Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
Introduction of Insurance
Principles of Insurance
Reinsurance
Define reinsurance.
Describe the reasons/purpose for reinsurance.
Describe the different types of reinsurance.
Distinguish between “Excess of loss & Excess of loss ratio”.
Consider a hypothetical example’s of excess of loss treaty.
What is a proportionate form of reinsurance?
(a) A company has an 8-line surplus treaty. The retention of the company is Tk
10,000. A risk of Tk 1,00,000 has been proposed. Assuming that the required
facultative arrangement could be made, how the risk would be distributed?
(b) Under the above arrangement how a loss of Tk 10,000 would be
shared?
Risk
What is risk? Critically examine the various factors affecting the risk. From
where these information of risk obtained.
Examine the judgment method & numerical rating system of evaluating risk.
Types of risk.
Discuss the objectives of risk management.
What are the sources of risk information & approaches to risk management?
How risk is determined in life insurance?
Describe with examples the risks that human being face for their life &
property. Discuss in brief role does insurance play in order to face these risks.
Describe those factors regarding which case should be taken in taking the risks
for indemnification.
3
Life Insurance
Marine Insurance
Fire Insurance
What is fire insurance? Discuss the different types of fire insurance
policies.
Discuss the function of fire insurance.
Which element is essential in case of fire insurance & why?
Discuss the renewal, cancellation & assignment of fire insurance policy.
What do you mean by moral hazard & physical hazard in fire insurance policy
& discuss how they influence in assessing the risk?
What are the causes of fire? Which cause is more important in fire
insurance & why?
What is a fire waste? What are its causes?
How is premium determined in fire insurance policy?
5
Discuss the role of fire insurance in the economic development of a
country/State the important of fire insurance.
Explain the method of claiming losses & settlement of claim in fire insurance.
Illustrate methods of claims payment under fire insurance with example.
Explain the drawbacks of fire insurance in respect of Bangladesh.
Explain the claim payment in case of fire insurance.
Discuss the features of fire insurance contract
“Assignment is set possible in fire insurance” Comment.
Explain – Estoppel, Adjuster, Waiver & Estoppel.