Get that financial plan, now
Doing so helps you clearly identify goals and work to a plan of getting there in your earning years
by Renu Yadav
Aug 25, 2018
4 minutes
Most people tend to have a random approach toward personal finance. They either invest whatever is left after spending rather than the other way round. Or they invest in multiple instruments rather than in a product suited to their needs. As a result, they are unable to meet their life goals. Financial planning gives you a bird's eye view of your future goals, helps you pace your financial journey and enables you to achieve your goals optimally and efficiently. However, while investing is an important aspect of financial planning, a financial plan is much more than just investing. To embark on this journey, you need to do the following:
KNOW YOUR FINANCIAL POSITION
Drawing up a budget is
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