( C91*I,(1,"9>D,),
)'1':0'"#),, 1'.'"(5-1( 1'(";#1,/(.#11<, )':&'11( =,-#>-, ,)'>- -"9:1(%-, %(
%='-() , -.:. L#*-,='%*,, (:,1 ,/ 1,A, *-( 2(%-"(,& 1#I,(1#&319> %'-3
"#%%=,-<.#>D,A 1#&(;, (C,%(., (+%&90,.#>D9> %(-1, -<%5= *&,'1-(., 1' )(0'%&(0,-3 :.' I,C"< .)'%-' +'/ *#&3*9&5-("# , 1' %)(; +< "#%4,C"(.#-3 C,1#1%(.<$
(-='-, 2",%-#.3 ')9 * ;(&(.' 2,%-(&'-. 6#)<$ +(;#-<$ ,1.'%-(" . 1':.,0,)(%-3, %
3

CEO - Chief Executive Officer ;&#.1<$ ,%2(&1,-'&31<$ :,"'*-("

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

59/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#"$%& ' $()"#(*, )%* (+#"&,-(./!"&, 0$12"3 .(04/$(#,*,& #5$6&%. 7 ,8*/ 9,8#.", +
"#.":,.//
");,3
+8,")<,&*5;,3
$()"9,3
=#/!/,
=#"#
.($"0
#">, ., )*,;,#. ?" )%*" .,9#", 9#" 0,*(*/ "./ +8,, #", 9#" "):/$.", )"*6:/.8#+"
.(8,*,./' ., 0,*(,#.
@ !./2, 9*$*"! (Action!) A"),$# A/.2,$ (Robert Ringer) B/8(*: C +8,20( +,$/*,
9#" $(4./D( &,>01 18B,-"& / B"$(>,./,& + *5)"3 ")*(8#/ >/4./ ., #(! +,*/!(, !(!
&."2/, B"0"4$,+(5#. C ., #"*6!" 8"2*(8,. 8 =#/&, 1 &,.' ,8#6 0"8#(#"9."
0"!(4(#,*68#+ "# )"*,, 9,& 100 &/**/".,$"+ 8 .1*', 8 !"#"$%&/ ' $()"#(*, "# /.,1+,$,.."2" .(9(*( 0" /- .(8#"';,2" )"2(#8#+(, /4+,8#."8#/, =!8B,$#."2" (+#"$/#,#(
/ 0"8#/>,./3.
E#" &(*,.6!", "#*/9/, / ,8#6 #,&( !./2/ A/.2,$(: =#/ *50/ 0,38#+"+(*/.*

* !"#$%&'(): *+ ,)-"'" $)#%./&'0 1&$2#0 '"%"#",2(&3& #


2('"3405 # 6)7"3'), 62(8"3), (Robert Ringer), &4')3), 9(282
!"#"$!(Action!) (& #&:'" www.nobsbooks.com.
; <4%<5#0 #)&4')3), 9(282 %"&'( )*+,"-+./$0/#+-' (The New
Psycho-Cybernetics), )7()4%"((): 4"3#22 )3282(&%0(): 9(282
=)9')3& >)%0?& (Dr.Maltz) 1*+,"-+./$0/#+-' (PsychoCybernetics). *+ (&:="'" @'. 9(28. 4 9(2-(+A ,&8&12(&A 2 4
B('"3("'-,&8&12(&A, $3)=&5C2A 9(282; =)$)%(2'"%0(&<
2(D)3,&?2< "#'0 (& #&:'" www.psycho-cybernetics.com.

@%, .,8"&.,..", +/0,*/ +" &."2/- F/*6&(- "$1>/, 8 #,-."*"2/,3 #,B*"+"2"


B"/8!(, !"#"$", +%8+,9/+(,# B$'91;,2"8' 9,*"+,!( + .,"."+"& !$(8."& /*/ 4,*,."&
D+,#,, + #" +$,&' !(! ". B,$,0+/2(,#8' B" #,&.%& 0>1.2*'&, B"8!"*6!1 ,2" #,*"
2,.,$/$1,# #,B*". @% 8*%:(*/ " $(!,#(- 8 #,B*"+%& B"/8!"&. G1;,8#+1,# B"-">/3
=FF,!# 0*' 0,38#+/' / )"2(#8#+(. 8*+,$-$.* #:'$ /.#&'(#'.
?( B$"#'>,.// *,# ' ").($1>/*, 9#" B"9#/ 1 !(>0"2" ,8#6 !(! &/./&1& "0.1 B"
.(8#"';,&1 -"$":(' /0,', .(+%! /*/ #(*(.#, !"#"$%, &"2*/ )% B$,+$(#/#68' +
B$"D+,#(./, / 18B,-. H0.(>0% ' +8#$,#/*8' 8 $(4+,0,.."3 >,.;/."3, &(#,$65 #$"/&(*"*,#./- 0,#,3, !"#"$(' $()"#(*( .( ./4!""B*(9/+(,&"3 $()"#, .( F()$/!,, ,0+(
B$"+"0';(' "0/. 0,.6 ),4 "B*(#% 89,#"+. C ").($1>/*, 9#" ".( /."20( .(-"0/# +$,&'
0*' 4(.'#/3 >/+"B/865 / &"' 9,*58#6 "#+/8*(, !"20( ' 1+/0,* !($#/.%. C +*(0,5
8!(!"+%&/ *":(06&/ / ,8#6 .,8!"*6!" -10">./!"+, !"#"$%, 8#(*/ /4+,8#.%&/ +
/.018#$// 8!(9,!, !(! -10">./!/ B"$#$,#/8#% 8!(!1."+. I50/ 4(B$"8#" B*(#'# /&
#%8'9/ 0"**($"+ 4( B"$#$,#% 8+"/- *":(0,3. ?,!"#"$%, B$"0(5# 8+"/ "$/2/.(*% 4(
0,8'#!/ #%8'9 0"**($"+. A()"#( =#"3 >,.;/.% )%* #(!>, -"$":( /*/ 0(>, *19:,, 9,&
.,!"#"$%- /4 =#/- ");,B$/4.(..%- / 18B,:.%- -10">./!"+. J(! B$"F,88/".(*
&($!,#/.2(, ),4 +8'!/- 18/*/3, ' )%* + 8"8#"'.// .()$"8(#6 ,3 B*(. +-">0,./' + =#"#
&/$, 8.(9(*( .( &,8#."& 1$"+.,, B"#"& .( .(D/".(*6."&, / *,2!", )%8#$" 4($()"#(#6
)"*6:, 0,.,2 4( &,8'D, 9,& ".( 8,39(8 B"*19(*( 4( +,86 2"0 / 0"8#/2.1#6 ,, D,*/
."&,$ "0/. + >/4./ )%#6 .(-"0';,38' 0"&( &(&"3, 4()"#';,38' " 8+"/- 0,#'-.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

60/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#"$% $"&'( )*+,-"$./( +'#*$ ,'0$1 #+*23" )*+,'-*4.', &"& 5$' )/-' 1 ." +*( 6"4.
7"&$10*+&1, '." 89* ,*6*38:"-" ' :.'21; ,'3')./; #*<";, &'$'6/* = *( ,6*3-'91-,
.' '." .1&'23" .* 3*(+$#'#"-" #+-*3 4" +#'1:1 :/+-=:1. > .1&'23" .* 1:*-" $"&'2'
9*-".1=.
?8<*+$#8@$ ,6101./ #+*; $1,'# 3-= $"&'2' )*43*(+$#1=. A"-&1( 1:139,
.*3'+$"$'& 8#*6*..'+$1 1-1 .* +,'+').'+$% #13*$% +*)=, 3*-"@<1: 5$'. B*#*9*+$#'.
C*.%. D6':*3-*.1*. E913".1* -80F*2' #6*:*.1 1-1 )'-%F1; 6*+86+'#. ?,1+'&
',6"#3".1( 3-= )*43*(+$#1= 1 +'2-"+1= +' +$"$8+':-&#' =#-=*$+= 3-1../: 1, &'.*0.',
)*+,'-*4./: 1 -1F*../: #+=&'( G*..'+$1. H+-1 #/ +$6*:1$*+% ,61#-*0% )'2"$+$#' #
+#'@ 914.%, #/ 3'-9./ #/&1.8$% 5$'$ -1+$ 1 +#'*( 914.1.
I :*.= )/- $'0.' $"&'( 9* ',/$ $/+=08 6"4. J'23" = )6"- 1.$*6#%@, 3"#",6*3+$"#-*.1= 1 +*:1."6/ 3-= ,6'26"::/ 6,9 -/'0,$: 2#00#*(; (, .,<#= #/'%= (How
to Make Millions with Your Ideas), = #+*23" #*- ,6"&$10*+&1 13*.$10./* 6"42'#'6/ +
$*:1 1-1 36821:1. K+=&1( 6"4, &'23" &$'--1)' 84."#"-, 0*: = 4".1:"@+%, '.
6"++&"4/#"- :.* ' +#'*( #*-1&'( 13*1, # .",6"#-*.11 &'$'6'( '. .10*2' .* 3*-"-.
J"93/( #'31$*-% $"&+1 1-1 -1:841." 1:*- &.128, &'$'68@ $"& 1 .* .",1+"- 1 .1&'23"
.* 9*-"- 5$' +3*-"$%. E31. .",1+"- 1 3'#*- ** 3' +*611 HBO !"#>(,(#% $,9-#-$,
(Taxicab Confessions). E3."93/ = #/+$8,"- ." +,*G1"-%.':, '0*.% 3'6'2': +*:1."6*
3-= ,6*3,61.1:"$*-*(; 5&+,*6$/ ,6=:'2' :"6&*$1.2" ." 3':"F.1; &"."-"; 3-=
,'&8,'&, $"&1; &"& QVC 1 HSN, 14 1.38+$611 6*&-":./; 6'-1&'# 1 ." 6"31', #+*
6"42'#"61#"-1 1 6")'$"-1 + ,61:*6.' 100 +-8F"$*-=:1. I &"93'2' )/-" 13*= 3-=
,6'38&$", &'$'6/( )/- )/ ,'$6=+"@<1: 3-= ,6'3"91 ." QVC. B1&$' .* 3*(+$#'#"-,
0$')/ 6*"-14'#"$% +#'@ 13*@, &6':* :'*2' 3682" !9*L" D"8-= (Jeff Paul), &$' #
,'+-*3+$#11 8+,*F.' ,6'3"- ." :1--1'./ 3'--"6'# +#'( ,6138:"../( ,6'38&$ ."
QVC.
I &"93'2' *+$% 13*=. I &"93'2' *+$% .* ,6'=#-*../( $"-".$. I &"93'2' *+$%
+,'+').'+$1.
M"-' &$' 3*(+$#8*$.
> .* 3*-"($* 'F1)&1: .*$ .1&"&'2' )'2"$+$#", &'$'6'* )/ #/ ."F-1 .(?$"# 13*1.
N'2"$+$#' ,'-80"*$+= $'-%&' '$ 3*(+$#1= 1* "',0#>,@## 13*1.
O$' $"& #"9.', 0$' = ;'08 ,'#*3"$% #": .*+&'-%&' 1+$'61( ' -@3=;. ? &'$'6/:1 =
6")'$"-, 0$')/ ,6'1--@+$616'#"$%, &"& '.1 #*38$ +*)=, &'23" ,6*3+$"#-=@$ +$'=<8@
13*@. !*$"-1 1; )14.*+'# .* $"& 89 1 #"9./, ,'5$':8 .* 3"($* 1: +)1$% #"+ + $'-&8.
K:*+$' 5$'2', +L'&8+168($*+% ." +,'+')*, + ,':'<%@ &'$'6'2' '.1 6*"216'#"-1 ."
13*1 1 #'4:'9.'+$1.
!'&$'6 D'- ?16)1 (Paul Searby), +$':"$'-'2, 6"4./:1 ,8$=:1 ,/$"-+= +$"$%
&'.+8-%$".$': # ')-"+$1 +$':"$'-'211, &'23" :/ + .1: ,'4."&':1-1+%. E)+893"= *2'
)14.*+, = 84."-, 0$' '. 68&'#'31$ .*)'-%F'( F&'-'(, &'$'6"= 2'$'#1$ "++1+$*.$'#
+$':"$'-'2'#, # +#'*: +$':"$'-'210*+&': &")1.*$* ,' +8))'$":. O$' ,61.'+1-' *:8
)'-** 150,000.00$ # 2'3 ,')'0.'2' 3';'3". O$' )/-' $"& ,61)/-%.', 0$' .*&$'
,6*3-'91- *:8 ,6'3"$% 5$'$ )14.*+ 4" 300,000.00$. P ,'+'#*$'#"- *:8 'L'6:1$% 5$'$
)14.*+ # &'6')&8 1 ,6'3"#"$% *2' 36821: +$':"$'-'2":, '3.':8 ." &"93/( 6*21'., ,'
#+*( +$6".*. P +&"4"-, 0$' 5$' '26':."= #'4:'9.'+$% 3-= )14.*+", .":.'2' )'-**
4."01$*-%."=, 0*: $* 36821*, ."3 &'$'6/:1 '. 6")'$"-, 1 ,' ,'#'38 &'$'6/; '. ,61F*4" :'1: +'#*$':. P ,'+'#*$'#"- *:8 ,'-'91$% ." ,'-&8 #+* '+$"-%.'* 1 6")'$"$% ."3
5$1:. M*.** 0*: 0*6*4 30 3.*( '. +3*-"- +#'@ ,*6#8@ ,6=:8@ 6"++/-&8 1 6*&-":8
+$':"$'-'2":, 4"1.$*6*+'#"../: # 5$': )14.*+*. K+*2' 0*6*4 .*+&'-%&' .*3*-% '.
,6'#*- +#'( ,*6#/( +*:1."6 ,' 5$':8 #'4:'9.':8 )14.*+8, 1 +6"48 9* ,6'3".*+&'-%&' &'6')'& + +1+$*:'( ,' '62".14"G11 F&'-/, &"93"= 14 &'$'6/; +$'1-"
20,000.00$. Q'3 +,8+$= G*." ,'3.=-"+% 3' 40,000.00$. E. ,6'3"- '&'-' 100 F&'-,
,6'3"*$ '$ '3.'( 3' .*+&'-%&1; &"938@ .*3*-@. E. ,6'3"- +#'@ +$':"$'-'210*+&8@
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

61/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&$', (%#) *&+#+(,-, +./#-&(&010 & "#2,%#.% ,3&+ 3.+4 - +.3.)5 - (-,.0 2&/+.(..
6.78#( ($#9' -#0 -#9+'5 -.:4: $,;3# ,+ /#!'($#) (-,5 !."-1. ".$)#01 & !,8%,-1.
"#((1)$&, !",-.) (-,7 !."-17 (.0&+#" & +#8#) !",3#-#%4 <$,)1, ,+ +. 21) ;,%,-.
=&3., $)#((,- +. 21)& .:. /#!&(#+1 &)& ,%".3#$%&",-#+1. =(., 8%, .0' 21), +'9+,
3#%4 (%,0#%,),;#0, +. 21), (3.)#+,. >+ +. !)#+&",-#) (#0 (.0&+#". ?, ,+ +#8#). >+
+. (%#) 93#%4, !,$# -(. .;, '%$& #$$'"#%+, -1(%",@%(@ - ,3+' )&+&5 - "@3'. A,2,8+10
B**.$%,0 .;, '(!.C# ( B%&0 2&/+.(,0 (%#), %,, 8%, A,) !"&-).$ & "#2,%#) +#3 3"';&0&,
(-@/#++10& ( .;, 2&/+.(,0, -,/0,9+,(%@0&, ,+ 21) !"&;#<.+ -.3':&0& B$(!."%#0& (%,0#%,),;&& -1(%'!&%4 +# &C $,+*.".+D&&, !&(#%4 3)@ +&C "#((1)$' & -.(%& 2&/+.( (
&C $)&.+%#0&.
E&) F)#7/." (Bill Glazer) -)#3.) 3-'0@ 0#;#/&+#0& ,3.931 - E#)%&0,"., $,%,"1. ,+
(3.)#) !,%"@(#5:. '(!.<+10&, !"&0.+&- +.,218+1. & &++,-#D&,++1.
0#"$.%&+;,-1. (%"#%.;&&, ,(+,-#++1. - 2,)4<.7 (%.!.+& +# &3.@C, $,%,"1. ,+
!,8."!+') &/ 0,&C $+&; & $'"(,-. >+ ,%1($#) 0.+@, $,;3# '/+#), 8%, @ !"&.C#) E#)%&0,", & 01 -0.(%. !,,2.3#)&. G,;3# ,+ !,$#/#) 0+., 8%, ,+ 3.)#.%, @ ($#/#) .0',
8%, .0' ().3'.% !",3#%4 -(5 .;, ".$)#0' & 0#"$.%&+; -)#3.)4D#0 3"';&C 0#;#/&+,,3.931, & @ 3#) .0' 2&/+.(-!)#+ 3)@ B%,;,. H%, 21) ,%+,(&%.)4+, <#2),++17 !,3C,3 $
%,0', 8%, @ +#/1-#5 +&<.-17 &+*,"0#D&,++,-0#"$.%&+;,-17 2&/+.(. E&)
+.0.3).++, +#8#) !",3#-#%4 (-,5 (&(%.0' -)#3.)4D#0 3"';&C 0#;#/&+,- ,3.931,
!,%,0 "&%.7)."#0 (!,"%&-+1C %,-#",-, !,%,0 5-.)&"#0, !,%,0 -)#3.)4D#0 0.2.)4+1C
0#;#/&+,- & (,/3#) &/3#%.)4($&7 2&/+.( +# 0')4%&0&))&,+1 3,))#",-. ?.3#-+,, ,+
$'!&) ,3&+ &/ 0,&C 2&/+.(,- !, &/3#%.)4(%-', $,'8&+;' & !",-.3.+&5 (.0&+#",-.
6.78#( B%,% 2&/+.( +#/1-#.%(@ =+'%".++&7 $"'; F).7/."#-G.++.3& (Glazer-Kennedy
Inner Circle), &/3#.% 0,5 "#((1)$' NO B.S. 9,":'$#(+*.*' 1#-;2* (NO B.S. Marketing
Letter), -.3.% (."&5 .9.0.(@8+1C %.).(.0&+#",- & '(%"#&-#.% 3-. 2,)4<&.
$,+*.".+D&& - ;,3. >+ /#"#2#%1-#.% 0&))&,+1 3,))#",- - ;,3, 2'3'8& !",3#-D,0
&+*,"0#D&& & !".3!"&+&0#%.).0. A)5( E&)) +#8#) !",3-&;#%4 (-,& (,2(%-.++1.
&+*,"0#D&,++1. !",3'$%1 3)@ "&%.7).",-, $,+(')4%&",-#%4 $)&.+%,-. I0' (%#)&
!"&C,3&%4 3,2",-,)4+1., (3.)#++1. !, (,2(%-.++,7 &+&D&#%&-. !"&;)#<.+&@
,20.+@%4 .;, +,'-C#' +# 8#(%4 #$%&-,- - C,",<&C 2&/+.(#C. J,%@ 2,)4<&+(%-, ,+
,%$),+&), +.$,%,"1., $,%,"1. ,+ !"&+@), ,$#/#)&(4 &($)58&%.)4+, !"&21)4+10&. =
$,+D. $,+D,-, @ -,(!,)4/,-#)(@ -,/0,9+,(%45 & %#$9. !",3#) .0' 0,5 ,(+,-+'5
&/3#%.)4($'5 $,0!#+&5.
= %.8.+&. ).% @ !,2'93#) '8#(%+&$,- 0,&C ;"'!! & $)&.+%,- +#+&0#%4 &
&(!,)4/,-#%4 /+#0.+&%,(%.7 - &C 0#"$.%&+;,-1C !",;"#00#C. E./ (,0+.+&@ @ (,-.%,-#)
%1(@8#0 0.(%+1C 2&/+.(0.+,- )52,;, %&!#, 8%, &0 ().3'.% %#$ 3.)#%4, & ;,-,"&), $#$
B%, 3.)#%4. K/ B%,7 %1(@8& %,)4$, 2 !"&-).$)& &/-.(%+1C )53.7. ?#&2,).. &/-.(%.+ &/
+&C 6$,% L#$." (Sott Tucker), 8&$#;($&7 &!,%.8+17 2",$.". 6"#/' 9. !,(). %,;,, $#$ ,+
!,)'8&) B%,% (,-.% +# $,+(')4%#D&&, ,+ +#8#) !,&($& & 21(%", /#"'8&)(@ !,33."9$,7
J,),3&)4+&$# A."& (Refrigerator Perry), ).;.+3#"+,;, M&$#;($,;, N.3-.3@ (Chicago
Bear)4 - $#8.(%-. /+#0.+&%,;, ,"#%,"# 3)@ (-,.;, 2&/+.(#. H**.$%&-+,7 &(!,)4/,-#+&.
A."& '-.)&8&), $,)&8.(%-, ,%-.%,- +# .;, ".$)#0', $#9317 -),9.++17 3,))#" %.!."4
3#-#) 2,)4<'5 ,%3#8', %#$&0 ,2"#/,0, -.)&8&+# !"&21)& - .;, 2&/+.(. '-.)&8&)#(4,
-1",(), $,)&8.(%-, ".*."#),-, -1",( .;, 3,C,3. H%, .:. & !,0,;), +#)#3&%4 -%,",7
2&/+.(, ,2'8#%4 3"';&C &!,%.8+1C 2",$.",-, $,%,"1. !"&+.()& .0' 2,).. 8.0 0&))&,+
3,))#",- - !."-17 ;,3. 6$,% +&8.;, +. (3.)#) &/ %,;,, 8%, 300 &)& 400 -)#3.)4D.2&/+.(,-, $,%,"10 @ 3#) ,3&+ & %,% 9. (,-.%, +. (0,;)& 21 (3.)#%4 +, ,+& +. (3.)#)&.
?.($,)4$, ).% +#/#3 !",*.((&,+#)4+17 ,"#%," O,(%." J&22#"3 (Foster Hibbard)
'-&3.), $#$ @ -1(%'!#5 & !",3#5 (-,& $+&;& & #'3&,-/#!&(& !"@0, (, (D.+1 +#
4

William The Refrigerator Perry 21-<&7 &;",$ $,0#+31 Chicago Bear (#0."&$#+($&7 *'%2,)). A"&
",(%. - 1.880 -.(&) 173.4 $; +# !&$. (-,.7 *,"01. P#$,+8&) $#"4."' &;",$# - 1994 ;,3'.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

62/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


50,000.00$. !" #$%&' (&") % *$#+#", - .+-/"0'*), 1$#, 2#$) #" .#.,')+&", /0")$ ,/"0%0&(, % $&1&"-& 30 '&$ #" &3%0 /0+040$5%0' #+0$#+*$%#( "0 "&.+-$)/0$&'6",7
8-/"6 - "-9#:30 "& *#/30%0' /"01-$&'6"#:# 4#:0$*$%0, :'0%"5( #4+0/#( .#$#(,, 1$# #"
+04#$0' $#'69# /0 %#/"0:+083&"-& - 45' ,80*07;& "&,*.&<&" % .+#30802 *%#-2 0,3-#
.+#:+0((. =:# 3#.#'"-$&'6"5( 3#2#3#( 45'0 +04#$0 *# *',<0$&')(-, 9#$#+5&
*$0"#%-'-*6 &:# 9'-&"$0(-. > (&") 45'- .#3#4"5& 4&*&35 909 (-"-(,( *# 100
3+,:-(- #+0$#+0(-. ? 4#'6<-"*$%& *',10&%, 909 - @#*$&+, #+0$#+5 #4'030'- $0'0"$#(,
*.#*#4"#*$)(-, 45'- 3-"0(-1"5(-, ABB&9$-%"5(-, "# -( "& ,30%0'#*6
9#"%&+$-+#%0$6 *%#- ,(&"-) - +04#$, % 4#:0$*$%#. C *90/0' @#*$&+, $# 8&, 1$# - %*&(
#*$0'6"5(. D-9$#, 9+#(& @#*$&+0, "& .#*'&3#%0' (#&(, *#%&$,. E# .+#<&*$%-- 24
(&*)F&% .#*'& "0<&G 4&*&35 @#*$&+ /0+04#$0' 4#'&& (-''-#"0 3#''0+#% /0 *%#%5*$,.'&"-) .# &:# .#3*1&$0( A$# 45'# 4#'6<&, 1&( #" /0+04#$0' /0 .+&353,;-& 10
'&$! !, - .#1$- *+0/, 8&, 909 $#'69# @#*$&+ "010' %"&3+)$6 *$+0$&:--, 9#$#+5& ) &(,
.#*#%&$#%0', 3+,:-& '73- *$0'- -( -"$&+&*#%0$6*); &(, *$0'- .+&3'0:0$6 %5*$,.-$6
"0("#:# 10;&, 1&:# +0"6<& #" 45' '-<&". ?#/(#8"#*$- .#*$,10'-*6 % &:# 3%&+6 %
$09#( 9#'-1&*$%&, 9#$#+#:# +0"6<& #" "& "04'730'.
D& *#%&+<-$& #<-49,, B#9,*-+,)*6 "0 $#( B09$&, 1$# "- #3-" -/ %5<&.+-%&3&""52
.+-(&+#% "& -(&&$ "-1&:# #4;&:# * 9#"9+&$"5(, #*#4&""5( 4-/"&*#(, 9#$#+5G %5
%&3&$&. E+-(-$& %# %"-(0"-& $#'69# #4;-& 1&+$5 .#%&3&"-), .#90/0""52 % A$-2
.+-(&+02. H ,1$-$& 9#*%&""5G ABB&9$, 9#$#+5G .#',1-'- %*& A$- '73- 4'0:#30+)
*%#-( 3&G*$%-)(.
E#/%#'6$& ("& .+-%&*$- &;& 3%0 .+-(&+0. I0G9 ?A"* (Mike Vance), 4'-/9-G ("#:#'&$"-G .0+$"&+ >#'$0 J-*"&) (Walt Disney), 9#"*,'6$0"$ -/%&*$"52 9#(.0"-G 0%$#+ 9"-:- 492,3 ('-$,(/,"$(* (Think Outside The Box) .#%&30' -*$#+-7 #
4&*.#9#G"#( -*.#'"-$&'6"#( 3-+&9$#+& #3"#G 9#+.#+0F--, 9#$#+5G +0**90/0' # *0(#G
4#'6<#G - ,80*"# #4-3"#G .+#4'&(&. E#*'& $#:#, 909 #" && #.-*0', I0G9 *.+#*-':
K$# +04#$0&$ "03 A$-(?. J-+&9$#+ #$%&$-': D-9$#. K#:30 I0G9 *.+#*-':
E#1&(,?, 3-+&9$#+ #$%&$-': E#$#(, 1$# && "&'6/) +0/+&<-$6. ? .+#$-%#%&* A$#(,,
.#*',<0G$& *#%&$ :&"&+0'0 D#+(0""0 L%0+F9#.B0 (Norman Schwarzkopf). ? $&1&"-&
$+&2 '&$ ) *#.+#%#830' :&"&+0'0 L%0+F9#.B0 "0 4#'6<-& *&(-"0+5, *',<0' &:# +&16
$09 ("#:# +0/, 1$# %5,1-' && "0-/,*$6, - .+#%&' ("#:# %+&(&"- /0 *F&"#G, % :+-(&+902,
4&*&3,) * "-(. I"& 2#+#<# /0.#("-'0*6 #3"0 %&;6, &:# ,$%&+83&"-& # $#(, 1$#
.+-")$-& .'#2#:# +&<&"-) -'- 2,3<&:# +&<&"-) A$# ',1<&, 1&( "-909#:# +&<&"-)
%##4;&, .#$#(, 1$# &*'- +&<&"-& %&3&$ 9 3&G*$%-7, $# '&:1& -*.+0%-$6 "0.+0%'&"-&, %
9#$#+#( 9$#-$# -'- 1$#-$# 3%-:0&$*), 1&( /0*$0%-$6 9#:#-$# -'- 1$#-$# *3%-",$6*) -/
4&/3&G*$%-). ? *%#&G +0/+,<07;&G 90"#"5 9"-:& !-#:*;#)'"('$#;, (PsychoCybernetics) 3#9$#+ I09*%&'' I#'6F (Maxwell Maltz) .+&3*$0%-' /-:/0:##4+0/"#&
3%-8&"-& - 9#++&9F-7 9,+*0, % 901&*$%& F&'#*$"#G #*"#%5 1&'#%&1&*9-2
3#*$-8&"-G. !" ,90/0', 1$# &3%0 '- 9$#-$# 3#*$-:0&$ *%#&G F&'- .# .+)(#G, %(&*$#
A$#:# #" && 3#*$-:0&$, 3%-:0)*6, "0'&$0) "0 1$#-$#, 3%-:0)*6 3+,:-( .,$&(, *$,90)*6,
/-:/0:#(, "# 3%-:0)*6, 3%-:0)*6, 3%-:0)*6.
D09#"&F, .#/%#'6$& ("& +0*9+5$6 (#G *#4*$%&""5G, .&+*#"0'6"5G *&9+&$ ,*.&20.
M$# 9083#3"&%"0) 3-*F-.'-"0, 9#$#+#G ) $%&+3# .+-3&+8-%0'*) 4#'&& 1&( 30 '&$. C
.+&"&4+&: &7 $#'69# 30 3"&G -/ 30 '&$. C $%&+3# && .+-3&+8-%0'*) 10,920 3"&G -/
10,950. K0835G 3&"6, "& %08"#, 1&( ) /0")$ -'- 3#'8&" 3&'0$6 % A$#$ 3&"6, 308& &*'A$# 3&"6 .#'#" 9#"*,'6$0F-G, .#&/39- 1&+&/ %*7 *$+0", -'- A$# 3&"6 #$.,*90, ) %*& &;&
3&'07 #3", %&;6, &*'- $#'69# #3"0 %&;6, #3"0 %&;6 "0(&1&"0 3') /0'-%9- (#&:#
"0*#*0, 3') *#/30"-) 4,3,;&:# 4-/"&*0 3') (&") - (#-2 9#(.0"-G. M$# (#8&$ 45$6
(0'&"69#& 3&'#: %53&+",$6 #3", 8,+"0'6",7 *$0$67, 9#$#+0) (#8&$ -"$&+&*#%0$6
#3"#:# -/ (#-2 9'-&"$#%, 1&+9",$6 .#(&$9, "0 "&G - #$.+0%-$6 &&. M$# (#8&$ 45$6
#$%&$ "0 #3-" .,"9$ -/ 9#++&*.#"3&"F--, .#+,1&"-& #4 #$.+0%9& #3"#:# B09*0,
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

63/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'()%*) %&'&+&, ,&#)%-*$(.%& ,&()/%&+& 0&%#$0#$, 1)+(23 %$14&"&0 /$5)#0* *(*
&#,4$'0$ 0%*+*. 6& %* &7*% 7)%. %) ,4&8&7*# 1)/ #&+&, 9#&12 : %) "7)($( &7%& */ #$0*8
7)(. ;&#: 1&(.<) =#&+& * %) #4)1!)#":, #$0*) 7)3"#'*: 12(* &"&1)%%& '$>%2 7(: 5)%:
%$ ,4&#:>)%** ()#, ,&#&5! 9#& 1&(.<&) 0&(*9)"#'& 7&8&7$ ,4*8&7*(& &# &0$/$%*:
!"(!+, #$0*8 0$0 '2"#!,()%*:, 0&%"!(.#$-**, 0&!9*%+ * %$,*"$%*) 4)0($5%28 #)0"#&';
,&=#&5! ' */')"#%&5 "52"(), : 7&(>)% 12( ,4&7$#. *8 * "7)($#. *8. ?&(.<*%"#'&
,4&@)""*&%$(&' ,4)04$A$B# ,4&7$'$#., ' #& '4)5: 0$0 &%* &0$/2'$B# !"(!+*, ,&=#&5!
! %*8 )"#. ,)4*&72, 0&+7$ &%* %$ 5)(*, * 0&+7$ &%* "(&'%& 0$#$B#": '')48-'%*/ %$
$5)4*0$%"0*8 +&40$8. 6$ 5)%: %$5%&+& 1&(.<) ",4&", 9)5 : 5&+! ")1: ,4)7(&>*#., *
)"#. (*"# &>*7$%*: 0(*)%#&' ' #)9)%*) 5%&+*8 ()#, ,&#&5! 9#& 5&: 0$>7&7%)'%$:
7*"-*,(*%$ ,4)7,&($+$)# "&')4<)%*), ,& 04$3%)3 5)4), &7%&3 *%*-*$#*'%&3 ')A* 7(:
,4*'()9)%*: 1*/%)"$ 0$>723 1&>*3 7)%..

!"#"$%&'()" #"*+ ,-./01',& ("20#+,+3% %' '%4%, /'%


-+/(% #) ,%250"'". 6 (02)#01 7'% ,802%/()3
9-04%,-%#"(+"3. :%450 #) .;%$(% '%-80"'" <#"$= >,
8'%-'% +-+ /'%-'% %'8$)#0"' <#"$= ?. @0,'%, 8%450 #)
,3%'$+'" /"$"2 <#"$= ?, /'% '03 20 ("A, 7'% (03(%4%
-./B", /"3 '%, /'% #) ,%9+$0-+,= .#+5"'= 20 ;"$#%A
5#"$=1. C5(08% #) 9) (" .#+5"-+ <#"$= ? %'8$)'%A,
",-+ 9) (" (0D%5+-+,= # D%--", '%-80& <#"$= >.
- <E"8 F. G.H"-=' (Jack M. Zufelt)
>#'%$ 8(+4+ !"# $%&'() (DNA of Success)
www.dnaofsuccess.com

!
!
!
!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

64/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!
!

!
!!
! !!
!
!"#$%&'()#"&*&+"',,'
!'
!
"#$%&'($&#!")*+,#!
! !!
!
!
!"#$%& "'(%"')*, "# &+%"%,- %+.* +'/01&.
!#2 #3-* 4'5#*- 6 34&+34%"%7'*&/87%, 9#*#4-& 3#6*#8""# "'6/':+')*68
1%4#9%7 % 6%/0"-7 3#*#9#7 3#9.3'*&/&2 %/% 9/%&"*#;, 6 ;#<7#:"#6*87% %
5#$'*6*;#7 /0)=%7%68 "' "%>, ;-4':'&*68 ; *#7, (*# #"% +.7')* 69#4&& ; *&47%"'>
34#,&66', (&7 6/.('8, % ; *&47%"'> ;#<7#:"#6*&2 "&:&/% +#>#+'. ? 8 #5.(')
34&+34%"%7'*&/&2 +.7'*0 ; 3#+#5"-> *&47%"'>.
@6/% ;<8*0, ; 9'(&6*;& 34%7&4' 7&"8, *# 4'667#*4%7 "&(*# #(&"0 34#6*#&. A
4&<./0*'*& "&69#/09%> 3.5/%9',%2 % 4&9/'7- #+"#2 %< 4'""%> 9"%$ 6&4%% No B.S. (No
B.S. Time Management for Entrepreneurs No B.S. 9,32-2'('/&2'($ /0%
1"'/1"#(#2,$'0'3), 7&"8 34%$/'6%/% "' %"*&4;0) "' 4'+%# 34#$4'77. #5B&+%"&""#2
C#4$#;#2 3'/'*-. D#/01%"6*;# ';*#4#; 4'667'*4%;'/% 5- % #*"#6%/%60 9 *'9#7.
34%$/'1&"%) 9'9 9 +#>#+.. E&/') F*#. G+&/'/ F*#. H'9#"(&"#. G;&41%/#60. I
4'667'*4%;') 3#+#5"#& 9'9 ;#<7#:"#6*0, 3#*#7. (*# . 7&"8 &6*0 % 5.+.* +4.$%&
9"%$% +/8 34#+;%:&"%8 "' 4-"#9 % &6*0 9/%&"*- 6 %> 34#+.9*'7% +/8 34#+;%:&"%8 "'
4-"#9. J#F*#7. 8 >#(. 34&;4'*%*0 F*. ;#<7#:"#6*0 ; +/%*&/0"-& #*"#1&"%8, "&:&/% ;
F3%<#+ "' #+". "#(0, 8 "& +.7'), 8 <"') "';&4"89', (*# F*# 34%$/'1&"%& 34%1/#
"&#:%+'""#. D#/01%"6*;# ';*#4#; "'+&)*68, (*# %> 34%$/'68* 6"#;', "# "'+&:+' F*#
"& 6*4'*&$%8. J#F*#7. 64'<. :& 3#6/& F*#$# %"*&4;0) 8 #*#6/'/ /)5&<"#&,
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

65/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'()&%" !*$)+% * !%,'#%-&./ .!'0%10. +%*2 0&*3. 4 !%(.-*( 1 %51"5
6('3%,'#$51"&&%" !*$)+%. 4 %51"5*( * !%,'#*( 1",.7*+ !#%3#'++8 !%,!*$0. &' +%/
#'$$8(0.. 9"!"#) %&* -5%-5% !%(.-'/5 %5 +"&: 0';,8< +"$:=. 4 !#%,%(;'/
!%,!*581'5) &'>* %5&%>"&*:. ?' +%< 1@3(:,, A5% '05*18. B05*18, 6('3%,'#: 0%5%#8+
: !%(.-. ,*1*,"&,8 +&%3% #'@.
C#*@&'/$): : &" ,"('( A5%3% 5'0 -'$5%, 0'0 $(",%1'(% 68 ,"('5). D"&: +%;"5
*@1*&*5) +%" '05*1&%" #'$!*$'&*" * +%* !#%0(:5*: +%"+. !"#$%&'(.. ?% +%"
&'6(/,"&*" $1%,*5$: 0 5%+., -5% : ,"('/ &'+&%3% 6%()>" * ,"('/ (.->", -"+ 05%-(*6%
"7".
D%< ,#.3 E5*1 D*(("# (Steve Miller), A0$!"#5 +*#%1%3% 0('$$' 1 *&,.$5#**
!#%+8>("&&82 18$5'1%0, * D*5- F'#$%& (Mitch Carson), .-'$5&*0 +%"< 3#.!!8 $%
$5'5.$%+ Gold/VIP *@ 0%+!'&** Impact Products, 0%&$.()5'&5, ' 5'0;" !%$5'17*0
A0$!%&'5%1, #"0('+&82 5%1'#%1 * +'#0"5*&3%182 *&$5#.+"&5%1 ,(: .-'$5&*0%1
%5#'$("182 18$5'1%0, %6' %&* 1'+ $0';.5, -5% 90% 1$"2 0(*"&5%1, $3"&"#*#%1'&&82
.-'$5&*0'+* 18$5'1%0, 5#'5:7*2 ="(8" $%$5%:&*: &' 5'0*" 18$5'10*, ?GFHIJB &"
*,.5 ,'()>". K5% $%1!','"5 $ +%*+ $%6$51"&&8+ %!85%+, 0%3,' !%$"7'">) 18$5'10* *
!#%$*>) *&L%#+'=*/, !#*3('>'">) &' ,'()&"<>*" +"#%!#*:5*:. F $%;'("&*/,
.-'$5&*0* 18$5'1%0 * !#%L"$$*%&'()&8" !#%,'1=8, #'6%5'/7*" &' &*2, 1%$!#*&*+'/5
18$5'10. 0'0 ,%2%,, &";"(* -"+ 1%@+%;&%$5). F'0 $(",$51*", %3#%+&%" 0%(*-"$51%
.-'$5&*0%1 18$5'1%0 !%$5%:&&% #'$$5#'*1'/5$: *@-@' .#%1&: !%0'@'5"(: ROI (1%@1#'5
*&1"$5*=*<) %5 18$5'1%0.
M"#&"+$: 0 !#%$5"<>"< $*5.'=**. M'>"< 0';,%,&"1&%< ;*@&*. F%3,' 18 %6",'"5" 1
#"$5%#'&" 1 !"#18< #'@, !%(.-'"5" 18-*7"&&./ %,";,. *@ 2*+-*$50* 1 !"#18< #'@, *
*,"5" 1 5%5 *(* *&%< +'3'@*& 1 !"#18< #'@. G $0%()0% #'@ 1 5"-"&*" A5*2 +&%3*2,
+&%3*2, +&%3*2 #'@, 0%3,' !#%*$2%,*(% !%,%6&%", 18 $#'@. ;" !%(.-'(*
$%!.5$51./7"" !*$)+% %5 1(',"()=' #"$5%#'&' *(* +'3'@*&', 0%5%#%" 6('3%,'#*(% 68
1'$ @' !%$"7"&*" * !#*3('>'(% 68 !#*<5* "7" #'@? E0%()0% 1!%$(",$51** 18
#'@%$('(* *&5"#"$&82 !*$"+ 1 1'>"< +"$:-&%< #'$$8(0", -5%68 $%@,'5) * $%2#'&*5)
ALL"05 1'>"3% !#*$.5$51*: #:,%+?* H51"5 6.,"5: ",1' (* &"$0%()0% #'@. G(* &*
%,&%3%. M'> !#*2%, * .2%, *@ 5"2 +"$5, 3," %&* 1",.5 $1%< 6*@&"$ A5% ,(: &*2
,%2%,. J(: +"&: -"(%1"0, 0%5%#8< !#*>"( 1 $'+8< !"#18< #'@ A5% .,*1*5"()&':
1%@+%;&%$5). M'>' 5%-0' @#"&*: &' A5%5 !#%="$$ %!#","(:"5 1'>* ,'()&"<>*"
,"<$51*:. D'(% 6*@&"$%1 *+"/5 2%5) 0'0%<-&*6.,) &'6%# $#",$51 ,(: *,"&5*L*0'=**
0(*"&5%1, 0%5%#8" !#*>(* 1 !"#18< #'@, ,(: !%(.-"&*: *2 0%&5'05&%< *&L%#+'=** ,(:
,'()&"<>"< #'6%58 $ &*+*.
9"!"#) ,'1'<5" !%3%1%#*+ % 5"+" !#%="$$ %5&%$*5"()&% $(.-':. M 5"-"&*"
+&%3*2 ("5 6%()>': -'$5) +%*2 ,%2%,%1 * $%@,'&*: 6%3'5$51' @' $-"5 !#*1("-"&*:
0(*"&5%1 !#*2%,*(' 6('3%,'#: %#'5%#$0%+. *$0.$$51.. 4 5'0;" #'6%5'( 0%.-"+,
0%&$.()5*#%1'( * 5#"&*#%1'( 6%("" -"+ 1,000 ,#.3*2 !#%L"$$*%&'()&82 %#'5%#%1, * :
!#*$5'()&% &'6(/,'( @' !%1","&*"+ %#'5%#%1. N%()>*&$51% !%(.-'(* @'0'@ *
!#*0#"!(:(* @%(%5./ @1"@,. &' A5. ,'5. 1 0'("&,'#". C%@;" %&* 5.,' "2'(*, 18$5.!'(*,
!%(.-'(* $1%/ !('5. * 1$". J(: &*2 A5% 68( $(.-'<. F%3,' : !%(.-'( @'0'@, :
!#*0#"!(:( @%(%5./ @1"@,. &' ,'5. 1 0'("&,'#", !%5%+ #'@#'6'581'( * 1&",#:(
$(%;&./, +&%3%2%,%1./, +.()5*+",*<&./ '5'0., -5%68 #"@0% !%18$*5) !%$"7"&*"
0(*"&5'+* A5%3% +"#%!#*:5*:, +%5*1*#%1'5) 5"2, 05% !#*>"(, &' $5#'$5&%" ;"('&*"
+"&: $(.>'5) * !#*$.5$51%1'5) 1 @'(", * !%,3%5%1*5) '.,*5%#*/ 685) %5@81-*1%<,
5'0*+ %6#'@%+, : +%3 68 !#%,'5) $% $="&8 6%()>". C%2%;*< !('& . +"&: 68( * &'
1#"+: !%$(" 18$5.!("&*:, ' *+"&&% #'$!#%$5#'&*5) +%* 7.!'()=' 1 0%+!'&**
0(*"&5%1 * !%(.-*5) 6%()>" 1%@+%;&%$5"< ,(: 18$5.!("&*<, 0%&$.()5*#%1'&*: *
,#.3%< #'6%58, !#",!#*&*+'5) !%$(",./7*" ,"<$51*: 1 %5&%>"&** 5"2, 05% !#*>"(, '
5'0;" 5"2, 05% &" !#*>"(, 05% &" 0.!*( 5%, -5% : !#",('3'(, -5%68 !#%,'5) *+ !%$("
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

66/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"##$%$ &'($)(*+,*+. - ("..&",(*/"0 )(*%0"1'#*' #" /2.,3)0'#*', 4"4 ,$054$ $!#3
6".,5 )($7'..".
80+ *.)$059$/"#*+ )$!$:#$; .,(",'%** / :$0'' $:26#$& :*9#'.', ("..&$,(*&
&".,'(.43< )$ :2.,($; .&'#' &".0" / /"1'; $4(3%'. ='($+,#$, 3 #*> '.,5 )($7'..
)($!"?* #" &'.,' - .$)3,.,/3<@*> ,$/"($/, / 4$,$(2> /2 #3?!"','.5, #")(*&'(,
#$/2; &".0+#2; A*05,(. ='($+,#$, $#* !$:20* /"13 4$#,"4,#3< *#A$(&"7*< *
)$.0"0* /"& $,4(2,43 . #")$&*#"#*'&, 4$%!" #".,3)*, )(*:0*9*,'05#$ /('&+ !0+
.0'!3<@'; .&'#2 &".0". B$ C,$ * /.'. D '.,5 #"&#$%$ :$051' !';.,/*;, 4$,$(2' $#*
&$%0* :2 .!'0",5. B")(*&'(, $#* &$%0* :2 )$)2,",5.+ )($!",5 /"& 43)$##3< 4#*%3
)('!$)0"6'##$%$ .'(/*." .$ .4*!4$;. E#* &$%0* :2 6,$-#*:3!5 /2+.#*,5 $ &"1*#'
/"1'%$ .3)(3%"/.3)(3%* *0* $ !(3%*> &"1*#"> / /"1'; .'&5'. E#* &$%0* :2 .("93 ?'
/26*.0*,5 /"1*> .$.'!'; . )$&$@5< .)("/$6#*4" * )$.0",5 *& )*.5&$ . 43)$#"&*,
34"92/"+, 6,$ /2 :20* *> .6".,0*/2& 40*'#,$&. E#* &$%0* :2 )($!/*%",5 .':+ * .
)$&$@5< &2,5+ &"1*#. E#* &$%0* :2 /40<6*,5 /". / ./$< ("..2043, * ,"4*&
$:("9$&, $#* :2 )$.'@"0* /". 4"?!2; &'.+7. F& .0'!3', 39#",5 /"1 !'#5 ($?!'#*+
* )$.0",5 /"& )$9!("/0'#*'. =&'.,$ ,$%$, 6,$:2 ("..&",(*/",5 /"1 )(*'9! #" .&'#3
&".0" 4"4 .036";, *& .0'!3', /$.)(*#*&",5 '%$, 4"4 #"6"0$ &#$%$0*4$%$,
)($!$0?"<@'%$.+ )($7'..".
G,$ ,(':3', .!/*%" / .)$.$:' /$.)(*+,*+ /"1*> 40*'#,$/ * )$,'#7*"05#2>
40*'#,$/ /2 *> /$.)(*#*&"',' 4"4 0<!';, 4$,$(2& /2 6,$-,$ )($!"',' /('&+ $,
/('&'#*, *0* 4"4 /"1* #"*:$0'' 7'##2' "4,*/2, 4$,$(2' .,($+, * )$!!'(?*/"<,
)0$,#2; @*, /$4(3%, $ 4$,$(2> 9":$,+,.+, . 4$,$(2&* #+#6",.+, ("9(":",2/"<,
4(')4*' ./+9* * 3&#$?"<, *> . )$&$@5< ('A'("0$/.

* ! "#$ %&'() *+), ('(%($-./#- 0#$$+12#, $3(1#//#- 31- "#$!


4$), !"#"$%& #%''()*% (Good News Letter) 31- 5&265#)(1(7 8
!"#"$%& +,)"-%& #%''()*% (Good Business News Letter) 31"1#3(1,9(" *8:/($#, $&:3#//+( %/&7! ;+ %&'()( 5&16.#), 8<
2#'3+7 %($-9 /# 38$2( 31- "21=.(/8- 8< " "#>( 50(31&'(/8(
%($-9# 8 8$5&1,:&"#/8- 8< )#28%8, 2#28( &/8 ($),, 818 "+
%&'()( 5&16.8), 9(1+7 50&(2), $3(1#//+7 31- "#$: 0#$$+12#,
5&3?&)&"1(//#- 5& "#>8% )0(*&"#/8-%, 5&33(0'2# $58$2#
"#>8< 218(/)&", 0#$5(.#)#//#- 8 &)50#"1(//#- 0#$$+12# :#
"#$. @1- 5&16.(/8- 8/A&0%#988 :#738)( /# $#7)
www.petetheprinter.com 818 &)50#",)( :#50&$ 5& A#2$6 (330)
922-9833.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

67/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
! !!
! !
!
!"#$%&'()#"&*&+"',-'
! '
!
"#$%#&#'(&)*#&)+!
! !!
!
!
!
!"##$"%&'(#&. ) *( #+%,-".#& /,'"'& 0"1 $(23,. + 1+-"$,. 4"2',/(#2,, 15 1+6('
7"%5'& 0#( +% +#*+0*+8 ,9(, 1+-"$, 9$: *";(8 9,#2<##,,. =5 1+6(1 >-+#'+ %5'&
>-"?1"',2"1,.
@-"?1"',71, 0 +#*+0*+1, +7*"/"(' 9($"'& '+, /'+ $</;( #$<6,' 0";,1 ,*'(-(#"1.
A($"'& '+, /'+ 9+#'"0$:(' '( -(7<$&'"'5, 2+'+-5( 05 6($"('( >+$</,'&. A($"'& '+, /'+
-"%+'"('.
B"1 *(+%C+9,1+ *( 9<1"'& 0 '(-1,*"C 05>+$*(*,: '+?+, /'+ #+0(-;(**+
>-"0,$&*+.
A"0"8'( >+?+0+-,1 + 05>+$*(*,, >-"0,$&*5C 9($ 2"2 >-"?1"',2,. D( + '+1, /'+
>-"0,$&*+ # '+/2, 7-(*,: 1+-"$,. E + '+1, /'+ >-"?1"',/*+ >-"0,$&*+.
F"$+%" *+1(- +9,*, 2+'+-<. 05#2"750"(' 2"6958, +'*+#,'#: 2 $.9:1 ,
2+1>"*,:1, # 2(1 +* 0(9(' %,7*(#, < 2+?+ >+2<>"(', 2+'+-5( 7"#'"0$:.' (?+ #C+9,'& #
<1", < 2+?+ +* >-(2-"G"(' >+2<>"'&, , #+#'+,' 0 '+1, /'+ >-+9"0(3 *( 9(-6,' #0+,C
+%(G"*,8.
B 1+,C /"#'*5C 2+</,*?+05C ?-<>>"C *" 9"**58 1+1(*' >-,#<'#'0<.' 4 "90+2"'".
H7 63 /($+0(2 /('0(-+ "90+2"'+0. I'+ *( %5$+ 7">$"*,-+0"*+! ) >5'"$#: +'%,'& < *,C
+C+'< ,9', 0 ?-<>>5, *+ +*, >-,;$,. H +*, <%(9,$, 1(*: 0 +9*+1 J"2'(: >-,/,*"
*+1(- +9,*, >+ 2+'+-+8 "90+2"'5 '(-:.' 2$,(*'+0, H >+0+9 *+1(- +9,* 0#(C 6"$+% *"
"90+2"'+0, >+#'<>".G,C 0 2+$$(?,. "90+2"'+0, *( +'*+#,'#: 2 *( 2+1>('(*3,, ,$,
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

68/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$"%!&' ()*&+!"!,, $-#&.), !" /&/.&,. ( ()/.-(+"!,, 0-()1"!!)2 /3".&( ,+, (
*$&(-+" 4"+- - 5(+5"./5 *$&/.)' , "4,!/.("!!)' /+"4/.(,"' &./6./.(,5
7&''6!,7-8,, / 7+,"!.-',. 9 *"3-.!&: ,!46/.$,,, ( 7&.&$&: 5 (+-4"+ #,0!"/-',, ;4" 6
'"!5 #)+, /(&, 7+,"!.), ( 7&.&$&: 5 '!&;& $-#&.-+ , /-' *&.$-.,+ ',++,&!)
4&++-$&(, *$,3,!- !&'"$ &4,!, *& 7&.&$&: 7+,"!.) /%,;-+, *$,!."$) , 764--.&
62&4,+,, 0-7+<3-+-/= ( *$&*6>"!!)2 4"4+-:!-2. 9 ,!46/.$,, $"/.&$-!&( *$,3,!&:
!&'"$ &4,!, *& 7&.&$&: 7&'*-!,, *$"7$->-+, 0-7-0)(-.= 4&/.-(76 &#"4&( 6
7&!7$".!&;& $"/.&$-!-, 5(+5"./5 *&04!55 4&/.-(7-.

!"#$%&'()$&*+*$#,-./*0&12()(*3#$%."*
2./("*.-&24*&151#*$.%.".6.*%("78%)7*
$9&(2%:4*&*&151#*$.%.".6.*.2&*
;"(+"#<#8%)7*+*"#12.)'&$.+*;9.=&=*
2.+.)%(>4*.'(2?*&*.'(2?*;".)%@*A6.*/.,2.*
)3."/B9&".+#%?*$#$*C7+2:(*&9&*
;.-"#1B/(+#(/:(*2(*+:;.927(/:(*
.0(<#2&7D@***
**
!

9"$!& , &#$-.!&". ?4!&: ,0 /-')2 #&+=1,2 @$,'-!&7 A&;-./.(-, 7&;4--+,#&


*$,46'-!!)2, 0-7+<3-"./5 ( .&', 3.&#) *$&/.& /7-0-.=, 3.& () #64"." 4"+-.=, , 4"+-.=,
3.& () /7-0-+,. B&;4- () /.-!&(,."/= ,0("/.!)', #+-;&4-$5 -#/&+<.!&: !-4"%!&/.,,
*&76*-."+,, 7+,"!.), (&0'&%!&/., , 4"!=;, *&."76. 7 (-' ( *&/.&5!!&
6("+,3,(-<>"'/5 ,0&#,+,,. C+&(& $-/*$&/.$-!5"./5, *&.&'6 3.&, .-7&;& 7-7 (), $"47&
'&%!& !-:.,. D"!- 7&!76$"!8,, /.-!&(,./5 !"/6>"/.("!!&:.
@&4&#!& +<#&'6 4$6;&'6 3"+&("76 5 /+63-:!& &36.,+/5 ( /,.6-8,,, 7&;4- 5 !" '&;
()4"$%-.= /$&7,, !" '&; /4"$%-.= &#">-!,". E '-!=57 ( &.!&1"!,, 7-%4&;&
&#50-."+=/.(-, &. &#)4"!!&: *6!7.6-+=!&/., 4& #&+"" /"$="0!)2 (">":, *&F.&'6
4":/.(6<>"" .6. /+&(& /+63-:!&. E *&'"1-+/5, 7&;4- .-7&" *$&,0&1+&, *&.&'6 3.&
7-7 *$-;'-.,7, 5 0!-<, !-/7&+=7& F.& #)+& *-;6#!& 4+5 '&,2 ,!."$"/&(. B&;4- .-7&"
4":/.(,."+=!& /+63,+&/=, 5 !-63,+/5 !" /#";-.=, *$5.-.=/5 ,+, ,;!&$,$&(-.= F.& ,
!-4"5.=/5, 3.& /$)( /$&7&( *$&:4". !"0-'"3"!!)', - (/.$".,.=/5 / F.,' +,8&' 7 +,86,
,0(,!,.=/5 , /4"+-.= (/" *$-(,+=!&. @&(.&$</=, ,/2&45 !" ,0 F.,3"/7,2 ,+,
'&$-+=!)2 &#50-."+=/.(, - ,/2&45 ,0 *$-;'-.,0'-. E ()#,$-< +6316< #,0!"/
/.$-.";,<.
G 04"/= "/.= !"3.& ( !"7&.&$&: /."*"!, *$&4(,!6.&", 3.& &3"!= '-+&
*$"4*$,!,'-."+": 7&;4--+,#& &#!-$6%,(-<.: '"!"" *$,(+"7-."+=!&" &#">-!,",
7&.&$&" () /4"$%-+,, /+6%,. (-' +631", 3"' /4"+-!!&" (-', #&+"" *$,(+"7-."+=!&"
&#">-!,", 7&.&$)" () !" '&%"." /4"$%-.=, !" /4"$%,." ,+, !" 4"$%,.".

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

69/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
! !!
! !
!
!"#$%&'()#"&*&+"',-'
! '
!
"#$%&'(!
! !!
!
!
!
!"# $%&' ()(*'+,-#'. ./#,)"' ) $%0# 1%2 (3$'".
4%&$5+ 6"# 70%'". 85 0' 9/#,)"'; 15 0' 9#*3:%'"'. ;</#20#' -#*):',"1# 70%=>)?
#( 6"#2 *=$'+, 1 $'+,"1)"'*@0#,") 0' 9/#,A". ;0) )$3" 9# &)70), &'*%A 9#*3:)"@ 1,',
:"# 2#&0#, 0# $*A 6"#<# #0), -%&'",A, 0)-#<$% 0' 15/%(#"%=" 3 ,'(A 23&',"1%
9#9/#,)"@. .#6"#23 #0) 0' ,:%,"*)15 1 ,1#'2 ()70',', 9#"#23 :"# #0) 0' 9/#,A" ,1#)?
-*)'0"#1, 9#,"%1>)-#1 ) ,#"/3$0)-#1. ;0) 0' ,:%,"*)15 1 (/%-', 9#"#23 :"# 0' 9/#,A"
,1#)? ,39/3<#1. .#$ 9/#,)"@ A 9#$/%732'1%= ,#1#-390#,"@ 1'>'+. B,0# 15/%&%"@
1%C) &'*%0)A, #&)$%0)A ), ',*) 32',"0#, "/'(#1%0)A. ./#,)"@ *=$'+ $'*%"@ "%-, -%15 ?#")"', :"#(5 #0) ,$'*%*). D,-%"@ ,#"/3$0):',"1# ) 9#$$'/&-3.
E%&' 2%*# *=$'+ 9/#,A" %3",%+$'/#1.
B #(0%/3&)*, :"# ,#1'/C'00# 0#/2%*@0# 9/#,)"@ 20#<# 3 20#<)? *=$'+. B 9/#,)*
3 *=$'+ )0F#/2%G)=, ,#1'"%, )$'+, -#0"%-"5, 9/#,)* 9#70%-#2)"@ ) 9/'$#,"%1)"@ 1,'
")95 ,#$'+,"1)A, 1 70%:)"'*@0#+ ,"'9'0) ('70%-%7%00#. B "%-&' #(#=$0# >'$/ ) #"$%=
$#*&0#'. H# A 9/#C3.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

70/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

! "#$% &'# ()*.


+ , "#$%, $'#-. &'# -./# 01* 2#)'3(/*1#.
- 43516' 13 2(*76 0#*5# "#/#26/81693

!
!"#$%" &#' ()*+,)-, ' .".#,% 250 )-/012 #3&,4 . 0-5-#$0", ()"&.*6,0*, %0*7*,
%"8")93 .1 :,45-: 5*8-,8,, * &)97*2 %0*7 */ :,)** NO B.S. ; &"7".")*#:' :
*/&-8,#$:8."+, 58"<1 "0* &#' +,0' :&,#-#* 8", 58" 0*%"7&- 0, &,#-#* &#' &)97*2
-.8")". (" 5,+ "0* (),&("5#*, 58"<1 ' 0, 9("+*0-#). ; &"7".")*#:' : */.,:801+* * 0,
"5,0$ */.,:801+* -.8")-+* * ")-8")-+*, 58"<1 "0* )-/":#-#* e-mail (" :(*:%-+ :."*2
%#*,08"., ()"),%#-+*)".-#* %0*7* . *2 ),5-2 * )-::1#%-2 * ("+,:8*#* *0=")+->*3
" %0*7-2 0- *2 .?<-:-48-2. @#' +,0' <1#" (":#-0" <"#,, 2,5 +*##*"0".! ?#,%8)"0012
(*:,+, * ?8" 0*5,7" +0, 0, :8"*#". A +,0' ,:8$ #3&*, %"8")1+ ' (#-59 /- ()".,&,0*, 9
0*2 PR--%>** * 8,#,-:,+*0-)".. B 8.&. * 8.(. C ":0".0"+, ?8" ()"*:2"&*8, ("8"+9 58" '
()":*#. D-6&14 #*, %"7" ' ()":*#, :"7#-:*#:' ("95-:8.".-8$? E,8. E" ' ("#95*# .
>,#"+ 0-+0"7" <"#$F, #3&,4, %"8")1, :"7#-:*#*:$, 5,+ ,:#* <1 ' 0, ("()":*# *2.
D-6&14 #* :"7#-:*#:' :&,#-8$ 8", 58" ' 2"8,#, 58"<1 "0 :&,#-#? E,8. E" ' ("#95*#
0-+0"7" <"#$F,, 5,+ ,:#* <1 0, ("()":*#.
; /0-3 "5,0$ +-#" -.8")"., %"8")1, '.#'38:' "8#*501+* ()":*8,#'+*. G"4 &)97
G-)% C*%8") H-0:,0 (Mark Victor Hanson), %"8")14 .+,:8, : @6,%"+ D-0=*#$&"+
(Jack Canfield) '.#',8:' :"95),&*8,#,+ */&-8,#$:%"7" =,0"+,0-, :,)** 69"#(:3 -91
/0% /9;# (Chicken Soup for the Soul) =,0"+,0-#$014 ()":*8,#$. I:#* "0 /0-%"+*8:' :"
/0-+,0*8":8$3, %")"#,+, (),/*&,08"+, -8#,8"+, CEO, : #3<1+ * %-6&1+, "0 ()":*8 *2
" 5,+-8", %-%-0*<9&$ ("+"5$ ,+9 ()"&.*098$ :,<' *#* ,7" %0*7* *#* ,7" &,#-,
(),&:8-.*8$ ,7" %"+9-0*<9&$ ,J,, : %,+ "0 2"5,8 ("/0-%"+*8$:'. C1 +"6,8, &9+-8$,
58" 8-%*, ()":$<1, ()":$<1, ()":$<1 .1/.-#* <1 0,()*'/0$ #3&,4, * "0* :8")"0*#*:$
<1 .-:, %-% <9&8" .1 <1 (-2#* ("8"+, 0" ()"*:2"&*8 "<)-80",. K)":$<- '.#',8:'
+-70*8"+. C &,4:8.*8,#$0":8*, #3&'+, ":"<,00" 9:(,F01+, 0)-.*8:', %"7&- *2 ()":'8
" ("+"J* * /-&,4:8.938 *2 .#*'0*,. L-:8" .1 &-6, ("#95-,8, <"#$F,, 5,+ ()":*8,!
@)97"4 -.8") ("/."0*# . "=*: !)-+(- (- ?8" <1# 2"#"&014 /."0"%) * ("()":*#,
58"<1 @"0-#$& ./7#'09# 0- ,7" )9%"(*:$ * &-# <1 :."3 ">,0%9. !)-+( ,, &-# * 0-(*:-#
>,#93 7#-.9 . %-5,:8., &"("#0,0*' % %0*7,, 58" '.*#":$ +-)%,8*07"."4 :*#"4 &#' 0,,.
M(*)-':$ 0- ?8* +1:#*, ' <1 2"8,# ("()":*8$ CNO ()"&.*7-8$ ?89 %0*79. P-4&*8,
0- :-48 www.nobsbooks.com, * %#*%0*8, 0- viral. !-+ .1 0-4&,8, 0,:%"#$%" 7"8".12 %
*:("#$/".-0*3 ?#,%8)"0012 (*:,+, %"8")1, .1 +"6,8, (,),:#-8$, <,:(#-801, :8-8$*,
%"8")1, .1 +"6,8, :%"(*)".-8$ * (":#-8$, * .:, .*&1 :8*#$012 .,J*5,%, %"8")1, .1
+"6,8, &-8$ .-F*+ &)9/$'+-(),&()*0*+-8,#'+. B ,:#* .1 *:("#0*8,#$014 &*),%8")
-::">*->**, %")(")-8*.0-' F*F%- *#* %8"-0*<9&$ ,J,, 9 %"7" ,:8$ <"#$F"4 :(*:"%
&,#".12 #3&,4, %"7" .-: /0-,8 * 9.-6-,8, ' <1# <1 :5-:8#*. #*50" 9:#1F-8$ .-:, * +1
+"6,+ 58"-0*<9&$ (),&()*0'8$ +"6,8 <18$, :(,>*-#$014 <,:(#-8014 :,+*0-),
%"8")14, 0-()*+,), .1 *+ ("&-)*8,. ; "2"80" 7"8".. K"F#*8, +0, =-%: : 0,%"8")1+*
("&)"<0":8'+* 0- 0"+,) (602) 269-3113. (K"6-#94:8-, <9&$8, 8,)(,#*.1. G"6,8
()"48* 2-3 0,&,#*, (),6&, 5,+ ' :+"79 "8.,8*8$).
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

71/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#"$%, & '(')(*"+.
,(-%.-(, %*$/ 0(%-.$( -12.-(% -1 $%32 010 *')14"51$/ 677%0$"5-(, " *+"40(3
*+(8-(%, .$(9: (9*28#1$/ 6$( ;#%*/. <-( '(3(=1%$ (9)%*$" *'(*(9-(*$/ #151$/, .$(9:
'(+2."$/ "+", '( 0)1>-%> 3%)%, ('+1."51$/ 5;1"3-(*$/?, .$(9: '(+2."$/. @$( -%
*2A%*$5%--(, -( '(+%;-(. B*+" 5: #%>*$5"$%+/-(, #%>*$5"$%+/-( ')(-"C1$%+/-:, 5:
(*(;-1%$%, 010 & "*'(+/;(51+ 6$2 0-"=2, *#%+1+ -%.$( 5-2$)" -%% #+& '(##%)80" 3(%>
')(*/9: ( *(#%>*$5"" 5 ')(#5"8%-"" 6$(> 0-"=". B*+" 5: 6$( 2+(5"+", $( #1--:>
*%0)%$ -% (=)1-"."51%$*& 15$()13" " 0-"=13". D?9(> 5+1#%+%C 9";-%*1 3(= 9:
"*'(+/;(51$/ $2 8% *132? *$)1$%="?.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

72/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
! !!
! !
!
!"#$%&'()#"&*&+"',-'
! '
!
"#$%&#!'#($#)&#*+,-!
! !!
!
!
!
!"#$# %&'(%&)")*+,'-'. #(+&)/+',01 *"#2'0,/#* /#3*#2"#0,'.. 4'56 "' )(', #
%&#0,#* "'(#0,+,7' )-) "'8/+,7' /#3*#2"#0,'., 5,# #9:10"1-# 9; "'(#0,+,#7
9#$+,0,/+ < -=9#$# 5'-#/'7+.
>)- !+7?&#< (Phil McGrow) 9;- 0'*'.";* ,'&+%'/,#*, 7#,#&#*< "' "&+/)-+06
5+0,"+1 %&+7,)7+. @'* #" ,#-67# "' 3+")*+-01. A;0,<%+- 7+7 #&+,#&--=9),'-6,
3+")*+-01 9)3"'0#* %# /'('")= 0'*)"+&#/ %# -)5"#*< &#0,<, 7#&%#&+,)/";*
7#"0<-6,)&#/+")'* %# /#%&#0+* <%&+/-'")1 %'&0#"+-#* ) (+2' 7#"0<-6,)&#/+- /*'0,'
0 +(/#7+,+*) %# /#%&#0+* /;9#&+ 2=&) %&)012";8 ) %#($#,#/7) 0/)(','-'.. B*<
0('-+-) %#(+&#7 - 7#"0<-6,+C)) 0 =&)0,+*), 7#,#&;8 "+"1-) (-1 3+D),;
E%&; F)"G&) (Oprah Winfrey), 7#$(+ '. %&'(:1/)-) )07 )3-3+ '' "'$+,)/";8
/;07+3;/+"). %# %#/#(< *10+. !"#$)' 9; 7#"0<-6,+",; /31-) 0#-)("<= %-+,<,
%#-<5)-) 9; G#,#$&+G)= 0 +/,#$&+G#* ) 9;-) 9; 05+0,-)/;, "+ H,#* /0' 9; )
3+7#"5)-#06. I#7,#& >)- 0,+- (#7,#&#* >)-#*, /#0%#-63#/+/J)06 H,#.
/#3*#2"#0,6=.
A; *#2',' ")7#$(+ "' )*',6 ,+7#. $)$+",07#. ) 1/"#. /#3*#2"#0,). K# /;, 7+7 )
9#-6J)"0,/#, #%&'('-'""# %#-<5+',' *"#$# /#3*#2"#0,'., ('"6 )3# ("1, ,+7, 5,# /;
,'&%),' "'<(+5< / H,#. )$&' / (#*)"#.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

73/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


! "#$%&'(% )*$+,-, ./*0%/# ./*(%12 &)%1234*5 &)2$#5. 6/,7%&&*,+#)8+95
:2/+#) 1); +,'#/*2&,(, Pennsylvania Lawyer, ,.2<)*",(#) &'#'8%5 -)#(2 *= 0,%5 "+*-*
NO B.S. Time Management. > &/#=2 :% ./*0%+*) 0%',1 1,0*+, (,=0,:+,&'%5.
?,.*; &'#'8* * "+*-# <9)* .,&)#+9 ( 1/2-*% 3/*1*$%&"*% :2/+#)9 49 @'#',(, $',<9
*&.,)8=,(#'8 (,=0,:+,&'8 .2<)*"#A**, 1); ./,1(*:%+*; 0,*B "+*- ( '%B :2/+#)#B.
?,.*; &'#'8* <9)# ,'./#()%+# +%&",)8"*0 ")*%+'#0, "', ./,1#(#) #1(,"#'#0, (%)
&%0*+#/9 1); +*B * '.1., & .,,4/%+*%0 .%/%.%$#'#'8 &'#'83 * /#=,&)#'8 %% *B
")*%+'#0. ?,+%$+,, C', .2&';". D, (9 ./,1#%'% 50,000 "+*-, ",-1# ./,1#%'% ,1+2 =#
,1*+ /#=. > -,(,/3 C', " ',02, $', (&% .2&';"* 20+,:#3'&;, * (&% (0%&'% ./%1&'#();3'
&,<,5 "#" <21', ,1*+ <,)8@,5 0#/"%'*+- * ./,1(*:%+*%. E#"*0 ,</#=,0, ,1+# &'#'8;
"#" ( *-/% ( 1,0*+,, ./%(/#'*(@*&8 ( 5 *)* 8 *)* 20, ./%1&'#();)# &,<,5 0#)%+8",%
&,<9'*%, 0+,-,"/#'+, 20+,:%++,%, /#(+,% <,)8@,02 &,<9'*3.
F/2-,5 ./*0%/. G3=#+ H%/")* (Susan Berkeley), $)%+ ,1+,5 *= 0,*B ",2$*+-,(9B
-/2.. * ./,7%&&*,+#)8+95 '/%+%/ ., .,&'#+,("% -,),&#. D# 1#++95 0,0%+', (9 =+#%'%
%% -,),& <)#-,1#/; /%")#0+90 ,<I;()%+*;0 ",0.#+** AT&T. G3=#+ <9)# ./*-)#@%+#
1); ,<2$%+*; ",+"2/&#+',( +# @,2 F,+#)81# E/#0.# !*/2,-$'"9' (The Apprentice) (
&%=,+% 2005 -,1#. J9 =+#)* =# 90 1+%5 1, &'#/'#, $', <21%' .,"#=#+ C.*=,1, ( ",',/,0
,+# (9&'2.#)# ( "#$%&'(% '/%+%/#. D, 09 & 2(%/%++,&'83 +% =+#)*, .,;(*'&; )* ,+# (
+%0. K ,+# ,<;=#)#&8 1%/:#'8 (&% ( &%"/%'% 1, (9B,1# C.*=,1# ( C7*/, .,C',02 +% <9),
+*"#",5 (,=0,:+,&'* &1%)#'8 ./%1(#/*'%)8+23 /%")#02. D, <9) * %&'8 7#"', $', ,+#
,<2$#)# 2$#&'+*",( @,2 ./#(*)8+, -,(,/*'8, &'#(*)# *0 -,),& * +#(9"* ./%=%+'#A**.
F#<9 (,&.,)8=,(#'8&; C'*0 7#"',0 * =#.2&'*'8 %-, ( /#<,'2 ("#" ( *-/% ( 1,0*+,),
G3=#+ =#/%-*&'/*/,(#)# 1,0%++,% *0; www.apprenticevoicecoach.com. L+# &,&'#(*)#
0%1*# &.*&," D83-M,/"# (-1% ,+# :*)#) * +#A*,+#)8+95 0%1*# &.*&,", -,',(#; "
/#&&9)"% e-mail, 7#"&,(, FedEx * -,',(#; =(,+*'8 ( 22.01 ',-, (%$%/#, ",-1# C.*=,1
(951%' ( C7*/, &,,<4#; , ',0, $', &)%1234*0 2'/,0 ,+# 1,&'2.+# 1); *+'%/(83 *
",00%+'#/*%( +# '%02, "', (9*-/#), "', ./,*-/#) * .,$%02. ! ,<4%0 * A%),0, 09
(0%&'% /#=/#<,'#)* * ,/-#+*=,(#)* <,)%% 20 /#=+9B /%")#0+9B, 0#/"%'*+-,(9B,
.2<)*$+9B * ./,1(*-#34*B &'/#'%-*5 * *+*A*#'*(, ",',/9% +#$#)*&8 2'/,0 *
./,1,):#)*&8 ( '%$%+*% 3B 0%&;A%( .,&)% (9B,1# C.*=,1# ( C7*/. E#" "#" ; =#",+$*)
.*&#'8 C'2 "+*-2 1, ',-,, "#" (&% ./,*=,@),, ; +% 0,-2 &%5$#& &"#=#'8 (#0 ,
/%=2)8'#'#B, B,'; (9 0,:%'% +#5'* 1#)8+%5@*% 1*&"2&&** +# C'2 '%02 ( <%&.)#'+,0 email "2/&%, &(;=#++,0 & C',5 "+*-,5, ",',/95 (9 0,:%'% .,)2$*'8 +# &#5'%
www.nobsbooks.com. D, (#:+, ',, $', G3=#+ &1%)#%' (&%, $', 09 & +%5 =#120#)*, $',<9
=#.2&'*'8 "#" ( *-/% ( 1,0*+, C'2 %1*+&'(%++23, ( 1%5&'(*'%)8+,&'*, "/,@%$+23
(,=0,:+,&'8.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

74/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
! !!
! !
!
!"#$%&'()#"&*&+"',-'
! '
!
"#$%"#&!
! !!
!
!
!
! "#$%&', &()$*-+&,$-.' $ -/0$#&1&' -(2/-34(/3 5/678 4*1*' 0/3&9$+$:/-"*8
)(1*-3$. ! #$' ,1*)4$%&/3-. (,1*2/##*/ ,1/),*6*;/#$/: )/6&8, :3* 37 6<=$>?
)/6&3?, $ )/#?%$ " 3/=/ ,1$)(3. !*3 3(3 $ /-3? %$%&#3-"&., )70.2&.-., 4*#<:&. "(:&
/1(#)7! @-3/-34/##*, -:&-36$47/ -*=73$. -6(:&<3-., #* 1&+4/ 47 '*3$3/ ,*-3&4$3?
4&>/ =()(2// 4 +&4$-$0*-3? *3 )(1&5"$' -6(:&8#*-3/8?
A#/ #1&4$3-. 6/;&3? 4 %&0&"/. B 6<=6< :$3&3?. @-3? ,$55(. C0*31/3? 9(3=*6. B
4-/ /2/ )*6;/# -**=1&+$3?, "&" +&-3&4$3? 6<)/8 4-3&3? 4 *:/1/)? $ ,6&3$3? 0#/ +&
4*+0*;#*-3? ,*-0*31/3?, "&" . D3* )/6&<. E #/ 4&;#*, "&" -$6?#* . #&-6&;)&<-?
,*)*=#70$ 4/2&0$. A*/ #&-6&;)/#$/ 0*;/3 (0#*;$3?-., )/#?%$ #/3.
E)/. * 3*0, :3* 47 0*;/3/ )/6&3? 3*, :3* 4&0 #1&4$3-. $6$ " :/0( 47 :(4-34(/3/
-31&-3? $ =()?3/ (4/1/#7, :3* 47 ,1$3.#/3/ =*%&3-34*, %6(,&. $ 1/=.:/-"&.. F1*-&<2&.
47+*4, "*#/:#*. G* %6(,&. $ 1/=.:/-"&..
F*%&3-34* ,1$'*)$3 :/1/+ =$+#/-, $ =$+#/- )*6;/# =73? #&,1&46./0 17#"*0, ('
6$:#*8 1&)*-3?<. G&,1&46./0 17#"*0. C,$-*" 6<)/8, "3* ,1*-#(6-. (31*0, #&)/.-?,
:3* ( 4&- =()/3 -31&-3? $ 1&)*-3? -/%*)#., 4/1*.3#*, 0&6. H&3* -,$-*" 6<)/8, "3*
,1*-#(6-. (31*0 4 =*6/+#$, *3 "*3*1*8 *#$ *3:&.##* '*3.3 $+=&4$3?-., - ,1*=6/0&0$,
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

75/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#"$%& '()'" *$"+'" $&,-#., * '/0&)0/1- - 1&+#/1-, 023 -*4"2'&'-3 !"#"$%5 -1
'()'/ 4"1"6., - * 72/8"4$-3#'%1- 9":1")'"*#31-, !"#"$%& "'- 4$-1(#, &*2- #&
7(0(# 4$&02")&'%, ;#- *4-*!- 02-''%&. <*2- 9% 5"#-#& 4$-92&+. 1/!*-1(1 7"8/#*#9/
* 1-'-1/2.'%1- (*-2-31- :/ !"$"#!"& 9$&13, 9"# ="$1(2/: '/>0-#& #/!"> *4-*"!,
!"#"$%> 9/1 *1")&# *":0/#. 9/, *"7*#9&''%> 4$&9"*5"0'%> "#9&# '/ ;#"# 9"4$"*.
?% /'3-$.#$'09(* 5"#-#& -:7&)/#. !/#"$8-. @-!#" '& 1")&# 4"00&$)-9/#.
*"7*#9&''(A 1"#-9/B-A - 4$"0(!#-9'"*#. "+&'. 0"28", 4"!/ 7(0&# 9"92&+&' 9
0&3#&2.'"*#., !"#"$(A '/5"0-# (1"4"1$/+-#&2.'"> -2- #38"*#'">. C2- 4"!/
4$-5"0-#*3 9&*#- 0&2/ * 2A0.1-, !"#"$%& 4$&:-$/&1%, -2- 0&2/#. $/7"#(, '&
4$-'"*36(A (0"92&#9"$&'-3, -2- 4$"0/9/#. 4$"0(!#%, 9 !"#"$%& '& 9&$-,.. D#"
'/0&)'/3 0"$"8/ ! 7&0'"*#-. @", * 0$(8"> *#"$"'%, #"2.!" 0&2/3 #", +#" 9/1 '$/9-#*3,
'& :/1&+/3 #$&7"9/'-3 $%'!/, 4"+#- #/!)& "4$&0&2&''" 4$-9&0&# 9/* ! 7&0'"*#-.
E$/90/ 9 #"1, +#" 9% $&0!" 0"*#-8/&#& 9*&5 $&:(2.#/#"9, !"#"$%& 9% 5"#-#& 0"*#-+.,
#"2.!" "# #"> 0&3#&2.'"*#- - #&5 4$"B&**"9, !"#"$%& 9% 4$&04"+-#/&#&. F$&2"*#.
4"0$/:(1&9/&# 9%7"$ )&2/&1%5 $&:(2.#/#"9, / '& 4$-3#'"> 0&3#&2.'"*#-.
D#" #/!)& 4"4(23$'/3 1&#/=-:-+&*!/3 -0&3 '& 8"'-#&*. :/ 0&'.8/1-, *2&0(>#& :/
*#$/*#.A. G-. H 4-*/#&2., - 1'& '$/9-#*3 =$/:/ I/$!/ J9&'/ @-!#", !$"1& 82(4B/, '&
4-,&# '& :/ 0&'.8-. H *2%,/2, !/! 2A0- 8"9"$-2-, +#" -1 #/! *-2.'" '$/9-#*3 -5
$/7"#/, +#" "'- 8"#"9% 9%4"2'3#. &&, 0/)& &*2- 7% -1 - '& 42/#-2-. H 0(1/A, +#" ;#"
(#9&$)0&'-& 4(8/A6&& - "4/*'"&. K"80/ !#"-#" 9&0&# 7-:'&*, &1( '&"75"0-1" 0(1/#.
!/! 0&2"9"1( +&2"9&!(. E"+&1( 3 7% 4-*/2 #"2.!" $/0- #"8", +#"7% 4-*/#.? H 4-,( 023
/(0-#"$--, !"#"$/3 :/42/#-# 0&'.8-. C'/+&, ;#" 4"5")& '/ 0&$&9", !"#"$"& 8-7'&# 9
"#0/2&''"1, 4(*#%''"1 2&*(, '-!&1 '& *2%,-1"& -2- '& :/1&+&''"&. C 9 +&1 #(#
*1%*2?
E";#"1( 0/9/>#& 4"*#/$/&1*3 *'"9/ $/**#/9-#. '&!"#"$%& 4('!#%. ? 4$"-:9"2.'"1
4"$30!&:

!"#$%"&'''''''''''''()*&'''''''''''''''+),&-.'
'
'''''''''''''/0,12''''''''''/0,13,04'%5#1%'
'

L/1%> '&0&2"9"> 4"05"0 7%2 7%: *#$/*#., B&2., $%'"!, $%'"+'%> *4$"*, 0&'.8-.
M"'-#&*. :/ 9/,&> *#$/*#.A, 4$&'&7$&8/3 9/,&> B&2.A -2- 1-**-&>, '& "7$/6/3
9'-1/'-3 '/ $%'"! -2- $%'"+'%> *4$"*, - '/0&>#&*. 4$-92&+. 7"8/#*#9". H 4"9#"$A
9/1 *'"9/, '/0&)0/ '& 3923&#*3 *#$/#&8-&>.
N&2"9%1 4"05"0"1 7%2" 7%: $%'"!, $%'"+'%> *4$"*, B&2., *#$/*#., 0&'.8-.
C0&'#-=-B-$(>#& )-:'&*4"*"7'%>, 4$&04"+#-#&2.'" '&0"*#/#"+'" "7*2()-9/&1%>
$%'"!, "4$&0&2-#& $%'"+'%> *4$"* (+#" '/ '&1 #$&7(&#*3 7"2.,& 9*&8" - :/ +#" 7(0(#
42/#-#.), 4"#"1 (*#/'"9-#& *9"A B&2. - 0&2/>#& +#"-'-7(0. 023 ;#"8" $%'!/, !
!"#"$"1( 9% 1")&#& +(9*#9"9/#. *#$/*#..

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

76/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
! !!
! !
!
!"#$%&'()#"&*&+"',-'
! '
!
"#$%&'%()!*(+$!%,#!-(%!
! !!
!
!
!
! 1982 "#$% & ' (%)& #'(#*+) ,#-.+(/0 ' -1(231 41- 1,000.00$ ,+./5+)+, ,#5#6+&
.6/(1')+ -(1 -/))/#(7 $#))+6#* 8+ (1',#)2,# .#')1$%09/: )15 / $+)+ .#,%.+51)1;,
,#5#671 .6#$#)<+05 .#.#)(&52 -#; $#:#$ $# '/: .#6. =5# >7)+ ,)+''/41',+&
.61$.6/(/-+51)2',+& +):/-/& (/41"# ,6#-1 /$1/ * .#(1$1)2(/, / 100,000.00$
$#:#$+ , ')1$%091; .&5(/?1. @'5+5/ "#*#6&, 5#"$+ (1 >7)# A(516(15+. B/',%& '>/52
*+' ' 5#),%, & $+- *+- $15+)/, (# .61$%.61<$+0, 45# *7 $#)<(7 'C#,%'/6#*+52'& (+
.6/(?/.1.
! 5# *61-& * /($%'56// :/6#.6+,5/,/ /(C#6-+?/& / '#*157 # -+6,15/("1 /:
$1&51)2(#'5/, .6#$*/<1(// / %'.1:1 6+'.6#'56+(&)+'2 '61$/ *6+41; (+ $*%: ?1(#*7:
%6#*(&:: (+ %6#*(1 (1$#6#"/: ,(/" / ,+''15, #5 10.00$ $# 100.00$, / * */$1 -(#"#)15(/:
.6#"6+-- .# %.6+*)1(/0 .6+,5/,#; '5#/-#'520 $# 25,000.00$. / (/41"# (1 >7)#
.#'161$/(1. D+)11, .6#"6+--+ .# %.6+*)1(/0 .6+,5/,#; .6#$+*+)+'2 41618 -+)1(2,/1
>1'.)+5(71 **#$(71 '1-/(+67, ,#5#671 .6#*#$/)/'2 * 6+8(7: "#6#$+:. A * 618%)25+51
30 /)/ 40 *6+41; * "#6#$1 .#'19+)/ /:, (+$1&'2 .#)%4/52 .#-#92, (# 5#)2,# #$/( >7)
"#5#* 8+.)+5/52 5+,/1 $1(2"/. 8#9('-, :*$*";3 % -*9/,0, 9,1*0(#0 5$*$ ",9";.,
1<-$*$< (, ";(:', :*$*",% (,=*/#0,-> 1"%2* 1*-'"'/#('. E .#')1$#*+) 8+
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

77/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'(#', $)*+,%-%./'#' $)"-)%##0 $" 1$)%2,*&'. $)%!3'!"4. 5 6&"2% $)'7,'
30 ',' 40 2)%8*4 &% 6*#'&%), &" ( $)*+,"9', '# %,:3*)&%3'21 63"'#"63:. 2 300.00$500.00$. ;)%!3'8*6!' 100% '< &'= !1$','. >*)*< 36 #*6(?*2 @",** 8*# 10,000 '< 3",:!"
35,000 =')"$)%!3'!"2, !"3")0* <%&(30 2 A3"4 $)"B*66'', !1$',' "+'& ',' &*6!",:!"
&%7'= !1)6"2 $"3)(6%./%( 30% +",( )0&!%. C*48%6 <%@1+:3* " 26*= =')"$)%!3'!%=,
6*#'&%)%= ' !1)6%=. CB"!16')143*6: &% 2="9+*&'' 2 $1631. ',' $,"=" "@619'2%*#1.
&'71 )0&!%.
D 3" 2)*#( !"-+% #"4 !,'*&3 6"<+%, )*63")%&0 Steak n Ale (E(6" ' F,:), 19*
61/*632"2%," #&"-" #(6&0= )*63")%&"2 $*)2"-" !,%66% 3'$% Ruth Chris ' Morton, '
#&"-" "8*&: @.+9*3&0= #(6&0= )*63")%&8'!"2 3'$% Sizzler, &" *+2% 20 #"-,' &%43'
83"-3" $"6*)*+'&*. G& )%<)%@"3%, )*63")%&, !"3")04 !"#@'&')"2%, +"63"'&632% "@"'=
3'$"2, "/1/*&'* ' !%8*632" $*)2"!,%66&"-" )*63")%&% 6 ?*&%#', ,*9%/'#'
$"6*)*+'&* A3'= +21= $)*+*,"2. 5 "& 63%, "8*&: @"-%30#.
D 3*8*&'* ,*3 2%)'%&30 $13*7*632'4 6%#",*3"# 6"63"(,' '< $",*3"2 !"##*)8*6!'=,
31)'63'8*6!'=, $*)20= !,%66"2, 8%)3*)"2 "3 8%63&0= 6%#",*3"2 ',' $",*3"2 &%
6"@632*&&"# 6%#",*3*. H*6!",:!" !"#$%&'4, !"3")0*, !%! '<2*63&", 2!,.8%,' NetJets,
' 2 !"3")0* '&2*63')"2%, I"))*& J%BB*3 (Warren Buffet), &%7,' )0&"8&1. &'71
$"6*)*+'&*. D<(2 '+*. 3%4#-7*)"2 ' 8%63'8&"-" 2,%+*&'( '< 6B*)0 &*+2'9'#"63', "&'
6"<+%,' 6=*#1 8%63'8&"-" 2,%+*&'( 6%#",*3"#. E&"-'* <&%#*&'3"63', % 3%!9* CEO,
'6$",&'3*,:&0* +')*!3")% ' $)*+$)'&'#%3*,' 63%,' 2,%+*,:?%#'/!,'*&3%#' A3'=
!"#$%&'4. 5<2*63&0* ,.+', !"3")0= 20 <&%*3*, 3%!'* !%! E%)3% C3.%)3 (Martha
Stewart), 18%632"2%,' 2 3%!'= !"#$%&'(=, ' #&"-" +)1-'= ,.+*4, !"3")0= 20 &* <&%*3*.
F3' !"#$%&'' &%63",:!" =")"7" $"<'?'"&')"2%,' 6*@(, 83" 6#"-,' <%)%@"3%3: 2
$*)'"+ 3)%-*+'' 9/11. C)%<1 9* $"6,* 9/11 A3' !"#$%&'' &%2"+&',' &"20* $"!1$%3*,',
,.+', !"3")0* &* 9*,%,' 63)%+%3: "3 &*"9'+%&&" 2"<)"67'= &*1+"@632 ' $"3*)'
2)*#*&' &% "@08&0= !"##*)8*6!'= )*46%=. (K)%-*+'( "+&"-" 8*,"2*!% 26*-+%
2"<#"9&"63: +,( +)1-"-").
H*"@08&%( )0&"8&%( &'7% &* 26*-+% &%="+'36( $"6*)*+'&*, &" 8%63" A3% &'7%
,*9'3 #*9+1 !)%4&'#' $)*+*,%#' ?*& ',' )%6$","9*&'(. 5&"-+% &'7% &%="+'36( &%
6%#"# 2*)=1. E"4 !,'*&3, +"!3") >%),:< E%)3'& (Charles Martin) (2,(*36(
206"!"!,%66&0# !"6#*3'8*6!'# 63"#%3","-"# 2 "B'6* 2 6$%-63',( K%+9-E%=%,%, 6
=%)%!3*)&0# +,( 3%!"-" #*63% 7')"!'# 6$*!3)"# 16,1- +,( $%?'*&3"2, "3
#'&*)%,:&"-" 2"6!% +,( )1! ' #%66%9% +" !"B*-,%33* ' $*8*&:( 62*9*4 20$*8!'. L-"
6)*+&(( $,%3% &% 200%-500% 207*, 8*# 1 *-" !"&!1)*&3%, )%6$","9*&&"-" $"
6"6*+6321. 5&"-+% &'7% ,*9'3 2 6%#"# &'<1 ="3( #&* "@08&" &* &)%2'36( A3" #*63".
K*# &* #*&**, Wall-Mart, !"&*8&", $)*+63%2,(*3 6"@"4 $)*+*,:&04 $)'#*), &% +%&&04
#"#*&3, <%=2%8*&&"4 $163"4 &'7' ' 2 6%#"# &'<1 ?*&"2"4 ,*63&'?0, ', $"&%8%,1, ' 2
3*= #*63%=, !"3")0* @0,' $)"'-&")')"2%&0 +)1-'#' 3")-"20#' 6*3(#'. 5&"-+%
2"<#"9&"63: &%="+'36( 2 6$"6"@* )%6$)"63)%&*&'(. E"4 +)1-, $"!"4&04 L. M9"<*B
N"66#%& (E. Joseph Cossman), -1)1 <%!%<"2 $" $"83*, 6"<+%, )%<,'8&0* @'<&*60 &%
#',,'"&0 +",,%)"2 &% $)"+1!3%=, $)"+%2%*#0= '= $)"'<2"+'3*,(#' 3",:!" 6
$"#"/:. "+&"-" ',' +21= 6$"6"@"2 +'63)'@:.?''. G& "@*6$*8', 6*@* A!6!,.<'2&0*
$)%2% &% 3* !%&%,0 +'63)'@:.?'', !"3")0* @0,' $)"'-&")')"2%&0. E"4 +)1-, M9"
O1-%#%& (Joe Sugarman) 2<(, 6",&?*<%/'3&0* "8!' 2 3*,*2'<'"&&0* )*!,%#&0*
)",'!', $"3"# &% !%&%, QVC. N"#$%&'( Omaha Steaks $)"63" $)"+%2%,% 63*4!' $"
$"83"20# <%!%<%# ' $"63%2,(,% '= !,'*&3%# 6 $"#"/:. A!6$)*66- +"63%2!' UPS.
N"6#*3'!%, $)"+1!30 $" 1="+1 <% !"9*4 ' $)"+1!30 $" ,*8*&'. $)0/*4 '#*.3
+,'&&1. ,'&*4!1 ?*&, "3 6%#0= &'<!'= &% )%6$)"+%9%= +" @%6&"6,"2&0=, ' $)"+%.36(
8*)*< !"6#*3'8*6!'* "3+*,0 2 @",:7'= #%-%<'&%=, 6$*?'%,'<')"2%&&0* #%-%<'&0,
!'"6!' 2 3")-"20= ?*&3)%=, !%3%,"-' ' $)(#0* $)"+%9' ' !"#$%&'' 6*3*2"-"
#%)!*3'&-% 3'$% Avon, Amway ',' Mary Kay. N"#$%&'( Guthy-Renker, #"4 $"63"(&&04
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

78/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&, ' &$($%#$ )$!*)+ ,-"*)*" .$*"/%, ),0#%#.123#0 !*%*",0 )#4&.#-/25##
($.$6 .*6.*-,&*%%+$ 7, 0,$01 %*4&,8%#2 .$!"*0%+$ .,"#!# %* 9:, ' !,&,.+;
'+4&17*"# :#!&,.#8 <.#%4#7*" (Victoria Principal), =,%# >$""$!* (Konnie Selleca),
>26*% ?1((# (Susan Lucci) # ).1@#$ 6%*0$%#&,4&#, .$!"*0#.123#$ 7.,)1!&+ ProActive )"8 "$($%#8 7.+3$A.
:*0 %$,-;,)#0, %*A&# #)$*"/%+A 7.,0$B1&,! (%#C1), (&,-+ $@, 6*7,"%#&/ ',&
4,4&*'%*8 (*4&/ 0,$@, '*0 4,'$&*, ',60,B%,, -,"$$ 7,);,)83$@, )"8 ,)%,A #6 0,#;
0*.!$&#%@,'+; !%#@, ($0 )"8 D&,A !%#@#. E, 8 '!"2(#" $@, 42)* 4 ,7.$)$"$%%+0
%*0$.$%#$0, !*! #""24&.*5#2 &#7* 0+C"$%#8, !,&,.,$ 7.#&8@#'*$& -,@*&4&',. ="#C$
- )10*A %$4&*%)*.&%,. F 7,"*@*2, (&, D&, !"#C$, 7,&,01 (&, ,%, &*! %*7,"%$%,
7.*'),A. G*B$ 4,,-.*6#&$"/%+A, 10%+A # %*7,.#4&+A 7.$)7.#%#0*&$"/ 7,@.1B*$&48 '
4&*%)*.&%,$ 0+C"$%#$. ?$@!, # ,7*4%, '#)$&/ %*C# ',60,B%,4&# &,"/!, ' &$.0#%*;
7,4&$7$%%, ',6.*4&*23#; 1"1(C$%#A &,@,, (&, 0+ 1B$ )$"*$0, #"# 47,4,-,' &,@,, (&,
0+ )$"*$0, 413$4&'$%%, %*"$@*8 %* ,.)#%*.%,$ '#)$%#$ '$3$A. F @,.) &$0 H*!&,0, (&,
7.#;,)83#$ !, 0%$ %* !,%41"/&*5## !"#$%&+, !,&,.+$ 4&*%,'8&48 1(*4&%#!*0# 0,#;
!,1(#%@,'+; @.177 #"# 7,4$3*2& 0,A $B$@,)%+A 4$0#%*. Renegade Millionaire
Retreat*, (*4&, @,',.8& ,)%1 # &1 B$ '$3/: F 4&*" )10*&/, !*! )10*$& =$%%$)#, 8 -+" '
,)%,0 -#6%$4$; 8 7$.$C$" ' 7,"%,4&/2 ).1@,A, -$4!,%$(%, "1(C$ # -,"$$ 5$%%+A
-#6%$4.

* !"#$%&'()* $ &$)+ ,%$-%'&&'+ Renegade Millionaire


Retreat, Renegade Millionaire System ) ./%"'01 Renegade
Millionaire 2&$3%)31 "' 2'431
www.renegademillionairesystem.com.

9:;*. . $*2, <$*): .#/'$= $*, <'+* $,2 ('$. : !*($4&'$ 7.#0$.* ',6/0#&$
4"$)123$$ 1&'$.B)$%#$ >IJ !,07*%## Home Depot, !,&,.,$ ,% '+4!*6*" ' #%&$.'/2 '
2003 @,)1:
>?-1'"$: +*.*"%$, <$* @ (,- ":(*? (, 400 )#00#*(*. /*00,"*., 1*$*2@ <$*
5$* ":(*? /0% (,A#B 1"*/@?$*. CDEF4GH. G* % .,2 -?,&@, <$* @ (,- ":(*? (,
900 )#00#*(*. /*00,"*.. I: J*?@-#"@'2-% (, 1"*/,&,B ",;(:2# -1*-*),2#
1"*J'--#*(,0=(:2 1*/"%/<#?,2 # 5$*$ ":(*? -,2 1* -')' *K'(#.,'$-% . 300
)#00#*(*. /*00,"*.. L:(*? 2:-/'0,'2-5$*-/0%-.,- - 5$* /"@+*3 ":(*?,
*K'(#.,'2:3 . 200 )#00#*(*. /*00,"*..
: 2003-2004 @,)*; Home Depot %* 26% 1'$"#(#"* 7.,)*B# 14"1@# 0,%&*B* %* ),01
# 14"1@ 4)$"*A-D&,-)"8-%#; !"#$%&*0, !,&,.+; ,%# %*6+'*2& 4',-,)%, &.*&83#0#,
4)$"*A-D&,-)"8 0$%8-4$A(*4 7,!17*&$"80#.
=,%$(%,, $4"# '+ &3*&$"/%, 7.,*%*"#6#.1$&$ '4$ D&,, 413$4&'1$& &,.@,'"8, '
.$61"/&*&$ !,&,.,A ),""*.+ 7$.$;,)8& #6 ,)%,A !*&$@,.## ' ).1@12, 7,D&,01
),-*'"$%#$ !*B),A ! '$.;1 ).1@,A #""26,.%,. 91& $4&/ ),713$%#8, 6*4"1B#'*23#$
,&)$"/%+; ',7.,4,'. K,&8 @"*'%,$ 6*!"2(*$&48 ' '#)$%##, 47,4,-%,4&# >IJ '#)$&/,
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

79/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$ %&' "(" )"%, *+,"%- .&.$/0 + *$.'$1)$2%+, 342%0" +5+ )",$2%&%$!)$
$62541+*&"'0" /0)$!)0" )+7+. 17 8"*/&59 2005 #$,& * *0342:" USA Today 605&
)&3"!&%&)& 2%&%-9 * )&4!)$' /&.,"5", $.&#5&*5"))&9 ;<=>?@>AA< A<=BC
;D<;<E F<G<, HIH ;J<F?>FK AI JL?.
E+5 G5&M."/ (Bill Glazer) +23$5-.$*&5 "#$ * :&!"2%*" .&#$%$*:+ ,59 3/$,&1)$#$
3+2-'& ,59 3/$#/&''0 Renegade Millionaire Retreat, #$*$/9: E$5"" *&1)0' ,59 '")9,
!"' 3/$2%$ '+55+$)0 ,$55&/$*, 9*59"%29 %$, !%$ NO), 3$!%+ 64:*&5-)$, 3$:&.&5 ')"
2$*"/7"))$ )$*0M 23$2$6 %$#$, :&: 2'$%/"%- )& '+/.
<) 3/$,$51+5 3+2&%-: ;4("2%*4"% %029!+ + %029!+ 5P,"M, :$%$/0" *",4% '&50M
6+.)"2, + :$%$/0" 2"M!&2 2%&5+ 3/",3/+)+'&%"59'+ 2 ')$1"2%*"))0'+ 3$%$:&'+
,$Q$,&, :$%$/0M $)+ 2"6" )+:$#,& )" 3/",2%&*595+, 2 :5+")%2:$M 6&.$M, $ :$%$/$M $)+
)+:$#,& )" ,4'&5+, *02%&*599 R")0 + 35&%4, $ :$%$/0Q $)+ )+:$#,& )" 3$'07595+, +
64,4!+ %"'+, :$#$ /&.02:+*&P% :5+")%0, *'"2%$ %$#$, !%$60 60%- %"'+, :%$ 2&' ,$51")
#)&%-29 .& 6+.)"2$'.
S 3/+:/"3+5 O%4 #&."%4 : '$"M ,$2:" $6T9*5")+M, * :&!"2%*" '$"#$ 2$62%*"))$#$
)&3$'+)&)+9 $ 3/",3+2&)++ 3/$,$51&%- 2'$%/"%- )& '+/, )& '$M '+/ + )& '+/ '$+Q
:5+")%$* 2$*"/7"))$ )$*0' 23$2$6$' !&2%$.
6,9 .: 2*&'$' 1"*/*0&,$; /<2,$; * -.*#= .*>2*&(*-$%=, )</<?# +#)9#2,
1"*.*"(:2 # /<2,% ('-$,(/,"$(* .2'-$* $*+*, ?$*): /<2,$; -$,(/,"$(*? ;&'0M
*&1)0M :5P! : O%$'4 60%- $%:/0%0' : ')$1"2%*4 +,"M, +)8$/'&R++, )$*$2%9',
+2%$/+9' ,"5$*$#$ 423"Q& + 5P,9', :$%$/0" )&Q$,9%29 *)" *&7"#$ 6+.)"2& + *&7"M
+),42%/++. S )&3+2&5 ,/4#4P :)+#4 * 2"/++ NO B.S. %$5-:$ 3$ O%$M 3/+!+)": NO B.S.
Direct Marketing for NON-Direct Marketing Businesses. =&' )"$6Q$,+'$ !+%&%- +5+, 3$
:/&M)"M '"/", 3/$5+2%0*&%-, )" %$5-:$ 14/)&50 *&7"M $%/&25+, )$ %&:1" 14/)&50 +.
,/4#+Q $%/&25"M. U+%&%- Q$/$7+", +225",$*&%"5-2:+", 2 2&'$M 2$*/"'"))$M
+)8$/'&R+"M /&2205:+ (3$,$6)$ '$"M!). =&' )41)$ ')$#$ +,"M, 3/+'"/$* +
+)8$/'&R++, 3/+%":&P(+Q : *&' +. ,/4#+Q +2%$!)+:$*. E$5-7+)2%*4
3/",3/+)+'&%"5"M :&1"%29, !%$ $)+ ,"M2%*4P%, :&: 64,%$ $)+ &'&)+%05, .&3"/%0" *
%"2)$' 2$$6("2%*".
S '$%+*+/4P 5P,"M 4!&2%*$*&%- * :$4!+)#$*0Q #/433&Q + '&2%"/-#/433&Q
(mastermind group), )&7+Q +5+ ,/4#+Q. =&' )41)0 2*9.- 5+!)&9 +5+ !"/".
%"5":$)8"/")R++ 2 ,&5-)$*+,)0'+, 3/$#/"22+*)0'+, #+6:+'+, +))$*&R+$))0'+ +
423"7)0'+ 3/",3/+)+'&%"59'+. = '$+Q #/433&Q "2%- !"5$*":, :$%$/0M *5&,""%
:$'3&)+"M 3$ 3$:/&2:" ,$'$*, + :$%$/0M * %"!")+" )"2:$5-:+Q 5"% 3/+24%2%*+9 *
#/433&Q ,$6&*+5 4254#4 3$ $:$)!&%"5-)$M $%,"5:" %"//&2 + 4254#4 '&2%"/& )& *2" /4:+.
>2%- *5&,"5"R :$'3&)++ 3$ 3/$,*+1")+P 3/$,4:%$*, :%$ !"/". )"2:$5-:$ 5"% 42+5+5
2*$P :$'3&)+P "(" $,)+' 3/+$6/"%")+"' + %&:1" ,$6&*+5 2$*"/7"))$ )$*0M 6+.)"2.
>2%- %&:1" )"2:$5-:$ &,*$:&%$*, 2%$'&%$5$#, +.$6/"%&%"5- + 3/$+.*$,+%"5-, *5&,"5"R
7:$50 6$"*0Q +2:422%* + 8/&)!&M."/, 3/$8"22+$)&5-)0M %/")"/ 3$ 3$2%&)$*:" #$5$2&,
)"2:$5-:$ !"5$*": +. +),42%/++ )",*+1+'$2%+, 2$*"%)+: 3$ 35&)+/$*&)+P 4!"60 *
:$55",1" + )"2:$5-:$ :$)245-%&)%$* +. /&.)0Q +),42%/+M. E$5-7+)2%*$ 3/+75$,
*5&,"9 $,)+' 2%&),&/%)0' 6+.)"2$'. <)+ +23$5-.$*&5+ *$$6/&1")+", O*$5PR+P +
/"*$5PR+P, !%$60 /&./&6$%&%- ')$1"2%*"))0" *.&+')$ 42+5+*&P(+" 6+.)"20. <)+
*0)"25+ $#/$')4P 3$5-.4 $% +,"M ,/4# ,/4#&, $2%/0Q + 2%+'45+/4P(+Q *$3/$2$*, +
3$,,"/1:+. LQ $6T",+)9"% $,)& $6()$2%- 3/+605- + 6$#&%2%*$, 8+5$2$8+9 +
+23$5-.$*&)+" 2%/&%"#+M 3/9'$#$ '&/:"%+)#&. V%$ %$% %+3 3$,,"/1+*&P("#$
$:/41")+9, * :$%$/$" *&' )41)$ *$M%+ +5+ 2$.,&%- ,59 2"69. <!")-, $!")- %/4,)$
3/+*5":&%- 6$#&%2%*$, /&6$%&9 * *&:44'".

I'&)+%0 &'"/+:&)2:&9 2":%& 3$25",$*&%"5"M "3+2:$3& I''&)& (XVII *":).

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

80/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
! !!
! !
!
!"#$%&'()#"&*&+"',-'
! '
!
"#$%$#&!'(%"#)!
! !!
!
!
!
!"#$ %& '($) #*+, 50+, $#$ %,' -,.* 40+, '(.*+ /&+0, -,.* 30+, (1*20 %*3(4+2(,
1+( %& -5',*+* 63(%$27$,#02(. 8& 63*-6(1$+,*+* %*"+$ /$92*" " 6("+,%:$;,'$ %
63*-*#,) #*<;( -("+$.$'(<( 3,""+(42$4. !"#$ %& %#,-**+* '*"+2&' /$92*"(', %&
/5-*+* -5',+0, <#,%2&' (/3,9(', ( ',3;*+$2<* 2, '*"+2(' 53(%2* -#4 '*"+2&)
;#$*2+(%. !"#$ %,' '*20=* 35 #*+, %& 3("#$ %'*"+* " 3,9%$+$*' >2+*32*+,, 1+( ",'( 6(
"*/* -,*+ %,' -35<5? +(1;5 93*2$4. >9-9, +(<(, 1+( 4 +4<(+*# ; +('5, 1+( 2,9&%,#("0
9,;,9(' 6( 6(1+*, $ 5 '*24 2$;(<-, 2* /&#( /$92*", 6( (/"#5.$%,2$? ;('6,2$@ %
(A$",), 4 2$;(<-, 2* 9,'&;,#"4 2, %*-*2$$ /$92*", 2, '*"+2(' 53(%2*. B -35<(@
"+(3(2&, $9-9, '(*<( %(93,"+,, -#4 '*24 %"* *:* 4%#4*+"4 *"+*"+%*22&' -5',+0 ";(3**
63(%$27$,#02(, 1*' <#(/,#02(.
C#4 63$+4.*2$4 /(<,+"+%, 2* "5:*"+%5*+ <*(<3,A$1*";$) <3,2$7. D(#0=$2"+%(
/$92*"(% '(<5+, $ $' "#*-5*+ 3,93,"+,+0"4 $ 3,"=$34+0"4 -, 2,7$(2,#02&) $#$
'*.-52,3(-2&) 63*-*#(%. E+( #*<;( 6(24+0 % /$92*"*, 6(-(/2&' '(*'5:
$2A(3',7$(22(' /$92*"*. F '(<5 6("#,+0 3,""&#;5 ;5-, 5<(-2(. >2+*32*+ 5";(3$# $
(/#*<1$# <#(/,#02(* 3,"63("+3,2*2$* '(*@ #$12("+$ $ "((/:*2$@. G*"'(+34 2, +(, 1+(
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

81/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


! "#$% &'#()* +,-. "*-#$/0.# 0.-12#'3&. 4.)41'210.& 1 !2*'3$10.& ".15 (6!44 7*
(6*$18#9, '#(.)$% ).5.) .3 $15 '.'3*&-%#3 30% ".#(. +17$#'*. :. 9,&/*2: '-#)!#3
&,5.)13/ ' "#'3$.(. 1-1 6#(1.$*-/$.(. !6.&$% $* $*81.$*-/$,9 1-1 "#;)!$*6.)$,9.
<.7&.-/3# 461&#'31 &*" $#'0.-/0. 461"#6.&.
=*61$ >*6"*$ (Darin Garman) +,- +6.0#6." & $#)&1;1".'31, '4#81*-1716!?@#"'%
$* "$.(.0&*6316$,5 )."*5 1 0.""#62#'0.9 '.+'3&#$$.9 & A3*3# B9.&*. C'3#'3&#$$.,
+.-/A1$'3&. #(. 4.0!4*3#-#9 1 1$&#'3.6.& 3*0;# +,-1 17 B9.&,. D$ +,- $#&#6.%3$.
!'4#A#$, 4.E3."! .$ 0.$36.-16.&*- 70% &'#5 4.).+$,5 36*$7*0819 $* #(. 4#6&12$."
(#.(6*F12#'0." 6,$0#, Cedar Rapids 1 4. '.'#)'3&!. <. ".#"! $*'3.%$1?, .$ $*2*$*81.$*-/$!? 6#0-*"! & 17)*$1%5, 3*015 0*0 Forbes 1 Investors Business Daily, 23.+,
461&-#2/ 1$&#'3.6.& '. &'#9 B"#6101 & 0.$'#6&*31&$,# 1$&#'31811 & $#)&1;1".'3/
& '#6)8# B"#6101. G#(.)$% '&,A# 4.-.&1$, &'#5 #(. 46.)*; '.+'3&#$$.'31 & B9.&#
46.1'5.)13 7* '2#3 1$&#'3.6.& 17 :/?-H.60*, I*-1F.6$11 1 46*0312#'01 17 0*;).(.
)6!(.(. A3*3*, +.-/A1$'3&. 17 $15 =*61$ -12$. $# 7$*#3 1 $10.()* ' $1"1 $#
&'36#2*-'%. C'3/ "$.(. 46#1"!@#'3& & 461&-#2#$11 1$&#'3.6.& '. &'#9 B"#610#, 2#" &
3.", 23.+, 1'0*3/ 15 $* "#'3$." !6.&$#. :*461"#6, .$1 "#$## 2!&'3&13#-/$, 0 8#$*",
$# 46#)!+#;)#$, 17-7* 3.(., 23. .$1 7$*?3 0*0 ;13#-1 A3*3*; .$1 461$1"*?3
6#A#$1% $* .'$.&# 1'0-?213#-/$. "*3#"*312#'015 .8#$.0 1$&#'31819. J*0;# 5.3%
'!@#'3&!#3 .2#&1)$. .(6*$12#$$.#, 0.$#2$.# 0.-12#'3&. +.(*3,5 -?)#9,
7*1$3#6#'.&*$$,5 &. &-*)#$11 "$.(.0&*6316$,"1 )."*"1 & Cedar Rapids, '!@#'3&!#3
'.&#6A#$$. $#.(6*$12#$$.#, +#'0.$#2$.# 0.-12#'3&. 3*015 +.(*3,5 -?)#9 &. &'#9
B"#610#. =*-## 4. ".#"! $*'3.%$1? =*61$ '3*- 6*+.3*3/ ' 1$&#'3.6*"1 7*(6*$18#9.
J*0;# ", ' $1" &"#'3# 6*+.3*-1 $*) 6*76*+.30.9 $#.+,2$.(. 314* 1$&#'3181.$$.(.
1$'36!"#$3* 1-1 F.6"*3*, .46#)#-#$$.(. 314* F.$)*, 0.3.6,9 4.7&.-%#3 1$&#'3.6*"
&.931 & 6,$.0 ' $#+.-/A1"1 '!""*"1 1/1-1 6*7)#-13/ '&.9 61'0 '6#)1 6*7$..+6*7$.9
'.+'3&#$$.'31 ' (*6*$31#9 "1$1"*-/$,5 (.).&,5 4.'3!4-#$19; ' 3*01"
1$&#'316.&*$1#" ).'%(*#".'3/ 1$&#'3.6.& +!)#3 (-.+*-/$,".
KE3 L#6#9 (Matt Furey), 0*0 1 %, *&3.6. C(. 4#6&*% 0$1(* 4. F13$#''! !*/+*$*.9, 9
/'3-$.#%2 . )*; (Combat Conditioning) &'# #@# +#'3'#--#6 (5.3% .$* $10.()* $#
$*5.)1-*'/ & '41'0# +#'3'#--#6.&). M 3#2#$1# ).-(.(. &6#"#$1 #)1$'3&#$$,9 '4.'.+,
0.3.6," *&3.6 4,3*-'% 0.$&#6316.&*3/ '&.1 7$*$1% 1 1$3#--#03!*-/$!? '.+'3&#$$.'3/
& +.(*3'3&., 4.)6*7!"#&*- 46.)*;! 0$1( 2#6#7 0$1;$,# "*(*71$, 4. .2#$/
.(6*$12#$$," 0*$*-*" 6*'46.'36*$#$1%. KE3 4.-$.'3/? 46.1($.616.&*36*)181.$$!? 17)*3#-/'0!? 1$)!'361? 1 '*" 46.)*- '.3$1 3,'%2 0.419 2#6#7 '&.?
'.+'3&#$$!? 6#0-*"! 46%".(. .30-10* & ;!6$*-*5 1 $* '&.#" &E+-'*93#. :. )-% KE3*
0$1(* 3.-/0. $*2*-.. C'-1 &, 4.'#313# '*93 www.mattfurey.com, &, 4.4*)#3# $*
'.&.0!4$,9 '*93, '.)#6;*@19 $#'0.-/0. '*93.&, e-mail 6*'',-.0 1 )6!(15 &1).&
.$-*9$ "*60#31$(*, (#$#616!?@15 "1--1.$, ).--*6.& & (.). KE3 36*313 )&* "#'%8* &
(.) $* 0."+1$*81? .3),5* 1 1''-#).&*3#-/'015 3!6.& & I13*9, 46.&.)13 .(6."$.#
0.-12#'3&. &6#"#$1 '. '&.#9 '#"/#9 1 6*+.3*#3, 0.()* 4.;#-*#3. N 0.$'!-/316.&*- 1
.+!2*- KE3* $* 0*;).9 '3*)11 #(. +17$#'* 1 '.&'#" $#)*&$. 46.)*- #"! .)$! 17 ".15
17)*3#-/'015
0."4*$19
(The
Psicho-Cybernetics
Foundation,
www.psychocybernetics.com). C(. '.&#6A#$$.# &-*)#$1# O$3#6$#3." 46#&6*@*#3 2#-.&#0*,
;1&!@#(. & 17.-16.&*$$." (.6.)0# BF(*$1'3*$*, *"#610*$'0.(. '.-)*3* $* +*7#,
6*'4.-.;#$$.9 7* (6*$18#9, 1-1 ".-.).(. 2#-.&#0* 17 4#'0.& BF6101 & 3*0.(. ;#
6#$3*+#-/$.(. 0-1#$3*, 0*0 1 3.3, 03. 7*$1"*#3'% & "#'3$." (1"$*'312#'0." 7*-#. :.
KE3 1 $# .)1$.0, 1 $# %&-%#3'% (-.+*-/$. 6*'A16%?@#9'% '1-.9 O$3#6$#3*,
.(6*$12#$$.9 0$1(*"1, 0*''#3*"1 1 )6!(1"1 1$F.6"*81.$$,"1 46.)!03*"1.
<.)!"*93# . 8#-.9 1$)!'3611, .'&.+.;)#$$.9 .3 "#'3$,5 1-1 "#'3$.#-)-%"#c3$.(. (6*$18 ' 4.".@/? 46%".(. "*60#31$(*: 7*0*7, 4. 4.23#, 7#-#$,#
"#;)!(.6.)$1# 3#-#F.$$,# $."#6*, O$3#6$#3. M'# $# 3*0 0*0 +,-. "$.(. -#3 $*7*),
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

82/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$% &$'()*+&((,- ).")"/"-, !"*"0,- +, -"#1' !2.'*3 '1' .0"$%*3 %!4'', /,1 +%5
-&)*(,6 /0"!&0 + &#" -&)*("- "7')&. 8(*'!+%0'%* .0"$%+%1)9 + %(*'!+%0(,:
-%#%;'(%:, .0&$-&*, ')!2))*+% + #%1&0&9:, % (& (% eBay '1' +</-)%6*%:.
=%>& $")9#%&-")*3 .0"7&))'"(%13("6 +0%?&/("6 .0%!*'!' +,51" '; 5*' -'13("#"
0%$'2)% + -'0. @%- *"13!" (&"/:"$'-" .0"1')*(2*3 )*0%('4, >20(%1"+, ;%)2(2*,: +
!%0-%(, +.&0&$' )*"9A': !0&)&1 + )%-"1&*%:, ' +, "/(%02>'*& )*0%('4,, ."1(,&
0&!1%-(,: "/B9+1&('6 !")-&*'?&)!': )*"-%*"1"#"+, +0%?&6, 1&?%A': *2((&13(,6
)'($0"- ;%.9)*39 ' +0%?&6, 1&?%A': -&(".%2;,. C(' 0&!1%-'02D )&/9 + (%4'"(%13("-%)5*%/&, .0'+1&!%9 .%4'&(*"+, !"*"0,& 1&*%D* ! ('- )" +)&6 )*0%(,. E"?&-2 (&!*",
>'+2A'6 + 5*%*& F11'("6), &$&* ! )*"-%*"1"#2 + G3D)*"(, + H&:%)? I)1' +, ?'*%1'
+('-%*&13(" <*2 !('#2, +, ."6-&*& 0,("?(,& )'1, ' J%#('*, E0'*9>&('9 K"#%*)*+%,
!"*"0,& $&1%D* *%!"& +";-">(,-. J&>$2 .0"?'-, 9 >'+2 + C#%6", % -"6 )*"-%*"1"# +
L'?-"($&, + @'0$>'('', ' -"6 .&0)"(%13(,6 *&0%.&+*, !"*"0,6 ."-"#%&* -(&
).0%+'*3)9 ) -"'- $'%/&*"- (/&; .0".')%((,: 1&!%0)*+), >'+&* + M%( 8(*"('", +
H&:%)&.
N"#$% +, .&0&)*2.'*& #&"#0%7'?&)!'& #0%('4,, +, -#("+&((" ' %+*"-%*'?&)!'
2+&1'?'*& )+"D )'12 .0'*9>&('9 /"#%*)*+% ' +";-">(")*&6.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

83/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"',-'
!'
!
"#$%&!'%$()*$(&!
! !!
!
!
!"#$%&" '()*+,-*./ -#*0$#/1$- 2,%&$'"-, '3"#/3" 0$&$4 "&, "5,0*6. ("#78,./
'$4"0&9, %*-.)*, &* '#$076:$; &$0$#$.
<"#/+,&'.-" ,4)*6. )"#/ '#$(=> #78&,3"-. ? &$@&"4,> $'./ 9'&=$, "()$0$#$&&=$
"5,0*&,9. A." -"(,6:*9 &$2)$5&"'./, .*3 3*3 "5,0*&,9 ,@$6. 0$#" ' )$%7#/.*.*@,.
A." .*35$ 7()*-#$&8$'3*9 >*#*.&"'./. B*@ )$+*./ 3#68$-"$ '#"-" "'9,$: '3"#/3" 0$&$4 -= ("#78,.$ '$4"0&9, &* C."; &$0$#$, - C."@ @$'91$, - C."@ 4"07, %*)*&$$,
"'&"-=-*9'/ &* -*+,> @*)3$.,&4"-=> , 7()*-#$&8$'3,> (#*&*>, -*+,>
%*(#*&,)"-*&&=> 0$;'.-,9> , ,&,1,*.,-. D'#, -= &* 2").7 '*@"#$.* , '()*+,-*$.$
(,#".*: E70* @= #$.,@ '$4"0&9? B" '3"#/3" (" )*'(,'*&,6 @= .70* (),270$@?, * "&
&$ 7-$)$&, -=>"0,.$ &$@$0#$&&"!
F#9 (,#".* 2,%&$'*, '$4"0&9+&$$ @$'." &*%&*8$&,9 , -)$@9 (),2=.,9 ,%@$)96.'9 0"##*)*>, ("'.7(*6:,> &* 2*&3"-'3,; '8$., ("37(*.$#$;, (),-#$8$&&=> 0#9 )*%-,.,9
2,%&$'*, , $:$ &$'3"#/3,> 3#68$-=> (*)*@$.)*>. D'#, -= &$ 7-$)$&= - .*3,> -$:*>,
-$)"9.&"'./ (),2=.,9 - ()*-,#/&"$ @$'." &*%&*8$&,9 (" '#78*;&"@7 '.$8$&,6
"2'."9.$#/'.- &$ -$#,3*.
G()"',.$ )$'.")*.")*: E*3"; 0">"0 -= ()$0("#*4*$.$ ("#78,./ '$4"0&9? H&
".-$.,.: I &$ %&*6. J*-,',. ". ."4", 3." (),0$.. A." (*)+,-=; ".-$..
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

84/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$ %& %'(')' *'")+*,--&. /$0-'", 1 %," (+#2-, /&)3 +4'-3 5+*+6'' 7+-$8,-$'
)+9+, ":+#3:+ #;('. 7*$(') : %,8, '"#$ -' )+9+, :)+ 7*$('). < %," '")3 :#$'-)&,
:+)+*&' :17$#$ 4#'-":$' :,*)&, ),:$8 +/*,0+8, %& "-$8,')' " -$5 7#,)1 7'*%+9+ 4$"#,
:,2(+9+ 8'"=>, $ 7+"&#,')' $8 5 :17+-+%. ?& 7+"#,#$ +7*'('#'--+' :+#$4'")%+
7+0(*,%$)'#3-&5 +):*&)+: -, (-$ *+2('-$= " :17+-,8$ 0, -'('#; (+ "'9+ (-=. ?&
*,0+"#,#$ 7+ @,:"1 -'('#3-+' "7'>$,#3-+' 7*'(#+2'-$' %,6$8 :#$'-),8, :)+
7*$5+($) : %,8 -, /$0-'"-#,-4. A 1 %," '")3 +7*'('#'--&' +2$(,-$= % +)-+6'-$$
%,6'9+ /$0-'",, +"-+%,--&' -, %"'. B)+. ,:)$%-+")$.
C)+ 7*$%+($) -," : /+#36+. )'8' + ="-+")$. D"-+' 7+-$8,-$' )+9+, 4)+ %& -'
5+)$)', 4)+ %& ('.")%$)'#3-+ 5+)$)', (+5+(, :+)+*1; %& +2$(,')' 7+#14$)3, 4$"),=
7*$/&#3, :+)+*1; %& +2$(,')' 7+#14$)3, $ 7*$4$-&, #'2,E$' % +"-+%' %,6$5
+2$(,-$.. D (+#9+ 17*,%#=# "%+$8$ ('#,8$ -, +"-+%' >$@*, 0-,=, :,:1; 8$-$8,#3-1;
"1881 (+#2-+ ")+$)3 8+' %*'8=, :,:+. 7*+':) (+#2'- /&)3 0,71E'- $ :,:$' 7*+(,2$ =
"+%'*61 "+ ">'-&, :+9(, 7+=%#;"3 7'*'( ,1($)+*$'.. D 7*+:#,(&%,# :1*" ('-3 0, (-'8,
-'0,%$"$8+ +) )+9+, 7+7,(,# = % *,"7$",-$' $#$ -'), 4)+/& (+")$43 8+'. >'#$ 7+
7+#14'-$; (+5+(, $ /+9,)")%, % -'('#;, 8'"=>, :%,*),#, 9+(. !"#$ %& -' 0-,')', $(')'
%& 7+ *,"7$",-$; $#$ -'), /3;"3 +/ 0,:#,(, 4)+ -'). !"#$ %& (,')' +>'-:1 )+81,
-,":+#3:+ 5+*+6+ %& $(')' : "%+$8 9+(+%&8 >'#=8 % +:)=/*', )+ 12' "#$6:+8 7+0(-+.
?,8 -'+/5+($8+ +>'-$%,)3, -,":+#3:+ 5+*+6+ %& 17*,%#=')'"3 " ('#,8$ % 7+#('-3 29+
=-%,*=, - $ 3'9+, 49+ $ 59+.
< 8'-= "1E'")%1') ="-&', 2$%&' 8'-),#3-&' :,*)$-:$ )+9+, -, 4)+ (+#2-& /&)3
7+5+2$ 8+. /$0-'", 8+= ('#+%,= 2$0-3, $ +"),#3-,= 2$0-3. < 8'-= '")3 ('),#3-&',
7+")+=--+ +/-+%#='8&' 7#,-& (#= 7+(('*2,-$= B)$5 :,*)$-+:. F-' "+%'*6'--+ %"'
="-+ % +)-+6'-$$ -,8'*'-$. $ +2$(,-$.. G+-'4-+, B)+ ,:"$+8,: '"#$ %& 5+)$)'
1"#&6,)3, :,: H+9 "8'')"=, *,"":,2$)' '81 + "%+$5 7#,-,5; $ /1(3)' 1%'*'-&, ('#,
7+.(1) :*$%+. G "4,")3;, -'+2$(,--&', #146$' %+08+2-+")$ 7+=%#=;)"= ",8$ 7+ "'/'.
I+ -'"+%'*6'--&' *'01#3),)&, 7+#14'--&' /#,9+(,*= ="-+")$, %"'-),:$ -,8-+9+
7*'%&6,;) *'01#3),)&, 7+#14'--&' +) "#14,.-+")'.. D"-+' 7+-$8,-$' 8,9-$)+8
7*$)=9$%,') >'#$, :+)+*&' %," 0,5%,)&%,;). C)+ 7+0%+#=') %,6'81 "+0-,-$; $
7+("+0-,-$; *,/+),)3 "++/E,.
< 8'-= ),:2' '")3 ="-+' 7+-$8,-$' 8+'9+ *,"7$",-$= $ *,/+4$5 (-'.. J-$ -'
7*+")+ *,"7#,-$*+%,-&, +-$ 0,7$",-& +) *1:$. H+#'' 80% )+4-+ *,0%'*-1)&5 $
0,7$",--&5 7#,-+%, )+4-+ (,;) -,8'4'--&' $ +2$(,'8&' *'01#3),)&. !"#$ %,8
$-)'*'"-+, 7*+4$),.)' No B.S. Time Management for Entrepreneurs.
8*+,$-$.* 1"#$%+#.,'$-% %-(92 1*(#2,(#'2. K+# F'.'* (Paul J. Meyer),
+"-+%,)'#3 Success Motivation Institute, /&%6$. 7*+(,%'> ")*,5+%&5 7+#$"+%, :+)+*&.
7*'%*,)$# "'/= % +4'-3 /+9,)+9+ 7*'(7*$-$8,)'#= " 8-+9+4$"#'--&8$ ('#+%&8$
$-)'*'",8$ $ :*17-&8$ $-%'")$>$=8$ % -'(%$2$8+")3, ,%)+* -, )'81 1"7'6-+")$,
":,0,#: !"#$ %& -' (+")$9,')' %,6$5 >'#'., )+ B)+, %'*+=)-+, 7+)+81, 4)+ %& -'
+7*'('#$#$ $5 ="-+. C)+ -' +)-+"$)"= : -'(+"),):,8 $-($%$(1,#3-&5 -'+/5+($8&5
-,%&:+%, %+08+2-+")'. $#$ *'"1*"+% (#= (+")$2'-$= >'#'.; 7*+/#'8& % ",8$5 >'#=5.
D #$4-+ -'":+#3:+ *,0 +/-,*12$#, 4)+ = (,#':+ /#12(,# +) 7*+(1:)$%-+")$ $
(+5+(-+")$, $ -' %$('# 7*$5+(=E$. ('-'2-&. 7+)+:, :,: +- +/&4-+ )': :+ 8-'; % )'
7'*$+(& = )18,--+ 7*'("),%#=# 8+$ "+/")%'--&' -,8'*'-$= $ >'#$ $#$ /&# -'/*'2'% +>'-:' "%+'9+ 7*+(%$2'-$= %7'*'(.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

85/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"',-'
!'
!
"#$%&'(')*(+,!
! !!
!
!
!"#$%&%'" ()*%+#*'$,%&+ -"#$%&%'"., /,01#* /,01#$.*. 2/0$3" -4$#"/$)+ %".5, 6%"
0,7$'*&*."&%1 +'4+,%&+ (,)'8. ),7541%$%". * (),*.59,&%'". -"#$%&%'$, -"#$%&%'"
%$3:, ()*%+#*'$,%&+ 0,7$'*&*."&%1;. 20$ %$3:, <")"=$, 3$3 * &$." -"#$%&%'", 6%"-8
-8%1 .$#0*%"..
>""%',%&%',00", 9'2 2'(:;' .< (=&/,'$'-: . 1*-$=10'(#%>, $'2 )*0:;'
.*?2*&(*-$'3 1*%.%$-% -,2# 1* -')', $'2 )*0'' *>*$(* 0@/# )=/=$ .'-$# )#?('.2'-$' - .,2# # 10,$#$: .,2 /'(:+#, # $'2 0'+9' 1"#.0'9'$-% )*+,$-$.*. ?%" /,4$,%
"-+7$%,410"@ ()"&%5; ()$3%*35 ',/,0*+ "-)$7$ :*70*, 0, (),'8=$;9,#" '$= %,359*@
/"<"/, %$3*. "-)$7"., '8 .":,%, 0$<"/*%1&+ * "&%$'$%1&+ &'"-"/08. "% /"4#"'.
>59,&%'5,% .0"#" )$74*608< .0,0*@ 0$ A%"% &6,%, 0" A%" ."+ 30*#$, ("A%".5 +
'8&3$78'$; '$. &'"; %"635 7),0*+, "&0"'$005; 0$ %"., 6%" )$-"%$4" /4+ .,0+ "6,01
()"/53%*'0". B "&"70$;, 6%" A%" "6,01 3"0&,)'$%*'08@ C*0$0&"'8@ &"',%. D", 0$ ."@
'7#4+/, A%" 0, %"413" C*0$0&"'8@ &"',%. 20 0$E,4,0 0$ '$=5 '05%),00;; :*701, '
("/&"70$0*,, 0$ '$=5 5',),00"&%1, * 0$ '$=, '0,=0,, ("',/,0*,. 20 "%0"&*%&+ 3
()*'4,6,0*; -"#$%&%'$ -"41=,, 6,. +'4+,%&+ 6$&%1; /*&35&&** "- *&("417"'$0**
/"4#$ 3$3 *0',&%*E*"00"#" 3$(*%$4$. F$ /*&35&&*+ *#0")*)5,% (&*<"4"#*;
()*%+:,0*+ -"#$%&%'$.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

86/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$ %&'() (Dave Ramsey), *+*,-./01# /&2)+ $32,4)#, 5+6+/1# '03 0/&$)6(., )
5+6+/+7+ . ,$&8&9, ) 56+ )'336 23-+ ( 63'&') + 230:7&;, (+7-&(30 (+ '0+# $ 6+', <6+
03+=;+2)'+ =16: ) +(6&$&6:(. ($+=+201' +6 2+-7+$ )> */&56)<3(5); ?3-3#. @0+7)3
2/,7)3 A)0&0(+$13 7,/, (6/&(60+ */)23/8)$&96(. */+6)$+*+-+80+7+ '030)..
B&*/)'3/, +0) (+$36,96 *+-0+(6:9 >&-+8)6: $&C 2+' $ *3/)+2 0)>5); */+?30601;
(6&$+5 ) )0$3(6)/+$&6: *+-,<30013 230:7) $ 032$)8)'+(6:, 0& =)/8, )-) 5,2&-0)=,2:,
<6+ *+>$+-)6 *+-,<)6: /&>0)?, =-&7+2&/. =+-33 $1(+5)' */+?306&' ), 6&5)' +=/&>+',
(+>2&6: $&' &56)$1. D 0)5+72& 03 <,$(6$+$&- (3=. 5+'A+/60+ ( 2+-7&') $ 5&<3(6$3
&56)$&, ( */3$/&430)3' 2+-7+$ $ 343 =+-:C)3 2+-7). E '30. 6&583 3(6: =+-33
2-)63-:01# )(6+/)<3(5)# +*16, <3', *+ $(3# $)2)'+(6), 3(6: , =+-:C)0(6$&. D *+'09,
0&*/)'3/, $/3'. !8)'') F&/63/& (Jimmy Carter) ) +=$&- ?30 0& 032$)8)'+(6: $
G:9(6+03, 5+72& -92), 0&23.$C)3(. *+-,<)6: $1)7/1C */) )(*+-:>+$&0)) >&3'0+7+
5&*)6&-&, '&((+$+ *+03(-) ,=165). H . +=0&/,8)-, <6+ (+$361 *+ )(*+-:>+$&0)9
>&3'01; (/32(6$ 2-. *+-,<30). 2+;+2& )(;+2.6 +6 63;, 56+ >&/&=&61$&36 5+')(()+0013
0& */+2&83 )0$3(6)?)#. I20&5+, $ 2&001# '+'306, /3<: )236 03 += "6+# 2)(5,(()).
!)(5,((). )70+/)/,36 ) */303=/37&36 *();+-+7)3# */)6.830). =+7&6(6$&, 5+72& $1
<,$(6$,363 (3=. =+7&61' $ (&'+# $&C3# (,6) (03 )'394)' 2+-7+$) ) +4,4&. (3=.
03>&$)()'1' ) =,2,<) 6&5+$1'.
!+-7 03 6+-:5+ *+/&=+4&36 ( *+'+4:9 (-+801; +=/&601; */+?306+$. I0
>&5&=&-.36 +=.>&63-:(6$&'), (-+$&') + 6+', <6+ $&' (-32,36 23-&6: 6, /&=+6,, 5+6+/,9
$1 03 83-&363 23-&6:, */)0)'&6: 5-)306+$ )-) *+5,*&63-3#, 5+6+/1; $1 03 $10+()63, )
>&5&=&-.36 /&>01') 5+'*/+')((&') */) 5&82+' 6&5+' (*+(+=3 23#(6$)., *+6+', <6+
$&' 0,801 230:7). D 0&(6&)$&9, <6+ $&C& >&2&<& 2+-80& (+(6+.6: $ *3/3;+23 $ 6&5+3
(+(6+.0)3, 5+72& $1 03 0,82&363(: $ 343 =+-:C3' 2+;+23, 6+72& $1 '+8363 23#(6$+$&6:
03>&$)()'+, )'36: $+>'+80+(6: $1=)/&6:, =16: 7-&$01' $ ($+); 23-&; ) =16:
*+-0+(6:9 ($+=+201' +6 /3&-:0+7+ )-) +4,4&3'+7+ 2&$-30).. J+, <6+ . 0&>1$&9
B3>&$)()'+# *+>)?)3#, $1/&8&36(. $ A)0&0(&;, +60+C30)), /3&-:0+(6) ) "'+?).;,
(+>0&0)3' ) *+2(+>0&0)3' $'3(63, ) "6+ '&7)..

!"#$%&'(#')*+'&,#"-.&/"*"-0&1*"

!"#$%& $'(("), *'+')%& ,% +-$" ."/'01+2, !"#$%&##$


'!&#()*&+ 23' 42//'0+5 /2'67'$18'0+59 ,%:("+ $(;
'60(-#1,"/1; ,"<23' $'(3"

='(3 ,-.#'/0*&+ ,"0 $2("+5 ,2>1, *'+')%2 1/"?2 ,%


6% /2 $2("(1. ='(3 :)'1.,'$1+ /-#$-. @-#$"
:'(/'0+59 *'/+):)'$-*+1,/"

='(3 $2("2+ ,"0 %$1,-..!2.%3! * *)"+*',)282//%8


*'/*-)2/+/%8 1(1 8")*2+1/3',%8 ."$"?"8,
A*'/'81?20*18 0:"$"8, /2'6%?/%8 0'6%+1;8 (*"*
9/11) 1 +.$., *'+')%2 , $)-3'& 01+-"411 ,% 8'3(1
,%/20+1 62.6'(2./2//'

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

87/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$ !"#"$%&'( !#)*+,-.. %&$'" ()*)+ ,"-"./0, /$-*1


( 2"#$"0, 2"()/3+ '"04"-)*5&#+6"$" "5-*7* 8/76/ 9
2"#$. :; 0"8&)& 2"()/3+ )*'/, <(=&,"9 9 6*9;'*,
9;8/9*6/1, 3)" "6/ 9()*6<) 6* =<)/ -*79/)/1 6*9;'"9
<(=&,*

!"#$ 19#1&)(1 )/(",0)-"1 2'/!"-"3/(*&, )-&9"$/ /


4-<()-*>//, '")"-;& 9#/1?) 6* =-/)18&6/& 5"$*)()9*,
=-"2<')/96"()+ / 2*8& 4/7/3&('"& 72"-"9+&

!"#$ .%4)05'( *#'15, (#'2.67''/5 2#1 ="#<3&6/1


9*.&@ A<00; B/6*6("9"@ C&7*9/(/0"()/,
2"()*)"36;, *')/9"9 / /69&()/>/@, '")"-;& 9*0
6&"5,"2/0;, 3)"5; 6/'"$2* 6& -*5")*)+ /#/ 6&
7*-*5*);9*)+ #/.6/@ 2"##*- 6* "()*9.<?(1 8/76+

6,&/*29 ('*):*/#2* *-$'"'+,$;-% (9&/<. ! "#$%& "#$%#', &()* '+ (,-#(*.&


/#)01*$(.'# )23&4, ,#5&67 #$* *37 $8 -8/#.7 "893#& 7.-#, #$* ("897. 5.#/+
#,)8.*.0 (5&.8. :23* ( #5&$0 '+(#"*6 3#;#3#6 ("897. .# 9& (86#&. < #$* '(& &=&
-8/+, .#)0"# ;#-#1# #3&.+&, ,#.#67 5.# #$* -8/#.82. $8 #,)8.7 3#)>#'.
!"'/1"#(#2,$'0%2 *-*)'((* ('*):*/#2* *-$'"'+,$;-% ",-=#"'(#% (9&/,
$8>-#6#938? ' /*@$&( (#.-73$*"#', *$A-8(.-7".7-7, $8")83$+& -8(;#3+, )23&4, 6&(.8
* '&=*. B-7,$&& $& #@$858&. ,# $&#/;#3*6#(.* )751&. C#)01*4 '8)#'+4 3#;#3 6#9&.
$& .#)0"# ,-#*@'#3*.0 6&$0172 ,-*/+)0, $# .8"9& ,&-&6&(.*.0 '8( ( 7-#'$? ;#@?*$8
$8 7-#'&$0 -8/8, 3# .#># "8" '+ D.# #(#@$8&.&. E3$893+, /7375* ')83&)0%&6 /*@$&(8, ?
$&3#)># -8/#.8) $8 A#$3 @8-8/#.$#4 ,)8.+, $8 #,)8.7 (5&.#' * 3)? ,#,#)$&$*? @8,8(#'
.#'8-#'; (#/*-8? )2/+& #(.8."*, "#.#-+& 6#>)* /+.0 #.)#9&$+. F$& $& $-8'*)#(0 D.#.
< D.# ,-*'&)# 6&$? ' 6&$.8)0$#& (#(.#?$*& (#'&-1&$$# $&(#'6&(.*6#& ( ,-*.?9&$*&6
/#>8.(.'8.
! 6#&4 Renegade Millionaire System (www.renegademillionairesystem.com) ?
,#('?=82 #>-#6$#& "#)*5&(.'# '-&6&$* * D$&->** $8 #,-&3&)&$*& * ,-&'#@$#1&$*&
3#(.#*$(.' 8'.#$#6**. G '&-2, 5.# D.# HI @83858, "#.#-8? 3#)9$8 7,-8')?.0
,#(.8$#'"#4 '(&; 3-7>*; @8385 * "#.#-8? ,-&3(.8')?&. (#/#4 @86"$7.+4 "-7>:
()&3#'8$*& 8'.#$#6** $8*)751*6 (,#(#/#6 ,-*.?>*'8&. /#>8.(.'#, "#.#-#& #/)&>58&.
8'.#$#6*2.
J ,#6#=02 )* 76&$01&$*? 3#)>#' *)* ('#/#3$#># #. 3#)>#' #/-8@8 9*@$*, 3-7>*;
(.-8.&>*4, ,(*;#)#>*5&("*; .&;$*" *)* '(&; D.*; '&=&4 '6&(.&, ? 7'&-?2 '8(, 5.# 5&6
6&$01& '+ $7938&.&(0 ' ()&372=&4 (3&)"&, ()&372=&4 ,-#389&, ()&372=&6 ")*&$.&
*)* ()&372=&6 3#))8-&, .&6 )&>5& /737. ,-*.?>*'8.0(? '(& (3&)"*, ,-#389*, ")*&$.+
* 3#))8-+, "#.#-+& '+ "#>38-)*/# 6#>)* (&/& 9&)8.0 *)* '##/-8@*.0, -8@ ' 3&(?.0.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

88/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"',-'
!'
!
"#$%&'(!)!*(++),'-.!+(!)!/0($(+-!
! !!
!
!
!"#$ % &"'()* +&,-%."& %'*)/. 012$ %- 3* 4$&.*&* 5&6 73$86, % &+ %'*)/ 9+7.
%- % #*:1&%$&*2(3+1&$ 3.;+#$&*1( <. &"'*)3+: '*=*&7+:, %- 3* ;+&$&* 9'*#.%.&(1/
&+)6 >* 1.)+)6 &$96 )-=2*3$/.
!"#$ % &"'()* $2$ 9'*1&693$7$ 3* /%2/"&1/ &*)$ *#$31&%*33-)$, 7&+ 9-&.*&1/
67'.1&( #*3(8$. ?. 1.)+) #*2* )3+8$* 2"#$, 7+&+'-* 9'*#1&."& 4*1&3-)$ 8'.>#.3.)$,
9'+;+#/& 4*'*< %1" 1%+" >$<3(, 9-&./1( 67'.1&( #*3(8$. @3+8$) 5&+ 6#.*&1/, 3+
&+2(7+ % +8'.3$4*33+: 1&*9*3$. A; %+'+%1&%+ 1&+$& 3. 96&$ 9'$&/>*3$/ ,+8.&1&%. $2$
$<+,$2$/. A; %+'+%1&%+ <.9$'.*& $; % &"'()6 $; 1+,1&%*33+8+ 19+1+,. %*#*3$/ #*2.
!"#$, '.,+&."B$* 3. <.%+#.;, +1+,*33+ *12$ &.) *1&( 9'+C1+"<-, #6)."&, 4&+
8+#., 9'+%*#*33-* 3. '.,+&*, 12*#6*& 9*'*%*1&$ % 6%*2$4*3$* <.'92.&-. D+& 9+4*)6 &*,
7&+ '.,+&."& <. <.'92.&6, '*#7+ 9'$&/8$%."& ,+8.&1&%+. ?. $; 96&$ 1&+$& $;
+=$,+43+*, >.#3+* )-=2*3$*. A ;+&/ $)*33+ CEO $2$ 9'*#9'$3$).&*2$ +,-43+
+,%$3/"&1/ E@A % >.#3+1&$ $2$ %$#/&1/ 96,2$7+: >.#3-)$, 3. 1.)+) #*2* 5&+
3.*)3-* '.,+4$*, 7&+ #*)+31&'$'6*& >.#3+1&( % ;6#=*) <3.4*3$$ 5&+8+ 12+%.. F3$
;+&/& 4&+-&+ <. &.7; +3$ 1&'*)/&1/ 9+264$&( 3*19'.%*#2$%-: +,)*3. D'*)/,
9'+%*#*33+* 3. '.,+&*, 8+#., 9+&'.4*33-* 3. %-9+23*3$* '.,+&-, 3* 6%*2$4$%."&
%36&'*33"" G*33+1&( 1#*2.33+: '.,+&-. D ,+2(=$31&%* 1264.*% 9+12* 9*'%-;
3*17+2(7$; 2*&, 5&. '.,+&. &.7>* 3* 6%*2$4$%.*& G*33+1&( $ 1.)+8+ '.,+&3$7.. F3
%+%1* 3* 9'$3*1*& 30-2*&3$: +9-& <. 1&+2. F3 &+2(7+ 9'$3*1*& +#$3 8+# +9-&.,
9+%&+'*33-: 30 '.<.
H'*#9'$3$).&*2( +1)*2$%.*&1/ 3* 9+9.#.&( % 2+%6=76 5&+: 1$1&*)- 6,*>#*3$:,
9+&+)6 4&+ +3 2$=*3 2+>3-; 1'*#1&% <.B$&-. F3 % 9+23+: )$2+1&$ '-37. 1 *8+
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

89/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#!$%&''() #*&'+") !,*"%"- !.*/%&+01%"!$1, "!'"%/''"- '/ *&/02'"- 3&''"!$1.
4"5/$!$%" &!$2 "$*/6&'1& /7$,/02'"- 3&''"!$1 % )1*&. 8!01 %( 9"$1$& .*1%0&:2
#"02;& #"5/$!$%/, !+&0/-$& !&#< #"0&& 3&''(). =/;/ 3&''"!$2 '& ,%&01:1%/&$!<
$"027" ."$"),, :$" %( 5"+/)1 '/9"+1$&!2 '/ ."+9%/$&.
>+'/ 1? ,:/!$'17"% )"19 5*,.., @6,+1$ A. (Judith Z.), */!!7/?/0/ )'& "# "+'"*/#"$'13&, 7"$"*/< .*19"+10/ 7 '&- 7/6+(- 5"+ 1 $*&#"%/0/ ."%(;&'1<, ."$"), :$"
"'/ % '&- ',6+/0/!2. B/7 7/7 "'1 ',6+/C$!< % '&), %(, 7"'&:'", "#<?/'( +/$2 &5". ="$
7/7 "'1 +,)/C$. 9 1"*):0 $;$ '<' */#( +*/, 1*5$*2; % =,-0;&#.,> )*0?@' /'('+. A('
(;&(* )*0?@' /'('+, 1*5$*2; 2(' -0'/;'$ #B 1*0;C#$?. ="$ 7/7 "'1 +,)/C$. =0/+&'1&
%/;1) #1?'&!"% % $&:&'1& 10 0&$ '& '/?'/:/&$ %/! '/ :$"-$" #"02;&&, :&) %/;&5"
'"%&-;&5" 7"'7,*&'$/, 7"$"*(- .*1!,$!$%,&$ '/ *('7& "+1' 5"+. B", :$" %( ."0,:/&$&,
.*19"+1$ #0/5"+/*< !"?+/%/&)"- %/)1 1 +"!$/%0&''"- 3&''"!$1.

!"#$%"&'%()*+,#-$'%*.,#/
(#01)-.&2-)/%3#--)14$

!"#$%&%'&'"(&) - !"# $% &'()")

*&+&,( -.($%/&+ $% *&$)+"'% &( +!)" ,(,*- &'('*.

0+12.3 !"# $% /)0()")

4/"5,.&31'"(&) !"# $% +/)0(0*

677%.&31'"(&) ,(, $% +/)0(0* "#, !"# +/)0(0*

8/9+'3:+;3</=1%>3?%'3% ,(,*1 +2#+#3#1 $% /)0()")


$)4* ,5#1) ,(, 56!'%1 "56/#1

@>3<'3% !"# $% 1#7)") &(+"($*"8 /)0("8 /569*-

@:+3#""&'"A%'3< ,"# $(+ &'()"

*&+&,( :'+#%'3&"(&3 ,(, :*5#,# $% *&$)+"'%


(+5)/* $(:). ;)0)$#. (6/*"#5**)

B%$,&+;3< !"# /569*) &'(<" # $(+

@35%'3% !"# $% $*/*"), !"# /569*) ') $*/="

D"?%"02$& )'& .*"100C!$*1*"%/$2, '/!7"027" 01;&''() +"#*"!"%&!$'"!$1


<%0<&$!< E$" %*&)<, .*"%&+&''"& '/ */#"$& )(;0&'1&. =( %0/+&&$& )/5/?1'")
$"%/*"% .&*%"- '&"#9"+1)"!$1, 1 %( .*"+/&$& :/;7, 7"F& ?/ 1,00$. G/6+(- +&'2
.*19"+1$ $"$ 6& !/)(- ."7,./$&02, #&*&$ :/;7, 7"F& 1 .0/$1$ !%"- +"00/*. H&*&? 5"+
"' .*19"+1$ 1 .*1!$/%0<&$ .1!$"0&$ 7 %/;&- 5"0"%&. >' 5"%"*1$: I .*19"+10 !C+/
7/6+(- +&'2 % $&:&'1& 5"+/. J$" !*"7. I "#)&'1%/0 +"00/* '/ :/;7, 7"F&. B"027"
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

90/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#"$%, &#" ' (")*+,-. /#"# 0*1123 "4$*1 ) #*&*15* 6"7-, (*3&-( ' ("45+-8(9 ):'#9
7)* &-,;5 ;"<* :- #"# =* (-$23 7"..-+. >-$ (.*7%*# !":)".5#9 $1* /#" (7*.-#9, 51-&*
' !+"(#+*.8 )-$ 6".")%.

!"#$%&%'"()(*+,,"&%-()(.+$/-,$0(
1"2."&"'+&%,"&%-(&'03$,4('&+('5+&%+6(
782"9:(;%"(<4%$+%&0(<"/=>)%-(2"/-?+(
2"#$%&%'$(2+3(%"#":(>%"24(<.")3'+&%)(
2"/-?+(*+,,"&%):(,+>+&%+,:(,+@%)>+,()(
$5".$/+,()(<4%$+%&0(<"<).$%-(
A=,1$5+,%$/-,4+(3$;",4(B)3,)6((
(

?"/#"$% +-4"#150- !+5@"75# ; A=%75# ;-=723 6"7 5 6")"+5#, &#" "1- 1%=7-*#(' )
6"7")"3 !+54-);*. B ;-=723 6"7 A=%75# 6")"+5# *3: C#.5&1", )2 !".%&5#* !+54-);%,
;-; #".9;" )2 :-!5,5#*(9 1- /#"# ;%+(, !+"37*#* /#"# (*$51-+ 5 5:%&5#* /#5 ;1565 5
-%75"-:-!5(5. D-; #".9;" )2 /#" (7*.-*#*, )-,- !+54-);- 4%7*# ()*+,5),5$(' 7*."$,
1" #".9;" !"(.* #"6", ;-; )2 :-;"1&5#*. D-; #".9;" )2 (7*.-*#* /#5 #+5 )*E5 5 1-&1*#*,
!+54-);- )-,-.
F (!+"(5. **: G;".9;" .*# )2 1* !"715$-.5 *3 :-+!.-#%?
C1- "#)*#5.-: 14.
H#- ("#+%7150- @"#*.- 4".9,* 7*1*6, 1" 1* =*.-.- 15&*6" 7*.-#9, &#"42 !+51*(#5
4".9,* 0*11"(#5.
>2 7".=12 5:4*6-#9 !+*7I').'#9 #-;5* =* 1*"4"(1")-112* #+*4")-15', #-;5* =*
#+*4")-15', .5,*112* 7"4+"(")*(#1"(#5. >$*(#" /#"6", *(.5 )2 =*.-*#* !+5).*&9
4".9,* 4"6-#(#)-, 7*.-3#* !+"#5)"!"."=1"*. A*.-3#* &#"-#", &#" %)*.5&5# 0*11"(#9,
;"#"+%8 )2 !+51"(5#* ) 45:1*(, )-,% +-4"#% 5.5 )-,5$ ;.5*1#-$ 5 !";%!-#*.'$.
J)*.5&9#* )-,% 0*11"(#9, 5 )2 !+5).*&*#* %)*.5&*11"* 4"6-#(#)".

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

91/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"',-'
!'
!
"#$%&'(!)!*')+$)*'+!%,'+-)-.!!
!
/(!)!")0)"(!
! !!
!
!"# $%&'#.
(#)*+,'-"$# ./01./,',2%"0)03 ./#-4.%5"-6 7%&1#0 8"/#, 182%6 # "#2, 7%7 #',
2#98" -10)%"* :#)*+0 ./#1%&, ./,$)0;* :#)*+0 7),0'"#$ , .#1'6"* -$#3 1#<#1. !",
24-), 7/8"6"-6 $ ,< 9#)#$%< 1%&0 $ "0 2#20'"4, 7#91% #', 7#$4)65" $ $%''8 ,), '%
78<'5. = :#)*+,'-"$# ./01./,',2%"0)03 .#-$6>%5" #9/#2'#0 7#),;0-"$# 24-)03,
$/020', , ?'0/9,, ?",2 $#./#-%2 $0-* 10'* '%./#)0", $0-* 20-6@, @0)43 9#1. A 7#'@0
7%&1#9# 1'6 #', .4"%5"-6 #@0',"* ./#+01+,3 10'* $ "0/2,'%< 1#<#1%. = #;0'* 2%)#
./01./,',2%"0)03 .#-$6>%5" "# &0 -%2#0 7#),;0-"$# 24-)03, $/020', , ?'0/9,,,
;"#:4 8$0),;,"* @0''#-"* , -"#,2#-"* %7",$#$.
4*9*/ .'0#:#(, ."'2'((,% # 1"'9*/%;,%. <'((*-$= # -$*#2*-$= ,>$#.*. 2*+?$
)@$= -*A/,(@ # -*9",('(@. B/62# -03;%- $%+, 0&01'0$'40 24-),, $%+, 0&01'0$'40
#@0'7,, $0/#6"'#, '% 80%, 90%, 1%&0 100% '%-"/#0'4 '% 8$0),;0',0 1#<#1%, , "#)*7#
20%, 10% ,), 0% '% 8$0),;0',0 @0''#-", , -"#,2#-", %7",$#$. B/%$,)*'43 :%)%'-
50% '% 50%.
C%7 $4 2#&0"0 8./%$)6"* , ,D20/6"* 8$0),;0',02 0&01'0$'#3 -"#,2#-", %7",$#$
.#1#:'# "#28, 7%7 $4 ,D20/60"0 1#<#1? E% -%2#2 10)0, -8>0-"$80" '0-7#)*7# -.#-#:#$.
F1,' ,D '%,)8;+,< "#", 7#"#/43 6 '%D4$%5 (818>,3 :%'7#$-7,3 1#<#1 (Future
Banking).
(#)*+,'-"$# $)%10)*@0$ :,D'0-% G#78-,/85"-6 '% H078>02 :%'7#$-7#2 1#<#10.
I-), $4 -./#-,"0 /0-"#/%"#/%, 7%7#3 8 '09# :4) 10'*, #' 2#&0" -7%D%"*, -7#)*7# :)51
:4)# '%7/4"#, 7#),;0-"$# .#-0","0)03 ,), ./#1%&. E# #' /%--7%&0" # )5:#2
,D20/0''#2 8$0),;0',, -"#,2#-", %7",$#$, 7#"#/43 6 '%D4$%5 (818>,2 :%'7#$-7,2
1#<#1#2, , #' 1%&0 #: ?"#2 '0 .#182%0".
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

92/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


! "#$%&' ($)$*+,$ #&-."/0.",$ )"1")$ / ,"+2 34"54&,,+ Wealth Attraction
System 6 34"54&,,+ Renegade Millionaire System. 7)+08 9 346/+)$ $."4"%+--:2
."-03+.;. <"-3+4/:1, )"1") +0;8 )"1"), 6 "- -+ "#9=&;+>8-" ."-/+4;64$+;09 /
#"5&;0;/". ?&.;6%+0.6, )"1") "#:%-" ;4&;6;09. @/+>6%+-6+ 3"0;$3>+-62 ;&.A+ -+
"#9=&;+>8-" 3+4+/")6;809 / #"5&;0;/". ("5&;0;/" +0;8 #"5&;0;/". B-" 3461")6; ";
C+--"0;6 6 0;"6,"0;6 &.;6/"/. <"-/;"4:1, +0;8 D+.$*62 #&-."/0.62 )"1") 6 ($)$*62
#&-."/0.62 )"1"). E+20;/6;+>8-" 34"-6C&;+>8-:2 34+)346-6,&;+>8 4&#";&+; -& "#+
")-"/4+,+--", & -+ 3"0>+)"/&;+>8-". B- )$,&+; " C+--"0;6, -+ ;">8." " )"1")+.
< .&%+0;/+ 346,+4& /"=8,+, "39;8 />&)+>8C& 4+0;"4&-&. F"2 .>6+-; 6 $%&0;-6.
,"+2 54$33: 0" 0;&;$0", Platinum G"46 ?H; (Rory Fatt), 34+=6)+-; F&4.+;6-5"/:1
060;+, )>9 4+0;"4&-"/, 4&=4&#";&> I+-",+-&>8-" $03+J-$' ,$>8;6,+)62-$'
,&4.+;6-5"/$' .&,3&-6', 603">8=$+,$' ;:09%&,6 4+0;"4&-"/, .";"4&9 /:>&/>6/&+; 6
603">8=$+; )-6 4"A)+-69 .&A)"5" .>6+-;&. K;" 4&#";&+;, 3";",$ %;" -6.;" -+
34&=)-$+; 0/"2 )+-8 4"A)+-69 / ")6-"%+0;/+, 6 03"0"#", -",+4 ")6- )>9 ;&."5"
34&=)-+0;/& 9/>9+;09 3"0+*+-6+ 4+0;"4&-&. L&A):2 )+-8 4"A)+-69 346-"06;
4+0;"4&-$ "; 21 )" 8,6 3"0+;6;+>+2. K;" "%+-8 /+4-:2 1"). M&="/6;+ ;63 4+0;"4&-&, 6
/>&)+>+C ,"A+; 4&00.&=&;8 /&,, 0.">8." .&A):2 )+-8 4"A)+-69 0;"6; / )">>&4&1, 5") =&
5")",. N.&A+, ;&., .&A):2 )+-8 4"A)+-69, 34"/+)+--:2 / 4+0;"4&-+, 0;"6; +5"
/>&)+>8C$, ("#$, 100,00$ / 5"). N+2%&0, / ."-C+ /+%+4&, $ ("#& +0;8 )+3"=6; )>9 +5"
D+.$*+5" #&-."/0."5" 0%+;& # )4$5"2 )+3"=6; )>9 +5" ($)$*+5" #&-."/0."5" 0%+;&. E>9
+5" D+.$*+5" #&-."/0."5" 0%+;& /+%+4-62 )"1") 4&/+- 20,00$, $,-"A+--", -& 200
3"0+;6;+>+2, 4,000.00$ ,6-$0 =&;4&;:, 3">$%&+, 2,000.00$. M" +5" "I6C6&-;: ;&.A+
0"#4&>6 6,+-&, e-mail &)4+0&, 3"%;"/:+ &)4+0& 6 )-6 4"A)+-69 $ 37 .>6+-;"/,
346J+)J61 / 4+0;"4&- /3+4/:+. ("# .>&)+; -& )+3"=6; 3,700.00$ -& 0/"2 ($)$*62
#&-."/0.62 0%+;.
K;" "3+4&C6"--:2 346-C63, .";"4:2 3"0;4"6> #"5&;0;/" / ,"+, #6=-+0+ =& 15>+;-62 3+46"). M&346,+4, .&A):2 4&=, ."5)& 9 0&A$08 -& 0&,">+; 6 ;&*$08 .$)&-;"
/:0;$3&;8, 9 =&4&#&;:/&' 10,000.00$, 6>6 20,000.00$, 6>6 30,000.00$ #>&5")&49
/"=-&54&A)+-6', 3>'0 ";-+06;+ 0')& 34")&--:+ .-656 6 .$40: =& /:%+;", =&;4&; -&
36;&-6+, 3"+=).$, -&.>&)-:+ 4&01"):, .";"4:+ 9 .>&)$ -& ,"2 D+.$*62 #&-."/0.62
0%+;. M" / ,"+, #6=-+0+ .&A):2 -"/:2 346"#4+;+--:2 .>6+-; 4&00,&;46/&+;09 .&. ;";,
.;" "C+-6/&+;09 / ;:09%6 )">>&4"/ )>9 ,"+5" ($)$*+5" #&-."/0."5" 0%+;&. O"H;",$
.&A):2 )+-8 ,"2 ($)$*62 #&-."/0.62 )+3"=6; #:> ,-"5", ,-"5" #">8J+, %+, ,"2
D+.$*62 #&-."/0.62 )+3"=6;. D&.6, "#4&=",, "- 0.>&):/&>09 5") =& 5")",. L&. ;">8."
"- )"0;65 36.&, 9 ,"5 /:;&*6;8 ,6>>6"-: 6= ,"+5" #6=-+0& 6 ;&.A+ 34")&;8 /0+ ,"6
#6=-+0:.
< ;"2 0;+3+-6, / .";"4"2 ($)$*&9 #&-."/0.&9 C+--"0;8 >'#"5" #6=-+0&, .";"4:2 /:
/+)+;+ 0+5")-9, 0"/3&)&+; 6>6 34+/"01")6; D+.$*$' #&-."/0.$' C+--"0;8, /:
-&1")6;+08 / 3";".+ 06> 3" -*9/,(#: #"5&;0;/&, .";"4:+ 346-+0$; /&, 0."4" "#6>8-:2
$4"A&2. < )&>8-+2J+,, ."5)& /: $/6)6;+, .&. 0;4"6;09 3" H.03"-+-;+ /&J ($)$*62
#&-."/0.62 #&>&-0, /&J+ /"03469;6+ ;"5", %;" =-&%6; #:;8 #"5&;:,, /:4&0;+;, 6 H;"
"*$*+-6+ 6>6 (,+-;&>8-"+) 0"0;"9-6+ #:;8 #"5&;:, 1"#$%('$ #">8J+ #"5&;0;/&.
(">8J"2 ($)$*62 #&-."/0.62 #&>&-0, &..$4&;-" 6 "#"0-"/&--" 34"0%6;&--:2, 6,++;
;+ A+ 0&,:+ 3">"A6;+>8-:+ HII+.;:, %;" 6 D+.$*62 #&-."/0.62 #&>&-0, 4&/-"2
/+>6%6-:. <: )$,&+;+ 3"-)4$5",$, %$/0;/$+;+ 3"-)4$5",$, 5"/"46;+ 3"-)4$5",$,
)+20;/$+;+ 3"-)4$5",$. <: /"0346-6,&+;+08 )4$56,6 #">++ #>&5"0.>"--", ."5)& /:
#"5&;:, $/+4+--: 6 -+=&/606,:, %+, ."5)& ;4&-0>64$+;+ /" /-+ "#4&;-"+. <&J
($)$*62 #&-."/0.62 #&>&-0 ,"A+; )&;8 /&, H;" #:0;4++.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

93/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"',,'
!'
!
"#$%&'()*+,+&!"#-'&$-',+!
! !!
!
!
!"#$% & #$'% ()( $*+,- $#./#' $#./#'01 0 2/#"2/&3&+*'#456, .0'0/,# $07"*8' &
2/&'59&1*8' 09/0+30# :09*'$'10 0'30$&'#4%30 4#9.0, & .0'0/,# /*7,$.&1*8'$5
"/;9&+& :09*',+& 2/#"2/&3&+*'#45+&, &$2043&'#4%3,+& "&/#.'0/*+& & &31#$'0/*+&,
.0'0/,# $'/#+5'$5 1#$'& :&73#$ $ 3&+&.
<'& $;2#/ 2/#"2/&3&+*'#4& +09;' &$2,',1*'% '/;"30$'& $ 3*60="#3&#+ $10&6
.48>#- 0' +*?&3,, 0>&@*'% $10& 0A&$, 0' 2#/#204358@#- &6 +*.;4*';/,, 2/0>&'*'%
:*4*3$, &4& 1.48>&'% .0+2%8'#/. (0, >'0 03& (' 73*8', +0=#' ?0.&/01*'%
:04%?&3$'10 48"#-. B#"0$'*'.& &6 4&>30$'& & 2#/$03*4%3*5 3#$20$0:30$'% $"#4*'%
>'0-'0 +094& :, 7*9/;7&'% /*:0'0- .0+*3"; A&7&0'#/*2#1'01. B0 0"3* 1#@% 5145#'$5
2/*1"0- 0 2/*.'&>#$.& .*="0+ &7 3&6: 03& 3#107+;'&+,#, 3*94,#, 3#;./0'&+,#
2/0+0;'#/,. )3& 2/0"*1C,, .0'0/,# 73*8', .*. 2/0"*1*'%, & "#4*8' '*. "#3% &70 "35,
203&+*8' & 0:,>30 '1#/"0 "#/=*' /;.; 3* 2;4%$# +*/.#'&39* &6 .0+2*3&&. )3&
2#/1,# & 2#/#"01,# +*/.#'0409&.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

94/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%&'(&)&*+,'"#-.')/'01&2.&%3-4%&'
53).#-.'%3'1/#-.'&'6*&73839'.'
13*:"$.%(",'%"';-<=.$">'.9,'?="873"$,'@$&'
)/'%"'9&*&A.')'0$&B'$"1"'.'&$)"*(3"$"'
%"&=9&7.1&#$4'6*.%+$4#+'53'7"-&'.'#$3$4')'
0$&1'0:#6"*$&1,'$&(73'?'1"%+'%"$'=&-4A&B'
%37"87/,'@$&'$3:&"'6&)"7"%."'6*.)"7"$'
)3#':'6*.$+8"%.<'=&(3$#$)3C''
'

!"#$%$&'" (&")(&*+*,-%".*, #$%$&'" /$&$0* 1 )&23*/ )".-/, ('%-4%56


)"."3*&$1-%7 1"57 ,-&#"%*+3. 8+" 15" "9" (&*/$)*%56 +-:.4)-%7, #-# $+* %-# )".-4%.
; 1*<2, =%$ %-#$" )"."3*&$1-+*" )-"% (&*.*=+'" &">2.7%-%' 1 .4:$, )&23$, )".",
#&$," ,-&#"%*+3-.
; &-55#-<2 1-, ($>+-1-%".7+24 *5%$&*4. ? %"="+*" $#$.$ 3$)- 5&")* ,$*/
#.*"+%$1 :'.- $="+7 #&2(+-6 #$&($&-@*6, #$%$&$A 1.-)". :$.70$A #$+3.$,"&-%. ?'
>+-"%" */ +->1-+*". BCD :'. (&*6%+', (-&+",, #$%$&'A /$&$0$ 2,". 1"5%* 15%&"=*,
1"5%* :2/3-.%"&5#*" 5="%- * 2(&-1.6%7. !$ $+ :'. -:5$.4%+$ :"5($,$9"+ 1 %$,, #-#
($.2=*%7 #.*"+%$1. E$,(-+*6, 5$5%$69-6 *> +"5#$.7#*/ 5$% F&-+=-A>"&$1, /$%".- "3$
.*+="1-%7. G/ &"#.-,+$" -3"+%5%1$ "3$ +-)2.$. D)+-<)' $+ 5*)". 5$ ,+$A 1 "3$ $F*5"
>- (.$%+$ >-#&'%',* )1"&7,* * &-55#->'1-. ,+", =%$ 21*)". +"5#$.7#$ @*F& * (&*0".
1 2+'+*", #$3)- $:+-&2<*., =%$ 6 ($.2=-4 +-,+$3$ :$.7024 52,,2, ($ 5&-1+"+*4 5
+*, 1 ("&"5="%" +- =-5 &-:$%' *, 1 #$+@" #$+@$1, - 5#->-. $+, - 6 <" %2% CEO.
; $%1"%*.: D#. C5%7 $%.*=+-6 (&*=*+-, ($=",2 1' (.-%*%" ,+" %-# ,+$3$ >- =-5
&-:$%', =", 1' (.-%*%" 5":". ?' >+-"%", #-# 15" >)"57 5)".-%7 +-,+$3$ .2=0", =", 6,
,$<"% :'%7, .2=0", =", #%$-.*:$ "9", >- *5#.4="+*", $)+$A ,-."+7#$A )"%-.*. ;
>+-4, #-# (&*1."=7 ).6 1-5 #.*"+%$1. ?' +"%. H"> %$3$, =%$ >+-4 6, 15", =%$ >+-"%" 1',
:"5($.">+$. !$ +" :"5($#$A%"57 $: I%$,. 8' 5$/&-+*, I%$ 1 5"#&"%".
J2% "5%7 +" $%&*@-",'A F-#% ,$"3$ :$3-%5%1-: .4)* (&*%63*1-4%56 #$ ,+",
1'5%&-*1-4%56 1 $="&")7 * :2#1-.7+$ $<*)-4%, 2,$.64% * #$+#2&*&24% >- ,$"
1+*,-+*", * (&*."(.64%56 #$ ,+", "5.* *, I%$ 2)-"%56, ($ $)+$A ")*+5%1"++$A
(&*=*+". ; >+-4, #-# )$:'%7 *, ($#2(-%"."A. ; 1*<2 1$>,$<+$5%* 1 */ :*>+"5-/, #
#$%$&', $+* 5."('. K$I%$,2 $+* %"&(6% ,$* (&*=2)', +"$:'=+'" %&":$1-+*6 * :*>+"5
(&-#%*#2. D+* (.-%6% ,+" $="+7 1'5$#$" 1$>+-3&-<)"+*" * $5%-4%56, )-<" #$3)- 6
($)+*,-4 (.-%2, * I%$ (&$/$)*% :">+-#->-++$.
L&+$.7) M1-&@"++"3"& (Arnold Schwarzenneger) ($.2=*. %2 &$.7, #-#24 $+ /$%".,
+"5,$%&6 +- 2($&+'" 1$>&-<"+*6 &"<*55"&-, ($%$,2 =%$ :$55' 5%2)** >+-.*, =%$ +*#%$
*> )&23*/ >1">) +" (&$)1*+"% F*.7, %-#, #-# I%$ 5)".-"% L&+$.7). D+* 5#->-.*
&"<*55"&2: C5.* #%$-%$ *> 1-5 )$.<"+ 2A%*, %$ I%$ :2)"07 %'. ?$% #-# I%$ &-:$%-"% 1
&"-.7+$, ,*&". !-*,"+"" +"$:6>-%".7+', =".$1"#$, 5 5-,$A :$.70$A 5*.$A 61.6"%56
=".$1"#, #$%$&'A ,$<"% (&*+"5%* )"+73*. M$2 !*/2,-$'"9' (The Apprentice) 5%-.$
$3.20*%".7+$ 25("0+', +- J? * 1+" "3$, (&*+"5.$ $3&$,+'A F*+-+5$1'A 25("/ ).6
#-+-.- NBC, 8-&#2 H-&+"%2 (Mark Burnett) * J&-,(2 (Trump) +" %$.7#$ ($%$,2, =%$ I%$
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

95/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$ %&'()*$+(", -$. (' /0$ 0'1 * !"#$), ($ 2 !$#3-45 ,4&4 6$0$,., 70$ 8$('#3)
9&',6 (Donald Trump) :2#:40;: (424&$:0(",, (4.;0'((", 6&$,$.04&$,. <4)'2($ .
,4(: !"# 1#*4(0, 734 *,: : ;1&$=, 1$0$&"5 6&$)'# ;2$= 1$,6'(*= +' ;1'()'#3(.=
;.,,., 2 15 &'+ !$#3-.=, 74, +'&'!'0"2'#' 4%$ 1$,6'(*:, 6$0$,. 70$ 4%$ ;',"5
;*#3("5 1$(1.&4(0 !"# 6&$;0$ *+(.&4( * 6$!4>)4( 2 !$&3!4 ; 4%$ 24#*1$#46(",
,'&140*(%$,. ?(* +'6#'0*#* 4,. 0$#31$ )#: 0$%$, 70$!" 4%$ $;0'($2*03.
@'>)"5 6&4)6&*(*,'04#3, 1$0$&$%$ : +('=, 10$ $!#')'40 ,'%(40*+,$, )#: )4(4%,
0'1>4 $!#')'40 *;1#=7*04#3(", ,'&140*(%$2", ,';04&;02$,.

!"#$%& '(% )*%$% + ,&"%% NO B.S., NO B.S. Direct


Marketing for NON-Direct Businesses % NO B.S. Sales
Success &,-. + )*%/*01 '2$23%*21 %4% # (*-425*
6%,-"%7.8-&"(+. !(9(4*%-&4.*#8 %*:("'2;%8 ,'(-"%-&
*2 ,25-& www.nobsbooks.com. <2 ,25-&
www.NationalSalesLetterContest.com 3256%-& + National
Sales Letter/Marketing Plan Contest, #=2,-+#5-& +
"(30$"0>& *(+($( Ford Mustang % 6"#$%1 9"%3(+,
329%>%-&,. *2 7&,942-*05 &-)#", 9( '2")&-%*$#.6
?%-25-& )*%$% The Ultimate Marketing Plan % The Ultimate
Sales Letter @-($( /& 2+-("2.

A&*4, .7';0(*1$2 (' &$+"%&"- 6&*+$2 !"# +'24&-4( 15 B42&'#: 2008 %$)'. C',* 6&*+" !"#* 2&.74("
6$!4)*04#:, 2 '6&4#4 2008 %$)'.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

96/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"',-'
!'
!
"#$%&%'(%)*+,!*#'-./0'1'#)12!
! !!
!
!
!"#$%$&'$()*+ )"&,-./&0&"(01 +#2+$0(+ +%-"3 4%$4, 2$5*6$7 # 3"$7 8-",-*33$
Renegade Millionaire System.
90" ":3*&'4#" 8-"(0*+ 4%$+, ":-*0&*+ 0"7, '0" 8$-$8"2&+$0 :"21;4&(0#"
240$-*0.-< 8" (*3"-*=#404> 8" .(8$?.. @&* &$ "0#$-,*$0 &4'$," 4= 0",", '0" $(01 #
2>:"7 4= 0<(+'4 )&4,, ).-("# 424 ($34&*-"# &* 0$3. )*) (0*01 .(8$;&<3 424 )*)
(0*01 :",*0<3, &" &*%" ()*=*01, '0" %*&&*+ 0$3* (*3*+ #*5&*+, '$3 2>:*+ %-.,*+ #
/0"7 )&4,$.
A"21;4&(0#" 8"%?"%"# ) 0"3., )*) (0*01 :"2$$ .(8$;&<3 424 8-"B#$0*>643,
C").(4-.>0(+ &* "0&";$&44 4 3<(2+?. @%&*)" # -$=.210*0$ 30 2$0 -*:"0< ( :"2$$ '$3
100 8-$%8-4&43*0$2+34 34224"&$-*34 4 3.210434224"&$-*34, )"0"-<$ ("=%*24 (#"$
("(0"+&4$ ( &.2+, 4 3"$7 0$).6$7 -*:"0< ( 0$34, )0" =*-*:*0<#*$0 3&"," 34224"&"#
%"22*-"# # ,"% 4 :",*0<34 8-$%8-4&43*0$2+34, + 8-4;$2 ) "%&"3. #*5&"3.
=*)2>'$&4>:
@&" 3$&1;$ "0&"(40(+ ) 0"3., )*) "&4 /92,:$, '$3 ) 0"3., '0" "&4 %$2*>0.
D )*'$(0#$ 8-43$-* -*(()*5. #*3 (2$%.>6$$. E -*:"0*2 ($,"%&+ 12 '*("#, #
#"()-$($&4$, &*% /0"7 )&4,"7. E &$ #(0*2 .0-"3 #<(")" 3"04#4-"#*&&<7 (%$2*01
($,"%&+ 43$&&" /0". F" 3&$ &$ (8.(042*(1 3.=* #%"?&"#$&4+. G + &$ 8<0*2(+ &*704
#%"?&"#$&4$, 424 3"04#*B4>, 424 )","-0", )0" :< 3$&+ 8-"3"04#4-"#*2. H&$ &$ &.5&*
:<2* 3"04#*B4"&&*+ )*(($0*. E &$ 8"0$-+2 %*5$ 34&.0<, (0*-*+(1 4=3$&401 3"$
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

97/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#!$%#&% ' ("!)*. + 1"*-$* 1*9'0 ",)*$,$: & ,&-."/, ,!"!)* 0"! #. )%#1
#.23&4.5-1 2%25.6#, & 1 ,!2,%7 -%81 790.4!) &: )!&; !81:."%5/-"3, '!"!79%
,7%3.5&7!3.5& #.2 3-%) !-".5/#9). <!" 0"! 1 -2%5.5. + 7.8!".5, 0"!89 *-,%"/ 2!
2%25.6#.. ="! 3-% !"#!-&"-1 ' ,!3%2%#&>, . #% ' ,!:&"&3#!)* )9$5%#&>.
?!#%0#!, ("! #%)#!4! 8!5/$%, 0%) -.)! #.5.4.%).1 & #.5.4.%).1 -&"*.@&%6
2&-@&,5&#.. A! %-"/ 27*4!6 *7!3%#/, '!"!796 39;!2&" #.3%7;, & 2.B% 8!5%% 3.B%#.
C.4 1 ("! D!3%2%#&%, #! ,7!23&#*"96 C.4 2 251 ,7&"1B%#&1 8!4."-"3. ("!
?!#47*(#"#!% ,!3%2%#&%.

!"#$%&$'()*+*,-*$
$
!"#$.&$/(,#012,3,(*$4()*+*,-*$$

?!#47*(#"#!% ;'2<?
<!-,%739; & ("! '5>0%3!6 )!)%#" =*(+"<5($(*' 1*.'/'(#> 0>/'3, <&'
/*-$#+9#? @'0'3, =*$*"A' .A ?*$#$' /*-$#;:, *B% B&3*E&; "!6 B&:#/>, '!"!7!6 39
;!"&"% B&"/. ="! #.:93.%"-1 )!2%5&7!3.#&%). A.62&"% ".'&; 5>2%6, &:*0&"% &;,
-)!2%5&7*6"% &;. F -)!2%5&7*6"% &; ,!3%2%#&%. A% 8%-,!'!6"%-/ -&5/#! !8 &;
)9$5%#&& & !"#!$%#&&. A.)#!4! 8!5/$%% :#.0%#&% &)%%", 0"! !#& 2%5.>", & '.' !#&
2%5.>".
G-5& 3.$% ,!3%2%#&% #% '!#47*(#"#! ,!3%2%#&> 5>2%6, '!"!79% #.-5.B2.>"-1
*-,%;!), ' '!"!7!)* 39 -"7%)&"%-/, 39 #% )!B%"% ,!5*0&"/ ("!" *-,%;. D7!-"!6
,7&)%7: 39-!'!'5.--#9% &47!'& 3 4!5/H #.#&).>" !"5&0#9; "7%#%7!3 & ,7.'"&'*>"-1
7%4*517#! & 0.-"!. G-5& 39 -5&$'!) 8%2#9, 0"!89 #.#1"/ '5.--#!4! "7%#%7., &5&
-5&$'!) 5%#&39, &5& :.#1"9 251 "7%#&7!3!', 39 )!B%"% :.89"/ ! "!), 0"!89 89"/
39-!'!'5.--#9) &47!'!) 3 4!5/H. F 39 )!B%"% 89"/ )!"&3&7!3.#9 & ,!:&"&3#!
2*)."/, & 3&:*.5&:&7!3."/ 3-%, 0"! 39 B%5.%"%, 2!7!4*$., #! 39 3-% %E% #%
-!8&7.%"%-/ -"."/ 39-!'!'5.--#9) &47!'!) 3 4!5/H!
I 27*4!6 -"!7!#9, 0%) 89-"7%% 39 "!0#! -!3)%-"&"% 3.$% #.-"!1E%% ,!3%2%#&% ,!3%2%#&%) 5>2%6, '!"!79% *B% &)%>, 2!-"&4.>" & #.-5.B2.>"-1 7%:*5/".".)&, '
'!"!79) 39 -"7%)&"%-/, "%) 89-"7%% 39 ,!5*0&"% ("& 7%:*5/"."9. J.'"&0%-'&,
7%:*5/"." ".' "%-#! -5%2*%" :. ,!3%2%#0%-'!6 '!#47*(#"#!-"/>, 0"! !# '.B%"-1
)4#!3%##9).
<!-3"!79;, =*(+"<5($(*-$: - -,2#2# @'0%2#. K.--)!"7&) :.2.0* ,!"%71"/ 40
H*#"!3 3%-.. D!%2."/ '.B2!% *"7! ,!#0&'& ("! #% '!#47*(#"#!% ,!3%2%#&%. A.8&3."/
3.$ B%5*2!' ,%0%#/%) #% '!#47*(#"#!. D!-%E."/ - 27*:/1)& )%-"., 42% ,!2.%"-1
"!5/'! ,&@@. - #% '!#47*(#"#!. D!2#&)."/-1 #. 5&H"% #. 3"!7!6 (".B, 3)%-"! "!4!,
0"!89 ,7!6"&-/ ,! 5%-"#&@% - #% '!#47*(#"#!. L%) 89-"7%% 39 ,7&3%2%"% 3.$%
,!3%2%#&% 3 -!!"3%"-"3&% - @%5/>, "%) 89-"7%% 39 %% 2!-"&4#%"%.
M!5/$&#-"3! 5>2%6 "7%,.0& !#& 5.B.>"-1 ,! ,!5#!6! L"! )!B%" 89"/ ;*B%, 0%)
37.#/% -.)!)* -%8%? A! %-5& 39 :.1351%"% @%5/, . 3%2%"% -%81 #% '!#47*(#"#! ("!6 @%5&,
39 "7%,.0.
L"! '.-.%"-1 8!4."-"3., %-5& 39 2%5.%"% 3.$% ,!3%2%#&% '!#47*(#"#9) 5>89)
3.$&) @%51) #. ,!5*0%#&% 8!4."-"3. & '!#47*(#"#9) ,!3%2%#&> "%;, '"! *B% 2!-"&4
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

98/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"!#$%&'"() *+#+,, -$ .$/+01+""$ $20+3+#+""$, '-$ /!1+ 4$%!-.-/$ "!'"+- 20&#&/!-5
6 /!7 /$87$9"$, 4(.-0++, '+7 /( 7$%#& .+4+ /$$40!8&-5. :!6-&'+.6&, .;<+.-/;+- -$,
'-$ = "!8(/!> :+"$7+"$7.

!"#$%& '()*+ ,-'#$#./#01*+ 2($(/(+, '3 ,-"%/*4# '()*


5#"*.
6+#04- 4-7-, /4-83 ,34(490& ,-"-:*49 '0# +&/* ' "%.1% 0
,#;'-7- %$(;(, ;#2%"94(4, 1-4-;3< +3 .# +-:#+
1-.4;-"*;-'(49, +3 1-.5#.4;*;%#+0& .( 0-'#;)#.** -4"*/.-7%$(;( ,- +&/%, $#<04'**, 1-4-;-# +3 +-:#+ 1-.4;-"*;-'(49.
=4( ;(2.*5( 1;*04("9.- &0.(, 1-.#/.-, .- +#.& .*1-7$( .#
,;#1;(>(#4 %$*'"&49, /4- 4-4 :# 0(+3< .(;-$ .( +-*?
0#+*.(;(?, 1-4-;3< 1*'(" 7-"-'-< ' 2.(1 0-7"(0*& 0 +#4(@-;-<
*2 +*;( 7-"9@(, 4%4 :# +#.&A40& * -8B&'"&#4, /4- *? 5#"9 '
C4*? ,#;#7-'-;(? ,-$,*0(49 0$#"1% * 0-8;(49 $#.97*. D-C4-+% &
0,;()*'(A '(0 0.-'( ,-$,*03'(& * 0-8*;(& /4--4-, '3
+-:#4# $#<04'*4#"9.- /4--4- 1-.4;-"*;-'(49? 4-, /4- '3
+-:#4# 1-.4;-"*;-'(49, &'"&#40& '()*+ ,-'#$#.*#+ *
$#<04'*&+*. E-, /4- '3 +-:#4# 1-.4;-"*;-'(49, &'"&#40&
;#2%"94(4-+ C4-7- ,-'#$#.*& * $#<04'*<.
- F:*+ GC+, (Jim Camp), 4;#.#; ,- ,#;#7-'-;(+ N1 ' H+#;*1# *
('4-; 1.*7* !"#$#%# &'#()*+ ,+* (Start with No),
www.CampMethod.com

?!93(, 4$%!-(, 20+320&"&7!-+#5, . 6$-$0(7 = 0!4$-!#, 2+0+9&# +%$ )$-= 4(


$3"!93(, 4$#51&".-/$ "+.6$#56$ 0!8 / ./$+, 9&8"&. @&'"$ = -0& 0!8!, /6#>'!= & A-$-.
:+"$7+" 8!6#>'!+-.= / 3$.-&9+"&+ &#& 20&/#+'+"&& /!7& 4$#51+%$ 4$%!-.-/! 8! 12
7+.=*+/, '+7 8! 20+3(3;<&+ 6 #+- &#& / 2$)$9+, ;3&/&-+#5"$, 20$2$0*&&. B#=
4$#51&".-/! A-$- :+"$7+" 20$.-$ 20$&.)$3&-. C$#51&".-/$ 3;7!+-: D!6$"+*--$! D$
/ 3+,.-/&-+#5"$.-& 7$9"$ .3+#!-5 -!6, '-$4( :+"$7+" .#;'&#.=, +7; 7$9"$ 2$7$'5 &
;.6$0&-5 +%$ 20&)$3, 2$-$7; '-$ $" "+7"$%$ 4$#51+, '+7 $-0!9+"&+ .#&="&= $4$&)
/&3$/ E$/+3+"'+.6$, 6$"%0;A"-"$.-&. F( "+ 7$9+-+ "!20=7;> 8!.-!/&-5 :+"$7+"
.#;'&-5.=, "$ /( 7$9+-+ 8!.-!/&-5 .#;'&-5.= E$/+3+"'+.6;> 6$"%0;A"-"$.-5.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

99/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"# $%&"" '( )%%*'"*)*'+"*" *"# '",-#, .%*%/(" '(


0%*1*", *"# )1&23"" '( 10 4/1'&".-"*".
5",1, .%*%/(" '( !"#$%&'#(#" 6"&-"*" 4%&+71*2, 3"
1#"8* 9/+:%:% '($%/-, .-. 4/1'&"72); . '-#.
<891, .%*%/(" .%3:/+=3*3(, 4/1'&".-*"&23(,
#-:31*173( 9-6" 0-/1>#-*173(.
?%:9- '( )"*#"+(,- .%3:/+=3*3(, '( 3" %*/->1#(.
- @-/. 51.*%/ A-3)"3 (Mark Victor Hansen)
)%-'*%/ .31:1 .&%/#01 2&*,"# 3*4 3&5/ (Chicken Soup for the
Soul)
1 B%$"/* C&&"3 (Robert Allen), -'*%/ .31:1 6/78$" 9#/:& (Nothing
Down) 1 .31:1 ;":3<9<4 2"$<(+(9" (Creating Wealth)
1> .31:1 =/**/"#8% :< >/#&(& (The One-Minute Millionaire)
www.oneminutemillionaire.com
www.markvictorhansen.com

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

100/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"',-'
!'
!
"#$%&'($&#!)*)!+,-*&.$/!0&,+.!
!
123'4#05!+,-*&%&',!
! !!
!
!
!"#$% &' $'()( "#*# "+' ,'-&./' 0)-'/$/+', . )".& 1)2'3#/$4 )5#+."&6( .
*)-.5&6(, ' "78-)9 1)2'3#/$4 ':$)*;/&) &#*)-.5&6( . )5#&% /78"&6( "*4
+)$17.4/.4. <:65&) /7#:8;/$4 5'$6, 5/):6 5#/2) ) &#( 7'$$2'='/%, . (&)-) $/7'&.>
)1.$'&.4, 2)/)76? + @/)9 2&.-# 4 &# ()-8 $#:# 1)=+)*./%. A)@/)(8 4 ()-8 /)*%2)
17#")$/#7#5% +'$ )/ .$1)*%=)+'&.4 )"&)-) ('-&./' :#= "78-)-) . $)+#/8; +'(
1)17'2/.2)+'/%$4 + 90-/('.(*2 9:-1'"#2'($', 2)/)769 )1.B8 &.3#. C*4 /)-), 5/):6
)& $7':)/'*, &#/ &#):?)".()$/. + &#-) +#7./%. D'( /)*%2) &#):?)".() "#*'/% +$# +
/#5#&.# 90 "&#9. D6 8+."./# 7#=8*%/'/6. D6 :8"#/# 8".+*#&6. A)/)( +6 +/4&#/#$% +
@/), &#$()/74 &' /), 5/) +6 &# $()3#/# &.2)-"' *)-.5#$2. ):E4$&./% @/) 2)(8-&.:8"%
"78-)(8, /)5&) /'23# 2'2 4 &# ()-8 *)-.5#$2. ):E4$&./% @/) +'(.
D)-1#7+6?, "'+'9/# 1)-)+)7.( ) /)(, ) 5#( 4 /8/ FG -)+)7;: "#9$/+)+'/%, 2'2 #$*.
:6. F' (&)-.? $#(.&'7'? ) :)-'/$/+#, +#"8H.# 1))H74;/ +'$ 1)281'/% &)+8;
)"#3"8, &)+6# ('B.&6, )$):&42, &'5.&'/% +#$/. ):7'= 3.=&. :)-'/6? . =&'(#&./6? .
1) $8H#$/+8 17.2."6+'/%$4 :)-'/6(, 2'2-/) "87./% $#:4 . )$/'*%&6?. I? ."#4
$.(8*.789/#, . "#&%-. 1)/#28/ 2 +'(. D "#9$/+./#*%&)$/., :)*%B.&$/+) 1)*85'#/
)16/ $.(8*.789/#, . &'-74&#/ :'&27)/$/+). <"&'2) )&. 17#:6+';/ + /#? "#9$/+.4?,
2)/)76# 17.=+'&6 ):"87./% 1)"$)=&'&.#. G$*. +6 "#9$/+8#/# /#(. 3# $'(6(.
$1)$):'(., 2)/)76(. "#9$/+8#/ :)-'/69, +6 +$/'#/# + 1)/)2 )-7)(&)-) &':)7'
+&8/7#&&.? .=(#&#&.9 . +&#B&.? @JJ#2/)+, 2)/)76# 17./4-.+';/ :)-'/$/+). I(#&&)
/'2 . 17).$?)"./, ' 4 :*.=2) =&'; $)/&. )5#&% :)-'/6? *;"#9, 1)5/. +$# )&. :)-'/6# +
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

101/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%& !%'%(")**, !#"+!#*)*&,-"(*, .%/+,$0*" "1% . )2(3. 4"'%-%#5" 6#%.,7-.3 $
1(,/, .$%*& 6%1,-.-$%& 8,.-)5" .,&%("-5, 6%(90*" %.%6)3'*, '#*8,:*" 7$"(*#)5"
*/+"(*3. ;%(90*).-$% )"-. ;%(90*).-$% $"+2- ."63 ',' &*((*%)"#5, !%+#%6)%
%!*.,))5" <%&,.%& =->)(* (Tomas Stanley) $ ')*1" 9*3 -*-'/ 2#00#*('" (The
Millionaire Next Door) * $ "1% +#21*? *..("+%$,)*3?. 4% .2:".-$27- +$" $":*, '%-%#5"
+"(,7- $." #",(9)% 6%1,-5" (7+*, '%-%#5& $5 &%@"-" !%+#,@,-9 * '%-%#5"
2+*$*-"(9)% +#,&,-*8)%, !%/*-*$)% $(*37- ), !#*-3@")*" 6%1,-.-$,.
!'".:3 0*+#;(:3 2,+(#$ -)'"'&'(#%. =*.-"&,-*8".'*", +*.A*!(*)*#%$,))5"
.6"#"@")*3. B-% $,@)%, !%-%&2 8-% 6%1,-.-$% )" /,'(78,"-.3 $ +%?%+". ;%(90*).-$%
(7+"C D%'2.*#27-.3 -%(9'% ), 2$"(*8")** +%?%+,. 4% 6%1,-5" -,' @" %/,6%8")5 *(*
6%("" %/,6%8")5 2$"(*8")*"& .-%*&%.-* ,'-*$%$. E%>-%&2 $%- $,& 90-+)"$)5C
B'.!"#*&")-. 4"&"+("))% %-'#%C-" )%$5C .8"- $ 6,)'" * ),/%$*-" "1% =8"- ;%1,-.-$,
(Wealth Account). B-% &%@"- 65-9 6"..#%8)5C $'(,+, .!"A*,(9)5C $'(,+ !%+ !#%A")-5
*(* (76%C +#21%C $'(,+. 4, !"#$5? !%#,?, >-% )" *&""- /),8")*3. =("+27:*C 0,1
%!#"+"(*-" D*'.*#%$,))5C !#%A")- %- ',@+%1% !#*?%+3:"1% ' $,& +%((,#, +(3
!"#"$%+, ), >-%- =8"- ;%1,-.-$,. F-%--% &"@+2 1% * 10%. G5 &%@"-" +2&,-9, 8-% )"
.!%.%6)5 -,' .+"(,-9 >C, 3 )" &%12 ."C8,. %!(,8*$,-9 .8"-, +,@" 100% %- ',@+%1%
6,'.,; ',' 3 62+2 *? %!(,8*$,-9 -%(9'% */ 90%? 42, &%@"- 65-9, )" .&%@"-". 4% $5
-,'@" )" &%@"-" >-% * ."C8,.. E#%.-% +"(,C-" >-%. G5+"(*-" !#%A")-, !%(%@*-" +")91*
), +"!%/*- * !%-%& 4H -#%1,C-" *?, )" $,@)% ), 8-%. I +"(,C-" $'(,+5 ',@+5C #,/,
'%1+, ' $,& !#*?%+*- +%((,#. H@"+)"$)%, ".(* -,' )"%6?%+*&%. F"& 8,:", -"& (280".
J'- $(%@")*3 +")"1 ), $,0 =8"- ;%1,-.-$, *+"- $ $,0" !%+.%/),)*" * 8"#"/ $,0"
!%+.%/),)*", 8-% )" &%@"- 65-9 !%()%.-97 %6K3.)")%. =2&&, *&""- /),8")*" ),&)%1%
&")90", 8"& .,&% +"C.-$*". G5 &%@"-" 65-9 6"+)5&, !%(28,3 10.00$ $ +")9, #"0*-9
%-'(,+5$,-9 1% * '(,.-9 $ '%!*('2 -%(9'% 10 A")-%$ $ +")9. I ?%-3 /, 90 +)"C $5 65
.%6#,(* &,(")9'27 .2&&2, -,' &)%1% 65 */&")*(%.9 $ $,0"C @*/)*, 8-% $5 65(* 65
%8")9 2+*$(")5.
H.(* $5 ?%-*-" !#%8".-9, $ 8"& .%.-%*- .2-9 A"(".%%6#,/)%.-* >-%1% &"-%+,,
),C+*-" '(,..*8".'27 ')*12 <,2:3 )*+,$:3 ;'0*.'= . >,.#0*(' (The Richest Man in
Babylon) L@%#+@, M("C.%), (George Clason).
G (76%& .(28,", '(,+*-" ), $,0 =8"- ;%1,-.-$, 2.-,)%$("))5C !#%A")- %MJNLOPO !%(28"))%1% +%((,#,.
H.(* $5 /,6*#,"-" +")91* $ -"8")*" >-%1% 90-+)"$)%1% B'.!"#*&")-,, $5 LOQN4R
%1#,)*8*-9.3 !#,$*(9)5& *)$".-*#%$,)*"&. H.(*, ),!#*&"#, $5 $5!(,8*$,"-" *!%-"'2
*(* ,$-%&%6*(9)5C '#"+*- * 2 $,. ), =8"-" ;%1,-.-$, +%.-,-%8)% +")"1, 8-%65
.%$"#0,-9 1(,$)5" >'.-#, $5!(,-5 $ &".3A, >-% !#*"&("&%. 4% 4H %!(,8*$,C-" . >-%1%
=8"-, $,0* -"'2:*" &".38)5" .8"-,. B-% )" #,/#"0")%.
?'1'"@ (,-$A1#0, *;'"'/@ ('0*+#;(*+* 2,+(#$,: 1*&'"$.*.,(#'. B-% $,@)%,
!%-%&2 8-% -,' +"(,7- $." 6%1,-5" (7+*. E%@"#-$%$,)*" )"$"#%3-)% $(*3"- ), $,02
!.*?*'2. E%>-%&2 .#,/2 @" %-'#%C-" ":" %+*) 6,)'%$.'*C .8"- * ),/%$*-" "1% =8"E%@"#-$%$,)*3 (Giving Account). I %!3-9 %!#"+"(*-" D*'.*#%$,))5C !#%A")- %',@+%1% !%(28"))%1% +%((,#,, '%-%#5C $5 62+"-" '(,.-9 ), $,0 =8"- E%@"#-$%$,)*3.
G5 .%/+,+*-" .2&&2 +(3 !"#"+,8* $ 6(,1%-$%#*-"(9)5" 28#"@+")*3, A"#'$3&,
)2@+,7:*&.3 (7+3&, +,@" -"&, '-% -#2+*-.3 /, 8,"$5". H.(* $5 /,6"#"-" +")91* $
-"8")*" >-%1% 90-+)"$)%1% B'.!"#*&")-,, -% %)* +%(@)5 65-9 %-+,)5 6"/ !#3&%C
'%&!").,A** *(* %@*+,)*3 $%/$#,-, *(* /,#,6%-',, * *&* )" .("+2"- /,&")3-9
!%@"#-$%$,)*3, '%-%#5" $5 2@" +"(,"-", ),!#*&"#, 6#%.,"-" ',@+%" $%.'#".")*"
&%)"-5 $ A"#'%$)27 2-$,#9 +(3 !%@"#-$%$,)*C.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

102/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$, %&#&' ()*)#+, -" )*.$&*& /*) ."#$, %&#&'


()*)#+, -" 0)1+%$&*&.
- .)(.2.-$#. 3#$4&# (Dr.Edward Kramer),
$-*)# Synchromatics 5 5')6#&*$*&17 Thank-U-Gram

!"#$%&'(, )*+&'( $((,*-.%)/, 0-0 123456748 10% %. $-9#:( &(;(&- '<(=#*)$($-'%# >(=#) +$#?%"%)/ $-9 &(;(& %?% ,(:-)@)$(: 100% - 10% = 90% %
10,000.00$ - 1,000.00$ = 9,000.00$. 7( 0-0%>-)( (,*-.(> A)- >-)#>-)%0- *-,()-#) )-0:
100% - 10% = 100% ; 4 = 400%.
B#*$CD *-. E A)( +@?C9-? () F(@)*- G%,,-*&- (Foster Hibbard), % E <(&+>-?, ")( ('
)-0(D =# $0+@'CD, 0-0 H*+0)($CD )(*) >(#D ,-,+90%. I '# (,%=+@/, #@?% $C
<(&+>-#)#, ")( E )(:&- (,0+*%?@E 0*A0(>. 7( E .-$#*EJ $-@, <(<*(,+D)# A)( $ )#"#'%#
90 &'#D, % $C <(>#'E#)# @$(# >'#'%#.
K#=&+ <*("%>, <(.=# $C >(=#)# @)-)/ ,(?## %@0+9#''C>. 1-9% &#'/:% @( L"#)M(:-)@)$- >(:+) ,C)/ $?(=#'C "#*#. A)() @"#) $ *-.?%"'C# %'$#@)%N%%. O%"'( E &?E
>(#:( L"#)- B(=#*)$($-'%D %@<(?/.+J ,?-:()$(*%)#?/'CD )*-@)($CD @"#) $ 0(><-'%%
Fidelity Investments, 0()(*-E $0?-&C$-#) &#'/:% <( >(#>+ $C,(*+ $ H('&C Fidelity,
$C&-#) <(=#*)$($-'%E @(:?-@'( >(%> +0-.-'%E> % (,#@<#"%$-#) (@$(,(=&#'%# ()
'-?(:((,?(=#'%E *-@;(&($ '- ,?-:()$(*%)#?/'(@)/ '- )() :(&, 0(:&- E $'#@ &#'/:% $
H('&C, '#.-$%@%>( () )(:(, $C&-$-?% ?% ('% 0(>+-'%,+&/ <(=#*)$($-'%E $ )() @->CD
:(& %?% '#). P*+:%# @(.&-J) @$(% @(,@)$#''C# H('&C. 8@)/ )-0=# % @?(='C# $-*%-')C,
)-0%# 0-0 <(=#*)$($-'%E N#''C; -0)%$($, (@$(,(=&#''C; () '-?(:- '- &(;(& ()
<*%*(@)- 0-<%)-?-. 7( $@# A)( >(=#) <(&(=&-)/. B#*$(#, ")( @&#?-D)#, <*($#&%)# 90&'#$'CD Q0@<#*%>#').
851$ 0#5-"%(5
KC %.0%'2-% )$(*#'%E>% <*%$C"0%.
1(.>(='(, $C @($#*9-#)# @$(% +)*#''%# <*(N#&+*C (&'%> % )#> =# @<(@(,(>,
0-=&(# +)*( <( <*%$C"0#. 8&%)# $ (<*#&#?#''(> '-<*-$?#'%% )#> =# <+)#>, ")( $@#:&-,
<( <*%$C"0#. K(=#) ,C)/, $#&#)# (&%' % )() =# @<(* @ @+<*+:(D %?% &*+./E>% @'($- %
@'($- <( <*%$C"0#. 1C ?%,( (@)-$?E#)# )J,%0 .+,'(D <-@)C ()0*C)C>, ?%,(
.-0*C$-#)# #:( <( <*%$C"0#.
6&-<)%*+E, >(')%*+E % 0(')*(?%*+E (<*#&#?#''C# <*%$C"0% ,(:-)C;
<*#&<*%'%>-)#?#D, $C <(?+"-#)@E @%?+ <*%$C"0% $ @$(# *-@<(*E=#'%#, $ 0-"#@)$#
@*#&@)$- #@)#@)$#''(:( <*%$?#"#'%E ,(:-)@)$-. 7-<(?#(' G%?? (Napoleon Hill)
(,'-*+=%? )-0%# <*%$C"0% + @()'% $C&-JR%;@E <*#&<*%'%>-)#?#D %
N#?#+@)*#>?#''C; ?J&#D, 0()(*C; (' %.+"-? % %')#*$/J%*($-? @ 1917 <( 1935 :(&-,
0(:&- :()($%? &?E <+,?%0-N%% @$(% *-,()C, 9,:*(; <-1'=, (Laws of Success) % 4<2,3
# )*+,$'3 (Think and Grow Rich). 1 >(#D ("#'/ ,?%.0(D, <#*@('-?/'(D, %')#'@%$'(D
*-,()# @ ,(?## "#> 100 <*#&<*%'%>-)#?#D >%??%('#*($ % >+?/)%>%??%('#*($,
@(.&-$9%; @$(% @(@)(E'%E @ '+?E, E "-@)( '-,?J&-? (<*#&#?#''C# <*%$C"0% + '%; +
$@#;.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

103/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"# $%&"'()& $%*)+&(#,)& -.&"#%,*/0.' - 1+&2 345*+'2 $%#6$%&.&7*+#/#8. 9#+,
34/0:&.,+"4 .# 6#/*#+ &2 7#2*.&(#,)& & ;#,+)4, )*) < 4$&,*/ =6#,0, 24+< .#)4+4%'#
+*) & 6#/*>+, )456* ".#6%<>+ +*)&# $%&"'()& $4 74#7- .*,+4<.&>. ?#8(*, < 34/##
5&34) " .&2 & &7#> +#.6#.@&> $4$4/.<+0 ,"4& 6#$4=&+' A45*+,+"* & B4;#%+"4"*.&8
+4/0)4 .#,)4/0)4 %*= " 7#,<@. C 6#8,+"&+#/0.4,+& - 7#.< 6*".4 -;# .# 46&. ?(#+
A45*+,+"*, "7#,+4 1+454, < 4+,/#;&"*> &2 ",# .* 3-7*5# " 74#7 7*+#7*+&(#,)47 ,(#+#,
,-77&%-< ",# 74& &."#,+&@&&. 94 " .*(*/# < 6#/*/ "/4;#.&< .* 74& ,(#+* %#".4,+.4,
(*,+4, )*;6'8 %*=, )456* $%&246&/& )4 7.# 6#.05&, " +4(.4,+& +*), )*) 7.# 4$&,*/ 1+4
D4,+#%.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

104/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"',-'
!'
!
"#$%&'(!)*+&,-+%(!*.-(/!
! !!
!
!
!"#$%&'"(& )*%&+,#-$ ./$.,&%&'-, 01, ./-&,2$)-, 3+4*&%&'*, 5+&+/6$ %+70*(&
5+/+&5+$ 7*865*)-$ '*9$8" ./-&,2$)-( 3+4*&%&'*.
:$/'+$ 3+1;9+$ ./$.,&%&'-$ )$5+8.$&$)&)6$ 1(0-. <)+40* =&- 1(0- )$
%.+%+3)6 "./*'1,&;%, % +&'$&%&'$))+%&;( -1- '6.+1),&; 0+'$/$))"( -8 /*3+&". >*#$
'%$4+ =&- 1(0- 8+4"&, )+ )$ 2$1*(& $$ '6.+1),&;. ?)- 1$)-'6 - 1-9$)6 &'+/@$%&'*. A
)-B +&%"&%&'"$& @"'%&'+ 5/*C)$C )$+3B+0-8+%&- -1- -)-D-*&-'6, .+=&+8" +)- 0$1*(&
&+1;5+ 8-)-8"8, +)- )$ ./-0"8*(& /$9$)-,, - +)- .+7'+1,& %'+$8" 1-@)+8" /*7'-&-(
7*%&+.+/-&;%, -7-7* +@$); %1*36B 7*0*@, 5+&+/6$ )$ &/$3"(& )*./,2$)-, %-1, - '%$
'+7'/*&,& 5 '*8. <8$&; 0$1+ % &*5-8- 1(0;8- ,'1,$&%, )$%@*%&)68 - 4/"%&)68 +3#-8
+.6&+8. E*206C ./$0./-)-8*&$1; ".+/)+ 3+/$&%, % &*5-8- 1(0;8-. ?)- 8+4"& 36&;
)*$8)68- /*3+&)-5*8-, .+%&*'#-5*8-, %+'$&)-5*8- -1- -8$&; 0/"4-$ 7*),&-,.
!1$0"(#-8 %+."&%&'"(#-8 ./$.,&%&'-$8 ,'1,(&%, 1(0-, 5+&+/6$ &/*&,& -1=5%.1"*&-/"(& '*9$ '/$8,, 5+&+/6B , )*76'*( '*8.-/*8- '/$8$)-. F&* 4/"..*
8+2$& &*5 2$ 1$45+ '51(@*&; ' %$3, +./$0$1$))6B 51-$)&+' -1- .+5".*&$1$C, 5*5 )*$8)6B /*3+&)-5+' - .+%&*'#-5+'.
G#$ +0)- %+."&%&'"(#-8 ./$.,&%&'-$8 ,'1,(&%, 1(0-, 5+&+/6$ '65*@-'*(& -1"'+0,& ' %&+/+)" '*9" 8$)&*1;)"( =)$/4-(, 5+&+/6$ .+0/6'*(& .+&+5 '*9$4+
./-&,2$)-, 3+4*&%&'*. H$4*&-')6$ 1(0-, .+1)6$ 3$76%B+0)+%&-, )6&-5- 2*1+3#-5-. I*C5 J$)% (Mike Vance), 36'9-C 0$5*) A)-'$/%-&$&* K-%)$, (Disney
University), )*76'*1 -B 7*%%*)D*8- - 5/,B&")*8-. F&* 4/"..* 8+2$& &*5 2$ 1$45+
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

105/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"!#"$#% &' ()*'+, & -.&'/&0, #1/ 2+ /1/ &' 31+4350 )1-"#3&/"6, 7)"(168"6,
7"/*71#+.+, &.& /.&+3#"6.
93& 6!+ (".235 *,#&. : #* 2+ 4&3*#*, /";(1 65 "-31)*2&.& &0 $("6&#5, '1710,
7)+(7)&4&#+ 6!+ 6"'4"235+ (+,!#6&$, <#"-5 *(1.&#% &0 &' 61=+;" -&'3+!1, 61=+,
2&'3& & !14& "#(1.&#+!% "# 3&0. :14 3+"-0"(&4" )1')1-"#1#% >".&#&/* ?*.+6",
@+)7&4"!#& 7" "#3"=+3&A / #1/&4 .A($4 & -5#% )+=&#+.%354, (12+ -+!7"B1(354, 6
++ 7)"6+(+3&& 6 2&'3%. C".+-13&$ & !#+!3&#+.%3"!#% 6 7)&4+3+3&& #1/", >".&#&/&,
6!+;(1 -*(+# 614 !#"&#% -".%=+, <+4 .A-1$ /)1#/"6)+4+331$ #)1641 & 7"#)$!+3&$,
7)"&!0"($B&+ "# !4+35 7+)!"31.1, 7)"(168"6 &.& ()*;&0 .A(+,, 310"($B&0!$ )$("4 !
614&. :!+;(1.
D 7)&6+(* 614 "-B&, 7)&4+). C.&+3# ! 5%A !"#)*(3&/14& 6 "E&!+ 7"7)"!&. 4+3$
7"31-.A(1#%, "7)"!&#%, 7)"131.&'&)"61#% & 7"!4"#)+#% 31 +;" -&'3+! !3&'* ("6+)0*
4"&4 !6+2&4 6';.$("4. D !/1'1. +4*, <#" +;" 412")("4, /.A<+6", "E&! 4+3+(2+) &
31+435, )1-"#3&/, /"#")5, ! 3&4 *2+ "<+3% (163" )1-"#1+#, (".2+3 *,#&. D !/1'1.
+4*, <#" "31 !1-"#&)*+# +;" 3"65+ &3&8&1#&65 '1 +;" !7&3",, &;3")&)*+# 7)"8+(*)5,
/"#")54 "3 0"<+# !.+("61#%, 313"!&# *B+)- -"+6"4* (*0* & )1';"3$+# 6!+0 0")"=&0
/.&+3#"6. D !/1'1. +4*, <#" "31 -5.1 7"("-31 "#/)5#", -"</", $("6&#50 0&4&/1#"6.
93 31!#1&61., <#" "31 +4* 3*231, <#" 7"#)$!+3&$, 65'61335+ ++ *6".%3+3&+4, -*(*#
)1')*=&#+.%35. F3+ 7"#)+-"61."!% "/"." ;"(1, <#"-5 *-+(&#% +;" !"/)1#&#% G#*
!#1)*A -",--1-*. H)1'* 2+ 7"!.+ G#";" 7)"(12& 6"')"!.&. ?&/1/&0 ()*;&0 &'4+3+3&,.
?&/1/";" *6+.&<+3&$ )+/.145. I+ *0"( 7)&3+! -".%=+ ("0"(1. : #+<+3&+ ;"(1 -&'3+!
!#1. 31 30% 7)&-5.%3++, "!#16=&+!$ )1-"#3&/& -".++ 7)"(*/#&6354&, & 4", /.&+3#
!#1. !<1!#.&6++, )1!!.1-.+33++ & 7."("#6")3++. ?1 !.+(*AB&, ;"( +;" <&!#1$ 7)&-5.%
65)"!.1 7"<#& 31 500,000.00$, & * 3+;" !#1." ("!#1#"<3" !6"-"(3";" 6)+4+3&, <#"-5,
31/"3+8-#", '17*!#&#% 6#")", -&'3+!, " /"#")"4 "3 4+<#1. ;"(14&. >"4+01 (.$
-";1#!#61 -5.1 0&)*);&<+!/& *(1.+31 &, #1/&4 "-)1'"4, -5." !"'(13" /)+7/"+
'(")"6%+.
>"(*41,#+ " 61=+, !&.+ 7)&#$2+3&$ -";1#!#61 /1/ "- G.+/#)&<+!/"4 #"/+. J"(5
31'1( ! ;&).$3(14& K"2(+!#6+3!/&0 ";3+, 4";." !.*<&#%!$ /")"#/"+ '145/13&+ &'-'1
.A-", 7"#+)$33", .147"</&, .A-", 7+)+;")+6=+, .147"</& &.& .A-";" 7."0";"
7)+("0)13&#+.$. I!.& <#"-#" .&-" 7"("-3"+ !.*<1."!% 6 .A-"4 4+!#+ ;&).$3(5, G#"
31)*=1." #+<+3&+ #"/1, & 6!$ ;&).$3(1 650"(&.1 &' !#)"$. D 7"43A, /1/ $ 7"4";1. "#8*
65/)*<&61#% & 7)"6+)$#% .147"</* '1 .147"</",, 7)+("0)13&#+.% '1 7)+("0)13&#+.+4,
<#"-5 31,#& "(3* 7."0*A. L3*) 7&#13&$, /"#")5, .+2&# 4+2(* 614& & 4&)"4,
7"!#16.$+# -";1#!#6", 4&) 7"!#16.$+# -";1#!#6", & * 61! +!#% "<+3% 7"0"2&,
3+("!#1#"/. 9(31 )1')*=&#+.%31$ 7+)!"31, 7"."2&6=1$ 71.+8 31 3+;", 6 .A-"4 4+!#+
31 .&3&&, 65/.A<&# 6+!% 7"#"/ !&.5.
D !#1)1A!% (+.1#% 6!+ 6"'4"23"+, <#"-5 4"$ >".&#&/1 ?*.+6", @+)7&4"!#&
(+,!#6"61.1 6 "#3"=+3&& .A(+,, /"#")5+ )1')*=1A# 7"#"/ 4"+, !&.5 7)&#$2+3&$
-";1#!#61. ?1+435+ .& "3& )1-"#3&/&, 7)"(1685, /"..+;& &.& /.&+3#5, $ 3+ 7"#+)7.A
64+=1#+.%!#61 6 7"#"/ -";1#!#61, /"#")5, &(+# /" 43+. D &'-16.$A!% "# 3&0, (12+ +!.&
G#" !#"&# 43+ '31<&#+.%3", /)1#/"6)+4+33", 8+35. D 6 3+!/".%/&0 !.*<1$0
"!#1316.&61. 7)"+/#5 (.$ /.&+3#"6, 7"!.+ #";" /1/ $ 43";" 7")1-"#1. 31( 3&4&,
6+)3*6 "/"." 70,000.00$ #".%/" (.$ #";", <#"-5 &'-16&#%!$ "# /.&+3#1, /"#")5, -5.
7)"-.+4354 )+-+3/"4, !+)%+'3" 6.&$AB&4 4", 7"#"/ !&.5.
9(3" &' 4"&0 7)16&.:

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

106/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%&%'($%)'(*%+,-(&-%+(,".+*/"0%"%
1."#0/%,%2*"3%$%)%145&%54'%"%2*1$%"46"*3%
2.%-,#75.%)8'$9%
%

!"#$%&'()*" #+,-. )-/01) ,/23&4, 0/&5&'11 &6 5/-76-/'8. ()/-(( & /97,/9:-'&-,
'- "("7'9*91, '9(;"#$;" ,"/"3" "<4",&)(1 )9;"- )-/0-'&-. = 4"52, 5)"<8 *8 0"'1#&:
"'" "5-'$, "5-'$ ,"/"3".
></9)'91 ()"/"'9 *(-3" ?)"3" 79;#+59-)(1 * "<@-,&'-'&& & "/39'&79A&& *9%-3"
("<()*-''"3" #&5'"3" ("()9*9 &(;#+5&)-#$'" ;"60-)-')'84, *8(";" ;/-9)&*'84,
'-*-/"1)'" '9,-:'84 & 79(#2:&*9+B&4 ,"*-/&1 #&5'"()-., ;")"/8- (&'4/"'&5'8 &
39/6"'&5'8 *96 & *9%&6 A-#16, ;")"/8- (0"("<()*2+) & ,9:- 26'":9+) *9%2 (&#2
0/&)1:-'&1 <"39)()*9. C(#& *8 5&)9#& 9*)"<&"3/9D&+ E& =;";;& (Lee Iacocca), *8
*&,-#&, 5)" "' "0&(8*9# ;#+5-*84 #+,-. ;9; (*"&4 #"%9,-., '9 ;")"/84 "' 6"3
0"#":&)$(1. C(#& *8 0/&()9#$'" '9<#+,9#& 79 F"'9#$,"6 G/960"6 (Donald Trump) *"
*/-61 -3" )-#-*&7&"''". 0/"3/9668 H",69()-/$-, 5&)9#& -3" ;'&3&, -3" <&"3/9D&+,
*8 0"'1#&, 5)" F:"/,: & I9/"#&'9 & '-(;"#$;" ,/23&4 ;#+5-*84 #+,-. (,-#9#&
G/9609 *"76":'86. !-7 '&4 G/960 '- <8# <8 & '- 6"3 <8 ()9)$ G/960"6. J8
"<'9/2:&)-, 5)" )-69 (&#$'". ;"69',8 (0/9*-,#&*9 ,#1 *(-4 '-*-/"1)'"
("()"1*%&4(1, 2(0-%'84 & <"39)84 0/-,0/&'&69)-#-..
I"/");" 3"*"/1, #+,& *";/23 *9(, #+,&, ;")"/8- '9(-#1+) *9% 6&/, #+,&, ;")"/86
*8 ,"*-/1-)-, #&<" 2*-#&5&*9+), #&<" &()"B9+) *9%2 (&#2 0/&)1:-'&1 <"39)()*9. K&
",&' 5-#"*-;, ( ;")"/86 *8 *79&6",-.()*2-)-, '- 1*#1-)(1 '-.)/9#$'86 D9;)"/"6.
I9:,8. & #+<". *8;95&*9-) &7 *9( (&#2 &#& 0/&,9-) *96 ?)2 (&#2. E&<" ",'", #&<"
,/23"-. L()"5'&; (&#8 &#& "))"; (&#8. M"+7'&; &#& */93. N-/'"- &#& <-#"-.
>);97 *()/-)&)$(1 #&A"6 ; #&A2 ( 0/&/",". 5-/'"3" & <-#"3" 1('", 5-);" & 5-()'",
1*#1-)(1 3#9*'86 0/-01)()*&-6 ,#1 0/&)1:-'&1 <"39)()*9. >);97 ,-.()*"*9)$
("")*-)()*-''" & /-%&)-#$'" * ("")*-)()*&& ( )-6, ;9;". *8*", *8 (,-#9#& " 5-#"*-;-,
;")"/8. ")<&/9-) *9%2 (&#2, 1*#1-)(1 3#9*'86 0/-01)()*&-6 ,#1 0/&)1:-'&1
<"39)()*9.

!"# $%&'(%)'* +),*-./ #%0"-1. 2%#(.3 &456?


O'- * :&7'& "5-'$ & "5-'$ 0"*-7#", 5)" 1 <8# ";/2:-' #+,$6&, ;")"/80/&<9*#1#& 6"+ (&#2. K9 0/")1:-'&& #-) "'& 6-'1#&($: ;)"-)" 24",&#, ;)"-)"
0/&4",&#. L76-'-'&1 '-&7<-:'8. K" 1 "0/-,-#-''" "<#9,9# "3/"6'". 0",,-/:;"..
O"1 0",,-/:;9 ("()"1#9 &7 /1,"*.
J 0-/*"6 /1,2 '94",&#&($ 6"& (20/23&, <#&7;&- ;"##-3&, <#&7;&- ,/27$1, #+,&, '9
;")"/84 1 6"3 )*-/," 0"#":&)$(1 * /97'"- */-61 & /97'86& (0"("<96&. K90/&6-/, 6"1
*)"/91 :-'9, I9/#9, <8#9 *9:'86, 3#9*'86 &()"5'&;"6 0",,-/:;& & (&#8 '9
0/")1:-'&& <"#-- 5-6 22 #-) '9%-3" </9;9. J '9()"1B-6, !&# P#-.7-/ (Bill Glazer),
;")"/8. *802(;9-) 6"+ /9((8#;2 No B.S. Marketing Letter & /9<")9-) ( Glazer!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

107/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


Kennedy Inner Circle, !"# $!%&#'() *+&,!"# -)(&&( . /.0 1.)# (Pete Lillo), -#0#%+2
*+$3&-(!0 4*! 4%3".! 5#. %(&&+)-., 6*)670&6 '!*!%#60'# 8!''+5. 4!)#*+5.
$(%0'!%(5., '( -#0#%+9 5#"3 $#)#:.0;&6 <!= *&6-#2 4*3&5+&)!''#&0.. >.-. ?#)!&#'
(Vicky Tolleson), 5#6 !4.'&0*!''(6 &#0%34'.8(, #@.&-5!'!4:!%, 4.%!-0#% $#
-).!'0&-#53 #<&)3:.*('.7, ).A'+2 (&&.&0!'0, -#0#%(6 %(&$%!4!)6!0 5#! *%!56 .
*&0%!A., %(=%!,(!0 $%#<)!5+, - *+&#-# 8!'.5( *'! *&6-.9 &)#*. B0. )74. . 4%3".! .=
#A!'; -#%#0-#"# &$.&-(, * '(&0#6C!5 .). $%#,)#5, %(<#0(70 &# 5'#2 4#*#);'# 4#)"#
'( 5#.9 3&)#*.69, & $!%*.A'#2 8!);7 $#44!%:-. . #<)!"A!'.6 5#!2 $%#43-0.*'#&0..
D'. *.460 &*#7 #0*!0&0*!''#&0; . '(.)3A,.! .'0!%!&+ * 0#5, A0#<+ &4!)(0; *&!
*#=5#:'#!, A0#<+ 6 %(<#0() '( $.-! &*#!2 @#%5+. E 5!'6 0(-:! !&0; #A!'; -#%#0-.2
&$.&#- )74!2, 3 -#0#%+9 6 5#"3 $#$%#&.0; &#*!0( . .'@#%5(8.7. B0# 1. F.0.% (Lee
Milteer), <).=-.2 4%3" . $(%0'!%, -0# 6*)6!0&6 '(4!:'+5 &#*!0#5 4.%!-0#%#*,
5#0.*(0#%#5, ( 0(-:! 0!5, -0# =(4(!0 *#$%#&+. D<C!! A.&)# )74!2 * G0#5 %643 * )7<#!
*%!56 5#!2 :.='. '! <#)!! 47:.'+.
># *0#%#5 %643 '(9#460&6 $#&0(*C.-. . -).!'0+. H($%.5!%, * 0!A!'.! 9 )!0 6 *!)
@#%5();'37 5(&0!%-"%3$$3 .&-)7A.0!);'# 4)6 &$!8.().&0#* * .'@#%5(8.#''#5
5(%-!0.'"! * <.='!&(9, %#4&0*!''+9 5#!53, -#0#%+! *&! <+). *+&#-# 3&$!,'+ .
.''#*(8.#''+, *&! <#"(0+. > 0# *%!56 -(- #'. $)(0.). 5'! #0).A'#! *#='("%(:4!'.!,
A0#<+ 6 #%"('.=#*(), $%.'6) 3 &!<6, #<)!"A.) . 3$%(*)6) "%3$$#2 . .9 *&0%!A(5., 6 0(:! $%.'.5() 3A(&0.! * %(<#0! "%3$$+ . $#)3A.) 5'#"# $#)!='#"# #0 #<5!'( .4!2 .
.'@#%5(8.!2. B0#0 %64 0(-:! *-)7A(!0 * &!<6 5#!"# <39"()0!%( . G-&$!%0( $#
@.'('&#*#53 ('().=3, & -#0#%+5 6 0!&'# &#0%34'.A(7 * .'*!&0.8.69 * '!4*.:.5#&0;,
I(%.' J(%5(' (Darin Garman), . 4%3".! '('60+! 5'#2 &#*!0'.-..
> 0%!0;!5 %643 '(9#460&6 *&! 4%3".! -).!'0+, & -#0#%+5. 6 %(<#0(7, 4%3".!
$#&0(*C.-., '( -#0#%+9 6 $#)("(7&;, 4%3".! .&0#A'.-. .'@#%5(8.., - -#0#%+5 3 5!'6
!&0; 4#&03$, . $%#5+,)!''+! (&&#8.(8.., - -#0#%+5 6 $%.'(4)!:3. H($%.5!%, G0# .
.=4(0!); G0#2 -'."., !! %!4(-0#%, &$!8.().&0+ $# 5(%-!0.'"3, $%#4*."(7C.! !!, 5#.
4%3".! .=4(0!)., 5#. ).0!%(03%'+! ("!'0+ . 5#2 ("!'0 $# %!-)(5!. K34( 5#:'#
*-)7A.0; -).!'0#*, -#0#%+9 6 -#'&3);0.%#*() . -#0#%+5 $.&() %!-)(5'+! 0!-&0+, .
-0# 5!'6 $#44!%:.*(), '# * #0'#,!'.. -#0#%+9 6 *&! !C! 4!2&0*37
4.&-%.5.'(8.#''#. ?(-:! &74( *9#460 %!4(-0#%+, 4.=(2'!%+, *G<-5(&0!%(, 4%3".!
$%#@!&&.#'()+ . $#&0(*C.-., -#0#%+9 6 =(4!2&0*37 $!%.#4.A!&-., #0 $%#!-0( $%#!-03.
B0# . !&0; /)('!0( IG'(, 5.%, &#=4(''+2 . -#'0%#).%3!5+2 5'#2, .
$%.'(4)!:(C.2 5'!, '(&!)!''+2 0#);-# 0!5. )74;5., -#0#%+5 6 $#=*#)67 '(9#4.0;&6
0(5, %3-#*#4&0*3!5+! =(-#'(5., -#0#%+! 6 3&0('(*).*(7 . 3&.).*(7. B0# '!<#);,(6
$)('!0(, $#G0#53 3 5!'6 !&0; 3%#*'. #0'#,!'.2 & -(:4+5 .= !! :.0!)!2. L(:4+!
#0'#,!'.6 .5!70 3).83 & 4*3&0#%#''.5 4*.:!'.!5. D'. *&! *).670 '( 5!'6, -(- . 6
'( '.9. B0# '!.=<!:'#. D'. *&! ).<# 3&.).*(70 5#7 G'!%".7, ).<# !! #0'.5(70. D'.
*&! ).<# $#44!%:.*(70 . &#4!2&0*370 5'!, ).<# 5!,(70 5#!2 $%#43-0.*'#&0.. D'.
*&! ).<# 3&.).*(70, ).<# $#4%+*(70 5#! $%.06:!'.! <#"(0&0*(.
B0# &$%(*!4).*# 0(-:! 4)6 )7<#"# A!)#*!-(, -#0#%#53 *+ $#=*#)6!0! &3C!&0*#*(0;
* *(,!5 5.%!. >)(&0*320! * .,9'2 5.%! * &##0*!0&0*.. & G0.5.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

108/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"# $%&' ($) *&+,' - .#/++ NO B.S., NO B.S. Time


Management for Entrepreneurs, $0)1'2#34&' %3) 52#&+)
&' 2#(6 -3'.2-$-'&+) .-$+( (+/$(! 78 ($9#2# *6:+24 ##
- *&+9&8; (','1+&'; +3+ 6 $&-3'<& %+.2/+04=2#/$-.
>$:$3&+2#34&6= +&?$/('@+= .($2/+2# &' .'<2#
www.nobsbooks.com.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

109/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
! !!
!
!"#$%&'()#"&*&+"',-'
!'
!
"#$%&"'(!
! !!
!
!
! "#$% #&'( $#)*+,-./)01$$1% /$.21, $13 /)')4)5 % 41,)'1-, ,41- *#4#460, &$)01 /
$#5 0)704181-&% 0 '#9#$.# "$)2.: -#'. ; ## $1701$.. ,6-. &-)01 &'1-($6# %5<1. !
.731'#-#5, / /)')46" % ),41'.-&%, $# ,6-) &'1-($6: %.<, 9'),6 ## )*+,-./)01'(!
=3$1/) 06 ")>#'# +-)0.'( &+'( 300-&'41$.9$)5 /$.2. ,-12)314% ?'." 30+" &-)01".
@4)'/.# ")2+' $1&-#3)01'( A#"-B, $) ?') 04#"% $1&'+*.' $# &/)4). 9*"$:(,
)0,+*.*0#$ /'";<#2. =2'0*-$> 1"#.0'<,'$ )*+,$-$.*.
;6 3)->$6 &'1'( '1/.".
C $# 2)0)4B ) ')", 9'),6 07%'( $1 &#,% $#)*41031$$65 D.$1$&)065 4.&/, :)'%
04#"% )' 04#"#$. 06 3)->$6 ,+3#'# *)-)>.'( ")$#'6 $1 &')-. E') )'$)&.'&% / 01F#"+
?2), &1"))<#$/#, 4#*+'1<.., )'$)F#$.%", / 0#73#&+8." "6&-%" ?$* *(/*(,/*(#
/:2,@$ *)* 2('?

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

110/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!"# $% $&'%$ ()*+, ,+(-* .%/"+0 #$(1( 2%3%4. !* #('%+%
$"&,5+067 5# )( #%8% )8(.25'%$57 2)%8%..
- 9'5$ :5##($6 (Gene Simmons), ,/%$ 18&))* KISS
5 "2+(8 ;$515 !"#$, %"&'(), Kiss (Sex, Money, Kiss)

!"# $%&$" '#()*'+, -(.'+/*/"+, / '**+/(+'+/00 ' /"10# 0-(2#. 3#()*'+,


04$*505*/"+, +5"-060*$$%7 #%-5*'+, 0)0 -"&( '*/(+8 9:';(5+*/, :*+*58< /8
$"'+*.=0/* ;5*'0)0, :*4-" /8 /(50+(, =+* /"10 0-(0 '"#8( )%=10(. 3#()*'+, $"="+,
-* +*4*, :": /8 >%-(+( 4*+*/8, -/04"+,'2 $" *?%;, / +(#$*+(, +(5;(+, $(%-"=0.
3#()*'+, /'+5(+0+,'2 )06*# : )06% ' @"#(1"+(),'+/*#, %$0&($0(#, *+:"@*#. 3#()*'+,
;50-(5&0/"+,'2 '/*0< /@4)2-*/. 3#()*'+, @"-"/"+, /*;5*'8, %'+"$"/)0/"+, ;5"/0)" 0
45"$068, @"?0?"+, ';*'*>, :*+*58# /8 -()"(+( -()", 0 $")*&0+, '/*7 /*)7 $" #05
/*:5%4 /"'. 3#()*'+, ;*)*&0+, :*$(6 $(;5*-%:+0/$8# *+$*1($02# 0 %/*)0+, $(
'*+5%-$0="7?0< 5">*+$0:*/ 0 :)0($+*/. 3#()*'+, /85/"+, :*$+5*), $"- /"10#
/5(#($(# % :"&-*4* /*:5%4 /"'. 3#()*'+, ;*'+"/0+, 0 '+5(#0+,'2 : /"10# 6()2#.
3#()*'+, ';5"10/"+,, ;5*-/04"+,, ;5*-"/"+, "45(''0/$*, $(0'+*/*, 1%#$*, /0-0#8#
*>5"@*#. 3#()*'+, 04$*505*/"+, :50+0:%, A*:%'05*/"+,'2 $" 5(@%),+"+"<.

"#$%&'&(#!)*+,#!-%$)%.+%*&!'/%0%,#(1!
!

! $(@(#$*# '#8')( (/ 9A05$*#) 2 -%#"7, =+* >*4"+'+/* *&0-"(+, $">)7-"(+ @"


;5(-;50$0#"+()(#, $(#$*4* ;52=(+'2, ;5*'+* =+*>8 %/0-(+,, $"':*),:* *$ -(5@*:. !
$(:*+*5*# '#8')( /*'<0?($0( >*4"+'+/*#, -"&( (4* /*&-()($0( -)2 $(/(5*2+$*
'0),$*4*, *;5(-()($$*4*, $( :*)(>)7?(4*'2, &0@$('+*.:*4* ;5(-;50$0#"+()2 >,(+
:)7=*#, 0 >*4"+'+/* $"=0$"(+ '+5%0+,'2 : $(#%, *$* /8'+"/)2(+ '(>2 ;*)$*'+,7 0
'*/(51($$*. (!"# $%&($ <*)*-$8. -%1?)
3%?('+/%7+ 5("),$8( '0)8, :*+*58( %;5"/)27+ -/0&($0(# -($(4. B($,40 $(
;(5(<*-2+ *+ *-$*4* : -5%4*#% >)"4*-"52 '%-,>(, ')%=".$*, 0@-@" /(@($02. C $0< ('+,
;50=0$8 -)2 -/0&($02. D+* ;5*0'<*-0+ / *+/(+ $" '0)8 ;50+2&($02. B($,40 -/0&%+'2
>)"4*-"52 E/+*50+(+% /*+ ;*=(#% 9:';(5+8 '+"$*/2+'2 >*4"+8#0, ;*9+*#%
/8'*:*:)"''$8. :"5-0*<05%54 / F)0$0:( F)0/)($-" $"#$*4* >*)(( >*4"+, =(# /5"=
*>?(. ;5":+0:0, 5">*+"7?0. $" '*'(-$(. %)06(. B($,40 -/0&%+'2 ' G(5(-"=(.
H+/(+'+/($$*'+0 /*+ :": '*/(+$0:0 ;* A0$"$'*/*#% ;)"$05*/"$07, >5*:(58 0
A0$"$'*/8( %;5"/)27?0( '+"$*/2+'2 >*4"+8#0. B($,40 -/0&%+'2 $" *'$*/$*# %5*/$(
>)"4*-"52 H>#($% I($$*'+2#0. J* >*)(( /'(4* / #*(# ;*$0#"$00, -($,40 -/0&%+'2
>)"4*-"52 3#()*'+0.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

111/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
! "#"$%&#'#()* "+#% +,)-.,)% )"/*0()'%*1,# ,. +)&%,)) '#2#,
2&% 3 4#'%* 56'1 + 57&78%-. ! -#2 +)&%'1 9'# './ 3",# :%$%&
"#5#; +# +$%-3 -#)4 -%('.,);, 9'# 56*# :#(') $%.*1,#"'10.
<#'#- 3 #87')* *%2/#"'1, -,% ,% ,7=,# 56*# ,.:$32.'1"3, ('#56
56'1 '.-, :#'#-7 ('# 3 7=% (7+"'+#+.*, ('# 3 /./ 57&'# '.-, ('#
9'# +"%2# *)>1 &%*# +$%-%,).
! :#"'.+)* ?%*1, +)@7.*)@)$#+.* %% #(%,1 3",#, :#'#- 3
"#@&.* &$.;+, =.=&7 &*3 :$%+$.8%,)3 9'#2# + $%.*1,#"'1. !
,.4#&)* $.&#"'1 + './)4 .-5)?)34, + '#-, ('#56 )-%'1 +)&%,)%
:%$%& "#5#;. A './#; $.&#"'10, &)"?):*),. &*3 -%,3 ,% 56*.
'$7&,#;, )*) ,%2.')+,#;, )*) -$.(,#;. B6 *05)'% &%*.'1, ('# +6
&#*=,6 &%*.'1 )&') + 2)-,."')(%"/); @.*, 7:#$,# '.$.5#'.'1. C.=% /#2&. 5#*1 3+*3%'"3 (."'10 &#"')=%,)3 +.>%;
?%*), . './ #,# ) %"'1, +6 '#=% -#=%'% %% :$),3'1.
- D$,#*1& E+.$?%,%22%$ (Arnold Schwarzenegger)

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

112/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%& II

!"#$%#&'()*+,&("-((
./0)*+1'##&2(34%.'/-",(

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

113/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!

!
!!
! !!
!
!"#$%&'()'*+#*
*
!"#$%&'()'*+#
!
!!
!
"#$%!&'$$'()!
! !!
!
!
9 (#:*+/, (' 1"'$'(/*.,0 (, $*, ;$*)< )<$= #(.'-$#>#*((<2, ?#(,(-*.<2
5:-1'"$*2 #0# 5:-1'"$*2 . @1",.0'(## )*+,$-$.*2. A $';'(#' 2(*+#B 0'$ 2*'3 &#C(#
2(' )<0* $,: &' -$</(*, :,: # )*0=D#(-$.@ 1"'/1"#(#2,$'0'3, 1"#/,.,$= -.'"B
*-*)*' C(,;'(#' -*C/,(#% /'(=+,2, # % @/'0%0 2,0* .(#2,(#% #(.'-$#"*.,(#E,
-*B",('(#E # 1"'@2(*&'(#E /'('+. !"# $"%$&'())*# +(,$")-./)*# $0'12 $ 3,"')4
'$(2" .15/ '*$"6"-0"7"0)"2" +,(0+,1)18-&(.4 )- 3,"'()/ '*$"6"-0"7"0)"2" 1
%"2-&"2" +,(0+,1)18-&(.4 $.391.$4 :- +"$.(0)1( 10 .(& 1.1 "6"." &"2", 9-$&19)"
%.-2"0-,4 '.14)1; 1 +"8"<1 $+(=1-.1$&"' ' ,-:)*7 "%.-$&47 1)'($&1,"'-)14 1
>1)-)$"'. ? 8()4 %*.1 )(6"&",*( ':-18""&)"5()14 $ @6$+(,&-81, +,1$3&$&'3;<181 '
@&"# 6)12(. A)1 %*.1 8"181 6.1()&-81: )(6"&",*( $"$&"4.1 ' 8"(# 8-$&(,-2,3++(, '
6"&","# 4 '*)($ 8)"2" +".(:)"2" 1: 17 10(# 1 1)>",8-=11, &-6 B( 6-6 ")1 1: 8"17.
C(6"&",*( 0-.1 $"'(&* 1.1 +,(0"$&-'1.1 3$.321 8)( 1.1 8"18 6.1()&-8. D-B0"2" 1:
)17 4 '*%,-. 0.4 @&"# 6)121, +"&"83 9&" ")1 +,1')($.1 0,323; &"963 :,()14 1 0,321(
'":8"B)"$&1, &-6 B( 6-6 -'&",1&(&, :)-)14 @6$+(,&"' 1 "+*& ' "%<3; 01$63$$1; "
%"2-&$&'(.
E", 9&" 4 '6.;91. 17 $;0-, )( +(,(6.-0*'-(& )- 8()4 1.1 )- 1:0-&(.4 @&"# 6)121
.;%*( "%4:-&(./$&'- 1.1 "&'(&$&'())"$&/ :- .;%"( ,(5()1(, 6"&","( '* +,18(&(,
0(#$&'1(, 6"&","( '* $"'(,51&(, 1.1 "&)"5()14, ' 6"&",*( '* '$&3+1&(, +"&"83 9&"
6-B0*( 1)01'103-./)*( "%$&"4&(./$&'- "&.19-;&$4 0,32 "& 0,32-. F* )- 100%
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

114/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$"%"#$&&' () #)*+ %!,%"#$&&'$ -+&)&%!#'$ +.+ /$.!#'$ 0$*$&+1. 2%.+ #' &$
3$.)$"$ 40+&+5)"6 ")789 !"#$"%"#$&&!%"6, #)5 &$ %.$/8$" :+")"6 /).6*$. ; $%.+ #'
%!5&$#)$"$%6 &) %:$" .9,!<! 0$*$&+1, %#1()&&!<! % +&#$%"+=+15+, #)5 %.$/8$" &)>"+
%!!"#$"%"#89?+@ %!#$"&+7!# + 40!-$%%+!&).!# # A"+@ !,.)%"1@, ")7+@ 7)7 #)*
%!,%"#$&&'> CPA7 +.+ 90+%".
B!> /)#&+> /08<, /!7"!0 C$0, D09 (Herb True), &) 40!"13$&++ 5&!<+@ .$"
1#.19?+>%1 40!-$%%!0!5 4! ,+(&$%8 # Notre Dame, !/&)3/' %7)(). 5&$, :"! 5&!<+$
%"8/$&"' 40+@!/1" # ()5$*)"$.6%"#!, 7!</) !& /)$" +5 5&!3$%"#! 7&+< %
40!"+#!0$:)?+5+ /08< /08<8 + 0)(.+:&'5+ "!:7)5+ (0$&+1 &) !/+& + "!" 3$ 40$/5$".
E %!3).$&+9, "$5) /$&$< &$ ")7 83 + 40!%"). E)3/'> :$.!#$7 +5$$" %#!> #!(0)%", !4'",
/!@!/, ,!<)"%"#!, #0$51, 7!"!0!$ !& 5!3$" A"!58 4!%#1"+"6, "$04+5!%"6 7 0+%78,
+&+=+)"+#8, +&"$0$%' # )7"+#&'@ +.+ 4)%%+#&'@ +&#$%"+=+1@ + "./., + 7)3/'> /!.3$&
/85)"6 &$()#+%+5! + 40+>"+ &) %#!> %!,%"#$&&'> 48"6, 48"6, 40)#+.6&'> /.1 &$<!.
F$ ")7 /)#&! 8 5$&1 ,'.) !/&!/&$#&)1 7!&%8.6")=+1 % G!5$0%!5 H)>"!5 (Somers
White), 7!"!0!<! 1 #0$51 !" #0$5$&+ &)#$?)9, :"!,' 4!.8:+"6 %!#$" 4! /$.!#'5 +.+
-+&)&%!#'5 #!40!%)5. B' % G!5$0%!5 (&)7!5' 83$ 5&!<! .$". I& 3+#$" # J$&+7%$,
</$ 40!3+#). + 1 # "$:$&+$ 20 .$". B' !,) ,'.+ !0)"!0)5+ + :.$&)5+ F)=+!&).6&!>
K%%!=+)=++ I0)"!0!# (National Speakers Association). H &$<! !".+:&!$ ,+(&$%
!,0)(!#)&+$, !& 1#.1$"%1 40$(+/$&"!5 ,)&7), + !& &$!,':)>&! 40!&+=)"$.$& #
-+&)&%!#'@ #!40!%)@, #!(&+7)9?+@ 8 40$/40+&+5)"$.$> # 4!@!3+@ ,+(&$%)@. I7!.!
4!.!#+&' /&1 5' 0)%%5)"0+#).+ 5!$ 4!.!3$&+$ /$. # "$78?$5 ,+(&$%$ + 5!$ .+:&!$
-+&)&%!#!$ %!%"!1&+$, ()/):+ + 4.)& &) "$ !%")#*+$%1 &$%7!.67! .$" 5!$> )7"+#&!>
/$1"$.6&!%"+ /! "!<!, 7)7 1 !"!>/8 !" /$.. I,0)?)9 #)*$ #&+5)&+$, :"! 5&!<+$
40!-$%%+!&).' # -+&)&%)@ + %!#$"&+7+ 4!%4!0+.+ ,' % #',0)&&!> 5&!9 %"0)"$<+$>. L
0$).6&! +%7). 0)(85&89 40!#$078. G$%%+1 4!/!,&)1 A"!> 1#.1$"%1 -+&)&%!#'5
A7#+#).$&"!5 0)(/$#)&+1 /! <!.) 4$0$/ "$0)4$#"!5, 7!"!0)1 #7.9:)$" !/&8 +.+ /#$
&)%+.6%"#$&&'$ 40!=$/80'. M!%.$ #%$<! #' :8#%"#8$"$ %$,1 ")7, 7)7 ,8/"! #)5 %.$/8$"
%!(&)"6%1 # %!#$0*$&++ 40$%"84.$&+1. N .9,!5 %.8:)$, $<! ()7.9:$&+$ ,'.!
%.$/89?+5: C!"1 A"! 5!3$" ,'"6 &$7!00$7"&'5 +.+ &$ .8:*+5 /.1 /08<+@, /.1 #)%
#)*) %"0)"$<+1 + 4.)& 1#.19"%1 %!#$0*$&&'5+.
N A"!5 0)(/$.$ #' !"70!$"$ /.1 %$,1 A7%4$0"!#, #!(5!3&!%"+ + 5&$&+1 #7.9:)1
&$%7!.67! 5&$&+>, &)@!/1?+@%1 &$ # %!#$0*$&&!> <)05!&++ % "$5, :"! 1 %7)(). #
4$0#!5 0)(/$.$. N%$ A"! /.1 "!<!, :"!,' %"+58.+0!#)"6 #)% &) 0)(5'*.$&+$ ) &$
0)%%7)('#)"6 #)5, :"! /85)"6!
E!</) 1 #4$0#'$ &):). #'%"84)"6 &) 48,.+7$, 5&$ 4!%!#$"!#).+ &$ <!#!0+"6 ! %$7%$,
4!.+"+7$ + &+7!</) &$ 40!%+"6 4!-&)%"!1?$58 )8/+"!0+9 /85)"6. L &)08*+. 7)3/!$
+( A"+@ 87)()&+>. D)7 1 /$.)9 + (/$%6.

CPA (Certified Public Accountants) - #$/8?)1 40!-$%%+!&).6&)1 7#).+-+7)=+1 # 5+0$ /.1 ,8@<)."$0!# +
)8/+"!0!#. C!"1 /)&&)1 %$0"+-+7)=+1 &$ +5$$" 40)#!#!<! %")"8%) # /08<+@ %"0)&)@ 70!5$ GOK, !&)
40+(&)&) ,+(&$% %!!,?$%"#!5 #! #%$5 5+0$.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

115/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!

!
!!
!!
!"#$%&%$'#(%"$)*"+$
,%-.+/*0$$
!
! $).-2#3-,4$
01..1#/%,#0$
01..1#/%,#0
!
/%351610#7"1
18 $
/%351610#7"
!
$
!
9:3$;1/7"#/$<=>?@$ABCDEFCG$
!
!$
!"#$ $%&' () *$ (&"+$$,$ -"-./-*'01+2 *$+('#'3.%,24, -5.3$ -"- ("6'3 +.3.3, 1
("% 0$7 %.3*$*'8 $%,2 5.+%,($**'-, +519 '&' %.%$+, -,. 8(&8$,%8 '*($%,.5.3. :.&$$ ;$3
.+*" ,5$,2 (%$< +.3.(, -1=&$**)< '&' =5.+"**)< ( >3$5'-$ ( 2004/2005 9.+"< 0)&'
=5.+"*) '&' -1=&$*) '*($%,.5"3'. ?1@$%,(1$, <.5.6"8 =5';'*", =. -.,.5./ ()
('+',$ ,"- 3*.9. .0A8(&$*'/ ' 5$-&"3*./ 613'<' *" B,1 ,$31. ?+$&"**"8 =5"('&2*.,
.*" 5"0.,"$,! C$+('#'3.%,2 3.#$, 0),2 *"'0.&$$ -.*,5.&'51$3)3, =5$+%-"71$3)3,
0$7.="%*)3 ' *"+$#*)3 %=.%.0.3 '*($%,'5.("*'8 ("6'< +$*$9, ()9.+*.9. '<
'%=.&27.("*'8 ' =5$13*.#$*'8 0.9",%,(". D*" 8(&8$,%8 ;"%,24 '*($%,'E'.**.9.
=.5,F$&8 -"#+.9. 0.9",.9. ;$&.($-" '&' %$32'. D*" 3.#$, 0),2 .95.3*./
=5$+=5'*'3",$&2%-./ (.73.#*.%,24.
G.#$, 0),2, () +13"$,$: !", *. +&8 B,.9. ,5$01$,%8 ,"- 3*.9. +$*$9 %&'6-.3
3*.9. (5$3$*' .. 5'%-" ,$0$ *$.0<.+'3 .95.3*)/ -5$+', %1@$%,(1$, %,.&2-.
=5$=8,%,('/, -.9+" '3$$62 +$&. % %.0%,($**'-"3' *$+('#'3.%,' .. B,. *"3*.9.
,51+*$$, ;$3 -"#$,%8.
G./ %.0%,($**)/ .=), 9.(.5',, ;,. () *$ =5"(). H 1%=$6*)/ %,5"<.(./ "9$*, (
'7($%,*./ -.3="*''. I 3$*8 <.5.6. '+1, +$&" ( 3.$3 0'7*$%$. C. ( +$/%,(',$&2*.%,'
8 7"5"0",)("4 3*.9. +$*$9 *" %,.5.*$, 0&"9.+"58 3.'3 '*($%,'E'83 ( *$+('#'3.%,2.
J <.,8 8 7"*8, ( 3.$3 %,5"<.(.3 0'7*$%$ =.&*)/ 5"0.;'/ +$*2, 8 &$9-. 0.&$$ ;$3
1,5"'("4 3./ +.<.+ ( %(.0.+*.$ (5$38 % =.3.@24 *$+('#'3.%,'. D, ' 8 *";'*"&,
-.9+" 1 3$*8 *$ 0)&. <.5.6$9. -5$+'," F"-,';$%-', 8 0)& 0"*-5.,.3!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

116/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%#", &"'#" (")$*+,-. /"*"0"(-"1234 "+,563, (-7-. /"&")87/$8.9$& (
:*"58$&7&,, "- 6"-"*;< &"'$- (83%,-.(1 &,0*$#., ,8, "67=7-.(1 ( "-*,97-$8.#;&
5787#("&. > 5;8 5; 8'$9"&, $(8, 5; :":;-78(1 #7*,(")7-. 67*-,#3 ( *"=7&, 5$=
+,:"), :*1&34 &"2$#34 /"*"03 6 &,88,"#7& 5$= 6"%$6 , *;-),#. ?"- :"%$&3 -76
)7'#" #7@-, ":;-#"0" #7(-7)#,67 ,8, -*$#$*7 , ":*$/$8,-., 676"@ ,= &#"0"%,(8$##;<
:3-$@ :7((,)#"0" ,8, 76-,)#"0" ,#)$(-,*")7#,1 ) #$/),',&"(-. )7& :"/<"/,- 676
:*$/:*,#,&7-$84.
!"#$ %&'($') *'%)+ %('&,+ % -'(*+.+#"%)/0?
A" &"$&3 &#$#,4, 845"&3! B"'$- 5;-., )7&. B#"0" 84/$@ ( "%$#., "%$#., "%$#.
3(:$+#;& 5,=#$("& #7<"/1- )*$&1 ,=3%,-. #$/),',&"(-. , (")$*+7-. ( #$@ (/$86,,
:"-"&3 %-" C-" -76 :*,5;8.#". D32$(-)3$- #$(6"8.6" )"=&"'#"(-$@, 6"-"*;$ :"/<"/1)($&. E(8, ); 676 *7= ,2,-$ (-75,8.#;@, :*$/(67=3$&;@ $'$&$(1%#;@ /"<"/ /81
6"&:$#(79,, )=8$-") , :7/$#,@ ) )7+$& 5,=#$($, ,#)$(-,9,, ) #$/),',&"(-. &"03/7-. )7& "-)$-. E(8, ); ,2,-$ (:"("5 5;(-*" =7*75"-7-. /$#.0,, /":"8#,-. )7+ /"<"/
,8, (/$87-. /$#.0, )#$ )7+$0" "5;%#"0" 5,=#$(7, %-"5; #7 100% )8,-.(1 )
#767:8,)7#,$ 5"07-(-)7, 7 :"-"& (")$*+7-. *7=#"0" *"/7 (/$86, ( #$/),',&"(-.4, 1,
)"=&"'#", /7& )7& "-)$-.
? C-"@ 6"*"-6"@ 087)$ 1 :"67'3 )7& /)7 ,= &",< :*$/:"%-,-$8.#;< !*7-%7@+,<
:3-$@ 6 :*,5;8, "- #$/),',&"(-,, 6"-"*;$ 1 ,(:"8.=34 (7& , "53%74 ,& ()",<
(-3/$#-").
12%)345 %)34)'6+5 1: 7"&$8+ (",$#'-) " 9'3'(48' 934*4 %":%)*'--"%)+
:'%9&4)-"!
A"83%,-. /"63&$#- " :$*$/7%$ :*7)7 ("5(-)$##"(-, #7 #$/),',&"(-. :"
=7687/#"@ "%$#. :*"(-". F7'$ &"1 13-8$-#11 /"%. &"'$- C-" (/$87-., $(8, 5; ,&$87 #7
C-" =76"##"$ :*7)".
A" =7687/#"@ "=#7%7$-, %-" ); :"83%7$-$ /"63&$#-, :"/-)$*'/742,@ :*7)7 #7
#$/),',&"(-., 7 :*"/7)$9 "(-7)81$- =7687/#34 #7 ()"$ ,&1. ? 6"#$%#"& ,-"0$, );
&"'$-$ );-72,-. :*,5;8. /7'$ 5$= ,#)$(-,9,@ ,= ("5(-)$##"0" 67*&7#7. A*,)$/3
*$78.#;@ :*,&$* "- G,887 D6$*5$-97 (Bill Skerbetz), &"$0" 68,$#-7 ,= A$#(,8.)7#,,.
?87/$8$9 /"&7 "-)$-,8 #7 "/#" ,= *$687&#;< "5H1)8$#,@, 6"-"*;@ 1 /78 G,883 /81
*75"-;. F,# (Dean), )87/$8$9 /"&7, -"8.6" %-" :$*$',8 3'7(#;@, /"80,@ *7=)"/, , 5;8
:"&"8)8$# ( /*30"@ '$#2,#"@. I$)$(-7 F,#7 #$#7),/$87 (-7*;@ /"& , #7(-7,)787 #7
#$&$/8$##"& :$*$$=/$, :"C-"&3 F,# :87-,8 7*$#/3 =7 -"- /"&, 0/$ "#, ',8,, ,
);:87%,)78 =7687/#34 =7 :3(-342,@ /"&.
G,88 "5H1(#,8, 676 "# &"0 5; 5;(-*" *7=*$+,-. :*"58$&3 F,#7. F,# :$*$/78 :"
76-3 /"& G,883 , =7:87-,8 $&3 1,800.00$ #7 :"6*;-,$ (8$/342,< );:87- :" =7687/#"@
) -$%$#,$ 3< &$(19$). G,8 ("087(,8(1 #7@-, :"63:7-$81 #7 /"& :" -,:3 "- 7*$#/; 6
)87/$#,4 (RTO)8, "()"5"'/71 F,#7 "- "51=7-$8.(-) :" ,:"-$6$. F"&3 -*$5")78,(.
#$6"-"*;$ *$&"#-#;$ *75"-;, , *,C8-"* (67=78 F,#3, %-" -"&3 #$"5<"/,&" (/$87-. )($
*75"-; /" );(-7)8$#,1 /"&7 #7 :*"/7'3. I3 7 :"-"& 6-" =#7$-, 6"0/7 5; C-"- /"&
63:,8,? I$)$(-7 F,#7 #$ '$8787 )687/;)7-. ) (-7*;@ /"& #, 9$#-7, , ) 845"& (83%7$ 3
F,# (7&"0" 5;8, :*"58$&; ( #78,%#"(-.4. J #$0" 5;8 /"80 ) 62,000.00$ =7 C-"- /"&.
8

RTO (Rent-to-own) #$K"*&78.#;@ -$*&,#, "-#"(12,@(1 6 ("087+$#,4 :" #$/),',&"(-,, ("(-"12$&3


,= /"0")"*7 7*$#/; , /"0")"*7 63:8,-:*"/7',, ("087(#" 6"-"*"&3 7*$#/7-"* ,&$$- :*7)" 63:,-. C-"/"& :" K,6(,*")7##"@ 9$#$ ) ":*$/$8$##"$ )*$&1 ) 53/32$&.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

117/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#"" $"% &' 45 (#") *+,, -./(', (/% &' 109,000.00$. 0# -/,1$+, $"2 #' 26,223.00$
-,34 1,800.00$, 2/5/.6" /# -/,1$+, /5 7+#'. 8' /9:;<,"#+" *+,,' /9 RTO
/52,+2#1,4; $",/<"2, 2/5/./=/ *+,, 41%", -."<.'5+5> +& '."#('5/.' 4.'&1 ?" <
-/21-'5",;, +4-/,>&1; 45.'5"=+3, 2/5/./) ; /91$'3. *+,, -/%/= -/21-'5",3
-/(=/5/<+5> (/21%"#56 #' -/,1$"#+" &')%' #' 90% 5."91"%/) 41%%6, + /# <6-,'$+<',
#"9/,>@/) <5/./) &'"%.
*,'=/('.; 5/%1, $5/ *+,, #" <6#1, -/$5+ #+ /(#/=/ (/,,'.' +& 4</"=/ 2'.%'#' <
A5/) 4(",2", "=/ </&<.'5 /5 +#<"45+B+) 96, /=./%#6%! 7+#' + "=/ #"<"451 1?'4','
%64,> <6"C'5> +& (/%', #'C/(;D"=/4; < +-/5"2", + #"/-."(","##/45> + -."-;545<+; <
("," -./('?+ (/%'. 8/<6" -/21-'5",+ 96,+ 4$'45,+<6 -/,1$+5> (/% < 4/945<"##/45>
(2/=(' /#+ #" -."(-/,'=',+, $5/ 4%/=15 A5/ 4(",'5>). E *+,, 96, (/</,"# -/,1$+5>
(/C/( < 20,000.00$, %"#"" $"% &' 10 $'4/< .'9/56, + -.'25+$"42+ 9"& <4;2+C ("#"?#6C
<,/?"#+).
F'2/#6 /9 /9:"25" -/( +-/5"2/), RTO +,+ 4/=,'@"#+;C / -.'<'C '."#(6 %/=15
<'.>+./<'5>4; /5 @5'5' 2 @5'51, + $5/96 .'9/5'5> 4 A5+%, <'% -/5."91"54; #"%#/=/ +C
+&1$+5>. 8/ +& A5/=/ -.+%".' <6 %/?"5" 1<+("5>, $5/ A5/ /$"#> -./45/. G5/ %/?"5 <'4
1(+<+5>, 5'2 A5/ 2'2 %#/=/ -/<43(1 41D"45<1"5 ,3("), 5'2+C 2'2 7+#, 2/5/.6" ?",'35,
45."%;54; + 91(15 4$'45,+<6 <6"C'5> +& ,39/=/ (/%', 2'2/) 96 '25+< /# +& 4"9; #+
-."(45'<,;,, < /9%"# #' 9645./", -./45/", ,"=2/" /4</9/?("#+" /5 +-/5"$#/=/ &')%',
2/5/.6) /#+ #" %/=15 /94,1?+<'5>.
!"#$%&' #$%&$()*' 2: +,-*##*,.."( /,#%(0.*1&
H6 2/=('-#+91(> -."(45'<,;,+ $",/<"2', 2/5/./=/ <6 &#'"5", .'&#6% ,3(;%?
E=.'3D+) 145./+5",> %'5$'? H/5 2'2 -./45/ -/,1$+5> < 2'.%'# 2/%+44+/##6"
-/4."(#+2' < %/"% %+.".
H6 #'@,+ ='(2+C 15;5. I5/ (/%', 2/5/.6% #"/9C/(+% 9/,>@/) ."%/#5 + 2/5/.6"
%/=15 965> -./('#6 &' C/./@13 41%%1. I5/5 5+- 4/945<"##/45+ +("',>#6) (,;
+#<"45/./<, 2/5/.6% #.'<+54; (",'5> </445'#/<+5",>#6" .'9/56 + 5'2+C %#/=/.
G'45/, A5/%1 5+-1 ,3("), 2/5/.6% #.'<+54; </445'#'<,+<'5> (/%', 4/<4"% #" #.'<+54;
+(5+ +42'5> -/21-'5",") + <"45+ 4 #+%+ -"."=/</.6. J4,+ <6 #'@,+ 4/945<"##/45>,
<'% #"5 #1?(6 -'$2'5> <'@+ .12+ +,+ -/(#+%'5> 21<',(1, $5/96 &'.'9/5'5> %#/=/
("#"=.
E#<"45/.6, 2/5/.6" &'#+%'354; </445'#/<,"#+"% (/%/<, %/=15 &'.'9/5'5> %#/=/
("#"= #' A5/) 4/945<"##/45+. K/=,'4#/ %/"%1 /-651, /#+ /96$#/ -/,1$'35 /5
20,000.00$ (/ 30,000.00$ -.+96,+ 4 2'?(/=/ (/%', -/A5/%1 /#+ #" </&.'?'35
<6-,'5+5> <'% #"9/,>@+" 2/%+44+/##6" -/4."(#+2'.
L'2 <6 #'C/(+5" +#<"45/./<, 2/5/.6" &'#+%'354; </445'#/<,"#+"% (/%/<? H/5 <'%
/(+# +& %/+C ,1$@+C -.+"%/<. M'= 1 -./45/ &'-145+5" %',"#>2/" ."2,'%#/"
/9:;<,"#+" < .'&("," 7/%' #' -./('?1: N'&<',3C', 7"@"</ (,; -/21-2+ &'
#',+$#6". O2'?+5" 4</) #/%". 5","P/#'. L/=(' <'% #'$#15 &</#+5>, &'-+@+5" +%"#' +
5","P/##6" #/%".' 5"C, 2/=/ <6 /-."(",+,+ 2'2 +#<"45/./<, 4-/4/9#6C -,'5+5>
#',+$#6", 25/ ?",'"5 -/,1$+5> A5+ .'&<',3C+, + 42'?+5" +%, $5/ <6 4 #+%+ 4<;?"5"4>,
2'2 5/,>2/ 1 <'4 91("5 4,"(13D+" (/%'. M'= 2 #')5+ 4</9/(#6) +,+ /9<"5@',6)
(/%, -./<"45+ -"."=/</.6 4 "=/ <,'(",>B"%, -/,1$+5> (/% (,; &'2,3$"#+; (/=/</.' -/
C/./@") B"#". M'= 3 -/&</#+5> <'@+% +#<"45/.'% (,; A5+C ='(2+C 15;5, -/4,'5>
+C -/4%/5."5> #' (/% + -.+=,'4+5> +#<"45/./< -.+#;5> 1$'45+" < '12B+/#", #'$+#'; 4
B"#6 #' 5,000.00$ (/./?", $"% 5' B"#', 2/5/.13 <6 /9=/</.+,+ 4 <,'(",>B"%. M'= 4
<69.'5> 5/=/ 1$'45#+2', 2/5/.6) ('45 9/,>@". 7",')5" 5/, $5/ #'&6<'"54;
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

118/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#!$%&'&##(' )*+%(,-&', . $/*"&/01&' $ !"#!2 +!'#*,& - -#$&.,!%!' $ "%34!2.
5*4 5 6&%-,& $*73 8%-6(/0 $ %*)'&%& 5,000.00$ -/- $(7&.
9.,0 '#!4! /:"&2, +!,!%(& #*;-#*:, 6-)#&. $ #&"$-<-'!.,- ,*+-' .8!.!6!'. = >
)#*: /:"&2, $+/:;*> ,&?, +!4! > !63;*: - #*.,*$/>:, )*%*6*,($*:@-? !, 100,000.00$
"! 250,000.00$ $ 4!" ,!/0+! )*#-'*>.0 ,*+-' "&/!' #& 8!/#!& %*6!;&& $%&'>!
A&<"3 8%!;-', $ ./3;*& &./- $( #& $ +3%.&, $( '!<&,& -.8!/0)!$*,0 $*7
.!6.,$&##(2 IRA9 -/- Roth-IRA10 "/> .!$&%7&#-> ."&/!+ . #&"$-<-'!.,0:, $.>
8%-6(/0 8!2"&, #* $*7 #& !6/*4*&'(2 #*/!4!' IRA, "! ,&? 8!%, 8!+* $( #& %&7-,&
.#>,0 . #&4! "&#04-. B,! !,/-;#(2 .8!.!6 3$&/-;-,0 $*7- 8&#.-!##(& .6&%&<&#-> -/!,+%(,0 Roth-IRA "/> $*7&4! .(#* -/- "!;&%- - 8!'!;0 -' .,*,0 ,!<& 6!4*,('-.
C&.,- ,*+-& ."&/+- . #&"$-<-'!.,0: $&.&/! - $(4!"#!!
* * *
95/ :#(-$*( (Thad Winston) %.0%'$-% #(.'-$*"*2 . ('/.#&#2*-$;, $"'('"*2 #
(,-$,.(#<*2 2(*+#= /">+#= #(.'-$*"*. # 1"'/1"#(#2,$'0'3, .<0?@,% # (*.#@<*.. 40%
#(A*"2,B## *) >-0>+,= 95/, 1*-'$#$' -,3$ www.thadwinston.com.

!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
9

Individual Retirement Account =#"-$-"3*/0#(2 8&#.-!##(2 .;&,. D/> $+/*"* $ IRA ,%&63&,.> -'&,0
!;&#0 $(.!+-2 "!?!". C+/*"( !6/*4*:,.> #*/!4!'. ='&:, 6!/07& !4%*#-;&#-2 #* .#>,-& "&#&4 .! .;&,*
$ !,/-;-& !, Roth-IRA.. C.& "!?!"( 8%- !8&%*1->? ;&%&) .;&, 8%- -#$&.,-1->? #& !6/*4*:,.> #*/!4!' "!
,&? 8!%, 8!+* $( #& %&7-,& .#>,0 . #&4! "&#04-.
10
Roth-IRA - =#"-$-"3*/0#(2 8&#.-!##(2 .;&,, 8%-#>,(2 8!" %3+!$!".,$!' - #*)$*##(2 8! -'&#.&#*,!%* William Roth. E,/-;*&,.> !, ,%*"-1-!##!4! IRA, $ ;*.,#!.,-, ,&', ;,! $+/*"( #* F,!, .;&, #&
!6/*4*:,.> #*/!4!', #! .3@&.,$3:, !4%*#-;&#-> 8! .#>,-: "&#&4 .! .;&,*, &./- $( ?!,-,& ;,!6( !#- #&
!6/*4*/-.0 #*/!4!'.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

119/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!

!
!!
!!
!"#"$%&'%()*&+%",
!"#"$%&'%()*&+%
",%-"./-.)%)%
! ",%-"./-.)%)%
!
01'$2&)
%
01'$2&)3
&)3%()1"4%&2$0)()5"6,+7%
%()1"4%&2$0)()5"6,+7
!
%
!
8"9%:)&,"&%;<=>%?@AB=AC%%
! !!
!
!
! " #$%&'() *+$,$%&"-,(.) /$012* ,1) 31+.2345 ).-$+ (3,."-(6$,13(7 ,
3.+,(2()$"-&, 0$-$645 /$"%.+$,1-.%&3$ "$8+1.- "$%(+3$. #$91-"-,$ ( $#."/.:(,1./6(-$0 +.3.9 /6( )(3()1%&34; ,%$2.3(7; ,6.).3( ( "6.+"-,. ! $#6("*< , $#=(;
:.6-1; >("-.)* ?$;$+ 31 @(83& (Income For Life System) ( /$012* ,1), 010
,%$2.3(. , $+(3 /6.061"345 +$) 31 $+3* ".)&< )$2.- /$-.3A(1%&3$ /6.,61-(-&"7 ,
24 +$)1 ).3.. :.) 81 7 0$6$-0(; %.- ( #.8 +$/$%3(-.%&34; ,%$2.3(5. B ."%( ,1) C-$"A.316(5 3. /$0181%"7 81)13:(,4), -$ ,$- ,1) "1)17 %*:'17 3$,$"-& +%7 31:1%1 ,1)
/$-6.#*.-"7 )(3()1%&317 "*))1 +.3.9 ,".9$ 5,000.00$ ((%( +12. ).3&'.)! >("-.)1
?$;$+ 31 @(83& $-%(:3$ 61#$-1.- 3. -$%&0$ %(:3$ +%7 ).37, $31 -102. /$)$9%1
"$-37) )$() 0%(.3-1) "$8+1-& #$91-"-,$. D-$- (3,."-(A($3345 ).-$+ /6(,.% )3$9(;
(8 31" 0 +$"-(2.3(< E(313"$,$5 ",$#$+4 81 $:.3& 0$6$-0$. ,6.)7. F$%.. -$9$,
31)3$9$ #$%&'. 3$,(:0$, 31;$+7-"7 31 /*-( 0 -.) 2. "1)4) 6.8*%&-1-1).
G$-/.6,4;, 7 "1) %(:3$ (3,."-(6$,1% , 0$)).6:."0*< 3.+,(2()$"-&, ,
)3$9$".).534. +$)1, /.6.+,(234. +$)1 ( +$)1 31 $+3* ".)&<. ! -102. 7,%7<"&
#6$0.6$) /$ 3.+,(2()$"-( ( "/.A(1%(8(6*<"& 31 /$)$=( (3,."-$61) , /6($#6.-.3((
#$91-"-,1. H1 /6$-72.3(( %.- 7 *%*:'(% /6$"-*< "("-.)* +%7 /$%*:.3(7 /6(#4%( "
,%$2.3(5 , +$)1 31 $+3* ".)&<. I10-(:."0(, )$( 0%(.3-4, 0$-$64. "%.+*<- )$.5
>("-.). ?$;$+ 31 @(83&, /$%*:1<- , "6.+3.) /6(#4%& , 28,071.00$ " 012+$9$ +$)1
31 $+3* ".)&<, 0$-$645 $3( /6($#6.%(.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

120/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$"% &'()*+,- $"*./+'0' 1'0*%&%2*, )'3')*, 4$,%'#* )"+"0 2 &5"$" +")2,6,7'&%,
&'&%',% 2 ,(89"+,, %'0', #*# 82".,9,%/ &4$'& +* +")2,6,7'&%/. :' 2&"3 )$80,3
,+2"&%,;,-3, #'%'$<" - .,9+' &'2"$=*., %*#,3 #*# 2 #'77"$9"&#8> +")2,6,7'&%/ ,.,
2 7+'0'&"7"?+<" )'7*, 7+" +" 8)*.'&/ 82".,9,%/ &4$'& %*# 6", #*# +* )'7* +* ')+8
&"7/>. @*# 2< 86" (+*"%", 9"7 1'./=,? "&%/ &4$'& +* 9%'-.,1', %"7 1'./=" .>)"?
(*4.*%-% (* +"0'. A$'&%' 4')87*?%" ' B'+*./)" C$*74" (Donald Trump). D+ &'()*.
'0$'7+<? &4$'& +* &2'> +")2,6,7'&%/. E82&%28"%" 2(*,7'&2-(/? D0$'7+<? &4$'& ).2*=,3 )'7'2 +* ')+8 &"7/> 7'6"% &)".*%/ 2*& '9"+/ 1'0*%<7 2 #'$'%#," &$'#,.
!"#$%&'(')""*$ +$&),*
: ,+2"&%,;,-3 2 +")2,6,7'&%/ &8F"&%28>% )2* '&+'2+<3 4')3')* &%$*%"0,4'#84*?-,-)"$6, , &%$*%"0,- $"#'+&%$8,$8?-,-1<&%$'-4$')*?. G+2"&%'$,
,&4'./(8>F,? &%$*%"0,> 4'#84*?-,-)"$6,, '1<9+' 4'#84*"% +")2,6,7'&%/ ,
2.*)""% "> &' &#'+9*+,- 2"#*. H.*2+<7 '1$*('7, '+ 4'.89*"% 4$,1<./ '% 82".,9"+,;"+ +* +"" & %"9"+,"7 2$"7"+, , +*.'0'2<" &#,)#, +* 2.*)"+,". D&+'2+'? +")'&%*%'#
%*#'0' 4')3')* '0$*+,9"++<? 4$,%'# +*.,9+'&%,. I"+< +* )'7* 2<$'&., ,
4'.89*"7*- "6"7"&-9+*- *$"+)+*- 4.*%* ")2* 4'#$<2*"% "6"7"&-9+<" (*%$*%< +*
2<4.*%< ,4'%"#,, +*.'0'2 , &%$*3'2<3 2(+'&'2 4$, &%$*%"0,, 4'#84*?-,-)"$6,.
!%$*%"0,- $"#'+&%$8,$8?-,-1<&%$'-4$')*?, "&., '+* 8&4"=+*, '1"&4"9,2*"% 4"$,')<
#$84+<3 2<4.*% +* 2*=" ,7-, +' 1"( #*#'0'-.,1' 4'&%'-++'0' "6"7"&-9+'0' 4$,%'#*
)"+"6+<3 &$")&%2. J +*=". &4'&'1 7*#&,7,(,$'2*%/ )'&%',+&%2* '1',3 4')3')'2, ,
,&#.>9,%/ 2&" +"4$,-%+<" +")'&%*%#, #*6)'0'. K%' &7"=*++<? 4')3') &'()*"% ,
#$*%#'2$"7"++<?, , )'.0'2$"7"++<? )'3') 4$, ,&4'./('2*+,, 4$'0$*77< D% *$"+)<
# &'1&%2"++'&%,.
-).,/#/0 %12)%
L)"&/ - 4$,2")8 #'+&4"#%, #*# - ,&4'./(8> 4$'0$*778 D% *$"+)< # &'1&%2"++'&%,
).- &'()*+,- 1'./="0' &4$'&*, 82".,9"+,- 4$,%'#* )"+"6+<3 &$")&%2 , 4'.89"+,#$84+<3 2<4.*% +* 2*=" ,7-. J 4'#84*> 4$"#$*&+<? )'7 +* ')+8 &"7/> 2 4$"#$*&+'7
$*?'+" , 4$").*0*> "0' 2 4$'0$*77" D% *$"+)< # &'1&%2"++'&%,. A$"#$*&+<? )'7 2
4$"#$*&+'7 $*?'+" -2.-"%&- '9"+/ 2*6+'? #'+;"4;,"?, #'%'$8> - +" 7'08 '1M-&+,%/ 2
N%'? #'$'%#'? 0.*2". D)+*#' 2< '4$")"."++' 3'%,%" +*?%, )'7*, #'%'$<7, *$"+)*%'$
)"?&%2,%"./+' 6".*. 1< 2.*)"%/, * +" %'./#' *$"+)'2*%/. K%' 7'6"% 4'%$"1'2*%/ '% 2*&
(*4.*%,%/ 1'./=" (* 2*=8 ,+2"&%,;,'++8> &'1&%2"++'&%/. !7'%$,%" O,&8+'# 1.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

121/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%&' 1
(&)*+,!"#$"%&'() *+,

(&)*+,-

-+./01) &2"+&

-+./01) *+3+*

!"#$%#&' ()*+*#&, ($ ,$-$)$. /#0 #)&%*-"' ()012&3&-4 /$* 1$/& #& $1#5 "0/46 ($
()$3)&//0 !- &)0#17 , "$8"-%0##$"-*, '%2'0-"' 1)&/&-*+0",$0 5%02*+0#*0 "()$"& #&
/$* 1$/&. 9 2003 3$15 :&;*$#&24#&' <""$;*&;*' =*>2-$)$% ()$%02& *?7",&#*',
,$-$)70 ($,&?&2*, +-$ 82% %"0@ ($,5(&-020., ,5(*2* 1$/&, -$24,$ ($-$/5, +-$ $#*
@$-02* %2&10-4 *@ "$8"-%0##7/* 1$/&/*. A &/0)*,&#;0% 0"-4 /0+-& %2&10-4 "%$*/
1$/$/. B$31& %7 $8C01*#'0-0 >-5 /0+-5 $ %2&10#** 1$/$/ " ,)01*-$)&/*, 3$%$)'D*/
&)0#1&-$)&/, +-$ -0 #0 ($1@$1'- 12' ($,5(,* 1$/&, ()$*"@$1*- +51$. 97, ,&, *#%0"-$),
/$E0-0 $,&?&-4"' % ($2$E0#** ()$1&6D03$ 015 $3$2$1&%F0. -$2(0. G#$3*0
&)0#1&-$)7 */06- -&,56 ,)01*-#56 *"-$)*6, ,$-$)&' #0 ($?%$2'0- */ 87-4
1$(5D0##7/* , ($,5(,0 1$/&. H"2* *@ 1$(5",&6-, -$ ,)01*-$) -)0850- $- 20% 1$ 30%
% ,&+0"-%0 (0)%$3$ %?#$"&. I$24F*#"-%$ &)0#1&-$)$% #0 /$35- ($?%$2*-4 "080 ?&(2&-*-4
")&?5 E0 20%. !1#&,$ $#* /$35- ($?%$2*-4 "080 (2&-*-4 $- 5,000.00$ 1$ 10,000.00$
&%&#"& ?& 1$/ ($ ()$3)&//0 !- &)0#17 , "$8"-%0##$"-*. =*"5#$, 2 ($,&?7%&0-, 310
&,-*%*?*)50-"' )0&24#7. "()$":

!
!"#$%&' 2
./#-+01,%%/2
%+ 34&*+5$

2+ 2"+4"%,,#
56 %"#'*(
$ &+7&68#''+&61

!"#$"%&'() *+,

-+./01) &2"+&

*16 7&1&*%/8
+4,%*+-&4&0
96+ 3+:#6 8.%*#6/
&8+1, *+,+,

B$31& %7 ()012&3&0-0 1$/, ,$-$)7/ #&#*/&-024 10."-%*-024#$ ?&@$-02 87 %2&10-4,


($ ()$3)&//0 !- &)0#17 , "$8"-%0##$"-*, "()$" %?20-&0- , #080"&/. 9 #0,$-$)7@
"*-5&;*'@ &)0#1&-$)7 85,%&24#$ 846-"' ?& ()0,)&"#7. 1$/, ,$-$)7. %7"-&%20# %
()$3)&//0 !- &)0#17 , "$8"-%0##$"-*. 97"$,*. "()$" ?&"-&%*2 /0#' "$8*)&-4
8$24F$. #0 %$?%)&D&0/7. &%&#"$%7. (2&-0E " #$%7@ #&#*/&-020., ,$-$)7@ '
,%&2*J*;*)$%&2, ,&, ($,5(&-020. % ()$3)&//0 !- &)0#17 , "$8"-%0##$"-*.
:0",$24,$ #01024 #&?&1 /7 ()012$E*2* ,2*0#-5 "$8"-%0##$"-4 12' *#%0"-*)$%&#*' ($
()$3)&//0 !- &)0#17 , "$8"-%0##$"-* * ($25+*2* &%&#" % 9,000.00$. G$. ,2*0#($25+*2 +0, % 9,000.00$, 1&E0 1$ -$3$ ,&, #&#*/&-024 (0)00@&2 % 03$ "$8"-%0##$"-4.
I$24F$. #0 %$?%)&D&0/7. &%&#"$%7. (2&-0E '%2'0-"' +*"-7/ ()*-$,$/ 10#03.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

122/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$%&%'#(
!"#$%& '()*+,-& .#/'01& 2(3 ,45+$1 .1/%&4/%3 3,(3+063 .6%71(1$%3 ."1$"4&&-.
86(% ,- 624+0+ ,45# 61960,+//160: /4/%&40+(), ,- .1;%<%1/%"#+0+ 6+93 '4'
21&1,(42+(:<4, 624)=+$1 21&. >2/4'1 '1$24 ,- +$1 ."124+0+ .1'#.40+() .1
."1$"4&&+ >0 4"+/2- ' 61960,+//160%, ,- .1;%<%1/%"#+0+ 6+93 '4' ."124,<4. ?1$24
# /4/%&40+(3 ."19(+&-, ' '1&# 1/% 6 /%&% 19"4=4)063? ? 21&1,(42+(:<#. ?1$24
."19(+&- # .1'#.40+(3, ' '1&# 1/ 19"4=4+063 6 /%&%? ? 6+9+ 64&1&#. @(4$124"3
."1601&# 62,%$# ,- .1(#*4+0+ $%$4/06'%+ ."+%&#=+60,4 2(3 6+93, '4' 2(3 %/,+601"4.
A16&10"%0+ /4 B%6#/1' 3.

!"#$%&' 3
)%*%+&,-.&.//0,1#*,2.&3
1. 4 -%*%+&,-.&3/, 56789: ;#"<,
=&,'%-,;( 2%*>, ?2% %1 @%&>?,.2
*,&.13<#A B,&%'%+CA -.@%B#2.
2. )%*%+&,-.&./ %2+.2"2+.1.1 B,
=%&3D>E ?,"23 ;.*%12, #
%="&>F#+,1#(.
3. 0,1#*,2.&3 1. B,=%2#2"( % -%*.; .'%
>"2,1%+<,: G 2%&3<% "1#*,E.
4. 0,1#*,2.&3 @&,2#2 *,&.13<>E
,;.1-1>E @&,2> # "H.BF,.2 =%&..
=C"2;% (<;,2<%";%?1CA -%'%+%; %
1,A*.).

!;%-,+.//!%<>@,2.&3 @% @;%';,**. 62
,;.1-C < "%="2+.11%"2#
1. 4 @;%-,+/, I:089: ;#"<, =&,'%-,;(
2%*>, ?2% %1 @%&>?,.2 =%&3D%A
,+,1"%+CA @&,2.F.
2. !;%-,+./ %2+.2"2+.1.1 2%&3<% B,
%@;.-.&.11CA ;.*%12 #
%="&>F#+,1#..
3. !%<>@,2.&3 1,*1%'% =%&3D.
B,=%2#23"( % -%*.; .'% >"2,1%+<,:
J2% *%A -%*!
4. !%<>@,2.&3 @&,2#2 +C"%<>E
.F.*."(?1>E ,;.1-1>E @&,2> #
@%-@#"C+,.2 -%&'%";%?1CA -%'%+%; %
1,A*. 1, >"&%+#($ @%2.;# -.1.'.

7#D.11%. @;%=&.* +&,-.1#. 1.-+#F#*%"23E


C4'0%*+6'%, 3 604"4)6: 62+(40: 04', *019- &1% 4"+/2401"- #."4,(3(%
/+2,%D%&160:) 64&%. E /+ 71*# #."4,(30: &1+F 61960,+//160:); G01 /+ 1*+/: 71"15++
,"+&3."+."1,1D2+/%+. H 61$(45+/%37, .12.%64//-7 /4&% 6 .1'#.40+(3&% .1
."1$"4&&+ >0 4"+/2- ' 61960,+//160%, G01 .12"19/1 ."1.%64/1, 4 %&+//1, *01
.1'#.40+(: 10,+060,+/+/ ;4 &+('%F "+&1/0 , 24//1& 21&+. @(4$124"3 01&#, *01 &%/,+60%"#+& , ."+'"46/-+ 21&4, # /46 "+2'1 6(#*4+063 91(:51F "+&1/0, '101"-F 96I+24( /45 ."%01' 2+/+D/-7 6"+260,. (J+'101"-+ ."%&+"- 21$1,1"1,, K1"& %
61$(45+/%F, %6.1(:;#+&-7 /4&%, ,'()*+/- , &1) L%60+&# !1712 /4 M%;/:,
'101"-+ ,- &1D+0+ .16&10"+0: /4 64F0+ www.QuitWorkSomeDay.com/wealth).

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

123/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&' ()&*$% +,-,.
!"#$%&#'( )#*+, -'%$'#,,#, ./ #'0)&1 2 3%43/50))%3/+, ,1 ,%60, )#7)#8#/9
4%"00 513%2:; 060,03(8):; #'0)&: )# )#*: )0&5+6+,%3/9. < /080)+0 "0/ ,1
'#7'#4%/#"+ /%, 8/% ( )#715#; =/'#/0$+0> =50'? -'%&#6+. @3-%"97:( A/: 3/'#/0$+;,
,1 ,%60/ )#7)#8+/9 &%-%")+/0"9)% %/ 150.00$ &% 250.00$ 2 060,03(8)%> #'0)&)%>
-"#/0. ='#7: 60, 2%$&# -0'3-02/+5)1> #'0)&#/%' 5";4"(0/3( 5 &%,, ,1 -'%3+, 0$%
-"#/+/9 4%"00 513%2:; #'0)&):; -"#/:. B#6&1> -0))+ A/%> 4%"00 513%2%>
060,03(8)%> #'0)&)%> -"#/1 (5"(0/3( 403-"#/)1, -'+/%2%, )#"+8)%3/+ 2 5#,, -%/%,:
8/% -% 3'#5)0)+; 3 %418)%> '1)%8)%> 3/%+,%3/9; #'0)&1, 2%/%':; 51 41 -%":8+"+,
A/# #'0)&)#( -"#/# 51*0.
!"#$%" #& "%'()*+, -#&*#
C'+50&: -'+,0' &%,#, -'+%4'0/0))%$% :8#3/)+2%, ,%0> =+3/0,1 D%?%& )#
E+7)9, D6% F0'2#&0)/0 (Joe Mercadente).

University Heights, Ohio


/0 -,+1&2&3$#*4 52$ 60(70*&7:
810-# $* 0),-+0*$)0:
92,3,#:;-"' ($7$2&*,74-"' ()&*$%
+,-,.:
<,-0 ()$+02& 0),-+0*$)= ($ +$.$1$)=:
>?@0: ()&?"74 $* &-1,#*&A&&:

164,000.00$
9,000.00$
300.00$ 1 3,#:A
194,900.00$
38,100.00$

F%+ :8#3/)+2+ =+3/0,# D%?%& )# E+7)9 /#260 %4"#&#;/ 3-0G+#"9)1, &%3/:-%,


2 -'%$'#,,0 +)503/+G+%))%$% 7#>,# 3 5% #5#)3%51, -"#/06%,. H3"+ 41 51
+3-%"97%5#"+ A/: -'%$'#,,: 7#>,# &"( -%2:-2+ &%,#, 5#* #5#)3%51> -"#/06 41" 41
'#50) -'+,0')% 8,200.00$. ='#5)+5 #5#)3%51> -"#/06 5 9,000.00$, -%":80))1> %/
-%2:-#/0"( -% -'%$'#,,0 ./ #'0)&1 2 3%43/50))%3/+, 3 #5#)3%51, -"#/06%, 5
8,200.00$, 51 7#,0/+/0, 8/% 5#, 41 5 &0>3/5+/0"9)%3/+ 7#-"#/+"+ 800.00$, 8/%41
2:-+/9 A/%/ &%,. <&%4#5%2, 51 41 -%":8+"+ ,03(8)1> -%"%6+/0"9)1> -'+/%2 &0)0$ 5
300.00$ 5 /080)+0 &5:? "0/, 2"#&( 5 %4I0> 3"%6)%3/+ 7,200.00$ 5 5#* 2#',#). H3"+ 5#*
-%2:-#/0"9 -% -'%$'#,,0 ./ #'0)&1 2 3%43/50))%3/+ -%2:-#0/ &%, 5 2%)G0
#'0)&)%$% 3'%2#, 51 41 -%"%6+"+ 5 5#* 2#',#) &%-%")+/0"9)10 21,900.00$
(194,900.00$ - 164,000.00$ - 9,000.00$ #5#)3%5%$% -"#/06#).
<%/ $&0 3%7&#0/3( '0#"9)%0 4%$#/3/5%. !%"9*+)3/5% +)503/%'%5 -%":8+"% 41 &%?%&
5 21,900.00$, 2%$&# 3%43/50))%3/9 -'%&#0/3( -%2:-#/0"; -% -'%$'#,,0 ./ #'0)&1 2
3%43/50))%3/+ + 6+"% 41 7# 380/ A/+? &0)0$. .)+ "+4% -%2:-#;/ &%'%$+0 +$':*2+
()%510 ,#*+)1, "%&2+, ,%/%G+2"1) +"+ +3-%"97:;/ +? )# 2#6&%&)05)10 '#3?%&1.
.&)#2%, -% ,%0,: ,)0)+;, 5#, )0 3"0&:0/ )+2%$&# 515%&+/9 35%+ &0)9$+ +7 +$'1.
.&)#6&1 5"%6+5 &0)9$+ 5 #2/+51, %403-08+5#;I+0 5#, &%?%&, -'%&%"6#>/0 +?
+)503/+'%5#/9 5 #2/+51, %403-08+5#;I+0 &%?%&. C'%6+5#>/0 &0)9$+, -'+?%&(I+0 %/
5#*0> 3%43/50))%3/+, # )0 51':82: %/ -'%&#6+. J :8: ,%+? :8#3/)+2%5 =+3/0,#
D%?%& )# E+7)9 +3-%"97%5#/9 51':82: %/ -'%&#6+ &"( #5#)3%51? -"#/060> )#
)032%"92% &%,%5. < 51*0:2#7#))%, &%,0 D6% ,%$ 57(/9 35%; 51':82: + +3-%"97%5#/9
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

124/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!! " #$%!&'"! $"$(&)")*) +,$'!-$ ($ ."$ ./0*12 .)3$. 41&0()# 5 +)#$56"$!', ($ %') 7')
+)2)-!.

!
!"#$%&' 5
8),0%!((6!
($,1%(6!
21,900.00$

10,950.00$ $-$./"-01 %2$3+4 &$5+/3-+ -2"4+.*6 ."-'(


*.-+/3*7*"..'(
/"8/3-+.."/39

:.1( +/!#/$&(6=
.)3 ($ ).(0 &!39A
&'$()"1'&C ."03C
+/!#/$&(631 .)3$31
($ ).(0 &!39A.

10,950.00$ $-$./"-01 %2$3+4 &$5+/3-+ -2"4+.*6 ."-'(


*.-+/3*7*"..'(
/"8/3-+.."/39

8/!.,)-1'9 7'1 ."$ ()"62 .)3$ " +/)*/$330 :' $/!(.6 # &);&'"!(()&'1 1
+),0%1'9 ."$ $"$(&)"62 +,$'!-$. <#$-!3, "6 .),-(6 ;6,1 ;6 +),0%1'9 5,000.00$ "
#$%!&'"! +!/"62 +,$'!-!= )' );!12 ()"62 1("!&'1>1=. ?') +/1(!&,) ;6 " "$@ #$/3$(
.)+),(1'!,9() 10,000.00$. 8/1')# .!(!-(62 &/!.&'" )' +!/")*) .)3$ ;6, 800.00$
+,A& 7,200.00$ " );B!3 .$"$, 8,000.00$. <!=%$& "$3 .),-(6 +/1='1 !B! 10,000.00$ "
#$%!&'"! $"$(&)" +,A& !-!3!&C%(6= +/1')# .!(!-(62 &/!.&'" )' ."02 ()"62 .)3)".
8)3(1'!, "$3 (! (0-() "6(13$'9 .!(9*1 15 "$@!*) #$/3$($ .,C +)#0+#1 ()"62 .)3)"
($ ).(0 &!39A. ?') '), %') C ($56"$A .)3$31, +)#0+$AB131 .)3$.
!"#$, %"&'%$()*+ ,"#$
?') &1,9(6= /6%$*. D&,1 ;6 & #$-.)*) .)3$ "$3 +/12).1,) +) 300.00$ !-!3!&C%(),
"6 ;6 0.")1,1 "$@ +/1')# .!(!-(62 &/!.&'" ;!5 .)+),(1'!,9(62 ",)-!(1= 15 "$@!*)
#$/3$($. E.);$")# "6 ;6 13!,1 ."$ ()"62 .)3$, #0+,!((62 & +/1;6,9A & #$-.)*) "
25,000.00$. <$36! ,0%@1! 1("!&')/6, #)')/62 C 5($A, +),0%$A' ($5$. &")1 .!(9*1,
",)-!((6! " 1("!&'1>11, )%!(9 ;6&'/). E!/(0" &")1 1("!&'1>11, )(1 )&'$A'&C "(!
"&C#)*) /1&#$. F2 .!(9*1 3)*,1 ;6 ;6'9 /!1("!&'1/)"$(6, +/1").C 12 );B1= .)2). #
"(0@1'!,9(63 "6+,$'$3. E ;),9@1(&'"! 1("!&'1>1=, #)')/6! .!,$A' 3)1 0%$&'(1#1
<1&'!36 G)2). ($ H15(9, )(1 +),0%$A' ($5$. +),(6! &0336 12 1("!&'1>1= "
'!%!(1! +!/"62 12 3!&C>!".
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

125/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


! "#" $%&' "#()*+&,%- .&)*/$0 1%'%2 +( 3&4+5 "$+%6(*5 2/+57& 8%)*%9++%,
+()*%:#&-% & 8% )-%/$" ")$%*;/+&<. =)>& -0 &+-/)*&;%-(>& - 2/>%, %8&)(++%/ -0?/,
-0 @0 ->%6&>& 8,200.00$ &4 -(?/7% ,(;$(+(. A0 @0 @0)*;% 8%>"#&>& #/, +( )"$$" 9,000.00$ 8%)>/ *%7%, ,(, 2%7%-%;&>&)5 @0 ) ,>&/+*%$ % 2%$/. B)8%>54":*/ 8%>"#/++0/
9,000.00$ - ,(#/)*-/ (-(+)( +( 2;"7%: 8;/,;()+0: 2%$. A )"C+%)*&, "$+%6(:*/ 2/+57&.
D*% -/)5$( $%C+0: +(-0,, ,%*%;%/ -0 &4"#(/*/ & 8;&$/+9/*/.
1(-(:*/ 8%)$%*;&$, &)'%29 &4 @"2"C/7%, +(),%>5,% $%C+%: $%6/* @0*5 2>9 -()
)*;(*/7&9 8%,"8,& 2%$%-, ,%*%;0/ 8%,"8(<* 2%$(. 1(-(:*/ 8;/28%>%6&$, #*% -0
8%,"8(/*/ *;& 8;/,;()+0' 2%$(, ,(620: +( %2+" )/$5<, & 8;%2(/*/ &' - */#/+&/ 2-"'
>/* 8% 8;%7;($$/ E* (;/+20 , )%@)*-/++%)*&. F&)"+%, 6 8%,(40-(/*, +( #*% 8%'%6
-(? 8%;*G/>5 +/2-&6&$%)*& - ,%+H/ *;/*5/7% 7%2(, /)>& -0 &)8%>54"/*/ -(?& 2%$( 2>9
8%,"8,& 2;"7&' 2%$%-.

!
!"#$%&' 6
1!" #$%

1%$
1

1%$
2

1%$
3

3&" #$%

1%$
1

1%$
2

1%$
3

1%$
4

1%$
5

1%$
6

I;& 2%$( )*(+"* 6 2%$($& @/4 -)9,&' 2%8%>+&*/>5+0' ->%6/+&: 2/+/7 &4 -(?/7%
,(;$(+(. A0;"#,( %* 8;%2(6& J*&' 2%$%-, ,"8>/++0' - 8/;-0: 7%2, 8%,;0-(/*
(-(+)%-0/ 8>(*/6& +( 8%,"8," 6 +%-0' 2%$%-. 6 2%$%-, ,"8>/++0' - *;/*&: 7%2,
8;/-;(*9*)9 - 12 2%$%- - 89*0: 7%2. 12 2%$%-, 8;&%@;/*/++0' - 89*0: 7%2, 8;/-;(*9*)9
- 24 2%$( - )/25$%: 7%2. D*% +/-/;%9*+(9 $(?&+( 8% 8%)*;%/+&< -(?/7% @%7(*)*-(.
D*%* $())&-+(9 $(?&+( .&)*/$( 1%'%2 +( 3&4+5 $%6/* +(#(*5)9 ) *;/' 5%
(-(+)%-0' 8>(*/6/:, ,%*%;0/ -0 -+/)/*/ *%>5,% 4( *;& 2%$(. K(,*&#/),&, 16%
L/;,(2(+*/ (Joe Mercadante), "8%$9+"*0: -0?/, 8;&%@;/> 20 2%$%-. E+ )%@;(> %@C/: )>%6+%)*& 61,300.00$ (-(+)%-0' 8>(*/6/:, )%42(> /6/$/)9#+0: 8;&*%, 2/+/7
;(-+0: 4,363.00$, & /7% 2%'%2 %* -0,"8( 2%$%- )%)*(-&> 580,442.00$.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

126/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$"% &'(%$'")*+ ,'-.%(%/.
!"#$"%&'( )*( #+,"*-.'& /+00,+#") " 0(,/('( 1"0'/"(*.2 3"4+'0'$+. 567(0'$6('
'"%&," 8$+ 16'. 0'+'& 3"4+'9):
1. :;8., ,"'"/9( /+3"'+;' *+ $+0.
2. <(*&4., ,"'"/9( /+3"'+;' *+ $+0.
!"#$, %&'&()* (+,&'+"' -+ .+/
!"86)+='( " '"), -'" 6 $+0 (0'& 24 1",61+'(%2 1" 1/"4/+))( >' +/(*89 ,
0"30'$(**"0'., ,"'"/9( .86' *+ /+3"'6 ,+?89= 8(*&, -'"39 .)('& $"#)"?*"0'&
1"0%+'& $+) 3"%&@"= -(, 0 +/(*8*"= 1%+'"=. A <?" B(/,+8+*'( (Joe Mercadante) (0'&
20 1",61+'(%(= 1" 1/"4/+))( >' +/(*89 , 0"30'$(**"0'., ,"'"/9( .86' *+ /+3"'6
/+8. *(4" ,+?89= 8(*&. >* )"4 39 ,+'+'&02 *+ 4+$+=0,.C $"%*+C, + 20 -(%"$(, @%. 39
*+ /+3"'6 . 1"09%+%. ()6 -(,.. D'"/+2 -+0'& 0(,/('+ 3"4+'0'$+ #+,%;-+('02 $ '"), -'"
$+@. 8(*&4. /+3"'+;' *+ $+0.
0*-12$, %&'&()* (+,&'+"' -+ .+/
D )"() 1/(89867() 1/.)(/( $9 39 .)(%. 24 8")+ $ '(-(*.( 7 %('. E0%. $9
#+1%+'.%. #+ ,+?89= 8") 120,000.00$, $9 39 $%+8(%. *(8$.?.)"0'&; 0'".)"0'&; $
2,880,000.00$. E0%. 8")+ /+0'6' $ F(*( *+ 5% $ 4"8, '" $+@ ,+1.'+% $ G'.C 8")+C
6$(%.-.$+('02 *+ 144,000.00$ ,+?89= 4"8. D+@+ *(8$.?.)"0'& 2$%2('02 0"%.8*9)
/+0'67.) +,'.$"), ,"'"/9= +$'")+'.-(0,. 0'/".' 8%2 $+0 3"4+'0'$" ,+?89= 4"8.
5.0'()+ <"C"8 *+ H.#*& #+8(=0'$6(' "3+ G'.C +01(,'+. I0'.**9= J.*+*0"$9=
/9-+4 1/(8"0'+$%2('02 '(), 6 ,"4" (0'& %;8. . 8(*&4., /+3"'+;7.( *+ *.C
"8*"$/()(**". K+# 08(%+$ 1(/$9= @+4, $9 #+160,+('( )+@.*6 $ 8(=0'$.(, 1"0'/"(*.(
3"4+'0'$+ *+-.*+('02. L+, ,+, 3"4+'0'$" /+0'(', $9 )"?('( 1/.='. , J.*+*0"$"=
0$"3"8( . .0'.**"= *(#+$.0.)"0'.. D0( *+-.*+('02 0 "8*"4" )+%(*&,"4" @+4+!
0'/(123 / 45"$*#"
B"2 5.0'()+ <"C"8 *+ H.#*& 39%+ '+, 601(@*+ . '+, @+3%"**+, -'" 2 "36-+% .
$98+$+% G,0,%;#.$*6; %.F(*#.; "8*")6 /.G%'"/6 *+ 4"/"8 .%. "3%+0'& 8%2 /+3"'9 0
.*$(0'"/+)., 1"G'")6, $"#)"?*", ,'"-*.368& $ $+@(= "3%+0'. 1")"?(' $+). I%. (0%.
$9 /.G%'"/, $9 )"?('( #+C"'('& .#6-.'& G'6 $"#)"?*"0'&, (0%. *.,'" $ $+@() /(4."*(
*( 1/(8"0'+$%2(' '+,6; 60%646. A$(/2; $+0, /+3"'+'& 0 *(3"%&@.). 4/611+).
.*$(0'"/"$, ,+?89= .# ,"'"/9C 1",61+(' "' 2 8" 10 8")"$ $ 4"8, *+)*"4" %6-@.=,
3"%(( 1/.2'*9= . /+8"0'*9= 3.#*(0, -() 0"0'+$%(*.( 01.0,"$ . 1/"8+?+ 8")"$ 1"
"8*")6 $ (8.*.F6 $/()(*., '"%&," "8*")6 ,%.(*'6!

0$*)6*&7 ,'-.%(%/.
<G* M(**(8. (Dan Kennedy) 6-.' *+0 $98(%2'& !/.*F.1 .# 0.'6+F.., ,"'"/6; )9
*+3%;8+(), . "0*"$9$+'& *+@6 1/(81/.*.)+'(%&0,6; 8(2'(%&*"0'& *+ '$(/89C
!/.*F.1+C. !/.*F.1, %(?+7.= $ 5.0'()( <"C"8 *+ H.#*& 8%2 .*$(0'"/"$ . $ 3.#*(0
0.0'()(, ,"'"/6; 2 8+; /.G%'"/+), "8.*: 9' 1/.86)9$+=, .01"%&#6= 1/"$(/(**9(
0/(80'$+ /+#*9). 01"0"3+).. N'" .**"$+F.2, *( $986)9$+*.(.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

127/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

* * *
!*-'$#$' www.QuitWorkSomeDat.com /0% )*09:'+* #;<='(#% 2*'3 >#-$'2? 4*@*/
(, A#;(9 # 2*# 1"*+",22?. B? 2*&'$' (,3$# 2'(% . 2*'2 *C#-' 1* $'0'C*(<
(440)918-0047 #0# 1* C,D-< (440)918-0347.

!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

128/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!
!
!

!
!!
!"#$%&'()*+,&-*./01(.2-13#($(%.*./(
!
4'5$*(+/0*/.(5.6-#.&/78(
!
(
!
!"#$"%&'()*%+%,*-&+.$/%*0012&
&
!"#$"%&'()*%+%,*-&+.$/%*0012
!
,&.$(+%(3&,4)5/6"&,&+*3("&+"$67"&
!
!
83"$9#9&
&
83"$9#9
!
&
!

:*$90&;*$3*0&<=>?@A&B>?C>AD&
!!

!"#$ %& %$'(#$ )*$ +,"-&( .(/#,)0&( *123%#(0$3 % Forbes, Investors Business Daily
$#$ '.45$6 7$0,0"*%&6 $8',0$36, %& %$'(#$ 8,5*#*%*/ 9&%:$; 0,'8$.,-(#< -=.<)&
% >;*%( $, )*?(- 1&-<, +$-,#$ )*= $"-*.$=. !"#$ 5*%*.$-< /*.*-/*, 3 .,1*-,# 0,
1(8&"6*'0*; .,1*-( 0,'8$.,-(#(). @ 1&# .,8*+,.*%,0, 0("+,"-(0, ('%, )*5 A#,-$-< A*
"+(-,) $ *+(0< 1("A*/*$#"3 * 14'4B() )*(; "()<$, /*5',, % '*A*#0(0$( /* %"()
-.(%*5,), )(03 %&8%,#$ 0, /*%(. 8, +-*--*, +(5* 3 0( "'(#,#. C )(03 '4:, 46*'$#, %
A3-/$ % *?$',0$$ % A.$()0*; 0,+,#<0$/, -=.<)&, /*5', 3 4%$'(# A*-.(A,004= /*A$=
/0$5$ 492,3 # )*+,$'3 % (5* /0$?0*) :/,74. @ "$'(# -,) $ +$-,# D-4 /0$54. E0,
"A*'%$5#, )(03 1.*"$-< )*= .,1*-4 $ 3 0( A.('"-,%#3#, +-* 3 "*1$.,="< '(#,-<!
F*-*) .,85*%*. " )*$) 6*.*:$) '.45*) A.$%(# )(03 % /*))(.+("/4=
0('%$?$)*"-<. @ A*#4+$# #$G(08$= $ 0,+,# A.*',%,-< )0*5*/%,.-$.04= ?$#4=
0('%$?$)*"-< -,), 5'( 3 ?$#, $ %*/.45 Cedar Rapids, :-,- >;*%,. H(5*'03 3
/*0-.*#$.4= */*#* 70% D-*5* .&0/,, $ 1*#<:$0"-%* A*/4A,-(#(; $ A.*',%G*%
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

129/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'( )*$ "+,-./0#1*0$ ,#"02 (%1*314506. 7 ,(1- 84,9$%(") # 1*1-03$
)*":"4#1%(0%*"6 /0-"6 *$!#0/0)",(0, (14/$ 414 0 # 4"))$%;$,4"6 *$!#0/0)",(0
(091 ("%:"#<2 5$*(%"# 0 "=0,*<2 4")9-$4,"#. >$*& 9%0:-1?1-0 #<,(.91(@ *1
*$,4"-@402 ,1)<2 +"-@?02 0*#$,(050"**<2 4"*=$%$*506 # A)$%04$. B(" !",(1(";*"
.!0#0($-@*1& 0,("%0&, *" $,(@ $C$ !1/$ -.;?$.
D":!1 & "+E&,*0- *$"+<;*<$ ,9","+<, , 4"("%<)0 & %1+"(1- , 0*#$,("%1)0, 0
)1-"03#$,(*<)0 !",("0*,(#1)0 0*#$,(0%"#1*0& ","+$**" # )*":"4#1%(0%*.' /0-.'
*$!#0/0)",(@ 0 4"))$%;$,4.' *$!#0/0)",(@ # ,$%!5$ A)$%040 F8*. D$**$!0, "*
,4131-, ;(" . )$*& $,(@ 2"%"?" ,9%&(1**<6 ,$4%$(, 0 0) ,-$!.$( 9"!$-0(@,& ,
0*#$,("%1)0 31 9%$!$-1)0 ?(1(1 A6"#1 0-0 G%$!*$:" H191!1. I"! $:" *19"%") & *1;14%.(0(@ (. %$4-1)., " 4"("%"6 & .9")&*.-, 0 ,$6;1, . )$*& $,(@ +"-@?"6, +<,(%"
%1,(.C06 4-.+: )$-40$, 4%.9*<$ 0*#$,("%< 0 !1/$ 0*#$,("%< ).-@(0-)0--0"*$%< 03
J@'-K"%41 0 D1-0="%*00, !1/$ 31:%1*05$6, 4"("%<$ 0*#$,(0%.'( #)$,($ ," )*"6 #
5$*(%1-@*<$ ?(1(<.
I";$). 4("-(" /0#.C06 0 #$!.C06 ,#"6 +03*$, # L",-A*/$-$,$, F$*#$%$, F1--1,$,
J@'-K"%4$ 0-0 M",("*$ 2";$( #-1!$(@ *$!#0/0)",(@' # A6"#$? N !$6,(#0($-@*",(0,
,.C$,(#.$( (14 )*":" +-1:"9%0&(*<2 9%0;0*, ;(" & *$ )":. 9$%$;0,-0(@ (.( 02 #,$. F#$
,1)<$ +"-@?0$ 02 *02 0)$'( !$-" , 9%$!,413.$)",(@' 0 ,(1+0-@*",(@' %<*41 9"
,%1#*$*0' , ";$*@ #"-1(0-@*<)0 0 +"-$$ %0,4"#1**<)0 !%.:0)0 "+-1,(&)0. O, #"#("%<2, 0,4-';0($-@*1& #"3)"/*",(@ 9"-.;0(@ *1-":"#<$ 9%$0).C$,(#1 9%0 #<#"!$
!$*$/*":" !"2"!1 03 (14":" 0*#$,(0%"#1*0&, (14 /$ 414 *1,-1/!$*0$ "( 9"!"%"/1*0&
*$!#0/0)",(0. P%$(@& 9%0;0*1 8(" &, )"& 84,9$%(031, )"0 !",(0/$*0& 0 )"6
4"*,$%#1(0#*<6 9"!2"!.
!"#$%#& '()*+,+-* .* "*'(+(/
F-& )$*& 8("( 9%0*509 314-';1$(,& # *$ ,-$!"#1*00 31 ("-9"6. 7 .3*1- # ($;$*0$
#,$6 )"$6 41%@$%<, ;(" ).!%",(@ ,",("0( # ("), ;("+< !$-1(@ #$C0 ,9","+1)0,
"(-0;*<)0 "( ($2, 4"("%<)0 9"-@3.$(,& +"-@?0*,(#". N,$ ,9","+<, 4"("%<)0 & #$!.
!$-1, !%1)1(0;$,40 "(-0;1'(,& "( ,9","+"# (090;*<2 %08-("%"#. Q14(0;$,40, &
0,9"-@3.' ("-@4" "!*" ,%$!,(#". F-& +"-@?0*,(#1 )"02 0*#$,(050"**<2 4-0$*("# &
*12"/.,@ # +03*$,$ 9" %1,?0%$*0' +":1(,(#1. I$%#"*1;1-@*" )< 0,9"-@3.$)
0*#$,(0500 # ,$%!5$ A)$%040 414 ,%$!,(#", *" )< %1+"(1$) #)$,($ !-& %1,?0%$*0&
+":1(,(#1. 7 *$ ("-@4" 9%"!1' ,"+,(#$**",(@. 7 *12"/. 9%1#0-@*.' ,"+,(#$**",(@ 0
,(%.4(.%0%.' *10-.;?0$ 0*#$,(0500, 4"("%<$ "(#$;1'( 31!1;1) 4-0$*("#. J$4"("%<$
4-0$*(< 2"(&( 9"-.;0(@ #<,"406 ($4.C06 !"2"!; !%.:0$ 2"(&( 9"-.;0(@ "(,%";$**<6
!"2"!. J$4"("%<$ &#-&'(,& 0,4.?$**<)0 0*#$,("%1)0, #"#-$;$**<)0 # !$-1 (091
"+)$*1 9" %13!$-. N 103111. F%.:0$ 9%$!9%0*0)1($-0 2"(&( 9"-.;0(@ 9%",("6, %13.)*"
+$3"91,*<6 ,9","+ 31,(1#0(@ ;1,(@ 02 IRA12, SEP13 0-0 Keough14 !"--1%"# 9%0*",0(@
*1)*":" +"-$$ #<,"40$ !"2"!<, ;$) CD15, ,;$(1 *1 !$*$/*") %<*4$16 0-0 9"2"/0$
#4-1!<.
11

R13!$- N 1031 D"!1 #*.(%$**02 !"2"!"# [Internal Revenue Code] 9"3#"-&$( "(,%";0(@ #<9-1(. *1-":1
*1 !"2"! 9%0 9%"!1/$ ,"+,(#$**",(0 9%0 .,-"#00 31)$*< "!*":" 0*#$,(050"**":" "+E$4(1 *1 !%.:"6
12
IRA (Individual Retirement Account) O*!0#0!.1-@*<$ 9$*,0"**<$ ,;$(1
13
SEP (Simplified Employee Pension Plan) S9%"C$**<6 9-1* #<2"!1 *1 9$*,0' *1$)*":" %1+"(*041;
%13%1+"(1* !-& #-1!$-@5$# )1-":" +03*$,1
14
Keough - P09 0*!0#0!.1-@*":" 9$*,0"**":" ,;$(1 # GTA, *13#1**<6 9" 0)$*0 1#("%1
,""(#$(,(#.'C$:" 314"*1
15
CD (Certificate of Deposit) !$9"30( *1 =04,0%"#1**<6 9$%0"! +$3 9%1#1 "(3<#1
16
Money market accounts ,+$%$:1($-@*<$ ,;$(1 , ":%1*0;$*0$) *1 #$-0;0*. (%1*314506 # )$,&5 0 *1
"+C06 ",(1("4 *1 ,;$($
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

130/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


! "#$%&'(') *+ ,$ -./0$"01) /$ 2&$%.3'*4 5' *.&".6 1 3'7, 1 %#+(17
"#$%"#1/17'*$&87. 9'"#17$#, 7/.(. &)%$6, .2.:$//. 5'/8*;$ "#$%"#1/17'*$&1,
15:$(')* /$%31,17.2*1 1 1/3$2*1#+)* 3 /15-.%.<.%/;$ CD 1 2=$*' /' %$/$,/.7
#;/-$, 1/3$2*1#+)* /' >./%.3.6 :1#,$, /. 2 /$%.2*'*.=/;7 know-how 1 3#$7$/$7,
=*.:; 3-&'%;3'*4 +%'=/.. ?&1 ./1 .*%')* 23.1 %$/4(1 >1/'/2.3;7 +"#'3&8)@17,
-.*.#;$ ='2*. %.2*1(')* #'5.='#.3;3')@1< #$5+&4*'*.3. 9'"#17$#, 7.6 %#+( .*%'& 3
+"#'3&$/1$ 500,000.00$, (&'3/;7 .:#'5.7 /' >./%.3;6 #;/.-, .%/.7+ 15 3$%+@1<
>1/'/2.3;< +"#'3&8)@1<. A' ".2&$%/1$ 5 &$* $(. 1/3$2*101.//;6 ".#*>$&4 ".*$#8&
14% 23.$6 2*.17.2*1, ".*.7 3$#/+&28 - /'='&4/.6 2*.17.2*1 2 3% 3 "&)2. A' *.* ,$
2'7;6 "$#1.% :.&4B1/2*3. /$%31,17.2*1, 3 -.*.#+) 7; 1/3$2*1#.3'&1, "#.153$&.
(.%.3.6 /'&1=/;6 %.<.%, =*. 37$2*$ 2 $$ ".%.#.,'/1$7 2.2*'31&. .* 10% %. 16%. C*.
/$ .5/'='$*, =*. 3'7 /$ 2&$%+$* 1/3$2*1#.3'*4 /' :1#,$ 1&1 /$ 17$*4 3&.,$/16 ='2*1
3'B1< %$/$( 3 +&4*#'-./2$#3'*13/;$ :'/-.32-1$ %$".51*;. 9. D*. .5/'='$*, =*. 3;
7/.(. *$#8$*$, 1(/.#1#+8 1/3$2*1011, "#$%".=1*'$7;$ 7/.(171 %$62*31*$&4/.
:.('*;71 &)%471: 3 -.77$#=$2-+) /$%31,17.2*4.
E./$=/., + 3'2 7.,$* /$ :;*4 ,$&'/18 ".-+"'*4 7/.(.-3'#*1#/;$ %.7',
2*.17.2*4) .* .%/.(. %. *#$<, 1&1 %. "8*1 71&&1./.3 %.&&'#.3 3 .%1/.=-+. ! +:#'& 1
D*. "#$"8*2*31$.

!"#"$% &'(&")%*+ +,"$"-("./0 1"2$"& #+)*+1&%3 4(5


F.57.,/., 3; 5/'-.7; 2. 35'17/;71 >./%'71. F5'17/;6 >./% .:G$%1/8$* 37$2*$
%$/4(1 &)%$6 %&8 ".-+"-1 2.*$/ 1 2.*$/ '-016 3 .%/. 1 *. ,$ 3#$78. H#$17+@$2*3.
2.2*.1* 3 *.7, =*. >./%.7 +"#'3&8$* "#.>$221./'&4/;6 7$/$%,$#, ('#'/*1#+)@16,
=*. 3$24 .:G$7 %$/$( /'<.%1*28 3 "#'31&4/;< 1/3$2*1018<. 9$* /1-'-.(. +='2*18 3
+"#'3&$/11 >./%.7 2. 2*.#./; 1/3$2*.#.3 (D*. 2%$&'/. %&8 3'2, 7$/$%,$# >./%' 17
+"#'3&8$*), #'2"#$%$&$//;$ #12-1, 3;2.-16 %.<.% (3; *'- /'%$$*$24).
I$5+&4*'*.7 .:;=/. 83&8$*28 %.2*.6/;6 %.<.%, 2-',$7, .-.&. 7%-10% 3 2#$%/$7.
9'&.( /' 5'#':.*'//;6 -'"1*'& 3'7 /+,/. "&'*1*4 *.&4-. .%1/ #'5, 3 *.* 7.7$/*,
-.(%' 3; "#.%'$*$ '-011 D*.(. 35'17/.(. >./%'. E./$=/., /$-.*.#;$ >./%;
>.-+21#+)*28 /' ."#$%$&$//;< /1B'<, /$-.*.#;$ >./%; /$ .:&'(')*28 /'&.(.7,
*'-1$ -'- >./%; /$.:&'('$7;< /'&.(.7 .:85'*$&42*3 (.2+%'#2*3$//.(. 5'67'.
9. =*. $2&1 8 3'7 #'22-',+ .: 1/3$2*1018< 2 *$71 ,$ 2'7;71 '*#1:+*'71 35'17/;<
>./%.3, J FK LMNO? PK HIQRSEJATQLM TRFM?UV RMWMR? P;&. :; D*. 3'7
1/*$#$2/.? X*. $2&1 8 7.( :; 3'7 ".-'5'*4 2".2.: 1/3$2*1#.3'/18 3'B1< %$/$(,
-.*.#;$ :; 23$#<+#.=/. #':.*'&1 :; /' 3'2, "#.>$221./'&4/. +"#'3&8&124, %'3'8 3'7
.(#.7/;$ /'&.(.3;$ 2:$#$,$/18 ('(', 3; %',$ 2"'2$*$ 3'B1 %$/4(1 /' /'&.('< /'
%.<.%), ? 3; /$ "&'*1&1 :; /'&.(1 /' 5'#':.*'//;6 -'"1*'&, -.(%' 3; "#.%'$*$
.2*'3&88 R8%)B-+ SD7' 3/$ 1(#;!
F %3+< 2&.3'<, :.&4B'8 "#1:;&4, <.#.B16 $,$7$28=/;6 "#1*.- %$/$,/;< 2#$%2*3,
/+&$3;$ /'&.(1 /' "#1#.2* -'"1*'&' ? /1-'-.(. +"#'3&$/18 2 3'B$6 2*.#./;.
F; $@$ 7$/8 2&+B'$*$? ! /'%$)24, =*. %'.
U., =*. 8 <.=+ 3'7 ".-'5'*4, %'2* 3'7 #$'&4/+) 3.57.,/.2*4 +7/.,1*4 3'B$
:.('*2*3. D-2"./$/01'&4/.. C*. ".<.,$ /' *#1 1&1 =$*;#$ 1/3$2*1011, 2&.,$//;$ 3
.%/+ 32$ #':.*'$* 37$2*$ .%/.3#$7$//.. H.53.&4*$ 7/$ "#13$2*1 "#17$#.
S-',$7, 8 ".-+"') 100 '-016 F5'17/.(. >./%' ABC ". 1.00$ 5' '-01). U'-17
.:#'5.7, 8 3&.,1& 100.00$ 3. F5'17/;6 >./% ABC: 100 '-016 ". 1.00$. X$#$5 "8*4 &$*
$2&1 /' #;/-$ %$&' 1%+* <.#.B., 2-',$7, 7.6 1.00$ 5' '-01) "#$3#'*1&28 3 1.50$ 5'
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

131/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%. &'$ 100.00$ $()*+,$#$- +,'., +*-/!+ 150.00$. 0 ,*/*($* 5 1*, . 2!3!4',!1 50%
(! )1'5*(('6 "!7$,!1* $1$ 10% 8'9'):;. <* ,!" =5 $ 71';'.
>*-/!+, *+1$ . 73'9!6, ., '/*)$9(', 7'1=/= 73$4:1? $ 9'15*( 4=9= 2!71!,$,? (!1'8
(! 73$3'+, "!7$,!1! @.9%A"* >B6=, . (* =7'6$(!% ,!"5* ' (*"','3:; (!1'8!; A,!,!
(2!)$+$, ', ,'8', 89* ): 73'5$)!*,*). C!"$6 '43!2'6, )+*, /,' 73'$2'A1', ):3!5!*,+. )
,'6, /,' 6'$ $()*+,$#$$ 7'):+$1$+? ) #*(*, $ . 2!71!,$1 (!1'8$ 73$ $; 73'9!5*. D,',
,$7 $()*+,$#$- 2!"1%/!*,+. ) 7'):A*($$ $; #*(: $ ):71!,* (!1'8') + 73$3'+,!
"!7$,!1!. 0 B,'6 73$6*3* 6'. '4E!. 73$4:1? 7'+1* ):71!,: (!1'8') 4=9*, 6*(?A*
10%, 7','6= /,' . 9'15*( ):71!,$,? (!1'8$ (! 73$3'+, "!7$,!1!, 7'+1* ,'8' "!" .
73'9!6 !"#$$ B,'6= F'(9=.
G3'41*6! 4'1?A$(+,)! $()*+,$#$-, 7'9'4('- B,'-, +'+,'$, ) '7$+!((:; 3*!1$.;.
0: $()*+,$3=*,*, 73$4:1? 6!1*(?"!., )!A +/*, 3!+,*, /=,?-/=,?, ): 73'9!*,* $ 71!,$,*
(!1'8$.
C*7*3? 9!)!-,* )281.(*6 (! B,', )2!$6(:- F'(9 73$ 6'*6 ,$7* $()*+,$#$$ 7=1
"!/*+,)*(('- $()*+,$#$'(('- "'66*3/*+"'- (*9)$5$6'+,$ ) +!6'6 #*(,3* +,3!(:.
H "1!9= ,= 5* +=66= 9*(*8 (100.00$) ) I()*+,$#$'((:- J'(9 K'66*3/*+"'<*9)$5$6'+,$ ABC (ABC Commercial Property Investment Fund) I . F$(!(+$3=% **
/!+,?. C!"$6 '43!2'6, . "1!9= 100.00$ ) F'(9, (' 2!($6!% 93=8$* 100.00$. C!"$6
'43!2'6, . "=7$1 200 !"#$- I()*+,$#$'(('8' J'(9! K'66*3/*+"'- <*9)$5$6'+,$
ABC (200 3!2 2!71!,$1 7' 1.00$ 2! !"#$%), (' = 6*(. )+* *E* ,'1?"' 100.00$ 6'$;
+'4+,)*((:; 9*(*8 ) B,'- $()*+,$#$$, 7','6= /,' 93=8$* 100.00$ . )2.1 )2!-6:.
>*-/!+ . "'(,3'1$3=% ) 9)! 3!2! 4'1?A* !"#$-, 200, + ,'- 5* +!6'- +=66'- 9*(*8,
100.00$. G'6($,*, /,' 93=8$* 100.00$ - B,' 9*(?8$ 4!("!, (* 6'$.
I,!", +*-/!+ . )1!9*% 9)'-(:6 "'1$/*+,)'6 !"#$- F'(9! + ,'- 5* +=66')1'5*($-, "','3=% . ):1'5$1 $2 6'*8' "!36!(!.
C*7*3? 7'"! . )1!9*% B,$6$ !"#$.6$, '($ ):3'+1$ ) #*(* (! ,* 5* +!6:* 73'#*(,:,
10% 8'9'):; ) ,*/*($* 5 1*,. L! 7.,? 1*, +,'$6'+,? !"#$$ I()*+,$#$'(('8' J'(9!
K'66*3/*+"'- <*9)$5$6'+,$ ABC =)*1$/$1!+? 9' 1.50$.
<' ) ,*/*($* 5 1*, I()*+,$#$'((:- J'(9 K'66*3/*+"'- <*9)$5$6'+,$ ABC
'4*+7*/$)!*, 6(* ,!"'- 4'1?A'- *5*6*+./(:- 73$,'" (!1$/('+,$, /,' . ) +'+,'.($$
):71!,$,? 4!("= *8' 100.00$, "','3:* . = (*8' 2!(.1. C!"$6 '43!2'6, (* ,'1?"' 6'F'(9 ):3'+ ) #*(*, $ . 7'1=/$1 73$,'" 9*(*8 ) ,' 5* +!6'* )3*6. '( "'67*(+$3')!1
6(* 9'7'1($,*1?(:* 100.00$ 9'18!, "','3:* . $+7'1?2')!1 91. 7'"=7"$ 4'1?A*8'
"'1$/*+,)! !"#$-.
0 2!)*3A*($$ )+*8', "'89! . 2!7'1(.% 6'% (!1'8')=% 9*"1!3!#$%, @%9%A"! >B6
73*9'+,!)1.*, 6(* (*+"'1?"' 4'1?A$; (!1'8'):; 1?8', 91. )1!9*($. !"#$.6$
I()*+,$#$'(('8' J'(9! K'66*3/*+"'- <*9)$5$6'+,$ ABC. D,$ (!1'8'):* 1?8',:
=6*(?A!, 9';'9 +!6'8' F'(9! M0>. @!5* ;',. . 7'1=/!% 73$4:1? "!59:- 8'9 ',
J'(9! M0> ) F'36* *5*6*+./(:; /*"'), . 6'8= )'+7'1?2')!,?+. 2!"'(('- +,3!,*8$(!1'8')'- B"'('6$$, 7'"!2!) 7',*3$, 7'1=/*((:* ', M0>. N'3'A$* (')'+,$ +'+,'., )
,'6, /,' . 6'8= ,!" +9*1!,?, (*+6',3. (! ,', /,' F'(9 2!3!4!,:)!1 9*(?8$ 8'9 2! 8'9'6.
I, (!"'(*#, "'89! 73$9*, )3*6. 73'9!,? !"#$$ M0>, @.9%A"! >B6 3*A!*, 9!,? 6(*
1?8',=. O( 8')'3$, 6(*, /,' "'89! . 73'9!% !"#$$ M0>, 6(* (* (!9' 71!,$,? 1%4:*
(!1'8$ (! 73$3'+, "!7$,!1!. H 6'8= 73'9!,?, +';3!($,? 6'- 9';'9 $ 1*8!1?('
',+3'/$,? 1%4:* ):71!,: (!1'8') (! 2!3!4',!((:- "!7$,!1.
C!"5* 7'6($,*, 7'+1* )+*8' B,'8' = 6*(. *+,? 9')'1?('-,!"$ 73'8('2$3=*6:- 7','"
9';'9!, 73$;'9.E$- "' 6(* 6*+.# 2! 6*+.#*6, $ 4*2 )+."'8' =73!)1*($. + 6'*+,'3'(:, 3!26*3 ):3=/"$, 3!+,=E$- ) 8*'6*,3$/*+"'- 73'83*++$$, *+1$ . ):43!1
+,3!,*8$% (* 71!,$,? (!1'8$ (! 73$3'+, "!7$,!1!, I . )1!9*% =9)'*((:6 "'1$/*+,)'6
!"#$$.
C*7*3? "!"'* $()*+,$3')!($* ): 4: ):43!1$, *+1$ ): 9'15(: 4:1$ 4: ):4$3!,??
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

132/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&', ()* *+$,-#.*.
/*) 0"0 1"2*)"$) -.,$&)-1*,".-$ , 0*33$1+$&04% .$#,-5-3*&)' , 3*$3 3-1$.
6*7#" -.,$&)*1 &*$#-.8$) &,*- #$.'7- & 3*-3- #98 :1-*21$)$.-8 ;*1*<$=
-.,$&)->-*..*= &*2&),$..*&)-, ()* 4.*&-) ,$)1*3 2*9'<-.&),* #147-; -.,$&)->-=.
?3*)1-)$ @-&4.*0 1. !"#$%&', 3*8 "."9*7-8 A*.#*,*= 2-15- 42$#-) ,"&. B*5$)$ 9,C 4,-#$)', 0"0 ()*) )-: -.,$&)-1*,".-8 3*5$) (0&:*.$.>-"9'.* 4,$9-+-)' ,"<$
2*7")&),* :* &1",.$.-% & )1"#->-*..C3- &:*&*2"3-?

!"#$%&' 1
!"#"$%&' ()**+,$+-(&' "%.+-/"0")%%&' %+1."2"*)-/3
120 S. 12th St. Apartaments
1. 4+%& #)(5#(": 750,000.00$

2. 6%.+-/"0"": 150,000.00$

8. 7,"/)( 1+%+8:
77,000.00$ 9"-/:; 1)<)1
53,681.00$ ="%5- 8)1).)+
>"%&%-",).&%"+
23,319.00$ ?)1).); #,"<)1 1+%+8

3. 7,)>"%&%-",).&%) (,+1"/),)*:
600,000.00$

9. @)A.,&/ %& .B)2+%"+ . 150,000.00$:


23,319.00$ : 150,000.00$ = 15%

4. C2+*+-'$%:+ .:#B&/: (,+1"/),5:


4,473.00$ . *+-'0 < 12 =
53,681.00$ . 8)1

10. D-%).%)+ -)(,&E+%"+ --51:


(.:#B&$".&+/-' &,+%1&/),)*):
7,222.00$

5. F)<)1 )/ %+1."2"*)-/": 125,000.00$

11. G1),)2&%"+ %+1."2"*)-/": 2% "B"


15,000.00$

6. H&/,&/:: 48,000.00$

DIE"; 1)<)1
23,318.00$ 7,"/)( 1+%+8
+ 7,222.00$ J)(,&E+%"+ --51:
+ 15,000.00$ G1),)2&%"+
45,540.00$ DIE"; #,"/)( 1+%+8 "B"
30,36% DIE"; .)A.,&/ %& .B)2+%"+

7. 9"-/:; 1)<)1 )/ %+1."2"*)-/":


77,000.00$

FB' #)B5$+%"' <),)K+8), #,)-/)8) . "-#)B3A).&%"", 7D 1B' &%&B"A& 2"B); "B"


()**+,$+-(); %+1."2"*)-/", A&;1"/+ %& -&;/ www.commercial-investments.com.

D*9'<-.&),* 9%#$=, +-)"8 ()4 0.-74, ,*E3*5.*, &9C<"9- -9- 4 .-; $&)' #14E'8,
,*,9$+$..C; , 1"E.C$ )-:C -.,$&)-1*,".-$ , .$#,-5-3*&)'. F&9- ,C *#-. -E )$;, 4
0*7* .$) ,* ,9"#$.-- -.,$&)->-*..*= .$#,-5-3*&)-, )*, ,$1*8).*, -E-E":
1. /"<$7* ,*E1"&)" -9- &$3$=.*7* &)")4&"
2. /"<$7* .$#*&)")0" E.".-=, -E-E" 0*)*1*7* ,C +4,&),4$)$ &$28 .$0*3A*1).* *)
3C&9- ,9"#$)' -9- -.,$&)-1*,")' , 0*33$1+$&04% .$#,-5-3*&)'. /C
#$=&),-)$9'.* :*9.*&)'% .$ :*.-3"$)$ *71*3.C$ :1$-34G$&),", 0*)*1C$ ,C
:*94+"$)$ ,3$&)$ & :1-)*0*3 #$.$5.C; &1$#&),. H"0-3 *21"E*3, ()* #$15-) ,"&
,.$ ()*7*.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

133/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


3. !"#$%&'% $(")"*+. ,-& ".&/ 0 1") $02*0$%&/.3. !"#$%&'% $(")"*+, 4%'&+1".'+,
.".&/, +5-1+&/ + 06-1+&/ ."63 $05)07*0.&3) +*$".&+(0$%*+3 $ '0))"(1".'-8
*"9$+7+)0.&/.
4. :; 9-)%"&", 1&0 <&0 )07"& 6;&/ (+.'0$%**0.
5. :05)07*0, 90 .+# =0( $%) <&0 6;20 *" .2+>'0) +*&"(".*0.
6. :; 9-)%"&", 9(-?+" +*$".&+@++ *%)*0?0 2-1>" (40*90$%3 6+(7%, 062+?%@++,
90)% *% 09*- .")/8 + &.9.)
!-, 6;&/ $2%9"2/@"), =(+6;2/*;) $2%9"2/@"), )07"& 6;&/ 2"?'+) + 2+>"**;)
=(062") 9"20), '0?9% $; (%60&%"&" .0 )*0A +2+ . &%'+) 7" .="@+%2+.&0), '%' 3. !%
$%>") =-&+ *" 6-9"& *+'%'+# =("=3&.&$+A. !%=(+)"(, )0+ '2+"*&; + =0'-=%&"2+
-9+$238&.3, *%.'02/'0 2"?'0 (%60&%&/ .0 )*0A, + '%' )*0?0 ("%2/*0 9"2%"&.3 923 *+#.
B%)0" 2-1>"", 1&0 ".&/ $0 $.") <&0) =02-1"*+" $."# =("+)-C".&$ 5*%1+&"2/*;#
+*$".&+@+A $ *"9$+7+)0.&/ 6"5 *"06#09+)0.&+ 6;&/ <'.="(&0) $ +*$".&+(0$%*++ $
'0))"(1".'-8 *"9$+7+)0.&/. :;+?(;> $0 $(")"*+ + .("9.&$%# 0?(0)"*. !0 $;
=02-1%"&" $." &" 7" .%);" =("+)-C".&$% $2%9"*+3 .06.&$"**0.&/8, '%' ".2+ 6; $;
-=(%$232+ <&0A .06.&$"**0.&/8 9"*/ +50 9*3! !"9$+7+)0.&/ (%60&%"& *% $%., =0'% $;
.=+&", =0'% $; (%60&%"&" +2+ =0'% 6"59"2/*+1%"&" + 9%"& $%) 0?(0)*;A =(+&0'
.("9.&$, 06".="1+$%"& <'0*0)+8 *% *%20?%#, % &%'7" 90(07%"& . &"1"*+") $(")"*+, +
$." <&0 =(0+.#09+& 09*0$(")"**0. D&0 )07"& 6;&/ 2-1>"?
:0& =01")- 09*+) +5 .%);# 06"("?%");# +*$".&+@+0**;# ."'("&0$, '0&0(;A
."A1%.
(%.'(;&,
3$23"&.3
DEB,!FG
H!:IB,HJHK!!FG
LK!M
!IM:HNHOKB,H.
B0.&03 $ 1%.&*0) 40*9", - $%., ?0$0(3 6-'$%2/*0, ".&/ &0(&, '0&0(;A $; .P"9%"&".
:; *" &02/'0 062%9%"&" 5*%1+&"2/*0A +*$".&+@+"A, (%60&%8C"A *% $%. .$"(#-(01*0 +
9%8C"A $%) ("5-2/&%&; =0(@+3)+, - $%. &%'7" ".&/ <'.="(&, '-(+(-8C+A 40*9 +
*"9$+7+)0.&/, + $; *" &(%&+&" $%>" 2+1*0" $(")3 *% $." <&0! :; 6-'$%2/*0
.&%*0$+&"./
9:$#.(;2 .0,/'0<='2 #(.'-$#=#*((*3 ('/.#&#2*-$#, /,>?'3 .,2
@(,A#$'0<(;3 1"#$*: /'('+, . $* &' ."'2% .; (' .*.0'A'(; . ,:$#.(*'
'&'/('.(*' B1",.0'(#', # $./. C; 1"*-$* 1*0BA,'$' A': ",@ . 2'-%= ('-0#
5$* $*, A$* .,2 (",.#$-%) # 1*/"*)(;3 *$A'$ * $*2, A$* 1"*#@*D0* @,
1"'/;/B?#3 2'-%=.
: ("%2/*0.&+, 923 *"'0&0(;# +*$".&0(0$, .-C".&$-"& '0"-1&0 9%7" 2-1>" <&0?0!
:0 )*0?+# .2-1%3# 3 (%60&%8 . +*$".&0(%)+, '0&0(;" =("9=01+&%8& 0&'(;&0"
$2%9"*+" .$0"A .06.&$"**0.&/8 +2+ .06.&$"**0.&/8 . 06".="1"*+") -=(%$2"*+3, &%'
.'%5%&/ $ %$&0)%&+1".'0) ("7+)". M(-?+" =("9=01+&%8& =(+.0"9+*+&/.3 ' 09*0)+2+ *".'02/'+) +*$".&0(%) $)".&" .0 )*0A, 1&06; $.&-=+&/ $0 $2%9"*+"
.="@+4+1".'0A *"9$+7+)0.&/8. K9*%'0 )*0?+" 289+ $." "C" 1-$.&$-8& ."63
9+.'0)40(&*0 $ ("%2/*0) $2%9"*++ $."A +2+ 1%.&/8 7+20A +2+ '0))"(1".'0A
*"9$+7+)0.&/8, 0.06"**0 *% (%..&03*++, 0.06"**0 '0?9% 0& *+# &("6-"&.3 2+1*0
=09=+.%&/ 90'-)"*&; *% 602/>-8 ..-9-. Q&0 0.&%*%$2+$%"& +# 0& -1%.&+3 $
+*$".&+@++. !0 =0.2" 0?(0)*0A =(09"2%**0A (%60&; 3 (%5(%60&%2 0&2+1*0" (">"*+":
*%.&03C+A +*$".&+@+0**;A 40*9 *"9$+7+)0.&+, '0&0(;A (%60&%"& '%' $5%+)*;A
40*9, =(+)"( '0&0(0?0 3 $%) =(+$09+2 (%*"". K9*+) +5 .%);# 06"("?%");# ."'("&0$ $
4+*%*.0$0) )+(" 3$23"&.3 <&0& &+= =(04"..+0*%2/*0 -=(%$23")0?0, 1%.&*0?0 40*9%,
.059%**0?0 923 +*$".&+@+A $ *"9$+7+)0.&/. R%' +*$".&0( $ &%'0) 40*9" $; =02-1%"&"
$." &" 7" =("+)-C".&$%, '0&0(;" =02-1+2 6; +*$".&0(, $2%9"8C+A 09*0A
.06.&$"**0.&/8, '%' $ =(+)"(" . 120 S. 12th Street Apartments, *0 $%>+ (+.'+
(%.=("9"2"*; *% ?(-==- *"9$+7+)0.&+, + - $%. *"& 902?0$;# 0635%&"2/.&$!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

134/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'( & %#)*+ %,-. ,//*&#0,*//*1* 2*/3#, &4 5')&#67/* +*8.%. -*6'",%7 $&*9
%*:% , %'% 8. .1* $6*-#%7! ;4 $%#/*&,%.$7 /#$%*(<,+ &6#3.670.+ *1:*+/4=
,/&.$%,0,9 & /.3&,8,+*$%7, $ -:,%*)*+ 3./.1 , /#6*1*&4+, -:.,+'<.$%&#+,,
)*%*:4. .$%7 ' :.#67/4= $*5$%&.//,)*&, , &#+ /. /#3* .8.3/.&/* '-:#&6(%7
$*5$%&.//*$%7>, , ' &#$ /.% 3*61*&4= *5(?#%.67$%&. ;4 -*6'"#.% ".) , *%".% )#8349
+.$(0.
; )/,1. 492,3 # )*+,$'3 @#-*6.*/ A,66 -:,&.6 -:,+.:4 /.$)*67),=
-:.3-:,/,+#%.6.9, )*%*:4. 5')&#67/* ,?+./,6, $-*$*5 2'/)0,*/,:*&#/,(
)*/):.%/*1* 5,?/.$# ,6, ,/3'$%:,,. B3,/, )*%*:49 +/. ?#-*+/,6$(, :#$$)#?4&#6 *
)6.:). & +#1#?,/., )*%*:49 -:,3'+#6 $'-.:+#:).% $#+**5$6'8,&#/,(. C* .1*
,?*5:.%./,( -*)'-#%.6, 3*68/4 546, $)#?#%7 )6.:)', ".1* */, =*%(%, -*%*+ 83#%7,
-*)# */ -:,/.$.% -:*3')%4. D*/0.-0,( $'-.:+#:).%# $#+**5$6'8,&#/,( *%):46# 3&.:7
/#+/*1* 5*67E.+' )*6,".$%&' -:*3')%*&, -*?&*6,6# -*)'-#%.6> -*"'&$%&*&#%7 /."%*
-*=*8.. /# )*/2,3./0,#67/*$%7 ' &#$ .$%7 $%*67)* &:.+./,, $)*67)* &#+ /'8/* 36(
"%./,( /#)6..), $:#&/./,( 0./ , &45*:# %*1*, "%* &4 =*%,%. , ?#$%#&,6# $/,?,%7$(
0./4. F1* ,3.( :.&*6>0,*/,?,:*&#6# $-*$*5, $ -*+*<7> )*%*:*1* 6>3, 3.6#6,
-*)'-),, , $-*$*5, )*%*:4+ *-.:,:*&#6# ,/3'$%:,( :,%.96#, &$. 546* ) 6'"E.+'. G
&$-*+/,6 *5 H%*+ -:,+.:., )*13# ?#/*&* *53'+4&#6 $-*$*5, )*%*:4+ 6>3, +*1'%
,/&.$%,:*&#%7 & /.3&,8,+*$%7, -:, H%*+ $*=:#/(( &$. -:.,+'<.$%&# ,/&.$%*:#,
,?5.1/'& ,?I(/*& , -:.-(%$%&,9, )*%*:4. +.E#6, 5*67E,/$%&' 6>3.9 &*$-*67?*&#%7$(
H%,+, -:.,+'<.$%&#+,.
* * *
40% 1*09:'(#% )*0;<'3 #(=*"2,>## * 4,"#(' ?,"2,(' (Darin Garman),
",--@,A,((BC $#1,C #(.'-$#"*.,(#%, -*)-$.'((*-$# . -'"/>' D2'"#@#, :,-$(BC
=*(/,C, 1*-'$#$' -,3$ www.commercial-investments.com #0# 1*A.*(#$' 1* (*2'"9
(800)471-0856 # ..'/#$' @*/ /*-$91, #4002.

!
!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

135/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!

!
!!
!
!"#$%$&'()*$'+)&,$#(+-'$)./*
**
!"#$%$&'()*$'+)&,$#(+-'$)./
!*
!
0(,#1&-23$)*+(%4(5'(&,$*+*
!
')6+$5$4(&,$7*'-8(613)9&1*+*
!
!
0#)6+-#$,):;'(4*+<=>?)*
*
0#)6+-#$,):;'(4*+<=>?)
!
*
!

@5)A*")::)#*BCDEE*FGHHDIJ*
!!

!"#$%&$' ()%% '"#)*"%: + ,"-.$/ '"#"*0) %&-)0 1&2'$ 2"3'$/ )%) 4$%56&/
3$17$-'$*0). 8$9." :&%$3&, )%) *&75; #$#"."<0 3 =)'"'*$3>& 02?.'$*0), ,$9." $')
'& 3 *$*0$;')) #%"0)05 #$ )#$0&:'>7 ,2&.)0"7, *?@&*03?&0 3$17$-'$*05 3 )A
4&.*03)), ,$0$2"; #$7$-&0 )7 ) 1'":)0&%5'$ $4$9"0)0 .$ 0$9$ ,", 3$%:"2",2&.)0$2 #$*0?:)0 3 .3&25. +$0 $ :&7 ; A$:? 2"**,"1"05 3"7 3 B0$/ 9%"3&. C*05 3>*$,";
3&2$;0'$*05 ,2)1)*" 3 #2$."-"A 1"%$-&''$/ '&.3)-)7$*0), $92$7'$/ #2)%)3'$$0%)3'$/ 3$%'> 0",)A #2$."- 3 4%)-"/6&7 4?.?@&7, ) .%; *$$42"1)0&%5'>A
)'3&*0$2$3 B0$ 0",-& #2&.*0"3%;&0 *$4$/ 3$17$-'$*05.
+*&9$ ,",)A-0$ 8 %&0 '"1". ; 4>% ?*&2.'>7, 2"1.2"-&''>7 4$**$7, )*#$%';<@)7
7&:0> ,$9$-0$ .2?9$9$, 2"4$0"; :"*"7) 4&1 2&"%5'$9$ #%"'" )92> .%; )17&'&'); 7$&/
-)1'). D$; 0$%5,$ :0$ 2$.)36";*; .$:5 E%)*" #2$3&%" *3$/ #&23>/ 9$. -)1') *
#"#$/, ,$0$2>/ #$*0$;''$ 2"4$0"% ) '),$9." '& 4>3"% .$7". D> * 7$&/ -&'$/ F$=)&/
%<4)%) .2?9 .2?9", '$ 3*&9." '"A$.)%)*5 3 -"2,)A, '),$9." '& ,$':"<@)A*;
2"19$3$2"A $ .&'59"A )%), *%&.?&0 *,"1"05, $4 )A '&.$*0"0,&. G"-& .3" 7$)A #*",
G-)#*) ) GB/1), 1"2>:"%) '" 7&'; $.'"-.>, ,$9." ; #2)#%&%*; .$7$/ #$*%& 5 .'&/
.3?A*7&''$/ 2"4$0> 3 2&*0$2"'&. H ?#$2'$ 2"4$0"%, :0$4> #2&?*#&05, #$," '& #$';%,
:0$ .$ 0&A #$," ; :0$-0$ '& )17&'<, ; 1",$':? ,", 0?#)I", ,$0$2>/ 2"4$0"&0 ?#$2'$, "
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

136/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!" #$%&'!(. )(*+('& (,!$-,. /(%,!0' 1"2"#(', 30,4 /"#", 4506(' 0 +(/4 31(7
/"2$89 1 :$6$#,0 3 6(8(;, 4 3'(+#"8 !$ /$#!4, 6(+(#.; <(1(#08 ( +(', 6$6 ,"8$+9
,"!9<0, 0!1"3+0#&4 1 !",10-0'(3+9. = /#.<!&8 1 !"0%1"3+!(3+9, !"3'(+#4 !$
!"<$+01!.; >0!0%' '("; -"!., ,#&%"; 0 6(88"<.
?3"<( 24 '"34>$ 3/&3+4 4 36(/08 '0880(!. 1 !",10-0'(3+0, 18$,"4 @(8"" 2"' 50
3,$750'034 1 !$"' (@A"6+$'0 !",10-0'(3+0. )"2$89!(, !( '(" -"8$!0" 18$,"!04 300
31(@(,!.'0 (@A"6+$'0 !",10-0'(3+0 @.8( #$%#&B"!( !",(3+$+6(' /#0+(6$
!$802!(3+0. = 6&/08 *+0 ,('$ !"/#$1089!(! C!" /(+#"@(1$8(39 2 <(,$, 2+(@.
#$%(@#$+9 *+& '"B$!0!&, 4 ,$-" /(+"#48 ,(', /(+('& 2+( "<( /#(,$80 6$6 %$8(-"!!&7
!",10-0'(3+9. ? +"2"!0" *+(<( /#(>"33$ 4 (3(%!$8 308&, 3+(45&7 %$ #$3/(#4-"!0"'
(@A"6+$'0 !",10-0'(3+0 /( &/8$+", 0 !$ ,$!!.; '('"!+ 4 /(6$%$8 ,#&<0' *+&
3/">0$89!&7 +"D!06&, /(%1(8475&7 87,4' /(8&20+9 @(89B" !$802!(3+0 3";2$3,
3"<(,!4, 2"' 1 87@(; ,#&<(; !0B" 1 !",10-0'(3+0.
E$ /(38",!0" 6 8"+ 4 3(%,$8 >"8&7 6('$!,&, 3F(6&30#(1$!!&7 !$ /(6&/6" ,('(1, /(
6(+(#.' @.80 !" 1./(8!"!. (@4%$+"893+1$, 0 3+$8 /$#+!"#(' '!(-"3+1$ ,#&<0D 87,";,
6+( ,"8$8 +( -" 3$'(". C(0 6('/$!00 (@&2080 +.3420 3+&,"!+(1, !" 0'"750D #$!""
!06$60D ,"8 3 !",10-0'(3+97, ,"8$+9 '0880(!.. = +(+ /$#"!9, 6 6(+(#('& 0,"+
6$-,.;, 6(<,$ D(2"+ !$&20+934 1"3+0 /"#"<(1(#. /( ,(8<$' 0 0!1"3+0#(1$+9 1
!",10-0'(3+9, !$D(,45&734 1 /#",1$#0+"89!(' 1.6&/".

!"#$%& '()"* '*$%$+, ,-$./$+ -/0 %"$1" 23"2"). &'$/,#$+,0 )"1.424'. 2


3"%"567 '(8&3. , 3*$-'.*,4$/6+"1" '(8&3. +$-',9,%"24,
G&5"3+1&7+ @$!60, 6(+(#." 3$'0 /(3+$1080 3"@4 <#$!9 6$+$3+#(F. 080, 2$3+02!(,
1.!&-,"!. @.80 /(,(;+0 6 *+(; <#$!0. HD /#(@8"'. !$B0 1(%'(-!(3+0.
I 13"D 6#",0+(#(1, @$!6(1 0 F0!$!3(1.D 0!3+0+&+(1 "3+9 ,(/&3+0'.; &#(1"!9
!$80204 (@A"6+(1 !",10-0'(3+0, 6(+(#$4 1D(,0+ 1 3+$+&3 ,"F(8+$, 6(<,$ ,('(18$,"8">
!" '(-"+ 1./8$201$+9 /8$+"-0 /( %$68$,!(;. J$!!(" 3((+!(B"!0" (<8$B$"+34 0
,(8-!( @.+9 /"#",$!( $6>0(!"#$', 6(+(#.", @&,&20 (@A",0!"!!(; <#&//(;,
(3&5"3+1847+ +5$+"89!.; 6(!+#(89 %$ /&@802!( /#(1(,0'.'0 6$'/$!04'0. C!(<0"
+$60" /&@802!( /#(1(,0'." 6$'/$!00 1 !$B"; 3+#$!" 1.D(,4+ %$ ,(/&3+0'." &#(1!0
!$80204 %$68$,!.D /( ,"F(8+&. K+( F$6+, !" '!"!0". L+(@. (3+$+934
/8$+"-"3/(3(@!.'0 +" -" 3$'." 6#",0+(#. ,"8$7+ !"'.380'(":
92'-$* $*+* :$*); -<*""'<$#"*.,$= 5$# >,<0,/(;' 1* /'?*0$@, <"'/#$*";
-*>/,A$ (*.;' >,'2(;' 1"*+",22;, *);:(* 1*/.'"+,% -')% )*0=B'2@ "#-<@,
.;/,A$ (,2(*+* )*0=B' /'('+. C$* @.'0#:#.,'$ <*0#:'-$.* #-1*0(%'2;D
<"'/#$*. -"'/# .;/,((;D, , $,<&' +'('"#"@'$ /*1*0(#$'0=(@A 1"#);0= >, -:'$
+,",($#3(;D <*2#--#*((;D, (,/),.*< >, >,32;, B$",?; >, /*-"*:(;' .;10,$;
# $./. E0*.<, . $*2, :$*); .;3$# #> -**$(*B'(#%, <*+/, 1"*-"*:'((;' >,32;
1"'.;B,A$ #-1*0(%'2;' >,32;, )'> <,<*+*-0#)* ?#<-#"*.,(#% $'D -0@:,'., <*+/,
.;10,$; );0# 1"*-"*:'(;.
J(<$,$;+"39, 6+( /('(<$"+ *+0' 6#",0+(#$' 0%@$10+934 (+ !"03/(8!4"'.D $6+01(1?
M$60", 6$6 4. ? 6$2"3+1" 0!1"3+(#(1 /#",1$#0+"89!(<( 1.6&/$, !$B$ #$@(+$ 3(3+(0+ 1
+(', 2+(@. &3+$!$1801$+934 314%9 3 /#(@8"'!.'0 ,('(18$,"89>$'0 0 /('(<$+9 0'

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

137/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


1"'&/', !"# $% &'(&)*"++'&), (-.") /01'2"+0, $ '+$ 3')"456) 340*' +0 "" *78-3 (0+80. 97 #'2"# ."10), :)' )4"#5 &3'&'(0#$:
- 3'#';05 84".$)'4- )"#, !)' )') #'2") 3'/*'1$), 34'.0*<- *'=)$ *
40/40(')0++7= 310+ $1$ 310+ 3';0>"+$5 /0.'12"++'&)$ ("&1$ *&" 34'%'.$)
-&3">+', #7 #'2"# *7&)0*$), &!"));
- 34$+$#05 +0 &"(5 '(5/0)"1,&)*' 3' .'1;- 34'.0*<0 $ &)0+'*5&, +'*7# *10."1,<"#
("/ 3"4".0!$ ')*")&)*"++'&)$ 3' 84".$)- +0 +0&;
- $1$ .';'*04$*05&, ' 8'4')8'= 34'.02", * &$1- !";' 84".$)'4 &';10>0")&5 +0
#"+,>"", !"# "#- 34$!$)0")&5, * 80!"&)*" ')&)-3+';' /0 )', !)' '+ $/(0*15")&5 ')
3'1-!"+$5 '(40)+' +".*$2$#'&)$ * &*'6 &'(&)*"++'&),, $ +"'(%'.$#'&)$ ""
.01,+"=>"= 3"4"34'.02$.
97 3'#';0"# .'#'*10."1,<- ? -1-!>0"# '(@$" 3'80/0)"1$ 84".$)'40. A"4"34'.0*
+".*$2$#'&),, #7 3'1-!0"# ('1,>'= .'%'..
B +"8')'4'= &)"3"+$, :)' 3'%'2" +0 )4$ ($/+"&0 * '.+'#.
C&)0)$, :)' &."10+' & 3'#'@,6 8'+)4'15 +0. &'(&)*"++'&),6, ("/ *&58';' *1'2"+$5
+0>$% &'(&)*"++7% ."+"; ?D? 84".$)0.

!"#$%&'(#) $*+,*-(*./' 0&) .1"'1+(*2*, %.3451((*2* 6"106"%(%,#/1&)


E')5 5 !0&)' ("4- )"%, - 8';' +") +$808';' '37)0 * +".*$2$#'&)$ $1$ ."1'*';'
'37)0 $ '(-!06 $%, 808 ."10), ';4'#+-6 34$(71, $ &'/.0*0), (';0)&)*' +0
+".*$2$#'&)$, +0%'.5@"=&5 * 34".*04$)"1,+'# *78-3", :)0 *'/#'2+'&),, 3' '(@"#34$/+0+$6, +" .15 *&"%. A' #'"#- #+"+$6, '+0 34".+0/+0!0")&5 .15 '!"+, &"4,"/+';'
34".34$+$#0)"15, 2"106@";' $+*"&)$4'*0), 40/-#+7= '(F"# *4"#"+$ $ &$1 *
$/-!"+$" +'*';' $ 34$(71,+';' ($/+"&0. G)' ($/+"&, * 8')'4'# +"'(%'.$#' 08)$*+'
-!0&)*'*0),, !0&)$!+' $1$ 3'1+'&),6.

76"*,1/8%$91 (*$91 +#3*(9 $ 01:./$%/1&'(*./% 01&#;/ 3"%+%. <4-1 - % 0#;/


(#, 1=1 >*&'54; $*+,*-(*./'
H"&#')45 +0 *&" .4-;$" 34'(1"#7, :)$ (".+7" .'#'*10."1,<7, '.+02.7
&)'18+-*>$&, 1$<'# 8 1$<- & &'(&)*"++7# ."I'1)'#, *7+-2."+7 3"4"2$*0), "@"
('1"" %-.>"". H"8')'47" >)0)7 34$+51$ /08'+7, /0@$@06@$" .'#'*10."1,<"* ')
("&&'*"&)+7% $+*"&)'4'*, 37)06@$%&5 +02$),&5 +0 +$% $ $% &'(&)*"++'&)$. C08 *
16('= .4-;'= $+.-&)4$$ *&";.0 "&), )", 8)' *7&#0)4$*06) &3'&'( 3'1-!$), (7&)47=
.'1104 /0 !-2'= &!"). J'&)0)'!+' $4'+$!+', !)' )" $/ +0&, 8)' :)$!"+ $ &340*".1$*
3'1-!06) +0#+';' ('1,>", !"# )", 8)' +"!"&)"+.
K08'+'.0)"1$ +"8')'47% >)0)'* 34".1'2$1$ /08'+7, 8')'47", (-.-!$ 34$+5)7#$,
/034")$1$ (7 16(7" 8'+)08)7 & 34'.0*<'#, 8')'47= 34'&4'!$1 *7310)7 * )"!"+$"
)4"% #"&5<"*. G)' 3-;0"). A4".&)0*,)" +"&!0&)+';' .'#'*10."1,<0, 8')'47= +" /+0"),
8-.0 '(40)$),&5 /0 3'#'@,6. A'#+$)", 5 (71 '.+$# $/ +$%, 3')'#- !)' 5 3')"451 #'=
.'#, 8')'47= (71 *7&)0*1"+ +0 34'.02- ("/ 340*0 *78-30. L !)' +0&!") +'*';'
84".$)'40, 8')'47= #'2") 34'I$+0+&$4'*0), :)';' +"&!0&)+';' 81$"+)0 $ 3'#'!,
&30&)$ ";' .'#?
B +"8')'47% 4";$'+0% 4$:1)'47 +" #';-) *&)-3$), * 8'+)08) & .'#'*10."1,<"#,
!)'(7 3'#'!, "#- 34'.0),. J02" 64$&), 8')'47=, *'/#'2+', #'; (7 3'#'!,
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

138/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#"$%&!'%()*, +,-"%(.*/ .&0"12 " .&3+4' "4 5&106"4,4$&, 1' +#''4 -6&$& "56&4+4(,/
0 1'#*. 7"8'4 -"0&.&4(,/ 5'.*#12#, 1" 5"%'' +14'6',12# 4", 94" 1'0"4"62' :4&42
!&%+ $".#"81",4( 6+;%4"6&# + <6+,4&# "56&3&4(,/ 0 !"#"$%&!'%()&#, $ 4" $6'#/ 0&0
!6*=+# %<!/# $ 1&:'> ,$"5"!1"> ,+,4'#' -6'!-6+1+#&4'%(,4$& ;4" .&-6'3'1". ?&0
;4+ #'62 $%+/<4 1& $&,, #'1/ + !6*=+@ .&0"112@ +1$',4"6"$?
A"--'6$2@, "9'1(, "9'1( #&%" :4&4"$ $ !'>,4$+4'%(1",4+ -6+1+#&<4 4&0+' .&0"12,
1" $2 #"8'4' -6'!,4&$+4(, 0&0 6'.0" $.%'4/4 $$'6@ ,4&$0+ 1& $2,4&$%'1+'
1'!$+8+#",4+ 1& -6"!&8* 5'. -6&$& $20*-& .&%"8'11"> ,"5,4$'11",4+, $ 4" $6'#/ 0&0
;4+ *8&,12' .&0"12, 6&.6&5"4&112' !%/ -"#"3+ !"#"$%&!'%()'$, 1& ,&#"# !'%'
6&.6*:&4 +@. B"4/ 1'0"4"62' 5&10+ *>!*4 +. ;4"=" 5+.1',&, 1' 0"146"%+6*'#2',
,""56&.+4'%(12' + ;4+9',0+' +1$',4"62, 6&5"4&<3+' 1& 6210' -6'!$&6+4'%(1"="
$20*-& 1'!$+8+#",4+, .&!6"8&4. C -"#"3(< *-"61"> 6&5"42 + :+6"0+@ +,,%'!"$&1+>
1&:& 0"#&1!& $.%"#&%& 0"! + -6"!"%8+4 -"#"=&4( -6"!&$)&# ,"@6&1+4( +@ !"#& +/+%+
+@ &04+$2. 72 -6"!"%8+# -"#"=&4( 06'!+4"6&# ",$"5"8!&4(,/ "4 1'8'%&4'%(1">
,"5,4$'11",4+ $#',4" 4"=", 94"52 $2,4&$%/4( '' 1& -6"!&8* 5'. -6&$& $20*-&.

!"#$%&'"( )*&+"#,-#. *%*&#/( *&+01%,+2&*3 0%4'/ 1 0%4), 1'5$+


%67+,032&*3 '& 8#9#0+&#0:8'. *'7*&,#88'*&%
?"=!& !"#"$%&!'%') -6",6"9+4 $2-%&42 -" .&0%&!1"> 1& 46+ #',/)&, 06'!+4"6
!'%&'4 &1&%+. &04+$"$, 94"52 ,-6"=1".+6"$&4( *6"$'1( -"4'6(, 0"4"62' #"=*4
,%*9+4(,/, ',%+ "1 $2,4&$+4 1'!$+8+#",4( 1& -6"!&8* 5'. -6&$& $20*-&, .&5+6&/ ''
1&.&! $ ,$"< ,"5,4$'11",4(. D4" )'%2> -6")',,, 1&.2$&'#2> 0"6"40"> -6"!&8'>, +
-6"@"!+4 "1 9'6'. +@ "4!'% -" *#'1(:'1+< -"4'6(. A 0&8!"# "4!'%' ',4(
-'6'="$"63+0+ -" !"%=&#, 1&.2$&'#2' ,-')+&%+,4&#+ -" *#'1(:'1+< -"4'6( (loss
mitigator). D4" %<!+, , 0"4"62#+ #2 "53&'#,/, 0"=!& 6&5"4&'# , !"#"$%&!'%()&#+,
!"#& 0"4"62@ #"=*4 524( $2,4&$%'12 1& 0"6"40*< -6"!&8*.
? ,"8&%'1+<, $,' 06'!+4"62 + "4!'%2 -" *#'1(:'1+< -"4'6( .&$&%'12 "56&5"40">
.&-6","$ 1& 0"6"40*< -6"!&8* +.-.& =6"#&!1"=" 0"%+9',4$& !"#"$, 1&@"!/3+@,/ $
!'E"%4'. ?&8!2> ,-')+&%+,4 -" *#'1(:'1+< -"4'6( "5291" "56&5&42$&'4 100 !'% $
#',/) + 5"%'' -"%"$+12 #"=%+ 52 524( "5,%*8'12, ',%+ 52 * 1+@ 52% :&1,!
D4" *,4&6'$:&/ ,+,4'#& $ ,+,4'#' 0"6"40+@ -6"!&8, 94" -%"@" !%/ 5&10"$ + 46*!1"
!%/ ,6'!1'=" +1$',4"6&. F!1&0" 4&#, =!' ',4( $2."$, 4&# ',4( + -6'!-6+1+#&4'%+,
0"4"62' +.*9+%+, 0&0 ;EE'04+$1" 6&5"4&4( $ "06*8'1++, 0"4"6"' -6+$"!+4 $
.&#':&4'%(,4$" !6*=+@.
G'.<#+6*<, ;4& )'%&/ +1!*,46+/ -6'!$&6+4'%(1"=" $20*-& $"+,4+1* ="4"$&
$."6$&4(,/! H&!-+,+ 1' -+:*4 4"%(0" 1& ,4'1', "1+ 1&6+,"$&12 1& .!&1+/@ +
"!1",'#'>12@ !"#&@ -" $,'> 1&:'> ,46&1'. I3' 1+0"=!& 1' 52%" %*9:'=" $6'#'1+,
94"52 $">4+ $ ;4"4 5+.1',!
J *9&,4$*< $ ;4"# 5+.1',', 94"52 -"#"=&4( %<!/#, -6'!%&=&/ +# -".+4+$12'
6':'1+/ $ ,+4*&)+/@, 0"4"62' $ !6*="# ,%*9&' 52%+ 52 #6&912#+ + @&"4+912#+.
H&:& 0"#&1!& @"6":" "-%&9+$&'4,/; 1&:+ ,4*!'142 .&6&5&42$&<4 5"%(:' !'1'=, 9'#
"1+ 0"=!&-%+5" #'94&%+. 72 @"4+# -"!!'68+$&4( "=6&1+9'11"' 0"%+9',4$"
-6'!-6+1+#&4'%'>, -6+@"!/3+@ $ ;4"4 5+.1', 0&8!2> #',/). 72 !&'# +,9'6-2$&<3+>
46'1+1= -" ,46&4-&-* + -6"!"%8&'# ,"-6"$"8!&4( +@. 72 !&8' $,4*-&'# $ -'6'="$"62
-" 0"6"40+# -6"!&8&#, 0"4"62' $2 1&@"!+4' $ $&:'# 6'=+"1'.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

139/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"#$ %& "'()'#*?

!"#$ %&##&'( #)*+(,-. /(,()0+*,1 2)(-,0,&3. 4#*--(-* (Aristotle Onassis):


506*,-,+0 7)(80'(, 0, 9#*#(. ,060, :,0 ')$6(& #& 9#*;,. < #*=&3 7$,1 > ?06*,-,+$
'3. -&?. ( @0(8 -,$'&#,0+, 0,>)A+ 9#*#(&, (#B0)@*/(; ( +09@0C#0-,(, >0,0)A8
06)0@#0& >03(:&-,+0 7)&'7)(#(@*,&3&D ( (#+&-,0)0+ 3(?0 703#0-,1; 3(=&#A, 3(?0
>0,0)A& 0#( (6#0)()$;, (9-9* ,060, :,0 ",0 >*C&,-. -30C#A@. 4,#0-(,&31#0 -30C#*.
7)()0'* ?(9#&-* 7)&'+*)(,&31#060 +A>$7* #&'+(C(@0-,( 0-3*?3.;, >0#>$)&#/(; (
",0 0:&#1 80)0=0!
* * *
40%
1*09:'(#%
)*0;<'3
#(=*"2,>##
1*-'$#$'
-,3$
www.mrpreforeclosure.com/studentdeals #0# 1*?.*(#$' 1* (*2'"9 (800)646-2574, # .@
1*09:#$' )'-10,$(@3 #(=*"2,>#*((@3 1,A'$ # /.9B:,-*.*3 DVD 6,A 1*09:#$;
(,0#:(@' (, A*"*$A#B 1"*/,&,B, ",)*$,% $*0;A* (,1*0*.#(9 (How to Cash in on Short
Sales with Half the Work).

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

140/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!

!
!!
!
!"#$"%&'$"('$)*)+,%"-./#010&
!
201,%/%3,&
&
01,%/%3,
!
&
"#$"#%#!
!%"4"*&5-)3"$&6789:;9<&=>?@9AB&
&
!%"4"*&5-)3"$&6789:;9<&=>?@9AB
!
!
!
!
!"#$# %&' "()(* + )(,#"-.% /(,0%1'&' !&2*0"(3#*"#4 5,#"#6.,. 7 8".7&39.'&'&
:2#3*2'(0"(, 9%&*0;<.6 =>%# ?#%0-&".& MBA 7 @(37(3*&, A'5"B#3*& .%. C(3'#"&, +
#2.*(% *#%$#4 ,(31&3> 7 ,30?"#4 ,#3?#3(D.. 7 E6&3.,..
:%+ 5'#$# + 3(=#'(% 7 F,#%& ."9'30,'#3#6 ?# =#&7>6 .9,099'7(6 . "(-(%1".,#6
#'*&%( 7, 7&3#+'"#, &*."9'7&""#4 ?3#B&99.#"(%1"#4 =.)"&9 #3$(".)(D.., 0?3(7%+;<&4
F,#%(6. =#&7>G .9,099'7 7 '# 73&6+. H(, ,(, ?3.=%.2(%#91 73&6+ #,#"-(".+ 0-&=>, +
9#9'(7.% 3&);6& . ?3#F&% 9#=&9&*#7(".& 9 ,#6?(".+6., 0 ,#'#3>G + G#'&% =>
3(=#'('1. I ?%(".3#7(% ?#3(=#'('1 ?(30 %&', ?3&2*& -&6 ?#9'0?('1 7 =.)"&9-F,#%0.
J#9%& =&9&*> 9 Chase, Proctor&Gamble, IBM . SUNY, + #="(302.%: 6#+ "(9'#+<(+
?3#B&99.+ =>%( "& '#%1,# =#%&& 7&9&%#4 . )"(-.'&%1"#4, "# ?#'&"D.(%1"# =#%&&
?3.=>%1"#4, -&6 %;=(+ .G ,#3?#3('.7"(+ *#%2"#9'1.
!#+ 7&3( 7 5'# 9,(,"0%( 77&3G, . + )(9&% 7 K.=%.#'&,& L#"$3&99(, )( SBA17, SCORE18
. .)0-.% 79&, -'# ?#?(%# 7 6#. 30,. # ?3#*(2(G, 3&,%(6& . 6(3,&'."$& ?3+6#$#
#',%.,(. I 9#9'(7.% =.)"&9-?%(" (#F.=#-"# ?#%($(+, -'# "&,.4 60*3>4 =(",.3
17

SBA U.S. Small Business Administration


SCORE "Counselors to America's Small Business" L#"90%1'("'> *%+ 6(%#$# =.)"&9( E6&3.,.
"&,#66&3-&9,(+ #3$(".)(D.+, ?3&*"()"(-&""(+ *%+ #=0-&".+ ?3&*?3.".6('&%&4 . #9"#7(".+, 3()7.'.+ .
09?&F"#$# 7&*&".+ 6(%#$# =.)"&9( 7 6(9F'(=(G 9'3(">. SCORE ?(3'"&3 9 U.S. Small Business
Administration (SBA).
18

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

141/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'&(%")*+ ,*&-) % . '"*&/#.'&&#, U-Haul19, - /.%&)0(- %1 2'3%&4+#&', DC, .
5*&.*", 6#0#"'/#.
7#+#, - 1'!)(+%0 ,#8 9%1&*( ( ,*&** :*, 10,000.00$, 1'&-+;< ) "#/%+*0*8, ( =):*8
="*/%+&;< ='"+ . ='",'&*. > (#1/'0 9%1&*( &' 3=#0'< 9#*.;< %(=)((+. &' 1,000,000.00$
( 1,500 '=+%.&;< (+)/*&+#. . 5 4#"#/'< 1' 18 ,*(-?*.. @ .(* A+# ."*,- */%&(+.*&&)B
!#//*"C=), =#+#")B - !#0):%0 #+ 9#0D3%&(+.' /")1*8 % =#00*4, 1'=0B:'0'(D .
(0*/)BE*,: F, !#%4"'*3D . ='"'+* !'") 0*+, !#+#, +; (,#C*3D !#0):%+D
&'(+#-E)B "'9#+).
7#=' - 9;0 . 2'3%&4+#&*, DC, - !"#3*0 :*"*1 +"'&($#",'?%B, :*"*1 =#+#")B ,'0#
=+# !"#<#/%+. > !"*."'+%0(- %1 (!#"+(,*&' (%0% :*0#.*=', =#+#";8 <#"#3# .0'/**+
+*<&%=#8) . !"*!#/'.'+*0-. 7#+#,, ='= +#0D=# - "*3%0 . "*'0D&#(+% !"*."'+%+D
.;9"'&&;8 ,&#8 .%/ (!#"+' . ='"D*"), - /#.#0D&# 9;(+"# !"#/#0C%0 +"'&($#",'?%B
(. 21 4#/), %1 !"*!#/'.'+*0- - !"*."'+%0(- . !"#/'.?', % /'0** . (!*?%'0%(+' !#
,'"=*+%&4). G(0% !#(,#+"*+D &'1'/, ,#8 "'&&%8 )(!*< !#:+% !#0&#(+DB 1'.%(*0 #+
#(#1&'&%- +#4#, :+# &'%9#0** .'C&;, /0- ,*&- 9;0# (+'+D #+0%:&;, (!*?%'0%(+#, !#
,'"=*+%&4) )"#=#. 9#*.;< %(=)((+. % ,*&** .'C&;, 9;+D ,'(+*"#, 9#*.;<
%(=)((+..
H/&'C/; . 5*&.*"* - (#.*"3%0 (0*/)BE)B &*#9<#/%,)B +"'&($#",'?%B. @1
#+0%:&#4# !"*!#/'.'+*0-, !"#/'.?' % (!*?%'0%(+' !# ,'"=*+%&4) - #!-+D !"*."'+%0(- .
!"*!#/'.'+*0-. I' A+#+ "'1 . !"*!#/'.'+*0- !# ,'"=*+%&4), !"#/'C', % &'.;=',
#9):*&%-. > #9):'0 !*"(#&'0 % !'"+&*"#., :+#9; "'(+%"'C%"#.'+D ,#% &'.;=% !#
9#0D3*8 +*""%+#"%%.
J*8:'( - /#,%&%")B . %&/)(+"%%, =#+#"'- . #(&#.&#, &'(*0*&' (!#"+(,*&',% %
%1"*/=' =.'0%$%?%"#.'&&;, !"*!#/'.'+*0*,. H:*&D "*/=# . ,&#4##9*E'BE*8
%&/)(+"%% !"%<#/%+ =+#-+#, !#/#9&# ,&*, % #(#1&'*+, :+# .(* 9%1&*(; "'(?.*+'B+ %0%
),%"'B+
90'4#/'"A$$*=+%.&;,
,'"=*+%&4#.;,
(%(+*,',.
2
(0):'*
,&#4#(*=?%#&&#4# 9%1&*(' "%+*80' %0% )(0)4, A+#+ )(!*< 1'.%(%+ #+ ,'(3+'9%")*,#(+%
% (!#(#9&#(+% "'(+%"'C%"#.'+D )(!*3&;* ,'"=*+%&4#.;* (%(+*,; &' .(B
#"4'&%1'?%B.
23 4#/' &'1'/ ,#- "#0D #!-+D %1,*&%0'(D, % +*, (!#(#9#,, =#+#";8, ='= - .*"B,
,'=(%,'0D&# ).*0%:%+ ,#% +'0'&+; % /'(+ ,&* .#1,#C&#(+D &* +#0D=# 9;+D
K%00%#&*"#, L#*.;< %(=)((+., &# !#1.#0%+ ,&* (#1/'+D ,&#4# /")4%<
K%00%#&*"#. L#*.;< %(=)((+..
K#- (','- &*/'.&-- "#0D %,*0' /.* (#(+'.0-BE%<. 7*".'- 1'=0B:'0'(D . #9):*&%%
% =#&()0D+%"#.'&%% 3=#0; 9#*.;< %(=)((+. !# .(*8 F,*"%=* % 6'&'/* % #"4'&%1'?%8 .
L'<"*8&*, G."#!*, MC&#8 F$"%=* % F.(+"'0%%. 2+#"'- (#(+#-0' . &'(+'.&%:*(+.* +*<,
=+# /)90%")*+ (+")=+)") ,#*8 3=#0; &' #(&#.* ,'(+*" $"'&3%1; /0- #/&#8 3=#0;,
/0- 4#"#/' %0% 3+'+'.
K*&- &'%9#0** !"%.0*='*+ .+#"'- "#0D, 4/* ()E*(+.)*+ #4"#,&'- .#1,#C&#(+D
.;"'(+%+D ,&#4# ,%00%#&*"#., /*0-(D +*,, &' "'1"'9#+=) :*4# - !#+"'+%0 ,%00%#&;
/#00'"#. % 9#0** 30 0*+.
7"*C/* :*, - !"#/#0C), !#1.#0D+* ,&* /'+D !'") )"#=#., =#+#";* !"*/&'1&':*&;
0B9#,), =+# .0'/**+ 9%1&*(#, %0% =+# !0'&%")*+ &':'+D 9%1&*(.
7*".;8 )"#=. 50- 9#0D3%&(+.' C%1&*&&# .'C&# ,*&+'0D&# % $%1%:*(=% ='= ,#C&#
(=#"** )8+% #+ (#(+#-&%- %(!#0&%+*0- /*-+*0D&#(+% .'3*4# 9%1&*('. 2# ,&#4%<
(0):'-< "#0D +'=#4# %(!#0&%+*0-, 9)/D +# )!"'C&*&%- . 9#*.;< %(=)((+.'<, !#="'(='
/#,', ()<'- :%(+=', !#(+'.=' */; %0% "*,#&+ %0% !"#4"',,%"#.'&%* =#,!DB+*"#.,
(','- 0*4='- /0- 1',*&;, /'*+ &%1=)B =#,!*&('?%B % #4"'&%:%.'*+ .'3 !*"(#&'0D&;8
"#(+ % .'3*4# 9%1&*('.
19

U-Haul truck 4")1#.%= =#,!'&%% U-Haul, (!*?%'0%1%")BE*8(- &' (/':* . '"*&/) 4")1#.;<
'.+#,#9%0*8

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

142/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%"&'( $)*+,- ./0" , $)*+,% $%"01(% "2$, 3#450 6)%$60"#+#25, 350 /"23%1(7
8#/50)07 1 )#91,5,, 70%+0 :,9;%4# <1"<%54< ;#",3,% =/46%)5# 60 :0%1(7 ,4/*4451#7
1 /#>$0? 70%? ./0"%. @/#>* 1#7, 350 7;0+0 "%5 ;#9#$ 6)%60$#1#5%", :(", 5%7
6%)40;#"07, /050)(? :("0 "%+3% 14%+0 ;#?5,, , /050)(? 7%;%% 14%+0 450,". A0$( ;#9#$
< )#9)#:05#" 4,45%7*, /050)#< 60450<;;0 1(6*4/#%5 /1#",8,',)01#;;(6)%60$#1#5%"%? :0%1(- ,4/*4451, , 3%)%9 6-;%$%"&;(% ,;5%;4,1;(% 6)0+)#77(
:(45)0+0 45#)5# , 3%)%9 60450<;;0% 1()#B,1#;,% 6)%60$#1#5%"%? ,9 5(4<3, ;#.,45*$%;501 :0%1(- ,4/*4451 (;#.,- /",%;501). C#,:0"%% '%;;(? 405)*$;,/ 505, /50
70>%5 6)0$#5& ;#. 6)0$*/5, ;% 5%-;,3%4/,? 6%)40;#". D0"& 6)0$#1'# 5)*$;#, ,
=/46%)5( 1 6)0$#>#- (< ;#9(1#2 ,- $,)%/50)#7, 6)0+)#77) 0:*3#254< 4 6070B&2
9#$#;;(- 4'%;#),%1 , *60)<$03%;;(- 6)0'%$*).
E#/5,3%4/,, 5#/ /#/ < 1()#45," 70? :,9;%4, < CF ,B* "2$%?, /50 0:"#$#%5
;#1(/#7, :0%1(- ,4/*4451. G 70+* ;#;<5& , 0:*3,5& =50? )0", 4",./07 "%+/0. G ,B*
",3;045%?, 480/*4,)01#;;(- ;# )045% :,9;%4# 6)0$#> , 7#)/%5,;+#, /050)(%
46040:;( , >%"#25 0:*3#5& $)*+,- )0", 60$$%)>/, *4"*+ /",%;501, 6)0$#> ,
7#)/%5,;+#. H0< 0)+#;,9#',< )#:05#%5 1 ,;$*45),, 4 ;%:0"&.,7 /0",3%45107
>,9;%46040:;(- /0;/*)%;501, 0+)07;(7 6*:",3;(7 ,;5%)%407 , ;%1%)0<5;(7,
;%,460"&901#;;(7, 10970>;045<7,, $045*6;(7, "2:07* /1#",8,',)01#;;07*
3%"01%/*, /050)(? +0501 601",<5& ;# 0+)07;0% /0",3%4510 4%7%? , 9#)#:05#5& :0"&.,%
$%;&+, 1 =507 6)0'%44%.
!50)0? *)0/. I#/ * 1"#$%"&'# :,9;%4#, 1#.# 04;01;#< 1(40/0 109;#+)#>$#%7#< )0"&
40450,5 1 46040:;045, 1%45,, 1$0-;01"<5& , 0:*3#5& $)*+,- 1(60";<5& %>%$;%1;(%
06%)#',, 1 1#.%7 :,9;%4%. J#>% 4#7(? "*3.,? 5%-;,3%4/,? 46%',#",45 45#"/,1#%54< 4
)#903#)01(1#2B,7, ;,9/,7 6050"/07 %+0 ,", %% $0-0$#. C#,:0"%% 0$#)%;;(?
6)0$#1%' (%4", 0; ;% 6)0$#%5 4#70"%5( Gulfstream ,", /0;5)#/5( ;#
7*"&5,7,"",0;;01 $0""#)01) :(45)0 $045,+#%5 6050"/# %+0 ,", %% 40:451%;;0+0
$0-0$#. K %45& 3%"01%/, 46040:;(? 1;%$),5& 4,45%7(, /050)(7 70>;0 0:*3#5&, 7;0+,7
"2$<7 , 1$0-;01,5& ,- ;# 1(40/,% $045,>%;,<, %+0 $0-0$ :*$%5 :%9+)#;,3;(7.
L)%5,? *)0/. @#7(? )#;;,? 70? 60"0>,5%"&;(? )%9*"&5#5 40450<" 1 ;#-0>$%;,,
6)#1,"&;0+0 )(;/# , 6)0%/5,)01#;,, *4"*+, $"< =50+0 )(;/#. H;0+,% ,9 70,- $)*9%? ,
/0;/*)%;501 1 0:"#45, :0%1(- ,4/*4451 >#"*254< ;# 6"0-0 /1#",8,',)01#;;(/",%;501, /050)(- 0;, 6),1"%/#25. M 7%;< ;%5 5#/,- >#"0:. J0 05/)(5,< 70%+0
6%)10+0 :,9;%4# < 6)01%" .,)0/07#4.5#:;(% ,44"%$01#;,< $%70+)#8,3%4/0+0 )(;/#,
350:( :(5& *1%)%;;(7, 350 < 0:04;01#"4< 5#7, +$% %45& 7;0+0 4%7%? 4 $%;&+#7, , 4
6)%$)#460"0>%;;045&2 / 70,7 *4"*+#7. !4/0)% 604"% =50+0 < 0:;#)*>,", 350
4%7%?;(? , $%54/,? )(;0/ :(" ;#7;0+0 "*3.,7 $"< 7%;< )(;/07, 3%7 5)#$,',0;;(%
+)*66( 05 18 $0 35 "%5, 4 /050)(7, )#:05#25 $)*+,%. H0, 05/)(5,< 50+0, 350 4%7&, 4
-0)0.,7 $0-0$07 6"#5,", :( 1(40/*2 '%;* 9# *46%.;0% 0:*3%;,% , 1046,5#;,%
70)#"&;(- /#3%451 * ,- $%5%?, , 350 >%"#;,% 6"#5,5& 6)%7,*7 '%;* 9# ;#., *4"*+,
6%)%>,", 146"%4/, , 6#$%;,< =/0;07,/, , ",3;(% 8,;#;401(% 19"%5( , 6#$%;,<, 4
5%3%;,%7 1)%7%;, $0:#1,", 7,"",0;( / 70%7* $0-0$*. G 3#450 ;#9;#3#2 '%;* 1 $1#,
5), ,", 3%5()% )#9# 1(.%, 3%7 $)*+,% ./0"(, , 6), =507 < 0:*3#2 :0"%% 1(40/0
/1#",8,',)01#;;(- /",%;501, /050)(% 045#254< 40 7;0? ;#7;0+0 $0"&.%.
C#/0;%', 6*5&, /050)(? < ;% ,460"&901#", ;0 /050)(?, , < 1 =507 401%).%;;0
*:%>$%;, 4=/0;07,"0 :( 7;% $%4<5& ,", :0"%% "%5 6)0: , 0.,:0/: 8)#;3#?9,;+. N05<,
/0+$# < ;#3,;#" 1 1983, 5#/0? 10970>;045, 1 ,;$*45),, :0%1(- ,4/*4451 * 7%;< ;%
:("0, ;0 4%?3#4 0;# 06)%$%"%;;0 %45&. F4", :( * 7%;< :(" .#;4, < :( 19<" 8)#;.,9*,
3%7 ,90:)%5#" :( 14% 401%).%;;0 4#70450<5%"&;0. !4% 8)#;3#?9,;+01(% 0)+#;,9#',,
$#25 10970>;045& :(5& 1 :,9;%4% 4#707*, ;0 ;% 0$;07*, , 1 ;#.%7 4"*3#% 70<
/076#;,< 0:%46%3,1#%5 0:.,);*2 60$$%)>/*, /050)#< 4*B%451*%5 1 "2:07
8)#;3#?9,;+0107 :,9;%4%. O+)07;(7 6)%,7*B%45107 1 *6)#1"%;,, 0$;0? ,9 ;#.,!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

143/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$ %#&'() *+",++-' .'$.&-+. +/#+#%0#+-1 "#2%*0*3#'4-1 4-2#+5&3, 346'$&7&0*.,
#-0#+*-&$10# 0*6"*& "4/*-4$10(& 64-34-( * '&$*"#$&/0(& '#62#80#+-* /#$,7&0**
9#)#94 #- /3&9#+-4'$&0*. /#-04+-#.:&2, ;&00() ,+$,<, "#-#3(& '#+/*-('4= $*9&3#'
* $*70#+-&> + +*$10(2 )434"-&3#2.
?0#<*& +*+-&2( * /3#;&++(, "#-#3(& . ,+#'&3!&0+-'#'4$ ' 2#*) !"#$4) Mile High
Karate, /3*!$* "# 20& /#+$& 9$*-&$10() /3#% * 20#<*) #!*%#". @$,74>0# . /34'*$10#
/#0.$ +*+-&2, ' /&3'(> 346; 0420#<# 74:& . !&$ 7&3&6 ;*"$ 5,7 *$* 11 A"+/&3*2&0-#',
/3&89& 7&2 04)#9*$ /34'*$10(> "$=7 " -#2,, 7-#%( +*+-&24 34%#-4$4. B+&, #/#!4<#'#> +*+-&2( /3#948 9# #%,7&0*. /&3+#04$4 * /3#;&++#' 34634%#-"* %($#
+-434-&$10# #%"4-40# 7&3&6 -&+-*3#'40*& * #!*%"*, 4 -4" 8& 7&3&6 2#9&$*3#'40*&
,+/&!0() /3*2&3#', +,:&+-',=:*) ' 2*3&.
B Mile High Karate . /3*9,24$ 0&'&3#.-0# A55&"-*'0,= ,7&%0,= /3#<3422,,
"#-#34. #%,74&- 9&-&> * +&21* 9*+;*/$*0& * ,'&3&00#+-*. C04 5#32*3,&- )434"-&3 *
/3#/*-('4&- +-,9&0-#' D&,"3#-*2(2 9,)#2. E#/#$0*-&$10# . ,+#'&3!&0+-'#'4$
/#!4<#'(> /3#;&++ /3#948, "#-#3(> /3#9'*<4$ +&21* #- +#20&'4=:*)+. "
/#-&0;*4$10(2 "$*&0-42 " 0#'(2 +-,9&0-42 " "409*94-42 04 7&30(> /#.+ * '
"#0&70#2 *-#<& " F&30(2 /#.+42 * $*9&342. G 34634%#-4$ 2#:0(& * '# 20#<*)
#%$4+-.) 4'-#24-*7&+"*& 243"&-*0<#'(& +*+-&2(, "#-#3(& /3*'$&"4$* 0#'()
+-,9&0-#' * /#9<#-4'$*'4$* *) 9$. /&3&)#94 ' %#$&& '(+#",= "4-&<#3*=. H, 04"#0&;,
. 34634%#-4$ #%,74=:,= !"#$, * /3#;&++(, "#-#3(& %(+-3# /#9<#-4'$*'4=- 0#'(>
/&3+#04$ * #%346#'('4=- '(+#"#"47&+-'&00(& "#2409(, ,/34'$.=:*& 20#<*2*
!"#$42*.
I#<# . *:, 9$. 3#+-4 2#&> #3<40*64;**? ?,87*0 * 8&0:*0, "#-#3(2 *0-&3&+0#
346'*'4-1 %*60&+ ,+$,<. J&), "-# %,9&- +#/3#'#894-1 /3#'&3&00(& +*+-&2( !4< 64
!4<#2 " ,+/&),. K=9&>, "#-#3(& 9$. #90#> !"#$( 2#<,- /3*0&+-* #- 75,000.00$ 9#
100,000.00$ *0'&+-*;*> ' "47&+-'& *) 0#'() %*60&+ +-43--4/#' *$* "#-#3(& 2#<,'$#8*-1 %#$&& '(+#"*> ,3#'&01 *0'&+-*;*> * +'#> ,/34'$&07&+"*> -4$40- ' ?4+-&3
L340!*6, ' <#3#9& *$* 3&<*#0&. @&>74+ G DM *:, $=9&>, #%$494=:*) -4$40-#2 '
%#&'() *+",++-'4) *$* /#9<#-#'"#> ' A-#> +5&3&. N0-,6*462 9$. 34%#-( + 9&-12* *
'63#+$(2* * 8&$40*& ,/34'$.-1 +*+-&242* /3#948 * 243"&-*0<4 .'$.&-+.
0&#%)#9*2(2* ,+$#'*.2*.
!"#$%& '$()*"*%)
@-3400#, 0# EA0 +/&;*4$10# 0& 34++24-3*'4$ +*+-&2, +*$( ' A-#> "0*<&, #904"# #0
#%,74&- &> -&) *6 04+, "-# ,74+-',&- ' &<# "#,7-<3,//4) * .'$.&-+. &<# "$*&0-42*. H
)#-. . '&9, %*60&+, "#-#3(> 20#<*& #-0#+.- " 0&#%(70#2, %*60&+,, #0 '# 20#<#2
+-3#*-+. 04 +*+-&2&, "#-#34. *+/#$16,&-+. * ?4"9#04$9+#2. @ "489(2 /3#!&9!*2
<#9#2 . '+& %#$1!& ,%&894=+1 ' -#2 54"-&, 7-# %#$1!*0+-'# /3&9/3*0*24-&$&>
9&>+-',=- %&6 )#3#!# /3#9,2400(), /3#'&3&00(), /#!4<#'() +*+-&2 9$. "489#<#
4+/&"-4 *) %*60&+4. G ,'&3&0, 7-# "#$*7&+-'# %#<4-+-'4, "#-#3#& '( +/#+#%0(
4"",2,$*3#'4-1, "4" /3&9/3*0*24-&$1, 04/3.2,= +'.640# + -&2, 04+"#$1"#
#/-*2*6*3#'40 '4! %*60&+ /#A-#2, '( +'#%#90(, 7-#%( +"#0;&0-3*3#'4-1+. 04
%#$1!*) '&:4), 4 0& 04 -3*'*4$10().
* * *
9$':'( ;0#.'" (Stephen Oliver)%.0%'$-% ,.$*"*2 ('-<*0=<#> <(#+ /0% -.*'3
#(/?-$"##, .<0@A,% <(#+? ?43"&-*0< /3.2#<# #-"$*"4 9$. !"#$ %#&'() *+",++-'
(Direct Response Marketing for Martial Arts School), , $,<&' <(#+? B+&, 7-# . )#-&$
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

144/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%, &'()# *"+ ,-.' 22 (Everything I Wish I Knew When I Was 22). 9 ('+* :'"(;3
1*%- 7 /,(, . Tae Kwon Do, /#10*2 - *$0#<#'2 9(#.'"-#$'$, 4&*"/&$,=(,, # *(
>,",)*$,0 -.*3 ?@A *$ 9(#.'"-#$'$, 4'(.'",. B( .'/'$ )#>('- *)=<'(#' # C*=<#(+
/0% .0,/'0DE'. # 1"'1*/,.,$'0'3 FC*0 )*'.;G #-C=--$. # 1"'/*-$,.0%'$ H",(F#>= '+*
C*(E'1E## Mile High Karate 1* .-'3 I'.'"(*3 A2'"#C' /"=+#2 -=J'-$.=KJ#2 FC*0,2,
1"#.0'C,% (*.;G 1"'/1"#(#2,$'0'3 # #(.'-$*"*. . 5$= #(/=-$"#K. 40% 1*0=<'(#%
)*0DF'3 #(H*"2,E## 1*-'$#$' -,3$ www.MileHighFranchise.com.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

145/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
!
!"#$%&'%"((
(
!"#$%&'%"(
!
)'*"+,)-)#''%"(+,./,"0))(
(
)'*"+,)-)#''%"(+,./,"0))
!
#1./*2%*/3,(+"$4(
((
#1./*2%*/3,(+"$4
"#$"#%#!
! (
!
56"..)(78(56#'+(9:;<<=(>8(:?@;A
:;<<=(>8(:?@;AB
56"..)(78(56#'+(9
:;<<=(>8(:?@;AB(
!
!

!"#-$% & '($) *#$ ( +%,%-)* '%&$%(..% /%)/ -%")$#*(/, 0$% 1 /#.( #&$2 ",# 3#*) ,
4)5.): 6 &%7)-89&2 7:$2 /)**)%.#-%/, ) ( &%7)-89&2 7:$2 '-#5)"#.$%/ /%#;
&%7&$,#..%; <%/'8.)). = &08&$29, %.) &<858*) /.#: >: /%4#?2 "#*8$2 ,&# $%, 0$%
'-)"#$ $#7# , +%*%,1. @ *10?# ,&#+% 7:*% $%, 0$% %.) )/#..% A$% ) )/#*) , ,)"1.
= 28 +%"8/ ( ,:7)* %7# A$) 3#*). (6 &$8-8*&( "%&$)02 )B -8.2?#, .% 1 /#.(
&*10)*%&2 '% '1$) .#&<%*2<% <-1?#.);).
6 ,:-%& , /8*#.2<%/ +%-%"# .8 9+%-58'8"# C8?).+$%.8. D%) -%")$#*) 7:*) ) #&$2
&%*2 5#/*), 1'%-.% -87%$89E)#, A$)0.:# *9"). F /#.( #&$2 &$8-?); 7-8$, <$%
'%&$%(..% /#.( $%*<8#$ ,'#-#". @ , $#0#.)# /.%+)B *#$ ( &*#"%,8* '% #+% &$%'8/,
'%$%/1 0$% /.# .-8,)*%&2 $%, 0$% %. ,:7)-8*, ( ,)"#* #+% 1&'#B), ) /.# B%$#*%&2 $%+%
4#. G%54#, ( %&%5.8* A$%$ ,84.:; '-).3)' - /%"#*)-%,8.)# $%+%, 0$% %$*)0.%
-87%$8#$ "*( $#B, 029 %71,2 $#7# .-8,)*%&2 7: .%&)$2.
G%5,%*2$# /.# "8$2 ,8/ <-8$<19 &'-8,<1.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

146/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


! "#$%&'() 10 *)( + ,&-&* "#.)/.01 " 2#'*#"034 50$,)' 2# '(%067) '#')/'708
9&$#,#". : 5;'(%# /#9#"#%0*'+ ' '#')/7#1 # (#<, -(# #,& /&'( <,) '"#= 9&$#,#7#'0*74,
,& 7#(#%#1 <#6,# 5;*# )$/0(>. ?&70< #5%&$#<, + <9 5; "$+(> 5#*>.) $&7&$#" 0 5;'(%))
08 ";2#*,0(>. : 5;'(%# 4$,&* 3),4 '/)*#7 ,) $& ,&*0-,;) /),>90 0 2#*4-),0) "
#5<), $& (+6)*;1 (%4/ (#, -)9# + 8#()*, ,# ,& -(# 4 <),+ ,) 5;*# ,&*0-,;8, -(#5; @(#
7420(>. A)'+(> 5;'(%# 2#/%)$&,,;8 9&$#,#" 0 "') 5;*# <#0<, "<)'() ' ";5%#.),,#1 "
4(0*> '(&%#1 9&$#,#7#'0*7#1, 7#(#%4= ,&/# 5;*# (#*7&(>, 0 7#(#%&+ '609&*& 5#*>.)
5),$0,&, -)< 9&$&. B)1-&' + 3),= (#( C&7(, -(# <#0 %#/0()*0 ,) /&*0 <,) 100.00$,
7#(#%;) + 0 $&%&5#(&* ,& '(%067) 9&$#,#", -(#5; #',&'(0(> <#1 ,#";1 *&,/.&C(,;1
50$,)'.
!')9# 9#/ '24'(+ 0*0 -4(> 5#*>.), 1*9, % 1"*/*0&,0 -$"#:; +,<*(=, 4 <),+
2#+"0*&'> <),)) (+6)*&+ 0 0,(),'0",&+ %&5#(& " <&9&$0,) 2%)/<)(#" /*+ 09%; "
5)1'5#*. : $&%&5&(;"&* 9%&,/0#$,;) 3.15$ " -&', 5)'7#,)-,# '<#(%)* 2#"(#%),0)
')%0&*& M*A*S*H, /)*&* .7#*>,;) $&/&,0+ 7&6/;1 /),> 0 '(&* #(*0-,# 4/&%+(> 2#
<+-4, *)(+D)<4 '# '7#%#'(>= 80 <0*> " -&'. : 2#*4-0* #2;( /"#1,#9# $&%&5#(7&. :
#5,&%460*, -(# + 5;* '&<;< 5#9&(;< <&*#*)(7#1 0 2#$6) '&<;< 5#9&(;< 2#/%#'(7#<,
0$ ()8, 7#9# + $,&*, 0 + %)&*>,# ,&'*&6/&*'+ @(0< #D4D),0)<.
B)9#/,+ <#+ 60$,> %&/#'(,& 0 "') )D) #-),> 5#9&(& "# <,#908 )) 2%#+"*),0+8. :
2#,+*, -(# /#*6), #2)%)(>'+ '20,#1 # '(),4, -(#5; '#$/&(> <#1 '#5'("),,;1 5%),/
'(%)''&, 0,&-) + 5;'(%# $&'74-&=.
: (&76) 0<)= '7*#,,#'(> /)*&(> ,)#5;-,#) 0 (#, -(# 5#*>.0,'("# %&''<&(%0"&)(
7&7 ,)"#$<#6,#). : ,&.)*, -(# @(# #-),> 8#%#.# #2*&-0"&)('+, 2#(#<4 -(#
5#*>.0,'("# ,07#9/& 0 ,) <)-(&*# ' @(0< '%&$0(>'+.
E#1 %)94*+%,;1 /#8#/ ')9#/,+ (0 2)%";1 $&%&5#(&,,;1 <,#1 <0**0#,) 0/)( #(
<#)9# 50$,)'&, 7#(#%;1 #5'*460"&)( '(#<&(#*#9#", 2#<#9&+ 0< 2%0"*)-> 5#*>.))
7#*0-)'("# 2&30),(#" 0 4/)%6&(> ()8, 7(# 4 ,08 46) )'(>. F& 2%#(+6),00 2#'*)/,08
,)'7#*>708 *)( + 2%#/&* 0< (#"&%#" 0 4'*49 ,& 5#*)) -)< 10 <0**0#,#" $, # % .-' '>' ('
-$*2,$*0*+.
:
/&6)
")/4
<&'()%-9%4224
0$
50
'(#<&(#*#9#"
(www.PersonalDentalCoach.com) ,& #',#") 2#'(#+,,#9# 4-&'(0+, 7&6/;1 ";2*&-0"&)(
9#/#"#1 "$,#' 5#*>.) 8,000.00$.
GD) %&,>.) + #'#$,&* #-),> "&6,;1 (%),/ " 0,/4'(%00 '(#<&(#*#900. H'*490,
7#(#%;) <; 2%)/#'(&"*+*0 '(#<&(#*#9&< " (# "%)<+, 5;*0 '/)*&,; " "0/) '"+$&,,;8
"<)'() 4'*49, -(# #$,&-&*#, -(# '(#<&(#*#9 ',&-&*& 5; 7420* 7#,")%(;, '2)30&*>,;)
<&()%0&*; 0 64%,&* 4 <#)1 7#<2&,00, 0 2#(#< )9# '#(%4/,070 (<; ,&$;"&)< 08
7#<&,/#1 " @(#1 0,/4'(%00), '#'(&"0*0 5; "') "<)'(), #(2)-&(&*0 0 2#'*&*0 5;
7*0),(&< 3)*;1 2&7)( <&()%0&*#", 7#(#%;1 C&7(0-)'70 5;* %&'';*7#1.
I)%)$ ,)'7#*>7# *)( + 2#,+*, -(# '4D)'("#"&*# '#2%#(0"*),0), %&'(4D)) '%)/0
,&.08 7*0),(#". J,0 8#()*0 2#*4-0(> %)$4*>(&(; #( %&'';*70 %)C)%&*#",
2%#'")D),0) 7*0),(#", '#8%&,),0) 2&30),(#" 0 (./. ,# #,0 ,) 8#()*0, -(#5; 08
";'#7# #2*&-0"&)<;1 2)%'#,&* (0 '#")%.),,# 2%&"0*>,#) 5;* $&,+( " '#'(&"*),00
%&'';*70.
K(# 5#*>.#) #(7%;(0) 2%0")*# 7 #-),> "&6,;< 0$<),),0+< ,) (#*>7# " <#)<
#',#",#< 50$,)'), ,# " '(0*) <;.*),0+, 7#(#%;1 + 2%0<),0* 7 7&6/#<4 <#)<4
2#'*)/4=D)<4 50$,)'4.
K(#( (%),/ 6)*&,0+ %)$4*>(&(#" 5)$ (#9#, -(#5; '/)*&(> 8#(> -(#-,054/>, '(&*#
#9%#<,;<. E#) "&6,#) #(7%;(0) %&'2&8,4*# /")%0 <,#90< 2%)/2%0,0<&()*+< (02&
<),+, 7#(#%;) %&,>.) 2%)/*&9&*0 0,C#%<&30= 7&7 '/)*&(> 0 ')1-&' 2%)/*&9&=(
'"#0< 7*0),(&< 4'*490 2#/ 7*=-, '/)*&,# /*+ ,08. E#0 /%4$>+ 0 7#**)90, 4-&'(,070
Platinum Inner Circle A@,& L),,)/0, M#%0 N@( (Rory Fatt) 0$ Restaurant Marketing
Systems, 0 M#, O2&- (Ron Ipach) 0$ CinRon Marketing, '%&$4 2%0.*0 <,) ,& 4< " @(#1
'"+$0.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

147/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&' ()"*+,-& %$.$/)0&%) )1/)2%'$ (/$#2*3$4&., #5 2,/6$&#%1 47$",%, #5
6"#$%&' ()"*+,-& )& %#5 4))83$%#0, )%# ()9#%,- :#%,%4).'$ # ()7"#%%'$ %,1/,7'
. .#7$ /$:$/,")., (/)4.$3$%#0 6"#$%&)., #5 *7$/9,%#0 # &.7.
;&, 8)"<=,0 #7$0 .'()"%$%#0 >&)1) 7"0 %#5 ()?9$ (/)/)4", . 1)").,5 2)#5
7/*?$@, 6,6 &)"<6) 0 %,+," /,?/,8,&'.,&< 7/*1#$ ,4($6&' 2)#5 8#?%$4). # 4&,",
#%4&/*2$%&,"<%'2 2$5,%#?2)2 . 7/*1)2 )&6/'&##: /,4=#/$%#$ *4"*1# )&
(/$7)4&,."$%#0 47$",%%'5 ()7 6"-+ 2,"9'$#(+*.:; <-0<+ 7"0 4&)2,&)")1#+$46)@
(/,6&#6# 6 (/$7)4&,."$%#- .' 7)1,7,"#4< -/'0,((*3 1*/ 90=> -$*2,$*0*+#>'-9*3
1",9$#9#, 1)&).)@ 6 ?,(*46* 7"0 4&)2,&)")1)., 9$",-3#5 #2$&< 4&)2,&)")1#+$46*(/,6&#6* 8$? &/,7#A#)%%)@ 1)").%)@ 8)"# )& .$7$%#0 8#?%$4,!
B)# /,44*97$%#0 8'"# (/)4&). C 2$%0 $4&< 6*+, &$/($%#0, 6)&)/)1) * 8)"<=#%4&.,
4&)2,&)")1). %$ 8'")! C 2$%0 $4&< *2$%#$ "$16) 1$%$/#/).,&< %).'5 (,A#$%&)., # 0
+*.4&.).,", +&) 2)0 4()4)8%)4&< 4)8/,&< .2$4&$ # *(/,."0&< 6)2,%7)@ 4)&/*7%#6).
4&)2,&)")1). )&"#+%) ()75)7#", 7"0 >&)@ ?,7,+#. D 7,"<%$@=$2 0 )3*3,", +&) >&)
(/#%$4") 8' &)%%* 7).$/#0 2)$2* )4%).%)2* 8#?%$4*, $4"# 0 8' 0 %$()4/$74&.$%%)
8'" .)."$+$% . *(/,."$%#$ 4&)2,&)")1#+$46)@ (/,6&#6)@. (E'&< .)."$+$%%'2 . "-8*7/*1*- 7$0&$"<%)4&< 6/)2$ *(/,."$%#0, $4"# &' %$ "#A$%?#/).,%%'@ 4&)2,&)")1,
(/)&#.)?,6)%%)). F,6#2 )8/,?)2, 0 4)8/," 200,000.00$ # 4 5)7* .?0"40 ?, 7$").
(?,2$&<&$, 0 %$ #4()"<?).," 4.)# 4)84&.$%%'$ 7$%<1# 7"0 >&)1)! GHB, Other Peoples
Money, 7"0 &,6#5 (/)$6&). ()75)70& "*+=$ .4$1)).
D &) ./$20, 6)17, 0 (#=* >&# 4&/)6#, 0 /$1*"0/%) ()"*+,- 40,000.00$+ $9$2$40+%)
. >&)@ %).)@ 4&)2,&)")1#+$46)@ (/,6&#6$, # * 2$%0 $4&< 7)6&)/, () .4$2* G/$1)%*,
4(/,=#.,-3#$, 6,6#2 )8/,?)2 )%# 2)1*& (/#4)$7#%#&<40 6 >&)2* # (/,6&#6).,&< &,2.
I)/)=#@ (/)7*6&, +&)8' $1) .4$ 5)&$"# ()"*+#&<!
D &$+$%#$ ()4"$7%$1) 1)7, 0 0."0-4< (,/&%$/)2 4&)2,&)")1,, 6)%4*"<&#/*- $1) #
(/$7)4&,."0- *4"*1# () 1$%$/,A## %).'5 6"#$%&). . &)@ &)+6$, 17$ (/,6&#6, 2)9$&
)&8/)4#&< (",% )83$4&.$%%)1) ?7/,.))5/,%$%#0, 6)&)/'@ *8#.,$& (/#8'"<. J$@+,4
)%# ()"*+,-& 2%)1) &'40+ 7)"",/). . 7$%<, , /,%<=$ 1,000$ . 7$%< 4+#&,")4<
)&"#+%'2 7)5)7)2. (K%:)/2,A#- ) 2)#5 *4"*1,5 ()7 6"-+ .' 2)9$&$ *?%,&< %, 4,@&$
www.JerryJonesDirect.com)
L &,69$ )8$4($+#.,- )7%)1) #? 2)#5 ):#4 2$%$79$/). 2)$@ 4&)2,&)")1#+$46)@
(/,6&#6# 4#4&$2,2# )8*+$%#0 # .%$7/$%#0 . >&)@ 7/*1)@ (/,6&#6$, 4*3$4&.$%%)
*.$"#+#.,0 4&)#2)4&< >&)@ .&)/#+%)@ ./,+$8%)@ (/,6&#6# . )82$% %, 7)"- . 33% .
%$@. I)/)=$%<6)$ 7$"<A$ 7"0 %,4 )8)#5!
J,2)$ 5)/)=$$ ?,6"-+,$&40 . &)2, +&) ./,+# 2)1*& (/)7,&< 4&)2,&)")1#+$46*(/,6&#6* ?, 4*22*, 6)&)/,0 8*7$& . %$46)"<6) /,? 8)"<=$ (/)7,9, ()>&)2* 0 )9#7,-,
+&) %,4&*(#& (/$6/,4%'@ 7$%<, 6)17, 0 /$=* (/)7,&< .4$ # ()"*+#&< )&"#+%'@ 6*=.
K"#, 2)9$& 8'&<, 0 6*("- )& 15 7) 20 ):#4). # 7).$7* #5 7) 8)"<=#5 2,4=&,8)..
M*2,-, .4$ ?,.#4#& )& 2)#5 ,28#A#@, (/,.7,? N)&)2* +&) 7/*1)@ ?%,+#&$"<%)@ #7$$@,
6)&)/,0 (/#=", 2%$ . 1)").*, 0."0$&40 2'4"<, +&) 7).)"<%)-&,6# "$16) 7$/9,&< . ()"$
?/$%#0 )7%* .$3< #"# 8#?%$4. M$/9,&< . ()"$ ?/$%#0 &/# &,6#5 .$3# &/*7%).
M$/9,&< . ()"$ ?/$%#0 15 #"# 20 %, 4,2)2 7$"$ 0'+>', +$2 )&4"$9#.,&< # ('&,&<40
.$4&# 3! N/#+#%, ?,6"-+,$&40 . &)2, +&) 4 15 #"# 20, /#46 /,4(/$7$"0$&40 () .4$2 #"#
,2)/&#?#/*$&40 %, 1/*((*, &)17, 6,6 4 2 #"# 3 (/)8"$2 8)"<=$, # )%# ."#0-& %,
*(/,."$%#$ . 8)"$$ ?%,+#&$"<%)@ 4&$($%#. ;&) .4$ 6,4,$&40 *(/,."$%+$46)1) /#46,.
O4"# .,2 #%&$/$4%) 8'&< #%4&/*2$%&,"<%'2 #1/)6)2 . 4:$/$ 2$7#A#%46)1)
)84"*9#.,%#0 4) 4&)/)%' )#?('-,, >&) (/$6/,4%,0 .)?2)9%)4&<. J.)8)7%) )8/,3,@&$4<
6) 2%$ 7"0 ()"*+$%#0 8)"<=$@ #%:)/2,A##.
J).4$2 %$7,.%) 0 %,+," $3$ )7#% (/)$6&, 6)&)/'@ (,2'"'((* )1/,%#+#" 9#?%< #
)&4/)+#" 8)"<=)@, 8)"<=)@ 7$%< 2*"<&#2#""#)%%'5 .'(",& %, 2)$ #20 ("-4 7/*1#$
"<1)&'. ;&)& (/)$6&, .$/#&$ #"# %$&, 8'") "$16) %,+,&<.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

148/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$ %&'(')"* +, +(')"('$, -., * /0$1"1 + '(02/.&'' /.,)".,1,3'', * ("4$1 ($-.,
%&'5617(,$, " ')$((, ($0+'#'),/.7. 8 +1,#'1/* + %2/.29 :$)19, /,:0"1
'(+$/.';',((,$ .,+"&'<$/.+,, %&',5&$1 &$/.,&"( &":)$&,) 9,000 =+.>2.,+, /($/ $3,,
-.,56 %,/.&,'.7 =,,%$&".'+(6? 0,) ' 0"#$ %&',5&$1 %&$=&"/(29 %&'/."(7 01* *@.. 8
.,17=, -., %,0%'/"1 =,(.&"=. (" %,=2%=2 %2/.,? :$)1', (" =,.,&,? * @,-2 %,/.&,'.7
=+"&.'&(6? 0,) (" %,5$&$#7$ A&$3,(". B +/$ / ."=')' ($5,174')' 0$(73")' ': ),$3,
="&)"(", -., $/1' * /="#2 /=,17=,, +6 ($ %,+$&'.$.
C$0+'#'),/.7 561" $0'(/.+$((6) >"=.,&,) + /.&,'.$17/.+$ 5,3"./.+", =,.,&6? *
'/%,17:,+"1. D 2005 3,02 * 0,5"+'1 ,=,1, 2,5 )'11',(,+ -'/.,3, 0,@,0" + ),?
%,&.>$17 '(+$/.';'? ' /"),$ 12-4$$ + E.,) .,, -., E." ($0+'#'),/.7 ')$$. (':='$
&'/='; E., +/$ "(.'=&':'/(6? .'% )".$&'"17(,3, ,5$/%$-$('*. F/1' +6 ($ :("$.$, ="=
=2%'.7 0,) '1' =,))$&-$/=29 ($0+'#'),/.7 / )"16)' 0$(73")' ': +"4$3, ="&)"("
'1' 5$: /,5/.+$((6@ :".&"., +6 ,5)"(6+"$.$ /$5* ' /+,9 /$)79. 8 2:("1 +/$, -., *
:("9, ,. ),$3, 0&23" G,(" H$I&"(0" (Ron LeGrand).
!&23,? '(.$&$/(6? .&$(0 + ($0+'#'),/.' %,%21*&("* +$<7, /+*:"(("* /
&$:$&+'&,+"((6)' 0$%,:'.")'.
J"= &": ($0"+(, * +1,#'1 2,500.00$, :"0$%,('&,+"+ '@ (" E/=&,2 /-$.$ 01*
/.&,'.$17/.+" (,+,3, ,.$1* + K'/"?0$, 4.". A&$3,(. D,. %,-$)2 E., @,&,4"* '0$*,
$/1' +6 %,12-'1' +,:),#(,/.7 ' ,/,5$((, $/1' E., &*0,) / +,0,?.
K ),') 0$%,:'.,) + 2,500.00$ * ),32:
1. %,12-'.7 (":"0 ),' 2,500.00$, ('="=,3, &'/=",
2. =2%'.7 =+"&.'&(6? 0,), =,30" ,( 520$. %,/.&,$(
3. 1'"'/,$9 2*' L&"+, %,=2%=' 0&23,)2.
L&"+'17(,, * ),32 %&,0".7 %&"+, %,=2%=' =,)2-., 0&23,)2 :" 0+,?(29, .&,?(29
'1' 5,17429 ;$(2, -$) * :"%1".'1 :" ($3,! M., %&$=&"/(,$ 0$1,! M., + ,/(,+(,)
&"5,."$. %,0,5(, ,%;',(2 (" %,=2%=2.
C"5190$('$ :" .&$(0")', '(+$/.'&,+"('$ ),$3, /*:*/, / (")$&$('$) /,:0".7
)*+,$-$.*, +,. -., '3&" + 5':($/ %,:+,1*$. )($ 0$1".7.
J"#06? 5,3".6? -$1,+$=, =,.,&,3, * :("9, '/%,17:2$. $3, $#$0($+(29 &"5,.2
01* 3$($&";'' 0,@,0", /,:0"('* ,5&":" #':(', -.,56 /,:0".7 5,3"./.+,.
!, .$@ %,& %,=" +6 ($ ("-($.$ /,:0"+".7 5,3"./.+, (1'=+'0(6$ "=.'+6, /-$." +
5"(=$), +6 ($ /),#$.$ +,/%,17:,+".7/* E.,? >,&)21,?. L,/."+7.$ /$5$ ;$17,
&":&"5,."?.$ $$, %&,52?.$.

* * *
4&'""# ;. 4&*(- (Jerry A. Jones) %.0%'$-% 1"'<#/'($*2 # #-1*0(#$'09(=2
/#"'>$*"*2 Jerry Jones Direct, >*21,(## 1* 1"'/*-$,.0'(#? @-0@+ 1* "'>0,2' /0%
-$*2,$*0*+#A'->*3 1",>$#>' # 2,">'$#(+@, , $,>&' SofTouch Family Dental Group,
Inc., >*21,(## 1* @1",.0'(#? -$*2,$*0*+#A'->*3 1",>$#>*3, .-' ",-1*0*&'(= .
B,0'2', C$,$ D"'+*(. E+* >(#+# N/%$@ + %,/.&,$('' %&"=.'=', O,) I & II (Practice
Building Success, Volume I & II) .= 2*&'$' >@1#$9 @ #</,$'0%, 1*<.*(#. 1* (*2'"@
(800) 311-1390. F= 2*&'$' -.%<,$9-% - 4&'""# 1* G,>-@ (503) 371-1299.

!!
!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

149/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!

!
!!
!
!"#$%&'%()*+,*#-%.%
!
/0"123,"#.*4405%
!
/3,34#',0.34405%"#3.+*%.%6789%%
%
/3,34#',0.34405%"#3.+*%.%6789%
"#$"#%#!
! %
!
:;2%:0<3"%=>?@%>ABCDEF%
%
:;2%:0<3"%=>?@%>ABCDEF
!
!

! "#$#%&' (')*$ +#,)&-&./ 0#%&.+.-# -#. 12 3& "4#.*12355 16 (2.. ! 4&0#.&' +


326#.#47$5 #823/ 9+"2:37$5 "42)"4535$&.2(*$5 5 53-2+.#4&$5, )&12 +
"4#;2++5#3&(&$5 ;53&3+#-#< 53)9+.455, 6#.#472 3&=#)*.+* - 32-2)2355 .#%#, # 82$ *
+#054&'+/ -&$ 4&++6&,&./ 9356&(/3#<, $&(# 5,-2+.3#< 53-2+.5>55, 6#.#4&*
-75%47-&2. +42)5 -+2= )49%5= +9?2+.-9'?5= 53-2+.5>5<, 6#%)& 428/ 5)2. # "#(982355
5 -7+#6#%# )#=#)& - -5)2 "4#>23.#- 3& -(#12337< 6&"5.&(, 5 02,#"&+3#+.5 -(#1235*.
!"# $%&'("$)$* *&+*'"(* #%"$,-$.$(%/0. @3& 5$22. 5$$935.2. 6 -,(2.&$ 5
"&)235*$ - A6#3#$562, -#<32, 649:235*$ ;#3)#-#%# 4736&, (#"&35' "9,742< 3&
47362 32)-515$#+.5 5 6#4"#4&.5-37$ 0&364#.+.-&$.
1%# 2#-#%"$-/&#%# 2/(34#-("&/5. B2 - .#< 12 $242, 6&6 0&36#-+652 )2"#,5.7,
3&)213# ,&?5?23372 ;2)24&(/37$ "4&-5.2(/+.-#$, 5(5 CD, ,&?5?23372 FDIC20, 3#
-&:5 8265 32#+"#45$# %&4&3.54#-&37 &%23.+.-#$ #4%&3#- +&$#9"4&-(235* #649%& 5(5
20

FDIC (Federal Deposit Insurance Corporation) - ;2)24&(/3&* 6#4"#4&>5* +.4&=#-&35* )2"#,5.#- - CDE

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

150/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'()*&$# +&#&#. , $-./#$.0 0. $*'12, .3# 4#"#3&%".$#3# -$#5-6, !.&.12 7&.
&#05' 4#"#3&%".$#3# 3'-$%5%1.*&)8.
!"#$%&'(%)*+, +-#). ("+/0%,, 1'0+'./(%22%, #./3)2*2%, +*%(0%. 9&%
!".:'3&36' *&#$0% /)8& (8/6' -"24%' %3$'*&%:%%, .*3.$#336' 3# !.(27'3%%
!".:'3&#, -#5' $. $"'1'3# !".:$'&#3%;. <6 !.(27#'&' 18%, -#5' 24%. =".:'3&3#;
*&#$0#, >#?%0*%".$#33#; $ &.& 1.1'3&, 0.4-# $6 %3$'*&%"2'&', ./;>#&'()3# 0
%*!.(3'3%8 !. >#0.32 % 3' 1.5'& /6&) %>1'3'3#. @3# 3' 1.5'& /6&) 2$'(%7'3# %(%
21'3)+'3# %>-># *.*&.;3%; A(#3# B"%3*!'3# (Alan Greenspan) %(% ?.3-.$.4. "630#.
@3# 3' 1.5'& /6&) %>1'3'3# /#30%".1 %(% %*!.(3%&'()361 -%"'0&.".1 *&"#C.$.D
0.1!#3%%.
!" $)40/ 5/6)*) +7)$%*8 ($/6)2') +%5', 9): 9./0)./( '$' 9./0).+0';
0/5'++'/22";. E 3' 4.$."8 ./ F&.1, 7&./6 !".-#&) $#1. G'&. <6 !.02!#'&' :'336'
/21#4% 3#!";128 2 +&#&# %(% ."4#3.$ *#1.2!"#$('3%; .0"24#, $ $#+'D ./(#*&% %(% $
"#>(%736C 7#*&;C *&"#36. , 3'& 3%0#0.D C%&".D !(#&6 ># 2!"#$('3%' ?.3-.1 %(%
-"24%C *0"6&6C >#&"#& %(% $6!(#&.
!" 5/6)*) '2()+*'./(%*8 $<9-< +-55-. =%&%*8 + *%0/> 5%$/> +-55" 0%0 500.00$
'$' ($/6'*8 50,000.00$. ,*!.()>2D&' $#+ IRA %(% !'3*%.336' ?.3-6, '*(% $#1
3"#$%&*;. <6 &#05' 1.5'&' !.%*0#&) /.('' $6*.0%' !".:'3&6 %(% *.4(#*%&)*; 3# /.(''
3%>0%D !".:'3&, 7&./6 *.0"#&%&) $"'1; 3# !.%*0%, 0#0 F&. *-'(#&), ; $#1 ./H;*38. <6
1.5'&' 3' .4"#3%7%$#&)*; +&#&.1, $ 0.&.".1 $6 5%$'&'. I'D7#*, 0.4-# ; F&. !%+2,
J(."%-# !(#&%& 18%, AD.$# 24%, A"%>.3# 16%.
K(;32*), 7&. $*' F&. !"#$-#, % ; !"'-(#4#8 10,000.00$ (8/.12, 0&. -.0#5'&, 7&. F&.
(.5).
< 0#7'*&$' 0"#&0.4. $*&2!('3%; "#**0#52 *('-28L''. @-3#5-6 ; $(#-'( /.(''
1,800 13.4.0$#"&%"36C -.1.$, .?%*36C >-#3%D % .&-'()36C 0$#"&%" $ &"'C +&#&#C %
; !.3'* !.&'"%, 1'5-2 !".7%1, $. $"'1; .-3.4. %> &'C !'"%.-.$, 0.4-# !".:'3&36'
*&#$0% 3'.5%-#33. $>('&'(% $$'"C. @0.(. 10 ('& 3#>#- ; *&#( %3&'"'*.$#&)*; 1'3''
"%*0.$#3361%, /.('' /'>.!#*361% % /.('' ('40%1% %3$'*&%:%;1%. =.*(' -.(4.4.
%>27'3%; % /.()+.D "#/.&6 ; 2(27+%( *!.*./ %3$'*&%".$#3%; $ 3#%/.('' F4.%*&%73.
.C"#3;'16' *'0"'&6 %3$'*&%:%.33.4. 1%"#, $ *'"&%?%0#&6 >#(.4.$.4. !"#$# 3#
%12L'*&$. $ ./'*!'7'3%' 2!(#&6 3#(.4#. =.7&% 0#5-6D /#30, *&"#C.$#; 0.1!#3%; %
!'3*%.336D ?.3- "'42(;"3. %3$'*&%"28& $ F&% /'>.!#*36', $6*.0.4. -.C.-36'
*'"&%?%0#&6, 3. .3% C"#3;& %C -(; *'/;. M#30% !"'-!.7%&#8& !".-#$#&) $#1 -'!.>%&6
!.- 1#(6' !".:'3&6. I2!'" 2*!'+36' (8-% &#05' "'42(;"3. % &%C. !.02!#8&
*'"&%?%0#&6 >#(.4.$.4. !"#$# 3# %12L'*&$.. G. F&% 1#('3)0%' 7'"&;&# *0"6$#8&*;
$ &'13.&'. , '*(% $6 *!".*%&' /.()+%3*&$. ?%3#3*.$6C *.$'&3%0.$ !. !(#3%".$#3%8
%(% /".0'".$ ./ F&%C *'"&%?%0#&#C, .3% (%/. /2-2& 3'0.1!'&'3&36, (%/. !.*&#"#8&*;
2-'"5#&) $#* .& $(.5'3%D $ 3%C, >#;$(;;, 7&. F&. *(%+0.1 *(.53.. G. >#!.13%&', 3'
*2L'*&$2'& 3%0#0.4. *!.*./#, * !.1.L)8 0.&.".4. /".0'" *1.4 /6 >#"#/.&#&)
0.1%**%.336' 3# %C !".-#5'!
I('-2'& !"%>3#&), 7&. *2L'*&$2'& 2,0'(9:#3 3'-.*&#&.0. <#1 !.&"'/2'&*; 72&.702
>3#3%D, $"'1'3% % 2*%(%D, 7&./6 .&./"#&) *'"&%?%0#&6, 0.&."6' $6 C.&%&', % 02!%&)
%C. @/673. (27+' $*'4. *#1.12 !.D&% 3# #20:%.3 % 02!%&) %C &#1 !#"2 "#> $ 4.-, ;
/2"2 4"2!!2 1.%C *&2-'3&.$ % 0(%'3&.$ 3# &#0.D #20:%.3. G. $6 1.5'&' 02!%&) %C
!";1. 2 !"#$%&'()*&$'336C #4'3&*&$ $ %C .?%*#C, % -#5' $ 3'0.&."6C *(27#;C 7'"'>
%3&'"3'&.

!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

151/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"# $"%&'"(' )$&*(++ ,"-&.&/&.& )$"/" 0" 1234(+'/& / &%(+)(5(01(
3)-"'6 0"-&."
! "#$%&' ( "#$%&' #)*+,-', .-/0' ( 1#/23(' ,#*#4-', + .5"$%0' ,#"+4-*"$65%%0'
#*,-%#6 5"$2 .(//(#%0 4#/7%()#6, + )#$#*0' ")#8(/("2 %5#8/-95%%05 8*#"*#95%%05
%-/#,( %- (.+:5"$6#. ;$# 8*#"*#95%%05 %-/#,( %- 4#.-, $#*,#605 <5%$0,
.%#,#)6-*$(*%05 4#.- ( =5./>. ?# =-)#%+ (.+:5"$6# %5 .#75$ 10$2 8*#4-%# (/(
85*54-%# 6 +8*-6/5%(5 4# $5' 8#*, 8#)- %5 1+4+$ 608/-95%0 6"5 %-/#,(, 8*#<5%$0 (
3$*-@0. A$#10 8*#@(%-%"(*#6-$2 8#/(<(>, 8#7-*%0', 1#/2%(<0, 3)#/0 ( $.4.,
8*-6($5/2"$6# 608+")-5$ ( 8*#4-5$ "5*$(@()-$0 =-/#,#6#,# 8*-6- %- (.+:5"$6# 6
#15"8595%(5 +8/-$0 %-/#,-, "6&=-%%05 " B$(.( %5608/-95%%0.( %-/#,-.( (
(.+:5"$6#., %- )#$#*05 #%( %-/-,->$"&. C%( 8*#4->$ B$( =-/#,#605 "5*$(@()-$0
9-"$%0. (%65"$#*-., $-)(. )-) 60 ( &. D-740E =-/#,#60E "5*$(@()-$ 100% #15"8595%
%546(7(.#"$2>, =- )#$#*#E #% =-)*58/5%, ,-*-%$(*#6-% $5., 9$# %-/#, 1+45$ "#1*-%
8*-6($5/2"$6#. =- 6-" ( 608/-95% 6-. 8*-6($5/2"$6#.. F5$ %()-)(' 6#8*#"#6 8# $(8+
5"/(, 5"$2 $#/2)# #4(% 6#8*#" )#,4-.
A$#10 8#4"$5,%+$2 B$(' %58/-$5/2:()#6 %-/#,#6 ) (' +8/-$5, 8*-6($5/2"$6#
%-/-,-5$ %- %(' =-#1/-9%05 8*#<5%$0 ( 3$*-@0, )#$#*05 (4+$ ) 6-., 5"/( 60 6/-455$5
"5*$(@()-$#. =-/#,#6#,# 8*-6- %- (.+:5"$6# 6 #15"8595%(5 +8/-$0 %-/#,-.
7"81 '$1 /&,2&90&+'1 10/(+'1*1&00&.& /6%&$"
)& ,"-&.&/&23 )$"/3 0" 1234(+'/& /+( '$1
:/-:;'+: /6.&<0621
!0 .#75$5 8*#"$# 45*7-$2 "5*$(@()-$ =-/#,#6#,# 8*-6- %- (.+:5"$6# ( 74-$2,
8#)- 6/-45/5< (.+:5"$6- %5 =-'#95$ 85*54-$2 (/( 8*#4-$2 5,#, *53($2 =-8/-$($2 %-/#,
(.#75$ 10$2, 4/& $#,#, 9$#10 8#,-"($2 )*54($) (/( +.*5$ ( (.+:5"$6# %5 1+45$
85*54-%# 6 +8*-6/5%(5. D#,4- $-)#5 "/+9-5$"&, 8*-6($5/2"$6# 4-5$ 6-. 6 *+)( 95) %"+..+ 6-3(' (%65"$(<(E 8/>" 6"5 -))+.+/(*#6-%%05 8*#<5%$0 ( 3$*-@0. ;$# .#75$
8*#(=#E$( 95*5= .%#,# /5$, (/( 8*#E4+$ $#/2)# .5"&<0.
G 1#/23(%"$6- (= B$(' "5*$(@()-$#6 5"$2 8*54+".#$*5%%0E H-H5%2. ?*(
%-"$+8/5%(( B$#E 4-$0, 5"/( 6/-45/5< (.+:5"$6- %5 8/-$($ %-/#,, 60 .#75$5, 8#
"6#5.+ 75/-%(>, 6#"8#/2=#6-$2"& +"/#6(5., /(3($2 8*-6- 60)+8- =-/#75%%#,#
(.+:5"$6- ( 6=&$2 %546(7(.#"$2 "515. ;$# #=%-9-5$, 9$# 60 8#/+9-5$5 <5/0E 4#. (/(
=4-%(5 6"5,# /(32 =- <5%+ =-/#,#6#,# "5*$(@()-$-. I .#,+ 8#)-=-$2 6-. #95%2 .%#,#
"/+9-56, )#,4- .#( "$+45%$0 6#"8#/2=#6-/("2 $-)(. +"/#6(5. ( 8#/+9-/( #,*#.%05
4#.-, =4-%(&, -)*0 ( -)*0 =5./(, =- 85%%( %- 4#//-*, 60"$-6/&/( ( 8*#4-6-/( 55 "
1#/23#E 8*(10/2>. F-8*(.5*, #4(% (= .#(' "$+45%$#6, A54 F#)" (Chad Knox)
#9+$(/"& " 46+.& 4#.-.( 6 H5$*#E$5, #4(% #% 8#/+9(/ 8# =-/#,#6#.+ "5*$(@()-$+ 6
10,000.00$ ( 6"$+8(/ 6# 6/-45%(5 (.+:5"$6#. 4#/7%()-, 4*+,#E 8# =-/#,#6#.+
"5*$(@()-$+ 6 24,000.00$. ?5*60E 4#. #% 8*#4-/ =- 65,000.00$, 6$#*#E =- 55,000.00$, "
#1:5E 8*(10/2> 6 86,000.00$.
J/( 60 .#75$5 "1*#"($2 "5*$(@()-$ 4/& 8#/+95%(& 8*(10/(, #"#15%%#, 5"/( 60
8*(1/(7-5$5"2 ) H-H%>. K85)+/&%$0 6 "@5*5 %546(7(.#"$(, "$*5.&:(5"& /(3($2
8*-6- "#1"$65%%#"$( 4#/7%()-, 9-"$# 8#)+8->$ $-)(5 "5*$(@()-$0 ( 8/-$&$
8*(/(9%+> "+..+.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

152/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'" (&)"*+,-', -"#$%&'" ."&%/(
!"#$ %& '(')("$*+ ,+-. ')$"#/*0 %/, '(#-&1 $-2(),/3$(--&1 '/4+* ( ,(+1
'(5/6(%(1 "$"*+,+ $-%+"*$3$1 % 7/#(6(%&+ "+)*$2$4/*&, . */48+ %&5#9 %/,
-+:(#05;9 6(); <(4/7/--&=, )+/#0-&= ')$,+)(% ,($= "*;<+-*(%, %4#9>/9?$=
$-2(),/3$9 ( ";,,/=, 7/'#/>+--&= 7/ $= @+)*$2$4/*&, ')(3+-*-&+ "*/%4$, '+)$(<+
%#/<+-$. "+)*$2$4/*(, $ ')$:&#.=. A<$- $7 ,($= -/$:(#++ /4*$%-&= "*;<+-*(%, @4(*
B/1)" (Scott Shires) $7 C+-%+)/, 5*/* D(#()/<(, ')$(:)+# :(#++ >+, 728 7/#(6(%&=
"+)*$2$4/*/ $ 459 $7 -$= '(*)+:(%/#( %#(8+-$+ %"+6( 500.00$ $#$ ,+-05+. E ")+<-+,
'(#;>/+,&+ $, ')(3+-*& "("*/%#.#$ (* 22% <( 27%.
F/#(6(%&+ "+)*$2$4/*& ')(</9*". % 39 5*/*/=, '(G*(,; % -$= #+64( $-%+"*$)(%/*0.
H(4/ %& -/=(<$#$"0 -/ (*<&=+ % I+=/"+, J+)$# K/1#G-< (Cheryl Hyland), 4/-/<4/,
%#(8$#/ 7,390.00$ % 7/#(6(%&1 "+)*$2$4/*, $ %"+6( 4 ,+".3/ "';"*. (- :&# ('#/>+-
(-/ '(#;>$#/ 9,197.50$. H)$:&#0 "("*/%$#/ 1,797.00$, 25% 7/)/:(*4/ %"+6( 7/ 120 <-+1.
L G*( ')$,+) -+ .%#.+*". -+(:&>-&,. M :;<; ">/"*#$% '(4/7/*0 %/, "(*-$ */4$=
')$,+)(%.
0,12 *$".2"+ (&)"*+(-,)#+% ) *"-+(3(4#+' 5#$,/,),/,
6-#)# &# (127"*+),
E& =(*$*+ %&1*$ -/ '+-"$9 '("4()++? !"#$ G*( */4, *( G*( (*#$>-&1 "'("(:
"#(8$*0 % 4;:&54; <+-06$ "+1>/", / '(*(, '(#;>$*0 % :;<;?+, :(#05$+ <$%$<+-<&.
L#$ G*( $-*+)+"-/. <+.*+#0-("*0, 4(*();9 %& ,(8+*+ %+"*$, -/=(<."0 -/ '+-"$$. E/,
-;8-( (*#(8$*0 <+-06$ -/ (:)/7(%/-$+ % 4(##+<8+ "&-/ $#$ <(>+)$? H(4;'/1*+
')/%$#0-&+ 7/#(6(%&+ "+)*$2$4/*& " ')/%$#0-&,$ C-C-.,$ $ 7/)/:/*&%/1*+ (* 16%
<( 24%. N %/" +"*0 "'.?$+ <+-06$? O(8+* :&*0, IRA, SEP, Keough $#$ <);6$+
":+)+8+-$., %"+ %#(8+--&+ % -$74( <(=(<-&+ <+'(7$*&? E& 7/$-*)$6(%/-& %"+, *+,,
>*( %& >$*/#$ $ "#&5/#$ ( *(,, 4/4 <+#/*0 <+-06$ -/ -+<%$8$,("*$, -( ; %/" ,/#(
<)/6(3+--(6( %)+,+-$, >*(:& %%.7/*0". % $6);? E& ,(8+*+ 2$-/-"$)(%/*0,
$-%+"*$);. % G*$ -+%+)(.*-( :+7('/"-&+, (:+"'+>+--&+ 7/#(6(%&+ "+)*$2$4/*&.
8*&,)' 9,/#+*+)#
M 6(%()9 #9<.,: ",(*)$*+ %6#;:0. P;>5$+ %(7,(8-("*$ (:&>-( -+ %$<-& #+64(,
."-(, $#$ ,6-(%+--( $ :+7 *);</ '(-$,/9*". #9:&, I(,(,, C$4(, $#$ O/)$+1. E
G*(, "#;>/+ %& ,(8+*+ )/"">$*&%/*0 -/ 3%, 4% $#$ 5% <(=(</ -/ %/5$ ":+)+8+-$.,
$#$ %& ,(8+*+ '(#;>$*0 14%, 18% $#$ 24%. E"+ 7/%$"$* (* %/". E/5+ )+5+-$+ ,(8+*
#+8/*0 ,+8<; 4(,2()*(, $ )+/#0-&, )$"4(,. E& ;'()-( 7/)/:/*&%/+*+ %/5$
<+-06$. @#+<;+* #$ %/5$, <+-06/, */48+ ;'()-( )/:(*/*0 -/ %/"?
* * *
40% 1*09:'(#% )'-10,$(*+* #(;*"2,<#*((*+* 1,='$, *) #(.'-$#<#%> .
-'"$#;#=,$? @,0*+*.*+* 1",., (, #29A'-$.* . *)'-1':'(#' 910,$? (,0*+, #
1*0(*+* "9=*.*/-$., /0% /*2,B('+* #@9:'(#%, =9"-*., $'0'-9"*=*., # /,&'
1*=91=# 5=-=9"-## (, ,9=<#*(, 1"#B0#$' ;,=- C5/9 C*2,-9 (Ted Thomas) (,
(*2'" (321) 449-9938 #0# 1*@.*(#$' (321) 449-9940 # -=,&#$', :$* .? 1"*:0#
*) 5$*2 1"'/0*&'(## . =(#+' NO B.S. Wealth Attraction.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

153/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!

!
!!
!
!"#$%&'(%&)*)+",'-)$+./0,$
!
)1%.-23.4",2$)%.,'#0$
$
)1%.-23.4",2$)%.,'#0
!
(-5$0#&'%-'*)5$14.)6$('*'7*86$
!
%.,.#.49$4.1%.-23.4",215$
!
!
%.-*8+$%&')+0:'1,4.+$
$
%.-*8+$%&')+0:'1,4.+
! '#1"$)$%.-0;),2$
*"-./.4./.$#.('#1"
*"-./.4./.$#.(
$)$%.-0;),2$
!

!
!
!
!
!
!

*"-./.4./.$#.('#1"$)$%.-0;),2$
('*2/)$(-5
('*2/)$(-5$
$(-5$)*4'1,)&.4"*)5<$
)*4'1,)&.4"*)5<$
$
=#.,$>"#'&$?@ABCC$DEAFGH
=#.,$>"#'&$?@ABCC$DEAFGHI
@ABCC$DEAFGHI$

!"#$%&' (%)*'+,-. .(/"0, &(0(123 42 5(+$6)+), 5(&' 1(,+), /7#(1, &(0(123 42


,+2%'+) 8' /"1%)8" +",08)92, &'& !:8 8'7/'+ :0(, /7#(1, &(0(123 42 /," 0'&;"
6',0( ,+2%'+) (0 8'%)< #1$7"3 *(+=%)8,0/(, ",+) 8" /,", (%)*'+),=!
!8), &(>#' /'4 *2+( 8$;8( 7'5+'0)0= 20% '/'8,' 7' 5(&$5&$ #(4', 51(%+), ) 0'&)4
(*1'7(4, 8',0$5)+) #8), &(>#' 8'+)6)" #(+>(/ -/+-"0,- 5+(<)4 78'&(4. ?(&' 42 /,"
520'"4,- *20= 8' 100% ,/(*(#824) (0 #(+>(/, 42 /," 0'&;" 78'"4, 60( */,0&#.,(#'
4(;"0 )8(>#' #'0= 8'4 51")4$@",0/( 8'48(>( *(+=%"", 6"4 (;)#'8)", &(>#' 42
,4(;"4 7'5+'0)0= 20% '/'8,' )+) /25+'0)0= /," 8'+)682" 7' 60(-0(.
A',0( 7'"4@)& 4(;"0 5(+$6)0= /2>(#$ 8'48(>( *(+=%$B, 6"4 &1"#)0(1. C(
7'"4@)& #(+;"8 ,D(&$,)1(/'0=,- 8" 8' 0(4, ,&(+=&( 51)*2+) 5(+$6)0 &1"#)0(1, ' 8'
0(4, &'& 7'"4@)& 4(;"0 5(+$6)0= 51")4$@",0/( 7' ,6"0 &1"#)0', /(,5(+=7(/'/%),=
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

154/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#!$%!& '!($!)%!*+,-. .!($!)%!*+, /!0)%1 23+, %4!*5!#6$1 6 5#6230,%1, 7+!23
!5#1'/1+, %106764 8#4/6+1.
.3 29/4+4 /9#18!$, 4*06 5!*+1'6+4 :4#$9 %1 8!04*! #904+86, %!, 5! 8#1&%4& $4#4,
!/6% #1( ' "!/ '*4 6( %1*, /1)4 4*06 9 '1* (18#3+3 "01(1 6 ' 9;1< (1+3786,
*+1086'1-+*=, 818 $6%6$9$, * */(*3 6%'4*+6>6!%%!& '!($!)%!*+,-, 8!+!#1= +!7%!
5#6'4/4+ 8 9*54<9. ?*06 +!0,8! %4 ;1#1<%4+ 8!$4+1. @ /1)4 +!"/1, $!)4+ 23+,, 5#6
5#1'60,%!& *+#1<!'84
A8!0! +#4< 04+ %1(1/ = '3+1B60 '*4 18+6'3 6( 8!%/!$6%69$1, 8!+!#3& 230 $!4&
"01'%!& #4(6/4%>64&. C '(=0 D+6 /4%,"6 6 '0!)60 5!7+6 96,000.00$ ' /'1 8!$$4#74*86<
8!%/!$6%69$1. (6*22'"9'-:#' 8#4/6+!#3 '! $%!"6< *0971=< '*4 4B4 +#429-+ 20%
1'1%*1.) C 89560 D+6 /'1 8!$$4#74*86< 8!%/!$6%69$1 5! >4%1$ 5#4#48!%*+#98>66 '
!74%, )1#8!$ 6 '*4 4B4 #1('6'1-B4$*= #4"6!%4.
E%4 %9)4% 230 !/6% 8!$$4#74*86& 8!%/!$6%69$ /0= $!4"! +!"/1;%4"! 26(%4*1
65!+47%!"! 2#!84#1)1. F! (18!%1$ ;+1+1 @006%!&* = /!0)4% 230 6$4+, 8!$$4#74*86&
!:6*, 1 %4 5#!*+! #12!+1+, 6( /!$1. G#9"!& 8!$$4#74*86& 8!%/!$6%69$ 230 $!4&
6%'4*+6>64&.
C (1501+60 480,000.00$ (1 !21 8!%/!$6%69$1, 96,000.00$ 1'1%*1, 6 !*+1+!8 '
#1**#!789 %1 30 04+. .*4"! 5! 5#!;4*+'66 18 $4*=>4' = 5#48#1+60 '4*+6 /401 * !2!6$6
8!%/!$6%69$1$6, 6< *+!6$!*+, *4&71* #1'%1 660,000.00$. C 5#!/1- !/6%, ' '6/4
'1%60,%!& 8!#!28621, %4(1'4#;4%%1= 5#!/1)1 /!0)%1 23+, (18#3+1 ' *04/9-B4$
$4*=>4 (1 317,000.00$ 6 50179 +!0,8! 15% %10!"1 %1 5#6230, * 8156+101 ($!6
201"!/1#%!*+6 F#4(6/4%+9 G)!#/)9 .. H9;9 (George W.Bush)) %1 /!<!/ 5#6$4#%! '
87,000.00$. I186$ !2#1(!$, 9 $4%= !*+14+*= 74,375.00$ 5!*04 9501+3 %10!"!', 6 =
5!09760 6< 74#4( 18 $4*=>4', %674"! %4 /401=. A, 6 9 $4%= '*4 4B4 4*+, /#9"!&
8!$$4#74*86& 8!%/!$6%69$! J! D+!+ = 5#6/4#)6'1-.
K+! +!0,8! !/6% 5#6$4#, 818 6*5!0,(!'1%64 65!+486 /0= */,0&#.,(#% /4%4" $!)4+
;,",)*$,$< '1$ /4%,"6. L+! 4*06 9 '1* %4+ 96,000.00$ ' 18+6'1< %4/'6)6$!*+6? @ '3
%4 (%14+4, 818 6 "/4 6%'4*+6#!'1+, ' :*22'"9'-:=> %4/'6)6$!*+,?
A+'4+ $!)4+ 23+, %1&/4% ' 6*+!#66 $!6< 8064%+!', ED+1 6 G)4&%6* M1%% (Matt
and Janice Gunn). ED+ '01/44+ #4801$%3$ 1"4%+*+'!$ Moonfly Inc. G1'1= 6$ %!'965!+489 6*5!0,(9= $!& 6*80-76+40,%! 5#!/98+6'%3& $4+!/ = *$!" *D8!%!$6+, 6$
2,156.98$ 4)4$4*=7%! %1 !501+4 6< 4)4$4*=7%3< *74+!', 9097;6+, 6< 8#4/6+,
'3501+6+, '*4 +#6 6< 65!+486, 6< 8#4/6+ %1 $1;6%9 6 24 8#4/6+%34 81#+3. C /1)4 /10
6$ 15,924.56$ %1067%3$6, !*+1';6<*= 5!*04 (18#3+6= *92*6/6#!'1%6= IRA, 6 $!" 23
6%'4*+6#!'1+, ' )609- 606 8!$$4#74*89- %4/'6)6$!*+, 606 !+0!)6+,, *'!2!/%3$6
!+ %10!"!!20!)4%6=, %1 !2974%64 6< /4+4& ' 8!004/)4, '*4, 7+! !%6 <!+=+ */401+, *
D+6$6 /4%,"1$6.
. 6< #1*5!#=)4%66 !81(10!*, /'1 $4*=>1, ' +474%64 8!+!#3< 6$ %4 %1/! 230! %6 (1
7+! 501+6+,. K+! *D8!%!$60! 6$ '?' 10,320.36$, 2!0,;4 /4%4" /0= *24#4)4%6= 6/606
6%'4*+6#!'1%6=.
.*4 24 8#4/6+%3< 81#+3 2306 '*4 4B4 !+8#3+3 /0= 6*5!0,(!'1%6=, 6 '32!# 230 (1
%6$6, 81864 6( %6< !*+1'6+,, 81864 (18#3+,.
C '*4"/1 #48!$4%/9- *'!6$ 8064%+1$ 6$4+, 4 !+8#3+3< 8#4/6+%3< 81#+3, 5!$6$!
!238%!'4%%!& (1801/%!&, 8!+!#9- = /0= %6< 5!0971-. K+! /4#)6+ 6< 8#4/6+ ' 2!044
'3*!8!$ #1%"4. ?*06 9 '1* %4+ /!*+1+!7%!"! 8!0674*+'1 !+8#3+3< 8#4/6+%3< 06%6&,
'1; #4&+6%" 818 8#4/6+!#1 5!&/4+ %1 /%!. @ ' 29/9B4$ %4 )/6+4 *5#1'4/06'!"!
!2<!)/4%6=.
21

Vanilla box +4#$6%, #1*5#!*+#1%4%%3& ' %4/'6)6$!*+6, !(%1714+, 7+! (/1%64 606 5!$4B4%64 6$44+
"!034 *+4%3; 5!8951+40- 606 1#4%/1+!#9 (1 *'!& *74+ %9)%! 29/4+ 5#!'4*+6 #12!+3 5! 5!8#1*84,
%1*+609 5!0!', 5#6'4*+6 !:6*%9- $4240, 606 +!#"!'!4 !2!#9/!'1%64, 6 '*4 +!, 7+! 5!+#4294+*= /0=
8!%8#4+%!"! 26(%4*1 5!8951+40= 606 1#4%/1+!#1
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

155/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$% &'(")&%, &*$ +',(,-"./ 2,156.98$ *" ,0,%,+12*34 56"/,0"4. 7/& ("8*&
25,883.72$ 8 -&9, /&**3 9,*,-, #&/&(3, &*$ %&-:/ +;#&*&%$/< $ $*8,+/$(&8"/<. =
/,2,*$, 10 6,/ &*$ %&-:/ $*8,+/$(&8"/< 259,000.00$. > 5&2/$ *, $%,,/ )*"2,*$1, .*
9$* &*$ $4 86&0"/, &*$ ':9:/ 9"6,#& 85,(,9$ + $4 (,+/(:#/:($)$(&8"**3% 9&6-&% $
83-&9*& $+5&6<):,%3%$ +8&$%$ "#/$8"%$. ?*$ %&-6$ '3 #:5$/< 9&%" *" &9*: +,%<.,
#&*9&%$*$:%3, *:09".@$,+1 8 (,#&*+/(:#A$$, #&%%,(2,+#:. *,98$0$%&+/< $6$,
,+6$ :0 *" /& 5&B6&, $*8,+/$(&8"/< 8 "#A$$ $ &'6$-"A$$. ?*$ %&-6$ '3 5&+6,9&8"/<
+&8,/: $ $+5&6<)&8"/< %,/&93 9(:-$4 ;#+5,(/&8 C&*:+*34 D6"8, ("++#")"**3, 8 ;/&E
#*$-,. >+5&6<):1 6.'&E ("):%*3E %,/&9, ;/$ 83+8&'&09,**3, 961 $*8,+/$(&8"*$1
9,*<-$ 9&60*3 $4 +9,6"/< %$66$&*,("%$.
F&2/$ 8+, %&$ #6$,*/3 /"#0, 5&6:2"./ &-(&%*3, 9&5&6*$/,6<*3, *"6&-&83,
832,/3, '6"-&9"(1 /&%:, 2/& 1 961 *$4 9,6".. C&6<B$*+/8& +,E2"+ 5&6:2"./ +5$+"*$,
100% 5(&A,*/&8, #&/&(3, &*$ +,E2"+ 8356"2$8"./, /"# #"# %*&-&, $) /&-&, 2/& 1 961
*$4 9,6"., +81)"*& + $+5&6<)&8"*$,% $4 &+*&8*&-& %,+/" 0$/,6<+/8" (F(&A,*/3 5& $4
#(,9$/*3% #"(/"% $ '&6<B$*+/8& 9(:-$4 9&6-&8 *, 5&96,0"/ 6<-&/*&%:
*"6&-&&'6&0,*$.). ?*$ 9"0, %&-:/ 5&6:2$/< *"6&-&83, 5(,$%:@,+/8" 5&
"(,*9&8"**&E *,98$0$%&+/$.
G"++%&/($% 5($%,( 9(:-&-& %&,-& #6$,*/", F"+#"61 H,($*" (Pascal Kerin). ?*
;%$-($(&8"6 8 IJK $) >(6"*9$$ *,+#&6<#& 6,/ *")"9, 2/&'3 9&'$/<+1 :+5,4" 8
+/(&$/,6<+/8,. ?* *"2"6 + *:61, 9,6"6 )" (") &9$* *,'&6<B&E 5(&,#/ *" /($-2,/3(,
9&%" $ 5(,8("@"6 $4 8 &-(&%*3, 5(&,#/3 # +6,9:.@,%: 9,6:, $ /"# 9"6,,.
H&-9" F"+#"6< &'("/$6+1 #& %*, )" 5&%&@<., &* '3 8 +/,+*,**&% 5&6&0,*$$ 8
+81)$ + *,48"/#&E *"6$2*&+/$ 961 )"8,(B,*$1 (,+/"8("A$$ /(,4;/"0*&-& 9&%", 8
#&/&(&% &* 0$6, $ +/(&$/,6<+/8" *&8&-& /(,4;/"0*&-& &+&'*1#", #&/&(3E &* 8&)8&9$6
+&8%,+/*& +& +8&% 5"(/*,(&%. (!(,4;/"0*3E 9&% &2,*< ("+5(&+/("*,**3E /$5 9&%" 8
L$#"-&, #&/&(3E 83-619$/ #"# /(,4M1(:+*3E, ("+2,(2,**3E *" #8"9("/3 9&% + 56&+#&E
#(3B,E, *& *" +"%&% 9,6, ;/& )9"*$, + /(,%1 #8"(/$(*3%$ +,#A$1%$).
F"+#"6. *:0*3 '36$ 9,*<-$, 2/&'3 +5("8$/<+1 + ;/$%$ 5(&,#/"%$.
H"# $ '&6<B$*+/8& 86"9,6<A,8 '$)*,+", F"+#"6< *, %&- 5&#")"/< *"6&-&8:.
9,#6"("A$. #(,9$/&(:. > *, 5&/&%: 2/& &* *, 56"/$6 *"6&-$, " 5&/&%: 2/& ,-&
*"6&-&8"1 9,#6"("A$1 '36" '3 "'+&6./*& ',+5&6,)*" 961 +/("4&8&E #&%5"*$$
#(,9$/&(". N$#"#$4 56"/,0*34 #8$/"*A$E, *$#"#$4 O&(% W-222. N$2,-& &'32*&-&.
P 8(:2$6 F"+#"6. 59,820.40$ *"6$2*3%$. P /"# 0, 9"6 ,%: 98" %,+1A", +8&'&9*34
&/ 8356"/3 $5&/,2*34 56"/,0,E 961 )"8,(B,*$1 ("'&/ 8 /&% 9&%,, 8 #&/&(&% &* 0$6 $
#&/&(3% 86"9,6. 7/& &+8&'&9$6& ,%: ':' 5,526.84$ 5(1%& +4&9:. C&6,, 65,000.00$
*"6$2*34, */*0&'((;<, 2/&'3 =,",)*$,$> 9,*<-$.
K 8&/ 8"% $+/&($1, #&/&("1 %&0,/ 5&9&-(,/< 8"B $*/,(,+. Q&1 #6$,*/#", L,($6
I6&"* (Cheryl Sloane), 5&)8&*$6" %*, $ +#")"6", 2/& ,E *:0*3 *"6$2*3, 961 +/"(/", 8+,
;/$ 8,@$, 0,*+#$E ':/$#, 5(&9".@$E *$0*,, ',6<, $ 9(:-$,, *, :5&%$*",%3,,
5(,9%,/3.
RE /&6<#& 2/& &/#")"6$ 8 ,, '"*#,, 2<,E #6$,*/#&E &*" '36" 8+. 0$)*<, $ 8 9(:-$4
'"*#"4 -&(&9". N$ &9$* *, 5&0,6"6 &9&60$/< ,E <*$> ?,?@A-(#)@/> +:%%:. S8,(,*,
%*&-$, 5(,95($*$%"/,6$, 2$/".@$, ;/$ +/(&#$, %&-:/ ,E 5&+&2:8+/8&8"/<!
P 9"6 ,E 82,865.43$ *"6$2*3%$ 961 &/#(3/$1 '$)*,+", 56.+ 98" %,+1A", 8 /,2,*$,
#&/&(34 ,E *, *:0*& '36& *$#&%: *$2,-& 56"/$/<, )" $+#6.2,*$,% #&%%:*"6<*34
56"/,0,E $ 5&#:5#$ 5(&9:#/&8. 7/$ 98" %,+1A" ',) &56"/3 +2,/&8 5&)8&61,/ +&4("*$/<
':' 4,658.36$ 8 #"(%"*, $ 86&0$/< $4 8 '$)*,+.
P *, /&6<#& 9"6 ,E 8+. +:%%:, 8 #&/&(&E &*" *:09"6"+< 961 +8&,-& G Boutique, *&
$ &'M,9$*$6 98, ,, +/"(34 $5&/,#$ $ &56"/$6 8+, 9(:-$, ,, +2,/". P :(,-:6$(&8"6 8+,
22

T&(%" W-2 "*"6&- *"B,-& NUTV-2

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

156/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!! "#$%& " '$((!')$%*&+ ,-!*)").$+ /, +!*!! 0!+ 60% 1$(-, #$ 2,(,*"3. 4)$ $/*,0,($,
0)$ +& 1$(5*& 2&(6 #(,)6)7 '$((!')$%"'$+3 ,-!*)").3 )$(7'$ 5,760.00$, , *!
9,600.00$, " '$)$%&+6 $*6 ' *!8 #%6"),.,(6. 9,'6+ $2%,/$+, 2&(6 ":'$*$+(!*&
3,840.61$. 9,'5! #%!'%,)6(6"7 6 /.$*'6 6/ ,-!*)").,.
;"! :)$ $06")6($ !! '%!16)*&8 $)0!). < )!#!%7 !8 *35*$ 2&($ #(,)6)7 . +!"=>
)$(7'$ *, 22.57$ 2$(7?!! @$(!! 85,000.00$ *,(60*&+6 1(= $)'%&)6= *$.$-$ 26/*!",
)$(7'$ /, 22.57$ . +!"=>! A)(60*$.
B *,1!C"7, 0)$ #$"(! #%$0)!*6= ."!-$ :)$-$ .& +$5!)! )!#!%7 #$*=)7, 0)$ = 6+!( .
.613, '$-1, -$.$%6( $ )$+, 0)$ ."!-"(6?'$+-0,")$ #%$#3"',C) +6+$ "!2= .$/+$5*$")6
9,(%$: 1!*7-6 0!%!/ 6#$)!'3, 0)$2& 9,",)*$,$: 1!*7-6. D!*7-6 .&".$2$51,C)"=,
$0!*7 2&")%$, 1(= .($5!*68 .$ +*$5!").$ 1%3-6E .!F!8: *$.&! 26/*!"&, *$.3C
*!1.656+$")7, .$ 0)$ 3-$1*$, 0)$ .,+ *%,.6)"=.
* * *
;<*$ =,<'" (Scott Tucker), #1*$'>(?3 )"*<'" . @#<,+*, A$,$ 700#(*3-. B(
-1'C#,0#9#"D'$-% . "'E#(,(-#"*.,(## ('-$,(/,"$(?F # ",90#>(?F #1*$'<. =,<&'
;<*$ 1*2*+,'$ 0G/%2, *$ -*)-$.'((#<*. /*2*., 1"#(,/0'&,H#F < ",)*>'2D
<0,--D, # /* -*-$*%$'0:(?F #(/#.#/DD2*., #(.'-$#"*.,$: . D1",.0%'2DG /0% (#F
<*22'">'-<DG ('/.#&#2*-$:, +0,.(?2 *)",9*2, ",-1*0*&'((DG . /"D+#F +*"*/,F,
, (' $,2, +/' *(# 1"*&#.,G$. B( -1*-*)'( .?$"%F#.,$: -.*)*/(?' /0% (#F
(,0#>(?' /0% #(.'-$#C#3. B( $,<&' .'/'$ -'2#(,"?, <*D>#(+ # <*(-D0:$#"D'$
/"D+#F #1*$'>(?F )"*<'"*. . ;IJ # 6,(,/'. ;.%9,$:-% -* ;<*$*2 2*&(* $*0:<*
1* E,<-D (773) 327-2842.

!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

157/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!

!
!!
!
!"#$%"&'()*&+$,-."/,+$
!
0.,1&%"%2&.,3"45$
$
0.,1&%"%2&.,3"45
!
,-()6%&6$3$#,''6786$&$2-6.6)5$
"#$"#%#!
76294#&$4:29)$7,''".,3;$
$
76294#&$4:29)$7,''".,3;
!
! $
! >?@$ABCDEFGCHI
<,%$!".(46.2$=>?@$ABCDEFGCH
<,%$!".(46.2$=
>?@$ABCDEFGCHI$
!

!
!

!"#$%&'"$& ()*+$%&'* ,"&$- . /*0*1, 2*&*03$ /*4+)3 %4.&5%6 '*$/.)* /46


/*%&.+$).6 7*18&%&'8. 9%&5 %,*%*7, 2*&*03( '3 (3%4.&$, * 2*&*0*( ()*1* ,.%84 .
1*'*0.4 :;). 9%&5 /*<*/, 2*&*03- '3 %*=/8$&$, )*, 7*4$$ '8+)*, ,0*>$)& *& /*<*/8,
2*&*03- '3 %7$0$18$&$ . "()*+8$&$. ?/.) .= ,"&$-, 2*&*03- @8%&* )$ =8($@8A&,
6'46$&%6 %7$0$+$).$ /$)$1 *& (*&*'%&'8. B)*1.$ =8)6&3$ ,0$/,0.).(8&$4., )8 %8(*(
/$4$, *10*()*$ 2*4.@$%&'* /$)$1 &08&6& ',"%&"A. C*&*(" @&* *). %4.D2*( =8)6&3 /46
&*1*, @&*73 *708#8&5 ').(8).$ )8 08=)3$ '$#., *). ,0*%&* '3,.%3'8A& @$2 . 7$1"&
73%&0$$ =8087*&8&5 $#$ 7*45D$. :46 )$2*&*03< *73@)3< &08& ;&* )*0(845)*. E* /46
&*1*, @&* %&*.& 60,000.00$ . 7*4$$, ,*/*7)* *708=*'8).A ' 2*44$/+$ '8D$1* %3)8 .4.
/*@$0., &82*- ,*/<*/ *D.7*@$). F$/5 /46 &*1* @&*73 ,*4"@.&5 @.%&3- /*<*/ '
60,000.00$ ,*%4$ ",48&3 )84*1*', '8(, '$0*6&)*, )"+)* =8087*&8&5 100,000.00$. 9%4. '
'8D$( 7.=)$%$ 50% ,0.<*/.&%6 )8 =82",2" &*'80*' . )8248/)3$ 08%<*/3, '8( ,0./$&%6
,0*/8&5 )8 200,000.00$ &*1*, @&* '3 ,0*/8$&$. C*;&*(" .1)*0.0*'8).$ '*=(*+)*%&$-,
2*&*03$ ,*='*46A& *&,08'.&5 '8D.< /$&$- "@.&5%6 ' 2*44$/+$ 7$%,48&)* .4. ,*@&.
7$%,48&)*, ,*<*+$ )8 %,"%28).$ ' ").&8= 200,000.00$ .4. 7*4$$ )8 */)*1* 0$7$)28!
9%4. &82 %4"@.4*%5, @&* " '8% 4 .4. 5 /$&$-, (3 1*'*0.( * %"(($ ' (.44.*).

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

158/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"# $%&'()")*(%&+",- &./01)(1 + #&221341?
!"#$% &' ()*+, -$./0&, 1$*2, 3 ".&42./#$*5 #)3$1.2#&6 -$7)4(48) 98.924(9
*).+2 4:)4+, 3$4$:+2 3$194(9 & 8(4)64 #) 154& #)(4$9;27$ -$7)4(48). < ".9 42, &' 8)(,
34$ 98.924(9 :$"&42.9*&, $"#&*& &' ()*+, '#)=&42./#+, 4:)4 -5"54 4:)4+ #) 8)0&,
"242%.
>)=&#)9 ($ 8:2*2#&, 3$7") 8+ 1:&#2(.& &, "$*$%, 1:2.2(4#+, *.)"2#?28 (& =)(4$ (
3$.$(()./#+* -$./#&=#+* (=24$*), (38$'/ &, "24(3&2 7$") ( 5:$3)*& *5'+3&,
@54-$./#+*& 4:2#&:$83)*& & ')#94&9*& 8 -)((2%#2 #&=4$ &' A4$7$ #2 (:)8#&4/(9 ($
(4$&*$(4/6 $-:)'$8)#&9 8 3$..2"B2.
C(.& 8+ (.2"&.& ') 42*, 3)3&2 (2%=)( ')4:)4+ #) 03$.5, 4$ ')*24&.& -+, =4$ ")B2 8
()*+, "2028+, $-;2(482##+, 3$..2"B), $#& ($(4)8.964 4+(9=& "$..):$8 8 7$", & A4$
>C 83.6=)24 1.)45 ') 1:$B&8)#&2 & 1&4)#&2.
D E).&@$:#&&, 7"2 9 B&85 & 82"5 *$6 1:)34&35 1.)#&:$8)#&9 $-5=2#&9 8 3$..2"B2,
(4$&*$(4/ $-5=2#&9 8 ()*$% "2028$% 7$(5"):(482##$% 03$.2, 83.6=)9 1:$B&8)#&2 &
1&4)#&2, ($(4)8.924 $3$.$ 15,000.00$ 8 7$". < -$./0&#(485 (45"2#4$8 4:2-524(9
-$./02 =24+:2, .24 5=2-+. F)(4#+2 03$.+ #)=&#)64 ( -$.22 30,000.00$ 8 7$", &
*#$7&2 (4$94 8 7$" 45,000.00$. G:57&*& (.$8)*&, 8+ 1$4:)4&42 7"2-4$ *2B"5 60,000.00$
& 180,000.00$ #) 3)B"$7$ 8)027$ :2-2#3) #) 27$ $-5=2#&2 8 03$.2.
< 2(.& 8+ @&#)#(&:5242 A4$ $-:)'$8)#&2 ( 1$*$;/6 4:)"&?&$##+, ')%*$8,
(1$#(&:52*+, 7$(5"):(48$*, 8)( *$754 1$1:$(&4/ ')1.)4&4/ "2(9456 =)(4/ ')%*) 8
3)=2(482 #)=)./#$% 1.)4+ (":57&*& (.$8)*&, $#& ,$494 1$.5=&4/ (8$& 10% ') 4$, =4$
$#& ")64 8)* "2#/7&). H4$, 1.6( 1:$?2#4+ 1$ 8)02*5 3:2"&45, *$B24 9/.*#$:
:2)./#56 (5**5, 3$4$:56 8+ 4:)4&42.
G)B2 2(.& 5 8)( 4$./3$ $"&# :2-2#$3, A4$ *$B24 1:$-&4/ -:20/ 8 8)02* "$,$"2 &
1.)#), 1$ #)3$1.2#&6 -$7)4(48).
I$B24 -+4/ & ,5B2.
C(.& 5 8)( *).2#/3&2 "24&, 8+ *$B242 $B&")4/, =4$ (4$&*$(4/ $-:)'$8)#&9 8
3$..2"B2 5"8$&4/(9 8 42=2#&2 (.2"56;&, 7 .24. J$A4$*5, 2(.& 8)0& "24& 1$3) 5=)4(9 8
03$.2, 8*2(4$ 15,000.00$ - 45,000.00$ 8 7$", 8+ *$B242 1:&#94/ 8$ 8#&*)#&2 30,000.00$
- 90,000.00$ 8 7$", &.& 120,000.00$ ') 4, 7$"&=#$2 $-:)'$8)#&2 & 360,000.00$ ') "&1.$*
=)(4#$7$ 3$..2"B).
C(4/ =4$-#&-5"/ 1$,5B2 A4$7$? >5, ($7.)(#$ US Census Bureau 8+15(3#&3&
3$..2"B2% ( 4, .24#&* $-:)'$8)#&2* '):)-)4+8)64 8 (:2"#2* #) 70% -$./02, =2* 42,
34$ 1$.5=&. "&1.$* 4$./3$ (4):02% 03$.+, & 8+ *$7.& -+ 1$(1$:&4/, =4$ A4$ 4)3 &
2(4/. >$ 1$84$:96, A4$ (4$&4 $7:$*#+, "2#27.
<, 3)B24(9, =4$ #& 5 3$7$ #24 $4824) #) 8$1:$(, 34$ "',0:(* 1$.5=&. ,$4/ 3)356#&-5"/ 1$*$;/ &.& ;,; 1$.5=&4/ 22 ()*$*5.
K$./0&#(48$ .6"2% 1:2"1$.)7)64, =4$ $#& '):)-)4+8)64 4)3 *#$7$ "2#27, =4$ &,
-5"24 "$(4)4$=#$, =4$-+ &*24/ 8$'*$B#$(4/ 1$.5=&4/ .6-56 @&#)#($856 1$*$;/.
<.& &, "249* #5B#$ -+4/ (1$:4(*2#)*&, (45"2#4)*& ( 8+(0&*& $?2#3)*& &.&
1:&#)".2B)4/ 3 *2#/0&#(485, =4$-+ 03$.) -+.) 8 #&, ')&#42:2($8)#).
J.$,$ & 4$, =4$ -$./0&#(48$ ($824#&3$8 1$ 1:$@2((&$#)./#$% $:&2#4)?&& $-+=#$
8$8(2 #2 1$*$7)24 8 A4$* 1:$?2((2. <, 3)3 9 8(3$:2 1$3)B5 8)*, ")B2 -$./0&#(48$
-5,7).42:$8 ( 38).&@&3)?&2% CPA &.& ($824#&3$8 1$ @&#)#($8$*5 1.)#&:$8)#&6 (
()*+*& .5=0&*& #)*2:2#&9*& =)(4$ ")64 ($824+, 3$4$:+2 -$./02 1:&#$(94 8:2", =2*
1$*$;/.
G$8$./#$ "21:2((&8#$?
>24. L) 1$(.2"#&2 11 .24 9 8'.$*). 3$" 4$7$, 3)3 ("2.)4/ A4$ )-($.64#$ .273$ & 3)3
1$.5=&4/ 4+(9=& "$..):$8, #2')8&(&*$ $4 4$7$, (3$./3$ 8+ '):)-)4+8)242, &.&
#)(3$./3$ ,$:$0&* (45"2#4$* 98.964(9 8)0& "24&.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

159/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"# $%&"'( )*+,"&+-# '-. ,"-%% /%$ 1,125 )%$%0, 1"&"*(2 . -#/3" 1"3)4-5&#*"6+-,
3+/#3+. "& "'#3"1#2 $+$ # 7+1+3/#6+. )%$5.$# #)8"-3#&%-53(2 '#*%1&"*"6 #
#76%)&3"9" 8%6:+ 1+3&*#.
;&+1, 6"& 8.&5 <+1&"6, 1"&"*(% 6( '"-=3( 73+&5, /&",( 3+/+&5 # 8"-4/#&5 -"'14,
9*4=%334> '"6%*24 ?@ABCDEFG!; '%359+$#:
!"#$ %&'#(), '(#(*+, )+ -(./0+ 10&#$, 2#(3+ 43,*,2$
#+4"25 -(..&*() 0& '(..,-/,
!"# 1. $% &'()*% +*",- ./"01(", 2','/%3 14.'(-+53, 63."/,"73*,
.' 89/"+'0"*1: &(; './3&3(3*1; .'7'<1, '4*'0"**'= *"
.',/39*'4,1
H"&, /&" I&" 73+/#&. J K"39*%))+ %)&5 <"*$4-+, 1"&"*+. #)8"-574%& 74 1*#&%*#. 8"
"8*%'%-%3#> 6+L%0 )%$%03"0 )#&4+:## '-. &"9", /&",( ":%3#&5, $"=%&% -# 6( )%,%
8"76"-#&5 "&8*+6#&5 6+L%9" )&4'%3&+ 4/#&5). 1+='(0 9"' # 3% 6+=3", )1"-51" )&"#&
",4/%3#% 6 I&"0 L1"-%.
M3# 8*#3#$+>& 6" 63#$+3#% 6+L '"2"' # #$4N%)&6", '"2"' # #$4N%)&6" 6+L%9"
)&4'%3&+, )1"-51" '%&%0 6 6+L%0 )%$% )",#*+%&). 8"0&# 6 L1"-4 6 I&"$ 9"'4, 6"7*+)&
)&+*L%9" *"'#&%-. # &.'. # &.8.
H)% I&# '+33(% #'4& 8"&"$ 6 <"*$4-4 +3+-#7+ 8"&*%,3")&%0 '-. *+)/%&+
$+9#/%)1"9" /#)-+, 3+7(6+%$"9" EFC #-# Expected Family Contribution (M=#'+%$(0
)%$%03(0 61-+'). (O 6%'4 7+3.&#. 3+ I&4 &%$4 6)% 6*%$., # . 6)% %N% L"1#*"6+3
1"-#/%)&6"$ *"'#&%-%0, 4 1"&"*(2 '%&# 4=% 4/+&). 6 1"--%'=%, # 1"&"*(% 3% #$%>& (#
2,0'39'+* 1*(%$#%, /&" &+1"% EFC).
P&+ )4$$+ 8"&"$ 6(/#&+%&). #7 ",N#2 *+)2"'"6 3+ ",4/%3#% )&4'%3&"6 1+='"9"
1"--%'=+, /&" 61->/+%& 8*"=#6+3#% # 8#&+3#%, 8-+&4 7+ ",4/%3#%, '%359# 3+ 13#9# #
'+=% 8*%'8"-+9+%$4> )4$$4 3+ -#/3(% *+)2"'( # 8"%7'14 '"$"0 # ",*+&3" 6 L1"-4.
P&+ *+73#:+, %)-# &+1"6+. 8*#)4&)&64%&, $%='4 I&#$# '64$. :#<*+$# # .6-.%&).
&"0 )4$$"0, 6 1"&"*"0 34='+%&). )%$5., #$%>N+. 8*+6" 3+ 8"-4/%3#% 8"$"N#.
D &%8%*5 6"-3#&%-53+. /+)&5.
Q"*$4-+ ,(-+ 3+8#)+3+ )4$+)L%'L#$#. M3+ 6"",N% 3% #$%%& 3#1+1"9" )$()-+.
@)-# 6( 6-+'%-%: ,#73%)+ #-# 8*%'8*#3#$+&%-5, ) &%2 8"* 1+1 . #)8"-574> I&4
8*+6#&%-5)&6%334> <"*$4-4, 6( 8"0$%&%, " /%$ . 9"6"*>. !3"9"% #7 &"9", /&" "3#
'%-+>&, 3% #$%%& )$()-+.
F" %)-# 6( '+'#&% )%,% 6*%$. 8"3.&5, /&" I&" 7+ 8*+6#-+, 6( $"=%&% 7+1"33" #
I&#/3" 4$%35L#&5 6+L# -#/3(% 7+&*+&( 3+ &()./# #-# '+=% '%).&1# &()./ '"--+*"6 6
9"'.
F+8*#$%*, %)-# 3+ )/%&4, "&1*(&($ 3+ #$. )&4'%3&+, ,4'%& -%=+&5 10,000.00$, &"
,4'%& "=#'+&5)., /&" 6( 8*%'8"-+9+%&% 8-+&#&5 3,500.00$ 6 9"' #-# 14,000.00$ 7+
4 9"'+ ",4/%3#.. R*49#$# )-"6+$#, 6( $"=%&% 3+ )+$"$ '%-% ,"-5L% 8"&%*.&5 6
8"$"N#, /%$ )I1"3"$#&5, '%*=+ '%359# 3+ 3%8*+6#-53"$ )/%&%! F" %)-# 6( 73+%&%
8*+6#-+, &" ",(/3" '"6"-53" -%91" 8%*%-"=#&5 '%359# 14'+-3#,4'5, # &+1#$ ",*+7"$,
#2 3% )")/#&+>& 6" 6)%. ; 6( 8"-4/#&% 8*+6" 3+ 8"-4/%3#% "9*"$3"0 14/# '%3%9.
!%='4 8*"/#$, #$%33" 8"&"$4, /&" ,"-5L#3)&6" ,429+-&%*"6 ) 16+-#<#1+:#%0
CPA # )"6%&3#1"6 8" <#3+3)"6"$4 8-+3#*"6+3#> 3% #$%>& 8"3.&#., 1+1 *+,"&+%& I&+
<"*$4-+ (,"-5L#3)&6" '+=% 3% 6 14*)%, /&" &+1+. )4N%)&64%&), #2 )"6%&( /+)&"
8*#6"'.& 1 &"$4, /&" ->'# 1-+'4& '%359# 3+ 3%8*+6#-53(% )/%&+. B"I&"$4 ,4'5&%
")&"*"=3( ) 3#$#!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

160/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#"$%, &'()* +, #'-./0-0 1*23'-%&' 40104*-%1.5 607$. 2+'"(' EFC, 1*2&'-%&'
+, 24'(-0 "" $*22/03*3% 8*&'11,4 2#'2'9'4, +$"4: #"$";30 & <*(. 2.

!
!"# 2. $% &'()*% +,-.+/0 1")&-2 31'(-, 4 1'/'5%6 ,"+*/7578'4"*%
4"3+ &'.0 +(+ 8%*, *" 957&:7/ 77 +8/'5++ ;+*"*8'4'< 9':'=+
-.7*+1":

!
=, .4"1%<0-0 +*< EFC, #'-./0+ #$*+' 1* #'-./"10" 2*4'; 9'-%<'; +'84'>1';
#'4'?0 + +*<"4 2-./*", 1' @3' 10/"(' "?" 1" 81*/03 #'&*.
A-").5?"", /3' 1.>1' 2)"-*3%, @3' 08./03%, /3' &*>)*: <&'-* 023'$0/"2&0
#$")-*(*"3 2+'04 23.)"13*4. B" 4'(. 2&*8*3%, /3' @3* 017'$4*60: -"(&' )'23.#1* (:
#-*/. 6"-'" -*-$*%(#', /3'9, 04"3% +'84'>1'23% '32-">0+*3% @30 607$,), 1' "2-0 +,
2)"-*"3" 4*-"1%&'" .20-0" 0 &'#1"3" +(-.9%, +, 24'>"3" #$09-0803"-%1' .81*3%, /3'
'10 #$")-*(*53.
='3 3$0 7*&3*, &'3'$," +, >"-*"3" 81*3% #' &*>)'; <&'-", &'3'$.5 +, 08./*"3".
C*&'; #$'6"13 +*<"; #'3$"91'230 + #'4'?0 '10 ('3'+, '#-*303%? D/"+0)1', /3'
+, E'303" #'-./03% 701*120$'+*10", 9-08&'" & 100%, E'3: 4, 2 4'040 &-0"13*40
2/*23-0+, #'-./03% 80%. F$.(040 2-'+*40, "2-0 +*< EFC .4"1%<"1 )' 10,000.00$ 0
+*< $"9"1'& #'24*3$0+*"3 1* <&'-., '9./"10" + &'3'$'; 23'03 35,000.00$, +,
1.>)*"3"2% + 25,000.00$ )-: ./"9, + @3'; <&'-". !*&04 '9$*8'4, 4, E'304 8*$*1""
'#$")"-03%, 9,9*3 -:22*3 08 25,000.00$ <&'-* 4'>"3 1*4 #'4'/%.
G2-0 <&'-* ('3'+* #$")'23*+03% #'4'?% + 80%, 3'()* +, #'-./03" 20,000.00$
701*12'+'; #'4'?0. A''3+"323+"11' . +*2 9.)"3 +*< EFC + $*84"$" 10,000.00$ #-52
5,000.00$, &'3'$," <&'-* #'+"20-* 1* +*2. H3*&, + @3'4 2-./*", +, 9.)"3" #-*303%
&*>),; (') 15,000.00$ 08 2+'"(' &*$4*1* 8* <&'-. 2' 23'04'23%5 '9./"10: 35,000.00$.
I'3'4 +*4 1"'9E')04' '#$")"-03%, &*&'; #$'6"13 +*<"; #'3$"91'230 + #'4'?0
'10 #$081*53 &*& #')*$"11.5 #'4'?%, @3' 9"2#-*31," )"1%(0, &'3'$," (#9*+/, 1"
)'->1, 9,3% +'84"?"1,.
F*+*;3" $*224'3$04 "?" ')01 4'4"13. G2-0 <&'-* #$")-*(*"3 +*4 75% #')*$"11';
#'4'?0, @3' '81*/*"3, /3' 15,000.00$ 08 +*<0E 20,000.00$ #'4'?0 9.).3 9"2#-*31, 0
5,000.00$ 9.).3 0)30 #' #$'($*44" 2*4' #'4'?0, #')'91' #$")'23*+-"105
23.)"13*4 $*9'3, 1* 1"#'-1.5 8*1:3'23% )-: #'4'?0 04 + '#-*3" 8*3$*3 1* '9./"10"
0-0 8*;4* #') 108&0" #$'6"13,.
J1*3% 3*&'" 8*$*1"" :+-:"32: &-5/"+,4 4'4"13'4, #'3'4. /3', 81*: @30 607$,, +,
4'>"3" '#$")"-03%, &*&'; &'--")> "',0;(* #'3$"9."3 +*<0E +-'>"10;. K*23' . +*2
4'>"3 9,3% 203.*60:, &'()* . )+.E <&'- 23'04'23% '9./"10: ')01*&'+*, 1' ')1* 9.)"3
23'03% (,2(*+* )"<"+-", #'3'4. /3' '#-*/0+*"3 9'-"" +,2'&0; #$'6"13 +*<";
#'3$"91'230 + #'4'?0 0 )*"3 1*41'(' 9'-%<" 9"2#-*31,E )"1"(.

!
!
!"# 3. >11-5"/*' + 4'457:? ,"9'(*+/7 487 ;'5:% *" ;+*"*8'4-2
9':'=0

!
='3 3.3 41'(0" $')03"-0 $'1:53 4:/.
='-#"$+,E, 41'(0" '<09'/1' #$")#'-*(*53, /3' 04 1" #'-'>"1* 10&*&*:
701*12'+*: #'4'?%, 0 #'3'4. /3' 7'$4, #$")23*+-:53 2'9'; #$"($*). ('10 %.0%<$-%
04"11' ('2.)*$23+"11,40 7'$4*40), '10 )*>" 1" 2#'$:3 2 1040.
L3' '($'41*: '<09&*.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

161/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


9-'+/, !"#$%&'()* %+,-* .$/0- &" .1&"&2$34+ #$0$56, 7$)$/-* )/*,4*) 3"8
7$%%*9: 9":* *2%1 3- 940"*)*, ;)$ !"/",")-3"*)* 2%187$0 0&$<$ 9*&*<.
=2&$3&"' .$/0", 7$)$/4+ 12#$%6!4*) >*#"/)"0*&) =,/"!$3"&1' FAFSA. ?
/"281./$37* Free Application for Federal Student Aid. @* 12#$%6!4*) 7":9"' 87$%" 3
2)/"&*.
A)$ #$B$:* &" !"#$%&*&1* &"%$<$3$( 9*7%"/"C11, 1 0&$<1* 3$#/$2- 3!')- #/'0$
$))49".
=9&"7$ )4) *2)6 &*;)$, &" ;)$ 2)$1) $,/")1)6 3&10"&1*: D$<%"2&$ >*#"/)"0*&)4
=,/"!$3"&1' 92% .$/0 FAFSA 29"+)2' 2 $9&$( 1%1 ,$%6810 7$%1;*2)3$0 $81,$7 3
&1B, 3$ 0&$<1B 2%4;"'B E)$ 2)$1) /$91)*%'0 )$&&4 &*#$%4;*&&$( .1&"&2$3$( #$0$51.
F"710 $,/"!$0, *2%1 3- B$)1)* 32* #%"&1/$3")6 !"/"&**, !&"' 7"7 40*&681)6 3"8 EFC,
)$ 3- )"7:* 9$%:&- ,-)6 43*/*&-, ;)$ 3"8" FAFSA !"#$%&*&" ,*! $81,$7. G"1%4;81(
2$3*), 7$)$/-( ' 0$<4 3"0 9")6 3&10")*%6&$ ;1)"()* 1&2)/47C11 1 49*%1)* 3/*0'
!"#$%&*&1+ .$/0.
H1&"&2$3"' #$0$56 9"*)2' )"7:* &" $2&$3* #*/3-( #/18*% #*/3-( $,2%4:*&,
#$E)$04 *2%1 3- &* B$)1)* :9")6, &* 29"3"()* E)4 .$/04 1 9/4<1* .$/0- 3 #$2%*9&++
2*74&94. ? &"8*0 $.12* 0- 49$2)$3*/'*02', ;)$ 32* ,40"<1 &" #$%4;*&1* .1&"&2$3$(
#$0$51 9%' &"81B 7%1*&)$3 !"#$%&*&- &* #$!9&** 7$&C" '&3"/' )$<$ <$9", 7$<9"
/*,*&$7 2$,1/"*)2' #$2)4#1)6 3 7$%%*9:. >/4<101 2%$3"01 9%' 2006 4;*,&$<$ <$9", 9%'
)*B, 7)$ 2$,1/"*)2' #$()1 4;1)62' 3 7$%%*9:* $2*&6+ 2006 <$9", 0- !"#$%&'*0 32*
.$/0- 3 '&3"/* 2006 <$9".
I 1!-!" )$<$, ;)$ ,$%681&2)3$ %+9*( 32* *5* &* !"#$%&1%1 23$1 &"%$<$3-*
9*7%"/"C11 !" #/*9-9451( <$9, !"#$%&*&1* E)$( .$/0- ",2$%+)&$ #$9B$91) 9%'
$C*&71 3"8*<$ 2$2)$'&1'. ?"0 )$%67$ &4:&$ 9")6 !&")6 7$%%*9:4, ;)$ 3- )"7 9*%"*)*.
?9$,"3$7 7 FAFSA 245*2)34*) C*%"' 74;" 9/4<1B .$/0, 7$)$/-* )/*,4*) 7$%%*9:, 1
;)$,- #$%4;1)6 3 &"</"94 .1&"&2$34+ #$0$56, 3- 9$%:&- #/*9$2)"31)6 10 32*, ;)$
$&1 #/$2'). ?/*0*&"01 E)$ 0$:*) 7"!")62' $,*274/":13"+510 1 &"3'!;13-0, &$
3$!&"</":9*&1* ,49*) )$<$ 2)$1)6. J$E)$04, &* )'&1)* 3/*0' 1 9"()* 10 32*, ;)$ $&1
B$)').
I "7)13&$ 7$&)/$%1/4()* 7":94+ 87$%4, ;)$,- 49$2)$3*/1)62', ;)$ $&1 #$%4;1%1
32*, ;)$ 3- 10 #$2%"%1. ?- ,49*)* 4913%*&-, &"27$%67$ ;"2)$ #1260" 2 #$%$:1)*%6&-0
/*8*&1*0 $ #/*9$2)"3%*&11 #$0$51 2)49*&)4 !"#"!9-3"+), #$)$04 ;)$ 87$%" !")*/'%"
3"81 9$740*&)-. A)$ 0$:*) ,-)6 /*"%6&$( #/$,%*0$(, *2%1 !" E)$ 3/*0' $&1 /"!9"94)
,$%681&2)3$ 23$1B 9*&*<, #$E)$04 2%*91)* !" &101.

!"# 4. $% &'()%*+ ,%*)- .%/%#','/0 * 1'22%34%5.

J/1;1&", 2$<%"2&$ 7$)$/$( 3- B$)1)* #$9")6 9$740*&)- 3 6-8 87$%, !"7%+;"*)2' 3


)$0, ;)$ 3- B$)1)* ,-)6 43*/*&&-0, ;)$ 3"8*<$ /*,*&7" #/104) 2/"!4 :* 3 &*27$%67$
87$%, #$E)$04 4 3"2 &" 2)$%* ,49*) %*:")6 &*27$%67$ #/*9%$:*&1(. K&$<1* 87$%7$&74/1/4+) 0*:94 2$,$( !" 2)49*&)$3 (B$)' $&1 1 $)/1C"+) E)4 #/"7)174) 1%1 9"94)
3"0 &" /"220$)/*&1* 20'<;"+51* $,2)$')*%62)3" 9%' #/1&')1' /*8*&1'.
J$E)$04 &* 2)*2&'()*26 3*:%13$ $,L'2&1)6 87$%*, ;)$ B$)' 3"8 /*,*&$7 21%6&$
3!3$%&$3"& 3$!0$:&$2)6+ #$2)4#%*&1' 3 1B 4&13*/21)*), 3"0 ,49*) &"0&$<$ 9*8*3%*
#$()1 4;1)62' 3 9/4<$( 7$%%*9:, #$)$04 ;)$ )$) #/*9%"<"*) &"0&$<$ %4;81( #"7*)
.1&"&2$3$( #$0$51. ?- 49131)*26, &"27$%67$ ;"2)$ #$'3%'+)2' 9$#$%&1)*%6&-*
9*&6<1, 9$2)")$;&$ #/$2)$ #$#/$21)6.
?"0 )"7:* &*$,B$910$ #/*94#/*91)6 1B $ ."7)"B, 7$)$/-* 0$<%1 &* #/$'31)2' #/1
!"#$%&*&11 3"81B ,40"< &" .1&"&2$34+ #$0$56, )"71B 7"7 &*9"3&'' #$)*/' /",$)-,
!&";1)*%6&-* 0*91C1&271* 2;*)" 1%1 ;)$-)$ &"#$9$,1* E)$<$.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

162/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!"# 5. $%&'()*+,-. /"('#'01. ()#'-1, /2*32. &4'5./-1 6(7 '&("-1


3'((.68"

!
!"#$ $%&' () *+,"$-$, .-/ 0"1"2"-)("$-$ %&'34/, ,5/6/ *$5$6, ' 5$ ,/#$-$
7/&+.'-8 5'4"4+9 :'5"5%/(+9 7/,/;8, .-'+/, $%-8 %7/%/2) %<4/5/,'-8 -)%=.' 5"
4/&&$*#$.
>"71',$1, -/, 4"4 () 7&"-'-$ 0" ("3' "4?'', 2$1$-$ 41$*'- 5" /21"0/("5'$ '&'
'%7/&80+$-$ "4-'() 5$*('#',/%-', (%$ ,/#$- *1","-'.5/ (&'=-8 5" -/, ( 4"4+9 %+,,+
(", /2/@*$-%= 1$"&85/ /2+.$5'$ ( 4/&&$*#$. A/<-/,+ +*$&'-$ (5',"5'$ (%$, *$-"&=,
("3$6/ :'5"5%'1/("5'=, ' () ,/#$-$ %<4/5/,'-8 6/1+ *$5$6.
B/&83'5%-(/ 71$*71'5',"-$&$@ -"4#$ 7/&+."9- (/0,/#5/%-8 (/%7/&80/("-8%=
-"4',' ($;",', 4"4 /21"0/("-$&85)@ 5"&/6,
4/-/1)$ 71$*%-"(&=9- %/2/@
%7$?'"&85)$ %7/%/2) /7&"-) /21"0/("5'= ( 4/&&$*#$ 5" /%5/($ 5"&/6/()C &86/-,
4/-/1)$ 0"4/55/ <4/5/,=- ', -)%=.' */&&"1/( 5" ()7&"-$ 5"&/6/(, 5$0"('%',/ /- -/6/,
7/&+."9- /5' C/-8 4"4+9-5'2+*8 7/,/;8 '&' 5$-, -"4#$ <4/5/,= -)%=.' */&&"1/( 5"
()7&"-$ 71/?$5-/( ' (/05"61"#*$5'@, 4/-/1)$ /2).5/ 2$1$- 4/&&$*#. D 5$ ,/6+ ( <-/@
4/1/-4/@ 6&"($ 1"%%4"0"-8 (%$ *$-"&' -/6/, 4"4 (/%7/&80/("-8%= <-', '5%-1+,$5-/,,
7/-/,+ .-/ %'-+"?'= 4"#*/6/ %&$64" 1"0&'.5", 5/ ("#5/ 05"-8, .-/ -"4/@ '5%-1+,$5%+;$%-(+$-.
E ("% /5 $%-8. A=-8 3"6/( *&= 1$"&85/6/ 7/&+.$5'= *$5$6 5" 4/&&$*#$, 5$0"('%',/
/- ("3$@ %'-+"?''. A/5"."&+ <-/ ,/#$- 4"0"-8%= 5$71$/*/&',),, 5/, %&$*+= ,/',
3"6",, () %2$1$#$-$ 6/1+ *$5$6, 5"&/6/( ' 71/?$5-/( 5" 71/?$%%$ /2+.$5'= ( 4/&&$*#$.
>$ %/,5$("9%8, () ,/#$-$ 5"@-' <-', *$586", &+.3$$ 71',$5$5'$.
* * *
9*( 6,":$'"- (Ron Caruthers) %.0%'$-% .'/:;#2 5<-1'"$*2 . =2'"#<' 1*
>#(,(-#"*.,(#? *):@'(#% . <*00'/&'. A( $,<&' 1*2*+,'$ -.*#2 <0#'($,2 # #B
/'$%2 - # 10,(#"*.,(#'2 *):@'(#% . <*00'/&' # /,0C('3D'3 <,"C'"E. F 1995 +*/,
*( 1*2*+ 1,125 -'2C%2. A( # '+* 1*2*;(#<# ",)*$,?$ - <0#'($,2# 1* .-'3 -$",('.
GE 2*&'$' :H(,$C )*0CD' *) :-0:+,B 9*(,, 1"*+",22,B 1* 0C+*$(*2:
(,0*+**)0*&'(#? H,$",$ (, *):@'(#' # 1"*+",22,B 1* >#(,(-#"*.,(#? *):@'(#% .
<*00'/&,B, '-0# 1*-'$#$' -,3$ www.colledgeplanninginc.com #0# 1*H.*(#$C 1*
$'0'>*(: (760) 438 9095. GE 2*&'$' $,<&' 1*/1#-,$C-% (, )'-10,$(:? e-mail
",--E0<: 1* 10,(#"*.,(#? *):@'(#% . <*00'/&' # '+* >#(,(-#"*.,(#? (, 5$*2
-,3$'.

!
!
!
!
!
!
!
!
!
!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

163/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!

!
!!
!
!"#$%&$'()"(*($+,-.#-$/$%",-0-$
!
#1('-*"0-2$$
$
#1('-*"0-2$
!
$
"#$"#%#!
3*(4(5$35"6'(1$$
$
3*(4(5$35"6'(1$
!
!
789:;<:=$8=>?:@A
A$
89:;<:=$8=>?:@
!
!
15 !"# $%&%' (#) $" *+"!) &$%,"$*-. ./ 0*1%!* &%-234 $% 0)!4,"$*" #)5) 36"'*#%,
3)#)6/7 2/ 8"!%!* 0)!4,*#9, * 0)3% 2/ 0!%#*!* 0) $"+4 *106%2$), 2%: 36"'*#$/7
6"7#*$5 ;/! $% ')!8$)+ 46)2$". <"0"69 21" *&+"$*!)19. .%+ $%&$%,%=# ;%!!/.
>6"'*#)6/ 1"7,%1 *10)!9&4=# 36"'*#$/" ;%!!/ '!- )06"'"!"$*- $" #)!93) #)5), '%'4#
!* )$* 2%+ 36"'*#, $) #%38" 06)?"$#$4= 1#%234, 3)#)64= )$* 2%+ 06"'!)8%#. @)(#)+4
)# 2%:*A ;%!!)2 &%2*1*#, +)8"#" 2/ 0!%#*#9 ;)!""-+"$"" '"1-#3* #/1-, ')!!%6)2 0)
2%:"7 &%3!%'$)7, #/1-,* ')!!%6)2 $% 2%:4 0)34034 %2#)+);*!- *!* #/1-,* ')!!%6)2
$% 0)34034 );)64')2%$*- '!- ;*&$"1%. B%8" 1#6%A)2/" 3)+0%$** 1"7,%1 *10)!9&4=#
(#* ;%!!/ '!- )06"'"!"$*-, 3)5) )$* &%1#6%A4=#, % 3)5) $"#, * 13)!93) )$* &% (#)
2)&9+4#. C%3#*,"13*, 2%:* 36"'*#$/" ;%!!/ -2!-=#1- 1"7,%1 )'$)7 *& $%*;)!""
2%8$/A ?*D6 2 2%:"7 8*&$*.
EF" $"'%2$) (#* 36"'*#$/" ;%!!/ * 10)1);/, 3)#)6/+* )$* 2/1,*#/2%!*19,
1)1#%2!-!* #F%#"!9$) 136/2%"+/7 )# 0)#6";*#"!"7 1"36"#. G%,*$%- 1 2003 5)'%, 2/
+)8"#" 0)!4,*#9 ')1#40 3 2%:*+ ;%!!%+. @6-+) 1"7,%1 2/ +)8"#" 0)!4,*#9 21" #6*
2%:*A 36"'*#$/A 1,"#% ;%!!)2, 0)'6);$/7 )#,"#, );H-1$-=F*7 (#* ;%!!/ * +$)5)
0)!"&$)7 *$D)6+%?** $% www.myfico.com/12. I (#* &%06)1/ GE 4+"$9:%# 2%:*
36"'*#$/" ;%!!/, 3%3 +$)5*" #*0/ 36"'*#$/A &%06)1)2.
>)$",$), &$%#9 2%:* ;%!!/ (#) )'$), &$%#9, ,#) '"!%#9 '!- 406%2!"$*- *+* * *A
4!4,:"$*- '645)". >%3 06"'06*$*+%#"!9, &%$-#/7 * 0)5648"$$/7 2 2%: #"34F*7
;*&$"1, 2/ +)8"#" 16%&4 8" 0)'4+%#9, ,#) (#) 1!*:3)+ ;%$%!9$), ,#);/ #6%#*#9 2%:"
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

164/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$% & !'&$('&#. )* +,&-(#.#/0. ) 1#2/.!&.#30'+/.&, +1&' &4 /($*5 3#67&5, -*/."*5
& '(1#8'*5 /9+/+-+! :3:;,&.0 !(, +-"(4 8&4'& +/+4'(''+ :3:;,&.0 !(,&
7"#1&.'*# -(33*. )* $+8#.# 8&.0 -+6(;# 4( $#'0,##, +93(;&!(% '(&$#'## !+4$+8'*2
9"+<#'. 4( !/#. = #/3& !* &'!#/.+" ! '#1!&8&$+/.0, >.+ 1(8# 9"&1(/. !($ -+30,:?
!(8'+/.0 & <#''+/.0.
@ !*%!&3 38 63(!'*5 +,&-+7, 7+.+"*# 9+ '#4'('&? /+!#",(#. -+30,&'/.!+, ;.+
'#6(.&!'+ !3&%#. '( &5 7"#1&.'*# -(33*. A'+6&# +,&-7& 7(8:./% 9"(!&30'*$&
1#2/.!&%$& 13% !*9+3'#'&%, +'& ! 1#2/.!&.#30'+/.& :$#'0,(?. !(,& 7"#1&.'*#
-(33*, !$#/.+ .+6+ ;.+-* &5 :3:;,(.0. )+. '#7+.+"*#, ;(/.+ /+!#",(#$*# +,&-7&:
#3:
=$#.0 '# %!3%?B&#/% '#+-5+1&$*$& 4(9"+/* 9+ 7"#1&.:
#4:
=$#.0 7"#1&.+"+!, 7+.+"*# '# 9"#1+/.(!3%?. !+!"#$% +.;#. 9+ !(,#$:
7"#1&.:
#6:
C"#!*/&.0 3&$&. !(,#2 7"#1&.'+2 7(".*
#11: D(7"*.0 7"#1&.'*# /;#.(
#16: =/9+304+!(.0 '(3&;'*#
#19: C#"#!#/.& -(3('/ / +1'+2 7"#1&.'+2 7(".* '( 1":6:? 13% 9+3:;#'&% 3:;,#2
9"+<#'.'+2 /.(!7&
#22: E93(.&.0 "('0,# 7"#1&.'*# /;#.(, !*93(.* 9+ 7+.+"*$ &1:. "(!'*$&
1+3%$& ! .#;#'&# +6+!+"#''+6+ /"+7(
#25: F# 9+!*/&.0 7"#1&.'*# 3&$&.*, 7+61( !* $+8#.# >.+ /1#3(.0
#29: =/9+304+!(.0 9#"/+'(30'*2 7"#1&. 13% -&4'#/( '#7+.+"*#
9"#19"&'&$(.#3& &$#?. .#'1#'<&? '#-"#8'+ / >.&$ +-"(B(.0/%
G/.(.&, 1(8# #/3& !* 9+.#"9#3& -('7"+./.!+, !* -*/."+ $+8#.# 9+1'%.0/% '( '+6&,
& !* $+8#.# -*/."+ :/.('+!&.0 +.3&;'*# 7"#1&.'*# -(33*. E1'( &4 !#B#2, + 7+.+"+2
% +.7"*.+ "(//7(4*!(? ! $+#2 C"+6"($$# 1+$(,'#6+ +-:;#'&% H!#3&;0.# !(,&
7"#1&.'*# -(33* H3:;&.# !(, +-"(4 8&4'& (Increase Your Credit Score Improve
Your Lifestyle), 7(/(#./% $+#6+ /+-/.!#''+6+ !+//.('+!3#'&% 9+/3# -('7"+./.!( 6+1*
'(4(1, & 7(7 % :3:;,&3 7"#1&.'*# -(33* +. '&47&5 600 1+ -+3## ;#$ 800, & 7(7 % 1+/.&6
I&'('/+!+2 '#4(!&/&$+/.&.
C+1+-'+ -+30,&'/.!: 3?1#2, ;&.(?B&5 >.: 7'&6:, % 9"#19"&'&$(.#30, /#2;(/ :
$#'% #/.0 '#/7+307+ 7":9'*5 -&4'#/+!, & % %!3%?/0 (7.&!'*$ &'!#/.+"+$ !
'#1!&8&$+/.0. J:$(?, ;.+ :9"(!3#'&# 7"#1&.'*$& -(33($& %!3%#./% .#$, ;.+
-+30,&'/.!+ 9"#19"&'&$(.#3#2 '# !+/9"&'&$(?. 7(7 /#"0#4':? /."(.#6&? 13%
1+/.&8#'&% -+6(./.!(. )* $+8#.# 9+."(.&.0 '($'+6+ $#'0,# '( 8#3(#$*2 +-"(4
8&4'&, +-"(B(% '#$'+6+ -+30,# !'&$('&% '( :9"(!3#'&# !(,&$& 7"#1&.'*$&
-(33($&, 7"#1&.+$ & 1+36($& +/.(!3%% -+30,# 1+/.:9'*5 1#'#6 '( &'!#/.&"+!('&#,
'( 9+/."+#'&# -+6(./.!(.
* * *
9$':'( 9(,3/'" (Stephen Snyder) ;<,-$.*.,0 . 1"*+",22,= CNN, CNBC,
Bloomberg TV # >#$#"*.,0-% . Parade Magazine, Newsweek # The Wall Street Journal
?,? 1"#@(,((A3 5?-1'"$ 1* ?"'/#$(A2 ),00,2. B( %.0%'$-% ,.$*"*2 ?(#+# )*
/+!#",(#.# >.& 38 +,&-+7 / !(,&$ 7"#1&.+$? (Do You Make These 38 Mistakes
With Your Credit?).
CA 2*&'$' ;@(,$D )*0DE', '-0# 1*-'$#$' -,3$
www.increaseyourcreditscore.com # www.38mistakes.com.

!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

165/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!
!
!

!
!!
!
!"#$%&'&%("%&')*$+)*,(,%-.$/0'
!
(&1(2'&%(2$'
'
(&1(2'&%(2$
!
3,(-(4"52$'4"5$.(,6,7''
3,(-(4"52$'4"5$.(,6,7'
'
"#$"#%#!
! '
!
8$(,4'9-::$*;$(''
'
8$(,4'9-::$*;$('
!
<=>??@A'BCDD>EF>?G
G'
=>??@A'BCDD>EF>?
!
!
! "#$%&'()& *#'+ ,+(#- '&(&* .$%#/()%$0 1-$"#(&(2)3%4(#. 5&673$ $.8&$9:.&9
"#79) : ':3 ,3;3 <#%4=& :;3)>(+? @#('#: ) ',.*)? )(:&$9)2)#((+? )($9,.>&(9#:,
7&> <),/ '%0 )? ,3;>&8&()0. A%3*#'3,0 9#>. @3-9., 79# (3%#*#:+6 -#'&-$ 5BC
",&'$93:%0&9 $#<#6 <#%&& $&>) >)%%)#(#: $%#: ) ,3$9&9 '&(4 #9# '(0 $ "#$9#0((+>
"#9#-#> :#;()-3D8)? "#$93(#:%&()6 "# '#?#'3> #9 IRS23, ",#2&'.,3> "# ",)<+%) )
"#$93(#:%&()0> "# 73$9(+> ")$4>3>, $.8&$9:&((# #<,&>&()9&%4(# '%0 ;3(09#*#
",&'",)()>39&%0 ) &*# $#:&9()-#: <+94 : -.,$& :$&*# :3/(#*#, 79# ",#)$?#')9 (3
@)(3($#:#6 3,&(&. E3'373 <,#$3&9 :+;#: >(& ) >#&6 -#>3('& $#:&9()-#:, (3%#*#:+>
1-$"&,93>, D,)$93> ) ',.*)> $"&2)3%)$93>, ) 19# (3=3 ,3<#93. F >#* <+ ",#'#%/)94,
",):&'0 :3> >(#*# ',.*)? ",)>&,#:, (# )'&0, -#9#,.D 0 ;'&$4 ",):#/., ;3-%D73&9$0 :
9#>, 79# () #'(#>. ",&'",)()>39&%D (& $%&'.&9 #7&(4 '#%*# (3?#')94$0 : <);(&$& <&;
$:#&6 -#>3('+ *,3>#9(+? @)(3($#:+? $#:&9()-#: ) $"&2)3%)$9#:, -#9#,30 (3)%.7=)>
#<,3;#> ;38)83&9 &*# )(9&,&$+.

23

IRS (Internal Revenue Service) $>. $9,.32

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

166/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


! "#$%&#' ( $%)** +*, 2,000 -./#/(%012 (%0*&/.3%0, '".(&%0, $425#)&*"%0 CPA,
6#"*5.(&"."%0#//12 (%0*&/.3%0 7% ./0*(&.8.9, . (&"#2%012 #5*/&%0 7% 0(*: (&"#/*. !
7"*6.;*/& 3%/(4)<&#8.%//%: 3%,7#/.. 7% ./0*(&.8.9,, 3%&%"#9 /#7"9,4' 47"#0)9*&
$%)** 50 ,.)).%/%0 ;%))#"%0 0 -%/;#2 3).*/&%0 /# %(/%0* ;%0*".&*)</%5% 47"#0)*/.9
. ;*(9&3#,. ,.)).%/%0 ;%))#"%0 /# %(/%0* 43#6#/.: 3).*/&%0. =% ,/* +#(&%
%$"#>#'&(9 -./#/(%01* (%0*&/.3., '".(&1 . $425#)&*"# 6# 7%,%><' 0 "#6"#$%&3*
7)#/%0 7% 4,*/<?*/.' /#)%5%%$)%@*/.9, 7)#/%0 7% .,4>*(&04 . 7)#/%0 7%
4(7*?/%,4 $.6/*(4, # &#3@* 0 "*(&"43&4".6#8.. (4>*(&04'>*5% 7%"&-*)9 ./0*(&.8.:
;)9 ;%(&.@*/.9 $%)<?*: A--*3&.0/%(&..
B4>*(&04*& ,/%5% 7".+./, 7% 3%&%"1, 0#, /4@*/ %;./ .). $%)** 0*"%9&/%,
/*(3%)<3% .6 &#3.2 A3(7*"&%0, "#$%&#'>.2 /# 0#?* $)#5%:
1. =#3 $1)% 43#6#/%, *(&< 74&< 0 ,."* ;*/*5, /#)%5%0 . ./0*(&.8.:, 3%&%"%,4
0#, /4@/% ()*;%0#&<, . % 3%&%"%, 0#, /4@/% 6/#&<
2. C*"%9&/%, +&% /# 0#?*5% %$1+/%5% $425#)&*"# CPA /*)<69 7%)%@.&<(9 0 &%,,
+&% %/ 7"*;%(&#0.& 0#, 0(' ./-%",#8.', /*%$2%;.,4' ;)9 ;%(&.@*/.9 0(*2
0#?.2 -./#/(%012 8*)*:. D%+*,4? E*(&/% 5%0%"9, ,/%5.* $425#)&*"1 CPA
/* 7"%90)9'& #3&.0/%(&< 0 &%,, +&% (096#/% ( (%2"#/*/.*, 0#?.2 ;*/*5 /#
017)#&* /#)%5%0 .). 0 7%.(3* /%012 (&"#&*5.: ;)9 4,*/<?*/.9 /#)%5%0,
3%&%"1* 0%6/.3#'& 7". 0/%(.,12 #5*/&(&0%, IRS .6,*/*/.92 0 /#)%5%01:
3%;*3(. F425#)&*"1 CPA .,*'& &*/;*/8.' -.3(."%0#&< .(&%".',
#/#).6."%0#&< &%, +&% ()4+.)%(< . 7"#0.)</% ;%34,*/&."%0#&< A&.
.(&%".+*(3.* -#3&1 ;)9 IRS. G*3%&%"1* $425#)&*"1 CPA ;*:(&0.&*)</%
;#'& -./#/(%01* (%0*&1, /% ,/%5.* 7"%(&% /* .;4& ;#)<?* A&%5%, +&%$1
7%,%+< 0#, (%2"#/.&< . (%6;#&< $%5#&(&0%, (A3%/%,.&< /# /#)%5#2 . ;%(&.+<
,#3(.,#)</%: -./#/(%0%: 015%;1 0 0#?*, $.6/*(*.
3. C1 ,%@*&* 7"%74(&.&< 7%&"9(#'>.* -./#/(%01* 0%6,%@/%(&.. H/%5.*
7"*;7"./.,#&*). (-%34(."%0#/1 /# 6#"#$#&10#/.. ;*/*5 . 2%"%?% 0 A&%,
7"*4(7*)., /% %$1+/% %/. "#$%&#'& 47%"/**, +*, ., /*%$2%;.,%, . /#,/%5%
;%)<?*, +*, ;%)@/1, +&%$1 ;%(&.+< (0%.2 -./#/(%012 8*)*: . @*)#*,%5%
4"%0/9 $%5#&(&0#. I/. (&#/%09&(9 &#3 6#/9&1 6#"#$#&10#/.*,, +&% 4;*)9'&
,#)% 0"*,*/. .). 0/.,#/.9 4,/%@*/.' ;*/*5 ( 7%,%>< 0%6,%@/%(&*:
A3%/%,.. /# /#)%5#2 . ;"45.2 -./#/(%012 (&"#&*5.:. H/%5.* 0%6,%@/%(&.
/* 6#,*+#'&(9.
4. C#, /* /#;% $1&< 7% /*%$2%;.,%(&. 4960.,1,. F*6 (%0*&%0 A3(7*"&#,
7%,%>., . ;#@* 0%"+#, $%)<?./(&0% 7"*;7"./.,#&*)*: %(&#0)9'& $%)<?*
(0%*5% $%5#&(&0#, +*, A&% /*%$2%;.,%, 6#7*"&1, 0/4&". (0%*5% $.6/*(#,
0,*(&% &%5% +&%$1 .6J9&< *5%, &#3 3#3 4 /.2 7%90.)#(< 0%6,%@/%(&< )4+?*:
./0*(&.8.., .5/%"."49 (&"#&*5.. 7% A3%/%,.. /# /#)%5#2 . 4/.3#)</1*
,*&%;1 7% .60)*+*/.' $%5#&(&0#. =#3 5)#(.& (&#"#9 7%5%0%"3# /*)<69
;*"@#&< 0(* 9:8# 0 %;/%: 3%"6./*.
5. H/%5.* 7"*;7"./.,#&*)., ( 3%&%"1,. 9 3%5;#-).$% "#$%&#) 03)'+#9 &*2, 4
3%5% *(&< 2%"%?.* $425#)&*"1 CPA 0(* *>* 7*"*7)#+.0#'& /#)%5.. I/.
7)#&9& /#,/%5% $%)<?*, +*, A&% /*%$2%;.,% 7% 6#3%/4, 7%&%,4 +&% %/.
().?3%, 6#/9&1 . &%"%79&(9 7%)4+.&< 3"*#&.0/1:, A3(7*"&/1: (%0*& 7%
?."%3%,4 /#$%"4 "#6).+/12 (&"#&*5.: 7% 4,*/<?*/.' /#)%5%0. =%/*+/%, 4
0#(, 0*"%9&/%, 4@* *(&< 7*/(.%//1: 7)#/ &.7# 401(3), Keogh, %$1+/1: IRA
.). SEP/IRA, /% A&. (&"#&*5.. 7"*;(&#0)9'& (%$%: &%)<3% (&"#&*5..
"#(2%;%0 $4;4>.2 7*".%;%0. K%&9 A&. (&"#&*5.. 7%;2%;9& ;)9 ,/%5.2
7"*;7"./.,#&*)*:, *(&< . ;"45.* (&"#&*5.. A3%/%,.. /# /#)%5#2, 3%&%"1* /*
%(/%0#/1 /# "#(2%;#2 $4;4>.2 7*".%;%0, # %(/%0#/1 /# 01+.&#/.. .6
/#)%5%0. =#3%0# "#6/.8#? L#(2%;1 $4;4>.2 7*".%;%0 7"%(&% %6/#+#*&, +&%
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

167/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!" !"#$%&'%' #%(-%( )'*#&) $ +(,-." /&0!$%1 (2 3%(4, 5&5 ( +(6(+' 7(/+.''.
8.(9$' )%:&%'9$$ .& ().(!' !"#$%&.$0 $/ .&,(9(! ,$;'." %&5$6
()(2'..()%'*; (.$ 7:()%( 7:'+,&9&<% .'4'+,'..=< .&,(9(!=< 35(.(4$<.
>')%.( 9(!(:0, 9,=7"' 7:'+7:$.$4&%',$ (7':$:=<% !)'4 !.' 2&,&.)&, =+',00
),$;5(4 4.(9( !:'4'.$ $ 3.':9$$ .& /&:&2&%"!&.$' +'.'9 $ ),$;5(4 4&,(
?(5=)$:=0)1 .& 7()%:('.$$ 2(9&%)%!&. @ 5&5 =5&/"!&, A3. B'..'+$, +(6(+ !'C1
7:'6(+0C&0. A(6(+ DE 0!,0'%)0 &5%$!(4. F&4 .'(26(+$4( 5(.!':%$:(!&%1 +(6(+ !
2(9&%)%!( .&4':'..( $ )$)%'4&%$#')5$. F(% 9+' .=-.& 7:&!$,1.&0 5(4&.+& /.&<C$6
)(!'%.$5(!.
8" -$!'4 ! !'5 )!':6)7'G$&,$/&G$$. E),$ !&4 .=-'. 5&:+$(6$:=:9, !" .' 7(*+'%'
5 )'4'*.(4= +(5%(:=. E),$ = !&) ')%1 35/(%$#."* )7(:%$!."* &!%(4(2$,1 $,$
:()5(;."* &!%(4(2$,1, !" .' 7(!'/'%' '' 4'6&.$5= 9&:&-&, :&)7(,(-'..(9( 7(
)()'+)%!=. F&4 .' ),'+='% (%+&!&%1 :&/:&2(%5= !&;'9( 2(9&%)%!& (2"#.(4= 2=69&,%':=.
@%&5, 5&5 !" .&*+'%' $,$ !"2':$%' )(!'%.$5& $,$ )(!'%.$5(!, ) 5(%(:"4$ 2=+'%'
:&2(%&%1? H%( .' ,'95(, .( 3%( !&-.(. B&-+"* +'.1 /&+':-5$ $ (%5,&+"!&.$0 .& 7(%(4
7:$2&!,0'% )(%.< +.'* 5 !&;'* -$/.$ .& :&2(%'. F" 4(-'%' )(!':;$%1 +(:(9()%(0C$'
(;$25$. I+.&-+" /&:&2(%&.."' +'.19$ %':0<%)0 .&!)'9+& .& .&,(9&6, 5(%(:"' 4(9,$
2" 2"%1 .&7:&!,'." .& 7:(+=5%$!."' $.!')%$G$$. J .' 7(+)%'9$!&< !&) 5 ):(#.(4= $
.'4'+,'..(4= 7($)5= $ )(2')'+(!&.$<, 7:04( )'*#&), .& 3%(* .'+',', ) (+.$4 $,$
.')5(,15$4$ )(!'%.$5&4$, $ !"2:&%1 (+.(9(, #%(2" 7(,=#$%1 (% .'9( .')5(,15(
+'.'-."6 (G'.(5 $ )(!'%(!.
F(% !&4 ! 7(4(C1 .')5(,15( 7(+)5&/(5:

@/-/& %(9(, #%( 4.(9$' )(!'%.$5$ ! 3%(* (2,&)%$, .& )&4(4 +',', !(!)' .'
0!,0<%)0 )(!'%.$5&4$, & )5(:'' 7:(+&!G&4$ =),=9, 7(7:()$%'
7(%'.G$&,1.(9( )(!'%.$5& $+'.%$?$G$:(!&%1 .&,(9(!=< 35(.(4$< !
!&;'* %'5=C'* ?$.&.)(!(* )$%=&G$$. K7:()$%' '9( 5(.5:'%.(, 5&5=<
)=44= .& .&,(9&6 !" 4(-'%' )35(.(4$%1, $ 7(7:()$%' '9( (2L0).$%1, 5&5
(.& 2=+'% 7(,=#'.&. M(,=#$%' :'/=,1%&%", MNEOAE #'4 !" '9( .&*4'%'.
D&,(9$, !':(0%.(, )&4&0 .' /&4'#&'4&0 (2,&)%1 $, 7( $:(.$$, #&)%(
7:'+,&9&<C&0 9:&.+$(/."' !(/4(-.()%$.
A(2=+1%' :'5(4'.+&G$$. E),$ )(!'%.$5 .' !'+'% /&7$)'* :'/=,1%&%(!,
7(,=#'.."6 +,0 /&.0%"6, )()%(0%',1."6 7:'+7:$.$4&%','*, !&4 .'
.=-.(, #%(2" (. $)7(,1/(!&, !&) ! 5&#')%!' =#'2.(9( 7:$4':&.
K7:()$%' ( '9( 5(4&.+' 7(++':-5$. B&5 4$.$4=4, ! )'9(+.0;.'4 !")(5(
),(-.(4 4$:' +'.'9 $ .&,(9(!, )(!'%.$5= ),'+='% $)7(,1/(!&%1 %:'6
+:=9$6 7:(?'))$(.&,(! +,0 (G'.5$ !&;'* ?$.&.)(!(* )$%=&G$$:
5!&,$?$G$:(!&..(9( )7'G$&,$)%& 7( /&C$%' &5%$!(!,
5!&,$?$G$:(!&..(9(
)7'G$&,$)%&
7(
.&,(9(!(4=
7,&.$:(!&.$<
$
5!&,$?$G$:(!&..(9( )7'G$&,$)%& 7( )()%&!,'.$< 7(:%?',< $.!')%$G$*.

!
M(#'4= !" .' -',&'%' ),'+(!&%1 3%(4= )(!'%= $ $)5&%1 !")(5(5,&)).(9( )(!'%.$5&
+,0 :&2(%" ) .$4? E)%1 %:$ ().(!."' 7:$#$.":
!
1. 9$-"*:;,. F" (%5,&+"!&'%' 3%( +( %'6 7(:, 7(5& = !&) .' 2=+'%
+()%&%(#.( +'.'9 +,0 $.!')%$G$*, $,$ 7(5& .' 7:($/(*+=% .'5(%(:"'
)(2"%$0, $,$ 7(5& .' 2=+'% +()%$9.=%& .'5&0 5(.%:(,1.&0 %(#5&. D(
7(%(4 !)'9+& .&*+'%)0 +:=9&0 7:$#$.&, 5(%(:&0 (-$+&'% !&) 7:04( /&
=9,(4, +:=9&0 7:$#$.&, $/-/& 5(%(:(* .&+( 7(+(-+&%1. P&!%:& .' .&)%=7$%
.$5(9+&.
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

168/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


2. 9: -0#;<*2 =,(%$:. !"#$%#$& '$'(#) )*) % )$', +)$ ,$-./0#")%$
12(3120#0'4)(-(& 12$%$30) 5(-*6 708#. % "$")$9#00 "-0/:$' 84#9),
8424,4);%49 "(,( #4 708#. 0 %(39 "%$& ,08#(" 3-9 )$<$, +)$,; 08=9).,
"$834). 0 12(*'#$70). ,$<4)")%$. > )(+(#0( %"(<$ 3$-<$<$ %2('(#0
#4?$73(#09 % ,08#("(, %; 24,$)4()( #4 0 % "%$(' ,08#("(. @$ %; '$7()(
84")4%0). 3(#.<0 24,$)4). #4 %4" 0 1$8%$-0). 0' 12(*'#$74). "(,9 "4'0?
,(8 )2(,$%4#09 %4/(<$ :473$3#(%#$<$ %#0'4#09 0-0 %2('(#0. >$ '#$<0?
"-*+49? "$$,2480)(-.#;& "$%()#0: '$7() $);":4). )( 3(#.<0, :$)$2;( %;
,*:%4-.#$ )24)0)( %1*")*6, 1(2(1-4+0%49 #4-$<0 0-0 1$8%$-99 0'
,(8'9)(7#$ "14)., 12$08%$39 '4-;& 0-0 %$$,A( #( 12$08%$39 #0:4:$<$
3$?$34 3-9 %4". !# '$7() 84")4%0). 0? 24,$)4). #4 %4" % 0#")2*'(#)4?,
:$)$2;( 1$)2(,*6) #('#$<$ %4/(<$ %2('(#0.
3. 9: (,1>+,(:. B#$<0( 12(3120#0'4)(-0 +*%")%*6), +)$ $#0 #0:$<34 #(
"'$<*) 1$#9). %"( 1$32$,#$")0 0#%(")02$%4#09, #4-$<$%;( ")24)(<00 0
)(?#0:0 1$")2$(#09 ,$<4)")%4, 1$C)$'* -(<+( 0 *3$,#(( 08,(<4).
"(2.(8#;? $,"*73(#0&. !3#4:$ $3#0' 08 1208#4:$% %;"$:$:-4""#$<$
"$%()#0:4 9%-9()"9 "1$"$,#$"). *12$A4). "-$7#;( 0 #4")$9A0(
")24)(<00, :$)$2;( %; "'$7()( "?%4)0). #4 -()* 0 248*'#$ 120#9).
2(/(#0(.
D$%"(' 12$")$, C)0 120+0#; #( 9%-96)"9 ?$2$/0'0 0 -(<0)0'#;'0, +)$,; 08,(<4).
24824,$):0 1(2"$#4-.#$<$ 1-4#4 1$ "$834#06 ,$<4)")%4. @4 "4'$' 3(-(, C)0 120+0#;
12(3")4%-96) "$,$& $)<$%$2:0, :$)$2;( 120%(3*) : #(*34+(. > :$#5( :$#5$%, * %4" (").
1-4# %(3(#09 %4/(<$ ,08#("4. >4' )4:7( #*7(# 1-4# 1$ 3$")07(#06 ,$<4)")%4. E #(
)$), :$)$2;& '$7#$ 1$-*+0)., %$"1$-.8$%4%/0". #(:0' <$)$%;' 12$<24''#;'
$,("1(+(#0(', /4,-$##;' 1-4#$' 841$-#0)( C)0 1*");( ")2$+:0. >4' #($,?$30', 0
%; 84"-*70%4()( 1-4#, "$834##;& 1$3 %4", 1$3<$)$%-(##;& %;"$:$:-4""#;'
"$%()#0:$', :$)$2;& 1$)24)0) %2('9 #4 )$, +)$,; 1$#9). %4", %4/ ,08#(", %4/* "('.6
0 %4/0 5(-0.
* * *
40% 1*0>?'(## #(@*"2,A## * ",=0#?(:B $#1,B -*.'$(#<*. # 1"*@'--#*(,0*. .
@#(,(-*.:B >-0>+,B, <*$*":3 -0'/>C$ 2*'3 @#0*-*@## # -$",$'+#%2, .: 2*&'$'
1*-'$#$D -,3$ www.taxsmartadvisor.com. (40% 1*/1#-<# (, '&'('/'0D(>C ",--:0<>
+-(, E,))'"+'(, Financial Opportunities White Paper 1* e-mail 1*-'$#$' -,3$
www.denistubbergen.com ).
F-0# .: @#(,(-*.:3 -*.'$(#<, -*.'$(#< 1* @#(,(-*.*2> 10,(#"*.,(#C #0#
=,"'+#-$"#"*.,((:3 -*.'$(#< 1* #(.'-$#A#%2, #($'"'->CG#3-% -$",$'+#%2#,
<*$*":' 2*+>$ ):$D .:+*/(: .,;#2 <0#'($,2, #/#0# #-$*?(#<,2# B*"*;#B,
(*.:B <0#'($*., .,2 -0'/>'$ 1*0>?#$D )'-10,$(:3 *$?'$, 1*/+*$*.0'((:3
*@#-*2 +-(, E,))'"+'(,, H-$":' @#(,(-*.:' -$",$'+## (Cutting Edge Financial
Strategies). 9:;0#$' =,1"*- (, 1*0>?'(#' *$?'$, 1* @,<-> (800) 521-7856;
1*1"*-#$' .:-0,$D *$?'$ (, .,;' #2% # ><,&#$' .,;' #2%, ,/"'-, e-mail ,/"'- .
.,;'2 =,1"*-'.
H) ,.$*"': 4'(#- E,))'"+'( (Denis Tubbergen), 1"'=#/'($ <*21,(## USA Wealth
Management (www.usawealthmanagement.com), %.0%'$-% ,.$*"*2 $"'B '&'2'-%?(:B
",--:0*<: /0% 1*$"')#$'0'3, /0% @#(,(-*.:B -*.'$(#<*. # /0% 1"*@'--#*(,0*. .
-@'"' @#(,(-*.. H( ?,-$* .:-$>1,'$ (, 2'"*1"#%$#%B -.*'3 *$",-0#, # > ('+*
200'$(#3 *1:$ ",)*$: 1* ",=",)*$<' 10,(*. 1* -*=/,(#C )*+,$-$., /0% '+*
<0#'($*., , $,<&' ",)*$: - )*0'' ?'2 2,000 @#(,(-*.:B -*.'$(#<*. #
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

169/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


1"*9'--#*(,0*. . -9'"' (,0*+*. 1* .-'3 -$",('. :( %.0%'$-% -*;/,$'0'2 # .'/<=#2
",/#* >*< Magic Money. :( 1#>'$ # 1"*/?--#"<'$ /., '&'2'-%@(AB ,</#*
1"*/<C$,: Seminar on Tape /0% 1*$"')#$'0'3 # -'"## /0% 1"*9'--#*(,0*. . -9'"'
9#(,(-*.. :( %.0%'$-% ;,@#(,$'0'2 C*2,(/(*+* 1*/B*/, . (,0*+*.*2 # 9#(,(-*.*2
10,(#"*.,(## # '+* @,-$* (,(#2,?$ 1"*9'--#*(,0A . -9'"' 9#(,(-*. /0%
C*(-<0D$,E#3 1* -0*&(A2 -0<@,%2 9#(,(-*.*+* 10,(#"*.,(#%.
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

170/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!"#$ %&'(' #)*, +#' &,*'-.# *'/'0)) ,1.2.,
&,%&'(' 2'1)) 3/.41)+,#)1$&'), 5)% -'"#.6)&.7.
- 8/.+ 9'::)/ (Eric Hoffer)

;,/,2,#<4,#$ -)&$(. 3/)-3/.&.%,#)1$"#4'% .


&,/,2,#<4,#$ '#('4'/+. 7417=#"7
4>,.%'."+1=5,=?.%. >,&7#.7%..
-

@A& B)&&)-. (Den Kennedy), .> +&.(. NO B.S.


Business Success

C"3)0&<) %D65.&< . 6)&?.&< 7417=#"7 #)%., +#'


%'6)# "+,>,#$: E'# F)1$, &,- -'"#.6)&.)%
+'#'/'G 7 /,2'#,=. H 4'# "3'"'2, " 3'%'?$=
+'#'/'(' 7 "'2./,="$ )) -'"#.5$. H +'(-, 7
-'"#.(&D F)1., + A#'%D 4/)%)&. D %)&7 2D-D#
-/D(.) F)1., . 7 4'"3'1$>D="$ #'G 6) ",%'G
"."#)%'G + A#'%D 4/)%)&. D1D50)&&'G -17
-'"#.6)&.7 . A#.* F)1)G.
- I/,: J,G#.&()G1 (Earl Nightingale)

!
!
!
!
!
!
!
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

171/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!
!
!
!
!
!

!"#$%& III

"#$%"$&!'()*+$+,*
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

172/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!
!
!
!

!
!!
!"#$#%&#''
'
!"#$#%&#'
!
!
"'(#)*()+',-./0)0"/'
'
"'(#)*()+',-./0)0"/
!
!
!
!"#$%"&'&()*#+,( '-.'/ 0 &123&+&& $0# 0#4&: ')52$6&027*8/&123"#*)*#+8'27*8 &
"#7-"7/.
9123"#*)*#+8'27*8 :*2 7%2723'27*8 01,*8 +;32< "#7-"7, =2*2"/< - 0)7 #7*8, &
=2*2"/< 0/ (2.#*# %2+-6&*8, 6*23/ %"#0")*&*8 #>2 0 *2, 6*2 0/ .#+)#*#. !"&$-()*8,
002$&*8 '20?#7*0) & 0'#$",*8. !"#2$2+#0)*8 %"#%,*7*0&, & '#%"&,*'27*&. @)7*)0+,*8
70#"?)*87, $#+).
A '#=2*2"2( "2$#, 0)( '-.'/ "#7-"7/, 6*23/ 3/*8 &123"#*)*#+8'/(. B).#
32<7=)-*- '#2352$&(/ $0# 7-5&# 0#*26=& & '#('2>2 1')'&,, 6*23/ ")10#7*& 2>2'8.
C 3/+ )>"#77&0'/( 723&")*#+#( &'D2"()E&& 07; (2; .&1'8. F2>$) 3/ , '#
7*)+=&0)+7, 7 '202< 021(2.'27*8; &+& %"23+#(2<, (2, %#"0), "#)=E&, 3/+) 723")*8
&'D2"()E&;, & 0*2"), ')<*& :=7%#"*20. C 526- 1')*8 7*2+8=2, 7=2+8=2 7(2>- -1')*8,
$2 *2>2, =)= ')6'- $#<7*020)*8. G*2 '# 21')6)#* 1)0,1'-*8 0 )')+&1# &+& 0 3#7=2'#6'2(
2*=+)$/0)'&&. F 76)7*8;, 7-4#7*0-#* &'D2"()E&, 2 32>)*7*0#, +#>=2 $27*-%'), 2
+;32( %"#$(#*#, & , $-();, 6*2 :*2 *")>&6'2 & (&7*&6'2, 6*2 *)= ('2>2 +;$#<
0=+;6), %"#$%"&'&()*#+#< 0/3&");* 2?&3)*87, & 7%2*/=)*87, 0 *#('2*# 0(#7*2
-0#"#''2>2 & 0#"'2>2 %"2>"#77), =2*2"/< ')&32+## 0#"2,*#' %"& 70#*# &'D2"()E&&.
C *)=.# 3/+ .)$'/( 6&*)*#+#( 07; (2; .&1'8. C 6&*)+ )0*23&2>")D&& &
3&2>")D&& -7%#?'/5 +;$#< $+, %"2'&='20#'&, 0 7-*8, %2+-6#'&, &$#<, 0$25'20#'&, &
232$"#'&,. C 6&*)+ ='&>& %2 3&1'#7-, ='&>& %2 +&6'27*'2(- "27*- & ='&>& 2 *2(, =)=
7$#+)*8 6*2-*2, 0 +;32< 7D#"# (2&5 &'*#"#720. H#', ?2=&"-;* %"#$%"&'&()*#+&,
=2*2"/# '# 6&*);*!
A :*2( ")1$#+# , %"&02.- =")*=&< 7%&72= '#2352$&(2< +&*#")*-"/ %2 721$)'&;
32>)*7*0). I#1 07,=2>2 72('#'&,, 2' '# ,0+,#*7, &76#"%/0);4&( &+& %2+'/( 7%&7=2(,
*2+8=2 ")$& =")*=27*& 0 '#( '# -=)1)'/ ('2>2 ='&>, %#"&2$&6#7=2< +&*#")*-"/ &
")77/+2=, =2*2"/# , "#>-+,"'2 6&*); &+& %#"#6&*/0); 0"#(, 2* 0"#(#'&. 9 :*2 '#
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

173/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%$&', %'! ( #& )*$+$, '&- $*'!.!*, %/0 1#020 ( #& *13,%03 * 4$##56 7807!1. 9
8!7'$.$37( *13,%0'/ * 7'$.'!*56 7807!1 1$1 :!+#! ;!3/<& 1#02. =$1+& * >'!: .$"4&3&
( 8&.&%07303 3,4&6, 7 1!'!.5:0, 1$1 ( 4):$,, *$: #&!;-!40:! *7'.&'0'/7(, &730 #&
30%#!, '!24$ 7 8!:!?/, *>;-7$6'!*, .$7753!1, 7&:0#$.!*, 1#02 030 4.)20- .&7).7!*.
@!*'!.,7/, ( #& *13,%03 :#!203,4&6, 1!'!.5& 74&3$30 ;5 >'!' 7807!1
07%&.85*$,?0: 0 8!3#5:, #& 8!'!:) %'! ( 0- #& )*$+$, 030 02#!.0.),. =$1+& (
)1$"$3 1!#'$1'#), 0#A!.:$B0, *7&-, 1'! )8!:0#$&'7( * >'!6 1#02&.
C!-8&.*5-, *7&-'$10 8.0*!+) #&71!3/1! :573&6 4*)- :!0- 1!33&2 !.$'!.!*, 3,4&6,
1!'!.5- ( )*$+$,, .&1!:&#4),, 73)<$,, 0 %/0 04&0 8.0#&730 :#& !2.!:#), 8!3/").
D+0: E!# (Jim Rohn) !40# 0" *54$,?0-7( A03!7!A!* )78&-$, +0*)?06 * #$<0
4#0. E$;!'5 D+0:$ 7 7$:!2! #$%$3$ :!&6 1$./&.5 !1$"$30 #$ :&#( ;!3/<!& *30(#0&, (
8!3)%03 8.0*03&20, )%$7'*!*$'/ *:&7'& 7 #0: * 8.!2.$::$- 0 7!*:&7'#! *57')8$'/ 7
#0: #$ :!0- 1!#A&.&#B0(-. 9 %$7'! 078!3/"), )'*&.+4&#0& D+0:$: F!2$'5& 3,40
!;3$4$,' !2.!:#5:0 ;0;30!'&1$:0, ;&4#5& !2.!:#5:0 '&3&*0"!.$:0. G >'! #&
73)%$6#!. C!' &?& #&71!3/1! :573&6 D+0:$:
6(#+,, 9*$*":; .< (' =#$,'$', .,2 (' 1*2*&'$.
>' =#$,3$' $*0?9* 0'+9:; ='1:@:. A,- 2*&'$ 5$* ",B.0'9,$?, (* 5$* (#9*+/,
(' ):/'$ -1*-*)-$.*.,$? .,C'2: "*-$:.
!"*1:-$#$' *)'/, (* (' 1"*1:-$#$' 9(#+:.
A-', =$* .,2 (:&(* /0% .,C'+* 0:=C'+* ):/:D'+*, :&' (,1#-,(*. E$* .-'
/*-$:1(*. A-', =$* .< /*0&(< -/'0,$? 5$* 1*3$# . )#)0#*$'9:. >* $*0?9* : 3%
0;/'3 . F2'"#9' '-$? =0'(-9#3 )#0'$ . )#)0#*$'9:. G(# -.*)*/(<.
>' @*$'0# )< .< 1"#)0#B#$'0?(* 1"'/1*0*&#$?, -9*0?9* 0;/'3 #B:=,;$
)*+,$-$.*? G='(? 2,0*. H,--2,$"#.,% 2(*+#@ 2:&=#( # &'(D#(, 9*$*"<' #D:$
)*+,$-$., # -=,-$?%, .< )< 1*/:2,0#, =$* #2 -0'/:'$ 1"#(%$?-% B, -$,",$'0?(*'
#B:='(#' )*+,$-$.,. !*='2: *(# (' /'0,;$ 5$*+*, (,@*/#$-% . $*3 -1'I#,0?(*
9,$'+*"##, (,B<.,'2*3 2(*3 B,+,/9,2# &#B(#.
C5 :!+&'& #$6'0 ;!3/<& 0#A!.:$B00 ! 1#02$- D+0:$ E!#$, &2! $)40! 8.!2.$::$0 7&:0#$.$- #$ 7$6'& www.jimrohn.com, 8!"*!#0* 8! '&3&A!#) (800) 929-0434 030
8!73$* A$17 #$ #!:&. (972) 401-2003, 0 ( #$7'!('&3/#! 7!*&'), *$: >'! 74&3$'/.
@!+$3)67'$, )8!:(#0'&, %'! *5 8.!%0'$30 ! D+0:& * >'!6 1#02&, 1!24$ ;)4&'& &:)
"*!#0'/ 030 807$'/.
F.$6$# =.&670 (Brian Tracy) !40# 0" 7$:5- )40*0'&3/#5- 7!%0#0'&3&6,
!.2$#0"$'!.!* 0 8.&8!4$*$'&3&6 "#$#06, 1!'!.5- ( 1!24$-30;! "#$3. H# #$807$3
4,+0#5 0 4,+0#5 1#02, "$807$3 7!'#0 %$7!* 8.!2.$::, 0 *7&24$ 1$"$3!7/, %'! !#
8.!0"*!40' &?& ;!3/<& 0#A!.:$B00. C >'!6 7A&.& !# .$;!'$&' )+& ;!3&& 25 3&' 0
*57')8$&' 8&.&4 ;!3&& %&: 100,000 3,4&6 * 2!4 7 I$.*0 J$11&&: (Harvey Mackay)
($*'!. 1#020 6,9 10,.,$? -"'/# ,9:0 Swim with the Sharks), D&#07!: K>6'30 (Denis
Waitley) ($*'!. 1#020 !-#@*0*+#% 1*)'/< Psychology of Winning) 0 :#!6! J5 7
F.$6$#!: )%$7'*!*$30 *:&7'& * ;!3&& %&: 100 :&.!8.0('0(-, 0 !# '$1+& *57')8$3 0 #$
:!0- 1!#A&.&#B0(-. F.$6$# #$%$3 7*!6 8)'/ #&1*$30A0B0.!*$##5: .$;!%0:, %$7'!
8&.&&"+$,?0: 7 :&7'$ #$ :&7'!, ;&" *7(1!2! #$8.$*3&#0( * +0"#0, ;&" 4&#&2 0 ;&"
*040:5- 7.&47'* 1 7)?&7'*!*$#0, *5<& #0"1!2! "$.$;!'1$, #0"1!2! 4!-!4$ 0 ;&4#!2!
!;.$"$ +0"#0. H# 8!4#(37( 4! ).!*#( )78&<#!2! 8.&48.0#0:$'&3( 0 *54$,?&2!7(

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

174/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'() '!*"+&'%$+,&-. /'0$(%"0"# 1&"2'. *0$!%'3&-. ("0*"0)4'5 61$0'('. 7"%,
8%" !()9)+ :0)5)& " *'%)&'' 1"92):
!#$,3$' .,9 :2 1*-$*%((* -0*.,2# # #;*)",&'(#%2# # (,-$*3<#.* ;,/,.,3$'
(,1",.0'(#', . =*$*"*2 .> ",-$'$'. ?#$,3$' =(#+# # &:"(,0> 1* 0#<(*2: #
1"*@'--#*(,0A(*2: ",;.#$#B. C0:9,3$' *)",;*.,$'0A(>' ,:/#* 1"*+",22> 1"#
=,&/*3 .*;2*&(*-$#. ?'2 )*0A9' .> <#$,'$', -0:9,'$' # #;:<,'$' * 0B)*2
1"'/2'$', $'2 )*0'' :.'"'((>2 # -1*-*)(>2 .> -')% *D:D,'$' . 5$*3 *)0,-$#.
!*-=*0A=: .> :0:<9,'$' .,9' .(:$"'(('' 1*(#2,(#', .> ,.$*2,$#<'-=#
:0:<9,'$' .,9# .('9(#' "';:0A$,$>.
:0)5)& %)(3$ !()9)+ " !"%0;/&'8$!%#$:
8:/A$' "%/*2 - 1",.#0A(>2# 0B/A2#. 80,+*/,"% $*2:, <$* /":+#' 0B/# #2'B$
(, .,- -#0A(*' .(:9,BD'' .0#%(#', =,= . E*"*9'2, $,= # . 10*E*2, .> /*0&(>
)>$A *-*)'((* *-$*"*&(> . $*2, =*+* .> .>)#",'$', <$*)> 1"*.'-$# - (#2#
."'2%. 4*=$*" 4,.#/ F,==0'00,(/ (David McClelland) #; G,".,"/, 1*-0' 25 0'$
#--0'/*.,(#3 *)(,":&#0, <$* .>)*" ('+,$#.(*3 "'@'"'($(*3 +":11> -,2 1*
-')' /*-$,$*<'(, <$*)> *)"'<A <'0*.'=, (, (#;=#3 :"*.'(A /*-$#&'(#3 #0#
('-*-$*%$'0A(*-$A . &#;(#. H,9# "'@'"'($(>' +":11> 5$* 0B/#, - =*$*">2#
.> -*$":/(#<,'$' ($,= &' =,= # =(#+#, =*$*">' .> <#$,'$').
7- 1"3$%$ *"+;8'%, <"+,=$ '&>"01)4'' " (&'2). :0)5)&), );/'" *0"20)11). '
!$1'&)0). &) !)5%$ www.briantracy.com, *"9#"&'# *" %$+$>"&; (619) 481-2977 '+'
*"!+)# >)(! &) &"1$0 (619) 481-2977. ? &)!%"@%$+,&" !"#$%;A #)1 B%" !/$+)%,.
C"3)+;5!%), ;*"1@&'%$, 8%" #- *0"8'%)+' " :0)5)&$ # B%"5 (&'2$, ("2/) <;/$%$ $1;
9#"&'%, '+' *'!)%,.
7 9)(+A8$&'' @ ."8; 0)!!()9)%, #)1 1)+$&,(;A .#)!%+'#;A '!%"0'A, ("%"0)@
<;/$% ."0"='1 "("&8)&'$1. 7 !)1"1 &)8)+$ !#"$5 0)<"%- "0)%"0"1 ' )#%"0"1 D)0(
7'(%"0 E)&!$& (Mark Victor Hansen) !"!%)#'+ !*'!"( #!$. +A/$5, ! ("%"0-1' "& ."8$%
*"9&)("1'%,!@ +'8&". 7- 1"3$%$ 9&)%, D)0() ()( !")#%"0) !$0'' 6:"#(>3 ):0A*( /0%
/:9# (Chicken Soup for the Soul) '+' (&'2' F#00#*('" ;, 2#(:$: (One-Minute
Millionaire). F$2"/&@ "& *0$/*0'&'1)%$+, 1;+,%'1'++'"&$0, *"20;3$&&-5 #
2"+"#"(0;3'%$+,&"$ ("+'8$!%#" /$+ # <'9&$!$, <+)2"%#"0'%$+,&"!%' ' '9/)%$+,!%#$. G
&$ #!$2/) <-+" %)(. H"2/)-%" D)0( *$0$3'+ <)&(0"%!%#" ' &)8'&)+ #!$ !&)8)+), !'/@ 9)
0;+$1 !%)0"5, *"<'%"5 1)='&-, *-%)@!, #-3)%, !4$*+$&'$. G1$&&" %"2/) "& '
!"!%)#'+ !*'!"( +A/$5, ("%"0-1' "& #"!.'I)+!@, +A/$5, ("%"0-$ #/".&"#+@+' $2" &)
/"!%'3$&'$ 4$+$5, +A/$5, ! ("%"0-1' "& &)1$0$#)+!@ *"9&)("1'%,!@. J& 1$%"/'8&"
#!%0$%'+!@ *0)(%'8$!(' !" #!$1' '9 B%"2" !*'!(). G 1&$ *0'@%&" !()9)%,, 8%" 1"$ '1@
*0'!;%!%#"#)+" # %"1 !*'!($.
7)3&" %", 8%" "& !"!%)#'+ B%"% !*'!"(. K 1$&@ %"3$ $!%, !*'!"( +A/$5, ("%"0-. @
&)1$0$#)A!, #!%0$%'%,, !*'!"( !+$/;AI'. (&'2, ("%"0-$ @ <;/; 8'%)%,, &$"<."/'1"5
1&$ '&>"01)4'', ("%"0;A @ 'I;. 7)1 !+$/;$% %"3$ '1$%, %)('$ !*'!('. L)/$A!,, 8%"
'&>"01)4'@ &) !+$/;AI'. !%0)&'4). *"1"3$% #)1 # B%"1.

!
!

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

175/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!

!
!!
!"#$#%&'(%)*+"#(,-.&#/%
%
!"#$#%&'(%)*+"#(,-.&#/%%
#%&'(%)*+"#(,-.&#/%
!
!
0%12*2345#%"6&2%70*3+*#*80(%
3+*#*80(%%
0%12*2345#%"6&2%70*
3+*#*80(%%
!
&'(%029&6"#(%:2$6*0*76%
%
&'(%029&6"#(%:2$6*0*76
!
!
!
!"#$%&/'(%)*+*,(
9*3 -*-'/ 2#00#*('" (The Millionaire Next Door), !"#$% &$'!( )#*+,- (Tomas
Stanley). .#! /+-0! 1%23(#!",42# ($5$6 1,$3$#"$%+$2 -((,23$"!#2,7(/$2 -89:2+-2,
5;(#%;6 "80,43 -8+9#%- +! #$, /!/ '-,,-$+2%;, $($52++$ ",!32,7<; 5-8+2($" (
'-,,-$++;'- 3$=$3!'-, +! (!'$' 32,2 8!%!5!#;"!>#, (52%20!>#, -+"2(#-%9># #%!#4# ("$- 32+70-, 39'!># $ 32+70!= - 5$0!#2>#. ?!@2 $5%!8$"!+-2 " "$1%$(!= 32+20
5932# +21$,+;' 528 -89:2+-4 *#$6 - 3%90-= /+-0 )#2+,-.
9#00#*('" :, 2#(;$; (One-Minute Millionaire), !"#$% A!%/ ?-/#$% B!+(2+ (Mark
Victor Hansen) - C$52%# D,,2+ (Robert Allen). C$52%# D,,2+ 5;, 1-$+2%$' 3"-E2+-4
+-/!/-= !"!+($";= 1,!#2E26 " (F2%2 +23"-E-'$(#-. A!%/ 4",42#(4 $3+-' -8
+!-5$,22 F!+#!(#-:2(/-= 1%231%-+-'!#2,26, /$#$%;= 4 8+!>. )$"'2(#+$ $+- 4",4>#(4
!"#$%!'- 52(#(2,,2%$" - *+2%0-:+;'- 1%$'$9#2%!'-. .#! /+-0! %!((/!8;"!2# $
';@,2+-- 5$0!#;=. G$+#!/#;: www.markvictorhansen.com.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

176/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


492,3 # )*+,$'3 (Think and Grow Rich), :,;*(< 9-1'=, (Laws of Success),
8*+,$'3, -*=",(%% -1*;*3-$.#' . /9>' (Grow Rich with Peace of Mind) ! ?,-$'"
;0@A 9-1'=, (Master Key of Success), "#$%& '"(%)*%+ ,!)) (Napoleon Hill), ! B#-$'2,
9-1'=,, ;*$*",% (#;*+/, (' 1*/.*/#$ (The Success System that Never Fails), "#$%&
-..)*/*+$ 0$%1+ (W. Clement Stone). 2$! )34! %(&*4*)!)! 5!)%6%5!3 16(*7",
8%$%&13 !91:"3$ #6* ;%)** (%94+!* "#$%&<, %&"$%&< ! $&*+*&< # =$%> %;)"6$!. ?
%4+%/ !66)*4%#"+!! !6(%)+!$*)@+<* 4!&*8$%&" +"9#")! 8+!A1 492,3 # )*+,$'3 8"8
+"!;%)** #)!B$*)@+13 !9 #6*7, 8%$%&13 %+! 8%A4"-)!;% :!$")!, 9" !68)3:*+!*/
C!;)!!. .%+$"8$<: www.napoleonhill.com, www.thinkandgrowrich.com.
4*-$*#(-$.* 1"*C.'$,(#% (The Virtue of Prosperity), "#$%& D">+*E D0%19"
(Dinesh DSouza). 0 $%:8! 9&*+!B =/!A&"+$" D0%19" !66)*4%#") "/*&!8"+6813 /*:$1,
4%6$%!+6$#"
!
%$#*$6$#*++%*
%$+%E*+!*
8
(&%F#*$"+!3
!
&B4
(%)!$!:*68!7/=/%F!%+")@+<7 #%(&%6%# % ;%A"$6$#*. 08"G1, :$% B +* 6% #6*/ 6%A)"6*+ #
=$%> 8+!A*, +% B &*8%/*+413 ** 8 (&%:$*+!3, (%$%/1 :$% %+" %6%;*++% (&%#%8"F!%++".
D#$"*-$E /'('+ - . #= (,0#A## (The Trick to Money Is Having Some), "#$%& 0$3"&$
-">)4 (Stuart Wilde). ?< 4*>6$#!$*)@+% DHIJ'K (&%:!$"$@ =$1 8+!A1. L6)! #<
+"+%6!$* 14"&< 4)B #!4!/%6$!, =$" 8+!A" /%G*$ #"6 #<#*6$! +" (&"#!)@+<> (1$@!
B,2<3 )*+,$<3 A'0*.'; . F,.#0*(' (The Richest Man in Babylon), "#$%& DG%&4G
0. .)*>6%+ (George S. Clason). .)"66!:*68"B 68"98", 8%$%&"B (&*46$"#)B*$ %6+%#<
;*&*G)!#%6$! ! )!:+%A% ;%A"$6$#".
G$0,- 1*&#2,'$ 10'A,2# (Atlas Shrugged), "#$%& 2>+ M"+4 (Ayn Rand). 2$%, +"
/%> #9A)B4, +"!;%)** #"G+<> &%/"+, 8%A4"-)!;% +"(!6"++<>.
!"#$%&/'(%)*("$"+,-%./&-01
B';-, 4'(E+#, KISS (Sex, Money, KISS),! "#$%& DG!+ 0!//%+6 (Gene Simmons).
DG!+ 6%94") &%8-A&1((1 KISS ;%)** 30 )*$ +"9"4. KISS (&%4%)G"*$6B # )!F*+9!&%#"+!!
! /*&:"+4">9!+A* 6 ;%)** :*/ 2,000 )!F*+9!%++<7 (&%418$%#, #8)3:"B A&%;<,
(&*9*&#"$!#< ! 8&*4!$+<* 8"&$< VISA 6 6!/#%)!8%> KISS! C%)@E!+6$#% )34*> +*
(%4%9&*#"*$, 8"8!/ =86$&"%&4!+"&+</ (&*4(&!+!/"$*)*/ B#)B*$6B DG!+. '" /%>
#9A)B4, =$" 8+!A" B#)B*$6B %4+%> !9 +"!;%)** (&"#4!#<7 4*)%#<7 8+!A, 8%A4"-)!;%
+"(!6"++<7. .%+$"8$<: www.genesimmons.com.
B(,A,0, -;,&#$' H'$ (Start with No),! "#$%& DG!/ .=/( (Jim Camp). DG!/
B#)B*$6B #<6%8%8)"66+</ (*&*A%#%&N!8%/ ! $&*+*&%/ (% (*&*A%#%&"/ 6 4&1A!/
#!4*+!*/ =$%> $*/<, :$% B +"E*) %6#*G"3N!/, (&%#%8"F!%++</ ! (%)*9+</.
.%+$"8$<: www.CampMethod.com.
!*)'/, 1*-"'/-$.*2 I,19+#.,(#% (Winning Through Intimidation), +*4"#+%
(*&*!94"++"B (%4 +"9#"+!*/ 8<$E #0# (' )<$E I,19+,((<2 (To Be or Not To Be
Intimidated) ! ?*$*"! (Action!),! "#$%& M%;*&$ M!+A*& (Robert Ringer). H+ %4!+ !9
/%!7 )3;!/<7 "#$%&%#, *A% (*&#"B 8+!A" (%#)!B)" +" modus operandi # /%*/ ;!9+*6*
+"/+%A% ;%)@E*, )3;"B 4&1A"B 8+!A". .%+$"8$<: robertjringer@hotmail.com, 5"86 (703)
754-0955.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

177/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


8"'(/ 1*/ (,9.,(#'2 :; (The Brand Called You), !"#$% &'#'% ($)#$*+ (Peter
Montoya). ,' -.$#%+ )! #$, /#$ + )' -$01!-') "-'. -'%23'. -$ "-'. #'., /#$ $#-#!4"!'#
&'#'% - 4 $56/)$ -$"'#7'#, /#$ "!. -1'27'# -#%$4#8 5%')2, 9!9 :$5$/)6* :%$279#
%'91!.6 :%+.$0$ $#9149! - .$' -$5-#"'))$' 5$0!#-#"$ 4 5$0!#-#"$ .)$04; .$4;
914')#$" !5-$1<#)$, )!:%+.7< -"+=!)$ - .$>8< :'%-$)!18)$0$ 5%')2!. ?$)#!9#6:
www.petermontoya.com.
<.0,/'.,% 1"#.;=>,2# ?*>@'00'", (Mastering the Rockefeller Habits), !"#$% @'%)
A!%)4B (Verne Harnish). &%!9#4/'-9!+ 9)40! :$ #4:7 9!9 -2'1!#8 $ %$-#' 4 7-41')44
3'))$-#4 54=)'-!. C-14 7 "!- 2$1D)6 56#8 -$#%72)494 (9$#$%6; 7 .')+ 5$18B' )'#),
$5+=!#'18)$ :%$/4#!*#' E1!"7 2.
!"#$% &'()*
A-1'B 5$* .(C$"'((%% ",)*$, (Success Is an Inside Job), !"#$% F4 (41#4% (Lee
Milteer). ()$04' 4= .$4; 914')#$" -#!"+# -"$4; -#72')#$", 914')#$" 4 :!%#)'%$" " ''
$57/!<>7< &%$0%!..7 :$ $5%!=7 .6B1')4+ .4114$)'%$" (Millionaire Mindset TeleCoaching Program), 56-#%$ :%'"%!#4"B7<-+ " -!.7< =)!/4#'18)7< 4= :%$0%!.. #!9$0$
%$2!. F4 :%$"$24# .)$0$ 4--1'2$"!#'18-9$* %!5$#6 4 5'%'# 4)#'%"8< 21+ .$'*
:%$0%!..6 Renegade Millionaire System. G)! $2!%'))6*
4-97-)6* #%')'% :$
2$-#4D')4< 7-:';!, :49! -"$'* H$%.6 4 :%$3"'#!)4+. ?$)#!9#6: www.leemilteer.com.
D*.,% 1-#B*>#)'"('$#>, (The New Psycho-Cybernetics), !"#$% 2$9#$% (!9-"'11
($183 (Maxwell Maltz) -$".'-#)$ - IJ)$. ?'))'24. K /7"-#"7< -'5+ " $0%$.)$. 2$107
:'%'2 2$9#$%$. ($183'. 4 '0$ %!5$#$*, + - 5$18B4. 72$"$18-#"4'. "$-:$18=$"!1-+
"$=.$D)$-#8< '' $5)$"4#8. @6 )' .$D'#' )!)'-#4 "%'2 414 $5'2)4#8 "!B
-$5-#"'))6* 4.42D, :$J#$.7 J#! 9)40! +"1+'#-+ $2)$* 4= "!D)6; 21+ /#')4+.
?$)#!9#6: www.psycho-cybernetics.com.
+,&-$) ,."/01 +23. 4)33)5$
L'%4+ NO B.S.
NO B.S. Sales Success (Entrepreneur Press)
NO B.S. Business Success (Entrepreneur Press)
NO B.S. Time Management for Entrepreneurs (Entrepreneur Press)
NO B.S. Direct Marketing for NON-Direct Marketing Business (Entrepreneur Press)
Make Millions with Your Ideas (Plume)
The Ultimate Marketing Plan (Adams Media)
The Ultimate Sales Letter (Adams Media)
The New Psycho-Cybernetics with Dr.Maxwell Maltz (Pearson)
Zero Resistance Selling (Prentice-Hall/Pearson)
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

178/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

The Ultimate Success Secret (www.dankennedyproducts.com)


Why Do I Always Have to Sit Next to the Farting Cat? (www.petetheprinter.com)
!"#$%& '()(#"* (+,-" ./"*/(00: www.nobsbooks.com.

!"#-$%&'( )*+,, ,- ./'"*"$%0


www.nobsbooks.com
1( 2(&)3 ./-2+)2)4+3) -$5"/0(6-7 "8" 4239 '$-*(9 23/-- NO B.S., 4%#":3$%
$3'")"/%3 *#(4% 4 24"8",$"0 ,"2)+.3, 8"$+2$%3 .",(/'- ,#7 '(:,"& '$-*- 832.#()$%3 e-mail '+/2% ,#7 '$-* NO B.S. Wealth Attraction - NO B.S. Direct
Marketing for NON-Direct Marketing Business.
www.dankennedyproducts.com!
1( 2(&)3 ./-2+)2)4+3) -$5"/0(6-7 " ./"5322-"$(#;$%9 +2#+*(9 <=$( >3$$3,-,
/(22%#'(9 - (+,-" ./",+')(9. ?(':3 -$5"/0(6-7 " 3:3*",$"& @+.3/'"$53/3$6-- ."
0(/'3)-$*+ - " )"0, '(' ,3#(); ,3$;*-, ./"4",-0"& A$+)/3$$-0 >/+*"0
B#(&C3/(/>3$$3,- (Glazer/Kennedy Inner Circle), - 3:3*",$"*" @(00-)( 2.36-(#-2)"4
." -$5"/0(6-"$$"0+ 0(/'3)-$*+.
www.renegademillionaire.com
1( 2(&)3 ./-2+)2)4+3) -$5"/0(6-7 " Renegade Millionaire System <=$( >3$$3,- 3:3*",$"0 230-$(/3 Renegade Millionaire Retreat24.
www.petetheprinter.com
1( 2(&)3 4% 0":3)3 C('(C(); -C,($-3 - +2#+*- DONE4YOU (2,3#($" ,#7 4(2),
4'#DE(DF-3 *")"4%3 ' -2."#;C"4($-D /(22%#'- ,#7 '#-3$)"4 ,#7 #D8"*" 8-C$32(,
.",*")"4#3$$%3 <=$"0 >3$$3,-. G )(':3 ,4( 2.36-(#;$%9 -C,($-7 <=$( >$3$$3,-: NO
B.S. INFO-Marketing Letter ()"#;'" ,#7 2.36-(#-2)"4 ." -$5"/0(6-"$$"0+ 0(/'3)-$*+)
- Look Over Dans Shoulder (,#7 2.36-(#-2)"4 ." 0(/'3)-$*+ ./70"*" ")'#-'( '".-/(&)3/"4).
www.psycho-cybernetics.com
1( 2(&)3 ./-2+)2)4+D) .+8#-'(6-- ,"')"/( H"#;6( - H"#;6(/>3$$3,-.
www.enterpreneurpress.com
I5-6-(#;$%& 2(&) -C,()3#;2)4( Enterpreneur Press.

24

1( 0"03$) .3/34",( $( 2(0"0 2(&)3 -$5"/0(6-- " 230-$(/3 Renegade Millionaire Retreat $3
./-2+)2)4"4(#". JF-)3 E3/3C Google.

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

179/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


www.northfieldpark.com
!"#$ %&&'()'*", +(, - ./"0/"1 &)%2%*"3$ 40".$%, )5."/% 672".
!"#$, %&'"()**+) % ,-. &*$/.
8 7$'* .&%./, ),.4).'- -5 '92")4:%$, ;3(,#, 4&'*%2",*51 - /2%+,, . /'$')5*% -5,
-'<*':2', <"1'$%$, &'<2"/'*%$=.>, '2% &,),0%.;,25 - &')>(/, &'>-;,2%> 2" .$)"2%?"1
/2%+%. @"*2'+' 9';,, &';25# % 0".$' '92'-;>,*5# .&%.'/ ),.4).'- -5.5;",$.> -.,*
40".$2%/"* Glazer/Kennedy Inner Circle, /'$')5, &';40"3$ *'3 )"..5;/4 NO B.S.
Marketing Letter, -5 *':,$, &';40%$= 9,.&;"$2', 0;,2.$-' - 7$'* A)4+, 2" (-" *,.>?"
9,< -.>/%1 '9><"$,;=.$- . -"B,# .$')'25 2" ."#$, www.dankennedy.com!
Dr. Paul Serby
C"/.: (281) 355-5449

!$)"2%?" 48

Yanik Silver
C"/.: (301) 770-1096

!$)"2%?" 48

Chet Rowland
C"/.: (813) 926-0657

!$)"2%?" 48

Craig Proctor
C"/.: (905) 853-6078
!"#$: www.craigproctor.com

!$)"2%?" 48

Ron Romano
Automated Marketing Solutions, Inc.
C"/.: (800) 858-5753
!"#$: www.findmeleads.com

!$)"2%?" 48

Ron Milton
C"/.: (440) 918-0347

!$)"2%?" 48

Matthew Gillogly
C"/.: (877) 202-8252

!$)"2%?" 48

Dean Cipriano
C"/.: (856) 769-5055

!$)"2%?" 48

Tracy Tolleson
Tolleson Mortgage Publications Inc.
C"/.: (602) 269-3113

!$)"2%?" 48

Scott Tucker
C"/.: (773) 327-2842

!$)"2%?" 48

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

180/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

Ron LeGrand
!"#$: (904) 260-8463
%"&': www.GlobalPublishingInc.com

%'(")*+" 49

Dr. Barry Lycka


!"#$: (780) 425-1217

%'(")*+" 51

Darin Garman
!"#$: (319) 861-5659

%'(")*+" 51

Bob Higgins
!"#$: (530) 244-9680

%'(")*+" 51

Daniele Frishberg
!"#$: (713) 621-5401
%"&': www.themoneyman.com

%'(")*+" 52

Dr. Charles Martin


!"#$: (804) 320-1014
%"&': www.affluentpracticesystem.com

%'(")*+" 53

Mark Ijlal
!"#$: (248) 671-0457

%'(")*+" 54

Bill Hammond
!"#$: (913) 498-0184

%'(")*+" 54

Jeff Paul
!"#$: (630) 778-0019
%"&': www.jeffpaul.com

%'(")*+" 61

Bill Glazer
!"#$: (410) 825-3301

%'(")*+" 62

Mike Vence
!"#$: (440) 243-8754

%'(")*+" 63

Steve Miller
!"#$: (206) 874-9666

%'(")*+" 66
%'(")*+" 66

Mitch Carson
!"#$: (818) 707-1777
Mark Victor Hanson
%"&': www.markvictorhanson.com

%'(")*+" 71

Jack Canfield
%"&': www.jackcanfield.com

%'(")*+" 71

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

181/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

Susan Berkeley
!"#$: (201) 541-4867

%&'"()*" 74

Matt Furey
!"#$: (813) 994-4947
%"+&: www.mattfurey.com
www.psycho-cybernetics.com

%&'"()*" 82

Rory Fatt
!"#$: (604) 940-6902

%&'"()*" 93

Pete Lillo
!"#$: (330) 922-9833
%"+&: www.petetheprinter.com

%&'"()*" 108

Lee Milteer
%"+&: www.leemilteer.com

%&'"()*" 108

Somers White
!"#$: (602) 840-5970

%&'"()*" 115

Jim Rohn
%"+&: www.jimrohn.com

%&'"()*" 174

Brian Tracy
%"+&: www.briantracy.com

%&'"()*" 175

!"#$%&'())*( +,-.("/*

Thad Winston
,- ./01&1 23("&4 / 15/ 2$625"7 (" $"+&1:
www.thadwinston.com

%&'"()*" 116

Rob Minton
,- ./01&1 23("&4 8/6491 / 15/ %)$&1.1
:/7/; (" <)3(4 (Income For Life
System) ) ;'25)7 ='/5'".."7 (" $"+&1:
www.QuitWorkSomeDay.com/wealth. >6)
=/3?/()&1 =/ (/.1'2 (440) 918-0047 )6)
=/96)&1 @"#$ (" (/.1' (440) 918-0347.

%&'"()*" 120

Darin Garman
:6A =/62B1()A 8/6491+ )(@/'."*)) /
Darin Garman, '"$$#"3"((-7 &)="7
)(?1$&)'/?"()A, $/8$&?1((/$&) ? $1';*1
C.1')#), B"$&(-7 @/(;"7, =/$1&)&1 $"+&
www.commercial-investments.com )6)
=/3?/()&1 =/ (/.1'2 (800)471-0856 )

%&'"()*" 129

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

182/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!!"#$%" &'# #'(%)*+ #4002.
Jeff Kaller
,-. *'-)/"0$. 1'-23"4 $05'67+8$$
*'("%$%" (+4%
www.mrpreforeclosure.com/studentdeals $-$
*'9!'0$%" *' 0'7"6) (800)646-2574, $ !:
*'-)/$%" 1"(*-+%0:4 $05'67+8$'00:4
*+&"% $ #!);/+('!'4 DVD <+& *'-)/$%2
0+-$/0:" 0+ &'6'%&$; *6'#+=+;, 6+1'%+.
%'-2&' 0+*'-'!$0) (How to Cash in on
Short Sales with Half the Work).

>%6+0$8+ 136

Stephen Oliver
?: 7'="%" )90+%2 1'-23" ' "@' )(-)@+; 0+
(+4%" www.MileHighFranchise.com $-$
*'9!'0$%" *' %"-"5'0) (800) 795-2695.

>%6+0$8+ 141

Jerry A. Jones
A@' &0$@$ 9-1': . 1*-$"*'(## 1",;$#;#,
<*2 I & II (Practice Building Success,
Volume I & II) !: 7'="%" &)*$%2 )
$9#+%"-., *'9!'0$! *' 0'7"6) (800) 3111390. ?: 7'="%" (!.9+%2(. ( ,="66$ *'
5+&() (503) 371-1299

>%6+0$8+ 146

Ted Thomas
,-. *'-)/"0$. 1"(*-+%0'@'
$05'67+8$'00'@' *+&"%+ '1 $0!"(%$8$.;
! ("6%$5$&+%: 9+-'@'!'@' *6+!+ 0+
$7)B"(%!' ! '1"(*"/"0$" )*-+%: 0+-'@+ $
*'-0'@' 6)&'!'#(%!+ #-. #'7+30"@'
$9)/"0$., &)6('!, %"-"-)6'&'!, $ #+="
*'&)*&$ C&(&)6($$ 0+ +)&8$'0, *6$3-$%"
0+ "@' $7. 5+&( 0+ 0'7"6 (321) 449-9938
$-$ *'9!'0$%" (321) 449-9940 $ (&+=$%",
/%' !: *6'/-$ '1 C%'7 *6"#-'="0$$ !
&0$@" NO B.S. Wealth Attraction

>%6+0$8+ 150

Scott Tucker
D0
!"#"%
("7$0+6:,
&')/$0@
$
&'0()-2%$6)"%
#6)@$;
$*'%"/0:;
16'&"6'! ! >EF $ <+0+#". >!.9+%2(. ('
>&'%'7 7'=0' %'-2&' *' 5+&() (773) 3272842.

>%6+0$8+ 154

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

183/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

Ron Caruthers
!" #$%&'& ()*+', -$.,/& $ &0$ (1.(0+2,
34$04+##+2 3$ .,0$'*$#(
*+.$0$$-.$%&*56 )+'4+' *+ $-(7&*5& 5
34$04+##+2 3$ 85*+*154$9+*56 $-(7&*5:
9 ;$..&<%+2, &1.5 3$1&'5'& 1+='
www.colledgeplanninginc.com 5.5
3$)9$*5', 3$ '&.&8$*( (760) 438 90956
!" #$%&'& '+;%& 3$<351+',1: *+
-&13.+'*(6 e-mail 4+11".;( 3$
3.+*54$9+*56 $-(7&*5: 9 ;$..&<%& 5 &0$
85*+*154$9+*56 *+ >'$# 9>--1+='&.

?'4+*5@+ 158

Stephen Snyder
!" #$%&'& ()*+', -$.,/& $ &0$ 34$<(;'+2
5 (1.(0+2, &1.5 3$1&'5'& 1+='
www.increaseyourcreditscore.com 5
www.38mistakes.com

?'4+*5@+ 164

Dennis Tubbergen
A.: 3$<351;5 *+ &%&*&<&.,*(6 4+11".;(
0-*+ B+--&40&*+ Financial Opportunities
White Paper 3$ e-mail 3$1&'5'& 1+='
www.denistubbergen.com.
C1.5 9" 85*+*1$9"= 1$9&'*5;, 1$9&'*5;
3$ 85*+*1$9$#( 3.+*54$9+*56 5.5
)+4&051'454$9+**"= 1$9&'*5; 3$
5*9&1'5@5:#, 5*'&4&1(6D5=1:
1'4+'&05:#5, ;$'$4"& #$0(' -"', 9"0$<*"
9+/5# ;.5&*'+#, 5/5.5 51'$7*5;+#5
2$4$/52, *$9"2 ;.5&*'$9, 9+# 1.&<(&'
3$.(75', -&13.+'*"= $'7&',
3$<0$'$9.&**"= $851$# 0-*+ B+--&40&*+,
E1'4"& 85*+*1$9"& 1'4+'&055 (Cutting
Edge Financial Strategies). !"/.5'& )+34$1
*+ 3$.(7&*5& $'7&'+ 3$ 8+;1( (800) 5217856; 3$34$15'& 9"1.+', $'7&' *+ 9+/&
5#: 5 (;+%5'& 9+/& 5#:, +<4&1, e-mail
+<4&1 9 9+/&# )+34$1&.

?'4+*5@+ 166

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

184/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#

!
!!
!"#$%&'()#
#
!"#$%&'()
!
!
!
!
!

!"# $%##%&' #()*(+&(%,)- &.*/.0 1(23%2.0 1(1 45&(67'0)- .2(,.2, 1.#)8*3,(#,,


9':#%)-,2%#%2 ' (4,.2. ;# <2.':#%) ' <2.4%* 9.*%% 2,000 2%=%0 ' )%>'#(2.4, 41*6=(- 9
*%, )%>'#(2-,82.4 <. 9.*%% =%> 25 /.2.&(>, =(),. 45),8<(- 4>%),% ) ?'/.> ?'/*(2.>
(Zig Ziglar), @2(0(#.> A2%0)' (Brian Tracy), A.>.> B.<1'#).> (Tom Hopkins),
*%/%#&(2#5>' <2%&<2'#'>(,%*->', ':4%),#5>' &%-,%*->' C.**'48&(, &'1,.2(>'
D.*.> B(24' (Paul Harvey) ' E(2' $'#/.> (Larry King), &(+% ) ,2%>- 954F'>'
<2%:'&%#,(>' GHI ' /%#%2(*.> $.*'#.> D(8"*.> (Colin Powell). ;95=#. *6&' <*(,-,
., 2,000.00$ &. 12,000.00$ :( 4.:>.+#.),3 <.)%,',3 %/. )%>'#(25 ' )J%:+(6,)- &*",./. ). 4)%/. >'2(. K/. %+%/.&#50 )%>'#(2 Renegade Millionaire Retreate #(<2->86
)4-:(# ) <2%&>%,.> ",.0 1#'/', ' 9.*3F% '#L.2>(M'' . #%> 45 #(0&%,% #( )(0,%
www.renegademillionaire.com.
!"# ,(*(#,*'450 <2%&<2'#'>(,%*3, 1.,.250 #(='#(*, 45),2('4(*, <.18<(* '
<2.&(4(* 9':#%)5, '>%67'N <2(4. #.)',3 %/. '>- ' 92"#&, 2(:4'* &4( 9.*3F'N
':&(,%*3)1'N 9':#%)( ' #(<.*.4'#8 .,.F%* ., &%* 4 4.:2(),% 50 *%,. ;# ,(1+% -4*-%,)(1,'4#5> '#4%),.2.> 4 #%&4'+'>.),3 ' 4*(&%*3M%> 9.*%% =%> &6+'#5 )1(1.45N
*.F(&%0 &*- )1(=%1 4 8<2-+1(N, 9.*3F'#),4. ': #'N 8=(),486, 4 )1(=1(N 4 Northfield
Park, /&% .# )(> <2.L%))'.#(*3#. 8<2(4*-%, 8<2-+1(>'. ($(9%*3#50 1(#(* TVG =(),.
,2(#)*'28%, )1(=1' ': Northfield Park 4%=%2.> <. <.#%&%*3#'1(> ' )2%&(>, '*' 45
>.+%,% :(0,' #( )(0, www.northfieldpark.com, %)*' 4(> *69.<5,#.).
O( &(##50 >.>%#, .# 2(9.,(%, ) ./2(#'=%##.0 C28<<.0 =(),#5N 1*'%#,.4 ' )
&48>- 1.8='#/.45>' /28<<(>', 1.,.25% #(N.&-,)- #( *'),% .+'&(#'-. ;# ,.*31. <.
)*8=(6 <2'#'>(%, #.45N 1*'%#,.4, 1.,.25% :(#'>(6,)- 1.#)8*3,(M'->' '*'
!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

185/186

!"#$%&'(#' )*+,$-$., /0% 1"'/1"#(#2,$'0'3 45( 6'(('/#


!"#$%&'($)*"+ #%,+"*" "(!-$!&, $-$ .&!&./ )& 0/1(2#-3)$3. 413 #"5"6)/3 .&#%"1/
1-3523( )&#%&0-,(7 0 Kennedy Inner Circle, #" 8&!12 (602) 269-3113.
9*" #"#2-,%)&, %&11/-!& NO B.S. Marketing Letter, 3:3+31,;)/3 &25$" #%"*%&++/
$ #%"*%&++/ (3-313+$)&%"0, 1#3<$&-7)/3 +3%"#%$,($, 013 #%$)&5-3:&( $
2#%&0-,=(1, Glazer-Kennedy Inner Circle, $)8"%+&<$= "6 >("+ 0/ +":3(3 )&'($ )&
1&'(3 www.dankennedy.com.
4/ )&'53(3 $)8"%+&<$= " 3*" 5%2*$? !)$*&? 13%$$ No B.S. )& 1&'(3
www.nobsbooks.com.

!
!
!
!
!
!

!'"'.*/: 7"#(, 8'")'"* ( e-mail: lorio@mail.ru)

186/186

!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

KLM010/1&N+M0($1O&
&

! "#$%%!&''!()*%#!+,%-)-.#(!
!
! "#$%%!/''!01*)#!2-).!!
!
!

"#$%%!3'''!2-).!(!4#,50+%!678!

!
P+N.+#%(/1&'1N.+/1&$#*("2+%<&&
!
! 9:%!2-).)!;<-0!=%--%*)!
!
! 9:%!2-).)!;>%?!@A,0B050!
!
! 9:%!2-).)!;>%20!C,01+0!
!
! 9:%!2-).)!D%+0!E#*)-0!
!
L&30#2($%7#&*"QR+S&/0+R&01&%(3Q&
N+M0($1&+&'$+S#.#R++@&
!
!"#$%&'()#*+,$-).)/0,0)%102$3$(4)
!

!
!"#$%#&'("()*+&'#&,%#)&$$-./+&+&0123+&&&4!#*'+$1%5$6&01&0#7#$%+8&&
&
&
&
&

9::;<==>?@ABC=;DBEFGHIJG&

Potrebbero piacerti anche