For agency training only

Super Fortune Plan

6 / 10 / 15 / 20 Limited Pay Endowment @ 50 / 60 / 70 / 80
with Guaranteed Cash Payments from End of 10th Year

Basic Sum Assured : RM100,000 Basic Maturity Benefit : RM120,000

Premium Total Total Annual Total Benefits /

Male Age Annual Cash Payments Maturity IRR
Paying Premium Total Benefits Total Premium
(Non Smoker) Premium (Accumulated: Benefit (Accumulated)
Term Payable projected at 4.5%)
Payable

6 14,000 84,000 190,283 120,000 310,283 3.7 4.2%

15 10 9,820 98,200 190,283 120,000 310,283 3.2 4.0%
ACCUMULATED

15 7,730 115,950 190,283 120,000 310,283 2.7 3.7%

20 6,730 134,600 190,283 120,000 310,283 2.3 3.4%
6 15,820 94,920 235,721 120,000 355,721 3.7 4.3%
25 10 11,100 111,000 235,721 120,000 355,721 3.2 4.0%
15 8,740 131,100 235,721 120,000 355,721 2.7 3.7%
20 7,620 152,400 235,721 120,000 355,721 2.3 3.4%
6 15,540 93,240 235,721 120,000 355,721 3.8 4.3%
35 10 10,920 109,200 235,721 120,000 355,721 3.3 4.1%
15 8,610 129,150 235,721 120,000 355,721 2.8 3.8%
20 7,540 150,800 235,721 120,000 355,721 2.4 3.5%
6 15,180 91,080 235,721 120,000 355,721 3.9 4.4%
45 10 10,720 107,200 235,721 120,000 355,721 3.3 4.1%
15 8,530 127,950 235,721 120,000 355,721 2.8 3.8%
20 7,560 151,200 235,721 120,000 355,721 2.4 3.5%

Male Premium Total Total Annual Total Benefits /

Age Paying Annual Maturity IRR(Non
Premium Cash Payments Total Benefits Total Premium
(Non Premium Benefit Accumulated)
Smoker)
Term Payable (non accumulated) Payable

6 14,000 84,000 104,000 120,000 224,000 2.7 4.1%

NON ACCUMULATED

15 10 9,820 98,200 104,000 120,000 224,000 2.3 3.7%

15 7,730 115,950 104,000 120,000 224,000 1.9 3.3%
20 6,730 134,600 104,000 120,000 224,000 1.7 2.8%
6 15,820 94,920 136,000 120,000 256,000 2.7 4.2%
25 10 11,100 111,000 136,000 120,000 256,000 2.3 3.8%
15 8,740 131,100 136,000 120,000 256,000 2.0 3.4%
20 7,620 152,400 136,000 120,000 256,000 1.7 2.9%
6 15,540 93,240 136,000 120,000 256,000 2.7 4.3%
35 10 10,920 109,200 136,000 120,000 256,000 2.3 3.9%
15 8,610 129,150 136,000 120,000 256,000 2.0 3.4%
20 7,540 150,800 136,000 120,000 256,000 1.7 3.0%
6 15,180 91,080 136,000 120,000 256,000 2.8 4.4%
45 10 10,720 107,200 136,000 120,000 256,000 2.4 4.0%
15 8,530 127,950 136,000 120,000 256,000 2.0 3.5%
20 7,560 151,200 136,000 120,000 256,000 1.7 3.0%
Life Plans Development Department