Comparison with Previous Year

CHF'000

2012

2011

Comparison with Previous Quarter

Change

Change [%]

Q3-2012

Q2-2012

Change

Change [%]

Net Fee & Commission Income

Interest Income, net
Trading & other Results (1)

38'754.0
13'123.9
33'433.3

50'227.3
11'640.9
38'370.6

(11'473.3)
1'483.0
(4'937.3)

-22.8%
12.7%
-12.9%

12'300.2
4'493.9
11'212.1

12'321.7
4'386.6
11'403.9

(21.5)
107.3
(191.8)

-0.2%
2.4%
-1.7%

Total Net Revenues

85'311.2

100'238.8

(14'927.6)

-14.9%

28'006.2

28'112.2

(106.0)

-0.4%

(28'761.6)
(25'239.4)
(9'047.2)

(29'638.3)
(25'725.0)
(11'209.4)

876.7
485.6
2'162.2

-3.0%
-1.9%
-19.3%

(9'358.6)
(8'142.4)
(2'885.0)

(9'464.0)
(8'862.0)
(3'051.1)

105.4
719.6
166.1

-1.1%
-8.1%
-5.4%

Total Expenses

(63'048.2)

(66'572.7)

3'524.5

-5.3%

(20'386.0)

(21'377.1)

991.1

-4.6%

Operating Profit

22'263.0

33'666.1

(11'403.1)

-33.9%

7'620.2

6'735.1

885.1

13.1%

Income Taxes

(3'975.6)

(7'366.5)

3'390.9

-46.0%

(1'359.6)

(1'009.6)

(350.0)

34.7%

Net Profit

18'287.4

26'299.6

(8'012.2)

-30.5%

6'260.6

5'725.5

535.1

9.3%

(2'713)
0.04

0.0%
9.4%

Payroll & Related Expenses

Other Operating Expenses (incl. Depr. & Provision)
Marketing Expenses

Operating Profit Margin

Net Profit Margin
Weighted average number of ordinary shares
Earning per share

(2)

26.1%
21.4%
14'459'276
1.26

33.6%
26.2%
14'400'216
1.83

59'060
(0.56)

30.09.2012

30.09.2011

Change

0.4%
-30.7%

27.2%
22.4%
14'464'240
0.43

24.0%
20.4%
14'466'953
0.40

Change [%]

30.09.2012

30.06.2012

Change

Change [%]

Trading Accounts [units]

Saving Accounts [units]
eForex Accounts [units]
ePrivate Banking Accounts [units]

159'803
30'012
10'779
763

156'196
17'167
10'464
616

3'607
12'845
315
147

2.3%
74.8%
3.0%
23.9%

159'803
30'012
10'779
763

159'500
29'490
10'542
712

303
522
237
51

0.2%
1.8%
2.2%
7.2%

Total Number of Accounts

201'357

184'443

16'914

9.2%

201'357

200'244

1'113

0.6%

Trading Assets [CHF m]

Saving Assets [CHF m]
eForex Assets [CHF m]
ePrivate Banking Assets [CHF m]

7'945.6
476.7
125.9
23.6

6'658.0
470.0
130.4
21.5

1'287.6
6.7
(4.5)
2.1

19.3%
1.4%
-3.5%
9.8%

7'945.6
476.7
125.9
23.6

7'505.5
495.7
136.2
22.7

440.1
(19.0)
(10.3)
0.9

5.9%
-3.8%
-7.6%
4.0%

Total Assets under Custody [CHF m]

8'571.8

7'279.9

1'291.9

17.7%

8'571.8

8'160.1

411.7

5.0%

Total Net New Monies [CHF m]

eForex Volume [CHF bn]
Total Balance Sheet [CHF m]
Total Equity [CHF m]
Equity Surplus [CHF m]
Total Headcounts

805.3
261.9
2'945.2
237.7
135.6
362

799.3
313.6
2'603.5
224.1
129.2
355

0.8%
-16.5%
13.1%
6.1%
5.0%
2.1%

157.4
110.3
2'945.2
237.7
135.6
362

111.3
84.4
2'795.9
229.9
129.4
365

46.1
25.9
149.3
7.8
6.2
(3)

41.4%
30.7%
5.3%
3.4%
4.8%
-0.7%

6.0
(51.7)
341.7
13.6
6.4
7