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Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it By Dr. Mohammed Ratib Annabulsi

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it In the Name of Allah

In the Name of Allah the Entirely Merciful the Especially Merciful.

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IMPORTANT NOTE: All the verses from the Quran that are given here are given as interpretation of the meaning. So when a sentence says “Allah said” or “Allah says” then the verses that comes after that are translated verses. Please know that the original verses that Allah has revealed in the Quran are in Arabic.

Note: for comments, typos, errors in the book, questions please send me an e-mail at:

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 1 TYPES OF WEALTH AND

1 TYPES OF WEALTH AND PROVISION

 

9

1.1

WEALTH/PROVISION IS TOO BROAD A TERM TO BE RESTRICTED TO MONEY

 

9

1.2

PROVISION AND EARNING

10

1.3

PROVISION IS OF TWO TYPES: EXTERIOR AND INTERIOR

 

10

1.4

THE MOST BELOVED THING TO ALLAH IS WHEN YOU BECOME A MEAN FOR THE PROVISION OF HEARTS AND BODIES

10

1.5

THE DIFFERENCE IN THE CONCEPT OF PROVISION BETWEEN THE BELIEVER AND THE NON-BELIEVER

11

1.6

MONEY IS THE FOUNDATION OF LIFE

11

1.7

MONEY IS PROVISION BUT ITS ONLY ONE TYPE OF PROVISION

 

11

1.8

THE CLOSEST THING TO ONES LIFE IS HIS PROFESSION SO ONE HAS TO MAKE SURE THAT IT IS HALAL

12

1.9

THE WISDOM BEHIND MAKING THE LAWFUL (HALAL) EARNING DIFFICULT AND THE UNLAWFUL (HARAM) ONE EASY

12

1.10

CHOOSING A PROFESSION THAT PLEASES ALLAH IS A REQUIREMENT OF FAITH

 

13

1.11

THE GREATEST PROVISION THAT A HUMAN CAN GET IS THE PROVISION OF VALUES

14

1.12

THE FRUITS OF SPIRITUAL PROVISION START IN THIS LIFE AND CONTINUE TO THE AFTER LIFE

14

1.13

PROVISION IS RIGHTEOUS DEEDS

15

1.14

MONEY IS A NEUTRAL ENERGY

15

1.15

THE RATIONING OF ALLAH UPON A SLAVE IS A RATIONING OF DISCIPLINE NOT A RATIONING OF INABILITY

16

1.16

THE WISDOM BEHIND GIVING SOME PEOPLE MORE PROVISION THAN OTHERS

 

16

1.17

WHOEVER BECOMES TOO GREEDY FOR MONEY LOSES HIS DIGNITY AND HIS RELIGION AND BECOMES A SERVANT FOR IT

17

1.18

MONEY IS POWER IF USED ACCORDING TO WHAT PLEASES ALLAH

 

17

1.19

MONEY IS ONE OF THE TOOLS OF GETTING CLOSER TO ALLAH

18

1.20

IN THIS LIFE, FORTUNES ARE DISTRIBUTED AS A TEST, BUT IN THE AFTER-LIFE FORTUNES ARE DISTRIBUTED AS A REWARD

19

1.21

THE HEROISM OF A HUMAN BEING IS SUCCEEDING IN ANY TEST OF ALLAHS TTESTS

 

19

1.22

POVERTY IS THREE TYPES: SPENDING IN CHARITY POVERTY, LAZINESS POVERTY AND DECREE POVERTY

19

2 PROVISION (RIZQ) IN THE QURAN AND THE SUNNA

 

20

2.1

“AND THERE IS NO CREATURE ON EARTH BUT THAT UPON ALLAH IS ITS PROVISION(HUD 11:6)

20

2.2

THE POOR DUE TO LAZINESS

20

2.3

IT IS MANDATORY TO WORK TO EARN PROVISION

 

21

2.4

SEEKING HALAL IS AN OBLIGATION ON EVERY MUSLIM

21

2.5

PROHIBITION OF BEGGING WITHOUT A NEED

 

22

2.6

ALLAH HAS PRAISED THOSE WHO ABSTAIN FROM BEGGING

 

22

2.7

WORKING FOR ONES CHILDREN AND TAKING CARE OF THEM IS AN ACT OF WORSHIP

24

2.8

WORK IS AN OBLIGATION IN ISLAM

25

2.9

IMPORTANCE OF BUSINESS AND AGRICULTURE

26

2.10

WORK IS AN HONOR NO MATTER HOW LOW-GRADED IT MIGHT APPEAR TO PEOPLE

 

26

2.11

HALAL MONEY IS THE CAUSE OF ANSWERED PRAYERS, HAPPY TRANQUIL LIVING AND GOOD HEALTH

27

2.12

A GREAT VERSE FROM THE QURAN WHICH IS THE KEY TO PROVISION

 

28

3 SECRET #1: TAQWA (FEAR OF ALLAH AND PIETY)

29

3.1 DEFINITION OF TAQWA (FEAR OF ALLAH)

 

29

3.2 STAYING AWAY FROM LUSTS IS A PART OF THE COMPLETE TAQWA

 

29

3.3 HALAL IS NOT CLEARED FOR A MAN UNLESS HE ESTABLISHES A BARRIER OF HALAL BETWEEN HIM AND THE HARAM

30

3.4 WHOEVER FEARS ALLAH - HE WILL MAKE FOR HIM A WAY OUT OF EVERY HARDSHIP

 

30

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 3.5 O NE OF THE

3.5 ONE OF THE SIGNS THAT YOU ARE FEARING ALLAH IS THAT PROVISIONS COME TO YOU FROM WHERE YOU NEVER EXPECT 30

3.6 ALLAH HAS FIXED MILLIONS OF LAWS AND THINGS AND MADE PROVISION AND HEALTH DYNAMIC TO FOR THE UPBRINGING

OF HUMAN BEINGS

32

3.7 LIMITED PROVISION EQUIPPED WITH THE BLESSINGS OF ALLAH SUFFICES THE HUMAN BEING AND COVERS HIS EXPENSES

32

3.8 WHEN ALLAH GIVES, HE ASTONISHES

33

3.9 WHOEVER PREFERS OBEYING ALLAH TO HIS SELF-DESIRES, ALLAH MINIMIZES HIS DISTRESS AND SNATCHES POVERTY OUT OF

HIS HEART

3.10 IF YOU ARE GIVEN PHYSICAL PROVISION AND DEPRIVED OF SPIRITUAL PROVISION THEN KNOW FOR SURE THAT THIS IS A PLOT

33

FROM ALLAH LEADING YOU TO DESTRUCTION

33

3.11 BESTOWAL OF ALLAH IS A TEST AND HIS DEPRIVATION IS A CURE

34

3.12 WHOEVER FEARS ALLAH, ALLAH WILL PROVIDE FOR HIM FROM WHERE HE NEVER EXPECTS

34

3.13 ALLAH PROVIDES FOR HIS SERVANT ACCORDING TO HIS (THE SERVANTS) INTENTION

35

3.14 THE SIZE OF EACH HUMAN BEING IN THE SIGHT OF ALLAH IS ACCORDING TO THE SIZE OF HIS (THE HUMAN BEING) RIGHTEOUS

WORK

35

3.15

THE GREATEST RIGHTEOUS WORK IS THAT YOU SPEND HALAL MONEY TO SOLVE PEOPLE PROBLEMS

36

4 REASONS THAT REDUCE/PREVENT PROVISION

36

4.1

REASON #1: ADULTERY AND FORNICATION (ZINA)

36

4.1.1 There are Two Punishments for Zina (Sexual relationships outside legal halal marriage)

37

4.1.2 Every Way that Leads to Zina/Unlawful Sex is Haram

37

4.2 REASON #2: NOT FULFILLING THE MEASURE AND WEIGHT

38

4.3 REASON #3: NOT RULING BY WHAT ALLAH HAS REVEALED

38

4.4 REASON #4: PREVENTING ZAKAT (PREVENTING OBLIGATORY CHARITY)

39

4.5 REASON

#5:

INTEREST

39

4.6 REASON #6: SWEARING BY ALLAH FALSELY (SWEARING A FALSE OATH)

39

4.7 REASON #7: LYING

 

40

4.8 REASON #8: MONOPOLY/MONOPOLIZATION

42

4.9 REASON #9: CHEATING

 

43

4.10 REASON #10: DOING BUSINESS IN HARAM AND DEALING WITH HARAM

43

5 SECRET #2: FEAR OF ALLAH MONOTHEISM HONESTY BEING ECONOMICAL

44

5.1 STRAIGHTFORWARDNESS AND FEAR OF ALLAH

44

5.2 TRUE RELIANCE UPON ALLAH AND SUBMISSION TO HIM

44

5.3 THE RELATION OF MONOTHEISM TO PROVISION

44

5.4 CHARITY IN TERMS OF MATHEMATICAL CALCULATIONS AND IN TERMS OF THE ISLAMIC LAW

44

5.5 LET GO OF MONEY WHICH IS DOUBTFUL, ALLAH WILL REPLACE IT WITH BETTER ONE

45

5.6 DOING THE MEANS AND RELIANCE UPON ALLAH

46

5.7 THE LOCATION OF RELIANCE UPON ALLAH AND THAT OF DOING THE MEANS

48

6 SECRET #3: CONTENTMENT

50

6.1 MONEY MUST BE KEPT CIRCULATING BETWEEN PEOPLE

50

6.2 THE WORLD TODAY IS BETWEEN RICH AND POOR

50

6.3 A BELIEVER IS CONTENT WITH WHAT ALLAH HAS SET FOR HIM OF PROVISION

51

6.4 LAZINESS IS NOT BEING CONTENT

51

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 6.5 H ALAL W ORK

6.5 HALAL WORK

IS WORSHIP

51

6.6 THIS LIFE HAS NO MEANING EXCEPT WITH FAITH

52

6.7 BEING CONTENT IS OF THE BELIEVER HIGHEST LEVELS

53

6.8 WHOEVER IS CONTENT WITH WHAT ALLAH PROVIDED FOR HIM IS A REAL KING

54

6.9 BE CAREFUL OF SATAN WHISPERING AND CONFUSION

54

6.10 ALLAH DESTROYS HARAM MONEY SO BE CAREFUL

55

6.11 THE SUCCESS OF THE BELIEVER IS AN OVERALL SUCCESS

55

6.11.1 Success

at Home

55

6.11.2 Success

in Health

56

6.11.3 Success

at Work

56

7 SECRET #4: MAINTAINING THE TIES OF KINSHIP

56

7.1 WHOEVER HAS RIGHTEOUS DEEDS WITH HIS TIES OF KINSHIP ALLAH INCREASES HIS PROVISION

57

7.2 WHOEVER OBEYS ALLAH WITH SINCERITY WINS THIS LIFE AS WELL AS THE HEREAFTER

57

7.3 WHOEVER TAKES CARE OF THE EXPENSES OF THOSE AROUND HIM ALLAH WILL PROVIDE FOR HIM IN ABUNDANCE

58

7.4 ALL THE POSITIVE ASPECTS OF THE WEST ARE ACTUALLY ISLAMIC NOT BECAUSE THAT THEY WORSHIP ALLAH BUT THIS IS JUST

THEIR LIFE

59

7.5 ASSISTING RELATIVES AND POOR PEOPLE IS ONE OF THE MARKS OF MAINTAINING TIES OF KINSHIP

59

7.6 RELIGION IS NOT ONLY FASTING AND PRAYING ITS ALSO MAINTAINING TIES OF KINSHIP AND SOCIAL CARE

60

7.7 THE WEST LOST THE AFTERLIFE BY THEIR DISOBEDIENCE AND SOME MUSLIMS LOST THIS LIFE BY THEIR SHORTCOMINGS AND

LOST THE AFTERLIFE BY THEIR SINS

60

7.8 DOING GOOD TO PARENTS INCREASES PROVISION AND BLESSES ONES LIFE

61

7.9 THE HIGHEST LEVEL OF MAINTAINING TIES OF KINSHIP IS TO GUIDE PEOPLE TOWARDS ALLAH GLORIFIED AND EXALTED BE HE

61

8 SECRET #5: BEING THANKFUL AND GRATEFUL

62

8.1 GET YOURSELF USED TO THANKING ALLAH FOR THE NORMAL FAMILIAR BLESSINGS

62

8.2 TOO MUCH COMPLAINING IS AGAINST BEING GRATEFUL AND ITS ONE OF SATAN WAYS

63

8.3 GET YOURSELF USED TO SEEING THE POSITIVE ASPECTS

63

8.4 IF YOU WANT AN INCREMENT IN EVERYTHING THEN BE GRATEFUL FOR WHAT YOU ALREADY HAVE

64

8.5 WHAT IS THANKING?

65

 

8.5.1 Level 1: Conceiving the Blessing and ascribing it to Allah

65

8.5.2 Level 2: To Have Heart Full of Love of Allah

68

8.5.3 Level 3: Thanking Allah by Your Organs

69

8.5.4 In Worldly Matters Look at those Below You and Don’t Look at Those Above You

70

8.6

THIS WORLD HAS DIFFERENCES BETWEEN ITS DEGREES AND THE HEREAFTER HAS BIGGER DIFFERENCES BETWEEN ITS

DEGREES 70

8.7 PROOFS FROM THE SUNNAH FOR INCREASING PROVISION BY BEING GRATEFUL

71

8.8 BLESSINGS

DENIAL

72

8.9 THANKING WHOEVER DOES YOU A FAVOR

72

9 SECRET #6: REPENTANCE AND SEEKING FORGIVENESS

73

9.1

WHOEVER KEEPS ON REPENTING AND ASKING ALLAH FOR FORGIVENESS ALLAH WILL MAKE FOR HIM A WAY OUT OF EVERY

HARDSHIP

74

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 9.2 A B ELIEVER WILL

9.2 A BELIEVER WILL NOT BE PUNISHED BY ALLAH IF HE ASKS FOR FORGIVENESS AND REPENTS TO HIM

74

9.3 THE CONTINUITY OF THE BLESSING IS CLOSELY TIED WITH THANKING ALLAH FOR IT

74

9.4 THE KEY TO PROVISION IS WORK AND REPENTANCE. THE KEY FOR MORE IS BEING GRATEFUL AND THANKFUL

75

9.5 NOT ANSWERING THE PRAYERS OF SOME MUSLIMS

75

9.6 THE MORE YOU ASK ALLAH FOR FORGIVENESS THE MORE PROVISION YOU GET

76

9.7 WHOEVER OBEYS ALLAH AND MAKES HIS INTENTION SINCERE ALLAH WILL RESPOND TO HIM AND GIVE HIM RELIEF

76

9.8 A DISABLED IS HE WHO IS TOO LAZY TO SEEK WHAT HE WANTS FROM ALLAH

76

10 SECRET #7: SUPPLICATION

 

76

10.1 SUPPLICATION IS THE WEAPON OF THE BELIEVER SO HE MUST USE IT A LOT

77

10.2 WHOEVER PRAYS TO ALLAH WHILE FEARING SOMEONE OR SOMETHING ELSE WILL NEVER BE ANSWERED

77

10.3 MONOTHEISM IS THE FOUNDATION OF SUPPLICATION

78

10.4 CONDITIONS FOR ANSWERING SUPPLICATION

78

10.4.1 Condition

#1:

Sincerity

78

10.4.2 Condition

#2:

Faith

78

10.4.3 Condition #3: Responding to Allah

78

10.5 WHOEVER SUPPLICATES TO ALLAH BELIEVES IN HIS EXISTENCE AND HIS ABILITY

79

10.6 THERE IS NOTHING THAT INCREASES ONES FAITH IN ALLAH LIKE SUPPLICATION

79

10.7 WHOEVER BELIEVES THAT ALLAH IS CAPABLE OF EVERYTHING WILL BE ANSWERED

79

10.8 BEING STRAIGHTFORWARD IS THE BASIS OF SUPPLICATION

80

10.9 TWO TYPES OF PEOPLE WHO ARE EXEMPT FROM ALL CONDITIONS OF ANSWERING SUPPLICATION

80

10.9.1 The

Desperate

 

80

10.9.2 The

Oppressed

81

10.10 WE HAVE TO BEWARE OF THE SUPPLICATION OF THE OPPRESSED EVEN IF HE IS A DISBELIEVER IN ALLAH

81

10.11 THE HEROISM OF A MUSLIM IS TO BE A PHILANTHROPIST SO THAT PEOPLE ENTER ISLAM IN LARGE NUMBERS

81

10.12 WHOEVER GOES AWAY FROM STRAIGHTFORWARDNESS AND RIGHTEOUS WORK OFFENDS HIMSELF AND OFFENDS ISLAM

82

11 SECRET #8: DIFFERENT TYPES OF WORSHIP

83

11.1

TYPES OF WORSHIP

 

83

11.1.1 Type

#1:

Prayer

83

11.1.2 Type

#2:

Fasting

83

11.1.3 Type

#3:

Hajj

83

11.1.4 Type #4: Serving People is Considered Amongst the Highest Forms of Worship

83

11.1.5 Type

#5:

Obligatory Charity (Zakat)

84

11.2 THE CORRECT UNDERSTANDING OF WORSHIP

84

11.3 THE PROBLEMS OF MAN IS OF HIS OWN CREATION AND HE CAN REMOVE THEM BY PERFORMING ACTS OF WORSHIP

ACCORDING TO WHAT ALLAH WANTS

86

11.4

WHOEVER INVESTS HIS MONEY IN A HARAM WAY ALLAH WILL DESTROY IT COMPLETELY

86

12 SECRET #9: READING QURAN

87

13 SECRET #10: SENDING BLESSINGS ON THE PROPHET MOHAMMED MAY PEACE BE UPON HIM

87

14 SECRET #11: NOT SLEEPING DURING THE TIME BETWEEN FAJR AND SUNRISE

88

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 15 SECRET #12: GOOD MANNERS

15 SECRET #12: GOOD MANNERS

89

16 SECRET #13: HONESTY

89

17 SECRET #14: MARRIAGE

89

18 SECRET #15: IMMIGRATION

90

18.1 THE MOST MISERABLE PERSON IS HE WHO GATHERED THE LARGEST FORTUNE AND LOST HID CHILDREN

90

18.2 WHOEVER IMMIGRATES FOR THE SAKE OF ALLAH, ALLAH HAS PROMISED HIM A HUGE REWARD

91

18.3 THE WISE MAN IS HE WHO BALANCES BETWEEN THIS LIFE AND THE HEREAFTER NOT BETWEEN HIS COUNTRY AND ANOTHER

91

18.4 WHOEVER LIVES IN A COUNTRY WHERE HE CAN PRACTICE ISLAM HAS WON THIS LIFE AND THE AFTERLIFE

92

19 SECRET #16: SPONSORING (SPENDING ON) STUDENTS OF KNOWLEDGE

93

19.1

HONORING THE LESS FORTUNATE, THE WEAK AND THE POOR

93

20 SECRET #17: THE AMAZING POWER OF CHARITY

93

20.1 CHARITYS HIGH STATUS AND THE ELEVATION OF THE CHARITY GIVER

94

20.2 CHARITY PROTECTS ITS GIVER FROM TRIALS, TRIBULATIONS AND HARDSHIPS

95

20.3 THE GREATNESS AND MULTIPLICATION OF CHARITY REWARDS

96

20.4 CHARITY PUTS OUT SINS AND ERASES THEM

98

20.5 CHARITY BLESSES MONEY AND INCREASES PROVISION

99

20.6 CHARITY PROTECTS FROM PUNISHMENT AND IT IS A WAY TO ENTER PARADISE

101

20.7 CHARITY IS A PROOF FOR THE AUTHENTICITY OF FAITH, STRENGTH OF BELIEF AND POSITIVE THINKING OF ALLAH

103

20.8 CHARITY PURIFIES THE SOUL FROM BAD TRAITS AND BEAUTIFIES IT WITH GOOD TRAITS

104

20.9 CHARITY IS A GATE FOR ALL OTHER GOOD DEEDS

105

20.10 THE ONE WHO GIVES CHARITY WILL GET THE SAME REWARDS AS THE ONE WHO PERFORMS GOOD DEEDS BECAUSE OF

RECEIVING THIS CHARITY

106

20.11 THE REWARD FOR CHARITY IS OF THE SAME TYPE OF THE CHARITY ITSELF

106

20.12 CHARITY SHADES ITS GIVER IN JUDGMENT DAY

108

20.13 VOLUNTARY CHARITY COMPLETES WHATS MISSING FROM THE OBLIGATORY CHARITY (ZAKAT)

109

20.14 CHARITY IS A TREASURE FOR ITS GIVER ON THE DAY OF JUDGMENT

110

20.15 THE REWARDS OF CHARITY CONTINUE EVEN AFTER YOUR DEATH

111

20.16 GIFTING THE REWARDS OF CHARITY TO THE DECEASED

112

20.17 CHARITY COVERS UP THE SINS OF A SLAVE AND IT BRINGS THE LOVE OF PEOPLE, PRAISE AND THEIR PRAYING FOR HIM 112

20.18 CHARITY IS A WAY TO GAIN THE LOVE OF ALLAH, HIS MERCY AND HIS PLEASURE

113

20.19 GIVING CHARITY MEANS HAVING VICTORY OVER THE SATAN OF ONESELF

113

20.20 CHARITY BRINGS PEACE OF MIND AND HAPPINESS TO ITS GIVER

114

21 SECRET #18: DRINKING ZAMZAM WATER MANIFESTATION OF YOUR NEEDS, DREAMS AND WISHES

115

21.1

HOW TO DRINK FROM ZAMZAM WATER

116

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it By Dr. Mohammed Ratib Annabulsi

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 1 Types of Wealth and

1 Types of Wealth and Provision

All praise is due to Allah, and from him we ask for help and guidance and we seek refuge in him from the evil of ourselves and from the bad of our works. Whoever Allah guides then there is no one who can let him go astray and whoever Allah lets him go astray then there is neither one who can support him nor one who can guide him and I bear witness that there is no god worthy of worship except Allah, acknowledging his oneness of lordship, and forcing this upon whoever disbelieved and I bear witness that Mohammed may peace be upon him is his messenger. Oh Allah let your mercy and blessings come upon our master Mohammed and his family and his companions and his offspring until the judgment day. Oh Allah, teach us what benefits us and benefit us with what you taught us and increase our knowledge and show us the truth as truth and grant us following it and show us the falsehood as falsehood and grant us avoiding it and make us amongst those who listen to the speech and follow the best of it and by your mercy make us amongst your righteous servants. Bring us out of the darkness of ignorance and illusion and into the light of knowledge. Bring us out of lusts and into the paradises of closeness to you.

1.1 Wealth/Provision is too Broad a Term to be Restricted to Money

Note: From now onwards we will use the term “Provision” to include “Wealth, income…etc”

Economic matters are a concern for everyone these days. The human is very concerned over his life and his health, his wealth and his provision. If we take concern over provision, people usually have the illusion that provision means money and the reality is otherwise. Allah glorified and exalted be he said at the beginning of Surat Al Baqara (The Cow chapter 1:3):

“Alif Lam Mim, This is the Book (The Quran) about which there is no doubt, a guidance for those conscious of Allah -Who believe in the unseen, establish prayer, and spend out of what We have provided for them,” (Al Baqara - The Cow chapter - 1:3)

Provision is too broad to be restricted to money, Allah might provide you with glory and honor, Allah might provide you with fluency in speech, Allah might provide you with wisdom, Allah might provide you with money, Allah might provide you with position, Allah might provide you with knowledge.

“Alif Lam Mim, This is the Book (The Quran) about which there is no doubt, a guidance for those conscious of Allah -Who believe in the unseen, establish prayer, and spend out of what we have provided for them,” (Al Baqara - The Cow chapter - 1:3)

He also says: “Indeed, it is Allah who is the [continual] Provider, the firm possessor of strength” (Adhariyat - The winnowing winds - 51:58)

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 1.2 Provision and Earning Some

1.2 Provision and Earning

Some scholars said: Provision is what Allah decrees for his creation for their life necessities such as food, drink, clothes, shelter, ride, and so on. Also provision contains moral blessings such as safety, stability, freedom, sanity all of these are types of provision.

Allah is the only one who owns the provision of his slaves and the provision of all what’s on the earth. Even one of his names is “The Continual Provider”, Arrazzaq. Allah says in Surat Adhariyat: “And I did not create the jinn and mankind except to worship Me. I do not want from them any provision, nor do I want them to feed Me. Indeed, it is Allah who is the [continual] Provider, the firm possessor of strength(Adhariyat the winnowing winds 51:56 to 51:58)

However the scholars differentiated between provision and earning. Provision is what benefits you, the food that you eat, the clothes that you wear, the house that you live in, the wife whom you find tranquility with, your sons and daughters around you, anything that benefits you is considered provision. However earning is anything that you have earned without benefiting from it. And there is a huge difference.

1.3 Provision is of Two Types: Exterior and Interior

Provision is of two types, Exterior such as aliment, food and all what benefits the body, shelter, ride…etc. and interior such as knowing Allah, connecting with him, getting close to him, approaching him, placing light in your heart by Allah glorified and exalted be he. If someone asks for proof, Here it is:

Allah says in Surat Al-Wāqi`ah (inevitable chapter): “And you make [the thanks for] your provision that you deny [the Provider]?” (56:82)

Knowledge of Allah is provision, Obedience to Allah is provision, reliance on Allah is provision, trust in Allah is provision and approaching Allah is provision.

The first type of provision is related to the body and is limited to this life “The Dunya”. Once the human dies all exterior provisions will vanish and end. However, on the other hand, the interior provisions are beneficial during this life and in the grave as well as in the paradise that is as wide as the heavens and the earth.

1.4 The Most Beloved thing To Allah is When You Become a Mean for the Provision of Hearts and Bodies

If you are granted a guiding knowledge, a teaching and directing tongue, a hand that spends in charity, and if you become a mean for delivering honorable provision to the hearts of people by acts and by speech then this is one of the most beloved things to Allah. It’s considered good deeds. That’s why the prophet Mohammed may peace be upon him said: “The honest treasurer who gives willingly what he is ordered to give, is one of the two charitable persons, (the second being the owner)."

(Bukhari :: Book 3 :: Volume 36 :: Hadith 461 Narrated Abu Musa Al-Ashari)

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 1.5 The Difference in The

1.5 The Difference in The Concept of Provision Between the Believer and the Non-Believer

Allah glorified and exalted be he said: “And there is no creature on earth but that upon Allah is its provision” (Hud 11:6)

Any creature on earth even the black ant that moves on top of a solid rock in a dark night has its provision upon Allah. There is a difference in the concept of provision between the believer and the non-believer. The believer knows and has a firm belief, according to the degree of his faith, that provision is from Allah and that he (the believer) has to do the means and then trust and rely upon Allah. Whereas the non-believer believes that provision is because of his work (the non-believer’s work). Qaarun said in the Quran

“I was only given it because of knowledge I have." (Surat Al Qasas – The Stories 28:78)

This is the difference between the believer and the non-believer. The believer has a firm belief that his provision is from Allah and he (the believer) has to only do the means whereas the non-believer thinks that he himself is the creator of his provision.

The believers understand that provision is money, food, clothes, shelter, and at the top levels they understand that provision is wellbeing both in religion and in worldly matters, also self-wellbeing and wellbeing of the family and the offspring. They also see provision in happiness in this life as well as the hereafter. Whereas people of Faith see that provision is when Allah keeps you away from anything except him and to keeps you close to him and to qualify you for his paradise.

1.6 Money is the Foundation of Life

There is no doubt that provision gets increased and gets decreased. I will talk about 10s or maybe close to 50 reasons from the Quran and the Sunna that contribute to increasing provision. Doesn’t anyone wish that he/she has an abundance of provision? Because money is the foundation of life and because the honorable companion has a great quote that says: “How lovely is the money through which I protect my dignity and through which I get close to my Lord”. In a quick note, one of these reasons is staying in touch with your relatives (maintaining ties of kinship).

1.7 Money is Provision but It’s Only One Type of Provision

Money is one type of provision. Health is provision, knowledge is provision, Obedience to Allah is provision, wisdom is provision, the righteous spouse is provision, the chaste spouse is provision, loyal obedient children are provision, shelter is provision, good reputation is provision, so if we have the illusion that provision is only money or income then this is a dangerous perception. It’s true that money is provision but not all provision it’s only one type of provision and it’s a mean to an end not the end itself. There are thousands of blessings that we enjoy and we might not consider them and we have this illusory perception that provision is only limited to money.

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it One more note is that

One more note is that provision is what you benefit from. However, that which you don’t benefit from is earning and you will be seriously held accountable for your earnings, how you earned it, legally or illegally? Whether you earned it by being just and truthful or by deception and lying? Whether with integrity or with betrayal? Whether with reality or with illusion? Have you earned it by pressurizing and oppressing others or by your hard work?

Allah Says in The Cow Chapter (Surat Al Baqara 2: 172) “O you who have believed, eat from the good things which We have provided for you and be grateful to Allah if it is [indeed] Him that you worship”

1.8 The Closest Thing to One’s Life is his Profession so One Has to Make Sure that it is Halal

In fact, some of the provision that you benefit from is not lawful (Haram). For example, a fourth apple, on a fifth branch on the sixth tree in a garden somewhere in some town. This apple is meant for you and is destined for you. If you buy it then its lawful (Halal), if it’s offered to you as a guest then it’s lawful (Halal), if it’s gifted to you then it’s lawful (Halal). However, if you steal it then it’s unlawful (Haram), if you cheat for it then it’s unlawful (Haram). It’s meant for you but the way it reaches you is of your choice.

The prophet Mohammed May Peace Be Upon Him said: “The trustworthy spirit [Gabriel] has inspired me [with the thought] that no soul will ever die until it will receive its full provision. Be, therefore, moderate in your request.”

Because the closest thing to a person’s life is his profession then if it is a legal lawful (Halal) profession he will live relaxed and satisfied. However, if the earning of money was unlawful (Haram), from an unlawful profession that does not please Allah, from prohibited goods, or the earning was via blackmailing people or deluding them, or by frightening them. Then this is an evil earning, stay away from it.

1.9 The Wisdom Behind Making the Lawful (Halal) Earning Difficult and the Unlawful (Haram) one easy

Not all provision is lawful (halal). There are doubts in the market, if you enter it without knowledge you will certainly fall in dealing with interest whether you like it or you don’t. The prophet Mohammed may peace be upon him said:

“Make sure your food is good (halaal and bought with halaal earnings), and you will be one whose prayers are answered.”

Make sure your food is Halal (good/lawful) means buy your food with money that you have earned it lawfully in a halal way, without deception, delusion, monopoly, blackmailing, or by any other means that do not please Allah glorified and exalted be he.

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it For a great wisdom the

For a great wisdom the lawful halal earning has been made less than the unlawful haram earning. That’s why it was said: little that makes you thankful is better than much that makes you unthankful and little that suffices you is better than much that makes you a tyrant.

The prophet Mohammed may peace be upon him said: “"Hasten to do good deeds before you are overtaken by one of the seven afflictions.'' Then (giving a warning) he said, "Are you waiting for such poverty which will make you unmindful of devotion; or prosperity which will make you corrupt, or disease as will disable you, or such senility as will make you mentally unstable, or sudden death, or Ad- Dajjal who is the worst expected absent, or the Hour, and the Hour will be most grievous and most bitter"

If the lawful halal provision was easy and available in abundance, all people would approach it, not for the sake of obeying Allah, not for the love of Allah, not for the sake of hoping for his paradise. They will just approach it because it’s easy and available in abundance. But for a great wisdom, the lawful halal earning has been made difficult while the unlawful haram earning has been made so easy. For example, you might be able to steal a warehouse and steal millions, but you prevent yourself from doing so out of fear of Allah glorified and exalted be he. On the other hand, when you earn this money from a lawful halal business then this means that there is great hard work which you have done to earn money from this business that only Allah knows about. You might have an illusion that lawful (Halal) business is difficult. But he who believes in Allah and in the last day will never accept anything but lawful halal provision even if it is little.

Allah glorified and exalted be he said:

Indeed, We have made that which is on the earth adornment for it that We may test them [as to] which of them is best in deed” (Al-Kahf the Cave, 18:7)

The prophet Mohammed may peace be upon him said: “Whoever spends the night fatigued of pursuing the Halal, spends it forgiven”.

1.10 Choosing a Profession that Pleases Allah is a Requirement of Faith

Choosing a profession is a very important thing. I always used to say: Choosing a wife and a profession are the most two dangerous things in a person’s life because they are the closest to yourself. The house can be replaced but the profession is difficult to replace especially after you spend years in it and be experienced in it. Likewise, the wife, you’ll have kids from her, therefore, I always tell the youth that the heroism of a young man is in choosing two things well, choosing his wife and choosing his profession.

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 1.11 The Greatest Provision that

1.11 The Greatest Provision that a Human Can Get is the Provision of Values

Again brothers and sisters, there is physical provision such as food, drink, shelter, ride, rain, health, health of your body systems, your organs, your senses, clothes all of these are types of physical provision. But the greatest provision is the provision of values. Pay close attention to this:

Allah says in Sura Annisa (The Women Chapter 4:113) “and has taught you that which you did not know. And ever has the favor of Allah upon you been great”

Those whom Allah has given authority and made them kings, some of them don’t love Allah glorified and exalted be he, those whom Allah has given money, some of them don’t love Allah glorified and exalted be he. Allah does not love Qarun and he gave him money. Allah loves Abdurrahman Ibn Awf and Othman Ibn Affan and he gave them money. But what does Allah give exclusively to whom he loves?

Allah says in Surat Al Qasas (The Chapter of the Stories 28:14) “And when he attained his full strength and was [mentally] mature, We bestowed upon him judgment and knowledge. And thus do We reward the doers of good”

This means that the greatest favor that you might get from Allah is to know him. If you find him you find everything, but if you don’t find him you find nothing. Oh Allah What has he who found you lost? And what has he who lost you found? If Allah is with you then who can be against you? If Allah is against you then who can be with you? However the provision of values is in your hands. This is available to all people. This requires sound judgment and a sincere repentance to Allah and turning to him and establishing a good relation with him.

1.12 The Fruits of Spiritual Provision Start in This Life and Continue to the After Life

Spiritual provision, provision of knowledge, provision of obedience, provision of connection, provision of spiritual excellence, provision of calling to Allah, These are provisions that only Allah knows. The fruits of such provisions begin in this life and continue forever. A person says my money my money, Oh son of Adam, Do you have any of your money except that which you have eaten then exhausted, or that which you dressed then worn out, or that which you have given in charity then maintained. Life has a roof, if you have a billion how much will you eat in the morning? How much will you eat in the afternoon? How much will you eat in the evening? On how many beds will you sleep? How many clothes will you dress? How many cars will you ride? Even if you have thousands of billions, life still has a roof and it’s still limited and will end with death, however the afterlife has no roof:

Allah exalted and glorified be he says in Surat Al Anfal (The Chapter of the Spoils of War 8:4) “Those are the believers, truly. For them are degrees [of high position] with their Lord and forgiveness and noble provision.”

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it Also he says in Surat

Also he says in Surat Al An’am (The chapter of the cattle 6:132) “And for all are degrees from what they have done.”

Abu Hurairah (May Allaah be pleased with him) said: The Messenger of Allaah (May Allaah's peace and blessing be upon him) said, "Allaah, the Exalted, has said: `I have prepared for my righteous slaves what no eye has seen, no ear has heard, and the mind of no man has conceived.' If you wish, recite:

`No person knows what is kept hidden for them of joy as a reward for what they used to do.' " (32:17) [Al-Bukharee and Muslim].

1.13 Provision is Righteous Deeds

The charity that you give is provision, your attendance at this lecture is provision, speaking the truth is provision, to memorize some of the Quran is provision, to have a look at the biography of the prophet Mohammed may peace be upon him is provision. What did Moses may peace be upon him said when he supplied the two ladies with water?

Allah glorified and exalted be he said in Surat Al Qasas (The Chapter of the Stories 28:24) “So he watered [their flocks] for them; then he went back to the shade and said, "My Lord, indeed I am, for whatever good You would send down to me, in need.”

The scholars of interpretation (Tafseer) have concluded that provision is righteous work and they have also concluded that wealth is the wealth of righteous work and poverty is the poverty of righteous work.

Allah glorified and exalted be he said in Surat Al Mu’minun (the chapter of the believers 23:100) “[For such is the state of the disbelievers], until, when death comes to one of them, he says, "My Lord, send me back(99) That I might do righteousness in that which I left behind." No! It is only a word he is saying; and behind them is a barrier until the Day they are resurrected.(100)”

1.14 Money is a Neutral Energy

Money is the foundation of life, money is neither a blessing nor a curse, it depends on the way it’s used. Money might be steps that bring you up to the highest levels or steps that bring you down to the lowest levels. Money is energy but it’s a neutral energy. Allah glorified and exalted be he said in Surat Al Fajr (The chapter of the dawn 89:15) “And as for man, when his Lord tries him and [thus] is generous to him and favors him, he says, "My Lord has honored me."

And he also says in the next verse

But when He tries him and restricts his provision, he says, "My Lord has humiliated me."

The divine answer came as a reprimanding answer : No neither my bestowal is honoring nor my prohibition is deprivation. My bestowal is a test and my prohibition is a cure. Money is the test subject you might succeed in the test of money and you might not. Money is neither absolute good nor absolute

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it evil. It depends upon how

evil. It depends upon how you earn it and how you spend it. Money might also be a trial and a tribulation.

Allah glorified and exalted be he says in Surat Al Anfal (chapter of the spoils of war 8:28) “And know that your properties and your children are but a trial and that Allah has with Him a great reward”

1.15 The rationing of Allah Upon a Slave is a Rationing of Discipline not a Rationing of Inability

When Allah rations out provision for a slave and limits his provision then one must know for sure that this rationing is not due to inability rather it’s a rationing for disciplining the slave. The proof is in this verse from the Quran Surat Ash-shura (chapter of 42:27) “And if Allah had extended [excessively] provision for His servants, they would have committed tyranny throughout the earth. But He sends [it] down in an amount which He wills. Indeed He is, of His servants, Acquainted and Seeing”

He also says in Surat Al Hijr (chapter of the rocky tract 15:21) “And there is not a thing but that with Us are its depositories, and We do not send it down except according to a known measure”

On the authority of abu Dharr al-Ghifari (ra), from the Prophet (saws) is that among the sayings he relates from Allah is that He [Allah] said:

“O My slaves, if the first of you and the last of you, and the humans of you and the Jinn of you, were all to stand together in one place and ask of Me, and I were to give everyone what he requested, then that would not decrease what I possess, except what is decreased of the Ocean when a needle is dipped into it. O My slaves, it is but your deeds that I account for you and then recompense you for. So he who finds good, let him praise Allah, and he who finds other than that, let him blame no one but HIMSELF.’ (Muslim)”

In the speech after the next we will talk about the reasons and the means to increase provision all provided with proof from the Quran and the Sunna.

1.16 The Wisdom Behind Giving Some People More Provision than Others

There are some people who cannot restrain from doing evil work upon having money. They think of doing evil deeds. If these people have a limited provision they will remain straight. So, being on a limited provision is a mercy from Allah for such people. On the other hand, other people spend of their provision in charity in all directions to feed the poor and the needy. Sometimes the complete believer surrenders to the decree of Allah glorified and exalted be he. He does the maximum that he can to uplift his living standards, Once he does the maximum then this is what Allah wants (to do the maximum) but if you give up without doing the means then you will be held accountable for that.

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 1.17 Whoever Becomes too Greedy

1.17 Whoever Becomes too Greedy for Money Loses his Dignity and His Religion and Becomes a Servant for it

When it comes to earning people are divided into three categories. Some people are busy with this life and not so busy with the afterlife these are the losers, some people are busy with the afterlife and not so busy with this life, these are the winners and some people are busy with this life as well as the afterlife and these are economical.

Allah’s Messenger (salAllahu alayhi wa sallam) said:

"If I had gold equal to the mountain of uhud, it would not please me that anything of it should remain with me after three nights (i.e., I would spend all of it in Allah's Cause) except what I would keep for repaying debts."

Also

K`ab bin Malik (May Allah be pleased with him) reported: Messenger of Allah (peace be upon him) said, "Two hungry wolves sent in the midst of a flock of sheep are no more destructive to them than a man's greed for wealth and fame is to his Deen (religion).'' [At-Tirmidhi]

1.18 Money is Power if Used According to What Pleases Allah

I want to mention that great quote again ““How lovely is the money through which I protect my dignity and through which I get close to my Lord”. These are two great causes that justify earning money. What I want to tell you at the end of this topic, if the way through which you earn money is according to the Divine Law (Shari’ah) of Allah glorified and exalted be he then you should be wealthy because with this money you can do a lot of righteous good deeds that someone else cannot do. Money is power, with this money you can open an orphanage, an Islamic Institute, feed the hungry, get someone married (pay for their marriage expenses), money is a huge power; as a matter of fact the prophet Mohammed may peace be upon him says:

"There is no envy (acceptable) except in two (cases): a person whom Allah has given the Qur'an and recites it throughout the night and throughout the day. And a person whom Allah has given wealth, that he gives out in charity throughout the night and throughout the day." [Al-Bukhari and Muslim]”

Money is power and using this money you become in front of many options for righteous work that only Allah knows. So if the way through which you earn money is according to the Shari’ah (the Divine Law) of Allah you should be wealthy so that you spend it in the way of Allah (i.e. give it away in charitable causes). On the other hand if the way through which you earn money is on the detriment of your religion, your straightforwardness and on the detriment of the pleasure of Allah with you, then know for sure that poverty is a badge of honor for you, and say I seek refuge in Allah the lord of the worlds and I fear him. There are professions out there that have astounding income, but they are based on spoiling the ethics of the youth and spreading horror through the hearts of people. Search for a profession that pleases Allah.

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 1.19 Money is One of

1.19 Money is One of the Tools of Getting Closer to Allah

Dear brothers, one topic is left.

the Prophet (prayers and peace of Allah be upon him) praised the Ash’aries (tribe of Abu Musa Al- Ash’ari) by saying: “When the Ash’aries run short of provisions in the campaigns or run short of food for their children in Medina, they collect whatever is with them in a piece of cloth and then partake equally from one vessel. Therefore, they are from me and I am from them.” [Reported by Al-Bukhari]

by Allah he did not believe, by Allah he did not believe, by Allah he did not believe, he who sleeps full while his neighbor is hungry and he knows it. The last thought is that if you have an excess of money then give some of it to he who doesn’t have money. Therefore, money is one of the tools of getting closer to Allah glorified and exalted be he. That’s why it was narrated in some divine “Athar: sayings of the companions of the prophet Mohammed may peace be upon him or the generation after them” that Allah glorified and exalted be he asks two of his servants, he (Allah) says to the first one:

Oh my servant, I have given you money what have you done with it? Then the servant replies: Oh my lord I spent nothing out of it due to fear of poverty on my children. Then Allah says to him: Didn’t you know that I am the perpetual provider the firm possessor of strength? I have decreed on your children that which you have worried about them.

Then Allah asks the second one and says: “I have given you money, what have you done with it?” The servant replies: “I have spent it on every poor and needy due to my trust that you are the best guardian and you are the most merciful of the merciful” then Allah replies “I am the guardian for your children after you”

Dear brothers and sisters,

Allah is the best guardian, and He is the most merciful of the merciful." (Yusuf Joseph 12:64)

The righteous father who earns lawful halal money and spends it on his children must be sure without a doubt that Allah will take care of his children after him. On the other hand, the father who earns money in a haram way just to give his children a luxurious life style then all the sins that his children might commit might be in the father’s record.

Dear brothers and sisters, hold yourself accountable before you get held accountable, weigh your deeds before they become weighed against you. Know that the Angel of Death has passed by us to others, and

he will pass by others to us so let’s be careful. The Prophet (Salallahou 'aleyhi wa salam) said: "The wise person is one who holds himself accountable and works for what comes after death. And the weak, impotent person is one whose self follows its vain desires and he (simply) puts his hope in Allah” (At- Tirmithi no. 2459, Ibn Majah no. 4260 and Ahmad 4/124). And all praise is due to Allah.

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 1.20 In this life, Fortunes

1.20 In this life, Fortunes are Distributed as a Test, but in the After-life Fortunes are Distributed as a Reward.

Dear brothers and sisters, in a continuation of our topic, fortunes (money is a fortune, handsomeness is a fortune, beauty is a fortune, smartness is a fortune, power is a fortune, health is a fortune). All these fortunes are distributed in this life as a test. The wealthy is tested with money, the poor is tested with poverty. Life is limited and fortunes are distributed as a test and they will be distributed in the after-life as a reward. Allah glorified and exalted be he said:

Look how We have favored [in provision] some of them over others. But the Hereafter is greater in degrees [of difference] and greater in distinction.” (Al Isra’ – the night journey 17:21)

1.21

The Heroism of a Human Being is Succeeding in Any Test of Allah’s Ttests

Heroism is to succeed in the test of money whether being given money or being deprived of money. If you succeed you enter the paradise of Allah forever. To elaborate more, two men who lived for 60 full years. The first one was tested with wealth and didn’t succeed, the second one was tested with poverty and succeeded, then, they both died. In the judgment day, the one who succeeded in the test of poverty deserved a paradise as wide as the heavens and the earth. And the one who failed the test of wealth entered hell fire. Who is the winner in this case? On the surface it seems that the winner is the wealthy in this life. However after realizing the truth, the one who really succeeds in the after-life is the one who succeeded in the test of this life and considered money as the most important test subject. You might be tested with abundance of money, you might be tested with lack of money and poverty. Your heroism is in succeeding in any test. The prophet Mohammed may peace be upon him was struck with poverty and if he were not poor, the poor people would not believe him. He used to enter his house and ask, “do you have anything to eat?” they reply “no” he says “then I am fasting”. Heroism is to succeed in the test of money whether in abundance or lack thereof whether with wealth or with poverty. If you succeed then you have won.

1.22 Poverty is Three Types: Spending in Charity Poverty, Laziness Poverty and Decree Poverty

To be poor because of laziness is disrepute not decree. You do not master your work, you procrastinate, you do not care about appointments, you do not care about duty, you do not care about mastering your profession. Then you will be ignorant in your life, and generally the ignorant becomes poor. Poverty due to laziness is rejected. It’s not a trait of the believer. Poverty due to laziness brings the person into disrepute. And one cannot say that that’s how Allah decreed things for me. This is just maneuvering talk. When Omar Bin Al Khattab saw poor people during the pilgrimage days, he asked “Who are you?” they replied “we are the ones who rely on Allah” he said “You lied, one who relies on Allah is one who plants a seed then relies on Allah”. Do the means, do the work , poverty of laziness brings a man into disrepute. On the other hand, a poor person who is poor by decree is excused, someone who has a disability and one of the consequences of this disability is being poor such person is excused. However, a poverty that is praised is the poverty due to spending in charity. Omar Bin Al Khattab said the prophet Mohammed

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it may peace be upon him

may peace be upon him has commanded us to spend in charity and I happened to have some money and I said to myself “Today I will precede Abubakr if I ever precede him” then I brought half of my money and the prophet Mohammed may peace be upon him asked “what have you left for your family” he said “ a similar amount” and Abubakr brought all of his money and the prophet Mohammed may peace be upon him asked “What have you left for your family?” Abubakr replied “I left for them Allah and his prophet” then Omar Bin Al Khattab said “By Allah I will never precede you in anything”. Abubakr spent all of his money in charity.

There is poverty due to spending in charity and this is praised, there is poverty due to laziness and this brings a person into disrepute, there is poverty due to decree and this one is excused.

2 Provision (Rizq) In the Quran and the Sunna

2.1 “And there is no creature on earth but that upon Allah is its provision” (Hud 11:6)

When the word (Upon) comes combined with majestic name of Allah then it means that Allah has committed his high self to providing all creatures with their provision. Even a black ant, on a solid rock, in a dark night has its provision upon Allah, even an ibex on top of a mountain has its provision upon Allah.

2.2 The Poor Due to Laziness

There is something that might come across your thoughts and confuses you. Aren’t there famines? The reality that completes the previous verse is this verse “It is He who made the earth tame for you - so walk among its slopes and eat of His provision - and to Him is the resurrection.” (Al Mulk – The Sovereignty Chapter 67:15)

Therefore Allah’s provision that he guaranteed cannot be obtained except with work. Allah says: “And say (O Mohammed unto them): Work” (At-tawbah The repentance chapter 9:105)

That’s why the largest portion of the poor people are those who are poor because of laziness. However, the human being might be tested with a disability that prevents him from earning his provision; one who is poor due to such kind of poverty which is decreed upon him is excused. And also a person like the great companion of the prophet Mohammed may peace be upon him, Abubakr Assiddiq who spent all of his money in charity and left nothing for himself, the scholars called this type of poverty, the poverty of spending in charity. One who is poor due to the first type of poverty is excused, and one who is poor due to the second type of poverty is praised. However the kind of poverty which brings a person into disrepute is the poverty of laziness, the poverty of inaccuracy and lack of proficiency, the poverty of procrastination, the poverty of staying in the comfort zone, the poverty of hating work. These are things that cause poverty.

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 2.3 It is Mandatory to

2.3 It is Mandatory to Work to Earn Provision

The provision which is guaranteed in the first verse “And there is no creature on earth but that upon Allah is its provision” (Hud – 11:6). This guaranteed type of provision cannot be obtained except with work and aspiration of Allah’s favor. Allah says “It is He who made the earth tame for you - so walk among its slopes and eat of His provision - and to Him is the resurrection.” (Al Mulk – The Sovereignty Chapter 67:15). The summit of human beings, the prophets, they all used to eat because they are human beings, because they are in need of having food. However, they used to walk among the markets, they were in need of the cost of the food, and food costs are obtained by legal work. The verse from the Quran which says: And We did not send before you, [O Muhammad], any of the messengers except that they ate food and walked in the markets”. (Al Furqan The Criterion Chapter 25:20).

The human being gets tested while working in the market, will he tell the truth or will he lie? will he master his work or will he neglect it? Will he honestly advise or will he cheat? The reason for our existence in this life is to be tested. Allah has created a need in us for food and drink, he has created a need in us for marriage, and we work because of these two needs and we get tested while working.

Some of the scholars say: “We should work hard in our pursuit of the Halal so that we can eat from it, dress from it, spend on our children, brothers and sisters from it, The Halal exists as long as human beings exist. Allah says “Allah is the one who created you, then provided for you” (Ar-rum The Romans Chapter 30:40).

When Allah rations provision for his servants, then this is a rationing of disciplining not a rationing of inability. Sometimes the crops of wheat is well over 6 million tons while our need is only for 1 million ton, 6 times what we actually need, and other times the crops do not exceed 600 thousand tons. From 6 million tons to 600 thousand tons! This is according to rain level. So the divine rationing is a rationing of disciplining not a rationing of inability.

Some scholars say “When a person says the truth during his pursuit of halal lawful provision then Allah will extract his halal provision from between the Haram (unlawful) provision and the doubtful one”.

“between excretion and blood” (An-Nahl Chapter of the Bee 16:66)

The earth is full of Haram income and Haram sources, so whoever seeks a halal provision honestly, Allah will guide him to the Halal provision. Allah destroys haram (prohibited) money. It either gets seized, burnt, stolen…etc.

2.4 Seeking Halal is an Obligation on Every Muslim

What needs to be clear is that seeking the Halal is an obligation on every Muslim. Prayer is an obligation, fasting is an obligation, Pilgrimage (Hajj) is an obligation, giving mandatory charity (Zakat) is an obligation, and the obligation that comes after the pillars of Islam is halal earning.

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it We said earlier that if

We said earlier that if your profession and your job that you earn your living from is originally lawful and halal and you are using it in halal ways, and your intention behind doing it is to suffice yourself and your family, and to serve the Muslims as well as all humanity, and if it did not distract you from a religious duty or seeking knowledge or a righteous work, then this profession becomes an act of worship. In your shop, you are worshiping Allah. In your clinic, you are worshiping Allah. In your engineering office, you are worshiping Alllah. In your class while teaching students, you are worshiping Allah. In your farm while planting seeds to serve people, you are worshiping Allah. As a matter of fact you are worshiping Allah by performing your duties. The habits of the believer are acts of worship and the acts of worship of the hypocrite are sins. So, seeking the Halal is an obligation on every Muslim.

Do not be impressed by a person who earns money from Haram, don’t say lucky him, don’t say what a great income he has, if the income is Haram and he spends it in charity it will not be accepted from him, and if he leaves it, it will not be blessed for him, and if something is left from it, it will be to hell fire.

2.5

Prohibition of Begging Without a Need

Allah has prohibited begging without a need. However, the prophet Mohammed may peace be upon him allowed begging in only three cases and these will be explained shortly. Narrated Anas Ibn Malik: a man of the Ansar came to the Prophet (peace be upon him) and begged from him. He (the Prophet) asked: Have you nothing in your house? He replied: Yes, a piece of cloth, a part of which we wear and a part of which we spread (on the ground), and a wooden bowl from which we drink water. He said: Bring them to me. He then brought these articles to him and he (the Prophet) took them in his hands and asked: Who will buy these? a man said: I shall buy them for one dirham. He said twice or thrice: Who will offer more than one dirham? a man said: I shall buy them for two dirhams. He gave these to him and took the two dirhams and, giving them to the Ansari, he said: Buy food with one of them and hand it to your family, and buy an axe and bring it to me. He then brought it to him. the apostle of Allah (peace be upon him) fixed a handle on it with his own hands and said: Go, gather firewood and sell it, and do not let me see you for a fortnight. The man went away and gathered firewood and sold it. When he had earned ten dirhams, he came to him and bought a garment with some of them and food with the others. The apostle of Allah (peace be upon him) then said: This is better for you than that begging should come as a spot on your face on the Day of Judgment. Begging is right only for three people: one who is in grinding poverty, one who is seriously in debt, or one who is responsible for compensation and finds it difficult to pay. (Book #9, Hadith #1637)

2.6 Allah Has Praised Those Who Abstain From Begging

Allah has praised those who abstain from begging, Allah glorified and exalted be he said: “they do not beg of people at all.” (Al Baqara Chapter of the Cow 2:273).

Messenger of Allah (PBUH) said, " A Miskin is not the one who goes round begging from people and who can be turned away with a morsel or two, or a date-fruit or two. A true Miskin is he who does not find

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Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it enough to suffice him, does

enough to suffice him, does not disclose his poverty so that he might be given alms, and does not stand up to beg". [Al-Bukhari and Muslim].

Allah has said: “The one who knows them not, thinks that they are rich because of their modesty” (Al Baqara Chapter of the Cow 2:273)

The prophet Mohammed may peace be upon him also praised those who abstain from begging. That’s why it was mentioned in some narrations that the Miskin “The needy” is one who doesn’t find someone to suffice him, and no one notices him so that they may give him charity, and no one asks about him, and he himself does not ask for help or beg even though he does not find what suffices him and he might be in desperate need. That is the needy whom we are commanded to help and search for.

The Imam Annawawi may Allah have mercy on him saw to it that if one has what suffices him, and then begs people, then his begging is Haram (prohibited), and what he takes is haram. However, the begging of the needy is not haram, it’s not even Makrooh (disliked) but if he begs he should not humiliate himself and he should not hurt the one being requested and he should not insist on begging.

This matter is very subtle and we are in a great need for it. The Prophet Muhammad (peace be upon him) said: "Three things that I swear to be true are that a man's property does not become less on account of (giving) charity; that when a man is wronged and bears it patiently, God will give him greater honor on that account; and that when a man (begs without dire need), Allah opens for him a door toward poverty." (Tirmidhi)

The believer always abstains from begging, the believer is always patient. Once he takes a decision to start begging, at that time and according to the previous dangerous Hadeeth, Allah will open a door for him towards poverty. Abdullah Bin Masud reported that the prophet Mohammed may peace be upon him said: “If anyone is faced with poverty and he approaches people (for redress) then his poverty will not be removed. And if anyone is faced with poverty and he turns to Allah with it then Allah will provide him sustenance sooner or later” (Ahmed 4219)

It is a shame on he who complains about the Merciful (Allah glorified and exalted be he) to one who does not have mercy (human). If you are afflicted with poverty then wake up before Fajr (Dawn Prayer) and pray two units of prayer (two Rak’aats), because according to what the prophet Mohammed may peace be upon him said in the following Hadeeth:

Narrated Abu Huraira: Allah's Apostle may peace be upon him said, "Our Lord, the Blessed, the Superior, comes every night down on the nearest Heaven to us when the last third of the night remains, saying:

"Is there anyone to invoke Me, so that I may respond to invocation? Is there anyone to ask Me, so that I may grant him his request? Is there anyone seeking My forgiveness, so that I may forgive him?" (Book #21, Hadith #246).

If one is afflicted with poverty let him seek help from Allah not from a human being.

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Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it Abdullah Ibn 'Umar, may Allah

Abdullah Ibn 'Umar, may Allah be pleased with them, reported: The Messenger of Allah (may peace be upon him) said: The man who always begs will meet Allah in the judgment day with no flesh left on his face. The flesh of his face fell off due to begging people too much.

That’s why Narrated Az-Zubair bin Al'Awwam:

The Prophet may peace be upon him said, "It is better for anyone of you to take a rope (and cut) and bring a bundle of wood (from the forest) over his back and sell it and Allah will save his face (from the Hell-Fire) because of that, rather than to ask the people who may give him or not."

2.7 Working for One’s Children and Taking Care of Them is an Act of Worship

One of the first priorities of work is to work for providing sustenance for your children. You are a father and you are responsible for it. You are responsible for securing your children food, drink, clothes and education. When you work for the sake of securing your family’s provision then you are performing an act of worship. Here is the proof: Kab Ibn Ujrah narrated: "A man passed by the Prophet (sallallahu alaihi wa-sallam) and the Companions were amazed at his eagerness and vigor (for seeking his means of livelihood). They said: 'O Messenger of Allah (sallallahu alaihi wa-sallam)! Might that this vitality be spend in Allah's Cause.' The Messenger of Allah (sallallahu alaihi wa-sallam) said: "If he went out to earn what he supports his young children with, then he is in the Cause of Allah. If he went out to support two elderly parents, then he is in the Cause of Allah. If he went out to support himself and preserve his honor (refrain from begging people, etc.), then he is in the Cause of Allah. If he went out for the purpose of showing-off and pride, then he is in the cause of Shaytaan." [At-Tabarani] .

Pay attention to this, when you go for work, tiring work, long hours of duty, subordination to a boss, honesty, perfection and dedication and after that you come back home fatigued, then you are in the cause of Allah, you are performing acts of worship.

When the father meets the needs of his family he earns their hearts, he guides them and directs them. On the other hand, that lazy father who does not work, that lazy father whom whenever is asked for something he replies “I don’t have it”, his family will alienate from him to bad company. When you earn Halal money and then you spend it on your family, your children, your parents without excessiveness then this work is in the cause of Allah. Omar Bin al Khattab said: “One should not sit without seeking his sustenance and then prays and says ‘Oh Allah provide for me’”. You don’t have a job? Open the newspapers that have vacancies announcements, study all of it, get out of the house, network with people, just MOVE. Remember what Umar Bin Al Khattab said “One should not sit without seeking his sustenance and then prays and says “Oh Allah provide for me”, you have already known that the sky rains neither Gold nor Silver”. Umar Bin Al Khattab also said “"I see a man that impresses me, so I ask, 'Does he have a profession (through which he earns money)?' So if they say, 'No,' then he falls from my eyes (and I do not respect him)."”.

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Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it In another saying of Abdullah

In another saying of Abdullah Bin Masud “I dislike a man who is empty, he is neither working for life (Dunya) nor for the afterlife (Akhira)”.

The prophet Mohammed may peace be upon him held the hand of Abdullah Bin Masud and it was rough due to hard work, then he (the prophet may peace be upon him) lifted it up high in front of his companions and said “This is a hand that Allah and his messenger love”.

Pay attention to this, the sustenance and provision that Allah has guaranteed for you in the verse from the Quran that says “And there is no creature on earth but that upon Allah is its provision” (Hud 11:6) cannot be acquired except with hard work. No work, no mastering of a profession, no development, no commitment, no performance, then you will become poor and in this case your poverty is a poverty of laziness not a poverty of decree.

2.8 Work is an Obligation in Islam

That’s why dear brothers and sisters it is concluded that work is an obligation in Islam. Omar Bin Al Khattab asked one of his subordinate governors “What do you do when people bring forward to you a thief or a stealer?” the governor replied “I chop off his hand” Omar replied to the governor “Then if someone of your people whom you govern comes to me hungry or without work I will chop off YOUR hand, Allah has appointed us as successors (caliphs) for his creation so that we fulfill their hunger, cover their insecurities and nakedness and secure their professions. So if we make this available for them we earn their thanks. These hands were created to work, and if they don’t find work in obedience and good deeds they will find a variety of works in sins and disobedience. So get them busy with obedience and good deeds before they get you busy with sins and disobedience”.

When we boycotted Denmark because their painters and artists disrespected the prophet Mohammed may peace be upon him. A lot of researches got published about Denmark, what caught my attention was that this nation (Denmark) which does not exceed 5 million in population is feeding 50 million human beings in this world. Another thing that caught my attention was that in Japan, a single automotive company has 40,000 employees. Its income exceeds the national income of an Arab country having a population of 70,000,000 people. Do you believe that there are some accurate figures? A citizen’s duty time in some of the developing countries does not exceed 17 minutes, 27 minutes in another country and in advanced strong countries that are leading the world a citizen’s duty time is 8 full hours. You might not believe it but be realistic, a nation whose people work 8 full hours and a nation whose people work 17 minutes in a day. How will such a nation ever win over the other? This is a bothersome scientific statement. But a bitter reality is better a thousand times than a comforting illusion. Dear Brothers, Dear Sisters, become something significant, leave a legacy, this life is meant for excellence, search for work, search for a profession, search for a business, search for a job, develop your work, think of something creative.

Dear brothers and sisters, that’s why work is an obligation on every Muslim. Charity is not halal it’s not permissible on someone who is not poor or needy. A strong young man is not entitled for charity; a

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Secrets of Wealth and Provision (Rizq) and How to Increase it person who is not poor

person who is not poor is also not entitled for charity. The most profound thing that I have read about the prophet Mohammed may peace be upon him is that he saw a young man reciting Quran during work time. The prophet Mohammed may peace be upon him asked him “Who feeds you?” he replied “my brother” the prophet Mohammed may peace be upon him replied “Your brother is more worshiper than you are”.

Allah glorified and exalted be he likes the upper hand and he dislikes the lower hand. Allah does not like you to humiliate yourself before the rich. Work, search for a job, earn halal and spend in charity.

2.9 Importance of Business and Agriculture

For a third time, fourth time and a fifth time and again and again, provision and sustenance are guaranteed. That’s why a trustworthy truthful businessman is in the company of the prophets may peace be upon them and in the company of the truthful and the martyrs. Who can believe amongst you that only 9 businessmen were the reason behind spreading Islam in the biggest Islamic country right now (Indonesia) that has a population of 250 million people. The truthful honest businessman is with the prophets, he is a caller to the way of Allah. He offers you a perfected item of goods, at a reasonable price, he treats you with kindness, you love him, you love his religion, you love Islam, then you become a Muslim because of him.

The truthful honest Muslim businessman is along the martyrs in the judgment day, the truthful Muslim businessman is in the shade of the throne in the judgment day. The best earning is the earning of the businessmen, when Muslim businessmen talk they don’t lie, when Muslim businessmen take trust they never betray, when Muslim businessmen commit they never escape, when Muslim businessmen buy something they never depreciate it to get it at a cheaper price, when Muslim businessmen sell something they never exaggerate praising it, when people owe Muslim businessmen, Muslim businessmen grant respite, when Muslim businessmen owe people they never procrastinate. On the other hand if when they talk they lie, when they take trust they betray, when they promise they don’t fulfill their promise, when they buy something they depreciate it to get it at a cheaper price, when they sell something they exaggerate praising it and overpraise it, when they owe people they procrastinate, when people owe them they tighten on them, those kind of businessmen are straight licentious.

No Muslim grows a plant then a bird or an animal eats from it but it will be considered charity for him. The prophet Mohammed may peace be upon him praised business and agriculture. Narrated Abu Huraira that the prophet Mohammed may peace upon him said: "Allah never sent any Prophet but he was a shepherd." His Companions said to him, "Even you, O' Messenger of Allah?" He said, "Even me. I tended the sheep of the people of Makkah in return for a few pennies." [Bukhari].

2.10 Work is an Honor no Matter how Low-graded it Might Appear to People

I have heard from a scholar in Egypt that he was walking and then he saw a young man selling glasses of tea to people on the roads, and this scholar knows that this young man has a university degree. The young man told the scholar “6 years and I am without a job, so I sell these glasses of tea and I earn halal

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Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it money and I am happy

money and I am happy with it” the scholar thanked this young man, praised him and invited him to his house. There is no shame in work, the shame is to steal, to lie, to cheat. Look at this young man, he has a university degree and he sells tea on the roads. Definitely, work is a thousand times more honorable than the humiliation of begging.

By Allah, I swear that digging a well with a needle, sweeping the land of Hijaz with a piece of feather, transferring two huge seas from one place to another with a little spoon is better for me than begging from a mean person just to repay a debt I might have.

Dear brothers and sisters, one time I was at a small car-repair shop, the owner of the shop wanted to look down upon one of his employees and told me that that man has a university degree in Mechanics. So I mentioned to him the hadeeth of the prophet Mohammed may peace be upon him: "No one has ever eaten any food that is better than eating what his hands have earned. And indeed the Prophet of Allah, Dawud, used to eat from the earnings of his hands." [Bukhari].

A mighty prophet eats from the earning of his hands. That shop owner wanted to degrade his worker! Work is a badge of honor for him. A time comes where education becomes just for the sake of education. Earning requires work, earning requires a profession, it’s not a problem if you don’t find a job, just work at anything else.

The Prophet Muhammad (peace be upon him) was asked what type of earning was best, and he replied:

”A man’s work with his hands and every (lawful) business transaction” Al-Tirmidhi, Hadith 846.

2.11 Halal Money is the Cause of Answered Prayers, Happy Tranquil Living and Good Health

Dear brothers and sisters, Sa’ad Ibn Abi Waqqas was asked: Out of the companions of the prophet Mohammed may peace be upon him, your prayers are answered. What’s the reason? He replied “I have never raised to my mouth a bite except that I know where it came from and where it went out”.

That’s why some people said: “If you spend all the night praying, it will not benefit you until you know what gets into your stomach, whether it is Halal or Haram”. That which you have eaten, where was it from? I have visited a friend of mine and his father received me. He said to me: “My age is 96 years, and yesterday I have undergone a full blood medical checkup. All results were normal”. This is weird! He said to me: “I swear by Allah that I have never eaten a Qirsh (smallest amount of currency) which is haram in my entire life. And I never deal with Haram”. Whoever lives pious lives strong.

One of the scholars say: “Avoiding a Dirham (currency) which is doubtful (might be haram and might be halal) is better for me than giving 100,000 Dirhams in charity and leaving a Daniq (a type of currency) from Haram is better than 80 Hajja (pilgrimage performances) after Islam”. The prophet Mohammed may peace be upon him said: “The flesh and body that is raised on unlawful sustenance shall not enter Paradise. Hell is more deserving to the flesh that grows on one's body out of unlawful sustenance.

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Secrets of Wealth and Provision (Rizq) and How to Increase it (Ahmad)” . Whoever collects Haram

(Ahmad)”. Whoever collects Haram money and then gives it in charity, Allah will not accept it and his sins will be held against him. Prophet Mohammed may peace be upon him said:

“That which is Halaal is clear and that which is Haraam is clear, and between the two of them are ambiguous matters about which many people do not know. Thus he who avoids ambiguous matters clears himself in regard to his religion and his honour, but he who falls into ambiguous matters (eventually) falls into that which is Haraam, like the shepherd who pastures around a sanctuary, all but grazing therein. Truly every king has a sanctuary, and truly Allaah’s sanctuary is His prohibitions. Truly in the body there is a morsel of flesh, which, if it be whole, all the body is whole, and which, if it is diseased, all of (the body) is diseased. Truly, it is the heart.”

[Related by al-Bukhaari and Muslim.]

2.12 A Great Verse From the Quran Which is the Key to Provision

Dear brothers and sisters, sometimes I feel that the need for earning halal has become SO URGENT. And matters might be so tight on people, recession and unemployment might prevail. However, I swear by Allah, In Quran, there is a verse that the disappearance of the whole universe is easier for Allah than not fulfilling this verse. Allah says:

“And whoever fears Allah - He will make for him a way out” (Surat At-Talaq The Divorce Chapter 65:2)

When it comes to income and provision in general: The Prophet (pbuh) once said to his Companion: “By Allah! Whosoever gives up something for the sake of Allah, Allah will replace it with something better than it!".

Dear brothers and sisters, you say: there are difficult conditions? You say: jobs and business opportunities are few? Earnings are scarce? There is unemployment? Say whatever you want to say, but this verse cancels all of this, in any condition, at any situation, with any inputs, in any hardship.

Allah glorified and exalted be he says: “And whoever fears Allah - He will make for him a way out. And will provide for him from where he does not expect” (At-Talaq the Divorce chapter 65:2,3). So, deal with Allah directly, be steadfast, raise your head up, be noble, and say: My lord you are the one who said:

And there is no creature on earth but that upon Allah is its provision” (Hud 11:6). And I ask you for halal provision.

Young men and women need the price of a house, stable income and a spouse. They have no one but Allah. “And whoever fears Allah - He will make for him a way out”. Write this verse in the middle of your room “And whoever fears Allah - He will make for him a way out”. The disappearance of the universe is easier for Allah than not fulfilling his promises.

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 3 Secret #1: Taqwa (Fear

3 Secret #1: Taqwa (Fear of Allah and Piety)

No one does not care about abundance in his/her wealth and provision. Provision is the foundation of life. However, there are reasons, secrets, and means for this provision that are mentioned in the glorious Quran and some sayings of the prophet Mohammed may peace be upon him in the Sunna. There are also reasons that block provision. In this chapter we will talk about the first secret of wealth and provision which is Taqwa (piety and fear of Allah glorified and exalted be he).

3.1 Definition of Taqwa (Fear of Allah)

Taqwa is to protect yourself from the wrath of Allah and to protect yourself from his punishment and you do this by establishing a barrier that protects you from being punished and destroyed. This barrier is Taqwa. There are more than 300 verses in the Quran that speak of Taqwa. So, as a comprehensive definition, Taqwa is doing what Allah orders and abstaining from what Allah prohibits. Taqwa is not a certain form, certain dress, certain moves, certain words. Taqwa is implementing what Allah orders and abstaining from what Allah prohibits. Taqwa is the noun, Yattaqee and Yattaqoon is the verb which means to do what Allah orders and to abstain from what Allah prohibits. An ally of Allah is not one who flies in the air, an ally of Allah is not one who walks on water. A complete ally of Allah is one whom you find at the orders and prohibitions of Allah. He does what Allah orders and abstains from what Allah prohibits. One of the most accurate definitions for an Ally of Allah is:

Unquestionably, [for] the allies of Allah there will be no fear concerning them, nor will they grieve. Those who believed and were fearing Allah(Yunus Jonah 10:62,63).

Taqwa is To know Allah, to obey him, to get closer to him by righteous work. Taqwa can never be just a claim. It’s a fact along with proof. The proof is the obedience to Allah. Those who just claim to have taqwa, those who just claim to be fearing Allah do not change anything. Abdullah Bin Masud may Allah be pleased with him interprets what Allah said in this verse “O you who have believed, fear Allah as He should be feared” he (Abdullah Bin Masud) interprets it and say: Fear Allah: is to obey him not disobey him, to have gratitude towards him not ingratitude, and to remember him not to forget him.

3.2 Staying Away from Lusts is a Part of the Complete Taqwa

The Prophet Mohammed may peace be upon him says:

“That which is Halaal is clear and that which is Haraam is clear, and between the two of them are ambiguous matters about which many people do not know. Thus he who avoids ambiguous matters clears himself in regard to his religion and his honour, but he who falls into ambiguous matters (eventually) falls into that which is Haraam, like the shepherd who pastures around a sanctuary, all but grazing therein. Truly every king has a sanctuary, and truly Allaah’s sanctuary is His prohibitions. Truly in the body there is a morsel of flesh, which, if it be whole, all the body is whole, and which, if it is diseased, all of (the body) is diseased. Truly, it is the heart.”

[Related by al-Bukhaari and Muslim.]

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it The definition of complete Taqwa

The definition of complete Taqwa contains doing the obligations and abstaining from the prohibitions. Moreover, the definition might also include doing what’s recommended and abstaining from what’s disliked and this is the topmost levels of Taqwa. That’s why a pious servant abstains from a lot of things that are allowed in Islam only because he thinks that they may lead him into ambiguities. In the Hadith found in the books of Al Imam Tirmidhi, Ibn Maja, Baiyhaqi and others, the Prophet (Salla Allahu Alaihi Wa Sallam) said: "The servant will not be among the pious until he gives up and leaves things that are objectionable for things that are not objectionable and harmful".

3.3 Halal is Not Cleared for a Man Unless He Establishes a Barrier of Halal between Him and the Haram

One of the things that complete the Taqwa is to protect yourself from the wrath of Allah to the extent that you pay attention to the weight of an atom, to fear Allah to the extent that you leave some of what you consider as Halal out of fear that it might be Haram. Some of the scholars said: Al Muttaqoon (those who fear Allah) were called this way only because they protect themselves from things that one does not usually protect himself/herself from.

3.4 Whoever fears Allah - He will make for him a way out of Every Hardship

So, how does one protect oneself from the wrath of Allah? Simply put, how do you cure yourself (Allah forbid) from high blood pressure? When you know that your blood pressure is high, then you have to have Taqwa, you have to have protection and you gain this protection by having knowledge. How do you fall into ambiguities, into things that are doubtful, things that might be halal or might be haram? You fall because you have an illusion that they are allowed. How do you fall into the unlawful (the Haram)? By being ignorant of the fact that it is haram. That’s why the only way towards Taqwa is to seek Islamic Knowledge and Islamic Sciences. You know Allah through the universe, and you worship him through Islamic knowledge and sciences.

Sometimes, all the doors of provision become shut at your face , no travels, no jobs, no employment, no companies, no investments, all roads are blocked. Then in this casefear Allah, do what he orders and abstain from what he prohibits so that he brings you out of this hardship.

3.5 One of the Signs that You Are Fearing Allah is that Provisions Come to You from Where You Never Expect

Dear brothers and sisters, the exit is the survival of poverty. Poverty has almost become a disbelief. And if I may expand on this quote “Poverty has almost become a disbelief” which was said by the Imam Ali may Allah be pleased with him then I would say poverty has almost become terrorism, poverty has almost become theft, poverty has almost become falling into ambiguities. The Imam Ali may Allah be pleased with him says: “the foundation of Islam and this life is four men: A scholar who is applying his knowledge, an ignorant who is not arrogant to learn, a wealthy man who is not stingy (willing to give in charity) and a poor man who does not sell his after-life for this life. So if the scholar wastes his knowledge the ignorant will become arrogant to learn and if the wealthy becomes stingy the poor will

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Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it sell his after- life for

sell his after-life for the life of someone else”. So, one of the signs that you are fearing Allah is that provisions come to you from where you never expect, from unexpected sources, from somewhere that you could have never imagined.

The primary verse that supports this is: “And whoever fears Allah - He will make for him a way out” (Surat At-Talaq The Divorce Chapter 65:2). I am talking to the youth, the future is unknown. One wonders: will I be able to get into university? Will I be able to specialize in something which I can live from? Will I be able to afford buying a house? Will I be able to get married? The lord of the universe, the creator of the heavens and the earth, the one who owns everything, the one who says be and it becomes, the one who says disappear and it disappears, he said: “O My slaves, if the first of you and the last of you, and the humans of you and the Jinn of you, were all to stand together in one place and ask of Me, and I were to give everyone what he requested, then that would not decrease what I possess, except what is decreased of the Ocean when a needle is dipped into it” (Muslim). Try it, go to the sea, get on a boat, hold a needle, dip it in the water, then pull it out. Now write for me the percentage of the water that remains around the needle to the water of the entire sea. This was the description of the prophet Mohammed may peace be upon him. He then said: “So he who finds good, let him praise Allah, and he who finds other than that, let him blame no one but HIMSELF” (Muslim).

I am talking to the youth, I am talking to that one whom all the doors of provision got shut at. I am

talking to he who has little provision. I am talking to he who complains of scarcity of provision. I am

talking to he who complains of hardship:

“And whoever fears Allah - He will make for him a way out” (Surat At-Talaq The Divorce Chapter 65:2).

But don’t try to convince me that you do fear Allah. Convince yourself. You might be able to convince me and embarrass me. If you say I fear Allah, then pay close attention, Are you really what you are supposed to be? Have you turned to Allah glorified and exalted be he? Have you given up every ambiguity (something which is not clear whether it’s halal or haram ).

“And whoever fears Allah - He will make for him a way out” (Surat At-Talaq The Divorce Chapter 65:2).

I repeat, the disappearance of the universe is easier for Allah than not fulfilling the promises of this verse for every believing young man, anytime, anywhere. Sometimes Allah follows a verse with another verse that makes it a law:

And he called out within the darknesses, There is no deity except You; exalted are You. Indeed, I have been of the wrongdoers. So We responded to him and saved him from the distress" (Al Anbya the Prophets chapter 21:87,88) the following verse which makes the law is “And thus do We save the believers”.

At any time, in any place, the God of the companions of the prophet Mohammed may peace be upon him is also our God. This great God whom you approach, owns everything, he owns the strong, he owns

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Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it the water of the sky,

the water of the sky, he owns the provision of the earth, he owns our enemies, he owns our friends, he owns who is on top of us and he owns who is beneath us.

3.6 Allah Has Fixed Millions of Laws and Things and Made Provision and Health Dynamic to for the Upbringing of Human Beings

Allah glorified and exalted be he said: “So plot against me all together; then do not give me respite. Indeed, I have relied upon Allah , my Lord and your Lord. There is no creature but that He holds its forelock. Indeed, my Lord is on a path [that is] straight.” (Hud 11:55,56).

One of the supporting verses is: “And if only the people of the cities had believed and feared Allah , We would have opened upon them blessings from the heaven and the earth;” (Al Aaraaf The Heights Chapter 7:96).

Allah glorified and exlated be he has fixed millions of things, millions of laws, he has fixed the motion of the orbits of the stars, fixed the characteristics of substances, fixed the laws of physics, the laws of chemistry, the laws of dynamics, fixed billions of laws but he made provision and health dynamic. You don’t own your health, you don’t know what’s going to happen tomorrow and you don’t own your provision. As if Allah glorified and exalted be he wanted provision and health to be reasons for upbringing us when he made them dynamic.

3.7 Limited Provision Equipped With the Blessings of Allah Suffices the Human Being and Covers his Expenses

I again tell you young men and women, you are about to encounter life, you are in need of marriage despite this vast corruption, you are in need of a house despite the rise in house prices, you are in need of a profession that brings you income and save your face. I know for sure that there is no young man or young woman but that they aspire for work, marriage, a profession and a house. Fear Allah.

Dear brothers and sisters, we have not included in our calculations what is called “Blessing”. Sometimes a limited provision comes to you but with the blessings of Allah it suffices you and covers all your expenses comfortably. Being economical in your living might be better than some business that has risks, sins and injustice.

“And if only the people of the cities had believed and feared Allah , We would have opened upon them blessings from the heaven and the earth;” (Al Aaraaf – The Heights Chapter 7:96). Sometime ago, in some of the countries of the gulf, it rained as much as it would rain on Damascus for a full year. Also in a city in Africa, it rained in one night as much as it would rain in two full years on Damascus. When Allah gives, he astonishes. The rationing of Allah can never be a rationing of inability rather it’s a rationing of upbringing.

And there is not a thing but that with Us are its depositories, and We do not send it down except according to a known measure” Al Hijr (chapter of the rocky tract 15:21).

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it 3.8 When Allah Gives, He

3.8 When Allah Gives, He Astonishes

Dear brothers and sisters, a third verse that supports the primary verse “And whoever fears Allah - He will make for him a way out” (Surat At-Talaq The Divorce Chapter 65:2) is this verse:

And if only they upheld [the law of] the Torah, the Gospel, and what has been revealed to them from their Lord, they would have consumed [provision] from above them and from beneath their feet” (Al- Ma’idah The Table Spread Chapter 5:66).

“what has been revealed to them from their Lord” is the Quran. Sometimes Allah glorified and exalted be he gives us an example. In some years we harvest wheat that amounts up to 6 million tons whereas the need of our entire country is only 1 million ton. That’s 6 times our country’s need. In some other years the total of wheat does not even exceed half a million. When he gives, he astonishes!

3.9 Whoever Prefers Obeying Allah to his Self-desires, Allah minimizes his Distress and Snatches Poverty Out of his Heart

A fourth verse: “And [ Allah revealed] that if they had remained straight on the way, We would have given them abundant provision” (Al-Jin the Jinn 72:16). Some of the scholars said: if a poor man goes through hardship then let him ask Allah to make easy halal provision for him out of what Allah has decreed.

Allah says: “What would Allah do with your punishment if you are grateful and believe? And ever is Allah Appreciative and Knowing” (Annisaa – The Women 4:147). Anas narrated the Prophet (Pbuh) as saying, “Whoever’s concern was the afterlife, Allah makes his richness between his eyes, gathers his inner self, and the worldly lifewill come to him with compliance. And whoever’s concern was for the worldly life, Allah will make his poverty between his eyes, disunite him and he will not get anything from this worldly life except what has been written for him.(Tirmidi).

Allah will make his poverty between his eyes” means that a person will never be satisfied and will search for more by any means. “disunite him” means that the person’s mind and life will always be in different directions and not focused.

3.10 If You are Given Physical Provision and Deprived of Spiritual Provision then Know for Sure that this is a Plot From Allah Leading You to Destruction

Dear brothers and sisters, sometimes man might be given physical provision and be deprived of spiritual provision. That’s why, hold your hopes up high on all types of provision. Knowing Allah is a great provision, obedience to him is a great provision, feeling completely humble and submissive to Allah while praying is great provision, when your heart becomes humble while reading Quran is also great provision, when Allah gives you money through which you cover all your needs then this is also provision. That’s why Allah said: ““Alif Lam Mim, This is the Book (The Quran) about which there is no

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it doubt, a guidance for those

doubt, a guidance for those conscious of Allah -Who believe in the unseen, establish prayer, and spend out of what We have provided for them,” (Al Baqara - The Cow chapter - 1:3).

“out of what we have provided for them” out of knowledge, out of strength, out of experience, out of money…etc. Messenger of Allah (PBUH) said, "Allah does not wrong a believer a good deed because he is given blessings for it in this world and will be rewarded for it in the Hereafter” (Narrated by Anas Bin Malik Muslim).

3.11 Bestowal of Allah is a Test and His Deprivation is a Cure

When you see Allah providing for a servant that which the servant loves despite his sins, then know that this is a plot from Allah to lead this servant into destruction. Allah says: “So when they forgot that by which they had been reminded, We opened to them the doors of every [good] thing until, when they rejoiced in that which they were given, We seized them suddenly, and they were [then] in despair.” (Al- An’aam – The Cattle 6:44).

He also said: “Do they think that what We extend to them of wealth and children. Is [because] We hasten for them good things? Rather, they do not perceive” (Al-Mu’minun – The Believers 23:55,56).

He also said: “And as for man, when his Lord tries him and [thus] is generous to him and favors him, he says, "My Lord has honored me. But when He tries him and restricts his provision, he says, "My Lord has humiliated me.” (Al-Fajr The Dawn 89:15-16). The response from Allah is: “NO” (Al-Fajr The Dawn 89:17). It’s not like this, neither my bestowal is honoring nor my prohibition is deprivation. My bestowal

is a test and my prohibition is a cure.

3.12 Whoever Fears Allah, Allah Will Provide for Him From Where He Never Expects

Dear brothers and sisters, provision is the foundation of life and every human being needs money to cover his expenses. So, if one fears Allah, Allah will prepare for him sufficient provision. Too little money is a difficult thing. Too much money is also a difficult thing. The prophet Mohammed may peace be upon him said: “"Hasten to do good deeds before you are overtaken by one of the seven afflictions.'' Then (giving a warning) he said, "Are you waiting for such poverty which will make you unmindful of devotion; or prosperity which will make you corrupt, or disease as will disable you, or such senility as will make you mentally unstable, or sudden death, or Ad-Dajjal who is the worst expected absent, or the Hour, and the Hour will be most grievous and most bitter".

Poverty has almost become disbelief. Wealth that drives you to sin is one of the biggest afflictions. Allah knows what was in the past, what’s in the present, what will be in the future and he also knows what does not exist if it were to exist how it would be. If Allah reveals to you, in the judgment day, the wisdom behind what’s happening to you, be it abundance in provision or lack thereof which you might hate, you will never stop thanking Allah day in and day out.

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it “ But perhaps you hate

But perhaps you hate a thing and it is good for you; and perhaps you love a thing and it is bad for you. And Allah Knows, while you know not.” (Al-Baqara The Cow 2:216).

3.13 Allah Provides for his Servant According to his (the servant’s) Intention

Dear brothers and sisters, one of the given results of Iman (faith) is that if you ask Allah some righteous work that requires money, Allah provides for you what helps you carry out this righteous work. There are righteous works that require money that’s why those who say O Allah grant us righteous work that brings us closer to you, those who have good intentions, those who have a desire to serve Allah’s creation are hoping that Allah provides for them provision that matches their intentions. So, what needs to be mentioned is this: get OUT of yourself and into the service of Allah’s creation. Only then, Allah will enable you to serve them even if their service requires a lot of money. Allah glorified and exalted be he provides for a servant according to the servant’s intention. So, he who intends to serve his nation, solve the problems of their poor, help the sick, assist those who need to get married, Allah glorified and exalted be he will provide for him from where he never expects. There is no rule for provision. There is an Arabic poem verse that says:

If provisions go along with the soundness of mind, the cattle will then die because of their ignorance.

Sometimes Allah glorified and exalted be he opens a broad door of provisions that’s why the Mumin (believer) asks Allah for good halal provision that helps him carry out righteous work that brings him closer to his lord. Ibn 'Umar, may Allah be pleased with them, reported: The Messenger of Allah (may

peace be upon him) said: Envy is not justified except in two cases: one who, having been given (knowledge of) the Qur'an by Allah and he recites it during the night and day (and also acts upon it) and

a man who, having been given wealth by Allah, and he spends it during the night and the day (for the

welfare of others, seeking the pleasure of Allah). Hadith number in Sahih Muslim [Arabic only]: 1350

3.14 The Size of Each Human Being in the Sight of Allah is According to the Size of his (the human being) righteous work

There are some righteous works that are difficult for the mind to conceive such as building an orphanage, building an educational institution that teaches Islam, building a hospital, building accommodation for the youth, giving generously and in abundance to the poor and needy and building a developmental project that supports the Ummah. Ways that bring closer to the creator are as many as the creations. In this world, your size in the sight of Allah is as same as the size of your righteous work. When the angel of death comes to the human being, the human being regrets nothing but only one thing… the righteous work. Allah says: “[For such is the state of the disbelievers], until, when death comes to one of them, he says, "My Lord, send me back. That I might do righteousness in that which I left behind.” (Al-Mu’minun – The Believers 23:99,100).

When one dies, one loses everything in one second. All of that which you he has collected in a life time, he loses it in one second. Once his heart stops, everything is over, all his money belong to someone else

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it now. One who regrets the

now. One who regrets the most is he who lives poor to die rich. One who regrets the most is one whose inheritors enter paradise due to his money and he enters hell fire due to his money.

3.15 The Greatest Righteous Work is that You Spend Halal Money to Solve People Problems

Dear brothers and sisters, you will be asked one question about your life, one question about your heyday, one question about your knowledge. However, you will be asked two questions about your money, where did you get it from? And what did you spend it on? Money is the foundation of life. The heroism of a believer is to know how to earn the Halal money and how to spend it in the right directions.

The options of righteous work for he who has collected halal money are endless. If the road towards halal earning is clear and according to the law of Allah glorified and exalted be he then you should take that road because if you become wealthy out of halal money, out of legal ways then the options of righteous work available to you become endless. On the other hand, if earning money is on the detriment of your religion, on the detriment of your values and principles, then know for sure that poverty is a badge of honor for you

4 Reasons that Reduce/Prevent Provision

We must dedicate a branch out of all those branches of this huge topic of provision to talk about reasons that prevent and block it. What are the reasons that prevent provision? What are the reasons that bring you closer to poverty? What are the reasons that reduce provision? This is a very important topic. If we avoid these reasons we will reap very good results.

Dear brothers and sisters, there is no room for personal opinion in Islam. Islam is the religion of Allah. And if we were not provided with proofs from the Quran and the Sunna, anyone could have said anything. No man on this earth dares to base Islamic judgments upon personal opinion. We are guided and directed by verses from the book of Allah glorified and exalted be he (the Quran) and the authentic sayings of the prophet Mohammed may peace be upon him.

So, what are the reasons that reduce provision and bring you closer to poverty?

4.1 Reason #1: Adultery and Fornication (Zina)

Adultery and fornication, or simply put, any sexual relationship outside legal Halal marriage (i.e. Zina) tops the list of reasons that prevent provision and bring closer to poverty.

Allah says: “And do not approach unlawful sexual intercourse. Indeed, it is ever an immorality and is evil as a way.” (Al-Isra The Night Journey 17:32).

By Dr. Mohammed Ratib Annabulsi

Secrets of Wealth and Provision (Rizq) and How to Increase it

Secrets of Wealth and Provision (Rizq) and How to Increase it In this chapter we will

In this chapter we will use the terms adultery, fornication, illegal sex, Zina and/or “sexual relationship outside legal halal marriage” interchangeably.

4.1.1 There are Two Punishments for Zina (Sexual relationships outside legal halal

marriage) There are two punishments for illegal unlawful sex, the first punishment is a direct result of having unlawful sex such as very dangerous sexual transmitted diseases such as HIV that killed tens of millions of people and now nearly 60 millions are infected with this disease and they are on their way to death. One of the reasons of absence of provision or lack thereof is adultery, fornication, illegal unlawful sex.

The second punishment is that of poverty and removal of blessings.

Believe it or not, I know of a story of two men who used to work in cars paint business. They went to Germany to import two cars. They came back driving those two cars. They stopped at a hotel in a town in Eastern Europe. One of them told me that after 12 midnight their doors were knocked. It was two women. The first one opened the door and allowed the first woman inside. The second one said “I fear Allah the lord of the worlds” and did not allow the woman inside. After that, they arrived at the Levant (the countries of El-Cham). The second one (the one who did not allow the woman inside) is in a continuing progress and success after success. But the first one went through hardships and he sold his shop and divorced his wife.

I believe it without a doubt that one of the reasons of poverty is Zina (illegal unlawful sex). Poverty is the poverty of the heart. He who commits fornication, he who commits adultery, he who falls into unlawful sex has fallen into immorality.

““And do not approach unlawful sexual intercourse. Indeed, it is ever an immorality and is evil as a way.” (Al-Isra The Night Journey 17:32).

4.1.2 Every Way that Leads to Zina/Unlawful Sex is Haram

Allah did not say do not commit unlawful sexual intercourse. He said “do not approach unlawful sexual intercourse”. So anything that leads to unlawful sexual intercourse is prohibited is haram. Being in seclusion with the opposite sex, who is Non-Mahram, without legal halal marriage is haram / prohibited. Setting your eyes free, to look at that which might attract you to fall into illegal sexual intercourse, is forbidden/haram. Watching pornography is forbidden/haram because all of that is a way towards unlawful sexual intercourse. Note: