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  • Why Do Our Spending Patterns Differ? Spending, Saving and Borrowing

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    graceguardian
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    This document compares the monthly spending of three different households: a married middle-aged couple with children who earn $6,000 per month, a young single man earning $1,400 per month, and a retired couple living on a $1,200 monthly pension. It lists the major expenses for each household, such as food, housing, transportation, healthcare, and savings, to illustrate how spending priorities differ based on life stage and income level.

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    ECONOMICS HANUTDO

    Titolo originale

    Handout 2

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    This document compares the monthly spending of three different households: a married middle-aged couple with children who earn $6,000 per month, a young single man earning $1,400 per month, and a retired couple living on a $1,200 monthly pension. It lists the major expenses for each household, such as food, housing, transportation, healthcare, and savings, to illustrate how spending priorities differ based on life stage and income level.

    Copyright:

    © All Rights Reserved
    Scarica in formato PDF, TXT o leggi online su Scribd
    Segnala contenuti inappropriati
    17 visualizzazioni1 pagina

    Why Do Our Spending Patterns Differ? Spending, Saving and Borrowing

    Caricato da

    graceguardian
    This document compares the monthly spending of three different households: a married middle-aged couple with children who earn $6,000 per month, a young single man earning $1,400 per month, and a retired couple living on a $1,200 monthly pension. It lists the major expenses for each household, such as food, housing, transportation, healthcare, and savings, to illustrate how spending priorities differ based on life stage and income level.

    Copyright:

    © All Rights Reserved
    Scarica in formato PDF, TXT o leggi online su Scribd
    Segnala contenuti inappropriati
    di 1

    Why do our spending patterns differ?

    Spending, saving and borrowing


    Monthly Spending
    Food
    $1,500
    Children clothes
    $400
    Health insurance
    $150
    Health club
    $120
    Motoring costs
    $450
    Car loan repayments
    $350
    Household goods
    $330
    School fees
    $700
    Mortgage repayments
    $600
    Pension savings
    $300
    Total
    $4,900
    Monthly Spending
    Food
    $380
    Music
    $60
    Entertainment
    $210
    Rent
    $300
    Clothes
    $250
    Travel
    $120
    Total
    $1,320
    I am
    a m
    arried m
    iddle-aged
    w
    om
    an w
    ith young children. M
    y
    husband and I have good jobs
    and together w
    e earn $6,000 a
    m
    onth after tax
    I am
    a young single m
    an. I have
    just started m
    y frst job so m
    y
    pay is quite low
    : just $1,400 each
    m
    onth after tax
    W
    e are a retired couple.
    Ourchildren and grandchildren
    are now
    all adults. W
    e have
    a pension of $1,200 a m
    onth
    toliveon.
    Monthly Spending
    Food
    $450
    Heating costs
    $300
    Pet food + vet bills
    $50
    Healthcare
    $150
    Leisure activities
    $100
    Clothes
    $80
    Travel
    $50
    Total
    $1,180

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