ETFs or Index Funds?

How much do you want to invest? How much do you pay for each ETF trade? How many trades will you make annually? $50,000 $9.95 6

ETF or Mutual Fund Global Couch Potato: Option 1

Ticker

Allocation 20% 40% 40%

Amount $10,000 $20,000 $20,000

MER 0.26% 0.46% 0.33% 0.37% $184.00

iShares S&P/TSX Composite iShares MSCI World iShares DEX Universe Bond Total annual cost
Global Couch Potato: Option 2

XIC XWD XBB

TD Canadian Index Fund e-Series TD U.S. Index e-Series TD International Index e-Series TD Canadian Bond Index e-Series Total annual cost
Global Couch Potato: Option 3

TDB900 TDB902 TDB911 TDB909

20% 20% 20% 40%

$10,000 $10,000 $10,000 $20,000

0.33% 0.35% 0.50% 0.51% 0.44% $220.00

RBC Canadian Index Fund RBC U.S. Index Fund RBC International Index TD Canadian Bond Index I-Series Total annual cost
Single-Fund Option

RBF556 RBF557 RBF559 TDB966

20% 20% 20% 40%

$10,000 $10,000 $10,000 $20,000

0.71% 0.72% 0.68% 0.83% 0.75% $377.00

ING Streetwise Balanced Fund Total annual cost

100%

$50,000

1.07% 1.07% $535.00

Trades

Account Fee

TOTAL

$59.70

$0.00

$243.70

$0

$0.00

$220.00

$0

$0.00

$377.00

$0

$0

$535.00