I NV ESTI NG WI TH I NSI GHT | SPE CI AL REP OR T

Revelation, Interpretation & Timing: the Keys to

WEALTH CREATION
Over the past decade, Ken Storey earned returns as high as 2,712% after he began investing according to insight he believed he received from God.

In This Issue:
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Revelation, Interpretation & Timing: The Keys to Wealth Creation! By Ken Storey Are We Facing a New Recession? Free Educational Videos by Prophets & Marketplace Leaders Gain Supernatural Insight Through Dreams Who Else Wants to Protect Gaining Strategic, Their Wealth and Even Supernatural Prosper DuringInsight Crisis? 4 Dos and Donts to Surviving a Stock Market Downturn Why We Believe Gold Could Go to $5,000 an Ounce How to Invest in Gold Risks and Reasons

The Rest of the Story

Since retirement, Ive become more dependent on my investments. People in my situation tend to be more cautious. So I did what everyone told me to do: I entrusted my finances to the experts. The results were very frustrating and very expensive! Every month, Id look at a spreadsheet covered in red. Whether they were aggressive or conservative, my stockbrokers just kept losing me money. At this point, I turned to the Bible to see what it had to say about investing. As I studied the parable of the ten minas (Luke 19:11-27), I saw that the minimum the master expected from his servants was to earn interest in a low- risk setting. However, those who were commended and rewarded had stepped out and taken risks; they had gained much because they had ventured much.

Holding onto the masters money in fear and doing nothing was a direct violation of his command, Do business while Im gone, and had severe consequences.

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Everything I have is the Masters money, and I saw that the Lord wanted me to step out and take more risks.
Even though Id never done it before, I knew He was calling me to manage my own portfolio, to steward it myself, and to trust Him to guide me. After all, I had been a Christian for four decades; surely He could speak to me. I still remember setting up my Fidelity account and making that first trade. I sat staring at the screen for a long time, my hand on the mouse, holding my breath before I took the plunge and clicked. It was nerve-wracking, but Im so grateful I obeyed the Lord. Had I not done so, I would not have made the profits I have now, and I believe I probably would have taken heavy losses during the last stock market dip.

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The master wanted them to be proactive and trade, even though it was his money that could have been lost!

One of the things I had been looking into was alternative energies. I had been reading analysts reports about different crops that might emerge as the leader in bio-fuel production. Opinions differed on which crop to recommend. Would corn, sawgrass, soybean or another crop be the profitable investment?

At the time, no-one knew for sure and most suggested trying everything and waiting for a winner to emerge
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Investing With Insight 2013

Revelation, Interpretation & Timing: the Keys to Wealth Creation

continued

a. The Lord is interested and

involved in the financial realm. Just as in Josephs time, he is releasing strategic understanding to his people about the future and how to take action.

Having no idea what it was, I did a Google search and was stunned to find that it was the name of a mining consortium. After thirty years of working as a structural engineer, I like data to be accurate and verifiable. I dont like hype or hysteria, but I couldnt ignore what had happened to me... So I did my due diligence, researching the consortium in depth before I invested. Since then, Ive made between 50 427% on different mining stocks. (If you are interested in finding out more about the different mines in this consortium, detailed profiles can be found online at our site.) However, timing is very important in the stock market. Just because you achieved big returns in the past does not mean you can repeat your success in the future. After this, Ive had other dreams that gave me investment guidance that has been profitable and that I believe was from the Lord. Revelation puts us in the right ball park. Then interpretation and timing come in to give us more crucial detail. Then we apply proper investment strategies, technical indicators and money management to bring about wealth creation. Have you ever felt the Lord was speaking to you about the stock market? If so, wed love to hear your story at our Christian investor community forum! (Click Here >>) We look forward to meeting you!

b. The Lord is speaking to

KEN STOREY

I believe were in a
Joseph season when God is prophetically speaking to many of us in unusual but very specific ways Around that time, a friend Joseph season when of mine named Nick had a dream in which Jesus walked up to him and said, Im not done with the God yet. soybean
Mystified, Nick called me to share investments in this odd dream, having no idea unusual but very what it meant. Nick is not an specific ways investor and knew nothing about bio-fuels but I knew the Lord was speaking through him!

people who often dont even realize that what theyre hearing has implications for investing, so dont disregard something just because you dont understand it at the time.

c. Dreams or other prophetic

insights are only a starting point for making investment decisions. Every prophetic word or dream must be carefully judged and we must be diligent to do our own research in areas we believe the Lord is highlighting.

many of us about

d.

could be speaking to

In response to that dream, I did some research and then invested in Bunge Ltd. (NYSE: BG), a strategic soybean company, and in six months, I made approximately $13,000, or a 44% return on my investment, which I shared with Nick, since he was the one who had the dream. I share this story to illustrate several key points:

The Lord gives one person a dream and someone else the understanding of it to teach us to work together as the Body. This is one of the reasons Im so excited about the Insight forum where people can share their prophetic insights and other people can comment on or interpret them. Its a blessing to everyone who gets involved.

Another interesting story relates to an experience I had myself. Nine years ago, I was woken several times during the night by a voice repeating the words, Hunter Dickinson to me about twenty-five times.
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At the time of writing, principals in Investing With Insight own stock in several Hunter Dickinson companies. I NV ESTI NG WI TH I N SI GHT | SPE CI AL R EPOR T

Investing With Insight 2013

Are We Facing a New Recession?

There are conflicting views on our economy. On the one hand, Alan Greenspan, Former Chairman of the Federal Reserve said he believed chances of a recession were less than 50-50.1 On the other hand, Former US Treasury Secretary Larry Summers warned that the risks of recession are now greater than theyve been any time since the period in the aftermath of 9/11.2 The stock market has rallied for the last several years. Central Banks, especially the Fed has implemented Quantitative Easing (QE2, 3, Infinity, etc.). The markets of the world have been flooded with liquidity driving up stock prices to unrealistic levels. Despite the recent rally, the US economy still has troubling weaknesses, not to mention our huge trade deficit. And because there were no fundamental changes in the nature of the US economy to justify such a massive market move, the stock market rally will certainly be followed by some sort of correction or fall. The question is, how severe will it be? And when will it happen? Lets look backwards for an insight into how God leads: In October 2006, on the Day of Atonement, Bobby Conner had a visitation from the Lord. Following this encounter, he shared publicly that the stock market in 2007 would be marked by great volatility, including a hop, skip and a jump. marked by great volatility along the way. This is in fact what has happened. It certainly was a volatile year and we saw three clear peaks in that year.

B O B B Y C O N N E R ( D AY O F AT O N E M E N T ) 2 0 0 6 M O R AV I A N FA L L S , N C 1. S TOCK MARKET WILL BE MARKED BY VOL ATILIT Y 2. THE YEAR WILL BE A HO P-S KIP-AND J UMP FOR S TOCK MARKET {TRIPLE J UMP}

DAY O F ATO N E M E N T

DJIA (DOW)

1 YEAR 14,500
14,000.41 14,093.08

14,000 13,500 13,000

12,786.64 12,845.78

12,500 12,000

12,050.41 11,670.35 HOP SKIP JUMP

TIME
OCT NOV DEC JAN FEB MAR APR MAY 2006 2006 2006 2007 2007 2007 2007 2007 JUN JUL AUG SEP OCT 2007 2007 2007 2007 2007 NOV DEC 2007 2007

We took this word seriously and analyzed it. We concluded that his reference to a hop, skip, and a jump signified market movements that, when graphed, would look like a triple jump, an Olympic event sometimes referred to as a hop, skip, and a jump. Assuming the year started when Bobby had his dream, at the beginning of the Jewish year in October 2006, we could anticipate that the market was going to peak three times and that it would be

In the hop phase, the Dow Jones reached a high in January of 12,786.64 and then landed in early March, coming down again to 12,075.96 before skipping to a recording-breaking high of 14,000.41 on July 19. Then, on August 15, the stock of Countrywide Financial, the largest mortgage lender in the US, fell 13% in its largest one-day decline since the 1987 stock market crash on fears that the company could face bankruptcy. The Dow Jones |
continued

BBC Radio 4 Interview, Sept 27, 2007 2 ABC Television, Oct 28, 2007
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Investing With Insight 2013

Are We Facing a New Recession?

continued

dropped to 12,845.78 in late August, down 8% from its previous peak on July 19, as shockwaves from the sub- prime mortgage crisis hammered other mortgage companies and banks. Then, on September 18, the Federal Reserve stepped in, cutting the Fed Funds interest rate, and the market surged upward on what we believe is the third peak, the jump. Interestingly, on October 9, 2007 the Dow broke a new high yet again, reaching 14,164.53.The Dow then continued on down until it landed for the third time at the end of the year ending almost flat. It appears that God had told us in advance what would be happening in the markets a year before they happened. Kim Clement, a prophetic voice, had said this would happen. On September 8, 2007, during a market dip, he said, Now is the time. Something unusual, it's never ever happened before - in the month of October! In the month of October, unusual favor! On May 7, 2006, he prophesied the following: God says, Your economy will swiftly change and people will look back and say, We thought that it was going to be as bad as in the 1920's but look, it is at its highest now. Kims word about people saying its going to be as bad as in the 1920s is very interesting. In fact, this is exactly what some experts have said!

As we went through 2007 we realized that the markets had reacted exactly as the prophetic revelation had foretold. We had three peaks and three falls. When markets would fall the prophets would prophesy that they would rise and they would rise. At the end of 2007 Rick Joyner made a statement at one Friday night meeting that the Lord had told him to get out of the markets. As we look backwards we can see that was the exact time that the markets began their downward move. Again, God had warned us ahead of time. The markets continued down for the next year and a half and then came another prophetic revelation, this time from members of Investing with Insight. On March 7, 2009 Ron Phillips and Lance McGinnis stood up in our weekly Holy Spirit Investment Club meeting and said that they had a revelation that week that the markets would reverse and begin going up again on March 11, 2009. And that is exactly what happened. The markets have been moving consistently upward for the last 4 years. We now have a new prophetic word that we are walking out. It is this (I will paraphrase): As Apple Computer has fallen so shall the US economy fall. One of our members had a dream on September 22, 2012 that Apple would fall and the markets would fall as well!
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Apple has fallen over 35% into Bear Market territory from the date of that dream. This may be a Prophetic Leading Indicator that is showing us that the US economy will fall in like manner. Will it happen this year or next? We are not sure, but our eyes are open and we are watching for what God might say at this critical time in a changing world. These scriptures give us great comfort: 2 Chronicles 20:20 says, Believe in the Lord your God, and you shall be established; believe His prophets, an you shall prosper. I Thessalonians 5:19-22 says, Do not put out the Spirit's fire; do not treat prophecies with contempt. Test everything. Hold on to the good. Avoid every kind of evil. We whole-heartedly believe both of these scriptures, and they are a foundation for everything we do at Investing with Insight. Not only do we want to weigh the words carefully, but also believe them and take action, since faith is best expressed by deeds done in love. This process happens best in a community setting. It allows us to dialogue and share both the revelation the Lord is giving us personally and the research many of us have done on these issues. We hope youll join us for the journey!

Investing With Insight 2013

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Youre invited to a series of FREE

Educational videos by respected Prophets and Marketplace leaders
everal of our guests have had angelic encounters about global finances and Gods desire to release provision for the great harvest and strategically position his people!
Shawn Bolz, one of our co-hosts will share several of his heavenly encounters where he saw many new technologies and discoveries in the areas of alternative energy, medical breakthroughs, agricultural solutions, mining, media and much more
Shawn has also recently had several encounters related to specific nations that are about to experience great economic and political shifts. These insights have tremendous implications for global currencies and stock markets. Other guests have been successful prophetic investors for many years and are experienced in hearing from the Lord, evaluating the word and taking action accordingly.

Discover what the Lord has revealed prophetically about the critical times we are in.
>
Learn how to find your place and steward the resources God gives you. Watch Lance Wallnau as he teaches on The Work, Divine Assignment, & Convergence. Join us as we discuss the massive shifts that are about to impact America and the economies of the world, bringing vast opportunities to some as well as financial ruin for those who are not prepared. Hear about new technologies the prophets have seen in heaven and that the Lord is about to release on the earth to bring hope and prosperity. Be empowered to take your place of ministry in the marketplace and fulfill your destiny as a Joseph! Hear practical investment strategies and discover how you can prosper as an investor, even if youre just starting out.

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For More Information Visit:

www.InvestingWithInsight.com
CLICK HERE >>

(Read some of Shawns heavenly experiences.) ClickHere>> Shawn had a visit from the Minister of Finance. Watch video here>>.

Investing With Insight 2013

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Gain Supernatural, Strategic

Insight through Dreams
Pharaoh was both the richest man and ruler of the most powerful nation in the world. (Think: Barak Obama and Bill Gates rolled into one.) Yet neither money nor power could bring answers to the troubling dreams that haunted him. It took Joseph, a prisoner, slave, and son of a nomad, to interpret them and predict the world economy for the next fourteen years (seven years of plenty followed by seven years of famine). The equivalent of that dream today would be that we would have a continuous bull market in commodities and stocks for seven years, followed by seven years of severe recession or even depression. Pharaoh was so impressed that he placed Joseph in charge of his entire kingdom. Thats like President Obama promoting a jailed, illegal immigrant to be Vice Presidentexcept with unlimited authority to run the country and to execute his economic plan! So much rested on those two strange dreams! Without Pharaohs dreams or Josephs interpretation, we wouldnt have the books of Exodus, Numbers, Deuteronomy or Joshua. Had Josephs family not relocated to avoid starvation, there would be no need to leave Egypt, hundreds of years later or wander in the wilderness, or conquer the Promised Land. The Bible shows how God used dreams to predict or affect geopolitical events, (Daniel and Nebuchadnezzar) and also for personal guidance (Joseph to marry Mary, later to flee to Egypt, Paul to go to Macedonia, Josephs destiny as a ruler, etc.) God has not changed; He still speaks in this way! In fact, his promise is that the last days would be marked by widespread dreams and prophetic words as a result of the outpouring of the Holy Spirit (Joel 2:28). He counsels us and gives us advice through our dreams: I will praise the LORD, who counsels me; even at night my heart instructs me. Psalm 16:7 For God does speak now one way, now another though man may not perceive it. In a dream, in a vision of the night, when deep sleep falls on men as they slumber in their beds, He may speak in their ears and terrify them with warnings. Job 33:14-16 The Lord is speaking to us through our dreams far more than we realize; however, the correct interpretation of a dream is as important as the dream itself, if we are to avoid misunderstanding or misdirection. One of our goals is to provide practical tools to help people grow in the area of dream interpretation. In time, we will be offering online devotional journals where you can save your dreams or devotional insights and access our powerful database to help sort, search and interpret your entries. Along with this, we will offer several Bible study tools. Using this journal, you can create a secure, lasting, electronic archive of your personal time with the Lord that you can access from anywhere in the world at any time. To learn more about how God is speaking through dreams, go to InvestingWithInsight.com

If God speaks in dreams and uses them to guide individuals and even predict economies, are we taking them seriously enough? Are we being good stewards
of what Hes already given us, so that He can entrust us with more?

Investing With Insight 2013

I NV ESTI NG WI TH I N SI GHT | SPE CI AL R EPOR T

Who Wants to Protect Their

Wealth and Even Prosper During Crisis?
As Christians, we should be some of the greatest investors in the world! We have a God who plans to bless us (Jer. 29:11), speak to us, and guide us. We should also have the unshakable peace of God in our hearts. By remembering that we are simply stewards of wealth, we are naturally insulated against the two powerful factors that drive the markets and cause people to make impulsive, irrational decisions: a panic-driven fear of loss and the over-confidence of greed. When you examine the life of Joseph, he acquired a lot of wealth during the seven years of plenty. However, it was during the seven years of famine, a time of great economic crisis, that he received the great transfer of wealth from all nations, making Pharaoh the richest man in the world. How did he do this? The best time to buy or acquire assets by far is during times of economic crisis. When fear sets in, people begin acting irrationally and selling their assets for pennies on the dollar. A smart investor can take advantage of this situation. During the seven years of plenty, Joseph planned for the economic disaster he knew was coming by stockpiling assets (in this case, grain), knowing he could use them as currency later.
J O S E P H S W E A LT H T R A N S F E R GENESIS 40 - GENESIS 47
7 YEARS OF ISRAEL MOVES PLENT Y ENDED TO EGYPT

By stockpiling grain, he was able to buy things at a deep discount when the famine came seven years later. Heres an example from the 20th century. The Great Depression was an awful time in US history as millions of people lost everything they owned. Yet some of the richest people in the world gained their wealth during the Great Depression. How did these people do this? They planned their finances carefully so that when the crash occurred, they not only weathered the storm, but also had money to spend. |
continued

GATHER ALL FOOD OF THE LAND Genesis 41:48 Massive Harvest. Building Grain Silos (Storehouses)

CRISIS STARTS

STILL 5 YEARS OF FAMINE LEFT

Exchange Exchange Exchange All Land Money Livestock & Labor for Grain for Grain for Grain

Baker & Butlers Dream

Events in Joseph s Life

Pharoahs Dream 20% of Harvest Saved by Joseph Manasseh Ephraim Born Born 20% of Future 10 Return Br others Get Crops Pledged to Belong Brothers with to Pharoah Came Benjamin J acob

2 YEARS 1
Joseph Turns 30

7 YEARS OF PLENTY 2 3 4 5 6 7 1 2

7 YEARS OF FAMINE 3 4 5 6 7

Joseph Turns 40

Investing With Insight 2013

I NV ESTI NG WI TH I N SI GHT | SPE CI AL R EPOR T

Who Wants to Protect Their Wealth and Even Prosper During Crisis?
continued

When everyone else panicked and began selling their assets for cash in order to pay their bills or to feed their families, savvy investors bought land and other assets for literally cents on the dollar. By doing this, they were able to acquire great wealth at little cost. If you have money to spend during economic crisis, go bargain hunting. You will find stocks, real estate, and other assets that panic- stricken sellers will sell to you for a song. By doing this, you will be able to prosper and build long-term wealth, even during difficult economic cycles. However, being able to do so takes true self-discipline and an unusual degree of character. When times are good, governments and individuals typically go on spending sprees. Instead of saving excess cash, they spend it on bloated government programs or increasingly luxurious lifestyles. Very few people have been able to resist the urge for expansion or the temptation of self-indulgence during boom cycles. Unlike other Pharaohs, Joseph didnt embark on selfaggrandizing building projects of temples and palaces. (Overly ambitious building projects, such as many of the new high-rise projects we see in the works, are typical of a bull market at its peak.)

Joseph resisted the temptation to build magnificent monuments to himself, which were the life goals of every Egyptian ruler. Instead, he focused on strengthening infrastructure (granaries) to prepare for what was coming. He also didnt allow the people of Egypt to squander their surplus on luxury items but enforced a 20% tax on the total harvest. He was accountable to no one except Pharaoh, yet he did not spend this newfound wealth but conserved it with great prophetic wisdom. Its hard to conceive of a leader in history who has stewarded the wealth of their nation with as much foresight and diligence as Joseph did. Sadly, not only has America consumed her surplus and not saved, weve run up mammoth personal debts and national deficits. The economic crisis of the last five years has been harsh proof of our nations lack of foresight.

Disciple a Nation By Hearing From Heaven

When Jesus teaches us to go into all the world and make disciples of all nations, most people think of evangelism and then making disciples of those people we convert. But Joseph didnt impact Egypt this way, and Daniel didnt impact Babylon by converting people to become Hebrews; they did it through strategic influence in culture, politics and the economy. The amazing thing is it only takes 3 5% of the population to form a tipping point that creates a culture. This is because a minority
occupying the high places is more powerful than the majority that is essentially irrelevant to the process.

Evangelicals make up more than 30% of the population in the US, yet a 5% liberal minority controls much of the social and cultural agenda How could that happen? It happens because we put more energy into making converts than sending converts into the high places. When the Church takes what God gave them and goes into the situation, they create solutions that nations cant find on their own. The moment Christians create these solutions, like Joseph did in Egypt, they have a platform that can disciple a nation. Do we have supernatural answers to problems? Can we press into heaven for solutions to economic and social issues? Can we become a force that can literally transform culture? Nations are opening up in ways they never have before. Can you believe God will use you? -- Lance Wallnau LanceLearning.com

We are in great need of men and women who walk in the anointing, character and wisdom of Joseph, releasing the strategies of heaven to preserve our economy as well as oversee a great transfer of wealth.

Investing With Insight 2013

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The 4 Dos and Donts

of Surviving a Market Downturn
DO:
1. Reduce your risk profile.
Look at selling your speculative assets, including some of your emerging market funds (they almost always tank during market crashes) and your microcap stocks. Theres a reason why speculative stocks and properties are called boom or bust investments. Unfortunately, they usually bust more than they boom, and the vast majority of them dont survive market crashes. So you are better off cutting your losses and putting your cash into something more stable.

DONT:
1. Dont Panic.
Fear usually leads you to do foolish things like selling good assets for bad prices. Have a plan in advance.

2. Dont assume that your mutual fund manager will take care of things.
Remember that the vast majority of money managers dont even outperform the S&P 500 index. When the market goes south so do their investments. Check on the performance of your mutual funds. Do they have exposure to risky assets? If they do, then dont wait to get out.

2. Find alternative investment vehicles.

Look at alternative investments like stable overseas markets and commodities. It is impossible for EVERY asset class to tank simultaneously. There is money to be made. You just need to know where.

3. Dont convert your assets into bonds.

Bond yields are pretty low, with stable investment-grade bonds hovering around 5%, and with the current Fed President in charge of the Federal Reserve, bond yields are very low. With rising inflation, that means your endof-day real yield could be as low as 0%. Whats the point? If you want pure safety, youre probably better off putting your money into gold, silver and oil ETFs. At least you can convert those assets to cash quickly, which can be used to invest in other assets at the right time. If things really get bad then buy bullion.

3. Reallocate your portfolio.

Take advantage of the crisis to sell off some of your non-performing assets and exchange them for quality assets that you know are going to survive the crash and that are cheap because of irrational market panic.

4. Watch for bargains.

Market crashes are the best time to find deals on great stocks.

Are you a modern-day Joseph who believes God still speaks about economies and nations today?
Got a similar vision, wed love to meet you! Join our friendly and supportive Christian investing community today.
CLICK HERE >>

4. Dont take your money out of the market altogether.

Worse than putting your money into bonds is putting all of it under your mattress which guarantees it isnt working for you but is being devalued by inflation. Just put some under the mattress. It may take a little out of the box thinking, but you can almost always find ways to keep your money working for you, regardless of the economic climate.

Join Us at InvestingW www.InvestingWithInsight.com

Investing With Insight 2013

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Why We Believe Gold

Could Go to $5,000 an Ounce
Some people are worried that
the price of gold has risen so fast that it has already peaked and there may be little room for it to grow.
However, even after the recent runup in price, gold is still quite undervalued. In fact, at $1,600 per troy ounce, it still is well below its peak in 1980, worth approximately $2,300 per troy ounce in inflationadjusted terms. There is a projected shortage in gold supply due to low production
and recycling levels.

So far, rising gold prices have done little to reduce physical demand, but the manipulators of paper gold can still force the price lower through their unethical measures. Gold has historically tracked the price of oil since the mid 1960s. However, this relationship faltered for about seven years between 1999 and 2006 as the price of gold rose a lot slower than the price of oil. But beginning in 2007, this relationship began to reestablish itself in a strong way, with gold prices rising to close the gap.

In order for this historical relationship to be fully restored, with oil at approximately $110 per barrel today, the price of gold would have to rise to approximately $2,500 or higher. Using this measure, there is still significant room for the price of gold to increase. If our forecast is for a fall in the price of gold then we will notify you in a Special Bulletin.

As with all investments, past performance is not a perfect indicator of future performance. However, the fundamentals are there to support a large increase in the price of gold in upcoming years.

GOLD - LONDON PM FI XES E NT

800 700 600 500 400 300 200

JAN 00 JAN 01 JAN 02 JAN 03 JAN 04 JAN 05 JAN 06 JAN 07 OCT 07

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Investing With Insight 2013

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HOW TO INVEST IN GOLD: Three Common Gold Investments

1. Physical Gold
What It Is: Gold in your possession,
usually stored in a safe or safe deposit box. This can take the form of one ounce gold bullion coins (e.g., American Gold Eagle), gold bars, or numismatic (rare) coins.

2. Gold Exchange Traded Funds (ETFs)

What It Is: Gold ETFs are stock-like
instruments that track the actual market price of gold. You can buy and sell shares just like you would an individual stock. When you buy a share of a gold ETF (e.g., GLD), you are buying a certificate that is worth, more or less, the price of 1/10 of an ounce of gold. Gold ETFs have become very popular since the first one launched in 2004, and remain an easy way for first-time investors to get involved with the gold market.

3.

Mining Stocks

What It Is: These are stocks in gold

mining companies. If youre leery about holding gold bullion, you can invest in the next best thing: a gold mine. Like any other sector, within mining stocks, there are safer mines and riskier mines. No two mining companies are alike, which is why you need to do your homework.

Pros:
> Insurance against catastrophic events
that could affect the price of your stocks, bonds, and other instruments. > Great for preserving wealth as a store of value; unlike stocks or even bonds, your gold will never be worth nothing.

Pros:
> Easy to buy, if you have a brokerage
account.

> Very liquid: very easy to buy and sell.

Cons:
> It needs to be hidden, protected and

Pros:
> Allows you to get in and out of gold

Cons:

> Since youre buying a company, not quickly (high liquidity) without stored securely. a commodity, you can lose all your worrying about actually buying and > It doesnt generate cash or income money if the stock goes to zero. selling physical gold; you can buy (i.e., no interest or dividends). > Unlike one-ounce bullion coins, there it easily from most online brokers. > While its easier than you think to buy is such a variety in mines and mining A great way to invest in gold > and sell (you can even buy it online), companies that you really need to do without actually taking physical its not as easy as buying and selling your research to make sure you pick delivery, that is, without having to stock (i.e., not as liquid). the right stock or stocks. We keep it lying around the house. > Theres a chance, though probably recommend diversifying across a small, that one day the government number of mining stocks, rather than will repossess all privately owned gold putting your gold investments into a Cons: in the interest of the United States of single mining stock. > Youre not actually buying gold; youre America (it has happened in the buying something that is designed to past). track the price of gold. Just because Investing in gold is a larger, much a gold ETF is tracking the price of gold more complex topic than can be today doesnt mean that it will covered here. For information on Rating Scale accurately track the price of gold the other means of investing in tomorrow. So its not a true substitute gold, key questions to ask when RISK LIQUIDITY RETURN for gold ownership. considering gold investing, and > Remember: you own a piece of paper LOW detailed information on the that is backed by gold, not the real mechanics of buying and selling MEDIUM these products, please visit HIGH thing. If for some reason the gold that InvestingWithInsight.com is backing that paper asset doesnt | continued exist, your paper is worthless.
INV ESTING WI TH IN SI GHT Investing With Insight 2013 | SPE CI AL REP ORT

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How to Invest in Gold

continued

RISKS of Investing in Gold

Theres no such thing as a sure thing. So while we strongly believe that gold is a smart investment for both conservative and aggressive investors, we also want you to know the risks.

Countries could outlaw citizen-owned gold.

This is no joke! People forget that from 1933 to 1975, it was illegal for US citizens to own gold. Franklin Delano Roosevelt, the President in 1933, outlawed private ownership of gold in the best interests of the US government. From 1950 until 2004, it was illegal for Chinese citizens to own gold. What are the chances that the government could do it again? Its hard to say. While its difficult to imagine this happening again, it also seemed unlikely that the Red Sox would win the World Series a few years ago.

With the decline of the dollar, the rise of inflation, and the publics growing awareness, interest in gold is near an alltime high and is projected to continue for years to come. There are two cautions, however. As with all investing, gold investing must be done methodically, wisely, and never based purely on emotion. Second, gold should only be a part of your overall investment strategy.

Central Banks could begin selling it to the public.

Central Banks (the Federal Reserve in the US, the Bank of England in Great Britain) are historically the ones who own the most gold. Rarity and scarcity make something valuable. On the flip side, if you want to make something less valuable, you create or release more of it into the public. Central Banks may begin selling their gold to the public to keep the price of gold down. There are a lot of people who believe that Central Banks have already been doing this. Whether or not this actually happened is not important. The important thing to know is that Central Banks might try to suppress the price of gold by selling more of their gold to the public.

Gold prices are volatile.

This isnt really a danger, per se, but a caution. Commodities markets tend to be volatile and prices usually fluctuate more than the stock or bond markets. If you think that gold has great value in the long run, this is probably less relevant, since you are probably going to buy-and- hold. But if youre trying to make shortterm gains on gold, watch out. Volatility can kill you.

Economic recession reduces the demand for gold.

If the worldwide economy slows down, then the demand for gold will slow as well. However, the demand for gold is so substantial that it would take a pretty big recession to affect it.

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8 REASONS to Invest in Gold Right Now

1. Demand far exceeds supply
Approximately 2,500 metric tons of gold are mined and refined each year while the aggregate demand for gold is estimated at 4,000 metric tons per year. Not only is demand far greater than supply, but demand is projected to grow much faster than supply can be increased. Investor demand for gold is exploding all over the world, particularly in the US, China and India. Since 2004, Chinese citizens were allowed to own gold, which raised demand sharply. India has also loosened restrictions on its citizens owning gold, boosting investor demand by 100+% between 2005 and 2013 alone! Industrial and consumer demand for gold is also increasing. Gold doesnt rust or corrode, it conducts both heat and electricity extremely well (better than copper), and it can easily be shaped. The use of gold for industrial use in electronics is accelerating as society becomes more wired. Demand for gold jewelry has skyrocketed as millions of new middle-class Chinese and Indians seek to buy this historically valued status item.

2. No increase in supply for the next few years

Increasing the gold supply is a slow and difficult process. Even when gold deposits are confirmed, it takes a minimum of 10-15 years to bring a mine online. During that time the demand will have grown again. Despite aggressive exploration, gold production around the world is dropping.

of gold, like State Streets GLD, which grew at amazing rates over the last several years, and is growing larger still. Greater popularity and ease of investing usually leads to greater liquidity (i.e., greater ease of buying and selling it), which usually leads to greater demand.

> South Africas gold output has fallen in recent years. It is now at its lowest level since 1922! > Canadas gold production fell a whopping 11% to 104 tonnes. > Gold output also dropped for the US, Australia, Russia and Peru. 3. The less gold that is available, the more valuable it becomes.
Its no longer an exotic investment, due to ETFs Investing in gold used to be for expert investors, gold bugs, or both. Not so much anymore. Americans are getting used to the idea of buying and keeping physical gold. For those who are leery of buying physical gold, you can buy exchange traded funds (ETFs) that track the price

4. There are few good places to invest in at present

Though the stock market reached an all-time high in 2007, the market has been jittery as of late. Since the Federal Reserve Chairman announced Quantitative Easing programs, stocks pushed up with the greater liquidity. While the market has rebounded, questions remain about the economy. The mortgage crisis may return and a drop in housing prices may make real estate a poor investment later. Commodities are one of the few attractive investment options left. As a result, the price of gold has increased over the last 10 years. |
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5. The US dollar is weak

A dollar buys you a lot less abroad now than it did even a few years ago. At a recent BerkshireHathaway annual shareholders meeting, Warren Buffett said he is diversifying away from the dollar as he expects the exchange rate to get even worse. The biggest reason for the weak dollar is our huge trade deficit: $540.4 billion in 2012. But how does this affect the price of gold? People run to gold when there is no strong currency. US dollars and gold tend to move in opposite directions. When the dollar declines, gold rises. When gold was in its long declining phase in the 1980s and 1990s, the dollar soared. Now the dollar is weakening but so are all the other currencies. If there is a major crisis many will at first run

to the dollar which will cause gold to fall initially.

the Middle East are reasons that people are beginning to stock up on gold. As worldwide instability increases (and most pundits believe it will), expect demand for gold to increase correspondingly.

6. Increasing inflation
Inflation is increasing, which means that you can buy a lot less with a dollar today than you could yesterday. Its projected to get a lot worse. People have historically bought gold when inflation was increasing as a safeguard or hedge against it. Gold is fairly inflation-proof. As inflation increases, so does the price of gold.

8. Its a great store of value

Gold doesnt rust or tarnish. It doesnt grow old. Gold mined thousands of years ago is just as good as gold mined today. Unlike stocks or bonds, gold will always be worth something because its a hard or tangible asset. The stock price of Microsoft can theoretically go to zero. However, you will always be able to sell your gold for something.

7. Unstable geopolitical environment

When bad things happen in the world, people buy gold. It is considered a safe haven investment. Terrorism, natural disasters, and political instability in

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Zedek Publishing, the publisher of Investing With Insight, is not a registered investment adviser or registered brokerdealer, nor does it endorse or recommend the services of any investment adviser or brokerage company or provide any investment advice or brokerage services. Zedek Publishing operates as a publisher and all information provided in our articles and on our website is impersonal and for informational purposes only and should not be construed as an offer or solicitation to buy or sell any security. You should always conduct your own due diligence and consult with your own licensed investment professionals, attorneys and accountants before making any investment decision. While a securitys past performance may be analyzed in our articles, past performance should not be considered indicative of future results. To the maximum extent permitted by law, Zedek Publishing disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations in our articles or on our website prove to be inaccurate, incomplete or unreliable, or result in any investment losses. Zedek Publishing, or its officers, directors, analysts or other employees may have positions in securities or speculations referenced in our articles.

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