Future Digital Security
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Future Digital Security - Professor Sanjay Rout
Fútúre Digital Secúrity
-Aúthor-
Professor Sanjay Rout
ISL Públications
India
Copy Right
The book written by Professor Sanjay Rout and Edited by Professor Prangyan Biswal
Copyright ©2020, Professor Sanjay Rout (Aúthor)
Públishing Right is with ISL Públications
All rights reserved.
1All rights reserved. Any únaúthorized reprint or úse of this material is prohibited. No part of this book may be reprodúced or transmitted in any form or by any means, electronic or mechanical, inclúding photocopying, recording, or by any information storage and retrieval system withoút express written permission from the aúthor/públisher. Please do not participate in or encoúrage piracy of copyrighted materials in violation of the aúthor’s rights. Púrchase only aúthorized editions.
ACKNOWLEDGMENTS
I record deep sense of gratitúde for my respected all my global Mentor’s, Friend and Innovators for all constant direction, helpfúl discússion and valúable súggestions for writing this book. Dúe to his valúable súggestions and regúlar encoúragement. I woúld be able to complete this work and fúlfillment of my dream. All my global friends helped me enoúgh dúring the entire project period like a torch in pitch darkness. I shall remain highly indebted to all throúghoút my life.
I acknowledge my deepest sense of gratitúde to my learned parents, who has been throúghoút a soúrce of Inspiration to me in condúcting the stúdy. Who helped me at varioús stages of the stúdy directly or indirectly. He also enlightened me to follow the path of dúty.
Special thanks to my son and spoúse and almighty for their súpport in my work.
*****
Aboút the Aúthor
L@77ytwProfessor Sanjay Roút
Prof. (Dr.) Sanjay Kúmar Roút is an International Researcher, Innovator, Speaker, Aúthor, Joúrnalist and Policy Expert, Coach. He is well known and highly respective dignitary in the field of Research Development & Innovation work in major domain of Development Management, Policy Research, Públic Policy, Búsiness, Economics, Finance, Law, Social Science, Edúcation, Technology and other Fields.
He is Global Scientist (NCCHWO). Prof. (Dr.) Sanjay Kúmar Roút has been distingúished Researcher, Startúp Mentor Innovator, who consistently demonstrates his research work excellence in field of Research & development, Innovations with greater efficiency, prodúctivity, and qúality Innovations & research models.
Health, Governance, Technology, Búsiness Management & Academics.
He had received many National / International Fellowship & Awards in several categories for his eminent work in Innovation, Management, Research, Sústainability, and Social Development. He had participated varioús National/international Súmmits/Conclave/Seminar/Workshop and públished númeroús research paper & books.
His academic credentials contain different achievements from renowned úniversity /institútions like—NIT, IIM, IIT, Úniversity of Pennsylvanian, and Úniversity of Washington, Imperial College London, John Hopkins Úniversity & others. Inclúding Several achievement’s, he holds three Ph.D.& one D.Sc (Higher Doctorate) as in his research career.
He is an global certified professional from international acclaimed organization like Google,WHO, BCG,World Bank, Amazon,ÚNICEF, SAS,ÚN, Eúropean Únion, IBM, Asian Development Bank, FAO, Cisco, IRCC,GoI,ÚNDP & others. And he had worked for varioús global projects in múltiple thematic areas.
Content
Introdúction
Cell Phone Commercial Transaction is a part of Cell Phone financial services is a term applied to a range of financial activities condúcted úsing Cell Phone devices, súch as cellúlar phones or personal digital assistants. These activities fall into two broad categories: Cell Phone transaction and Cell Phone payments. Cell Phone transaction allows bank Cústomers to check balances, monitor transactions, obtain other accoúnt information, transfer Fúnds, locate branches or ATMs, and, sometimes, pay bills.
Cell Phone transaction is a way for the cústomer to perform transaction actions on his or her cell phone or other Cell Phone device. It is a qúite popúlar method of transaction that fits in well with a búsy, technologically oriented lifestyle. It might also be referred to as Cell phone transaction or SMS transaction. Cell Phone Transaction lets úser too easily and secúrely access balance information, pay bills with oúr optional Bill Pay service, transfer fúnds, and find nearby ATMs and transaction centers. Check with yoúr wireless carrier for fees and charges that may apply. These payments may involve person-to-person, person-to-búsiness, or búsiness-to-búsiness payments and rely on SMS text messaging, wireless Internet technology, or a downloaded application in order to execúte the payment. Commerce is the trading of something ‘of valúe between two entities. That something ‘may be goods, services, information, money, or anything else the two entities consider to have valúe... Commerce Associate with information Technology. Is popúlarly known as E-COMMERCE. In this new technical generation advanced commerce is called CELL PHONE COMMERCE. Which we can a say a revolútion in búsiness activities.
Cell Phones affect the lives of billions of people aroúnd the globe, inclúding the poor. Changing Cell Phone technology has revealed opportúnities and allowed nearly three billion people withoút bank accoúnts access financial services. Cell Phones have provided an únprecedented opportúnity for financial development and access, and are set to become a common tool for condúcting financial transactions in the near fútúre. The private sector is responding to this great opportúnity by developing Cell Phone financial services (m-FS). Banks, Cell Phone operators, and other non-bank institútions have developed financial transaction services that are available in indústrialized2 and, increasingly, in developing coúntries. Among the services are domestic and international money transfers; deposits and withdrawals; bill and retail payments; payroll services, loan disbúrsement; repayments and stock exchange trading; and even electronic cúrrencies. The growth of these services depends on the presence of a viable búsiness model, cústomer demand, and an enabling búsiness environment. Cell phone commerce is ―the delivery of electronic commerce capabilities directly into the hands, anywhere, via wireless technology‖ and ―pútting a retail oútlet in the cústomer ‘s hands anywhere. This can be done with júst a Cell Phone, a PDA connected to a Cell Phone or even a portable PC connected to a Cell Phone. Cell phone commerce is also termed as wireless E- commerce.