0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 51 52 53 54 55 56

SUCCESS REFER_CARD_ISS REFER_CARD_ISS_SPC INV_MRCHNT PICK_UP NO_HONOUR ISO_ERROR PICK_UP_SPL HONOUR_WITH_ID REQ_IN_PROGRESS PART_AMT_SUCCESS SUCCESS_VIP INV_TXN INV_AMT INV_CARD_NO INV_ISSUER SUCCESS_UP_TRACK3 CUST_CANCEL CUST_DISPUTE RENTER_TXN INV_RESP NO_ACTION SUSP_MALFUNC INV_TXN_FEE FILE_UPD_NOT_SUPP INV_FILE_REC DUP_FILE_REC FILE_UPD_EDIT_ERR UPD_FILE_LOCK FILE_UPD_ERR INV_FORMAT INV_BANK PART_SUCC CARD_EXP SUSP_FRAUD_PU CA_CONT_ACQ_PU RESTRICTED_CARD_PU CA_CONT_SEC_PU PIN_RETRY_EXCEED_PU INV_CR_ACC INV_FUNC LOST_CARD NO_UNIV_ACC STOLEN_CARD INV_TD_ACC INSUFF_FUNDS INV_CHQ_ACC INV_SAV_ACC EXP_CARD INV_PIN NO_CARD_REC

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 51 52 53 54 55 56

Completed Successfully Refer Card Issuer Refer Card Issuer Special Condition Invalid Merchant Pick-up Do not Honour Error Pick-up Special Condition Honour with identification Request in Progress Approved for part amount Approved (VIP Invalid Transaction Invalid Amount Invalid Card Number No such issuer Approved Customer Cancellation Customer Dispute Reenter Transaction Invalid Response No Action Taken Suspected Malfunction Unacceptable Transaction Fee File Update not Supported Unable to locate rec on file Duplicate File Record File Update Edit Error File Update File Locked Out File Update Error Invalid Format Bank Not Supported Completed Partially Card Expired Suspected Fraud (Pickup Card Acceptor Contact Acquirer (P Restricted Card (Pickup Card Acptr Contact Acquirer PIN Retries Exceeded (Pickup No Credit Account Invalid Function Requested Lost Card No Universal Account Stolen Card Invalid Investment Account Not Sufficient Funds No Chequeing Account No Savings Account Expired Card Invalid PIN No Card Record

57 58 59 60 61 62 63 64 65 66 67 68 75 90 91 92 93 94 95 96

INV_TXN_FOR_CH INV_TXN_FOR_TERM SUSP_FRAUD_NOPU CA_CONT_ACQ_NOPU WDL_LMT_REACH RESTRICTED_CARD_NOP SECURITY_VIOLATION INV_ORG_AMT TOO_MANY_WDLS CA_CONT_SEC_NOPU HARD_CAPTURE RESP_TIME_OUT PIN_RETRY_EXCEED_NOPU CUTOFF_IN_PROGRESS ISSUER_INOPER FORWARDER_INOPER TXN_ABORTED DUP_TXN RECONCILE_ERROR SYSTEM_MALFUNCTION

57 58 59 60 61 62 63 64 65 66 67 68 75 90 91 92 93 94 95 96

Txn. not permitted to CardHolder Txn. not permitted to Terminal Suspected fraud (Decline Card Accep. Contact Acq.(Decline Withdrawal Amt. Exceeds Limit Restricted Card (Decline Security Violation Invalid Original Amount Exceeds Withdrawal freq. limit Card Acptr Contact Acquirer Hard Capture Response Arrived Too Late PIN Retries Exceeded (Decline Cutoff in progress Issuer Inoperative Forwarder Inoperative Txn. cannot be completed Duplicate Transmission Reconciliation Error System Malfunction

97 Item Not Found on Flexcube 96 System Error

Update Track 3

Transaction Balance enquiry Cash Withdrawer Mini Statement Transfer

Procesing code_ATM 311000/391000 011000 / 012000 381000 / 382000 401010 402010 501010 502010 / 401020 / / 402020 / / 501020 / / 502020

POS 312000/311000 12000 382000 401020