Programacin de la amortizacin de prstamo

Importe del prstamo

Tasa de inters anual
Plazo del prstamo en aos
Nmero de pagos al ao
Fecha inicial del prstamo
Pagos adicionales opcionales

Especificar valores
2,200,000.00
5.00 %
2
10
1/1/2014

Resumen del prstamo

Pago programado
Nmero de pagos programado
Nmero de pagos real
Total de pagos anticipados
Inters total

Nombre de entidad de crdito:

N
Pago
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

Fecha de pago
2/1/2014
3/1/2014
4/1/2014
5/1/2014
7/1/2014
8/1/2014
9/1/2014
10/1/2014
11/1/2014
1/1/2015
2/1/2015
3/1/2015
4/1/2015
5/1/2015
7/1/2015
8/1/2015
9/1/2015
10/1/2015
11/1/2015
1/1/2016

Saldo inicial
2,200,000.00
2,095,133.81
1,989,743.28
1,883,825.80
1,777,378.74
1,670,399.44
1,562,885.24
1,454,833.47
1,346,241.44
1,237,106.46
1,127,425.79
1,017,196.73
906,416.52
795,082.40
683,191.62
570,741.39
457,728.90
344,151.35
230,005.91
115,289.75

Pago programado
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19

Pago adicional
-

Pago total

115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,866.19
115,289.75

Capital

Inters

104,866.19
105,390.53
105,917.48
106,447.07
106,979.30
107,514.20
108,051.77
108,592.03
109,134.99
109,680.66
110,229.07
110,780.21
111,334.11
111,890.78
112,450.24
113,012.49
113,577.55
114,145.44
114,716.16
114,713.30

11,000.00
10,475.67
9,948.72
9,419.13
8,886.89
8,352.00
7,814.43
7,274.17
6,731.21
6,185.53
5,637.13
5,085.98
4,532.08
3,975.41
3,415.96
2,853.71
2,288.64
1,720.76
1,150.03
576.45

Saldo final
2,095,133.81
1,989,743.28
1,883,825.80
1,777,378.74
1,670,399.44
1,562,885.24
1,454,833.47
1,346,241.44
1,237,106.46
1,127,425.79
1,017,196.73
906,416.52
795,082.40
683,191.62
570,741.39
457,728.90
344,151.35
230,005.91
115,289.75
-

Resumen del prstamo

115,866.19
20
20
-
117,323.89

Inters acumulativo
11,000.00
21,475.67
31,424.39
40,843.51
49,730.41
58,082.41
65,896.83
73,171.00
79,902.21
86,087.74
91,724.87
96,810.85
101,342.93
105,318.35
108,734.30
111,588.01
113,876.66
115,597.41
116,747.44
117,323.89

0.03
n

k
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18

I
5000000.00
5100000.00
5203000.00
5309090.00
5418362.70
5530913.58
2844563.49
2879900.39
2916297.40
2953786.33
2992399.92
3032171.91
270859.57
228985.36
185854.92
141430.57
95673.48
48543.69

150000.00
153000.00
156090.00
159272.70
162550.88
165927.41
85336.90
86397.01
87488.92
88613.59
89772.00
90965.16
8125.79
6869.56
5575.65
4242.92
2870.20
1456.31

50000.00
K+I
R
5150000.00
5253000.00
5359090.00
5468362.70
5580913.58
5696840.99
2929900.39
2966297.40
3003786.33
3042399.92
3082171.91
3123137.07
278985.36
235854.92
191430.57
145673.48
98543.69
50000.00

50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00
50000.00

SALDO
5100000.00
5203000.00
5309090.00
5418362.70
5530913.58
5646840.99
2879900.39
2916297.40
2953786.33
2992399.92
3032171.91
3073137.07
228985.36
185854.92
141430.57
95673.48
48543.69
0.00

PAGO

2802277.5

2844563.49

2802277.5

270859.57

VALOR ACTUAL DE UNA RENTA DIFEFRIDA A PAGO ANTICPADO

QUE PRESTAMO PUEDE OTORGARNOS UNA ENTRADAS FINANCIERA SI NUESTRA CAPACIDAD DE PAGO ES DE $328 A FIN DE C
A=
R=
i=
n=
m=
CF=

$ 1,882.10
328
0.12
6
2
$ 85.90

0.01 TASA MENSUAL

PAGO A FIN DE MES
MESES DE GRACIA

TAMBIE
$ 1,900.916

DAD DE PAGO ES DE $328 A FIN DE CADA MES DURANTE MEDIOO AO AL 12% ANUAL CON UN PERIODO DE GRACIAS DE 60 DIAS

TAMBIE
0.980296
$ 1,863.4607

O DE GRACIAS DE 60 DIAS