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The Jaika Group began its journey on 2 November, 1954, with the founding of Jaika Motors Ltd., in association with Tata Motors Today, the Group has completed over 5 decades of mutual trust with Tata Motors. It has diversified and grown into a conglomerate of 10 companies with a combined annual turnover of over Rs.750 cr In the process, the group has also established tie-ups with a number of world class companies such as Hyundai, TVS, Bharat Petroleum, Whirlpool, TCL, ILFS etc
Sr.No.
Vehicle Model
IRR%
CARS
ADV
NIL
ADV
NIL
ADV
NIL
ADV
NIL
ADV
NIL
INDICA DLS
16
6.76
8.18
7.63
8.38
8.05
8.6
8.05
8.06
8.64
9.02
INDICA XETA
16
6.76
8.18
7.63
8.38
8.05
8.6
8.37
8.82
8.64
9.02
INDICA VISTA
14
5.91
7.14
6.64
7.30
7.48
7.24
7.63
7.46
7.78
INDIGO CS
14
5.91
7.14
6.64
7.3
7.48
7.24
7.63
7.46
7.78
TATA SAFARI
16
6.76
8.18
7.63
7.63
8.05
8.6
8.37
8.82
8.64
9.02
CIBIL
CIBIL Credit Information Bureau (India) Limited
India's first credit information bureau- which contains the credit history of commercial and consumer borrowers. CIBIL provides this information to its Members in the form of credit information reports Banks, Financial Institutions, State Financial Corporations, NonBanking Financial Companies, Housing Finance Companies and Credit Card Companies are Members of CIBIL
TATA DEDUPE
Dedupe is a database created of all the customers of TATA group It contains the financial data of individuals as well as corporate customers of TATA Group for all products
FIELD INVESTIGATION
Field Investigation is done to get following details:
Applicants personal information Residence verification (RVR) Work place details (OVR) Finance requirement Guarantor details (if there is Guarantor in the case)
This is a questionnaire designed such that it helps the company to know their customers financial condition to avail the finance Total Income and assets held by customer RSPM gives 3 decisions for forward processing
Yes Approval for finance (Telephone bill is necessary or its waiver) Refer to credit the case is refer to the Credit Processing Agency to clarifies the deviations and reduce the risk No Mandatory rejection
RELEASE ORDER
After getting the approval from all the departments, a Releasing Order is passed for final processing to Sales Team of Jaika Motors Sales Team prepares the following documents:
The customer is handed over the Vehicle and photocopies of above three documents
Conclusion